CN103310537B - A kind of many application identifications access method, smart card and POS - Google Patents

A kind of many application identifications access method, smart card and POS Download PDF

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Publication number
CN103310537B
CN103310537B CN201210071981.XA CN201210071981A CN103310537B CN 103310537 B CN103310537 B CN 103310537B CN 201210071981 A CN201210071981 A CN 201210071981A CN 103310537 B CN103310537 B CN 103310537B
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China
Prior art keywords
card
application
state
activation
card application
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CN201210071981.XA
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CN103310537A (en
Inventor
李琳
黄更生
郭漫雪
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China Mobile Communications Group Co Ltd
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China Mobile Communications Group Co Ltd
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Priority to CN201210071981.XA priority Critical patent/CN103310537B/en
Priority to PCT/CN2013/072743 priority patent/WO2013135204A1/en
Publication of CN103310537A publication Critical patent/CN103310537A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3574Multiple applications on card

Abstract

The invention discloses a kind of many application identifications access method, smart card and POS, wherein, the method comprises: receive the card application query instruction that POS is sent, and obtains corresponding card application according to query statement; According to the status information of card application, obtain the card application being in state of activation; The card application and described POS that are in state of activation are set up and identifies that access links is concluded the business.Many application identifications access method of the present invention, smart card and POS, the state of activation Summing Factor conflict factor is set in card application, by judging the conflict of card application multiple in same smart card, achieve user use how block the mobile terminal that coexists and POS conclude the business time, can apply and operate by flexible selection card as required.

Description

A kind of many application identifications access method, smart card and POS
Technical field
The present invention relates to data card and POS terminal technology in the communications field, particularly, relate to many application identifications access method, smart card and POS.
Background technology
Mobile payment market maintains sustained and rapid growth, application kind is variation day by day also, in the safety chip that the multiclass card such as bank card, mass transit card, subway ticket, supermarket member card, all-in-one campus card, enterprise's access card, Eatery Consumption card, hotel's CUSTOM HOUSE HOTEL, venue admission ticket all can concentrate on a mobile phone or a SIM card (being referred to as smart card below), driven the demand of conglomerate cooperation hair fastener simultaneously.Multi-application card has more design and requirement in application management, card space management, application life cycles control, secure communication mechanism, secret key safety system, virtual machine technique, application API control, application realization etc.
The dynamic download installation process of card application as shown in Figure 1.
After card application downloads and installs, just can be used by external unit (as POS) and carry out application transaction processing.For the POS (Pointofsales, point of sale) of non-contact function, whether POS can enter the function of effective workspace by smart card in detection of handset.If smart card has entered effective workspace, terminal will perform the application choice flow process of Fig. 2.
For the POS of contact interface, by contact interface, POS can judge whether smart card inserts POS.If smart card inserts POS, and complete power-up initializing, terminal will perform the application choice flow process of Fig. 2.
After successfully have selected on-site payment application, smart card loopback comprises the file control information (FCI) of card issuer's exclusive data.
The identifier of card application uses AID to identify, and this mark is distributed by application provider to be provided, and the AID of the multiple application in a card must uniquely can not repeat, and AID coding as shown in Figure 3.
AID is made up of RID and PIX, and 16bytes is long, totally 32, adopts BCD coding.Wherein, RID length is 10; PIX length is 22.Wherein RID distributes tissue distribution by international IC-card AID, and PIX is self-defined by card issuer, and the mobile phone wallet application AID of such as China Mobile is D1560001018003800000000100000000 (hexadecimal digit represents).
External unit selects one to block application by SELECT order, and the form of form as table 1 of SELECT order is encoded.
Table 1SELECT command message
Coding Value Implication
CLA ‘00’ ISO/IEC 78164 orders
INS ‘A4’ SELECT
P1 ‘xx’ Quote controling parameters P1
P2 ‘xx’ Quote controling parameters P2
Lc ‘xx’ AID length
Data ‘xxxx…’ The AID of selective gist
Le ‘00’
In Table 1, if the application AID in SELECT order can go out an application by unique identification in card, then this application is selected.
If the application AID in SELECT order is the part (the some bytes started anew) of practical application AID, two may be had and above application AID identical, at this moment card can be chosen according to application erection sequence and meet first of AID head numerical value card application of installing.
Current mobile-phone payment NFC (NearFieldCommunication, near field communication (NFC)) store polytype application in safety chip or SIM card in mobile phone terminal, user use NFC mobile phone carry out noncontact swipe the card transaction time, different use scenes must be there is, different POS uses different card applied business, the application selecting user to need fast, conveniently, is accurately the first step realizing non-contact transaction.
Multiple bank cards or multiple mass transit cards, multiple member cards etc. can be deposited in safety chip or SIM card in current mobile-phone payment NFC mobile phone terminal.For bank card, in order to the transaction of the bank card realizing each issued by banks is interconnected, in the bank card application standard that People's Bank of China formulates, A000000333010101 is defined as to front 8 bytes of the application AID of Chinese Bank Card, rear 8 bytes are defined by Ge Jia bank oneself, also can not define.The bank card application AID stored in the POS of the bank card that present China uses is exactly the A000000333010101 of 8 bytes, bank card like this for which issued by banks is all identical due to prefix 8 bytes of its application AID, just also can be concluded the business normally by the POS identification of various authority releases.In addition because current of Ge Jia bank can issue the bank card of oneself, there is not the interior situation of placing two and above bank card information of card of a bank, use independent bank card no problem.
Present inventor thinks, be that support for safety chip or SIM card in mobile-phone payment NFC mobile phone terminal to apply, simultaneously due to conglomerate cooperation, and a people generally only uses a mobile phone and a SIM card, but people can the bank card of You Duojia bank, and this just also exists the situation storing multi-bank in a mobile phone and SIM card.As mentioned above, application AID prefix 8 bytes of multi-bank are all identical, POS is selected to run into multiple bank card application AID in SIM cards of mobile phones during bank card application in the first step of concluding the business and is all met by selection requirement, so just can not select the bank card of specifying according to user intention, and choose initial bank card application of installing all the time.This brings following problem:
1, mobile-phone payment user can not to select in the SIM cards of mobile phones that will use certain bank card of oneself by oneself wish, and user uses inconvenience, and business can not normally be carried out.
If if 2 Ge Jia banks self arrange can identify that oneself bank card applies the POS of complete AID, not only need existing POS of upgrading, and POS in same place can be caused to arrange the repetition and waste of resource, larger cost burden be brought to Small-Medium Banks.
Summary of the invention
The object of the invention is the defect for selection card being needed to apply according to user in prior art, propose a kind of method of many application identification access, smart card and POS.
For achieving the above object, according to an aspect of the present invention, a kind of many application identifications access method is provided.
According to many application identifications access method of the embodiment of the present invention, comprising:
Receive the card application query instruction that POS is sent, obtain corresponding card application according to query statement;
According to the status information of card application, obtain the card application being in state of activation;
The card application and described POS that are in state of activation are set up and identifies that access links is concluded the business.
In technique scheme, status information comprises the state of activation factor, and this method also comprises:
Receive the instruction obtaining card list of application, according to this instruction, card list of application is presented to user;
Receive user to be in unactivated state card application activation request, and if judge will request this application activating, be in blocking state of activation card application in whether there is the application conflicted with it;
If existed, then refusal activates this card application being in unactivated state, and notifies user.
In technique scheme, if when judgement by the application activating of request; be in blocking state of activation card application in exist conflict with it application time, method also comprises:
Receive the confirmation activation request that user applies the card being in unactivated state;
The state being in the application conflicted with it in the card application of state of activation is changed to unactivated state;
The state being in the card application of unactivated state of request is changed to state of activation.
In technique scheme, the card application selecting to have activated in POS after Transaction Success, method also comprises:
The state being in the card application activated is changed to un-activation, the state of unactivated card application afoul with it is changed to activation.
In technique scheme, if multiplely all to activate when existing in card, during the application collided with one another, method also comprises:
According to the sequencing that card application is installed, if successively by multiplely all activating of existing in card, the state of the card application collided with one another changes to state of activation, when the state of each card application is changed to state of activation, the state of other card application afoul with it is changed to unactivated state simultaneously.
In technique scheme, when installing card is applied, according to the selection of user, the state of original card application is changed to unactivated state, the state that the card of current installation is applied is set to state of activation; Or,
The state of original card application is changed to unactivated state, the state that the card finally installed is applied is set to state of activation.
For achieving the above object, according to an aspect of the present invention, a kind of many application identifications access method is provided.
According to many application identifications access method of the embodiment of the present invention, comprising:
To the query statement of smart card sending card application, receive the card list of application containing the complete identifying information of card application that smart card returns;
Send to user to select card list of application, receive the selection instruction of the card application of user;
Send the complete identifying information of user-selected card application according to selection instruction to smart card, set up the identification access links applied with this card and conclude the business.
For achieving the above object, according to another aspect of the present invention, a kind of many application identifications access intelligent card is provided.
According to many application identifications access intelligent card of the embodiment of the present invention, comprising:
Application query module, for receiving the card application query instruction that POS is sent, obtains corresponding card application according to query statement;
Application obtains module, for the status information applied according to card, obtains the card application being in state of activation;
Identifying access modules, identifying that access links is concluded the business for the card application and POS that are in state of activation being set up.
In technique scheme, status information comprises the state of activation factor, and smart card also comprises:
List acquisition module, for receiving the instruction obtaining card list of application, is presented to user according to this instruction by card list of application;
Conflict checking module, for receive user to be in unactivated state card application activation request, and if judge will request this application activating, be in blocking state of activation card application in whether there is the application conflicted with it;
Application activating module, there is the application conflicted with it in applying in the card for judging to be in card release state of activation when conflict checking module, then refusal activates this card application being in unactivated state, and notifies user.
In technique scheme, smart card also comprises:
Request receiving module, for receiving the confirmation activation request that user applies the card being in unactivated state;
Application activating module, also for the state being in the application conflicted with it in the card application of state of activation is changed to unactivated state, changes to state of activation by the state being in the card application of unactivated state of request.
In technique scheme, application activating module, also for the state being in the card application activated is changed to un-activation, changes to activation by the state of unactivated card application afoul with it.
In technique scheme, application activating module, also for, if when there is multiple all activation, during the application collided with one another in card, according to the sequencing that card application is installed, if successively by multiplely all activating of existing in card, the state of the card application collided with one another changes to state of activation, when the state of each card application is changed to state of activation, state that other card afoul with it is applied is changed to unactivated state simultaneously.
In technique scheme, application activating module, also for, when installing card is applied, according to the selection of user, by original card application state change to unactivated state, by the card of current installation apply state be set to state of activation; Or, the state of original card application is changed to unactivated state, the state that the card finally installed is applied is set to state of activation.
For achieving the above object, according to another aspect of the present invention, a kind of many application identification access POS are provided.
According to many application identification access POS of the embodiment of the present invention, comprising:
List reception module, for the query statement applied to smart card sending card, receives the card list of application containing the complete identifying information of card application that smart card returns;
Command reception module, for sending to user to select card list of application, receives the selection instruction of the card application of user;
Information sending module, for sending the complete identifying information of user-selected card application to smart card according to selection instruction, sets up the identification access links applied with this card and concludes the business.
Many application identifications access method of various embodiments of the present invention, smart card and POS, the state of activation Summing Factor conflict factor is set in card application, by judging the conflict of card application multiple in same smart card, achieve user use how block the mobile terminal that coexists and POS conclude the business time, can apply and operate by flexible selection card as required.
Other features and advantages of the present invention will be set forth in the following description, and, partly become apparent from instructions, or understand by implementing the present invention.Object of the present invention and other advantages realize by structure specifically noted in write instructions, claims and accompanying drawing and obtain.
Below by drawings and Examples, technical scheme of the present invention is described in further detail.
Accompanying drawing explanation
Accompanying drawing is used to provide a further understanding of the present invention, and forms a part for instructions, together with embodiments of the present invention for explaining the present invention, is not construed as limiting the invention.In the accompanying drawings:
Fig. 1 is the dynamic download installation process schematic diagram according to blocking application in prior art;
Fig. 2 is the schematic flow sheet performing application choice according to terminal in prior art;
Fig. 3 is the structural representation according to AID coding in prior art;
Fig. 4 is the internal hardware structural drawing according to the present invention's many application identifications access intelligent card;
Fig. 5 is the schematic diagram of the functional module according to smartcard internal CPU program processor of the present invention;
Fig. 6 is the schematic diagram increasing card application state according to the present invention in smart card
Fig. 7 asks to activate according to user of the present invention the signaling process figure being in unactivated state card application application;
Fig. 8 confirms to ask to activate the signaling process figure being in unactivated state card application application according to user of the present invention;
Fig. 9 receives according to smart card in mobile phone of the present invention the signaling process figure that the card application activated is chosen in POS instruction;
Figure 10 is according to the signaling process figure of the present invention in POS side many application identifications access method;
Figure 11 is the structural representation according to the present invention's many application identifications access intelligent card;
Figure 12 is the structural representation according to the present invention's many application identification access POS.
Embodiment
Below in conjunction with accompanying drawing, the preferred embodiments of the present invention are described, should be appreciated that preferred embodiment described herein is only for instruction and explanation of the present invention, is not intended to limit the present invention.
As shown in Figure 4, many application identifications access intelligent card inside of the present invention comprises:
CPU program processor: for the treatment of card internal operating system program and application program, and plug-in code;
Storage unit: for storing permanent or interim data;
IOS7816 communication interface: for carrying out data transmission with contact external unit (as contact card reader, mobile phone terminal);
Contactless communication interface: for carrying out data transmission with contactless external unit (as contactless card reader, POS).
As shown in Figure 5, the present invention increases conflict application controls module CRSApplet and UI program module in conventional smart card.Wherein:
Conflict application controls module CRSApplet is the abbreviation of ContactlessRegistryServiceApplet (non-contact application registration management application), UI (UserInterface, the user interface) programmatic client of user must be obtained by this module, arrange the state of the interior non-contact payment application of card.Concrete scheme is shown in that following instructions is described in detail.
UI program module is used for showing activation and unactivated list of application to user, and the application that user selects is passed to conflict application controls module CRSApplet.
In order to the card application allowing user select many cards that will use to coexist in (mobile phone SIM) according to oneself wish, in order to POS can choose correct application when multiple application AID prefix is identical, the present invention discloses following technical scheme.
1, for downloading and installing in the state (InstalledandSelectable) of successfully card application, Activated and Deactivated two state of activation factors are increased.When being applied in Activated state, this application can be selected and be carried out arm's length transaction process; When being applied in Deactivated state, this application cannot be selected by POS, also just can not conclude the business in POS side, but non-contact application registration management application (CRSApplet) can be selected by the interface of cell-phone customer terminal access intelligent card, and state can be set to this application, as shown in Figure 6.
2, in the attribute of card application, the conflict factor is increased:
The value increasing conflict factor Conf, Conf in the attribute of each card application can between 0 ~ 255.
As Conf=0, the application of this card can not be applied with other and be conflicted.
When the Conf of card application A is identical with the Conf of card application B, then this two methods conflict, namely can not be activated simultaneously.
When the Conf of card application A is different with the Conf of card application B, then this two methods does not conflict, and namely can be activated simultaneously.
3, cell-phone customer terminal is shown to list of application and state of activation in user's current smart cards.When user selects to activate card application that certain is in unactivated state, card judges, if application activating state has conflict, can point out user, as shown in Figure 7, concrete steps comprise:
Step 701: user opens UI program module;
Step 702:UI program module sends the request obtaining card list of application to CRSApplet;
Step 703:CRSApplet returns the list of application comprising each card application state to UI program module;
Step 704:UI program module organizes UI interface information;
Step 705:UI program module provides the interface of list of application to user;
Step 706: user selects the card application A being in unactivated state in list of application;
Step 707:UI program module sends the request activating card application A to CRSApplet;
Step 708:CRSApplet sends to card internal operating system application management module (i.e. CMS2AC application management module in card) request activating card application A;
Step 709: whether exist in card internal operating system application management module check card and apply with card application A afoul the card;
Step 710: if existence applies A afoul the card with card apply B, and card application B is in the state of being activated;
Step 711-712: card internal operating system application management module refusal activates card application A, and returns the list of application of conflict;
Step 713:UI program module organizes UI interface, and prompting user carries out the operation of deactivation card application B;
Step 714: prompting user carries out the operation of deactivation card application B.
Wherein, UI program module can be arranged at client in mobile phone also can be STK menu in SIM card; So that bank card application A in card will be activated in above-mentioned steps 711-714; In card, CMS2AC application management module (i.e. card internal operating system application management module) is the nucleus module managing application state and data in card operation system; POS is external communication device.Above-mentioned steps only wishes just to trigger UI program module by user when switching the card application activated user and uses, at every turn carrying out not needing user operation when card is concluded the business with POS.
4, user is when being prompted application activating state and having conflict, if still adhere to activating the above-mentioned card application being in unactivated state, it selects to activate the mechanism of certain card application in current smart cards as shown in Figure 8 by cell-phone customer terminal, smart card can judge the application with the application collision that will activate simultaneously, and automatically carry out deactivating operation, concrete steps comprise:
Step 801: after user is carried out the operation of deactivation card application B by above-mentioned steps 714 prompting, user still determines the operation will carrying out activating card application A, needs the operation first carrying out deactivation card application B;
Step 802:UI program module is unactivated state to CRSApplet application card application B;
Step 803:CRSApplet is to card internal operating system application management module application deactivation card application B;
Step 804: the state of card internal operating system application management module change card application B;
Step 805: the state deactivation of card application B is unactivated state by card internal operating system application management module;
The state of step 806:CRSApplet registration card application B is un-activation;
Step 807:CRSApplet activates card application A to the application of card internal operating system application management module;
Step 808: the state activation of card application A is state of activation by card internal operating system application management module;
Step 809: card internal operating system application management module is the instruction of state of activation to CRSApplet sending card application A condition;
The state of step 810:CRSApplet registration card application A is state of activation;
Step 811:CRSApplet is the instruction of state of activation to UI program module sending card application A;
Step 812:UI program module organizes UI interface, upgrades list of application information;
Step 813:UI program module provides the interface of list of application to user.
5, as shown in Figure 9, when smart card in mobile phone receives the Select instruction that POS sends, the application of selection can be needed according to current application state search and automatic decision, user before choosing is selected the card application activated, this process is without the need to user intervention, without the need to revising the hardware and software of POS, transaction flow does not need to change yet, and concrete steps comprise yet:
Step 901:POS machine sends the instruction of selection card application (SelectAID) to card internal operating system application management module;
Step 902: the card application A that card internal operating system application management block search AID is corresponding and card application B;
Step 903: card internal operating system application management module finds the card application A being in state of activation;
Step 904: card internal operating system application management module sends the instruction of selection card application A to bank card AppletA;
Step 905: bank card AppletA is to the selected instruction of POS feedback card application A;
Next, POS and card are applied between A and are carried out transaction processing.
6, card application arranges the original state Summing Factor conflict factor in installing.In the installation parameter of card application, increase by two property parameters, one is the original state factor (Activated and state of activation or Deactivated and unactivated state) of card application, and one is the factor (Conf numerical value) of conflicting.If do not arrange above two property parameters in installation parameter, parameters default value can be Activated for the original state of card application, and conflict factor Conf numerical value is 0.
7, when the factor Conf numerical value that conflicts in the installation for card application is identical with the Conf numerical value applied existing in card, following two kinds of processing schemes can be used:
Scheme 1: when installing this card application by UI program module prompting user, selected by user to retain the state of activation applied in original card, or activate the application of current installation and deactivation is carried out to application in original card.
Scheme 2: not by UI program module prompting user, and the card finally installed application be automatically set as the card application of current installation and activated, deactivation being carried out to original card application simultaneously.
8, the scheme of poll activation adopted for the card application that conflict factor value is identical and do not need user to be arranged by UI program module:
Illustrate in the step 901-905 of 5 in above scheme, POS selection card application system is constant, but each POS select current activation card application and Transaction Success after, in card, CRSApplet is by current card application deactivation, and activates in the identical another one card of the conflict factor Conf that applies therewith and apply.
CRSApplet records all list of applications having conflict, and carries out poll activation application according to certain rule.Rule can be activate successively according to the order of installing application, or adopts other rules, now will not need the operation of above-mentioned steps 701-714 and step 801-813.
Many application identifications access method of the present invention, solve when to store multiple card application (as bank card) in a mobile phone and SIM card, application AID prefix 8 bytes of existing multi-bank are all identical, the problem selecting appointed bank's card cannot be needed according to user, achieve the object according to user's choice for use different bank card, provide users with the convenient, improve the perceptibility of user.
Many application identifications access method of the present invention, the state of activation Summing Factor conflict factor is set in card application, by judging the conflict of card application multiple in same smart card, achieve user use how block the mobile terminal that coexists and POS conclude the business time, can apply and operate by flexible selection card as required.
In above-mentioned steps 701-714, if user prepares to activate card application A, if then first activate card application A to user's prompting, must first to card application B deactivation, in above-mentioned steps 801-813, after prompting user, if user still will activate card application A, then guide user first to after card application B deactivation, deactivation card application A again, ensure that afoul card application A and card application B can be in state of activation during difference, ensure that user can use card application A smoothly, and effectively pointed out user while use card application A, card application B cannot be used simultaneously, facilitate the reasonable employment that user applies card.
Be the many application identifications access method illustrated from smart card side disclosed in above-mentioned Fig. 4-9, the invention also discloses a kind of many application identifications access method illustrated from POS side.
Return all card application that AID prefix is identical when the application of POS selection card is applied in for the card that conflict factor value is identical, carried out the selection of transaction application by POS.The embodiment of this many application identifications access method comprises:
Step 1001:POS machine sends the instruction of selection card application (SelectAID) to card internal operating system application management module;
Step 1002: the card application A that card internal operating system application management block search AID is corresponding and card application B;
Step 1003: the list of application of the complete AID information comprising card application A and card application B is returned to POS by card internal operating system application management module;
The list of application of the complete AID information comprising card application A and card application B is sent to user by step 1004:POS machine;
Step 1005: user selects the card application A that will use in the UI of POS;
Step 1006:POS machine, by the complete AID information selection card application A of card application A, sends to bank card AppletA;
Step 1007: bank card AppletA is to the selected information of POS feedback card application A;
Next, POS and card are applied between A and are carried out transaction processing.
Many application identifications access method of the present invention, POS side is transformed, POS can identify the complete AID information of various card application, user can realize any amendment of various card application using state in smart card in POS side, the problem collided with one another that may exist between each card application need not be considered, effectively improve the utilization factor that smart card Nei Geka applies.
device embodiment
According to the embodiment of the present invention, provide a kind of many application identifications access intelligent card.As shown in figure 11, the present embodiment comprises:
Application query module 11, for receiving the card application query instruction that POS is sent, obtains corresponding card application according to query statement;
Application obtains module 12, for the status information applied according to card, obtains the card application being in state of activation;
Identifying access modules 13, identifying that access links is concluded the business for the card application and POS that are in state of activation being set up.
Wherein, status information comprises the state of activation factor, and the smart card of the present embodiment also comprises:
List acquisition module 14, for receiving the instruction obtaining card list of application, is presented to user according to this instruction by card list of application;
Conflict checking module 15, for receive user to be in unactivated state card application activation request, and if judge will request this application activating, be in blocking state of activation card application in whether there is the application conflicted with it;
Application activating module 16, there is the application conflicted with it in applying in the card for judging to be in card release state of activation when conflict checking module, then refusal activates this card application being in unactivated state, and notifies user.
The present embodiment also comprises:
Request receiving module 17, for receiving the confirmation activation request that user applies the card being in unactivated state;
Application activating module 16, also for the state being in the application conflicted with it in the card application of state of activation is changed to unactivated state, changes to state of activation by the state being in the card application of unactivated state of request.
Wherein:
Application activating module 16, also for the state being in the card application activated is changed to un-activation, changes to activation by the state of unactivated card application afoul with it;
Application activating module 16, also for, if when there is multiple all activation, during the application collided with one another in card, according to the sequencing that card application is installed, if successively by multiplely all activating of existing in card, the state of the card application collided with one another changes to state of activation, when the state of each card application is changed to state of activation, the state of other card application afoul with it is changed to unactivated state simultaneously;
Application activating module 16, also for, when installing card is applied, according to the selection of user, by original card application state change to unactivated state, by the card of current installation apply state be set to state of activation; Or, the state of original card application is changed to unactivated state, the state that the card finally installed is applied is set to state of activation.
Those skilled in the art is to be understood that, application query module 11 in the present embodiment can be arranged within the conflict application controls module (i.e. CRSApplet) of the CPU program processor in above-mentioned Fig. 5, also can be arranged within CPU program processor, outside conflict application controls module; Application acquisition module 12, identification access modules 13, conflict checking module 15, application activating module 16, request receiving module 17 can be arranged within conflict application controls module; List acquisition module 14 can be arranged within UI program module.
Many application identifications access intelligent card of the present invention, the state of activation Summing Factor conflict factor is set in card application, by judging the conflict of card application multiple in same smart card, achieve user use how block the mobile terminal that coexists and POS conclude the business time, can apply and operate by flexible selection card as required.
According to the embodiment of the present invention, provide a kind of many application identification access POS.As shown in figure 12, the present embodiment comprises:
List reception module 21, for the query statement applied to smart card sending card, receives the card list of application containing the complete identifying information of card application that smart card returns;
Command reception module 22, for sending to user to select described card list of application, receives the selection instruction of the card application of user;
Information sending module 23, for sending the complete identifying information of user-selected card application to smart card according to selection instruction, sets up the identification access links applied with this card and concludes the business.
Many application identification access POS of the present invention, POS side is transformed, POS can identify the complete AID information of various card application, user can realize any amendment of various card application using state in smart card in POS side, the problem collided with one another that may exist between each card application need not be considered, effectively improve the utilization factor that smart card Nei Geka applies.
The present invention can have multiple multi-form embodiment; above for Fig. 4-Figure 12 by reference to the accompanying drawings to technical scheme of the present invention explanation for example; this does not also mean that the instantiation that the present invention applies can only be confined in specific flow process or example structure; those of ordinary skill in the art should understand; specific embodiments provided above is some examples in multiple its preferred usage, and the embodiment of any embodiment the claims in the present invention all should within technical solution of the present invention scope required for protection.
One of ordinary skill in the art will appreciate that: all or part of step realizing said method embodiment can have been come by the hardware that programmed instruction is relevant, aforesaid program can be stored in a computer read/write memory medium, this program, when performing, performs the step comprising said method embodiment; And aforesaid storage medium comprises: ROM, RAM, magnetic disc or CD etc. various can be program code stored medium.
Last it is noted that the foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, although with reference to previous embodiment to invention has been detailed description, for a person skilled in the art, it still can be modified to the technical scheme described in foregoing embodiments, or carries out equivalent replacement to wherein portion of techniques feature.Within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (10)

1. the access method of application identification more than, is characterized in that, comprising:
Receive the card application query instruction that POS is sent, obtain corresponding card application according to described query statement;
According to the status information of described card application, obtain the card application being in state of activation;
The card application and described POS that are in state of activation are set up and identifies that access links is concluded the business;
Wherein, described status information comprises the state of activation factor, and method also comprises:
Receive the instruction obtaining card list of application, according to this instruction, described card list of application is presented to user;
Receive user to be in unactivated state card application activation request, and if judge will request this application activating, be in blocking state of activation card application in whether there is the application conflicted with it;
If existed, then refusal activates this card application being in unactivated state, and notifies user.
2. method according to claim 1, is characterized in that, if when judgement by the application activating of request; be in blocking state of activation card application in exist conflict with it application time, method also comprises:
Receive the confirmation activation request that user applies the card being in unactivated state;
The state being in the application conflicted with it described in the card application of state of activation is changed to unactivated state;
The state of the card application being in unactivated state described in request is changed to state of activation.
3. method according to claim 1, is characterized in that, the card application selecting to have activated in POS after Transaction Success, method also comprises:
The state being in the card application activated is changed to un-activation, the state of unactivated card application afoul with it is changed to activation.
4. method according to claim 1, is characterized in that, if multiplely all to activate when existing in card, during the application collided with one another, method also comprises:
According to the sequencing that card application is installed, if successively by multiplely all activating of existing in described card, the state of the card application collided with one another changes to state of activation, when the state of each card application is changed to state of activation, the state of other card application afoul with it is changed to unactivated state simultaneously.
5. method according to claim 1, is characterized in that, when installing card is applied, according to the selection of user, the state of original card application is changed to unactivated state, the state that the card of current installation is applied is set to state of activation; Or,
The state of original card application is changed to unactivated state, the state that the card finally installed is applied is set to state of activation.
6. the access intelligent card of application identification more than, is characterized in that, comprising:
Application query module, for receiving the card application query instruction that POS is sent, obtains corresponding card application according to described query statement;
Application obtains module, for the status information according to described card application, obtains the card application being in state of activation;
Identifying access modules, identifying that access links is concluded the business for the card application and described POS that are in state of activation being set up;
Wherein, described status information comprises the state of activation factor, and described smart card also comprises:
List acquisition module, for receiving the instruction obtaining card list of application, is presented to user according to this instruction by described card list of application;
Conflict checking module, for receive user to be in unactivated state card application activation request, and if judge will request this application activating, be in blocking state of activation card application in whether there is the application conflicted with it;
Application activating module, there is the application conflicted with it in applying in the card for judging to be in card release state of activation when described conflict checking module, then refusal activates this card application being in unactivated state, and notifies user.
7. smart card according to claim 6, is characterized in that, also comprises:
Request receiving module, for receiving the confirmation activation request that user applies the card being in unactivated state;
Application activating module, also for the state being in the application conflicted with it described in the card application of state of activation is changed to unactivated state, changes to state of activation by the state of the card application being in unactivated state described in request.
8. smart card according to claim 6, is characterized in that, described application activating module, also for the state being in the card application activated is changed to un-activation, the state of unactivated card application afoul with it is changed to activation.
9. smart card according to claim 6, it is characterized in that, described application activating module, also for, if multiplely all to activate when existing in card, during the application collided with one another, the sequencing installed according to card application, if successively by multiplely all activating of existing in described card, the state of the card application collided with one another changes to state of activation, when the state of each card application is changed to state of activation, the state of other card application afoul with it is changed to unactivated state simultaneously.
10. smart card according to claim 6, is characterized in that, described application activating module, also for, when installing card is applied, according to the selection of user, the state of original card application is changed to unactivated state, the state that the card of current installation is applied is set to state of activation; Or, the state of original card application is changed to unactivated state, the state that the card finally installed is applied is set to state of activation.
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