CN103679976A - System and method for reading and writing IC card - Google Patents
System and method for reading and writing IC card Download PDFInfo
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- CN103679976A CN103679976A CN201210360053.5A CN201210360053A CN103679976A CN 103679976 A CN103679976 A CN 103679976A CN 201210360053 A CN201210360053 A CN 201210360053A CN 103679976 A CN103679976 A CN 103679976A
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- card
- pos terminal
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- checkout apparatus
- electronic cash
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Abstract
This invention discloses a system and a method for reading and writing an IC card. The system comprises a POS terminal end which comprises an induction part, a slot and a data processing device. The induction part is used for performing reading and writing operation on an IC card by a non-contact means, the slot is used for inserting the IC card so that the IC card can be read and written, and the data processing device is configured to store the money in the IC card electronic cash account which is deducted through the induction part into the electronic cash account of the IC card which is inserted into the slot.
Description
Technical field
The present invention relates to IC-card payment technology, and relate in particular to the system and method that IC-card is read and write.
Background technology
By contact or contactless mode, IC-card can be used to pay.In this bankcard consumption process, consumption amount record is at a certain storage area of conventional P OS terminal, and during clearing, trade company, by conventional P OS terminal is connected with IC-card background system, uploads consumption amount record, thereby completes clearing.
The IC process of consumption of technique scheme relies on network environment, is connected to realize to pay via conventional P OS terminal with IC-card background system.And, due to the storage area of consumption amount record in conventional P OS terminal, bring extra storage burden to POS terminal.Further, because needs have been connected clearing by conventional P OS terminal with IC-card background system, utilize IC-card to carry out in process of consumption, having transaction time delay.On the other hand, prior art is unrealized carries out quota control, encloses and deposit, enclose and carry or historical transaction record inquiry IC-card at consumption scene.
Summary of the invention
According to one or more aspects of the present invention, a kind of system that IC-card is read and write is provided, this system comprises,
POS terminal, it comprises:
Induction part, for cordless, IC-card being carried out to read-write operation,
Socket, for embedding IC-card, thereby can carry out read-write operation to IC-card,
Data processing equipment, it is configured to the amount of money in the electronic cash account of the IC-card of deducting by described induction part to be deposited in the electronic cash account of the IC-card that is embedded into described socket.
According to one or more aspects of the present invention, a kind of method that IC-card is read and write is provided, the method comprises,
POS terminal is provided, wherein,
This POS terminal comprises:
Induction part, for cordless, IC-card being carried out to read-write operation,
Socket, for embedding IC-card, thereby can carry out read-write operation to IC-card,
Data processing equipment, wherein, configuration data treating apparatus is deposited into the amount of money in the electronic cash account of the IC-card of deducting by described induction part in the electronic cash account of the IC-card that is embedded into described socket.
Accompanying drawing explanation
After having read the specific embodiment of the present invention with reference to accompanying drawing, those skilled in the art will become apparent various aspects of the present invention.One skilled in the art will appreciate that these accompanying drawings are only for coordinating embodiment that technical scheme of the present invention is described, and be not intended to protection scope of the present invention to be construed as limiting.Wherein,
Fig. 1 utilizes the operation chart of IC-card being read and write according to the system of the embodiment of the present invention.
Fig. 2 is according to the schematic diagram of the POS terminal of the embodiment of the present invention.
Fig. 3 is according to the schematic diagram of the system that IC-card is read and write of the embodiment of the present invention.
Embodiment
With reference to the accompanying drawings, the specific embodiment of the present invention is described in further detail.In the following description, for the object of explaining, state many details to the thorough understanding to one or more aspects of embodiment is provided.Yet, can it is evident that for those skilled in the art, less degree that can these details is put into practice one or more aspects of each embodiment.Therefore the description below is not regarded as circumscribed, but limits protection domain by claims.
Fig. 1 utilizes the operation chart that system is read and write IC-card according to an embodiment of the invention.As shown in Figure 1, in this embodiment, the system that IC-card is read and write comprises POS terminal.Two IC-cards shown in figure, IC-card A and IC-card B.Card A carries out bankcard consumption in POS terminal, POS end print consumption strip.In this instantiation procedure, POS terminal is read and write card A, wherein amount deducted and transaction record being stored in the memory block of card A from the electronic cash account of card A.Pay close attention to now the IC-card B in figure, IC-card and POS terminal are coupled by physical interface.In the process of consumption of card A, POS terminal deposits the E-consumer amount of money of card A in card B in, and transaction record is stored in the memory block of card B.Thus, by POS terminal, the electronic cash completing between card A and card B shifts.In this process, the side of proceeding to that this IC-card B transfers accounts and consumes as off line, the side of producing that IC-card A transfers accounts and consumes as off line.Be appreciated that in other cases, IC-card A also can be used as the side of proceeding to that off line is transferred accounts and consumed, and IC-card B also can be used as the side of producing that off line is transferred accounts and consumed.
In the above-described embodiments, electronic cash off-line consumption record is not stored in the memory block of POS terminal, but is stored in IC-card memory block, can reduce the requirement to the stored energy of POS terminal thus.
Fig. 2 is the schematic diagram of POS terminal according to an embodiment of the invention.As shown in the figure, POS terminal can comprise induction part, socket, data processing equipment, power interface, USB interface, network interface, LPT.Induction part, for IC-card being carried out to read-write operation with cordless, in addition, for example, when IC-card is swiped the card in induction zone, can show remaining sum in conclude the business whether success and/or IC-card by display device; Socket, for embedding IC-card, thereby can carry out read-write operation to IC-card by physical interface; Data processing equipment, is electrically coupled to induction part and socket, and it is configured to the amount of money in the electronic cash account of the IC-card of deducting by induction part to be deposited in the electronic cash account of the IC-card that is embedded into socket.
In one embodiment, data processing equipment writes transaction record by induction part the memory block of corresponding IC-card, and by socket, transaction record is write to the memory block of corresponding IC-card.
Fig. 3 is according to the schematic diagram of the system that IC-card is read and write of the embodiment of the present invention.As shown in the figure, the system of IC-card being read and write comprises POS terminal and checkout apparatus.
In one embodiment, POS terminal is wiredly connected to checkout apparatus by USB interface, and checkout apparatus is connected to IC-card background system by network.
In one embodiment, POS terminal is configured to be embedded into by checkout apparatus setting the amount of electronic cash account of the IC-card of described socket.
In one embodiment, POS terminal is configured to by checkout apparatus, to being embedded into the electronic cash account of the IC-card of described socket, enclosing and deposits or enclose and carry.When electronic cash is not enough, via checkout apparatus, from IC-card debit account circle, deposit the amount of money to this IC-card electronic cash account; When electronic cash surpasses in electronic cash account amount, prescribe a time limit, via checkout apparatus, from IC-card electronic cash account circle, carry the amount of money to this IC-card debit account.
In one embodiment, POS terminal is configured to by sending transaction record in the memory block of the IC-card that is embedded into described socket to IC-card background system, for inquiry in the future on checkout apparatus.
According in other embodiments of the invention, the method that IC-card is read and write is disclosed, the method comprises, POS terminal is provided, wherein, this POS terminal comprises:
Induction part, for cordless, IC-card being carried out to read-write operation,
Socket, for embedding IC-card, thereby can carry out read-write operation to IC-card,
Data processing equipment, wherein, configuration data treating apparatus is deposited into the amount of money in the electronic cash account of the IC-card of deducting by induction part in the electronic cash account of the IC-card that is embedded into socket.
In one embodiment, data processing equipment writes transaction record by induction part the memory block of corresponding IC-card, and by socket, transaction record is write to the memory block of corresponding IC-card.
In one embodiment, the method further comprises,
Checkout apparatus is provided, wherein,
Checkout apparatus is connected to IC-card background system by network,
Checkout apparatus and POS terminal wired connection,
Configuration POS terminal is to be embedded into the amount of electronic cash account of the IC-card of socket by checkout apparatus setting.
In one embodiment, configuration POS terminal is with by checkout apparatus, to being embedded into the electronic cash account of the IC-card of socket, enclosing and deposits or enclose and carry.
In one embodiment, configuration POS terminal is with by checkout apparatus, and the transaction record being embedded in the memory block of IC-card of socket is uploaded to IC-card background system.
By the description of above embodiment, those skilled in the art can understand, and without departing from the spirit and scope of the present invention in the situation that, can also do various changes and replacement to the specific embodiment of the present invention.These changes and replacement all drop in the claims in the present invention book limited range.
Claims (10)
1. a system of IC-card being read and write, is characterized in that, this system comprises,
POS terminal, it comprises:
Induction part, for cordless, IC-card being carried out to read-write operation,
Socket, for embedding IC-card, thereby can carry out read-write operation to IC-card,
Data processing equipment, it is configured to the amount of money in the electronic cash account of the IC-card of deducting by described induction part to be deposited in the electronic cash account of the IC-card that is embedded into described socket.
2. the system as claimed in claim 1, is characterized in that,
Described data processing equipment writes transaction record by described induction part the memory block of corresponding IC-card, and by described socket, transaction record is write to the memory block of corresponding IC-card.
3. system as claimed in claim 2, is characterized in that, this system further comprises checkout apparatus,
Described checkout apparatus is connected to IC-card background system by network,
Described checkout apparatus and POS terminal wired connection,
Described POS terminal is configured to be embedded into by described checkout apparatus setting the amount of electronic cash account of the IC-card of described socket.
4. system as claimed in claim 3, is characterized in that, described POS terminal is configured to by described checkout apparatus, to being embedded into the electronic cash account of the IC-card of described socket, enclosing and deposits or enclose and carry.
5. system as claimed in claim 4, is characterized in that, described POS terminal is configured to by described checkout apparatus, and the transaction record being embedded in the memory block of IC-card of described socket is uploaded to IC-card background system.
6. a method of IC-card being read and write, is characterized in that, the method comprises,
POS terminal is provided, wherein,
This POS terminal comprises:
Induction part, for cordless, IC-card being carried out to read-write operation,
Socket, for embedding IC-card, thereby can carry out read-write operation to IC-card,
Data processing equipment, wherein, configuration data treating apparatus is deposited into the amount of money in the electronic cash account of the IC-card of deducting by described induction part in the electronic cash account of the IC-card that is embedded into described socket.
7. method as claimed in claim 6, is characterized in that,
Described data processing equipment writes transaction record by described induction part the memory block of corresponding IC-card, and by described socket, transaction record is write to the memory block of corresponding IC-card.
8. method as claimed in claim 7, is characterized in that, the method further comprises,
Checkout apparatus is provided, wherein,
Described checkout apparatus is connected to IC-card background system by network,
Described checkout apparatus and POS terminal wired connection,
Configure described POS terminal to be embedded into the amount of electronic cash account of the IC-card of described socket by described checkout apparatus setting.
9. method as claimed in claim 8, is characterized in that, configures described POS terminal with by described checkout apparatus, to being embedded into the electronic cash account of the IC-card of described socket, enclosing and deposits or enclose and carry.
10. method as claimed in claim 9, is characterized in that, configures described POS terminal with by described checkout apparatus, and the transaction record being embedded in the memory block of IC-card of described socket is uploaded to IC-card background system.
Priority Applications (1)
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CN201210360053.5A CN103679976B (en) | 2012-09-25 | 2012-09-25 | A kind of system and method that IC-card is read and write |
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CN201210360053.5A CN103679976B (en) | 2012-09-25 | 2012-09-25 | A kind of system and method that IC-card is read and write |
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Citations (6)
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JPH08180154A (en) * | 1994-12-21 | 1996-07-12 | Hitachi Ltd | Electronic purse device |
CN1189907A (en) * | 1995-05-15 | 1998-08-05 | 蒙德克斯国际有限公司 | Transaction recovery in a value transfer system |
US20080005566A1 (en) * | 2006-06-29 | 2008-01-03 | Sony Corporation | Portable terminal, settlement method, and program |
CN101799954A (en) * | 2009-11-20 | 2010-08-11 | 北京飞天诚信科技有限公司 | Method for loading double electronic purses |
CN102073958A (en) * | 2009-11-25 | 2011-05-25 | 天津中兴软件有限责任公司 | System and method for implementing mobile payment |
CN202025388U (en) * | 2011-04-15 | 2011-11-02 | 黄惠良 | Portable information transaction terminal |
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2012
- 2012-09-25 CN CN201210360053.5A patent/CN103679976B/en active Active
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
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JPH08180154A (en) * | 1994-12-21 | 1996-07-12 | Hitachi Ltd | Electronic purse device |
CN1189907A (en) * | 1995-05-15 | 1998-08-05 | 蒙德克斯国际有限公司 | Transaction recovery in a value transfer system |
US20080005566A1 (en) * | 2006-06-29 | 2008-01-03 | Sony Corporation | Portable terminal, settlement method, and program |
CN101799954A (en) * | 2009-11-20 | 2010-08-11 | 北京飞天诚信科技有限公司 | Method for loading double electronic purses |
CN102073958A (en) * | 2009-11-25 | 2011-05-25 | 天津中兴软件有限责任公司 | System and method for implementing mobile payment |
CN202025388U (en) * | 2011-04-15 | 2011-11-02 | 黄惠良 | Portable information transaction terminal |
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