CN103093344A - Safe payment system based on wireless fidelity (wifi) - Google Patents
Safe payment system based on wireless fidelity (wifi) Download PDFInfo
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- CN103093344A CN103093344A CN2013100554116A CN201310055411A CN103093344A CN 103093344 A CN103093344 A CN 103093344A CN 2013100554116 A CN2013100554116 A CN 2013100554116A CN 201310055411 A CN201310055411 A CN 201310055411A CN 103093344 A CN103093344 A CN 103093344A
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Abstract
The invention relates to a mobile payment system, in particular to a safe payment system based on wireless fidelity (wifi). According to the system, after a purchasing side is connected with a network through wifi sending equipment of a selling side, a wireless router mark of the wifi sending equipment is acquired and sent to a wifi sending equipment management and authentication server of the selling side through a wireless router network channel, authentication is carried out from two parts, namely a hardware wireless router and the wireless router network channel, safety and confidentiality of selling side information are guaranteed, one wireless router mark is acquired at one time, the purchasing side and the selling side do not need to interact to carry out screening and selecting, and accordingly payment can be smooth and convenient.
Description
Technical field
The present invention relates to mobile-payment system, relate in particular to a kind of safety payment system based on wifi.
Background technology
At present the main form of the modes of payments under line has: the pos machine is swiped the card, is paid in cash, buy on line and consume under line etc.The Pos machine is swiped the card, main infrastructure comprises the pos machine, wired or wifi, the cost compare of its pos machine is high, and can only use card class payment as bank card etc., the while, the consumer need to give card trade company, carried out part operation by trade company, lack the security that a kind of initiative and overdraw are trusted concerning the client, needed repeatedly mutual between trade company and client; Paying in cash is pure bank note payment, exists the client to leave behind the short of money of money or band, and the risk of counterfeit money is received by trade company, and needs money is deposited bank etc.; Buy under line on line and consume, need first to buy just can take material object, and have the risk of network fraud.The patent of invention of publication No. CN 102682382 A " based on the mobile-payment system of WiFi signal identification " is caught the WIFI signal of trade company by handset program and then is obtained the sign of its WiFi transmitter, obtain accounts information with the sign corresponding trade company of WiFi transmitter with this, thereby complete the payment behavior.Drop into although this payment system has reduced the cost of trade company, increased the risk of trade company, the mobile terminal device that anyone use has the WIFI function all can obtain the WIFI signal of trade company, and then obtains the account information of trade company.In addition, the purchaser may obtain the WIFI signal of a plurality of trade companies simultaneously, need to screen it, select to be determined.
Summary of the invention
The wireless router networks passage: mobile terminal device is by after the WIFI interconnection network, and all data are all the transmission modes by the wireless router transfer.
The present invention has aimed to provide a kind of safety payment system based on wifi, reduces the mutual of purchaser and seller, improves the confidentiality of payment safety and both parties' information.
In order to solve the problems of the technologies described above, the present invention is solved by following technical proposals:
safety payment system based on wifi, the mobile terminal device with WIFI function that comprises the purchaser, the WIFI transmitter of seller, the accounts information management server of seller, the payment devices of payer, the management of WIFI transmitter and the certificate server of seller, the wireless router networks passage, its effect is, obtain its wireless router sign after the WIFI transmitter interconnection network of purchaser's mobile terminal device by seller and send to the WIFI transmitter of seller to manage and certificate server by the wireless router networks passage, the management of WIFI transmitter and the certificate server of seller authenticate the wireless router sign, send to purchaser's mobile terminal device by seller sign after authentication, that the wireless router sign is corresponding, purchaser's mobile terminal device sends to the seller sign accounts information management server of seller, the accounts information management server queries of seller sends to purchaser's mobile terminal device to seller accounts information corresponding to seller sign, the payment devices that the purchaser sends to payer by its mobile terminal device with seller accounts information and purchaser's accounts information and payment, payer can be completed payment.
obtain its wireless router sign after the WIFI transmitter interconnection network of purchaser by seller and send to the WIFI transmitter of seller to manage and certificate server by the wireless router networks passage, authenticate from hardware wireless router and two dimensions of wireless router networks passage on the one hand, guaranteed that the wireless router that the purchaser must successful connecting pin seller just can obtain its wireless router sign, the taker that obtains of having tackled a picked up signal and not to be connected with the seller wireless router, reduced the possibility of illegally obtaining, security and the confidentiality of seller information have been guaranteed, the purchaser only has the wireless router sign that just can obtain seller after the wireless router of access seller on the other hand, guarantee once can only get a wireless router sign, thereby need not to screen alternately with seller, select, make payment more smooth and easy and convenient.
Further, the management of the WIFI transmitter of described seller and certificate server are managed and whether certificate server is registered and authenticated at the WIFI of seller transmitter wireless router when the wireless router sign is authenticated, have further improved security and the confidentiality of merchant information.
as preferably, the mode of obtaining the seller accounts information is, after authentication, the seller sign that the WIFI transmitter management of seller and certificate server are corresponding with the wireless router sign sends to the accounts information management server of seller, the accounts information management server queries of seller sends to purchaser's mobile terminal device to seller accounts information corresponding to seller sign, the payment devices that the purchaser sends to payer by its mobile terminal device with seller accounts information and purchaser's accounts information and payment, payer can be completed payment.
The management of WIFI transmitter and certificate server by seller directly send to the seller sign of wireless router sign correspondence the accounts information management server of seller, do not need to return again purchaser's mobile terminal device, reduced flow process, operated more easy, quick.
Further, the accounts information management server queries of seller is verified legitimacy and the correctness of seller sign before seller accounts information corresponding to seller sign.
Purchaser's mobile terminal device comprises mobile phone, panel computer.
the present invention is owing to adopting above technical scheme, has following beneficial effect: obtain its wireless router sign after the WIFI transmitter interconnection network of purchaser by seller and send to the WIFI transmitter of seller to manage and certificate server by the wireless router networks passage, authenticate from hardware wireless router and two dimensions of wireless router networks passage, security and the confidentiality of seller information have been guaranteed, and once get a wireless router sign, need not to screen alternately with seller, select, make payment more smooth and easy and convenient.
Embodiment
Below in conjunction with embodiment, the present invention is described in further detail:
Embodiment 1:
Payment flow is
1, purchaser's the panel computer with WIFI function is connected to network by the wireless router of seller;
2, purchaser's panel computer obtains the wireless router sign of seller;
3, purchaser's panel computer sends to the management of WIFI transmitter and the certificate server of seller to authenticate the wireless router sign by wireless router people having a common goal, whether the authenticate wireless router was registered in the management of the WIFI of seller transmitter and certificate server simultaneously, whether three dimensions authenticate from the registration of hardware wireless router, wireless router networks passage, wireless router, guarantee security and the confidentiality of merchant information;
4, by after authentication, the seller sign that the wireless router sign is corresponding sends to purchaser's panel computer;
5, purchaser's panel computer sends to the seller sign accounts information management server of seller;
6, the accounts information management server of seller is verified legitimacy and the correctness of seller sign;
7, the accounts information management server queries of seller sends to purchaser's panel computer after seller accounts information corresponding to seller sign, and the accounts information of seller includes but not limited to the account of seller, account type, title, icon;
8, purchaser's payment devices of seller accounts information and purchaser's accounts information and payment being sent to payer by its panel computer, payer can be completed payment.
Embodiment 2:
Payment flow is
1, purchaser's the mobile phone with WIFI function is connected to network by the wireless router of seller;
2, purchaser's mobile phone obtains the wireless router sign of seller;
3, purchaser's mobile phone sends to the management of WIFI transmitter and the certificate server of seller to authenticate the wireless router sign by wireless router people having a common goal, whether the authenticate wireless router was registered in the management of the WIFI of seller transmitter and certificate server simultaneously, whether three dimensions authenticate from the registration of hardware wireless router, wireless router networks passage, wireless router, guarantee security and the confidentiality of merchant information;
4, by after authentication, the seller sign that the wireless router sign is corresponding sends to the accounts information management server of seller;
5, the accounts information management server of seller is verified legitimacy and the correctness of seller sign;
6, the accounts information management server queries of seller sends to purchaser's mobile phone after seller accounts information corresponding to seller sign, and the accounts information of seller includes but not limited to the account of seller, account type, title, icon;
7, purchaser's payment devices of seller accounts information and purchaser's accounts information and payment being sent to payer by its mobile phone, payer can be completed payment.
In a word, the above is only preferred embodiment of the present invention, and all equalizations of doing according to the present patent application the scope of the claims change and modify, and all should belong to the covering scope of patent of the present invention.
Claims (5)
1. based on the safety payment system of wifi, the mobile terminal device with WIFI function that comprises the purchaser, the WIFI transmitter of seller, the accounts information management server of seller, the payment devices of payer, it is characterized in that: the management of WIFI transmitter and the certificate server that also comprise seller, the wireless router networks passage, its effect is, obtain its wireless router sign after the WIFI transmitter interconnection network of purchaser's mobile terminal device by seller and send to the WIFI transmitter of seller to manage and certificate server by the wireless router networks passage, the management of WIFI transmitter and the certificate server of seller authenticate the wireless router sign, send to purchaser's mobile terminal device by seller sign after authentication, that the wireless router sign is corresponding, purchaser's mobile terminal device sends to the seller sign accounts information management server of seller, the accounts information management server queries of seller sends to purchaser's mobile terminal device after seller accounts information corresponding to seller sign, the payment devices that the purchaser sends to payer by its mobile terminal device with seller accounts information and purchaser's accounts information and payment, payer can be completed payment.
2. payment system according to claim 1 is characterized in that: the WIFI transmitter management of described seller and certificate server are managed and whether certificate server is registered and authenticated at the WIFI of seller transmitter wireless router when the wireless router sign is authenticated.
3. payment system according to claim 1, it is characterized in that: identify by the management of WIFI transmitter and the certificate server seller that the wireless router sign is corresponding that authenticates rear seller the accounts information management server that sends to seller, the accounts information management server queries of seller sends to purchaser's mobile terminal device after seller accounts information corresponding to seller sign, the payment devices that the purchaser sends to payer by its mobile terminal device with seller accounts information and purchaser's accounts information and payment, payer can be completed payment.
4. according to claim 1 and 2 or 3 described payment systems is characterized in that: the accounts information management server queries of seller is verified legitimacy and the correctness of seller sign before seller accounts information corresponding to seller sign.
5. obtain according to claim 1 described payment system, it is characterized in that: purchaser's mobile terminal device comprises mobile phone, panel computer.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013100554116A CN103093344A (en) | 2013-02-21 | 2013-02-21 | Safe payment system based on wireless fidelity (wifi) |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013100554116A CN103093344A (en) | 2013-02-21 | 2013-02-21 | Safe payment system based on wireless fidelity (wifi) |
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| Publication Number | Publication Date |
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| CN103093344A true CN103093344A (en) | 2013-05-08 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2013100554116A Pending CN103093344A (en) | 2013-02-21 | 2013-02-21 | Safe payment system based on wireless fidelity (wifi) |
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| CN (1) | CN103093344A (en) |
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103617526A (en) * | 2013-12-09 | 2014-03-05 | 福建联迪商用设备有限公司 | Mobile payment method and system based on router |
| CN104424558A (en) * | 2013-09-04 | 2015-03-18 | 宋云波 | Broadband wireless network paying and advertising method |
| CN105450617A (en) * | 2014-09-24 | 2016-03-30 | 阿里巴巴集团控股有限公司 | Payment validation method, device and system |
| WO2017005163A1 (en) * | 2015-07-09 | 2017-01-12 | 中国银联股份有限公司 | Wireless communication-based security authentication device |
| CN106548072A (en) * | 2016-10-21 | 2017-03-29 | 维沃移动通信有限公司 | A kind of method and mobile terminal of safety detection |
| CN106940852A (en) * | 2016-01-05 | 2017-07-11 | 阿里巴巴集团控股有限公司 | The acquisition methods and terminal device of a kind of accounts information |
| CN107491954A (en) * | 2016-06-13 | 2017-12-19 | 邓斌涛 | Information interacting method, authentication and electronic fare payment system and method |
| CN109561421A (en) * | 2017-09-25 | 2019-04-02 | 中兴通讯股份有限公司 | Authentication method, related device and the system of WiFi Aware service |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102682382A (en) * | 2012-05-13 | 2012-09-19 | 徐彬 | Mobile payment system based on WiFi (Wireless Fidelity) signal identifier |
-
2013
- 2013-02-21 CN CN2013100554116A patent/CN103093344A/en active Pending
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102682382A (en) * | 2012-05-13 | 2012-09-19 | 徐彬 | Mobile payment system based on WiFi (Wireless Fidelity) signal identifier |
Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104424558A (en) * | 2013-09-04 | 2015-03-18 | 宋云波 | Broadband wireless network paying and advertising method |
| CN103617526A (en) * | 2013-12-09 | 2014-03-05 | 福建联迪商用设备有限公司 | Mobile payment method and system based on router |
| CN105450617A (en) * | 2014-09-24 | 2016-03-30 | 阿里巴巴集团控股有限公司 | Payment validation method, device and system |
| CN105450617B (en) * | 2014-09-24 | 2019-07-09 | 阿里巴巴集团控股有限公司 | A kind of payment verification method, apparatus and system |
| US10460309B2 (en) | 2014-09-24 | 2019-10-29 | Alibaba Group Holding Limited | Payment verification method, apparatus and system |
| WO2017005163A1 (en) * | 2015-07-09 | 2017-01-12 | 中国银联股份有限公司 | Wireless communication-based security authentication device |
| CN106940852A (en) * | 2016-01-05 | 2017-07-11 | 阿里巴巴集团控股有限公司 | The acquisition methods and terminal device of a kind of accounts information |
| CN107491954A (en) * | 2016-06-13 | 2017-12-19 | 邓斌涛 | Information interacting method, authentication and electronic fare payment system and method |
| CN106548072A (en) * | 2016-10-21 | 2017-03-29 | 维沃移动通信有限公司 | A kind of method and mobile terminal of safety detection |
| CN109561421A (en) * | 2017-09-25 | 2019-04-02 | 中兴通讯股份有限公司 | Authentication method, related device and the system of WiFi Aware service |
| CN109561421B (en) * | 2017-09-25 | 2022-07-12 | 中兴通讯股份有限公司 | Authentication method of WiFi Aware service, corresponding device and system |
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