CN103198404A - Phone wallet loss reporting method based on short messages and system thereof - Google Patents

Phone wallet loss reporting method based on short messages and system thereof Download PDF

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Publication number
CN103198404A
CN103198404A CN2013101227802A CN201310122780A CN103198404A CN 103198404 A CN103198404 A CN 103198404A CN 2013101227802 A CN2013101227802 A CN 2013101227802A CN 201310122780 A CN201310122780 A CN 201310122780A CN 103198404 A CN103198404 A CN 103198404A
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China
Prior art keywords
consumption amount
money
user
mobile phone
upper limit
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CN2013101227802A
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刘丁
郝昌富
伍爵博
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SHENZHEN NATIONZ ELECTRONIC COMMERCE CO Ltd
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SHENZHEN NATIONZ ELECTRONIC COMMERCE CO Ltd
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Priority to CN2013101227802A priority Critical patent/CN103198404A/en
Publication of CN103198404A publication Critical patent/CN103198404A/en
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Abstract

The invention discloses a phone wallet loss reporting method and a phone wallet loss reporting system on the basis of short messages. The phone wallet loss reporting method includes the following steps: when a user uses a phone wallet for consumption, whether a total amount, which is obtained by adding a cumulative consumption amount to a consumption amount this time, in an intelligent card is greater than an upper limit of the consumption amount is judged, if the total amount is greater than the upper limit of the consumption amount, the consumption is prohibited, otherwise, the consumption is allowed, and after the consumption succeeds, the cumulative consumption amount is updated; when the user needs to amend the upper limit of the consumption amount, an amending request, sent by the user through a short message, for amending the upper limit of the consumption amount is received, user information of the user is verified, and after the verification succeeds, the upper limit of the consumption amount is amended according to the amending request; and when the user needs to report the loss of the intelligent card, a loss reporting request sent by the user through another short message is received, the user information of the user is verified, and after the verification succeeds, a resetting function of the cumulative consumption amount of the intelligent card is prohibited.

Description

A kind of mobile phone wallet based on note is reported the loss method and system
Technical field
The present invention relates to the mobile payment field, relate in particular to a kind of mobile phone wallet based on note and report the loss method and system.
Background technology
Electronic wallet application: a kind of the amount of money is present in the application of card end, can carries out the microfinance transaction in off line POS terminal.
Smart card: SIM/USIM/UIM card:
Mobile phone wallet: claim the mobile phone electronic wallet again, integrated electronic purse application on mobile phone intelligent card, smart card is installed in the portable terminal (mobile phone, PDA etc.), by the near field radio frequency function (13.56M Hz or 2.4G Hz) of portable terminal or intelligent card, realize that the near field payment of mobile phone is used;
In the prior art, because stored value card can carry out small amount consumption in off line POS terminal, therefore stored value card is difficult to carry out real-time management, can't externally provides then and report the loss function; As existing mass transit card, in case lose, can't report the loss, user's fund can't be given for change.The means of reporting the loss mainly contain two kinds at present: a kind of is by downloading blacklist to off line POS terminal, concluding the business to stop card; Another kind is to report the loss mobile phone wallet by short message mode.But all there is deficiency in these two kinds of methods: by downloading blacklist to the ageing non-constant of method of off line POS terminal, effect is not too obvious; And for similar method based on note, can't report the loss when portable terminal (mobile phone) out of reach or when not starting shooting;
Summary of the invention
In view of above-mentioned the deficiencies in the prior art, the object of the present invention is to provide a kind of mobile phone wallet based on note to report the loss method, be intended to solve the poor in timeliness that mobile phone wallet is reported the loss in the prior art and work as mobile phone and do not have under the situation of electricity or out of reach the problem of can't conclude the business, reporting the loss.
Technical scheme of the present invention is as follows:
A kind of mobile phone wallet based on note is reported the loss method, wherein, comprises step:
A, smart card receive user's the instruction that arranges, and the consumption amount of money upper limit is set in the mobile phone wallet of smart card is used in advance, and with the zero clearing of the cumulative consumption amount of money;
B, when need utilize mobile phone wallet to consume, smart card obtains this consumption amount information, and judge that the cumulative consumption amount of money on the smart card adds that whether this consumption amount of money is greater than the described consumption amount of money upper limit, if greater than, then consumption is forbidden in prompting, otherwise control allows the consumption deduction, and after consuming successfully, upgrades the cumulative consumption amount of money;
C, revise on the consumption amount of money in limited time when need, system receives the modification request of the modification consumption amount of money upper limit that the user sends, and checking user's user profile, after being proved to be successful, revises the described consumption amount of money upper limit according to described modification request;
D, when need are reported the loss described smart card, system receives the request of reporting the loss that the user sends, and checking user's user profile, after being proved to be successful, system forbids the cumulative consumption amount of money function of reset of described mobile phone wallet.
Described mobile phone wallet based on note is reported the loss method, and wherein, described method also comprises:
C1, when the need replacement cumulative consumption amount of money, system receives the replacement request of the replacement cumulative consumption amount of money that the user sends, and checking user's user profile, after being proved to be successful, the request replacement cumulative consumption amount of money is zero according to resetting.
Described mobile phone wallet based on note is reported the loss method, and wherein, described step C1 also comprises:
When the difference of the described consumption amount of money upper limit and the cumulative consumption amount of money during less than reservation threshold, smart card sends the replacement request of the replacement cumulative consumption amount of money automatically.
Described mobile phone wallet based on note is reported the loss method, and wherein, described step C1 also comprises:
Regularly inquire about the difference of the described consumption amount of money upper limit and the cumulative consumption amount of money;
When the difference of the described consumption amount of money upper limit and the cumulative consumption amount of money during less than reservation threshold, system's replacement cumulative consumption amount of money is zero.
Described mobile phone wallet based on note is reported the loss method, and wherein, described step C1 also comprises:
System regularly sends the replacement request of the replacement cumulative consumption amount of money to schedule, and smart card is zero according to the described replacement request replacement cumulative consumption amount of money.
Described mobile phone wallet based on note is reported the loss method, and wherein, described method also comprises step:
E, when the described mobile phone wallet of need cancel loss report, system receives user's cancel loss report request, and checking user's user profile, after being proved to be successful, restarts the cumulative consumption amount of money function of reset of described mobile phone wallet.
A kind of mobile phone wallet loss report system based on note wherein, comprises mobile phone wallet;
Described mobile phone wallet comprises:
The consumption amount of money upper limit arranges module, is used for receiving user's the instruction that arranges, and the consumption amount of money upper limit is set in the mobile phone wallet of smart card is used in advance, and with the zero clearing of the cumulative consumption amount of money;
Judge module, be used in the time need utilizing mobile phone wallet to consume, smart card obtains this consumption amount information, and judge that the cumulative consumption amount of money on the smart card adds that whether this consumption amount of money is greater than the described consumption amount of money upper limit, if greater than, then consumption is forbidden in prompting, otherwise control allows the consumption deduction, and after consuming successfully, upgrade the cumulative consumption amount of money;
Described system comprises:
Consumption amount of money upper limit modified module, for prescribing a time limit when revising on the consumption amount of money, system receives the modification request of the modification consumption amount of money upper limit of user's transmission, and checking user's user profile, after being proved to be successful, revise the described consumption amount of money upper limit according to described modification request;
Report the loss module, be used in the time need reporting the loss described smart card, system receives the request of reporting the loss that the user sends, and checking user's user profile, after being proved to be successful, forbids the cumulative consumption amount of money function of reset of described mobile phone wallet.
Described mobile phone wallet loss report system based on note, wherein, described system also comprises:
Cumulative consumption amount of money replacement module, be used for when needing the replacement cumulative consumption amount of money, system receives the replacement request of the replacement cumulative consumption amount of money of user's transmission, and checking user's user profile, after being proved to be successful, be zero according to the described replacement request replacement cumulative consumption amount of money.
Described mobile phone wallet loss report system based on note, wherein, described system also comprises:
The cancel loss report module is used for when needing the described mobile phone wallet of cancel loss report, and system receives the cancel loss report request that the user sends, and checking user's user profile, after being proved to be successful, restarts the cumulative consumption amount of money function of reset of described smart card.
Beneficial effect: the present invention is by arranging the cumulative consumption amount of money and the consumption amount of money upper limit, make the user only under the situation of the cumulative consumption amount of money less than the consumption amount of money upper limit, just can consume, and the amount of money of consumption adds that the cumulative consumption amount of money also needs less than the consumption amount of money upper limit, thereby the consumption that the user can be drawn oneself up, and the present invention also guarantees that by the replacement cumulative consumption amount of money and the function of revising the consumption amount of money upper limit user can carry out repeatedly and the consumption of wholesale, under the situation that user's mobile phone and smart card are lost, user applies is reported the loss, forbid the replacement cumulative consumption amount of money function of smart card, thereby guaranteed user's fund security.
Description of drawings
Fig. 1 is that the mobile phone wallet that the present invention is based on note is reported the loss the process flow diagram of method preferred embodiment.
Fig. 2 is the structured flowchart that the present invention is based on the mobile phone wallet loss report system preferred embodiment of note.
Embodiment
The invention provides a kind of mobile phone wallet based on note and report the loss method and system, clearer, clear and definite for making purpose of the present invention, technical scheme and effect, below the present invention is described in more detail.Should be appreciated that specific embodiment described herein only in order to explaining the present invention, and be not used in restriction the present invention.
See also Fig. 1, Fig. 1 reports the loss the process flow diagram of method preferred embodiment for a kind of mobile phone wallet based on note of the present invention, and as shown in the figure, it comprises step:
S101, smart card receive user's the instruction that arranges, and the consumption amount of money upper limit is set in the mobile phone wallet of smart card is used in advance, and with the zero clearing of the cumulative consumption amount of money;
S102, when need utilize mobile phone wallet to consume, smart card obtains this consumption amount information, and judge that the cumulative consumption amount of money on the smart card adds that whether this consumption amount of money is greater than the described consumption amount of money upper limit, if greater than, then consumption is forbidden in prompting, otherwise control allows the consumption deduction, and after consuming successfully, upgrades the cumulative consumption amount of money;
S103, revise on the consumption amount of money in limited time when need, system receives the modification request of the modification consumption amount of money upper limit that the user sends, and checking user's user profile, after being proved to be successful, revises the described consumption amount of money upper limit according to described replacement request;
S104, when need are reported the loss described smart card, system receives the request of reporting the loss (user can report the loss by number of ways applications such as customer phone, note, networks) that the user sends, checking user's user profile after being proved to be successful, is forbidden the cumulative consumption amount of money function of reset of described smart card.
In above-mentioned steps, system is generally the request of accepting, and handles by the mode of transmitting short message then, and for example revising the consumption amount of money upper limit or the replacement cumulative consumption amount of money by transmitting short message is zero, also can handle by other means certainly.Mobile phone wallet then is used for setting up the consumption amount of money upper limit, the record cumulative consumption amount of money and judges that whether the cumulative consumption amount of money is greater than the consumption amount of money upper limit, in addition, mobile phone wallet is also for increasing the modification consumption amount of money upper limit that sends and the respective request of the replacement cumulative consumption amount of money, and handle similar note instruction, the particular content of step is described hereinafter.
In step S101, at first received user's the instruction that arranges by smart card, the consumption amount of money upper limit is set in the mobile phone wallet of smart card in advance, and records the described consumption amount of money upper limit.
For example, the user is when using first, the initialization consumption amount of money upper limit, generally will consume the zero clearing of the amount of money upper limit, the user can arrange a suitable consumption amount of money upper limit as required then, and record this consumption amount of money upper limit, in order in time this consumption amount of money upper limit is upgraded in the operation afterwards and operation such as modification.
In step S102, when the user need utilize described mobile phone wallet to consume, obtain this consumption amount information by smart card, and judge that the cumulative consumption amount of money on the smart card adds that whether this consumption amount of money is greater than the described consumption amount of money upper limit, if greater than, then consumption is forbidden in prompting, otherwise control allows the consumption deduction, and after consuming successfully, upgrade the cumulative consumption amount of money.
In this step, need judge that whether the amount of money that the user consumes adds the cumulative consumption amount of money before greater than the consumption amount of money upper limit by smart card, so that user's control of consumption is within the consumption amount of money upper limit.Add that this consumption amount of money is greater than the consumption amount of money upper limit if judge the cumulative consumption amount of money, just forbid consumption, this transaction is terminated, and adds that this consumption amount of money is less than the consumption amount of money upper limit if judge the cumulative consumption amount of money, then allow consumption, the user can consume normally.
After successfully consuming, smart card also need upgrade the cumulative consumption amount of money of mobile phone wallet, in order to judge accurately when carrying out concluding the business next time.
In step S103, when need revising on the consumption amount of money, the user prescribes a time limit, and system receives the user with the replacement request of the replacement consumption amount of money upper limit of note transmission, and checking user's user profile after being proved to be successful, is revised the described consumption amount of money upper limit according to described replacement request.
Though the consumption amount of money upper limit can be good at controlling user's consumption situation, but because under many circumstances, the user is because some cause specific need carry out the consumption of wholesale, these consumption add up to have surpassed probably the consumption amount of money upper limit, at this moment, the user is if also need to conclude the business, because the restriction of the consumption amount of money upper limit just can't be concluded the business normally.So a consumption amount of money upper limit modify feature need be set, come the consumption amount of money upper limit is made amendment by this function, so that the user also can normally conclude the business when carrying out wholesale consumption.
Specifically, at first need the user to send a modification request of revising the consumption amount of money upper limit, this modification request preferably sends by note and (it should be noted that, among the present invention, sending the request of modification, the request of reporting the loss, replacement request, cancel loss report request etc. all can send by short message mode, but be not limited to note, also can send request by modes such as network, phones, launch no longer one by one to give unnecessary details), mobile phone terminal all supports SMS and user to carry mobile phone, is come user's the consumption amount of money upper limit is made amendment by system.The form of note can be: be arranged to the form of change+ password, perhaps the form of format+ password.These forms can be good at guaranteeing the uniqueness of note, make the user can utilize any portable terminal that the consumption amount of money upper limit is made amendment.
After user's modification request is received by system, the user profile that needs the checking user, after being proved to be successful, system will send the modify instruction of the modification consumption amount of money upper limit to user's smart card by short message mode, after smart card is received the modify instruction of revising the consumption amount of money upper limit, the validity of checking command source and instruction, and after being proved to be successful, revise the consumption amount of money upper limit, and the amended consumption amount of money upper limit is upgraded.
In addition, the user approaches the consumption amount of money upper limit at the cumulative consumption amount of money, and when wanting to continue consumption, may not want to revise the consumption amount of money upper limit, at this moment, can realize continuing consumption by the function of the replacement cumulative consumption amount of money, namely pass through the zero clearing of the cumulative consumption amount of money, thereby make smart card also leave enough consumption leeway.
Specifically, at first be that the user sends a replacement request of resetting the consumption amount of money upper limit, this request of resetting preferably sends by note, and mobile phone terminal all supports SMS and user to carry mobile phone, is sent the reset indication of resetting the consumption amount of money upper limit by system.The form of note can be: the form of reset+ password, the perhaps form of format+ password.Can guarantee the uniqueness of note like this, make the user can utilize any portable terminal that the cumulative consumption amount of money is reset.
After user's replacement request is received by system, the user profile that needs the checking user, after being proved to be successful, system will send the reset indication of the replacement cumulative consumption amount of money to user's smart card by short message mode, after smart card is received described reset indication, the validity of checking command source and instruction, and after being proved to be successful, the cumulative consumption amount of money is reset to zero, and the cumulative consumption amount of money of counterweight postpone upgrades.
So described method also comprises step:
When the user need reset the cumulative consumption amount of money, system received the user with the replacement request of the replacement cumulative consumption amount of money of note transmission, and checking user's user profile, after being proved to be successful, was zero according to the described replacement request replacement cumulative consumption amount of money.
In addition, system can also arrange a function of resetting automatically, namely automatically the cumulative consumption amount of money is reset, the condition of resetting can be set to judge that whether the difference of the consumption amount of money upper limit and the cumulative consumption amount of money is greater than reservation threshold, when the difference of the consumption amount of money upper limit and the cumulative consumption amount of money in this reservation threshold scope when (namely less than described reservation threshold), then send note this cumulative consumption amount of money of resetting, otherwise this cumulative consumption amount of money is not reset.
So described step also comprises:
Whether smart card judges the difference of the consumption amount of money upper limit and the cumulative consumption amount of money less than reservation threshold, when less than the time, smart card sends the note request automatically and empties the cumulative consumption amount of money, otherwise, do not process.
In above-mentioned steps, preferably regularly the cumulative consumption amount of money of inquiring user smart card and the consumption amount of money upper limit when the difference of judging the consumption amount of money upper limit and the cumulative consumption amount of money during less than reservation threshold, are just reset to the cumulative consumption amount of money.For example, every 1 day inquiry cumulative consumption amount of money and the consumption amount of money upper limit, whether the difference of judging the two greater than reservation threshold, thereby makes the user need not oneself to judge whether to remove the cumulative consumption amount of money of resetting.
Certainly, the user also can set a replacement time in advance, after the replacement time arrives, just the cumulative consumption amount of money is reset, for example, the cumulative consumption amount of money reset in per 2 days, make that the user need not to apply for, just can normally tackle the small amount consumption of routine.
In step S104, when the user need report the loss described smart card, system received the request of reporting the loss that the user sends with note, and checking user's user profile after being proved to be successful, is forbidden the cumulative consumption amount of money function of reset of described smart card.
When user's smart card is lost, the user need report the loss processing, by contact customer service or systems such as phone, networks, receive the user report the loss request after, at first need to verify user's user profile, and after being proved to be successful, the cumulative consumption amount of money function of reset of forbidding this smart card, the consumption amount of the smart card after reporting the loss like this is limited in the certain limit, thereby effectively reduces user's loss, has guaranteed user's fund security.
When the user gives smart card for change, if need the normal smart card that uses, then need ask cancel loss report, at first need to send the cancel loss report request, for example send with short message mode, after receiving user's cancel loss report request, verify user's user profile earlier, and after being proved to be successful, lift a ban the cumulative consumption amount of money function of reset of this smart card, can normally receive user's replacement request then, the cumulative consumption amount of money of smart card is reset.
Based on said method, the present invention also provides a kind of mobile phone wallet loss report system based on note, as shown in Figure 2, comprises mobile phone wallet:
Mobile phone wallet comprises:
The consumption amount of money upper limit arranges module 100, is used for receiving user's the instruction that arranges, and use at the smart card mobile phone wallet in advance the consumption amount of money upper limit is set, and with the zero clearing of the cumulative consumption amount of money;
Judge module 200, be used in the time need utilizing described mobile phone wallet to consume, smart card obtains this consumption amount information, and judge that the cumulative consumption amount of money on the smart card adds that whether this consumption amount of money is greater than the described consumption amount of money upper limit, if greater than, then consumption is forbidden in prompting, otherwise control allows the consumption deduction, and after consuming successfully, upgrade the cumulative consumption amount of money;
Described system comprises:
Consumption amount of money upper limit modified module 300, for prescribing a time limit when revising on the consumption amount of money, system receives the modification request of the modification consumption amount of money upper limit of user's transmission, and checking user's user profile, after being proved to be successful, revise the described consumption amount of money upper limit according to described modification request;
Report the loss module 400, be used in the time need reporting the loss described smart card, system receives the request of reporting the loss that the user sends, and checking user's user profile, and after being proved to be successful, system forbids sending the function of the note replacement cumulative consumption amount of money.
Further, described system also comprises:
Cumulative consumption amount of money replacement module, be used for when needing the replacement cumulative consumption amount of money, system receives the replacement request of the replacement cumulative consumption amount of money of user's transmission, and checking user's user profile, after being proved to be successful, be zero according to the described transmitting short message replacement request replacement cumulative consumption amount of money.
Further, described cumulative consumption amount of money replacement module comprises:
Automatically request unit, when being used for difference when the described consumption amount of money upper limit and the cumulative consumption amount of money less than reservation threshold, smart card sends the replacement request of the replacement cumulative consumption amount of money automatically.
Further, described cumulative consumption amount of money replacement module also comprises:
Regularly query unit is used for regular difference of inquiring about the described consumption amount of money upper limit and the cumulative consumption amount of money;
Further, described cumulative consumption amount of money replacement module also comprises:
Regularly reset cell is used for regularly sending to schedule the replacement order of the replacement cumulative consumption amount of money, is zero according to the described replacement cumulative consumption amount of money.
Further, described system also comprises:
The cancel loss report module is used for when needing the described mobile phone wallet of cancel loss report, and system receives the cancel loss report request that the user sends, and checking user's user profile, after being proved to be successful, restarts the cumulative consumption amount of money function of reset of described mobile phone wallet.About existing detailed description the in detail in the ins and outs method in front of above-mentioned functions module, so repeat no more.
In sum, the present invention is by arranging the cumulative consumption amount of money and the consumption amount of money upper limit, make the user only under the situation of the cumulative consumption amount of money less than the consumption amount of money upper limit, just can consume, and the amount of money of consumption adds that the cumulative consumption amount of money also needs less than the consumption amount of money upper limit, thereby the consumption that the user can be drawn oneself up, and the present invention also guarantees that by the replacement cumulative consumption amount of money and the function of revising the consumption amount of money upper limit user can carry out repeatedly and the consumption of wholesale, mobile phone the user, under the situation that smart card is lost, the user can be with note, phone, modes such as network are reported the loss, forbid the replacement cumulative consumption amount of money function of smart card, thereby guaranteed user's fund security.
Should be understood that application of the present invention is not limited to above-mentioned giving an example, for those of ordinary skills, can be improved according to the above description or conversion that all these improvement and conversion all should belong to the protection domain of claims of the present invention.

Claims (9)

1. the mobile phone wallet based on note is reported the loss method, it is characterized in that, comprises step:
A, smart card receive user's the instruction that arranges, and the consumption amount of money upper limit is set in the mobile phone wallet of smart card is used in advance, and with the zero clearing of the cumulative consumption amount of money;
B, when need utilize mobile phone wallet to consume, smart card obtains this consumption amount information, and judge that the cumulative consumption amount of money on the smart card adds that whether this consumption amount of money is greater than the described consumption amount of money upper limit, if greater than, then consumption is forbidden in prompting, otherwise control allows the consumption deduction, and after consuming successfully, upgrades the cumulative consumption amount of money;
C, revise on the consumption amount of money in limited time when need, system receives the modification request of the modification consumption amount of money upper limit that the user sends, and checking user's user profile, after being proved to be successful, revises the described consumption amount of money upper limit according to described modification request;
D, when need are reported the loss described smart card, system receives the request of reporting the loss that the user sends, and checking user's user profile, after being proved to be successful, system forbids the cumulative consumption amount of money function of reset of described mobile phone wallet.
2. the mobile phone wallet based on note according to claim 1 is reported the loss method, it is characterized in that, described method also comprises:
C1, when the need replacement cumulative consumption amount of money, system receives the replacement request of the replacement cumulative consumption amount of money that the user sends, and checking user's user profile, after being proved to be successful, the request replacement cumulative consumption amount of money is zero according to resetting.
3. the mobile phone wallet based on note according to claim 2 is reported the loss method, it is characterized in that, described step C1 also comprises:
When the difference of the described consumption amount of money upper limit and the cumulative consumption amount of money during less than reservation threshold, smart card sends the replacement request of the replacement cumulative consumption amount of money automatically.
4. the mobile phone wallet based on note according to claim 3 is reported the loss method, it is characterized in that, described step C1 also comprises:
Regularly inquire about the difference of the described consumption amount of money upper limit and the cumulative consumption amount of money;
When the difference of the described consumption amount of money upper limit and the cumulative consumption amount of money during less than reservation threshold, system's replacement cumulative consumption amount of money is zero.
5. the mobile phone wallet based on note according to claim 3 is reported the loss method, it is characterized in that, described step C1 also comprises:
System regularly sends the replacement request of the replacement cumulative consumption amount of money to schedule, and smart card is zero according to the described replacement request replacement cumulative consumption amount of money.
6. the mobile phone wallet based on note according to claim 1 is reported the loss method, it is characterized in that, described method also comprises step:
E, when the described smart card of need cancel loss report, system receives the cancel loss report request that the user sends, and checking user's user profile, after being proved to be successful, restarts the cumulative consumption amount of money function of reset of described smart card.
7. the mobile phone wallet loss report system based on note is characterized in that, comprises mobile phone wallet;
Described mobile phone wallet comprises:
The consumption amount of money upper limit arranges module, is used for receiving user's the instruction that arranges, and the consumption amount of money upper limit is set in the mobile phone wallet of smart card is used in advance, and with the zero clearing of the cumulative consumption amount of money;
Judge module, be used in the time need utilizing mobile phone wallet to consume, smart card obtains this consumption amount information, and judge that the cumulative consumption amount of money on the smart card adds that whether this consumption amount of money is greater than the described consumption amount of money upper limit, if greater than, then consumption is forbidden in prompting, otherwise control allows the consumption deduction, and after consuming successfully, upgrade the cumulative consumption amount of money;
Described system comprises:
Consumption amount of money upper limit modified module, for prescribing a time limit when revising on the consumption amount of money, system receives the modification request of the modification consumption amount of money upper limit of user's transmission, and checking user's user profile, after being proved to be successful, revise the described consumption amount of money upper limit according to described modification request;
Report the loss module, be used in the time need reporting the loss described smart card, system receives the request of reporting the loss that the user sends, and checking user's user profile, after being proved to be successful, forbids the cumulative consumption amount of money function of reset of described mobile phone wallet.
8. the mobile phone wallet loss report system based on note according to claim 7 is characterized in that described system also comprises:
Cumulative consumption amount of money replacement module, be used for when needing the replacement cumulative consumption amount of money, system receives the replacement request of the replacement cumulative consumption amount of money of user's transmission, and checking user's user profile, after being proved to be successful, be zero according to the described replacement request replacement cumulative consumption amount of money.
9. the mobile phone wallet loss report system based on note according to claim 7 is characterized in that described system also comprises:
The cancel loss report module is used for when needing the described mobile phone wallet of cancel loss report, and system receives the cancel loss report request that the user sends, and checking user's user profile, after being proved to be successful, restarts the cumulative consumption amount of money function of reset of described mobile phone wallet.
CN2013101227802A 2013-04-10 2013-04-10 Phone wallet loss reporting method based on short messages and system thereof Pending CN103198404A (en)

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CN101593383A (en) * 2008-05-26 2009-12-02 中国移动通信集团公司 A kind of electronic purse control method, system and SIM card
CN101859453A (en) * 2009-09-30 2010-10-13 深圳市安捷信联科技有限公司 Smart card loss reporting method based on short message service and system

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103500374A (en) * 2013-09-18 2014-01-08 陕西科技大学 Meal card automatic management system
CN105868972A (en) * 2016-03-29 2016-08-17 上海斐讯数据通信技术有限公司 Payment system and method for reporting lost
CN106204012A (en) * 2016-07-04 2016-12-07 中国银联股份有限公司 Electronic cash off line method of payment and system
CN108229948A (en) * 2017-11-23 2018-06-29 黄波 A kind of Petty paying method

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Application publication date: 20130710