CN103218740A - Trading system, method and device using two-dimension codes - Google Patents
Trading system, method and device using two-dimension codes Download PDFInfo
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Abstract
The invention provides a trading system, method and device using two-dimension codes. The system comprises a trading terminal, a dynamic token and a server, wherein the trading terminal is used for receiving trading contents and dynamic passwords input by a user, displaying the two-dimension codes generated according to the trading contents, and sending the trading contents and the dynamic passwords to the server; the dynamic token is used for scanning the two-dimension codes, obtaining the trading contents according to the two-dimension codes, displaying the trading contents to the user, generating the dynamic passwords according to the trading contents after the user confirms that the trading contents are right, and displaying the dynamic passwords to the user; and the server is used for receiving the trading contents and the dynamic passwords sent from the trading terminal, generating first verification codes according to the trading contents, generating second verification codes according to the dynamic passwords, and judging whether the first verification codes are matched with the second verification codes or not. According to the trading system, user experience is promoted, and risks for distorting the trading contents are reduced.
Description
Technical field
The present invention relates to field of information security technology, particularly a kind of transaction system, method and apparatus that uses two-dimension code.
Background technology
At present, in order to have prevented that the go-between from revising transaction content in process of exchange, guarantee the security of remote transaction, dynamic token can be with transaction content (as the number of the account and the amount of money etc.) input dynamic token as the necessary factor that generates dynamic password when generating dynamic password.This just need be provided with keyboard and be used for importing transaction content on dynamic token, still, for the input of Chinese character, operation steps is complicated, uses very inconvenience.If adopt other input method, for example generate dynamic password according to methods such as dynamic image or voice codings, because quantity of information crosses conference and cause the slow problem of transmission speed, and poor compatibility, disturbed easily.
Summary of the invention
Of the present inventionly be intended to solve at least one of above-mentioned technological deficiency.
For this reason, first purpose of the present invention is to propose a kind of transaction system of using two-dimension code, and this method has reduced operation steps of user, has reduced the input difficulty, has promoted and has used the user experience of dynamic token, and reduced the risk that transaction content is distorted.
Second purpose of the present invention is to propose a kind of transaction terminal.
The 3rd purpose of the present invention is to propose a kind of dynamic token.
The 4th purpose of the present invention is to propose a kind of server.
The 5th purpose of the present invention is to propose a kind of method of commerce that uses two-dimension code.
For achieving the above object, transaction system according to the use two-dimension code of the embodiment of first aspect present invention comprises: transaction terminal, dynamic token and server, wherein said transaction terminal, be used to receive the transaction content and the dynamic password of user's input, and show the two-dimension code that generates according to described transaction content, and described transaction content and described dynamic password are sent to described server; Described dynamic token, be used to scan described two-dimension code, and obtain described transaction content according to described two-dimension code, and described transaction content is shown to described user, and confirm that described user the correct back of described transaction content generates described dynamic password according to described transaction content, and described dynamic password is shown to described user; Described server, be used to receive described transaction content and the described dynamic password that described transaction terminal sends, and generate first identifying code according to described transaction content, and generate second identifying code according to described dynamic password, and judge whether described first identifying code and described second identifying code mate.
In one embodiment of the invention, described two-dimension code is generated by described transaction terminal or described server.
In one embodiment of the invention, described server also is used for determining to generate described two-dimension code by described server, and generates described two-dimension code according to described transaction content, and described two-dimension code is sent to described transaction terminal; Described transaction terminal also is used for generating described two-dimension code according to described transaction content when described server determines to generate described two-dimension code by described server.
In one embodiment of the invention, described server also is used for encoding with the generation transaction message according to described transaction content, and generates two-dimension code according to described transaction message.
In one embodiment of the invention, described transaction terminal also is used for encoding with the generation transaction message according to described transaction content, and generates two-dimension code according to described transaction message.
In one embodiment of the invention, described dynamic token also is used for obtaining the transaction message of described two-dimension code, and described transaction message is decoded obtain described transaction content.
Transaction system according to the use two-dimension code of the embodiment of the invention, be converted to two-dimension code and read in by the transaction content that transaction terminal is received by dynamic token, reduce operation steps of user, reduced the input difficulty, promoted the user experience of using dynamic token.In addition, the user can confirm transaction content by dynamic token, has reduced the risk that transaction content is distorted.
For achieving the above object, comprise according to the transaction terminal of the embodiment of second aspect present invention: load module, be used to receive user's input transaction content and dynamic password; Sending module is used for described transaction content and described dynamic password are sent to server; Receiver module is used to receive the two-dimension code that described server sends; And display module, be used to show described two-dimension code.
In one embodiment of the invention, described transaction terminal also comprises: coding module is used for encoding to generate transaction message according to described transaction content; And two-dimensional code generation module, be used for generating two-dimension code according to described transaction message.
Transaction terminal according to the embodiment of the invention, can show the two-dimension code that generates according to transaction content,, reduce the user imports transaction content on dynamic token operation steps so that dynamic token obtains transaction content, reduce the input difficulty, promoted the user experience of using dynamic token.
In order to realize the foregoing description, comprise according to the dynamic token of the embodiment of third aspect present invention: scan module is used to scan the two-dimension code that transaction terminal shows; Identification module is used for described two-dimension code is discerned, to obtain the transaction message in the two-dimension code; Decoder module is used for described transaction message is decoded to obtain transaction content; Display module is used for described transaction content is shown to the user; Receiver module is used to receive the affirmation operation that described user confirms that described transaction content is correct; And the password generation module, be used for receiving described affirmation operation back and generate dynamic password according to described transaction content at described receiver module, wherein, described display module also is used for described dynamic password is shown to described user.
According to the dynamic token of the embodiment of the invention, obtain transaction content by scanning according to the two-dimension code that transaction content generates, reduced the operation steps of obtaining transaction content, reduce the user and imported difficulty, promoted the user experience of using dynamic token.In addition, the user can confirm transaction content by dynamic token, has reduced the risk that transaction content is distorted.
In order to realize the foregoing description, comprise according to the server of the embodiment of fourth aspect present invention: determination module is used for determining to generate two-dimension code by server; Receiver module is used to receive transaction content and the dynamic password that described transaction terminal sends; Coding module is used for encoding to generate transaction message according to described transaction content when described determination module determines that described two-dimension code is generated by described server; Two-dimensional code generation module is used for generating described two-dimension code according to described transaction message; Sending module is used for described two-dimension code is sent to described transaction terminal; The identifying code generation module is used for generating first identifying code according to described transaction content, and generates second identifying code according to described dynamic password; Judge module is used to judge whether described first identifying code and described second identifying code mate; And transaction modules, be used for when described judge module is judged described first identifying code and described second authentication code matches, concluding the business according to described transaction content.
According to the server of the embodiment of the invention, by determining to generate two-dimension code according to transaction content, read in for dynamic token by server, reduced operation steps of user, reduced the input difficulty, promoted the user experience of using dynamic token.
In order to realize the foregoing description, may further comprise the steps according to the method for commerce of the use two-dimension code of the embodiment of fifth aspect present invention: transaction terminal receives the transaction content of user's input, and described transaction content is sent to server; Generate two-dimension code according to described transaction content; Described transaction terminal shows described two-dimension code; Dynamic token scans the two-dimension code that described transaction terminal shows, and obtains described transaction content according to described two-dimension code, and is shown to described user; Described dynamic token receives the affirmation operation of described user to the transaction content of described demonstration, and generates dynamic password according to described transaction content, and described dynamic password is shown to described user; Described transaction terminal receives the dynamic password of user's input, and described dynamic password is sent to described server; Described server receives described transaction content and described dynamic password, and generates first identifying code according to described transaction content, and generates second identifying code according to described dynamic password; Described server judges whether described first identifying code and described second identifying code mate; If coupling is then carried out transaction according to described transaction content; If do not match, then drop the business.
In one embodiment of the invention, described two-dimension code is generated by described transaction terminal or described server.
In one embodiment of the invention, described transaction terminal is encoded with the generation transaction message according to described transaction content, and generates described two-dimension code according to described transaction message.
In one embodiment of the invention, described method also comprises: described server is determined to generate described two-dimension code by described server; Described server generates described two-dimension code according to described transaction content; And described server is sent to described transaction terminal with described two-dimension code.
In one embodiment of the invention, described server is encoded with the generation transaction message according to described transaction content, and generates described two-dimension code according to described transaction message.
According to the method for commerce of the use two-dimension code of the embodiment of the invention, by transaction content is input to dynamic token in the mode of two-dimension code, reduce user's operation steps, reduced operation easier, promoted the user experience of using dynamic token.In addition, the user can confirm transaction content by dynamic token, has reduced the risk that customer transaction is distorted.
Aspect that the present invention adds and advantage part in the following description provide, and part will become obviously from the following description, or recognize by practice of the present invention.
Description of drawings
Above-mentioned and/or additional aspect of the present invention and advantage are from obviously and easily understanding becoming the description of embodiment below in conjunction with accompanying drawing, wherein:
Fig. 1 is for using the structured flowchart of the transaction system of two-dimension code according to an embodiment of the invention;
Fig. 2 is the structured flowchart of transaction terminal according to an embodiment of the invention;
Fig. 3 is the structured flowchart of dynamic token according to an embodiment of the invention;
Fig. 4 is the structured flowchart of server according to an embodiment of the invention;
Fig. 5 is for using the process flow diagram of the method for commerce of two-dimension code according to an embodiment of the invention;
Fig. 6 is the process flow diagram of method of commerce of the use two-dimension code of another embodiment according to the present invention.
Embodiment
Describe embodiments of the invention below in detail, the example of described embodiment is shown in the drawings, and wherein identical from start to finish or similar label is represented identical or similar elements or the element with identical or similar functions.Below by the embodiment that is described with reference to the drawings is exemplary, only is used to explain the present invention, and can not be interpreted as limitation of the present invention.On the contrary, embodiments of the invention comprise and fall into appended spirit that adds the right claim and all changes, modification and the equivalent in the intension scope.
In description of the invention, need to prove that unless clear and definite regulation and qualification are arranged in addition, term " links to each other ", " connection " should do broad understanding, for example, can be fixedly connected, also can be to removably connect, or connect integratedly; Can be mechanical connection, also can be to be electrically connected; Can be directly to link to each other, also can link to each other indirectly by intermediary.For the ordinary skill in the art, can concrete condition understand above-mentioned term concrete implication in the present invention.In addition, in description of the invention, except as otherwise noted, the implication of " a plurality of " is two or more.
Describe and to be understood that in the process flow diagram or in this any process otherwise described or method, expression comprises module, fragment or the part of code of the executable instruction of the step that one or more is used to realize specific logical function or process, and the scope of preferred implementation of the present invention comprises other realization, wherein can be not according to order shown or that discuss, comprise according to related function by the mode of basic while or by opposite order, carry out function, this should be understood by the embodiments of the invention person of ordinary skill in the field.
Below with reference to the transaction system of accompanying drawing description according to the use two-dimension code of the embodiment of the invention.
A kind of transaction system of using two-dimension code comprises: transaction terminal, dynamic token and server, wherein, transaction terminal, be used to receive the transaction content and the dynamic password of user's input, and show the two-dimension code that generates according to transaction content, and transaction content and dynamic password are sent to server; Dynamic token is used to scan two-dimension code, and obtains transaction content according to two-dimension code, and transaction content is shown to the user, and confirms that the user the correct back of transaction content generates dynamic password according to transaction content, and dynamic password is shown to the user; Server is used to receive transaction content and the dynamic password that transaction terminal sends, and generates first identifying code according to transaction content, and generate second identifying code according to dynamic password, and judges whether first identifying code and second identifying code mate.
Fig. 1 is for using the structured flowchart of the transaction system of two-dimension code according to an embodiment of the invention.
As shown in Figure 1, the transaction system according to the use two-dimension code of the embodiment of the invention comprises: transaction terminal 100, dynamic token 200 and server 300.
Particularly, transaction terminal 100 is used to receive the transaction content and the dynamic password of user's input, and shows the two-dimension code that generates according to transaction content, and transaction content and dynamic password are sent to server 300.Wherein, two-dimension code can be generated by transaction terminal or server, comprises various standards or non-type two-dimension code coding and picture format.In one embodiment of the invention, transaction content can comprise number of the account, dealing money etc.
In one embodiment of the invention, communicating by letter between transaction terminal and server as sending transaction content and dynamic password etc., can be wired mode or wireless mode.
In one embodiment of the invention, server 300 also is used for determining to generate two-dimension code by server 300 according to predetermined service strategy, and generates two-dimension code according to transaction content, and two-dimension code is sent to transaction terminal 100.Transaction terminal 100 also is used for generating two-dimension code according to transaction content when server 300 is determined by transaction terminal 100 generation two-dimension codes.Particularly, transaction terminal or server are used for encoding generating transaction message according to transaction content, and generate two-dimension code according to transaction message, and wherein, coding method includes but not limited to that specific message format and encryption method encode to transaction content.
Transaction system according to the use two-dimension code of the embodiment of the invention, be converted to two-dimension code and read in by the transaction content that transaction terminal is received by dynamic token, reduce operation steps of user, reduced the input difficulty, promoted the user experience of using dynamic token.In addition, the user can confirm transaction content by dynamic token, has reduced the risk that transaction content is distorted.
In order to realize above-mentioned example, the present invention also proposes a kind of transaction terminal.
A kind of transaction terminal comprises: load module is used to receive transaction content and the dynamic password that the user imports; Sending module is used for transaction content and dynamic password are sent to server; Receiver module is used for the two-dimension code that reception server sends; And display module, be used for two-dimensional code display.
Fig. 2 is the structured flowchart of transaction terminal according to an embodiment of the invention.
As shown in Figure 2, the transaction terminal according to the embodiment of the invention comprises: load module 101, sending module 102, receiver module 103, coding module 104, two-dimensional code generation module 105 and display module 106.
Particularly, load module 101 is used to receive the transaction content and the dynamic password of user's input.In one embodiment of the invention, transaction content can comprise number of the account, dealing money etc.
Sending module 102 is used for transaction content and dynamic password are sent to server.
In one embodiment of the invention, communicating by letter between sending module 102 and receiver module 103 and server can be wired mode or wireless mode.
In another embodiment of the present invention, if server is not determined to generate two-dimension code by server, then transaction terminal can call coding module 104 and two-dimensional code generation module 105.
Coding module 104 is used for according to the transaction content generation transaction message of encoding.Wherein, coding method includes but not limited to that specific message format and encryption method encode to transaction content
Two-dimensional code generation module 105 is used for generating two-dimension code according to transaction message.
Transaction terminal according to the embodiment of the invention, can show the two-dimension code that generates according to transaction content,, reduce the user imports transaction content on dynamic token operation steps so that dynamic token obtains transaction content, reduce the input difficulty, promoted the user experience of using dynamic token.
In order to realize the foregoing description, the invention allows for a kind of dynamic token.
A kind of dynamic token comprises: scan module is used to scan the two-dimension code that transaction terminal shows; Identification module is used for two-dimension code is discerned, to obtain the transaction message in the two-dimension code; Decoder module is used for transaction message is decoded to obtain transaction content; Display module is used for transaction content is shown to the user; Receiver module is used to receive the affirmation operation that the user confirms that transaction content is correct; And the password generation module, be used for receiving the confirmation the operation back and generate dynamic password according to transaction content at receiver module, wherein, display module also is used for dynamic password is shown to the user.
Fig. 3 is the structured flowchart of dynamic token according to an embodiment of the invention.
As shown in Figure 3, the dynamic token according to the embodiment of the invention comprises: scan module 201, identification module 202, decoder module 203, display module 204, receiver module 205 and password generation module 206.
Particularly, scan module 201 is used to scan the two-dimension code that transaction terminal shows.Wherein, two-dimension code comprises various standards or non-type two-dimension code coding and picture format
According to the dynamic token of the embodiment of the invention, obtain transaction content by scanning according to the two-dimension code that transaction content generates, reduced the operation steps of obtaining transaction content, reduce the user and imported difficulty, promoted the user experience of using dynamic token.In addition, the user can confirm transaction content by dynamic token, has reduced the risk that transaction content is distorted.
In order to realize the foregoing description, the invention allows for a kind of server.
A kind of server comprises: determination module is used for determining to generate two-dimension code by server; Receiver module is used to receive transaction content and the dynamic password that transaction terminal sends; Coding module is used for when determination module determines that two-dimension code is generated by server, encodes to generate transaction message according to transaction content; Two-dimensional code generation module is used for generating two-dimension code according to transaction message; Sending module is used for two-dimension code is sent to transaction terminal; The identifying code generation module is used for generating first identifying code according to transaction content, and generates second identifying code according to dynamic password; Judge module is used to judge whether first identifying code and second identifying code mate; And transaction modules, be used for when judge module is judged first identifying code and second authentication code matches, concluding the business according to transaction content.
Fig. 4 is the structured flowchart of server according to an embodiment of the invention.
As shown in Figure 4, the server according to the embodiment of the invention comprises: determination module 301, receiver module 302, coding module 303, two-dimensional code generation module 304, sending module 305, identifying code generation module 306, judge module 307 and transaction modules 308.
Particularly, determination module 301 is used for determining to generate two-dimension code by server.More specifically, determination module 301 can be determined to generate two-dimension code by server according to predetermined service strategy.Wherein, two-dimension code comprises various standards or non-type two-dimension code coding and picture format.
Two-dimensional code generation module 304 is used for generating two-dimension code according to transaction message.
Sending module 305 is used for two-dimension code is sent to transaction terminal.
In one embodiment of the invention, communicating by letter between transaction terminal and receiver module 302 and the sending module 305 can be wired mode or wireless mode.
Identifying code generation module 306 is used for generating first identifying code according to transaction content, and generates second identifying code according to dynamic password.Wherein, the method that generates first identifying code and second identifying code includes but not limited to the message digest algorithm based on cryptographic algorithm or safe hash algorithm.
According to the server of the embodiment of the invention, by determining to generate two-dimension code according to transaction content, read in for dynamic token by transaction terminal or server, reduced operation steps of user, reduced the input difficulty, promoted the user experience of using dynamic token.
In order to realize the foregoing description, the invention allows for a kind of method of commerce that uses two-dimension code.
A kind of method of commerce that uses two-dimension code may further comprise the steps: transaction terminal receives the transaction content of user's input, and transaction content is sent to server; Generate two-dimension code according to transaction content; The transaction terminal two-dimensional code display; Dynamic token scans the two-dimension code that transaction terminal shows, and obtains transaction content according to two-dimension code, and is shown to the user; Dynamic token receives the affirmation operation of user to the transaction content of demonstration, and generates dynamic password according to transaction content, and dynamic password is shown to the user; Transaction terminal receives the dynamic password of user's input, and dynamic password is sent to server; Server receives transaction content and dynamic password, and generates first identifying code according to transaction content, and generates second identifying code according to dynamic password; Server judges whether first identifying code and second identifying code mate; If coupling is then carried out transaction according to transaction content; If do not match, then drop the business.
Fig. 5 is for using the process flow diagram of the method for commerce of two-dimension code according to an embodiment of the invention.
As shown in Figure 5, the method for commerce according to the use two-dimension code of the embodiment of the invention may further comprise the steps.
Step S101, transaction terminal receives the transaction content of user's input, and transaction content is sent to server.
In one embodiment of the invention, the transaction content of user's input can comprise number of the account, dealing money etc.
Step S102 generates two-dimension code according to transaction content.
Wherein, two-dimension code can be generated by transaction terminal or server, comprises various standards or non-type two-dimension code coding and picture format.In one embodiment of the invention, transaction terminal or server are encoded to generate transaction message according to transaction content, and generate two-dimension code according to transaction message, wherein, coding method includes but not limited to that specific message format and encryption method encode to transaction content.If two-dimension code is produced by transaction terminal, execution in step S103 then.
Step S103, the transaction terminal two-dimensional code display.
Step S104, dynamic token scans the two-dimension code that transaction terminal shows, and obtains transaction content according to two-dimension code, and is shown to the user.
In one embodiment of the invention, the user can check and judge whether the transaction content into oneself input, if then execution in step S105 if not, then drops the business.
Step S105, dynamic token receive the affirmation operation of user to the transaction content of demonstration, and generate dynamic password according to transaction content, and dynamic password is shown to the user.
Step S106, transaction terminal receives the dynamic password of user's input, and dynamic password is sent to server.
Step S107 server receives transaction content and dynamic password, and generates first identifying code according to transaction content, and generates second identifying code according to dynamic password.
Wherein, the method that generates first identifying code and second identifying code includes but not limited to the message digest algorithm based on cryptographic algorithm or safe hash algorithm.
Step S108, server judge whether first identifying code and second identifying code mate.
Step S109 is if coupling is then carried out transaction according to transaction content.
Step S110 if do not match, then drops the business.
In one embodiment of the invention, communicating by letter between transaction terminal and server as sending transaction content and dynamic password etc., can be wired mode or wireless mode.
According to the method for commerce of the use two-dimension code of the embodiment of the invention, by transaction content is input to dynamic token in the mode of two-dimension code, reduce user's operation steps, reduced operation easier, promoted the user experience of using dynamic token.In addition, the user can confirm transaction content by dynamic token, has reduced the risk that customer transaction is distorted.
Fig. 6 is for using the process flow diagram of the method for commerce of two-dimension code according to an embodiment of the invention.
As shown in Figure 6, the method for commerce according to the use two-dimension code of the embodiment of the invention may further comprise the steps.
Step S201, transaction terminal receives the transaction content of user's input, and transaction content is sent to server.
In one embodiment of the invention, the transaction content of user's input can comprise number of the account, dealing money etc.
Step S202, server determine to generate two-dimension code by server.
Wherein, two-dimension code comprises various standards or non-type two-dimension code coding and picture format.
Step S203, server generates two-dimension code according to transaction content, and two-dimension code is sent to transaction terminal.
Particularly, server is encoded generating transaction message according to transaction content, and generates two-dimension code according to transaction message, and wherein, coding method includes but not limited to that specific message format and encryption method encode to transaction content.
Step S204, the transaction terminal two-dimensional code display.
Step S205, dynamic token scans the two-dimension code that transaction terminal shows, and obtains transaction content according to two-dimension code, and is shown to the user.
In one embodiment of the invention, the user can check and judge whether the transaction content into oneself input, if then execution in step S207 if not, then drops the business.
Step S206, dynamic token receive the affirmation operation of user to the transaction content of demonstration, and generate dynamic password according to transaction content, and dynamic password is shown to the user.
Step S207, transaction terminal receives the dynamic password of user's input, and dynamic password is sent to server.
Step S208, server receives transaction content and dynamic password, and generates first identifying code according to transaction content, and generates second identifying code according to dynamic password.
Wherein, the method that generates first identifying code and second identifying code includes but not limited to the message digest algorithm based on cryptographic algorithm or safe hash algorithm.
Step S209, server judge whether first identifying code and second identifying code mate.
Step S210 is if coupling is then carried out transaction according to transaction content.
Step S211 if do not match, then drops the business.
In one embodiment of the invention, communicating by letter between transaction terminal and server as sending transaction content and dynamic password etc., can be wired mode or wireless mode.
According to the method for commerce of the use two-dimension code of the embodiment of the invention, can determine to generate two-dimension code according to transaction content by server by transaction terminal or server, increased the variation that two-dimension code generates, further promote user experience.
In the description of this instructions, concrete feature, structure, material or characteristics that the description of reference term " embodiment ", " some embodiment ", " example ", " concrete example " or " some examples " etc. means in conjunction with this embodiment or example description are contained at least one embodiment of the present invention or the example.In this manual, the schematic statement to described term not necessarily refers to identical embodiment or example.And concrete feature, structure, material or the characteristics of description can be with the suitable manner combination in any one or more embodiment or example.
Although illustrated and described embodiments of the invention, for the ordinary skill in the art, be appreciated that without departing from the principles and spirit of the present invention and can carry out multiple variation, modification, replacement and modification that scope of the present invention is by claims and be equal to and limit to these embodiment.
Claims (15)
1. a transaction system of using two-dimension code is characterized in that, comprising: transaction terminal, dynamic token and server, wherein,
Described transaction terminal is used to receive the transaction content and the dynamic password of user's input, and shows the two-dimension code that generates according to described transaction content, and described transaction content and described dynamic password are sent to described server;
Described dynamic token, be used to scan described two-dimension code, and obtain described transaction content according to described two-dimension code, and described transaction content is shown to described user, and confirm that described user the correct back of described transaction content generates described dynamic password according to described transaction content, and described dynamic password is shown to described user;
Described server, be used to receive described transaction content and the described dynamic password that described transaction terminal sends, and generate first identifying code according to described transaction content, and generate second identifying code according to described dynamic password, and judge whether described first identifying code and described second identifying code mate.
2. system according to claim 1 is characterized in that, described two-dimension code is generated by described transaction terminal or described server.
3. system according to claim 1 and 2 is characterized in that,
Described server also is used for determining to generate described two-dimension code by described server, and generates described two-dimension code according to described transaction content, and described two-dimension code is sent to described transaction terminal;
Described transaction terminal also is used for generating described two-dimension code according to described transaction content when described server determines to generate described two-dimension code by described server.
4. system according to claim 3 is characterized in that, described server also is used for encoding with the generation transaction message according to described transaction content, and generates two-dimension code according to described transaction message.
5. system according to claim 3 is characterized in that, described transaction terminal also is used for encoding with the generation transaction message according to described transaction content, and generates two-dimension code according to described transaction message.
6. according to each described system of claim 1-5, it is characterized in that described dynamic token also is used for obtaining the transaction message of described two-dimension code, and described transaction message decoded obtain described transaction content.
7. a transaction terminal is characterized in that, comprising:
Load module is used to receive transaction content and the dynamic password that the user imports;
Sending module is used for described transaction content and described dynamic password are sent to server;
Receiver module is used to receive the two-dimension code that described server sends; And
Display module is used to show described two-dimension code.
8. transaction terminal according to claim 7 is characterized in that, also comprises:
Coding module is used for encoding to generate transaction message according to described transaction content; And
Two-dimensional code generation module is used for generating two-dimension code according to described transaction message.
9. a dynamic token is characterized in that, comprising:
Scan module is used to scan the two-dimension code that transaction terminal shows;
Identification module is used for described two-dimension code is discerned, to obtain the transaction message in the two-dimension code;
Decoder module is used for described transaction message is decoded to obtain transaction content;
Display module is used for described transaction content is shown to the user;
Receiver module is used to receive the affirmation operation that described user confirms that described transaction content is correct; And
The password generation module is used for receiving described affirmation operation back at described receiver module and generates dynamic password according to described transaction content, wherein,
Described display module also is used for described dynamic password is shown to described user.
10. a server is characterized in that, comprising:
Determination module is used for determining to generate two-dimension code by server;
Receiver module is used to receive transaction content and the dynamic password that described transaction terminal sends;
Coding module is used for encoding to generate transaction message according to described transaction content when described determination module determines that described two-dimension code is generated by described server;
Two-dimensional code generation module is used for generating described two-dimension code according to described transaction message;
Sending module is used for described two-dimension code is sent to described transaction terminal;
The identifying code generation module is used for generating first identifying code according to described transaction content, and generates second identifying code according to described dynamic password;
Judge module is used to judge whether described first identifying code and described second identifying code mate; And
Transaction modules is used for concluding the business according to described transaction content when described judge module is judged described first identifying code and described second authentication code matches.
11. a method of commerce that uses two-dimension code is characterized in that, may further comprise the steps:
Transaction terminal receives the transaction content of user's input, and described transaction content is sent to server;
Generate two-dimension code according to described transaction content;
Described transaction terminal shows described two-dimension code;
Dynamic token scans the two-dimension code that described transaction terminal shows, and obtains described transaction content according to described two-dimension code, and is shown to described user;
Described dynamic token receives the affirmation operation of described user to the transaction content of described demonstration, and generates dynamic password according to described transaction content, and described dynamic password is shown to described user;
Described transaction terminal receives the dynamic password of user's input, and described dynamic password is sent to described server;
Described server receives described transaction content and described dynamic password, and generates first identifying code according to described transaction content, and generates second identifying code according to described dynamic password;
Described server judges whether described first identifying code and described second identifying code mate;
If coupling is then carried out transaction according to described transaction content; And
If do not match, then drop the business.
12. method according to claim 11 is characterized in that, described two-dimension code is generated by described transaction terminal or described server.
13. method according to claim 12 is characterized in that, described transaction terminal is encoded with the generation transaction message according to described transaction content, and generates described two-dimension code according to described transaction message.
14. method according to claim 12 is characterized in that, also comprises:
Described server is determined to generate described two-dimension code by described server;
Described server generates described two-dimension code according to described transaction content; And
Described server is sent to described transaction terminal with described two-dimension code.
15. method according to claim 14 is characterized in that, described server is encoded with the generation transaction message according to described transaction content, and generates described two-dimension code according to described transaction message.
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