CN103440604A - System and method for cultivating practice-based financial quotient - Google Patents
System and method for cultivating practice-based financial quotient Download PDFInfo
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- CN103440604A CN103440604A CN201310169265XA CN201310169265A CN103440604A CN 103440604 A CN103440604 A CN 103440604A CN 201310169265X A CN201310169265X A CN 201310169265XA CN 201310169265 A CN201310169265 A CN 201310169265A CN 103440604 A CN103440604 A CN 103440604A
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Abstract
The invention discloses a system and method for cultivating a practice-based financial quotient. The system comprises a study subsystem, a practice subsystem, an experience subsystem and a social contact subsystem. The study subsystem is used for storing knowledge data for being viewed by a user so that the user can master all economy financial knowledge related to money. The practice subsystem is provided with a work hall module, an electronic trading module and a saving and investment module, and is used for accumulating wealth of the user through the methods of individual labor, selling idle items, saving and investing. The experience subsystem is used for recording and managing the property of the user. The social contact system is used for establishing a social circle of the user, the user can interact with people both inside and outside the social circle through data interaction, and people can exchange information mutually. According to the system and method for cultivating the practice-based financial quotient, lack of financial quotient training and education is compensated, the combination of the cultivation of high authenticity financial quotient capacity and independent personality and practice is innovated, a teenager can be more initiative and incentive in the aspects of household duties, innovation and study, the independent judging capability is formed, and the teenager is free from the passive growth environment of delivering all things to parents.
Description
Technical field
The invention belongs to field of computer technology, relate to a kind of FQ culture systems, relate in particular to a kind of type FQ culture systems of putting into practice; Simultaneously, the invention still further relates to a kind of type FQ cultural method of putting into practice.
Background technology
Nowadays, educational software product is all to teach mode with the teacher-centered information of course, and the non-constant of practicality does not have social interaction etc. to reach education and cultivate the software product of purpose by Novel platforms such as community participations yet.
The IQ education of spoon-feed is focused in the education of China, for the cultivation of FQ, lacks.The teenager of China provides all by father and mother, and the life style of a lot " clothing is stretched out one's hand, eat a ready-cooked meal " waits ignorant the entering society of result afterwards of growing up, the heart of Thanksgiving of father and mother being made money, and oneself is not known nothing the money-making way of managing financial affair yet.The cultivation of FQ is very large disappearance in China.In summary, except the direction disappearance of being absorbed in FQ, existing software also has practicality, operability, sociability etc. disappearance and not enough.
In view of this, nowadays in the urgent need to designing a kind of new FQ training method, to overcome the above-mentioned defect of existing training method.
Summary of the invention
Technical matters to be solved by this invention is: a kind of type FQ culture systems of putting into practice is provided, can cultivates student's FQ.
In addition, the present invention also provides a kind of type FQ cultural method of putting into practice, and can cultivate student's FQ.
For solving the problems of the technologies described above, the present invention adopts following technical scheme:
A kind of type FQ culture systems of putting into practice, described system comprises:
The study subsystem, check for the user in order to the stored knowledge data, makes the user grasp the various economy and finance knowledge relevant with money;
Put into practice subsystem, working hall module, electronic transaction module, savings investment module are set, in order to the mode by individual labor, the idle article of sale, savings investment, accumulate self wealth;
Experience subsystem, in order to record and to manage self property;
Social subsystem, in order to set up the communication circle of self, the personnel inside and outside by data interactive and communication circle carry out interaction, mutually exchange of information.
As a preferred embodiment of the present invention, described experience subsystem also comprises the simulation investment module, in order to realize simulation investment.
A kind of above-mentioned cultural method of putting into practice type FQ culture systems, described method comprises the steps:
Step S1, by PC or flat board, log in FQ school, the various knowledge of study FQ, form is the video/audio multimedia, comprises that the animation of Flash or HTML5 is interactive, the form of question and answer test;
Step S2, by PC or flat board or mobile phone mobile terminal, log in working hall, the record job that does housework, the taskpad clearing that culture systems can be given every month, the head of a family side of employing will paying of wages on child's account;
Step S3, child can be by the keep accounts historical records of the money originally checking the money of earning, the remaining sum of oneself and spend of meeting;
Step S4, social circle realize in school and community housework between child, the contest of financing etc. with exchange;
Step S5, enter the savings that rich man bank can see oneself, the savings product that can bear interest and lend father and mother or connect bank, obtain interest;
Step S6, log in virtual experience and can pass through game training FQ and various scenario simulation;
Step S7, after child becomes advanced level user, can enter that simulation investment connects real stock with virtual coin and financial market data is carried out simulation investment, outdoor scene is experienced investment;
Step S8, advanced level user can carry out Physical trade between child, experience the real business income of earning;
The money-managing centre of step S9, culture systems provides true financial product, the money of the money of child's accumulation and head of a family's input is pooled to the fund of cultivating of future generation, comprise education fund, marriage fund, house-purchase fund, the financing cycle is 10 years or 20 years or 30 years, for planning child's all one's life.
Beneficial effect of the present invention is: the type of putting into practice FQ culture systems and method that the present invention proposes, started new innovation area, realized following various new concept, flow process and product design: (1) is used this software in conjunction with the practical experience of life of every day, to cultivate FQ; (2) and the social activity contacts between the head of a family, school, teacher and classmate strengthen FQ and cultivate; (3) the analogue type scene of game class is cultivated FQ; (4) software platform can access the financial product of financial institution, for the upgrading of FQ is cultivated and family's cultivation of future generation trust provides more multi-specialized product.
The present invention has made up the disappearance that FQ is educated, innovated again and the high fidelity FQ ability of putting into practice combination and the cultivation of independent personality, allow the teenager in housework, innovation, all more there is initiative and incentive the study aspect, form the independent judgment ability, broken away from all and given father and mother's passive growth environment.Cultivate child and like savings, independently earn money, do not spend money extravagantly, the custom of association's financing investment.Allow the teacher head of a family participate in together with child, for the long process of next generation's cultivation, provide for a rainy day and do planned plan and investment.
The present invention compares with software product and has following advantage with existing education product:
(1) realized the function of practical experience of life:
Do housework and can make money, encourage child's work;
Good habits and customs can receive awards, and child is cultivated in correct excitation;
Spending is the money of spending oneself, association's thinking when allowing child spend;
All practical function have been cultivated child's FQ and independent personality.
(2) social functions:
Allow child and the head of a family jointly participate in education and to cultivate;
Allow between child teacher and classmate and carry out social interaction and rank contest.
(3) integrate Learning Community's function:
The learning content of media form, comprise audio frequency and video, Flash HTML5 etc.;
Courseware is putd question to, and question and answer are shared;
Every page of notes, notes are shared;
Online content can be browsed at any time in mobile terminal, comprises IOS, Android, dull and stereotyped etc.;
Deliver the courseware comment, comment is shared.
(4) environment of virtual and simulation learning
The virtual game training;
The simulation investment of true finance data.
(5) this software of accounting bookkeeping
Allow child to income and spent really control;
With head of a family's interaction, in mobile terminal, can operate at any time.
(6) financial product and the platform of access true correlation
Rich man bank has realized the savings box interest-bearing;
Money-managing centre has solved the long-term needs of cultivating finance planning of future generation.
The accompanying drawing explanation
Fig. 1 is the composition schematic diagram that the present invention puts into practice type FQ culture systems.
The process flow diagram that Fig. 2 is cultural method of the present invention.
embodiment
Describe the preferred embodiments of the present invention in detail below in conjunction with accompanying drawing.
Embodiment mono-
Refer to Fig. 1, the present invention has disclosed a kind of type FQ culture systems of putting into practice, and described system comprises: learn subsystem, put into practice subsystem, experience subsystem, social subsystem.
The study subsystem is checked for the user in order to the stored knowledge data, makes the user grasp the various economy and finance knowledge relevant with money.
Put into practice subsystem working hall module, electronic transaction module, savings investment module are set, in order to the mode by individual labor, the idle article of sale, savings investment, accumulate self wealth.
Experience subsystem in order to record and to manage self property.Described experience subsystem also comprises the simulation investment module, in order to realize simulation investment.
Social subsystem is in order to set up the communication circle of self, and the personnel inside and outside by data interactive and communication circle carry out interaction, mutually exchange of information.
More than introduced the composition that the present invention puts into practice type FQ culture systems, the present invention, when disclosing said system, also discloses the above-mentioned cultural method of putting into practice type FQ culture systems, and in conjunction with Fig. 2, described method comprises the steps:
[step S1] logs in FQ school by PC or flat board, the various knowledge of study FQ, and form is the multimedias such as video/audio, comprises that the animation of Flash or HTML5 is interactive, the form of question and answer test;
[step S2] logs in working hall by PC or flat board or mobile phone mobile terminal, the record job that does housework, the taskpad clearing that culture systems can be given every month, the head of a family side of employing will paying of wages on child's account;
[step S3] child can be by the keep accounts historical record of the money originally checking the money of earning, the remaining sum of oneself and spend of meeting;
[step S4] social circle realizes in school and community housework between child, the contest of financing etc. with exchange;
[step S5] enters the savings that rich man bank can see oneself, and the savings product that can bear interest and lend father and mother or connect bank, obtain interest;
[step S6] logs in virtual experience can pass through game training FQ and various scenario simulation;
[step S7], after child becomes advanced level user, can enter that simulation investment connects real stock with virtual coin and financial market data is carried out simulation investment, and outdoor scene is experienced investment;
[step S8] advanced level user can carry out Physical trade between child, experiences the real business income of earning;
The money-managing centre of [step S9] culture systems provides true financial product, the money of the money of child's accumulation and head of a family's input is pooled to the fund of cultivating of future generation, such as education fund, marriage fund, house-purchase fund, the financing cycle is not wait in 10 years or 20 years or 30 years, for planning child's all one's life.
In sum, the type of putting into practice FQ culture systems and method that the present invention proposes, made up the disappearance that FQ is educated, innovated again and the high fidelity FQ ability of putting into practice combination and the cultivation of independent personality, allow the teenager in housework, innovation, all more there is initiative and incentive the study aspect, form the independent judgment ability, broken away from all and given father and mother's passive growth environment.Cultivate child and like savings, independently earn money, do not spend money extravagantly, the custom of association's financing investment.Allow the teacher head of a family participate in together with child, for the long process of next generation's cultivation, provide for a rainy day and do planned plan and investment.
Here description of the invention and application is illustrative, not wants by scope restriction of the present invention in the above-described embodiments.Here the distortion of disclosed embodiment and change is possible, and for those those of ordinary skill in the art, the various parts of the replacement of embodiment and equivalence are known.Those skilled in the art are noted that in the situation that do not break away from spirit of the present invention or essential characteristic, and the present invention can be with other form, structure, layout, ratio, and realizes with other assembly, material and parts.In the situation that do not break away from the scope of the invention and spirit, can carry out other distortion and change to disclosed embodiment here.
Claims (3)
1. put into practice type FQ culture systems for one kind, it is characterized in that, described system comprises:
The study subsystem, check for the user in order to the stored knowledge data, makes the user grasp the various economy and finance knowledge relevant with money;
Put into practice subsystem, working hall module, electronic transaction module, savings investment module are set, in order to the mode by individual labor, the idle article of sale, savings investment, accumulate self wealth;
Experience subsystem, in order to record and to manage self property;
Social subsystem, in order to set up the communication circle of self, the personnel inside and outside by data interactive and communication circle carry out interaction, mutually exchange of information.
2. the type FQ culture systems of putting into practice according to claim 1 is characterized in that:
Described experience subsystem also comprises the simulation investment module, in order to realize simulation investment.
3. the described cultural method of putting into practice type FQ culture systems of claim 1 or 2, is characterized in that, described method comprises the steps:
Step S1, by PC or flat board, log in FQ school, the various knowledge of study FQ, form is the video/audio multimedia, comprises that the animation of Flash or HTML5 is interactive, the form of question and answer test;
Step S2, by PC or flat board or mobile phone mobile terminal, log in working hall, the record job that does housework, the taskpad clearing that culture systems can be given every month, the head of a family side of employing will paying of wages on child's account;
Step S3, child can be by the keep accounts historical records of the money originally checking the money of earning, the remaining sum of oneself and spend of meeting;
The contest that step S4, social circle realize housework, financing between school and child in community with exchange;
Step S5, enter the savings that rich man bank can see oneself, the savings product that can bear interest and lend father and mother or connect bank, obtain interest;
Step S6, log in virtual experience and can pass through game training FQ and various scenario simulation;
Step S7, after child becomes advanced level user, can enter that simulation investment connects real stock with virtual coin and financial market data is carried out simulation investment, outdoor scene is experienced investment;
Step S8, advanced level user can carry out Physical trade between child, experience the real business income of earning;
The money-managing centre of step S9, culture systems provides true financial product, the money of the money of child's accumulation and head of a family's input is pooled to the fund of cultivating of future generation, comprise education fund, marriage fund, house-purchase fund, the financing cycle is 10 years or 20 years or 30 years, for planning child's all one's life.
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| CN201310169265XA CN103440604A (en) | 2013-05-09 | 2013-05-09 | System and method for cultivating practice-based financial quotient |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107038641A (en) * | 2017-03-06 | 2017-08-11 | 深圳市钱爸爸电子商务有限公司 | A kind of P2P extension systems and its application method |
| CN107609978A (en) * | 2017-10-10 | 2018-01-19 | 刘燕燕 | The experiencing system and its experiential method of a kind of investment and financing products |
| CN107689175A (en) * | 2016-08-04 | 2018-02-13 | 陈中放 | Internet virtual business community training platform and method |
| CN107833169A (en) * | 2017-11-17 | 2018-03-23 | 北京玩控网络科技有限公司 | A kind of interdynamic learning system based on finance and economics industry combination network direct broadcasting and market |
| CN109872454A (en) * | 2019-01-28 | 2019-06-11 | 重庆第二师范学院 | Culture children's financial business sells the system of buying and its control method |
-
2013
- 2013-05-09 CN CN201310169265XA patent/CN103440604A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107689175A (en) * | 2016-08-04 | 2018-02-13 | 陈中放 | Internet virtual business community training platform and method |
| CN107038641A (en) * | 2017-03-06 | 2017-08-11 | 深圳市钱爸爸电子商务有限公司 | A kind of P2P extension systems and its application method |
| CN107609978A (en) * | 2017-10-10 | 2018-01-19 | 刘燕燕 | The experiencing system and its experiential method of a kind of investment and financing products |
| CN107833169A (en) * | 2017-11-17 | 2018-03-23 | 北京玩控网络科技有限公司 | A kind of interdynamic learning system based on finance and economics industry combination network direct broadcasting and market |
| CN109872454A (en) * | 2019-01-28 | 2019-06-11 | 重庆第二师范学院 | Culture children's financial business sells the system of buying and its control method |
| CN109872454B (en) * | 2019-01-28 | 2020-12-18 | 重庆第二师范学院 | Sale and purchase system for culturing children financial merchants and control method thereof |
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Application publication date: 20131211 |