CN102982452A - Payment method based on socializing platform - Google Patents
Payment method based on socializing platform Download PDFInfo
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- CN102982452A CN102982452A CN 201210434742 CN201210434742A CN102982452A CN 102982452 A CN102982452 A CN 102982452A CN 201210434742 CN201210434742 CN 201210434742 CN 201210434742 A CN201210434742 A CN 201210434742A CN 102982452 A CN102982452 A CN 102982452A
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Abstract
The invention discloses a payment method based on a socializing platform and belongs to the field of electronic commerce. The payment method based on the socializing platform is characterized in that when a user needs to pay, the user informs a payment module by an instruction. The payment module is connected with a trading system (a banking system or other payment systems) and a relative request is treated. The user needs to own an account of the socializing system and an account where money can be deducted (a bank car, a pre-payment car, a virtual account and the like). Two accounts are related and the account of the socializing platform and the account where money is deducted do not need opening on the same socializing platform or the same institution. In purchasing financial management products, directional payment is used, namely, cash is transferred from one account of the user to the other account. In purchasing, information of financial management products, a purchasing cash amount or portion and the like need inputting. A socializing identification (ID) of the opposite side and a transferring cash amount are input to finish cash transferring. In credit card repayment, an abbreviated account of the credit card is input to inquire an account and repayment. In paying fees, fee paying information is input to pay the fees. All communication is done with codes so as to ensure safety of trading.
Description
Technical field
A kind of method of payment based on social platform belongs to e-commerce field.
Background technology
Social platform, be based on the social networking relationships system thinking, help people to set up the internet, applications platform of social network, people share various information at social platform, the velocity of propagation of information is very fast, interactive very high, comprises microblogging, little letter, social community, social network sites etc.The various interface that social platform is opened is so that application developer can be developed various application on it, for the user provides various value-added services.But existing social platform only can provide share, the function such as propagation, comment, game, for the financial payment of reality, then at one's wit's end, thereby lacked this important step of cash flow, can't satisfy user's Financial Demands, concerning whole industrial chain, also be a kind of disappearance.
Summary of the invention
In order to address the above problem, the invention provides a kind of method of payment based on social platform.
The present invention realizes by following several respects:
A kind of method of payment based on social platform belongs to e-commerce field.Its feature is: when the user has payment (as: finance product is bought, transferred accounts, credit card repayment, pay the fees) when needing, inform payment module with instruction type, (transaction system can be banking system by payment module and transaction system, also can be other payment systems) connect, process relevant request.
Further, above-mentioned a kind of method of payment based on social platform is characterized in: described user need have social platform account and the account that can withhold (as: bank card, prepaid card, virtual account etc.), and both associate.
Further, above-mentioned a kind of method of payment based on social platform is characterized in: if described social platform account and the account of withholing are not necessarily opened at same social platform or same mechanism.
Further, above-mentioned a kind of method of payment based on social platform, be characterized in: when buying finance product, use directed payment, namely an account from the user transfers its another account, need input finance product information (such as the finance product code etc.) during purchase, buy the amount of money or buy share etc.
Further, above-mentioned a kind of method of payment based on social platform is characterized in: when transferring accounts, as long as input the other side's social ID and the amount of money of transferring accounts.
Further, above-mentioned a kind of method of payment based on social platform is characterized in: when carrying out credit card repayment, as long as the breviary account (as: rear four) of input credit card can be inquired about bill and refund.
Further, above-mentioned a kind of method of payment based on social platform is characterized in: when paying the fees, as long as (as: type of paying the fees can be charges for water and electricity, gas charge, cell-phone fee etc. to the input payment information, pay the account of charges for water and electricity, gas charge, pay the cell-phone number of cell-phone fee etc.) can pay the fees.
Further, above-mentioned a kind of method of payment based on social platform, be characterized in: the mode of encryption is all adopted in all communications, guarantees transaction security.
Description of drawings
Purpose of the present invention, a bit and characteristics will make an explanation by the non-limitative illustration of following several preferred embodiments.These embodiment only are the prominent examples of technical solution of the present invention, and all technical schemes of taking to be equal to replacement or equivalent transformation and forming all drop within the scope of protection of present invention.
Fig. 1 is the process flow diagram of an embodiment that the present invention is based on the method for payment of social platform, shows the flow process that finance product is bought.
Fig. 2 is the process flow diagram of an embodiment that the present invention is based on the method for payment of social platform, shows the flow process of transferring accounts.
Fig. 3 is the process flow diagram of an embodiment that the present invention is based on the method for payment of social platform, shows the flow process of credit card repayment.
Fig. 4 is the process flow diagram of an embodiment that the present invention is based on the method for payment of social platform, shows the flow process of paying the fees.
Embodiment
A kind of method of payment based on social platform belongs to e-commerce field.Its feature is: when needs are bought finance product, the user logs in social platform, receive sales promotion information, according to the transmission instruction of system prompt, command content comprises finance product information (as: finance product code), the purchase amount of money or the share that will buy, and system collects and after it buys instruction instruction resolved, the calling interface identifying user identity, and whether account balance is enough, and checking is by rear generation contract/order, and the use billing and accounting system is withholdd, kept accounts.
A kind of method of payment based on social platform belongs to e-commerce field.Its feature is: when needs are transferred accounts, the user logs in social platform, transmission instruction according to system prompt, command content comprises social ID and the amount of money of the beneficiary of transferring accounts, system resolves instruction after collecting its instruction of transferring accounts, the calling interface identifying user identity, and whether account balance is enough, whether the amount of money of transferring accounts transfinites, checking is transferred accounts for it by rear, and uses billing and accounting system to keep accounts.
A kind of method of payment based on social platform belongs to e-commerce field.Its feature is: when needs carry out credit card repayment, the user logs in social platform, instruction according to the rules sends instruction, command content comprises credit card breviary card number (as: card number rear four) and the amount of money, system resolves instruction after collecting its credit card repayment instruction, and calling interface is verified its identity, with and account balance whether enough, it is its refund that checking is passed through afterwards, and uses billing and accounting system to keep accounts.
A kind of method of payment based on social platform belongs to e-commerce field.Its feature is: when needs are paid the fees, the user logs in social platform, instruction according to the rules sends instruction, command content comprises that (as: type of paying the fees can be charges for water and electricity, gas charge, cell-phone fee etc. to the information of paying the fees, pay the account of charges for water and electricity, gas charge, paying the cell-phone number of cell-phone fee etc.) system resolves instruction after collecting its instruction of paying the fees, calling interface is verified its identity, with and account balance whether enough, checking is paid the fees for it by rear, and uses billing and accounting system to keep accounts.
In order to satisfy user, bank's (or payment mechanism) and social platform operation merchant's in many ways demand, the purpose of the method is to allow the user can direct payment on social platform, buys finance product, transfers accounts or pay the fees, refunds and can realize with a kind of convenient and swift safe method no matter be.
Method of payment based on social platform is that social platform has added capital chain one ring, will drive the development of whole social platform in future.
Claims (8)
1. method of payment based on social platform, be characterized in: when the user has payment (as: finance product is bought, transferred accounts, credit card repayment, pay the fees) when needing, inform payment module with instruction type, (transaction system can be banking system by payment module and transaction system, also can be other payment systems) connect, process relevant request.
2. said a kind of method of payment based on social platform according to claim 1, its feature is: described user need have social platform account and the account that can withhold (as: bank card, prepaid card, virtual account etc.), and both associate.
3. said a kind of method of payment based on social platform according to claim 2, its feature is: if described social platform account and the account of withholing are not necessarily opened at same social platform or same mechanism.
4. said a kind of method of payment based on social platform according to claim 1, its feature is: when buying finance product, use directed payment, namely an account from the user transfers its another account, need input finance product information (such as the finance product code etc.) during purchase, buy the amount of money or buy share etc.
5. said a kind of method of payment based on social platform according to claim 1, its feature is: when transferring accounts, as long as input the other side's social ID and the amount of money of transferring accounts.
6. said a kind of method of payment based on social platform according to claim 1, its feature is: when carrying out credit card repayment, as long as the breviary account (as: rear four) of input credit card can be inquired about bill and refund.
7. said a kind of method of payment based on social platform according to claim 1, its feature is: when paying the fees, as long as (as: type of paying the fees can be charges for water and electricity, gas charge, cell-phone fee etc. to the input payment information, pay the account of charges for water and electricity, gas charge, pay the cell-phone number of cell-phone fee etc.) can pay the fees.
8. said a kind of method of payment based on social platform according to claim 1, its feature is: the mode of encryption is all adopted in all communications, guarantees transaction security.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201210434742 CN102982452A (en) | 2012-11-05 | 2012-11-05 | Payment method based on socializing platform |
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| CN 201210434742 CN102982452A (en) | 2012-11-05 | 2012-11-05 | Payment method based on socializing platform |
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Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103338320A (en) * | 2013-07-24 | 2013-10-02 | 联创亚信科技（南京）有限公司 | Recharging data processing method and device for mobile user |
| CN103347137A (en) * | 2013-07-24 | 2013-10-09 | 联创亚信科技（南京）有限公司 | Method and device for processing user service handling data |
| CN103440573A (en) * | 2013-09-12 | 2013-12-11 | 珠海市魅族科技有限公司 | Sending method and terminal of payment instruction |
| CN103985035A (en) * | 2014-05-16 | 2014-08-13 | 常熟银瀚网络技术服务有限公司 | Network social system with payment function |
| CN104102996A (en) * | 2014-06-11 | 2014-10-15 | 瑞达信息安全产业股份有限公司 | Remote payment method and system through wechat message |
| WO2015062464A1 (en) * | 2013-10-29 | 2015-05-07 | Tencent Technology (Shenzhen) Company Limited | System and method for managing a prepayment account and associated prepayment messages |
| CN104616141A (en) * | 2014-11-27 | 2015-05-13 | 深圳市腾讯计算机系统有限公司 | Information processing method and payment platform |
| CN104683286A (en) * | 2013-11-27 | 2015-06-03 | 中国银联股份有限公司 | Security information interaction system and device |
| CN104917797A (en) * | 2014-03-13 | 2015-09-16 | 腾讯科技（深圳）有限公司 | Credit account creating method, device and system |
| CN105354739A (en) * | 2015-12-14 | 2016-02-24 | 北京京东尚科信息技术有限公司 | Method and device for generating order |
| CN105868989A (en) * | 2016-03-21 | 2016-08-17 | 成都百鱼电子商务有限公司 | Mobile payment risk control system and method based on social network user trust degree |
| CN107622404A (en) * | 2016-07-13 | 2018-01-23 | 天脉聚源（北京）科技有限公司 | A kind of method of commerce and system of internet red packet |
| CN107993118A (en) * | 2017-11-01 | 2018-05-04 | 浙江圣地物联科技有限公司 | A kind of method based on shared system association user information |
| CN110322234A (en) * | 2018-03-28 | 2019-10-11 | 武汉斗鱼网络科技有限公司 | A kind of recharge method, device, server and medium |
| CN110838010A (en) * | 2019-10-30 | 2020-02-25 | 腾讯科技（深圳）有限公司 | Service processing method, device, terminal, server and storage medium |
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2012
- 2012-11-05 CN CN 201210434742 patent/CN102982452A/en active Pending
Cited By (20)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103347137A (en) * | 2013-07-24 | 2013-10-09 | 联创亚信科技（南京）有限公司 | Method and device for processing user service handling data |
| CN103338320A (en) * | 2013-07-24 | 2013-10-02 | 联创亚信科技（南京）有限公司 | Recharging data processing method and device for mobile user |
| CN103347137B (en) * | 2013-07-24 | 2016-05-11 | 亚信科技（南京）有限公司 | A kind of customer service is handled processing method and the device of data |
| CN103440573A (en) * | 2013-09-12 | 2013-12-11 | 珠海市魅族科技有限公司 | Sending method and terminal of payment instruction |
| WO2015062464A1 (en) * | 2013-10-29 | 2015-05-07 | Tencent Technology (Shenzhen) Company Limited | System and method for managing a prepayment account and associated prepayment messages |
| CN104683286A (en) * | 2013-11-27 | 2015-06-03 | 中国银联股份有限公司 | Security information interaction system and device |
| CN104683286B (en) * | 2013-11-27 | 2018-01-02 | 中国银联股份有限公司 | Security information interaction system and device |
| CN104917797B (en) * | 2014-03-13 | 2018-04-13 | 腾讯科技（深圳）有限公司 | Credit accounts creation method, apparatus and system |
| CN104917797A (en) * | 2014-03-13 | 2015-09-16 | 腾讯科技（深圳）有限公司 | Credit account creating method, device and system |
| WO2015135380A1 (en) * | 2014-03-13 | 2015-09-17 | Tencent Technology (Shenzhen) Company Limited | Device, system, and method for creating virtual credit card |
| CN103985035A (en) * | 2014-05-16 | 2014-08-13 | 常熟银瀚网络技术服务有限公司 | Network social system with payment function |
| CN104102996A (en) * | 2014-06-11 | 2014-10-15 | 瑞达信息安全产业股份有限公司 | Remote payment method and system through wechat message |
| CN104616141A (en) * | 2014-11-27 | 2015-05-13 | 深圳市腾讯计算机系统有限公司 | Information processing method and payment platform |
| CN105354739A (en) * | 2015-12-14 | 2016-02-24 | 北京京东尚科信息技术有限公司 | Method and device for generating order |
| CN105868989A (en) * | 2016-03-21 | 2016-08-17 | 成都百鱼电子商务有限公司 | Mobile payment risk control system and method based on social network user trust degree |
| CN107622404A (en) * | 2016-07-13 | 2018-01-23 | 天脉聚源（北京）科技有限公司 | A kind of method of commerce and system of internet red packet |
| CN107993118A (en) * | 2017-11-01 | 2018-05-04 | 浙江圣地物联科技有限公司 | A kind of method based on shared system association user information |
| CN110322234A (en) * | 2018-03-28 | 2019-10-11 | 武汉斗鱼网络科技有限公司 | A kind of recharge method, device, server and medium |
| CN110838010A (en) * | 2019-10-30 | 2020-02-25 | 腾讯科技（深圳）有限公司 | Service processing method, device, terminal, server and storage medium |
| CN110838010B (en) * | 2019-10-30 | 2021-04-30 | 腾讯科技（深圳）有限公司 | Service processing method, device, terminal, server and storage medium |
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Application publication date: 20130320 |