CN103218885A - Financial POS machine moving prevention risk management method - Google Patents

Abstract

The invention provides a safe and reliable financial POS machine moving prevention risk management method which includes a dialing POS machine telephone number binding method, a dialing POS decoder precautionary method and a moving POS position locating method. The financial POS machine moving prevention risk management method integrates a front-end POS machine, a middle-end network transmission NAC and a back-end risk management system (RMS) in sequence, and machine moving risk prevention for all financial wired dialing POS terminals and financial moving wireless POS terminals is managed in the RMS; and differentiating service information from the three modules are collected, and data are disposed to provide a management report to a host machine.

Description

Financial POS is prevented the telephone-moving risk management method

Technical field

The present invention relates to a kind of POS machine management method, especially a kind of financial POS is prevented the telephone-moving risk management method.

Background technology

Application software is equipped with in POS machine inside, can link by the computing system of communication line and bank, and the amount of money of customer consumption is forwarded on the account of trade company from its bank card account.POS is widely used in industries such as commerce, finance, food and drink, amusement is chain, for improving payment and settlement efficient, quicken turnover of funds, reduce cash circulation, strengthen personal balance and credit management, facilitate the administration of tax collection and promote socio-economic development etc. all to play good effectiveness, but there are a lot of risks in the POS machine.

Summary of the invention

The invention provides the anti-telephone-moving risk management method of a kind of safe and reliable financial POS.

Realize the anti-telephone-moving risk management method of financial POS of the object of the invention, comprising:

The dynamo-electric words of-dialing POS number binding method, concrete steps are as follows:

(1) dialing POS initiates transaction request;

(2) NAC replys transaction request, and the incoming call caller called number that simultaneously circuit operator is provided transfers to the rear end;

(3) Risk Management Platform is extracted identity information such as POS trade company terminal number and the incoming call caller equipotential of being called out the numbers and is put information, and the POS identity is become record with the positional information memory parallel;

(4) when dialing is initiated transaction request POS time once more, Risk Management Platform will compare identity and the positional information in the historical record, change as finding telephone number, will enter alert program, and notify main frame or POS to stop service;

-dialing POS demoder prevention method, concrete steps are as follows:

(1) before the POS machine uses, whether the increase demoder is arranged in the detection line in advance;

(2) as finding demoder, can directly refuse transaction, send warning message simultaneously to Risk Management Platform;

(3) Risk Management Platform pipes off this type of illegal POS terminal, notifies main frame or stops the POS service;

-mobile POS location positioning method, concrete steps are as follows:

(1) mobile POS machine is initiated transaction request;

(2) NAC replys transaction request, transmits the position enquiring request to Risk Management Platform simultaneously;

(3) Risk Management Platform is extracted identity information and mobile POS machine base station geographic position information such as POS trade company terminal number, and the POS identity is become record with the positional information memory parallel;

(4) when initiating transaction request once more mobile POS time, Risk Management Platform will compare identity and the positional information in the historical record, change as finding base station geographic position, will enter alert program, and notify main frame or POS to stop service.

The beneficial effect of the anti-telephone-moving risk management method of financial POS of the present invention is as follows:

Financial POS of the present invention is prevented the telephone-moving risk management method, from front end POS machine to middle-end Network Transmission NAC again to the rear end risk management system, the telephone-moving risk prevention of management all financial wired dial-up POS terminals and financial mobile wireless POS terminal in rmc system; Collect from the differentiation information on services of three modules, disposal data provides managerial report to main frame.

Embodiment

Financial POS of the present invention is prevented the telephone-moving risk management method, comprising:

The dynamo-electric words of-dialing POS number binding method, concrete steps are as follows:

(1) dialing POS initiates transaction request;

(2) NAC replys transaction request, and the incoming call caller called number that simultaneously circuit operator is provided transfers to the rear end;

(3) Risk Management Platform is extracted identity information such as POS trade company terminal number and the incoming call caller equipotential of being called out the numbers and is put information, and the POS identity is become record with the positional information memory parallel;

(4) when dialing is initiated transaction request POS time once more, Risk Management Platform will compare identity and the positional information in the historical record, change as finding telephone number, will enter alert program, and notify main frame or POS to stop service;

-dialing POS demoder prevention method, concrete steps are as follows:

(1) before the POS machine uses, whether the increase demoder is arranged in the detection line in advance;

(2) as finding demoder, can directly refuse transaction, send warning message simultaneously to Risk Management Platform;

(3) Risk Management Platform pipes off this type of illegal POS terminal, notifies main frame or stops the POS service;

-mobile POS location positioning method, concrete steps are as follows:

(1) mobile POS machine is initiated transaction request;

(2) NAC replys transaction request, transmits the position enquiring request to Risk Management Platform simultaneously;

(3) Risk Management Platform is extracted identity information and mobile POS machine base station geographic position information such as POS trade company terminal number, and the POS identity is become record with the positional information memory parallel;

(4) when initiating transaction request once more mobile POS time, Risk Management Platform will compare identity and the positional information in the historical record, change as finding base station geographic position, will enter alert program, and notify main frame or POS to stop service.

Embodiment recited above is described preferred implementation of the present invention; be not that scope of the present invention is limited; design under the spiritual prerequisite not breaking away from the present invention; various distortion and improvement that the common engineering technical personnel in this area make technical solution of the present invention all should fall in the definite protection domain of claims of the present invention.

Claims (1)

1. a financial POS is prevented the telephone-moving risk management method, comprising:

The dynamo-electric words of-dialing POS number binding method, concrete steps are as follows:

(1) dialing POS initiates transaction request;

(2) NAC replys transaction request, and the incoming call caller called number that simultaneously circuit operator is provided transfers to the rear end;

(3) Risk Management Platform is extracted identity information such as POS trade company terminal number and the incoming call caller equipotential of being called out the numbers and is put information, and the POS identity is become record with the positional information memory parallel;

(4) when dialing is initiated transaction request POS time once more, Risk Management Platform will compare identity and the positional information in the historical record, change as finding telephone number, will enter alert program, and notify main frame or POS to stop service;

-dialing POS demoder prevention method, concrete steps are as follows:

(1) before the POS machine uses, whether the increase demoder is arranged in the detection line in advance;

(2) as finding demoder, can directly refuse transaction, send warning message simultaneously to Risk Management Platform;

(3) Risk Management Platform pipes off this type of illegal POS terminal, notifies main frame or stops the POS service;

-mobile POS location positioning method, concrete steps are as follows:

(1) mobile POS machine is initiated transaction request;

(2) NAC replys transaction request, transmits the position enquiring request to Risk Management Platform simultaneously;

(3) Risk Management Platform is extracted identity information and mobile POS machine base station geographic position information such as POS trade company terminal number, and the POS identity is become record with the positional information memory parallel;

(4) when initiating transaction request once more mobile POS time, Risk Management Platform will compare identity and the positional information in the historical record, change as finding base station geographic position, will enter alert program, and notify main frame or POS to stop service.