CN103533178A - NFC (near field communication) mobile phone system - Google Patents
NFC (near field communication) mobile phone system Download PDFInfo
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- CN103533178A CN103533178A CN201310515411.XA CN201310515411A CN103533178A CN 103533178 A CN103533178 A CN 103533178A CN 201310515411 A CN201310515411 A CN 201310515411A CN 103533178 A CN103533178 A CN 103533178A
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Abstract
An NFC mobile phone system comprises a mobile phone, a mobile phone chip, a SIM (subscriber identity module) card and a third party data center, wherein the SIM card is arranged in the mobile phone. The NFC mobile phone system is characterized by also comprising an NFC structure; the NFC structure comprises an NFC chip, a coil and a safety chip; the NFC chip is connected with the safety chip through the coil; the NFC structure is communicated with an external card reader mutually through the coil, and payment is completed; the NFC structure is connected with a third party data center through a GPS (global position system) network, and a recharge transaction is realized; the safety chip and a mobile phone chip are communicated through a JAVA program; and the NFC structure is arranged on the mobile phone chip or the SIM card.
Description
Technical field
The present invention relates to a kind of cell phone system, be specifically related to a kind of NFC cell phone system.
Background technology
NFC cell phone system is a kind of system of supporting that untouchable mobile phone electronic pays.Be equivalent to stored value card, it is to utilize mobile phone to carry out electronic transaction, as bank transaction, and the E-Payment on the terminating machine such as mass transit card, subway, market.The problem existing is at present safety problem, and after mobile phone is lost, others is easy to usurp, and makes economic loss.This also becomes the vital factor of this cell phone system of restriction.
NFC structure is comprised of several parts, one is NFC chip, chip itself is storage data not, is communication chip, as Bluetooth chip, it is a communication chip, need in addition coil, be connected with chip, if with mass transit card, there is individual chip mass transit card the inside, there is individual coil outside, and this is very similar, has in addition a safety chip, this safety chip storage safe information, this chip has various modes to exist, and in likely putting the cell phone, likely puts in SD card, or put in SIM card, this is the structure of NFC.
The formation of NFC industrial chain---aerial hair fastener service link.In NFC industry, this link is extremely important, above-mentioned is in fact the card of many application, major applications is all single application now, if bank card is that bank has, mass transit card is that mass transit card company has, if these many application are placed in same chip, this just there will be a problem, allow the publisher of all cards can believe this company of Administrative Security chip, this is basic places of many application.GSMA also thinks that this is a very important part in whole industrial chain.And this standard is expected to can work out out before the end of this year, in addition, the communication standard in addition and between bluetooth, can mate by NFC and bluetooth, and this technical standard is also forming.
From operator, each operator's situation is different, situation for the view of new business is different, and the such technology of NFC out, to operator, first he can get involved the administrative mechanism of safety chip, and safety chip can be understood as empty wallet, be equivalent to the land for building in real estate industry, can hire out.In addition for the increase of data traffic, such as: aerial hair fastener, supplement with money and will use wireless transmission in the air, can cooperate with affiliate, such as cooperating with bank, follow mass transit card cooperation, to consumer loyalty degree, user's popularization is had to great role.Secondly, for operator, they also have some opportunities to enter, and this is relevant with each area, every country bank management policy.In addition in mass transit card field, first by NFC mobile phone, reduced hair fastener cost, if can supplement with money in the air in addition, for mass transit card operator, it is very important application, can reduce and much supplement cost with money, recharge point is arranged a lot, and expense is very large, and supplement with money, user can be supplemented with money in the air whenever and wherever possible, reduce the cost of supplementing with money of operator.Very the more important can be utilized existing facility in public transport field exactly, because the field of public transport now facility is all followed NFC handset compatibility substantially.From bank; it is the chance that bank gets involved IC-card field; can get involved small amount payment field simultaneously; in the very positive such application of propelling of a lot of banks of the U.S.; Unionpay is also in the such application of positive regard at home, for retail shop, and a lot of retail shops; particularly fast food restaurant, convenience store's small change are very large problems, use NFC can improve efficiency of operation.
Summary of the invention
The object of the present invention is to provide a kind of NFC cell phone system, it has solved the safety problem that this mobile phone provides, and a set of whole security mechanism that completes is provided.
Technical solution of the present invention is:
A kind of NFC cell phone system, comprise mobile phone, chip for cell phone, be arranged at the SIM card of interior of mobile phone, third party data center, its special character is: also comprise NFC structure, described NFC structure comprises NFC chip, coil and safety chip, described NFC chip is connected with safety chip by coil, and described NFC structure intercoms mutually by coil and extraneous card reader, completes payment; Described NFC structure is connected with third party data center by GPS network, realizes recharging payment; Described safety chip and chip for cell phone are realized and being linked up by JAVA program; Described NFC structure is arranged in chip for cell phone or SIM card.
Above-mentioned mobile phone also comprises that mobile phone also comprises SD card, and described NFC structure also can be arranged at this SD card.
Above-mentioned NFC structure is directly downloaded some information from chip for cell phone, if information is fewer, can be information, be directly stored on chip for cell phone and directly download, or by chip, write UIL address and be connected with back-end server, from server Download Info.
Above-mentioned safety chip comprises bank paying, market payment, network payment, mass transit card and the application of subway card multiple use.
Above-mentioned safety chip comprises secret key device, and described secret key device is connected ，Bing Shou third party data center to be controlled with third party data center, realizes length of run locked secure chip.
The invention has the advantages that: solved the safety problem that this mobile phone provides, a set of whole security mechanism that completes is provided.
Accompanying drawing explanation
Fig. 1 is structural representation block diagram of the present invention.
Embodiment
Referring to Fig. 1, a kind of NFC cell phone system, comprise mobile phone, chip for cell phone, is arranged at the SIM card of interior of mobile phone, third party data center, also comprise NFC structure, described NFC structure comprises NFC chip, coil and safety chip, and NFC chip is connected with safety chip by coil, described NFC structure intercoms mutually by coil and extraneous card reader, completes payment; NFC structure is connected with third party data center by GPS network, realizes recharging payment; Safety chip and chip for cell phone are realized and being linked up by JAVA program; NFC structure is arranged in chip for cell phone or SIM card.
Mobile phone also comprises that mobile phone also comprises SD card, and described NFC structure also can be arranged at this SD card.
NFC structure is directly downloaded some information from chip for cell phone, if information is fewer, can be information, be directly stored on chip for cell phone and directly download, or by chip, write UIL address and be connected with back-end server, from server Download Info.
Safety chip comprises bank paying, market payment, network payment, mass transit card and the application of subway card multiple use.
Safety chip comprises secret key device, and described secret key device is connected ，Bing Shou third party data center to be controlled with third party data center, realizes length of run locked secure chip.
Aerial hair fastener mode, is connected with bank, mass transit card company back-end server by aerial card sending mechanism, being loaded in mobile phone under application, by mobile phone and POS terminal, links up.
NFC is the technical scheme that non-contact application is more desirable, and NFC has the market demand widely simultaneously; In NFC solution, safety chip should be placed in SIM card in addition.If user is placed on safety chip in mobile phone, in all security information are all put the cell phone, be difficult to change mobile phone, can cause inconvenience, also pretty troublesome from customer service, later developing direction should be to be placed in SIM card.
Claims (5)
1. a NFC cell phone system, comprise mobile phone, chip for cell phone, be arranged at the SIM card of interior of mobile phone, third party data center, is characterized in that: also comprise NFC structure, described NFC structure comprises NFC chip, coil and safety chip, described NFC chip is connected with safety chip by coil, and described NFC structure intercoms mutually by coil and extraneous card reader, completes payment; Described NFC structure is connected with third party data center by GPS network, realizes recharging payment; Described safety chip and chip for cell phone are realized and being linked up by JAVA program; Described NFC structure is arranged in chip for cell phone or SIM card.
2. NFC cell phone system according to claim 1, is characterized in that: described mobile phone also comprises that mobile phone also comprises SD card, and described NFC structure also can be arranged at this SD card.
3. according to NFC cell phone system described in claim 1 or 2, it is characterized in that: described NFC structure is directly downloaded some information from chip for cell phone, if information is fewer, can be information, be directly stored on chip for cell phone and directly download, or by chip, write UIL address and be connected with back-end server, from server Download Info.
4. NFC cell phone system according to claim 3, is characterized in that: described safety chip comprises bank paying, market payment, network payment, mass transit card and the application of subway card multiple use.
5. NFC cell phone system according to claim 4, is characterized in that: described safety chip comprises secret key device, and described secret key device is connected ，Bing Shou third party data center to be controlled with third party data center, realizes length of run locked secure chip.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310515411.XA CN103533178A (en) | 2013-10-28 | 2013-10-28 | NFC (near field communication) mobile phone system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310515411.XA CN103533178A (en) | 2013-10-28 | 2013-10-28 | NFC (near field communication) mobile phone system |
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| CN103533178A true CN103533178A (en) | 2014-01-22 |
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| CN201310515411.XA Pending CN103533178A (en) | 2013-10-28 | 2013-10-28 | NFC (near field communication) mobile phone system |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104700269A (en) * | 2015-03-31 | 2015-06-10 | 小米科技有限责任公司 | Mobile payment method and device |
| CN105931306A (en) * | 2016-04-22 | 2016-09-07 | 安徽皖通科技股份有限公司 | Toll collection method through combination of highway pass card and NFC mobile phone |
| CN106599724A (en) * | 2016-12-20 | 2017-04-26 | 北京握奇智能科技有限公司 | Method and system for having access to sector data of smart card |
| CN107944857A (en) * | 2017-10-31 | 2018-04-20 | 阿里巴巴集团控股有限公司 | A kind of method and device of paying riding fee |
| CN108256852A (en) * | 2018-01-11 | 2018-07-06 | 四川精工伟达智能技术股份有限公司 | Information processing method, device and information processing system |
-
2013
- 2013-10-28 CN CN201310515411.XA patent/CN103533178A/en active Pending
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104700269A (en) * | 2015-03-31 | 2015-06-10 | 小米科技有限责任公司 | Mobile payment method and device |
| CN105931306A (en) * | 2016-04-22 | 2016-09-07 | 安徽皖通科技股份有限公司 | Toll collection method through combination of highway pass card and NFC mobile phone |
| CN106599724A (en) * | 2016-12-20 | 2017-04-26 | 北京握奇智能科技有限公司 | Method and system for having access to sector data of smart card |
| CN106599724B (en) * | 2016-12-20 | 2020-08-21 | 北京握奇智能科技有限公司 | Method and system for accessing sector data of smart card |
| CN107944857A (en) * | 2017-10-31 | 2018-04-20 | 阿里巴巴集团控股有限公司 | A kind of method and device of paying riding fee |
| US11074575B2 (en) | 2017-10-31 | 2021-07-27 | Advanced New Technologies Co., Ltd. | Method and apparatus for paying fare |
| US11501282B2 (en) | 2017-10-31 | 2022-11-15 | Advanced New Technologies Co., Ltd. | Method and apparatus for paying fare |
| CN108256852A (en) * | 2018-01-11 | 2018-07-06 | 四川精工伟达智能技术股份有限公司 | Information processing method, device and information processing system |
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