CN103057301A

CN103057301A - Multipurpose bank card

Info

Publication number: CN103057301A
Application number: CN2013100095331A
Authority: CN
Inventors: 田敏芳
Original assignee: Individual
Current assignee: Individual
Priority date: 2013-01-11
Filing date: 2013-01-11
Publication date: 2013-04-24

Abstract

The invention relates to modification of lucky money for new year and weddings and discloses a multipurpose bank card including a new year Chinese zodiac card, a wedding celebration card, a folk custom card and a symbol card. The multipurpose bank card can perform exchange payment with folk custom and celebration significance and be used for specific storage and collection according to special occasions such as festivals. The multipurpose bank card further has extended functions of money detection, IC (integrated circuit) device reading and liquid crystal display and reading. By the multipurpose bank card, bacteria transmission on lucky money can be avoided, storage consciousness of children can be built, wedding gift procedures can be simplified, and financing institutions issuing the card can better raise funds for development. In addition, the multipurpose bank card has great collection value.

Description

A kind of multipurpose bank card

Technical field

The invention belongs to financial currency exchange field, relate in particular to a kind of multipurpose bank card.

Background technology

General New Year elder is used for representing lucky implied meaning can for younger generation's money given to children as a lunar New year gift and increases the wonderful dream that good fortune prolongs life for child, the folk custom ceremony that China spread thousand to money given to children as a lunar New year gift, but pay for money given to children as a lunar New year gift in the mode of bank note, exist and itself will adhere to invisible bacterium, children on the money and take the problem of losing and being accustomed to spending money extravagantly because of improper storage behind the money.

During marriage, mutually upper gift has become traditional ceremony form of congratulating, but the mode with money is paid, but exist the trouble operation need register to take notes in detail one by one in the future to return a salute and the form of good wishes but more to be partial to the direction that wealth is amassed wealth by heavy taxation, and money to pass on from one to another turn of tidal stream also be the continuous communication process of a kind of bacterium.

Present card such as credit card, bank card etc. are only paid close attention to Stored Value storage purposes, and not special-purpose for the special card of ew Year gift money, wedding celebration birthday party gift specially, existing domestic patent belongs to blank field all without the discussion of correlation technique simultaneously.

Summary of the invention

For the deficiencies in the prior art, the present invention aims to provide a kind of multipurpose bank card, effectively address the above problem by a kind of novel means of payment,

The present invention adopts following technical scheme:

A kind of multipurpose bank card comprises the ew Year gift money card, congratulates auspiciousness card, folk custom card, symbol card.

Described multipurpose bank card can be divided into video card and hidden card according to hardware capability,

Described video card can arrange different background colour (red, orange, yellow, green, indigo, azure, purple) according to different values of money, the card master annual variation that accompanies, related annual major event design.Obviously be worth and show or value of money can be by checking as digging under the dragon's paw under the zoomorphism,

The surface tiling of described video card arranges about 100 of double faced adhesive tape coatings.Can tear off after writing name, be beneficial to and write the name use next time.

Another surface of described video card card is alternative makes the framework of a credit card-sized by engineering plastics, and the relevant position is equiped with ultraviolet LED, book shape magnetic head, track part and shows luminous tube, circuit board, battery and switch on the framework.Be used for according to the fluorescence labeling on the currency examine ticket;

In the described video card, can light energy battery plate and little liquid crystal display be set at the opposite side of card, be used for the demonstration of value of money.

Described hidden card does not then show concrete institute's thing of depositing or value.The IC read functions is set in the card, and data are read by special IC inductor.

Described IC-card induction fetch equipment is the read write line of non-contact IC card, can carry for the IC-card terminal use.

In real life, can exchange payment according to factors such as occasions, during such as the New Year, the elder can select the ew Year gift money card of different symbolic animal of the birth year to give the younger generation.During the wedding celebration, the form that the cash gift can be congratulated auspiciousness card exchanges payment, or can exchange uniform by ic folk custom card in red-letter day.Signify that card is not with the symbol card of money value of money as content, can deposit a hope, house property, testament etc. within it, deposit in the safe deposit box through notarization, prescribe a time limit in the year of opening to its setting, fetch relevant formality.

Be equipped with the convenience-for-people facilities such as enquiry machine with card, and make as flashlight or POS machine shape hand size are convenient for carrying has and read vertical value of money and the anti-fraud functional sensing apparatus of genuine note of showing.Use be sold or be leased to this kind sensing apparatus can with bayonet lock.When the consumer wants to learn the numerical value of card, only need to be stuck on the sensing apparatus one and put, just can show data.Greatly making things convenient for the client that existing bank card value of money is shown reads.Simultaneously, this card support is set up special card make-up room, can collect manufacturing cost, think the specific cards with memorial value according to clients such as customer demand such as birthday, newly-married photo or figure paintings, and with the age, these cards not only can be saved, and also have meaning and the function of the folk custom cards such as ew Year gift money card, the auspiciousness card of he, simultaneously, can collect appreciation.This type of multipurpose bank card with chronicle of events meaning of the annual bulk issue of financial institution thereupon, then as the stir-fry buyer formula of stamp, can collection, truck, auction, the special folk custom card of individual making then also can have auction, memorial value thereupon, in person sign such as the famous person, require in person to make the individual character card, then given new reserve value in card value itself and interior the storage outside the value, but or De Genggao auction superprofit value exploitation.

Because of the people of its reserve value truck that has in order to stay card, enjoy the reserve value of card, just must be with amount of money zero clearing in the card, what receive when handling card is service charge, in case amount of money zero clearing, financial institution then can regain card, like this, even leave 1 yuan in the card, and the card of all sales all increases profit for the existing profit of financial institution simultaneously again.

3, make proof gold folk custom card, satisfy high-end customer

The folk custom card not only can bring considerable capital deposit for bank, and can make publisher become historical change person, leave a good name throughout the ages, with the folk custom card with historical events, major event, symbolic animal of the birth year year calendar etc. is background, also or make proof gold folk custom card, just as the powerful purchase gold of people desire, the folk custom card also can become investment in gold person's prime investment is selected, card not only has the value of gold but also has the value of Stored Value, secondly, it is forged into image set post such cause, make it have increment, value preserving, the value of Stored Value, make it can appear at auction room, have outside the Stored Value from valuable.

The ew Year gift money card, congratulate the feature that auspiciousness card, folk custom card all can possess symbol card, can deposit dream in, financial institution can according to deposit " thing " the time limit guarantee, collect cost; Deposit the normal storage funds such as money, gold in; Material object deposits support in: house, soil, testament etc., can collect retention fee and relevant service charge.

Setting up of symbol card makes ew Year gift money and congratulates auspiciousness scope extension, changes the custom that the New Year ew Year gift money is only paid, and also can deposit blessing language or golf club etc. in the card in, sets up and reads the time limit, gives child with the form of blocking, and bank then collects corresponding service charge and uses.Make meaning lifting height and the level of blessing.Induction equipment is shown as mysterious blessing without exception except value of money, and the consumer bank that can hold is as the criterion with the time limit, knows that with card card is interior pleasantly surprised.

The convenience-for-people facilities such as the enquiry machine of setting up are beneficial to immediately looking into of hidden card and get.A kind of multipurpose bank card can change user name or appointment is opened an account, and for example opens an account with child's name, as child's exclusive stored value accounts.And amount is sorted out and time limit setting is as the criterion by each card information in the Album for collecting cards, and the great number feedback Stored Value that limits if any the concrete time limit if fail to guarantee the survival of annual minimum amount, is then decided regular opinion with bank at that time.

Beneficial effect of the present invention is:

1, with the special-purpose form of special card, situation about on celebrating thing, money together being turned together with the bacterium on the money when evading ew Year gift money, gift.

2, has advantage clean and tidy, clean, civilized, that stitch health, optimization;

3, for child's collection hobby, the foundation that child stores consciousness is established in guiding.

4, marry to receive present and no longer need the labour to register, only need with the Card Reader inductor and receive snap in Album for collecting cards just can, be beneficial to easy wedding flow process.

5, the better fund raised of distribution financial institution that is beneficial to card builds up the business.

6, be that the ceremony such as folk custom adds the blessing meaning except money is congratulated.

7, the different reserve value that has of every class card, the symbolic animal of the birth year year reserve value of ew Year gift money card is congratulated auspiciousness card new person totem, the kith and kin souvenir collection value of taking a group photo, folk custom card folk custom reserve value.

8, this multipurpose bank card is when special card is special-purpose, supports to exchange, grants, consumes, the means of payment such as collection.

Description of drawings

Fig. 1 is cash examining function structural representation of the present invention

Fig. 2 is IC fetch equipment operation principle schematic diagram of the present invention

Fig. 3 is liquid crystal card structure schematic diagram of the present invention

The specific embodiment

The ew Year gift money card, congratulate auspiciousness card, folk custom card, the symbol card all can be divided into video card, hidden card and symbol card, has obvious value of money to show that hidden card does not show value of money on the video card.Symbol card can deposit dream with blessing and symbolic meaning, ideal, promise, house, notarization, testament etc. in.

The ew Year gift money card is divided into symbolic animal of the birth year ew Year gift money card and annual Chinese zodiac ew Year gift money card.

Congratulate auspiciousness card and folk custom card and be provided with the two-sided gel coating of multilayer, in order to the mark card feed people information that holds.

Symbol card is take value of money as the storage content, more is contained meaning or extracts voucher as house property testament etc.

Multipurpose bank card of the present invention, also can expand to have that IC reads, the bank card of the vertical aobvious and Anticounterfeit money checking function of liquid crystal.

Embodiment one

The Anticounterfeit money checking function: in card 1 ultraviolet LED 2 is housed, book shape magnetic head 3, track part shows luminous tube 4, circuit board 5, book shape button cell 6 and push switch 7.When pressing switch 7, circuit is connected, and ultraviolet LED 2 is lighted, and the signal amplification circuit of magnetic head is also started working, and just can carry out the currency examine operation this moment.Circuit part designs a time-delay shutdown circuit, and 10～30 seconds automatic shutdowns of starting shooting are in order to avoid forget the shutdown consume electric power.Aesthetic in appearance for making, the surface can be carried out technique according to bank card institute environment for use difference and be beautified.

Embodiment two

IC fetch equipment: formed by one-chip computer module 8, communication module 9, memory module 10, radio-frequency module 11, display module 12, power module 13, operated key module 14 and shell 15; Above-mentioned seven modules are installed in the shell 16, form main body.Wherein: main body is communicated by letter with other electronic equipment by communication module 9, and result of communication is stored in the memory module 10; Main body is finished communicating by letter of main body and IC-card by radio-frequency module 11, and result of communication is stored in the memory module 10; Main body shows the information that is stored in the memory module 10 by display module 12; Main body is finished control and the switching of various functions by one-chip computer module 8; The user finishes the control operation of one-chip computer module by the operated key module; Power module 13 provides electric energy for the work of above-mentioned module; Main body is provided with draw-in groove, is used for putting into and fixing IC-card.

Embodiment three

Liquid crystal is vertical aobvious:, be provided with light energy battery plate 17 and LCDs 18 on described bank card surface; Be provided with pin-saving chip 19 in IC-card or magnetic card interlayer, described pin-saving chip output 20 is electrically connected with LCDs signal input part 21; The power input 21 of pin-saving chip 19, LCDs is electrically connected with light energy battery plate 17 outputs respectively.

Claims

1. multipurpose bank card, comprise the ew Year gift money card, congratulate auspiciousness card, folk custom card, symbol card, it is characterized in that: the ew Year gift money card, congratulate auspiciousness card, folk custom card, the symbol card all can be divided into video card, hidden card and symbol card, there is obvious value of money to show on the video card, hidden card does not show value of money, symbol card can deposit dream with blessing and symbolic meaning, ideal, promise, house, notarization, testament etc. in, and the ew Year gift money card is divided into symbolic animal of the birth year ew Year gift money card and annual Chinese zodiac ew Year gift money card.

2. according to a kind of multipurpose bank card described in claims 1, it is characterized in that: affiliated card is provided with the two-sided gel coating of multilayer, in order to the mark card feed people information that holds.

3. according to a kind of multipurpose bank card described in claims 1, it is characterized in that: in card 1 ultraviolet LED 2 is housed, book shape magnetic head 3, track part show that luminous tube 4 is connected with circuit board 5, and circuit board 5 bottoms arrange book shape button cell 6 and push switch 7.

4. according to a kind of multipurpose bank card described in claims 1, it is characterized in that: the bank card fetch equipment is comprised of one-chip computer module 8, communication module 9, memory module 10, radio-frequency module 11, display module 12, power module 13, operated key module 14 and shell 15; Above-mentioned seven modules are installed in the shell 16, form main body.

5. according to a kind of multipurpose bank card described in claims 1, it is characterized in that: be provided with light energy battery plate 17 and LCDs 18 on described bank card surface; Be provided with pin-saving chip 19 in IC-card or magnetic card interlayer, described pin-saving chip output 20 is electrically connected with LCDs signal input part 21; The power input 21 of pin-saving chip 19, LCDs is electrically connected with light energy battery plate 17 outputs respectively.