CN103369166A - A system and a method for batch prepayment - Google Patents
A system and a method for batch prepayment Download PDFInfo
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- CN103369166A CN103369166A CN2012100902497A CN201210090249A CN103369166A CN 103369166 A CN103369166 A CN 103369166A CN 2012100902497 A CN2012100902497 A CN 2012100902497A CN 201210090249 A CN201210090249 A CN 201210090249A CN 103369166 A CN103369166 A CN 103369166A
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Abstract
The invention discloses a system and a method for batch prepayment. The batch prepayment system comprises a mobile terminal and a prepaying unit. According to multiple phone numbers with bills required to be prepaid and the amount required to be prepaid of each phone number, the mobile terminal generates prepayment request information and transmits the prepayment request information to the prepaying unit. According to the prepayment request information, the prepaying unit is used for prepaying bills of the phone numbers required to be prepaid. The batch prepayment helps a user complete batch prepayment of one or more accounts at one time and is capable of generating passwords for batch prepayment in real time according to the prepaying requirements of the user so as to give an impetus to large-range generalization of various prepaying business.
Description
Technical field
The present invention relates to the mobile payment field, relate in particular to a kind of batch recharge system and method.
Background technology
In recent years, mobile communication technology and relevant payment transaction develop very fast, and the demand that people supplement with money and approach are also more and more.But in the process that is various account chargings, usually all need to input telephone number, account number or supplement password with money.They are often formed by string number and monogram, and length is longer.The user must be absorbed in to check whether number is correct in input, this is so that supplement the Operating Complexity of process with money and greatly increase, and recharging service also can only be confined to the operation at alone family.For family, this class collective of company, batch recharge is not effectively used.In addition, as this mode of rechargeable card, it issues complex manufacturing process, and cost is high, and denomination is fixed, and also is unfavorable for the popularization of recharging service.
On the other hand, be in stage of develop rapidly based on the smart mobile phone of the systems such as iOS and Android, the types of applications of smart mobile phone has the characteristics such as attractive in appearance, convenient, fast, that ease for use is strong.They are just changing people's habits and customs, and this has also brought new opportunities and challenges to mobile payment service.The most obvious operating efficiency that can improve exactly mobile payment is for further expanding of recharging service provides technical support.
Summary of the invention
The main technical problem to be solved in the present invention is, a kind of batch recharge system and method is provided, can the disposable batch recharge of finishing one or more accounts of assisted user.Can supplement with money by the user again needs to generate in real time the password that is used for batch recharge, obtains wider popularization to help all kinds of recharging services.
For solving the problems of the technologies described above, the invention provides a kind of batch recharge system, its concrete technical scheme is as follows:
A kind of batch recharge system is characterized in that, comprises portable terminal and supplements the unit with money;
The amount of money that described portable terminal need be supplemented with money for the number of supplementing with money according to a plurality of needs and each number generates charging request information, and sends to the described unit of supplementing with money;
The described unit of supplementing with money is used for supplementing with money according to the number that described charging request information is supplemented with money needs.
Further, the described unit of supplementing with money is used for supplementing required total cost with money according to the disposable deduction of described charging request information, and the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.
Further, described batch recharge system also comprises agent's terminal;
Described agent's terminal is used for sending supplements password request information with money to the described unit of supplementing with money;
The described unit of supplementing with money is used for producing and supplementing password with money according to the described password request information of supplementing with money, and the described password of supplementing with money is returned to described agent's terminal;
Described agent's terminal also is used for the described password of supplementing with money is sent to described portable terminal;
Described portable terminal is used for supplementing the amount of money that number that password, described a plurality of needs supplement with money and described each number need supplement with money with money and generating described charging request information according to described, and sends to the described unit of supplementing with money.
Further, described batch recharge system also comprises the external account system;
The described unit of supplementing with money is used for supplementing required total cost according to described charging request information with money from the disposable deduction of described external account system, and the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.
Further, described portable terminal is used for number thin from local number or that the described a plurality of needs of the thin importing of network number are supplemented with money, and the amount of money that the number of supplementing with money according to a plurality of needs and each number need be supplemented with money generates charging request information, sends to the described unit of supplementing with money.
For solving above-mentioned technical problem, the present invention also provides a kind of batch recharge method, and its concrete technical scheme is as follows:
A kind of batch recharge method is characterized in that, may further comprise the steps:
The amount of money that the number that portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and sends to the described unit of supplementing with money;
Supplementing the number of according to described charging request information needs being supplemented with money the unit with money supplements with money.
Further, describedly supplement the processing procedure that the number of according to described charging request information needs being supplemented with money the unit supplements with money with money and comprise:
Supplement the unit with money and supplement required total cost with money according to the disposable deduction of described charging request information, the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.
Further, described batch recharge method also comprises following process:
Agent's terminal sends and supplements password request information with money to the described unit of supplementing with money;
Supplement the unit with money and produce and to supplement password with money according to the described password request information of supplementing with money, and the described password of supplementing with money is returned to described agent's terminal;
Described agent's terminal sends to described portable terminal with the described password of supplementing with money;
The amount of money that the number that described portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and sends to described processing procedure of supplementing the unit with money and comprise:
Described portable terminal is supplemented the amount of money that number that password, described a plurality of needs supplement with money and described each number need supplement with money with money and is generated described charging request information according to described, and sends to the described unit of supplementing with money.
Further, described batch recharge method also comprises: the described processing procedure of supplementing required total cost with money according to the disposable deduction of described charging request information in the unit of supplementing with money comprises:
The described unit of supplementing with money is used for supplementing required total cost according to described charging request information with money from the disposable deduction of described external account system.
Further, the amount of money that the number that portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and sends to described processing procedure of supplementing the unit with money and comprise:
Described portable terminal is used for number thin from local number or that the described a plurality of needs of the thin importing of network number are supplemented with money, and the amount of money that the number of supplementing with money according to a plurality of needs and each number need be supplemented with money generates charging request information, sends to the described unit of supplementing with money.
The invention has the beneficial effects as follows:
Portable terminal of the present invention can utilize the function of directory to import number, the operating efficiency when having increased batch recharge, and convenient and swift when supplementing with money, accuracy is high, is convenient to the user and experiences; The unit of supplementing with money of the present invention can generate in real time and supplements password with money, and need not needs to import in advance as rechargeable card, and can offer the user with the form of printing then and there, has saved cost and flow process that blocking is done; The password of supplementing with money of the present invention can be the e-file form simultaneously, has further reduced the cost consumption of agent's printing paper, is conducive to promote; Batch recharge of the present invention system can oneself finish supplementing with money in batches, and not needing provides recharged telephone number to strange agent or operator, has guaranteed employee's privacy and the information security of enterprise.
Description of drawings
Fig. 1 is in batches a kind of structural representation of charging system of the embodiment of the invention one;
Fig. 2 is the embodiment of the invention one Application Program Interface figure;
Fig. 3 is the in batches another kind of structural representation of charging system of the invention process one;
Fig. 4 is the structural representation of the invention process two batch recharge systems;
Fig. 5 is that the embodiment of the invention two agent's terminals are obtained the flow chart of supplementing password with money;
Fig. 6 is the framework flow chart of the invention process three batch recharge methods.
Embodiment
By reference to the accompanying drawings the present invention is described in further detail below by embodiment.
Embodiment one:
Please refer to Fig. 1, be the structural representation of present embodiment batch recharge system.The batch recharge system of present embodiment comprises portable terminal and supplements the unit with money; The amount of money that portable terminal need be supplemented with money for the number of supplementing with money according to a plurality of needs and each number generates charging request information, and sends to the described unit of supplementing with money; Supplementing the unit with money is used for supplementing with money according to the number that described charging request information is supplemented with money needs.
Below set forth the batch recharge system of present embodiment from actual process of supplementing with money:
The application program of supplementing with money that the user starts on the mobile phone is prepared to supplement with money, inputs first the means of payment and the amount of money.The means of payment can be to supplement password, the inner account of charging system with money.When with supplementing password with money when supplementing with money, the amount of money is fixed as this and supplements the corresponding amount of money of password with money.User's input mode is not limited to the cell phone keyboard input, also can be the read electric file mode.
Then the user provides the charging information editing interface according to application program for the user, as shown in Figure 2, edits corresponding number and recharge amount; After editor finished, application program generated charging request information according to editor's number and the amount of money and sends to and supplement the unit with money; Supplement with money after the unit receives charging request information, from charging request information, decompose and extract telephone number to be supplemented with money and the amount of money, initiate successively charging request to each number to the process of supplementing with money, supplement the account that the unit finds recharged user to bind according to different telephone numbers with money, increase remaining sum by the amount of money is set, finish and supplement with money.
Supplement the unit in the batch recharge system of present embodiment with money and can supplement required total cost with money according to the disposable deduction of described charging request information, the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.After value cell receives charging request information, from charging request information, decompose and extract telephone number to be supplemented with money and the amount of money, and deduct first the total amount that this is supplemented with money, as deducting the total amount of supplementing with money by the inside account of user in supplementing the unit with money, after deducting successfully, initiate successively charging request to each number to the process of supplementing with money, supplement the account that the unit finds recharged user to bind according to different telephone numbers with money, increase remaining sum by the amount of money is set, finish and supplement with money.
In the batch recharge system of present embodiment portable terminal can be from local number thin or network number thin the number that need to supplement with money of importing, make the process of supplementing with money convenient and swift, strengthen user's experience.Described abovely supplement the process user with money when editing number to be supplemented with money, can be by application call numbering directory function, the user that user selection need to be supplemented with money imports it among charging information.Import for number, can utilize the block functions of numbering directory to import, carry out classification charging with convenient to supplementing the user with money.For supplementing the huge situation of number of users with money, can import by the form of file form, or by network, request is obtained from external service.And application program can also arrange filtering function, and for the number of non-native system registration, program can filter out and prompting user can't be supplemented with money for this user.
Also can finish with the empty part of corresponding amount of money editor the editor of recharge amount for above-mentioned user equally.Provide amount of money edit control such as application program, can carry out the batch editor by grouping, also can edit one by one.When editing in batches, if long certain recharge number of pressing then can unify to edit the affiliated group of this number after 3 seconds; Also can supplement by the multiselect frame minute group selection of number with money.For the user who has edited, its amount of money is deducted from total amount.If remaining sum is 0, and the unallocated amount of money of user is still arranged, then prompting user is corrected.Amount of money edit control can be the forms such as input frame, slider bar.
For fail safe and the accuracy that guarantees to supplement with money, the supplementing the unit with money and can carry out authentication to charging request information of present embodiment, authentication is supplemented with money by rear number of then needs being supplemented with money.
As shown in Figure 3, present embodiment batch recharge system comprises that also external account system of external account system is used for supplementing required total cost according to described charging request information with money from the disposable deduction of described external account system, and the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.The user selection means of payment is external account payment, and ought supplement then that the unit deducts fees according to charging request with money is to deduct the total amount that this is supplemented with money by external account system (such as bank).
Embodiment two:
Be the structural representation of present embodiment batch recharge system such as Fig. 4.The batch recharge system of present embodiment has increased agent's terminal on the basis of implementing a charging system.Agent's terminal agent merchant terminal is used for sending supplements password request information with money to the described unit of supplementing with money; Supplement the unit with money and produce and to supplement password with money according to the described password request information of supplementing with money, and the described password of supplementing with money is returned to described agent's terminal; Agent's terminal sends to described portable terminal with the described password of supplementing with money; Portable terminal is supplemented the amount of money that number that password, described a plurality of needs supplement with money and described each number need supplement with money with money and is generated described charging request information according to described, and sends to the described unit of supplementing with money.Supplementing the number of according to charging request information needs being supplemented with money the unit with money supplements with money.
It is to supplement password with money in order to obtain that present embodiment arranges agent's terminal, can supplement with money by enough passwords of supplementing with money to satisfy the batch recharge system.Below the concrete system that sets forth present embodiment generate the process of supplementing password with money, as shown in Figure 5.
Step 1, the mode that the agent utilizes terminal to pass through STK or USSD is inputted recharge amount and the agent's payment cipher that needs purchase, this amount of money can or satisfy certain regular integer (multiples such as 10) for arbitrary integer, then sends and supplements password request information with money to supplementing the unit with money.
Step 2 is supplemented the unit with money and is received request, judges the information such as agent's state remaining sum, authentication by after carry out the agent is withholdd, generate in real time and supplement password with money, the corresponding amount of money of this password is consistent with the amount of money number of agent's application, and can supply the multi-user to supplement with money; System utilizes key that the agent binds to supplementing password encryption with money, then issues with the note form.
Step 3, agent's charging terminal has arranged the key that the agent is assigned with, uses secret key decryption after receiving the application result note; After deciphering was passed through, prompting user was selected to supplement the password presentation mode with money, and the user can print and supplement password with money, also can save as the e-file form with supplementing password with money, sends to portable terminal by bluetooth.
But the present embodiment used for mobile terminal is supplemented the process of supplementing with money of the process reference example one of password batch recharge with money.
After the present embodiment system supplemented with money and finishes, change was supplemented the password stateful transaction with money and is Transaction Success.
Present embodiment batch recharge system can generate in real time and supplement password with money, and need not needs to import in advance as rechargeable card, and can offer the user with the form of printing then and there, has saved cost and flow process that blocking is done.Supplementing recharge amount corresponding to password with money also is by the user intention input, is not limited to the denomination of operator's distribution.
Embodiment three:
Being illustrated in figure 6 as present embodiment is the framework flow chart of batch recharge method, may further comprise the steps:
The amount of money that the number that portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and sends to the described unit of supplementing with money;
Supplementing the number of according to described charging request information needs being supplemented with money the unit with money supplements with money.
Supplementing the processing procedure that the number of according to described charging request information needs being supplemented with money the unit supplements with money in the present embodiment with money comprises:
Supplement the unit with money and supplement required total cost with money according to the disposable deduction of described charging request information, the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.
The described batch recharge method of present embodiment also comprises following process:
Agent's terminal sends and supplements password request information with money to the described unit of supplementing with money;
Supplement the unit with money and produce and to supplement password with money according to the described password request information of supplementing with money, and the described password of supplementing with money is returned to described agent's terminal;
Described agent's terminal sends to described portable terminal with the described password of supplementing with money;
The amount of money that the number that described portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and sends to described processing procedure of supplementing the unit with money and comprise:
Described portable terminal is supplemented the amount of money that number that password, described a plurality of needs supplement with money and described each number need supplement with money with money and is generated described charging request information according to described, and sends to the described unit of supplementing with money.
The described batch recharge method of present embodiment also comprises: the described processing procedure of supplementing required total cost with money according to the disposable deduction of described charging request information in the unit of supplementing with money comprises:
The described unit of supplementing with money is used for supplementing required total cost according to described charging request information with money from the disposable deduction of described external account system.
The amount of money that the number that portable terminal is supplemented with money according to a plurality of needs in the present embodiment and each number need be supplemented with money generates charging request information, and sends to described processing procedure of supplementing the unit with money and comprise:
Described portable terminal is used for number thin from local number or that the described a plurality of needs of the thin importing of network number are supplemented with money, and the amount of money that the number of supplementing with money according to a plurality of needs and each number need be supplemented with money generates charging request information, sends to the described unit of supplementing with money.
Above content is the further description of the present invention being done in conjunction with concrete execution mode, can not assert that implementation of the present invention is confined to these explanations.For the general technical staff of the technical field of the invention, without departing from the inventive concept of the premise, can also make some simple deduction or replace, all should be considered as belonging to protection scope of the present invention.
Claims (10)
1. a batch recharge system is characterized in that, comprises portable terminal and supplements the unit with money;
The amount of money that described portable terminal need be supplemented with money for the number of supplementing with money according to a plurality of needs and each number generates charging request information, and sends to the described unit of supplementing with money;
The described unit of supplementing with money is used for supplementing with money according to the number that described charging request information is supplemented with money needs.
2. batch recharge as claimed in claim 1 system is characterized in that, the described unit of supplementing with money is used for supplementing required total cost with money according to the disposable deduction of described charging request information, and the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.
3. batch recharge as claimed in claim 1 system is characterized in that, also comprises agent's terminal;
Described agent's terminal is used for sending supplements password request information with money to the described unit of supplementing with money;
The described unit of supplementing with money is used for producing and supplementing password with money according to the described password request information of supplementing with money, and the described password of supplementing with money is returned to described agent's terminal;
Described agent's terminal also is used for the described password of supplementing with money is sent to described portable terminal;
Described portable terminal is used for supplementing the amount of money that number that password, described a plurality of needs supplement with money and described each number need supplement with money with money and generating described charging request information according to described, and sends to the described unit of supplementing with money.
4. batch recharge as claimed in claim 2 system is characterized in that, also comprises the external account system; The described unit of supplementing with money is used for supplementing required total cost according to described charging request information with money from the disposable deduction of described external account system, and the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.
5. such as each described batch recharge system of claim 1-4, it is characterized in that, described portable terminal is used for number thin from local number or that the described a plurality of needs of the thin importing of network number are supplemented with money, and the amount of money that the number of supplementing with money according to a plurality of needs and each number need be supplemented with money generates charging request information, sends to the described unit of supplementing with money.
6. a batch recharge method is characterized in that, may further comprise the steps:
The amount of money that the number that portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and sends to the described unit of supplementing with money;
Supplementing the number of according to described charging request information needs being supplemented with money the unit with money supplements with money.
7. batch recharge method as claimed in claim 6 is characterized in that, describedly supplements the processing procedure that the number of according to described charging request information needs being supplemented with money the unit supplements with money with money and comprises:
Supplement the unit with money and supplement required total cost with money according to the disposable deduction of described charging request information, the number of successively needs being supplemented with money after deducting fees is successfully supplemented with money.
8. batch recharge method as claimed in claim 6 is characterized in that, also comprises following process:
Agent's terminal sends and supplements password request information with money to the described unit of supplementing with money;
Supplement the unit with money and produce and to supplement password with money according to the described password request information of supplementing with money, and the described password of supplementing with money is returned to described agent's terminal;
Described agent's terminal sends to described portable terminal with the described password of supplementing with money;
The amount of money that the number that described portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and sends to described processing procedure of supplementing the unit with money and comprise:
Described portable terminal is supplemented the amount of money that number that password, described a plurality of needs supplement with money and described each number need supplement with money with money and is generated described charging request information according to described, and sends to the described unit of supplementing with money.
9. batch recharge method as claimed in claim 7 is characterized in that, the described processing procedure of supplementing required total cost with money according to the disposable deduction of described charging request information in the unit of supplementing with money comprises:
The described unit of supplementing with money is used for supplementing required total cost according to described charging request information with money from the disposable deduction of described external account system.
10. such as each described batch recharge method of claim 6-9, it is characterized in that the amount of money that the number that portable terminal is supplemented with money according to a plurality of needs and each number need be supplemented with money generates charging request information, and send to described processing procedure of supplementing the unit with money and comprise:
Described portable terminal is used for number thin from local number or that the described a plurality of needs of the thin importing of network number are supplemented with money, and the amount of money that the number of supplementing with money according to a plurality of needs and each number need be supplemented with money generates charging request information, sends to the described unit of supplementing with money.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201210090249.7A CN103369166B (en) | 2012-03-30 | 2012-03-30 | A kind of batch recharge system and method |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201210090249.7A CN103369166B (en) | 2012-03-30 | 2012-03-30 | A kind of batch recharge system and method |
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| CN103369166A true CN103369166A (en) | 2013-10-23 |
| CN103369166B CN103369166B (en) | 2015-08-12 |
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| CN105120446A (en) * | 2015-09-21 | 2015-12-02 | 中国联合网络通信集团有限公司 | Cell phone recharge method and device |
| WO2017054511A1 (en) * | 2015-09-30 | 2017-04-06 | 中兴通讯股份有限公司 | Recharge method, apparatus and system |
| CN106779653A (en) * | 2017-01-18 | 2017-05-31 | 世纪禾光科技发展（北京）有限公司 | Payment processing method and device |
| CN107958392A (en) * | 2017-12-05 | 2018-04-24 | 广州四三九九信息科技有限公司 | Game rechargeable card tracking and device |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN105120446A (en) * | 2015-09-21 | 2015-12-02 | 中国联合网络通信集团有限公司 | Cell phone recharge method and device |
| CN105120446B (en) * | 2015-09-21 | 2018-10-02 | 中国联合网络通信集团有限公司 | Method of recharging for mobile phone and device |
| WO2017054511A1 (en) * | 2015-09-30 | 2017-04-06 | 中兴通讯股份有限公司 | Recharge method, apparatus and system |
| CN106779653A (en) * | 2017-01-18 | 2017-05-31 | 世纪禾光科技发展（北京）有限公司 | Payment processing method and device |
| CN107958392A (en) * | 2017-12-05 | 2018-04-24 | 广州四三九九信息科技有限公司 | Game rechargeable card tracking and device |
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| Publication number | Publication date |
|---|---|
| CN103369166B (en) | 2015-08-12 |
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