CN103198399A - Share-based mobile payment management unit, terminal and service method - Google Patents
Share-based mobile payment management unit, terminal and service method Download PDFInfo
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- CN103198399A CN103198399A CN2012100010381A CN201210001038A CN103198399A CN 103198399 A CN103198399 A CN 103198399A CN 2012100010381 A CN2012100010381 A CN 2012100010381A CN 201210001038 A CN201210001038 A CN 201210001038A CN 103198399 A CN103198399 A CN 103198399A
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Abstract
The invention discloses a share-based mobile payment management unit, terminal and service method. Existing functions and resource of a mobile payment service module are fully used. A module financial payment function includes that the communication functions of different interfaces and certain service functions requiring safety module resource are achieved through increasing of safety modules provided with various types of access interfaces. If a mobile payment service module needs to be accessed simultaneously while instruct data of the different interfaces are processed, scheduling and management are performed in a resource sharing and competing mode, ordered access of the instruct data of two communication interfaces to the mobile payment service module is also guaranteed based on that the concurrency of applications operating on different interfaces can be guaranteed, and therefore the instantaneity, the concurrency and the stability of two core functions, including a telecommunication function and a payment function, of mobile payment are guaranteed. The share-based mobile payment management unit, terminal and service method can be applied to the field of the mobile payment.
Description
Technical field
The present invention relates to a kind of radio-frequency technique, particularly relate to a kind of technical field that radio-frequency technique is applied in mobile payment.
Background technology
The fast development of science and technology has brought huge variation and convenient greatly for people's life, and as smart card techniques, bank card, I.D., social security card, mobile phone SIM card etc. all are being extensive use of.Especially mobile phone is day by day popularized, and almost everyone has a mobile phone, all utilizes every day mobile communication and telecommunication intelligent card technique to carry out information interchange.Meanwhile, the fast development of RF-ID technology makes technology for radio frequency also be deep in people's the life, for example gate inhibition, work attendance, public transport, ticketing service, financial payment etc., and swiping the card becomes necessary part in people's daily life.If can be on mobile phone integrating mobile communication function and the radio frequency payment function of swiping the card, will make people's life convenient, and needn't carry, use many cards simultaneously.So, formed more and more hotter in recent years mobile payment technical field very naturally.
Mobile payment need guarantee mobile communication function and the radio frequency payment function of swiping the card simultaneously.For fast integration mobile communication function and the radio frequency payment function of swiping the card, also in order to take full advantage of the existing function of sim module and resource, can finish telecommunications functions, financial payment function by sim module, comprise the security module of radio communication interface and ISO7816 communication interface by increase, finish the communication function of two class interfaces and some needs the business function of security module resource.Security module is handled the director data from radio communication interface and ISO7816 communication interface by the management and dispatching sim module.Handle unaffected mutually for guaranteeing two communication interface director datas, a kind of way is the director data order serial of forcing on two communication interfaces fully, but this can cause mobile communication function and radio frequency the parallel influenced mutually of payment function of swiping the card: influenced as mobile communication function, communication function is failed easily or value-added service (as over-the-air function) can't be carried out; The radio frequency payment function success ratio of swiping the card is low excessively, even signal cover frequently search net, big data quantity value-added service exchanges data when bad in, the payment success ratio of swiping the card is 0, the place if cause swiping the card (as the subway exit) signal covering is bad just can't swipe the card, can't swipe the card and just can not leave the place of poor signal, customer experience and use are caused very ill effect.
Summary of the invention
The technical matters that the present invention solves is to propose a kind of shared formula mobile payment administrative unit, terminal and operational approach, realized on the basis of parallel processing of multiple access interface access service, guarantee the orderly share and access to the mobile payment service module, and business processing is real-time, concurrent and stable.
The shared formula mobile payment administrative unit that the present invention proposes comprises interconnective security module and mobile payment service module; Described security module is used for providing at least two kinds of access interfaces, and the parallel steering order to described mobile payment service module that receives from described each access interface that inserts, and be transmitted to described mobile payment service module after adopting the pattern of resource sharing and competition to dispatch and manage to the parallel described steering order that inserts; Described mobile payment service module is used for finishing mobile payment service and handles; Described security module also is used for finishing the safety management business processing to the transmitting-receiving data of described each access interface.
Further, described mobile payment service module is sim module or SD module.
Further, described security module also is used for finishing the data interaction processing between described each access interface.
Further, described security module comprises: radio frequency interface submodule, wireline interface submodule and be connected two control submodules between the interface sub-module; Described radio frequency interface submodule is used for providing radio-frequency communication interface and external radio frequency equipment interaction data; Described wireline interface submodule is used for providing wired connecting interface and external connection terminal interaction data; Described control submodule is used for parallelly inserting the steering order to described mobile payment service module that receives from described radio frequency interface submodule and wireline interface submodule, and is transmitted to described mobile payment service module after adopting the pattern of resource sharing and competition to dispatch and manage to the parallel described steering order that inserts; Described control submodule also is used for finishing the safety management business processing to the transmitting-receiving data of described radio frequency interface submodule and wireline interface submodule.
Further, described control submodule adopts the pattern of resource sharing and competition to dispatch to the parallel described steering order that inserts and management is specially: to dispatching and manage by the mode that the binary signal amount is set from the steering order to described mobile payment service module of described radio frequency interface submodule and wireline interface submodule parallel receive.
The invention allows for a kind of shared formula mobile payment terminal, comprising: terminal body and above-mentioned shared formula mobile payment administrative unit, described administrative unit is by at least a access interface and described terminal body interaction data.
The present invention has proposed a kind of shared formula mobile payment service method again, comprises following processing procedure: by at least two kinds of access interface parallel receive steering orders; When described steering order is the safety management service order, described safety management service order is carried out dissection process by security module; After described steering order is the mobile payment service instruction, adopts the pattern of resource sharing and competition to dispatch and manage described mobile payment service instruction, be forwarded to the mobile payment service module and carry out dissection process.
Further, described is to receive steering order by radio-frequency communication interface and wired connection interface by at least two kinds of access interfaces reception steering orders.
Further, described processing procedure and the described mode that the processing procedure employing of mobile payment service instruction is walked abreast to the safety management service order realizes.
Further, described instruction adopts the pattern of resource sharing and competition to carry out to mobile payment service scheduling and management process are: dispatch and manage from the described mobile payment service instruction of described each access interface parallel receive by the mode that the binary signal amount is set.
Shared formula mobile payment administrative unit, terminal and operational approach that the present invention proposes, the existing function of mobile payment service module and resource have been taken full advantage of, by this module financial payment function, comprise the security module of multiple access interface by increase, finish the communication function of distinct interface and some needs the business function of security module resource.When the director data processing of distinct interface needs to visit the mobile payment service module simultaneously, can operate on the parallel basis of each application on the distinct interface in assurance, also guarantee two communication interface director datas to the orderly visit of mobile payment service module, thereby guarantee mobile payment two big Core Features: the real-time of telecommunications functions, payment function, concurrency, stability.
Description of drawings
The shared formula mobile payment administrative unit structural representation that Fig. 1 provides for an embodiment of the present invention;
The fundamental diagram of the shared formula mobile payment administrative unit that Fig. 2 provides for an embodiment of the present invention;
Fig. 3 is for being the binary signal amount mode management and dispatching process flow diagram that an embodiment of the present invention provides.
Embodiment
Below in conjunction with accompanying drawing, and by specific embodiment realization of the present invention is elaborated.
As shown in Figure 1, the shared formula mobile payment administrative unit that an embodiment of the present invention provides comprises: security module 1 and mobile payment service module 2.Security module 1 further comprises: control submodule 11, wireline interface submodule 13, radio frequency interface submodule 12.Wireline interface submodule 13 can be the ISO7816 module, wherein comprises an ISO7816 contact physical interface, finishes the communication function based on ISO7816 contact interface under the scheduling of control submodule 11.Radio frequency interface submodule 12 comprises a radio frequency non-contact physical interface, finishes the communication function based on the radio frequency non-contact interface under the scheduling of control submodule 11.The data interaction that control submodule 11 also is used for finishing between radio frequency interface submodule 12 and the wireline interface submodule is handled.Mobile payment service module 2 can be sim module or SD module.Be example with the sim module, control submodule 11 is connected with ISO7816 module, radio frequency interface submodule 12, sim module respectively, be used for the parallel steering order to sim module that receives from ISO7816 module, radio frequency interface submodule 12 that inserts, and be transmitted to sim module after adopting the pattern of resource sharing and competition to dispatch and manage to parallel this steering order that inserts.Sim module is finished telecommunications functions, payment function.Present embodiment can take full advantage of security module, sim module resource separately, fast integration telecommunications functions, payment function and relevant value-added service.In the present embodiment, can also in security module 1, increase other and the interface sub-module that control submodule 11 links to each other, multiple access interface is provided.
Above-mentioned shared formula mobile payment administrative unit on the parallel basis of each application that guarantees to operate in radio frequency interface submodule 12, ISO7816 module, is considered as shared resource with the sim module resource.Control submodule 11 can be by using binary signal amount control shared resource---the right to use of sim module.Controlling 11 pairs of instructions from radio frequency interface submodule 12, ISO7816 module of submodule simultaneously classifies: be divided into the instruction that needs visit sim module is handled, and the instruction two big classes that only need security module 1 resource to finish.Needs are visited the instruction that sim module is handled, as the current sim module resource free time, be that corresponding binary signal amount is effective, it is invalid then putting corresponding binary signal amount earlier, expression takies the sim module resource, continue instruction process then, the rearmounted corresponding binary signal amount of finishing dealing with discharges the sim module resource for effectively; Occupied as current sim module resource, namely corresponding binary signal amount is invalid, and then the task suspension of present instruction processing is waited for and continued to handle after the sim module resource discharges again.To the instruction process that only needs security module 1 resource to finish, only need to manage scheduling according to original and line discipline and get final product.
As shown in Figure 2, the principle of work of the shared formula mobile payment administrative unit that provides of an embodiment of the present invention.Security module 1 and the sim module 2 that to share in the present embodiment in the formula mobile payment administrative unit all are encapsulated in the mobile payment telecom intelligent card 5, telecom intelligent card not only comprises telecommunications functions like this, also comprise near field payment function, gate inhibition etc., thereby can realize mobile payment function.Sim module 2 can be finished telecommunications functions, payment function.Mobile payment telecom intelligent card 5 can take full advantage of security module, sim module resource separately, carry out exchanges data by the ISO7816 contact physical interface in the ISO7816 module 13 and portable terminal/PC/POS 30, and by portable terminal/PC/POS 30 accessing mobile communication networks/internet 31, finish telecommunications functions, value-added service function etc.; Carry out exchanges data by the radio frequency non-contact physical interface in the radio frequency interface submodule 12 and radio-frequency card reader 41, and finish functions such as near field payment, gate inhibition by radio-frequency card reader 41 and rf terminal (as POS terminal, gate inhibition's terminal).Present embodiment can take full advantage of security module, sim module resource separately, fast integration telecommunications functions, payment function and relevant value-added service.In addition, when portable terminal/PC/POS 30 is the mobile payment terminal, mobile payment telecom intelligent card 5 can be integrated in the terminal body, namely realize the data interaction of mobile payment telecom intelligent card 5 and mobile payment terminal by the ISO7816 module.
As shown in Figure 3, the binary signal amount mode management and dispatching flow process that provides of an embodiment of the present invention.Treatment step is as follows:
S01) create the binary signal amount, be used for control shared resource---the right to use of sim module.
S02) control module is carried out the parallel processing of two communication interface data receptions and relevant communication protocol by two tasks of management.
S03) control module is carried out task scheduling, can obtain to carry out if current task satisfies condition, and jumps to step S04); Otherwise current task is hung up, and waits for task scheduling again, and control module is carried out task and switched, and switches to satisfying condition of task and goes to carry out.
S04) judge that present instruction handles whether need to visit the sim module resource, then jumps to step S07 if desired); Otherwise jump to step S05).
S05) according to the parallel processing rule, call the security module resource and carry out instruction process.
S06) control module is carried out the parallel processing of two communication interface data transmissions and relevant communication protocol by two tasks of management, jumps to step S02 after finishing).
S07) judge whether the binary signal amount is effective, namely whether the sim module resource is idle, if the binary signal amount is effective, the expression sim module resource free time, then jumps to step S10); If the binary signal amount is invalid, expression sim module resource is occupied, then jumps to step S08).
S08) task suspension waits for that the binary signal amount is effective, waits for that namely the sim module resource is released; The wait task scheduling.
S09) described control module is carried out task scheduling, can obtain to carry out if current task satisfies condition, and jumps to step S10); Otherwise current task is hung up, and waits for task scheduling again, and control module is carried out task and switched, and switches to satisfying condition of task and goes to carry out.
S10) it is invalid putting the binary signal amount, and expression sim module resource is occupied, prevents that other tasks from visiting simultaneously.
S11) visit sim module resource is carried out instruction process.
S12) put the binary signal amount for effectively, represent that the sim module resource discharges, allow other tasks visit sim modules.
S13) described control module is carried out task scheduling, can obtain to carry out if current task satisfies condition, and jumps to step S14); Otherwise current task is hung up, and waits for task scheduling again, and control module is carried out task and switched, and switches to satisfying condition of task and goes to carry out.
S14) also need to judge whether the security module resource to carry out instruction process, then jump to step S05 if desired), otherwise jump to step S06).
The present invention is equally applicable in the other technologies field or application model except mobile payment, the security module that has radio frequency non-contact interface, ISO7816 contact interface two class physical interfaces is with resource sharing and the competition process of other applied function modules with ISO7816 contact interface.
The above embodiment; it only is preferred embodiments of the present invention; be not for limiting protection scope of the present invention, all any modifications of doing within the spirit and principles in the present invention, be equal to and replace or improvement etc., all should be included within protection scope of the present invention.
Claims (10)
1. a shared formula mobile payment administrative unit comprises interconnective security module and mobile payment service module; Described security module is used for providing at least two kinds of access interfaces, and the parallel steering order to described mobile payment service module that receives from described each access interface that inserts, and be transmitted to described mobile payment service module after adopting the pattern of resource sharing and competition to dispatch and manage to the parallel described steering order that inserts; Described mobile payment service module is used for finishing mobile payment service and handles; Described security module also is used for finishing the safety management business processing to the transmitting-receiving data of described each access interface.
2. shared formula mobile payment administrative unit according to claim 1 is characterized in that, described mobile payment service module is sim module or SD module.
3. shared formula mobile payment administrative unit according to claim 1 is characterized in that, the data interaction that described security module also is used for finishing between described each access interface is handled.
4. according to each described shared formula mobile payment administrative unit of claim 1-3, it is characterized in that described security module comprises: radio frequency interface submodule, wireline interface submodule and be connected two control submodules between the interface sub-module; Described radio frequency interface submodule is used for providing radio-frequency communication interface and external radio frequency equipment interaction data; Described wireline interface submodule is used for providing wired connecting interface and external connection terminal interaction data; Described control submodule is used for parallelly inserting the steering order to described mobile payment service module that receives from described radio frequency interface submodule and wireline interface submodule, and is transmitted to described mobile payment service module after adopting the pattern of resource sharing and competition to dispatch and manage to the parallel described steering order that inserts; Described control submodule also is used for finishing the safety management business processing to the transmitting-receiving data of described radio frequency interface submodule and wireline interface submodule.
5. shared formula mobile payment administrative unit according to claim 4, it is characterized in that described control submodule adopts the pattern of resource sharing and competition to dispatch to the parallel described steering order that inserts and management is specially: to dispatching and manage by the mode that the binary signal amount is set from the steering order to described mobile payment service module of described radio frequency interface submodule and wireline interface submodule parallel receive.
6. a shared formula mobile payment terminal is characterized in that, comprising: terminal body and as each described shared formula mobile payment administrative unit of claim 1-5, described administrative unit is by at least a access interface and described terminal body interaction data.
7. shared formula mobile payment service method comprises following processing procedure:
By at least two kinds of access interface parallel receive steering orders;
When described steering order is the safety management service order, described safety management service order is carried out dissection process by security module;
After described steering order is the mobile payment service instruction, adopts the pattern of resource sharing and competition to dispatch and manage described mobile payment service instruction, be forwarded to the mobile payment service module and carry out dissection process.
8. shared formula mobile payment service method according to claim 7 is characterized in that, described is to receive steering order by radio-frequency communication interface and wired connection interface by at least two kinds of access interfaces reception steering orders.
9. according to claim 7 or 8 described shared formula mobile payment service methods, it is characterized in that described processing procedure and the described mode that the processing procedure employing of mobile payment service instruction is walked abreast to the safety management service order realizes.
10. according to claim 7 or 8 described shared formula mobile payment service methods, it is characterized in that described instruction adopts the pattern of resource sharing and competition to carry out to mobile payment service scheduling and management process are: dispatch and manage from the described mobile payment service instruction of described each access interface parallel receive by the mode that the binary signal amount is set.
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| CN111311763A (en) * | 2019-12-27 | 2020-06-19 | 环球雅途集团有限公司 | Implanted general ticket checking system and implementation method |
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Application publication date: 20130710 |