CN103020827B - Payment processing method and system - Google Patents
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- CN103020827B CN103020827B CN201210518243.5A CN201210518243A CN103020827B CN 103020827 B CN103020827 B CN 103020827B CN 201210518243 A CN201210518243 A CN 201210518243A CN 103020827 B CN103020827 B CN 103020827B
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- 238000003672 processing method Methods 0.000 title claims abstract description 17
- 238000012795 verification Methods 0.000 claims abstract description 125
- 230000005540 biological transmission Effects 0.000 claims abstract description 11
- 238000000034 method Methods 0.000 claims description 26
- 238000012545 processing Methods 0.000 claims description 23
- 230000005055 memory storage Effects 0.000 claims description 2
- 230000009286 beneficial effect Effects 0.000 abstract description 3
- 239000000047 product Substances 0.000 description 20
- 239000013589 supplement Substances 0.000 description 15
- 230000006870 function Effects 0.000 description 11
- 230000001502 supplementing effect Effects 0.000 description 9
- 230000008901 benefit Effects 0.000 description 3
- 238000010586 diagram Methods 0.000 description 3
- 238000004891 communication Methods 0.000 description 2
- 238000004590 computer program Methods 0.000 description 2
- 235000013399 edible fruits Nutrition 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000012360 testing method Methods 0.000 description 2
- 238000005336 cracking Methods 0.000 description 1
- 238000013461 design Methods 0.000 description 1
- 238000001035 drying Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
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Abstract
The invention discloses a kind of payment processing method and system, the system includes：Server, the first client and the second client, the server includes first network interface, checking code generator, memory and the second network interface, wherein, first network interface is suitable to for the payment verification code of the checking code generator generation to be sent to first client；Checking code generator is suitable to generate corresponding payment verification code according to the payment information；Second network interface is suitable to receive user's transmission, comprising payment verification code the second payment request of the second client, guides the second client completion to pay.Thus solve and easily utilized by fishing website when being paid using URL at present, so as to cause to pay the problem for failing, realizing can be paid by payment verification code, and by the corresponding relation between payment information and payment verification code, payment verification code is verified, to avoid paying the beneficial effect for failing.
Description
Technical field
The present invention relates to network payment field, and in particular to a kind of payment processing method and system.
Background technology
For the network application of such as online game etc, some functions in user wants to use network application
（Such as the Premium Features of network application）Before, it is necessary to first pay expense to the network application.Meanwhile, with the user of network application
Quantity is continuously increased, and in order to improve attraction of the network application for user, network application would generally for example be used by setting up
The means such as the friend relation between family strengthen the association between user.Correspondingly, in terms of network payment, network application is general
Also can provide the user on behalf of the function of paying, by the function, as a user, such as user A, it is necessary to should to a certain network
During with the expense of payment, it is possible to specify other users, such as user B, user A is replaced to be paid to the network application branch from user B
With.
At present, in order to realize on behalf of the function of paying, it is common practice to, by user A（The user that needs are supplemented with money）In net
What network application was provided supplements with money submit in interface generation and fill request, and network application specifically can supplement URL with money for user A is generated.User A will
The URL is sent to the user B for specifying, after user B clicks on the URL, by show network application offer supplement interface with money, so as to by
User B supplements interface with money and completes to supplement operation with money for user A by this.
In this fashion, it is necessary to network application generates the URL filled dedicated for generation, then the user A by wanting to supplement with money leads to
Cross other channels the URL is sent to for the user B for filling.As can be seen here, in this course, it is only necessary to can be complete by URL
Into supplementing with money, so, some malicious websites, such as fishing website often construct similar URL, and guiding user B goes to the Fishing net
Station is paid, so that the money of user suffers a loss.
As can be seen here, the existing method that user is guided by constructing URL on behalf of paying, exists by fishing website profit
Potential safety hazard.
The content of the invention
In view of the above problems, it is proposed that the present invention so as to provide one kind overcome above mentioned problem or at least in part solve on
State the method for network payment and system of problem.
According to one aspect of the present invention, there is provided a kind of payment processing method, including：Receive the user of the first client
The comprising payment information the first payment request for sending, corresponding payment verification code is generated according to payment information, is deposited in association
Storage payment information and corresponding payment verification code, and payment verification code is sent to the first client, the payment information includes
The information of user profile and product to be paid at the first client；Receive the second client user send, include
Second payment request of payment verification code, guides the second client complete according to storage payment information corresponding with payment verification code
Into payment；After the second payment request that the user for receiving the second client sends, the payment that has been stored with is verified whether
Identifying code, if the result is yes, obtains payment information corresponding with payment verification code.
Alternatively, wherein payment information also includes：Sent for the first time for paying request.
Alternatively, the step of generating payment verification code according to payment information includes：Payment information is entered by random key
Row encryption, gets paid identifying code.
Alternatively, also including step：Generation payment verification code exceed Preset Time after, delete storage payment information with
And corresponding payment verification code.
According to another aspect of the present invention, there is provided a kind of payment processing system, including server, the first client and
Two clients, the server includes：First network interface, checking code generator, memory and the second network interface, wherein,
First network interface, is suitable to receive the comprising payment information first payment request that the user of the first client sends, and will
The payment verification code of checking code generator generation is sent to the first client；Checking code generator, is suitable to be given birth to according to payment information
Into corresponding payment verification code；Memory, is suitable to store payment information and corresponding payment verification code in association, wherein,
The payment information is included in the information of the user profile and product to be paid at the first client；Second network interface, is suitable to
User's transmission, comprising payment verification code the second payment request of the second client is received, according to memory storage and branch
Paying the corresponding payment information of identifying code guides the second client to complete to pay.
Alternatively, wherein payment information also includes：Sent for the first time for paying request.
Alternatively, checking code generator is encrypted by random key to payment information, gets paid identifying code.
Alternatively, the server is further included：Identifying code detector, is suitable to receive the second visitor in the second network interface
After the second payment request that the user at family end sends, the payment verification that whether has been stored with verifying memory code, if checking
Result is yes, obtains payment information corresponding with payment verification code.
Alternatively, memory is further adapted for after generation payment verification code exceedes Preset Time, deletes the payment of storage
Information and corresponding payment verification code.
Payment processing method of the invention and system, the first payment request that the user according to the first client sends
Included in payment information generate corresponding payment verification code, and by the payment information and payment verification code associated storage,
In subsequent process, the second payment request comprising payment verification code that the second client sends is received, paid according to second
The payment information of the payment verification code associated storage in request guides the second client to be paid.Thus solve and adopt at present
Easily utilized by fishing website when being paid with URL, so as to cause to pay the problem for failing, realizing can be tested by paying
Card code is paid, and by the corresponding relation between payment information and payment verification code, payment verification code is verified, with
Avoid paying the beneficial effect for failing.
Described above is only the general introduction of technical solution of the present invention, in order to better understand technological means of the invention,
And can be practiced according to the content of specification, and in order to allow the above and other objects of the present invention, feature and advantage can
Become apparent, below especially exemplified by specific embodiment of the invention.
Brief description of the drawings
By reading the detailed description of hereafter preferred embodiment, various other advantages and benefit is common for this area
Technical staff will be clear understanding.Accompanying drawing is only used for showing the purpose of preferred embodiment, and is not considered as to the present invention
Limitation.And in whole accompanying drawing, identical part is denoted by the same reference numerals.In the accompanying drawings：
Fig. 1 shows the structural representation of payment processing system according to an embodiment of the invention；
Fig. 2 shows the flow chart of payment processing method according to an embodiment of the invention；
Fig. 3 shows and sent in the official website of online game in an embodiment of the invention that first pays when asking
Supplement the schematic diagram at interface with money；And
Fig. 4 shows and sent in the official website of online game in an embodiment of the invention that second pays when asking
Supplement the schematic diagram at interface with money.
Specific embodiment
The exemplary embodiment of the disclosure is more fully described below with reference to accompanying drawings.Although showing the disclosure in accompanying drawing
Exemplary embodiment, it being understood, however, that may be realized in various forms the disclosure without should be by embodiments set forth here
Limited.Conversely, there is provided these embodiments are able to be best understood from the disclosure, and can be by the scope of the present disclosure
Complete conveys to those skilled in the art.
The embodiment of the invention provides a kind of payment processing server.Fig. 1 is shown comprising the payment processing server
The structural representation of payment processing system.As shown in figure 1, the payment processing server 100 includes：First network interface 110, test
Card code generator 120, the network interface 130 of memory 150 and second.
The comprising payment information first payment that the user that first network interface 110 receives the first client 210 sends please
Ask, the payment information is sent to checking code generator 120, received according to first network interface 110 by checking code generator 120
The payment information for arriving generates corresponding payment verification code, and then, first network interface 110 will verify what code generator 120 was generated
Payment verification code is sent to first client 210.Wherein, the payment information for being included in the first payment request is included in first
The information of user profile and product to be paid at client.
Checking code generator 120 according to this first pay request in payment information generation payment verification code when can be by such as
Under type is realized：Payment information is encrypted by md5 algorithms, gets paid identifying code.Or, by random key to branch
The information of paying is encrypted, and gets paid identifying code.Wherein, when being encrypted to payment information by random key, due to key
It is random, therefore, it is bigger to crack difficulty, so security is more preferable.Therefore, in the present embodiment, mainly introduce
By way of random key is encrypted to payment information.In order to obtain random key, can be in above-mentioned payment information
Further include that transmission first pays the time of request, so, when checking code generator 120 pays the transmission asked according to first
Between come determine to first pay request in payment information encrypt when encryption key.Request is paid due to sending first every time
Time is all different, so the encryption key for being paid when request is encrypted to first every time is also different, so as to improve security.
Furthermore it is also possible to produce a random number when the first client sends the first payment request, determined to encrypt according to the random number
Key, difficulty is cracked to increase.
After the checking generation payment verification code of code generator 120, memory 150 is right by the payment information and generation
The payment verification code associated storage answered.In addition, cracking difficulty to further increase, memory 150 is further used in generation
After payment verification code exceedes Preset Time, payment information and corresponding the payment verification code of storage are deleted.
It is that the user that second network interface 130 is used to receiving the second client 220 sends, comprising payment verification code second
Request is paid, the payment information corresponding with payment verification code stored according to memory 150 guides the second client 220 to complete
Pay.
Under normal circumstances, it is friends or affiliate between the user of the user of the second client and the first client
Relation etc..The user of the second client can be by various communication modes（For example：QQ, short message, Email etc.）From the first visitor
The payment verification code of checking code generator generation is got at the end of family.
Alternatively, verified to further pay the payment verification code in request to second, payment processes service
Device can further include：Identifying code detector 140, is suitable to receive the second client 220 in the second network interface 130
After the second payment request that user sends, the payment verification that whether has been stored with verifying memory 150 code, if checking knot
Fruit is yes, obtains payment information corresponding with payment verification code.
Further optionally, it is also possible to after the code of the payment verification from the second client is received, check that the payment is tested
Whether the time of card code generation has exceeded the scheduled time, if more than the scheduled time（Such as 30 minutes）, then it is assumed that payment is tested
Card code failure, and the payment that the second client carries out is not allowed.
On above-mentioned first network interface 110, checking code generator 120, the network interface 130 of memory 150 and second
And the specific work process of identifying code detector 110 by the present invention provide payment processing method embodiment in reference to attached
Figure gives and further describes in detail.
Official's net that product to be paid is passed through by payment processing server provided in an embodiment of the present invention, the second client
Stand the payment verification code that provides to replace the first client to complete payment process, because the payment verification yard can only be in official website
On use, therefore, it is to avoid the risk cheated by fishing website.And, by prestoring payment verification code and corresponding branch
The information of paying, and further the payment verification code according to storage guides the second client to complete to pay with corresponding payment information,
The legitimacy of the payment verification code of the second client input can be further verified, so as to improve payment safety.In addition, this hair
In bright embodiment, payment information is encrypted by random key, and the storage time limit of payment verification code is set, and will be super
The payment verification code for going out to store the time limit is deleted or is set to the mode such as invalid, and further increase payment verification code cracks difficulty,
Safety of payment is ensured.
The embodiment of the present invention additionally provides a kind of payment processing system, as shown in figure 1, the payment processing system includes paying
Processing server 100, the first client 210 and the second client 220.Wherein, the first client 210 and the second client 220
Can be linked by various wire/radio networks and be communicated with payment processing server 100.Payment processing server 100 includes
Above-mentioned first network interface 110, checking code generator 120, the network interface 130 of memory 150 and second and identifying code inspection
Look into device 140.Specific work process on the client 210 of payment processing server 100 and first and the second client 220 will
Given with reference to accompanying drawing in the embodiment of the payment processing method that the present invention is provided and further described in detail.
The embodiment of the present invention additionally provides a kind of payment processing method, and the payment processing method can be applied to above-mentioned payment
Processing server and payment processing system.Fig. 2 shows the flow chart of the payment processing method.As shown in Fig. 2 the method is started from
Step S210, in step S210, receives the comprising payment information first payment request that the user of the first client sends.Its
In, this first pays user profile that the payment information that includes in request is included at the first client and product to be paid
Information.Wherein, the executive agent of step S210 can be the first network interface 110 in Fig. 1.
The user of the first client can above be carried when the first payment request is sent by the official website of product to be paid
The specified interface of supplementing with money for supplying is transmitted.In the present embodiment, illustrated so that product to be paid is as online game as an example.When
When the user of one client is intended for online game and supplements with money, the official website of the online game can be logged in.Fig. 3 shows the net
The schematic diagram for supplementing interface with money in the official website of network game.From figure 3, it can be seen that the upper left corner for supplementing interface with money at this, is
User supplements interface with money there is provided three：First is supplemented with money interface for " being supplemented with money to oneself ", and second is supplemented with money interface " to be filled to others
Value ", the 3rd is supplemented with money interface for " looking for people Dai Chong ".User completes above-mentioned by supplementing interface " looking for people Dai Chong " with money by the 3rd
First transmission for paying request.
Specifically, after user clicks on the button of " looking for people Dai Chong ", corresponding choosing can be shown on the right side for supplementing interface with money
Frame is selected, for user input payment information.Payment information includes：User's letter at the information of product to be paid and the first client
Breath.Wherein, the information of product to be paid is mainly used in mark product to be paid, for example, in the interface shown in Fig. 3, waiting to prop up
Paying the information of product includes that game name and Game Zone take, and user can select the title of game by combobox（Such as dragon
Will）, then select related Game Zone to take by multiselect frame.User profile at first client is mainly used in mark will supplement with money
User, for example, in the interface shown in Fig. 3, the user profile at the first client is primarily referred to as game role（Such as Huai China）.
After user has selected above-mentioned product information to be paid and user profile, click on " generation generation fills identification code "（In Fig. 3
" generation fills identification code " refers to just above-mentioned " payment verification code "）Button, it is possible to send above-mentioned first payment to server
Request, comprising the payment information being input into Fig. 3 in the first payment request.
After receiving above-mentioned first payment request, in step S220, payment in request first is paid according to this
Information generates corresponding payment verification code, the payment information and corresponding payment verification code is stored in association, and this is propped up
Pay identifying code and be sent to the first client.
Specifically, in step S220, according to this first pay request in payment information generation payment verification code when can
Realize in the following way：Payment information is encrypted by md5 algorithms, gets paid identifying code.Or, by with secret
Key is encrypted to payment information, gets paid identifying code.Wherein, when being encrypted to payment information by random key, by
It is random in key, therefore, it is bigger to crack difficulty, so security is more preferable.Therefore, in the present embodiment, it is main to be situated between
Continue by way of random key is encrypted to payment information.
In order to obtain random key, can be when above-mentioned payment information further includes to send the first payment request
Between, so, server determines to pay the payment information encryption in request to first according to the transmission time of the first payment request
When encryption key.Because the time for sending the first payment request every time is all different, so being carried out to the first payment request every time
Encryption key during encryption is also different, so as to improve security.Furthermore it is also possible to send the first payment in the first client please
A random number is produced when asking, encryption key is determined according to the random number, difficulty is cracked to increase.
The combination of a string of letter and numbers of the button right side display of " generation generation fills identification code " is exactly above-mentioned branch in Fig. 3
Pay identifying code.Payment verification code is the payment information by random key to user input（I.e. game name, Game Zone clothes and
Game role）It is encrypted what is obtained, specifically, payment verification code can be produced using following code：
Be can be seen that when payment verification code is generated by above-mentioned code, mainly realized by authcode functions,
The Main Function of the function is to encrypt.For example, first parameter $ gkey. $ skey. $ qid. $ time of authcode functions
In gkey represent the online game to be supplemented with money game abbreviation, skey represent the online game to be supplemented with money Game Zone clothes, qid
ID is represented, time represents current time, that is, sends for the first time for paying request.As can be seen here, calculated with traditional md5
Method is different, and in authcode function algorithms, the character string $ gkey. $ skey. $ qid. $ time using change are former as encryption
Beginning character string, it is possible to use random encryption key is encrypted, adding when this ensures that thering generation payment verification code every time
Close original character string all without repeat, so as to improve security.
The detailed process of above-mentioned generation payment verification code can be realized by the checking code generator 120 in Fig. 1.
After generating the corresponding payment verification code of payment information in the step S220, in addition it is also necessary to by the payment information and
The corresponding payment verification code associated storage of generation.By taking Fig. 3 as an example, payment information includes " supplementing game with money：Dragon is by 360 bodyguards 01
Area；Game role：Huai is magnificent ", the corresponding payment verification code of the payment information is
“af5542b31f2105077d4a65aab3a5a29a”。
In storage, in order to further improve security, prevent payment verification code from illegally being stolen in longer time section
Take or Brute Force, can only by payment information and the time period of corresponding payment verification code storage setting（Such as half is small
When）, after payment information and corresponding the payment verification code of storage exceed the time period, just it is deleted or is set to nothing
Effect, to prevent from illegally being stolen or Brute Force during long-time is stored.So, if disabled user half an hour it
It is interior successfully to crack payment verification code, threat would not be produced to the security for paying, more than half an hour after, even if broken
Payment verification code has been solved, because payment verification code has failed, therefore will not also threat have been produced to the security for paying.On
The storing process stated can be realized by the memory 150 in Fig. 1.
In step S220, the corresponding payment verification code of the payment information for generating further is sent to above-mentioned first
Client, can be transmitted during specific transmission by the first network interface 110 in Fig. 1.The user of the first above-mentioned client
Receive after payment verification code, payment verification code can be replicated by " copying to Clipboard " button in Fig. 3, then
By various communication modes（For example：QQ, short message, Email etc.）Payment verification code is sent to the use of the second client
Family.Wherein, the user of the second client is that user being specified by the user of the first client, will replacing the first client completes
The user of delivery operation.Under normal circumstances, between the user of the user of the second client and the first client for friends or
Partnership relation etc..
Then, in step S230, the user's transmission, comprising payment verification code second of the second client is received
Request is paid, guides the second client to complete to pay according to storage payment information corresponding with payment verification code, specifically, can
The second above-mentioned payment request is received by the second network interface 130 in Fig. 1.
Wherein, the user of the second client is when the second payment request is sent, it is also possible to by the official of product to be paid
The specified interface of supplementing with money provided on website is transmitted.For example, the user of the second client can be by second of display in Fig. 3
It is individual to supplement interface " being supplemented with money to others " with money to send the second payment request.Interface is supplemented with money when the user of the second client clicks on second
To be shown after " being supplemented with money to others ", in the second client and supplement interface with money shown in Fig. 4.Interface of supplementing with money shown in Fig. 4 can be with
Find out, the second payment verification code paid included in request that the user of the second client sends is
" af5542b31f2105077d4a65aab3a5a29a ", alternatively, includes in server receives the second payment request
After payment verification code, whether the payment verification code being stored with included in the second payment request is first verified that, by testing
Card finds to have stored payment verification code in step S220, illustrates that payment verification code is by the official of product to be paid
Website generation, be legal, thus, further obtain payment information corresponding with payment verification code, i.e., " supplement game with money：
Dragon is by the area of 360 bodyguard 01；Game role：Huai China ".Correspondingly, above-mentioned payment information is would indicate that in fig. 4, for user
Confirm.If user's payment confirming information of the second client is errorless, you can complete to supplement process with money by clicking on " next step ".Separately
Outward, in order to preferably point out user, in fig. 4, " I knows that this is supplemented with money will not be charged to my account to be also provided with one
In " prompting frame, be used to point out user.
Wherein, in above process, can verify whether to be stored with institute in the second payment request by following code
Comprising payment verification code：
In above-mentioned code, the data of the given content of databases storage are obtained by getGameInfo functions, such as
Fruit is taken less than then reporting an error, without the corresponding payment verification code of storage in database of descriptions；If got will return accordingly
Payment information, and guide the second client to complete payment process according to corresponding payment information.It is above-mentioned verify whether it is stored
The process for having the payment verification code included in the second payment request can be realized by the identifying code detector 140 in Fig. 1.
Further optionally, it is also possible to after the code of the payment verification from the second client is received, check that the payment is tested
Whether the time of card code generation has exceeded the scheduled time, if more than the scheduled time（Such as 30 minutes）, then it is assumed that payment is tested
Card code failure, and the payment that the second client carries out is not allowed.
In the above-described embodiments, illustrated by taking online game as an example, in actual conditions, product to be paid may be used also
Other various products are thought, for example, film ticket, books etc..Correspondingly, as long as payment information can reflect product to be paid
Information and user profile.For example, when product to be paid is books, the product to be paid included in payment information
Information can be that book name, author's title, publishing house and/or galley are inferior；User profile can be intended to buy the figure
The network account or Real Name of the user of book.
The official website that product to be paid is passed through by payment processing method provided in an embodiment of the present invention, the second client
The payment verification code of offer replaces the first client to complete payment process, because the payment verification yard can only be in official website
Use, therefore, it is to avoid the risk cheated by fishing website.And, by prestoring payment verification code and corresponding payment
Information, and further the payment verification code according to storage guides the second client to complete to pay with corresponding payment information, can
With the legitimacy of the further payment verification yard that the second client of checking is input into, so as to improve payment safety.
In addition, in the embodiment of the present invention, being encrypted to payment information by random key, and payment verification code is set
The storage time limit, and will exceed storage the time limit payment verification code delete or be set to the mode such as invalid, further increase payment
Identifying code cracks difficulty, has ensured safety of payment.
Payment processing method of the invention and system, the first payment request that the user according to the first client sends
Included in payment information generate corresponding payment verification code, and by the payment information and payment verification code associated storage,
In subsequent process, the second payment request comprising payment verification code that the second client sends is received, paid according to second
The payment information of the payment verification code associated storage in request guides the second client to be paid.Thus solve and adopt at present
Easily utilized by fishing website when being paid with URL, so as to cause to pay the problem for failing, realizing can be tested by paying
Card code is paid, and by the corresponding relation between payment information and payment verification code, payment verification code is verified, with
Avoid paying the beneficial effect for failing.
Algorithm and display be not inherently related to any certain computer, virtual system or miscellaneous equipment provided herein.
Various general-purpose systems can also be used together with based on teaching in this.As described above, construct required by this kind of system
Structure be obvious.Additionally, the present invention is not also directed to any certain programmed language.It is understood that, it is possible to use it is various
Programming language realizes the content of invention described herein, and the description done to language-specific above is to disclose this hair
Bright preferred forms.
In specification mentioned herein, numerous specific details are set forth.It is to be appreciated, however, that implementation of the invention
Example can be put into practice in the case of without these details.In some instances, known method, structure is not been shown in detail
And technology, so as not to obscure the understanding of this description.
Similarly, it will be appreciated that in order to simplify one or more that the disclosure and helping understands in each inventive aspect, exist
Above to the description of exemplary embodiment of the invention in, each feature of the invention is grouped together into single implementation sometimes
In example, figure or descriptions thereof.However, the method for the disclosure should be construed to reflect following intention：I.e. required guarantor
The application claims of shield features more more than the feature being expressly recited in each claim.More precisely, such as following
Claims reflect as, inventive aspect is all features less than single embodiment disclosed above.Therefore,
Thus the claims for following specific embodiment are expressly incorporated in the specific embodiment, and wherein each claim is in itself
All as separate embodiments of the invention.
Those skilled in the art are appreciated that can be carried out adaptively to the module in the equipment in embodiment
Change and they are arranged in one or more equipment different from the embodiment.Can be the module or list in embodiment
Unit or component be combined into a module or unit or component, and can be divided into addition multiple submodule or subelement or
Sub-component.In addition at least some in such feature and/or process or unit exclude each other, can use any
Combination is to this specification（Including adjoint claim, summary and accompanying drawing）Disclosed in all features and so disclosed appoint
Where all processes or unit of method or equipment are combined.Unless expressly stated otherwise, this specification（Including adjoint power
Profit requires, makes a summary and accompanying drawing）Disclosed in each feature can carry out generation by the alternative features for providing identical, equivalent or similar purpose
Replace.
Although additionally, it will be appreciated by those of skill in the art that some embodiments described herein include other embodiments
In included some features rather than further feature, but the combination of the feature of different embodiments means in of the invention
Within the scope of and form different embodiments.For example, in the following claims, embodiment required for protection is appointed
One of meaning mode can be used in any combination.
All parts embodiment of the invention can be realized with hardware, or be run with one or more processor
Software module realize, or with combinations thereof realize.It will be understood by those of skill in the art that can use in practice
Microprocessor or digital signal processor（DSP）Come realize in payment processing system according to embodiments of the present invention some or
The some or all functions of person's whole part.The present invention is also implemented as perform method as described herein one
Point or whole equipment or program of device（For example, computer program and computer program product）.It is such to realize this hair
Bright program can be stored on a computer-readable medium, or can have the form of one or more signal.It is such
Signal can be downloaded from internet website and obtained, or be provided on carrier signal, or be provided in any other form.
It should be noted that above-described embodiment the present invention will be described rather than limiting the invention, and ability
Field technique personnel can design alternative embodiment without departing from the scope of the appended claims.In the claims,
Any reference symbol being located between bracket should not be configured to limitations on claims.Word "comprising" is not excluded the presence of not
Element listed in the claims or step.Word "a" or "an" before element is not excluded the presence of as multiple
Element.The present invention can come real by means of the hardware for including some different elements and by means of properly programmed computer
It is existing.If in the unit claim for listing equipment for drying, several in these devices can be by same hardware branch
To embody.The use of word first, second, and third does not indicate that any order.These words can be explained and run after fame
Claim.
Claims (12)
1. a kind of payment processing method, including：
Receive the comprising payment information first payment that the user of the first client is sent by the official website of product to be paid
Request, corresponding payment verification code is generated according to the payment information, and the payment information and corresponding is stored in association
Payment verification code, and payment verification code is sent to first client, the payment information is included in the first client
The information of the user profile at place and the product to be paid, wherein, the user profile is used to identify first client
User, the information of the product to be paid is used to identify the product to be paid；
Receive it is that the user of the second client is sent by the official website of the product to be paid, comprising payment verification code
The second payment request, guide second client to complete with the payment verification corresponding payment information of code according to storage
Pay, wherein, the user of second client is different from the user of first client；
After the second payment request that the user for receiving second client sends, verify whether to be stored with described
Payment verification code, if the result is yes, obtains payment information corresponding with payment verification code；
Wherein, the product to be paid includes at least one of the following：Online game, film ticket and books.
2. payment processing method as claimed in claim 1, wherein the payment information also includes：Sending first payment please
The time asked.
3. payment processing method as claimed in claim 1 or 2, wraps according to the step of payment information generation payment verification code
Include：The payment information is encrypted by random key, obtains the payment verification code.
4. method as claimed in claim 1 or 2, also including step：After the payment verification code is generated more than Preset Time,
Delete the payment information and corresponding the payment verification code of storage.
5. method as claimed in claim 3, also including step：After the payment verification code is generated more than Preset Time, delete
Except the payment information and corresponding the payment verification code of storage.
6. a kind of payment processing system, including：Server, the first client and the second client, wherein, the server bag
Include：First network interface, checking code generator, memory and the second network interface, wherein,
First network interface, is suitable to receive the user of the first client by the transmission of the official website of product to be paid comprising branch
First payment request of the information of paying, and the payment verification code of the checking code generator generation is sent to first client
End；
Checking code generator, is suitable to generate corresponding payment verification code according to the payment information；
Memory, is suitable to store the payment information and corresponding payment verification code in association, wherein, the payment information bag
The information of the user profile and the product to be paid at the first client is included, wherein, the user profile is used to identify
The user of first client, the information of the product to be paid is used to identify the product to be paid；
Second network interface, be suitable to receive it is that the user of the second client is sent by the official website of the product to be paid,
The second payment request comprising payment verification code, according to memory storage branch corresponding with payment verification code
The second client described in information guidance is paid to complete to pay；Wherein, the user of second client is different from first client
The user at end；
Wherein, the product to be paid includes at least one of the following：Online game, film ticket and books.
7. payment processing system as claimed in claim 6, wherein the payment information also includes：Sending first payment please
The time asked.
8. payment processing system as claimed in claims 6 or 7, the checking code generator is by random key to the payment
Information is encrypted, and obtains the payment verification code.
9. payment processing system as claimed in claims 6 or 7, wherein, the server also includes：
Identifying code detector, is suitable to be received in second network interface second of user's transmission of second client
After paying request, verify and whether be stored with the memory payment verification code, if the result be yes, obtain and
The corresponding payment information of payment verification code.
10. payment processing system as claimed in claim 8, wherein, the server also includes：
Identifying code detector, is suitable to be received in second network interface second of user's transmission of second client
After paying request, verify and whether be stored with the memory payment verification code, if the result be yes, obtain and
The corresponding payment information of payment verification code.
11. payment processing systems as claimed in claim 9, the memory is further adapted for generating the payment verification code
After Preset Time, the payment information and corresponding the payment verification code of storage are deleted.
12. payment processing systems as claimed in claim 10, the memory is further adapted for generating the payment verification
After code exceedes Preset Time, the payment information and corresponding the payment verification code of storage are deleted.
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| CN201210518243.5A CN103020827B (en) | 2012-12-05 | 2012-12-05 | Payment processing method and system |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN103020826B (en) * | 2012-12-05 | 2016-12-14 | 北京奇虎科技有限公司 | Payment processing method and server |
| CN105577730A (en) * | 2014-10-24 | 2016-05-11 | 腾讯数码（深圳）有限公司 | Data transfer method and device |
| CN105608569A (en) * | 2014-11-24 | 2016-05-25 | 阿里巴巴集团控股有限公司 | Paying-for-another method based on payment platform and payment platform |
| CN105095727A (en) * | 2015-05-25 | 2015-11-25 | 深圳新创客电子科技有限公司 | Device administrator permission application method, server and system |
| CN107888611B (en) * | 2017-11-29 | 2020-10-02 | 武汉船舶通信研究所（中国船舶重工集团公司第七二二研究所） | Communication method and device |
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Effective date of registration: 20220725 Address after: Room 801, 8th floor, No. 104, floors 1-19, building 2, yard 6, Jiuxianqiao Road, Chaoyang District, Beijing 100015 Patentee after: BEIJING QIHOO TECHNOLOGY Co.,Ltd. Address before: 100088 room 112, block D, 28 new street, new street, Xicheng District, Beijing (Desheng Park) Patentee before: BEIJING QIHOO TECHNOLOGY Co.,Ltd. Patentee before: Qizhi software (Beijing) Co.,Ltd. |