CN102783084A

CN102783084A - Method and system for recharging user terminal account

Info

Publication number: CN102783084A
Application number: CN2010800649587A
Authority: CN
Inventors: 星芸鹏; 刘群
Original assignee: Yuanyuan Assets Group Co ltd
Current assignee: Yuanyuan Assets Group Co ltd; Alcatel Lucent SAS
Priority date: 2010-05-07
Filing date: 2010-05-07
Publication date: 2012-11-14
Also published as: WO2011137594A1

Abstract

For solving the current problem that when a prepaid user terminal account is recharged, and a rechargeable card or prepaid card or other prepaid ways are unavailable, the user terminal account cannot be recharged, a method and system for recharging the user terminal account are provided. The method includes the following steps: managing a correspondence between the user terminal account and a main account that the recharging is based on; the call fee is postpaid on the main account according to the accounting of the call performed by the main account, and the recharging of the user terminal account can be recorded in the accounting that should be paid by the main account; based on the correspondence, determining whether to recharge for the user terminal account and to record the recharging in the accounting that should be paid by the main account; when the recharging is determined, the user terminal account is recharged and the recharging is recorded in the accounting that should be paid by the main account. A new recharging mechanism is provided. When prepaid ways are unavailable, the recharging can still be performed, and the usability is great.

Description

Method and system for recharging user terminal account

User terminal account is supplemented with money

Method and systems technology field

The present invention relates to the recharging technique in telecommunication technology, more particularly to communication network.Background technology

In current communication network, 4 blunt big a part of user terminal users, particularly cellphone subscriber's selection carries out online charging to their mobile phone account, i.e. by buying rechargeable card or carrying out pre-payment, rather than the post-paid by way of receiving monthly bill and paying bill in modes such as online recharges.This is due to the bill and signing affairs of pre-payment without consideration monthly, and can be than relatively freely planning the telephone expenses expense of oneself.

But, the shortcoming of the way of payment of pre-payment is in mobile phone account if without remaining sum, then except that can call some emergency calls（Such as rescuing telephone）Sunset is foretold, it is impossible to carry out any call.Many users experienced such a situation：When they just want to carry out some important calls, but due to prepayment expense light and these calls can not be carried out；Or when carrying out some important calls, the telephone expenses of prepayment are not enough.The pre-payment such as rechargeable card approach can not possibly at any time be obtained by user, and for example user may be in strange city, it is impossible to find rechargeable card point of sale；Or user is just in used during taking train, it is impossible to online etc..This results in the user and can not supplemented with money, is inconvenient.

Moreover, in order to sell rechargeable card, operator needs each retail point that the rechargeable card of entity is distributed in administrative area to be sold, and which increase the operation cost of operator.

Publication No. CN1365223A patent application discloses a kind of recharge method of mobile prepaid service, in the method, and the phonecard of mobile network is supplemented with money using the phonecard of the fixed intelligent networks such as 200/300 card.It can be seen that, in the technical scheme of the disclosure, if the prepaid telephone card of fixed intelligent network can not be got, also mobile phone account can not just be supplemented with money.It is also to need to pre-purchase, and can not possibly obtain whenever and wherever possible and in actual life, the prepaid telephone card of fixed intelligent network is similar with rechargeable card of the cell phone.Therefore, this way of payment does not supplement inconvenience with money fundamentally improving to prepaid user's terminal account.Also, the distribution and sale of the prepaid telephone card of fixed intelligent network also increase the operation cost of operator. The content of the invention

It can be seen that, in existing prepaying charge mode, when the pre-payment approach such as rechargeable card or prepaid card is unavailable for user, user terminal account can not be supplemented with money.Also, in the prepaying charge mode based on rechargeable card, operator distributes and sold rechargeable card or prepaid card reinforcement mouthful operation cost.

Inventive conception is that, when pre-payment approach is unavailable, to user terminal account charging, and this is supplemented with money charges in the account that the main account of post-paid should be paid.

In the first aspect of the invention, it is proposed that a kind of method for user terminal account charging, comprise the following steps：Manage user terminal account and supplement the corresponding relation for the main account being based on money, telephone expenses are paid after the account that the main account has been conversed according to the main account, supplementing with money for being carried out to user terminal account can be logged in the account that the main account should be paid；Based on the corresponding relation, it is determined whether user terminal account is supplemented with money and will be supplemented with money be logged into the account that the main account should be paid；When it is determined that being supplemented with money, user terminal account is supplemented with money and will be supplemented with money it is logged into the account that the main account should be paid.

Mechanism is supplemented with money there is provided a kind of new user terminal account according to this aspect, the flexibility supplemented with money is added.Particularly when pre-payment approach is unavailable, this aspect of the invention remains able to supplement user terminal account with money.And this aspect of the present invention eliminates operator and sets up pre-payment approach, such as distributes and sell the cost of rechargeable card.

According to one preferred embodiment, the determination step comprises the following steps：Charging request is received, the request is used to ask to supplement this user terminal account with money and supplement this with money to be logged into the account that a particular account should be paid；According to corresponding relation of the user terminal account managed with corresponding main account, judge whether the certain accounts are consistent with the corresponding main account of the user terminal account, determine to supplement user terminal account with money and will supplement with money when consistent to be logged into the account that the main account should be paid.In the embodiment, this method can be supplemented with money according to the charging request of user to user terminal, add the flexibility supplemented with money.

According to another preferred embodiment, the determination step comprises the following steps：When predetermined condition is met, sent to the user terminal and supplement reminder message with money；Receive confirmation message supplementing reminder message with money corresponding to this, being supplemented with money to the user terminal account；According to corresponding relation of the user terminal account managed with corresponding main account, it is determined that being carried out to user terminal account Supplement with money and will supplement with money and be logged into the account that the main account should be paid.In the embodiment, this method can be reminded to user terminal account charging.In user there is provided automatically for this supplement with money reminder message reply confirmation message in the case of, this method can just it is blunt according to the confirmation message automatically be user terminal account charging.This can solve the problem that user can not active request supplement with money in the case of the technical problem supplemented with money to user terminal account.For example, user carrying out one calling, this method can automatic value-charging so that avoid account balance deficiency cause user it is ongoing calling be aborted.

In the second aspect of the invention, it is proposed that a kind of system for user terminal account charging, including：Management equipment, for the corresponding relation for managing user terminal account Yu supplementing the main account being based on money, telephone expenses are paid after the account that the main account has been conversed according to the main account, supplementing with money for being carried out to user terminal account can be logged in the account that the main account should be paid；Processing equipment, for based on the corresponding relation, it is determined whether supplemented with money and will supplemented with money to user terminal account and be logged into the account that the main account should be paid；Operation equipment, is logged into the account that the main account should be paid for when the processing equipment determines to be supplemented with money, being supplemented with money and being supplemented with money to user terminal account.Really illustrate.Brief description of the drawings

By reading the detailed description made to non-limiting example made with reference to the following drawings, the above of the invention and other features, objects and advantages will become more apparent：Fig. 1 is the block diagram of the corresponding relation for the managing mobile phone account of the system 1 and landline telephone account supplemented with money according to an embodiment of the invention, for mobile phone account；

Fig. 2 is the block diagram supplemented with money according to an embodiment of the invention, for the system 1 that mobile phone account is supplemented with money to mobile phone account.

In accompanying drawing, same or similar accompanying drawing mark represents same or similar part.Embodiment

Present embodiment is with mobile phone of the landline telephone account based on post-paid to support pre-payment Exemplified by account is supplemented with money, the inventive concept to the present invention is described.The account of described support pre-payment in the application, refer to the account can by prepaying charge, but be not limited to the account only can be by prepaying charge, the account can also have simultaneously can be by the characteristic of post-paid.It is appreciated that the present invention is not limited to the landline telephone account of post-paid, other embodiment can also use the mobile phone account of post-paid, and China Mobile's Global Link account of such as post-paid is supplemented with money come the mobile phone account to support pre-payment.

As depicted in figs. 1 and 2, it is that the system 1 that mobile phone account is supplemented with money includes management equipment 10, processing equipment 12 and operation equipment 14.

Before supplementing with money, for the consideration of secure context, management equipment 10 should be managed to the landline telephone account and the corresponding relation of mobile phone account.First below according to Fig. 1, to being described according to the management of the present invention, the corresponding relation between landline telephone account and mobile phone account.Management equipment 10 is used to manage mobile phone account and supplements the corresponding relation for the landline telephone account being based on money, and management equipment 10 includes opening controller, sets up controller, setting controller, inquiry controller and delete controller.The function of these parts will hereinafter be described.

First, user should open the service of supplementing with money, and set up the corresponding relation of mobile phone account to be supplemented with money and the landline telephone account.A kind of universal flow is：User opens the business self-servicely first in the telecom business office application business during then user goes back home.

Specifically, first, the user hold prove oneself be landline telephone account householder proof, such as identity card, go the telecom business office application service.Telecommunications worker is after the legal identity of the user is verified, the landline telephone can be set to have applied for the service in systems, and an access code for dialing access system 1 and the password of the service are provided to the user, the access code is dialed after being gone home for the user and the password is provided and opens the service so as to self-service.The password is preserved in the database of system 1.

Afterwards, the user can apply for the landline telephone of service using him at home, dial the access code of telecommunications company's offer, be linked into by audio signal platform in system 1.

In step slo, audio communication prompting can be provided to the user by opening controller, help the user to input the password.Open controller to be originated according to the calling of the user, determine the landline telephone, and according to the password corresponding to the landline telephone preserved, dialled in the landline telephone, request is that the landline telephone account is opened and originally supplements the request of service with money and verify.It is being verified Afterwards, open controller 1 and open the service of originally supplementing with money for the landline telephone account.

Afterwards, the User logs in is in system, the lasting binding relationship that now user can set up between the landline telephone account and one or more mobile phone accounts immediately.The user can also on-hook, the access code is dialed in the time after again, and input after password and sign in in system, resettles binding relationship.

The user is after login system 1, button is carried out according to audio communication prompting, the landline telephone account and the binding relationship of one or more mobile phone accounts are set up in request, and continue the corresponding phone number of input these mobile phones account, and these instructions are referred to as setting up request.In step s 12, set up controller to be asked according to the foundation, set up the lasting binding relationship of the landline telephone account and at least one mobile phone account.These mobile phones account can include the mobile phone account of the user, can not also include.Preferably, in the case where the user provides the phone number for being used for monitoring the primary user for supplementing service with money, system 1 will be prompted to the message of binding relationship foundation by modes such as short messages, and the phone number of the primary user is sent to via short message platform.

In the implementing of present embodiment, system 1 can include a binding relationship database, a data item in the binding relationship database can be for representing the binding relationship between the landline telephone account and a mobile phone account, wherein, the number of the landline telephone can be stored as the value of the data item with the number of the mobile phone, and the binding state of the data item is arranged to true.The data item is as shown in table 1 below：

Table 1 It is appreciated that the binding relationship database can also be a single database, it is not inside system 1.

The user is after login system 1, key-press input setting request is carried out according to audio communication prompting, the single maximum amount supplemented with money that request setting is carried out based on the landline telephone account to one or more mobile phone accounts for having set up binding relationship, and/or the total amount in certain period of time, and

/ or period of validity.In step S14, the setting that setting controller is dialled according to landline telephone is asked, and sets the single maximum amount supplemented with money carried out based on the landline telephone account to each mobile phone account, and/or the total amount in certain period of time, and/or period of validity.In this embodiment party Formula in the specific implementation, those parameters are stored as the corresponding value of data item as listed in Table 1 by setting controller.Preferably, in the case of the phone number for being used for monitoring the primary user for supplementing service with money is provided in the user, system 1 will be prompted to the phone number that these message set are sent to the primary user by modes such as short messages.

The user can carry out key-press input inquiry request, that inquires about the mobile phone account bound in the landline telephone supplements situation with money after login system 1 according to audio communication prompting.User can inquire about based on the landline telephone carried out it is all supplement with money gather information, such as supplement the situation about supplementing with money that the mobile phone account is carried out with money in a period of time, such as recharge amount in a period of time, supplement number of times etc. with money.In step s 16, the above inquiry request that inquiry controller is dialled according to user using landline telephone, based on the record in binding relationship database, there is provided relevant charging information.

When the user is no longer desire to supplement a certain mobile phone account for having set up binding relationship with money based on the landline telephone account, the user is after login system 1, key-press input removal request is carried out according to audio communication prompting, the landline telephone account and the binding relationship of mobile phone account are deleted in request.In step S18, the removal request that controller is dialled according to landline telephone is deleted, the binding relationship of the landline telephone account and at least one user terminal account is deleted.Specifically, deleting controller can will correspond to the binding state of the landline telephone account and the data item of the binding relationship of mobile phone account being set to false as, or by the data entry deletion.Preferably, in the case of the phone number for being used for monitoring the primary user for supplementing service with money is provided in the user, the message that system 1 will be prompted to the deletion is sent to the phone number of the primary user by modes such as short messages.

Set up in system 1 after lasting binding relationship, when to mobile phone account charging, system 1 only needs to verify whether the landline telephone account of the mobile phone account and its request meets binding relationship, it becomes possible to determine whether to be supplemented with money, which simplify the process of supplementing with money.

Preferably, when the user goes telecommunications company's application to open good business in this month, or the user it is at home self-service open the service when, the user, which can provide one to system 1 and be used to monitor, supplements primary user's account of service with money, such as user（Hereinafter referred to as primary user）My phone number.It can open after system 1, set up by more than, set and deletion action is sent to primary user's account for information about. It is appreciated that only making example with parameter listed in upper table 1.According to actual needs, system 1 correspondingly, can also can include other parameters related to supplementing with money to being managed based on other aspects that the landline telephone account is supplemented with money to mobile phone account in the data item shown in table 1.

In the above embodiment, a mobile phone account binds with a landline telephone account.It is appreciated that in another embodiment, one or more users can be bound different multiple landline telephone accounts with same mobile phone account, so offer greater flexibility can be supplemented with money for mobile phone account.

In the above embodiment, the user passes through landline telephone access system 1, request management landline telephone account and the binding relationship of mobile phone account that system 1 is dialled according to landline telephone, more it is difficult to monitor in view of fixed telephone line compares wireless access, so the security accessed by landline telephone is higher.It is appreciated that the present invention is not limited thereto, system 1 can also support the management to binding relationship accessed by mobile phone to ask.

Above to being described according to the binding relationship between present invention management landline telephone account and mobile phone account.It will be described below to carrying out the process of supplementing with money to mobile phone account based on the landline telephone account according to the present invention.

Corresponding relation of the processing equipment 12 based on the landline telephone account He mobile phone account, it is determined whether supplemented with money and will supplemented with money to mobile phone account and be logged into the account that the landline telephone account should be paid.

In the first embodiment, the user of the mobile phone account proposes the request supplemented with money on one's own initiative.For example, the user of the mobile phone account dials an access code on its mobile phone, pass through audio signal platform access system 1.Here access code is not necessarily identical with the access code that foregoing fixed telephone subscriber's management binding relationship is dialed.Under the voice message of audio signal platform, the user inputs him and wants to supplement with money the mark of the landline telephone account by account is credited to, such as fixed telephone number.The user also inputs the number for wanting to supplement with money.The fixed telephone number of account will be credited to and wants the number supplemented with money by containing him wanting to supplement with money it is appreciated that the user actively proposes charging request also by short message is sent, in the short message.

Processing equipment 12 includes receiver, and the charging request for receiving the user obtains the fixed telephone number and the number for wanting to supplement with money of user's input. Processing equipment 12 includes checking device, for according to binding relationship of the mobile phone account managed with corresponding landline telephone account, whether the number for determining the fixed telephone number of user input and wanting to supplement with money to meet the binding relationship.Specifically, data of the checking device in binding relationship database, are verified as follows：

Whether the ■ mobile phone accounts have the landline telephone account bound with it；

■ user input, supplement with money by be credited to account landline telephone account whether with managed, database the record of data item with mobile phone account bind landline telephone account it is consistent；

Whether the ■ mobile phone accounts and the binding relationship of the landline telephone account are within the term of validity in setting；

Whether the ■ mobile phone accounts and the binding relationship of the landline telephone account are effective；

The single the charging request whether number that this request of the ■ mobile phone accounts is supplemented with money is not more than setting can ask the maximum amount supplemented with money；

Whether the total amount that the ■ mobile phone accounts are supplemented with money in certain period of time is not more than the total amount that can be supplemented with money in certain period of time of setting；Etc..

If checking does not pass through above, system 1 can allow it to resubmit charging request, or this access that terminates by audio signal platform or the short message prompt user.

More than checking all by after, processing equipment 12 determines to carry out the mobile phone account supplementing with money and charging to matching amount in the account that the landline telephone account should be paid for the number.It is appreciated that, according to the actual requirements, it is filled with the number of the mobile phone account not necessarily identical with charging to the matching amount in the account that the fixation account should be paid, for example, system 1 requires that the fixation account need to additionally pay one and supplement service charge with money, then processing equipment 12, which charges to the landline telephone, should pay number and service charge that number in account should include being filled with mobile phone account.

After being verified and determining to be supplemented with money, 14 couples of mobile phone accounts of operation equipment carry out supplementing with money and matching amount being logged into the account that the main account should be paid for asked number.Specifically, taking database if the more telephone expenses of the new record mobile phone account of operation equipment 14（No matter the telephone expenses database is administered with whether system 1 belongs to same operator）, asked number is increased for the telephone expenses of the mobile phone account.Operation equipment 14 informs about the charge system of the operator of the landline telephone account（No matter the charge system is administered with whether system 1 belongs to same operator）, Matching amount is logged into the account that the fixation account should be paid.Operation equipment 14 also updates the data item for representing binding relationship between the mobile phone account and landline telephone account in binding relationship database, the situation that this is supplemented with money, such as this date-time supplemented with money, supplements number with money and recorded in the data item.Preferably, operation equipment 14 can send the short message for pointing out successful recharging by SMS platform to the user.Preferably, in the case of the phone number for being used for monitoring the primary user for supplementing service with money is provided in the user, operation equipment 14 will be prompted to the phone number that the message that this time supplement with money is sent to the primary user by modes such as short messages via SMS platform.It is appreciated that the operation equipment 14 described in present specification, which is supplemented with money and will supplemented with money, charges to account, including both of these case：

Mobile phone account is supplemented with money and the authority for charging to landline telephone account will be supplemented with money when operation equipment 14 itself has, for example when system 1, mobile phone account and landline telephone account manage by same operator, operation equipment 14 is directly supplemented with money and kept accounts；And,

When operation equipment 14 asks the management entity with authority of supplementing with money and keep accounts to carry out the operation, for example when system 1, mobile phone account and landline telephone account are managed by different operators, management entity of the request of operation equipment 14 with authority is supplemented with money or kept accounts operation.

Supplement with money after end, the user or system 1 can terminate the access.

Above user's active request to mobile phone account supplement with money being described.In this second embodiment, system 1 is met in predetermined condition, such as when the remaining sum in mobile phone account is less than a threshold value, is automatically sent and is reminded to mobile phone account, and confirmation is supplemented in reception with money, so as to automatically be supplemented with money for mobile phone account.

Specifically, the user of mobile phone account to be supplemented with money can set a threshold value, or system 1 to set a threshold value automatically in system 1 in advance.The threshold value can be stored in binding relationship database.Processing equipment 12 includes an alarm set, and the telephone expenses database communication that the alarm set can be with mobile phone account when the remaining sum of the mobile phone account recorded in telephone expenses database is less than the threshold value, automatically sends one to the mobile phone account and supplements reminder message with money.The message can be sent by SMS platform in the way of short message, can be in the short message：" Sorry, your ticket has not enough value, please determine whether automatic value-charging, determines R. S. V. P. Y ", and the short message sender be system 1 a service number.

In one case, the short message is sent on the mobile phone of the mobile phone account.User is prior It is provided with the mobile phone and automatically replies mechanism, for example the user is provided with：In the short message of the service number from system 1, and the short message is received with " Sorry, your ticket has not enough value ", " supplement with money, keyword when, automatically reply the form that a system 1 can be recognized supplements confirmation short message with money.So, when Sorry, your ticket has not enough value, if the user is just being conversed, the method active request in first embodiment can not be used to supplement with money, so the mobile phone is being received after this supplement reminder message with money, it can automatically reply and supplement confirmation short message with money, for example short message content is " Y ", and the sender of the short message is the mobile phone account number.

Sometimes, the SMS inbox of the mobile phone account is full, then the short message can be kept at the SMS service center of mobile phone operators, without being sent on the mobile phone.In order to also carry out automatic value-charging in this case, user can open at mobile phone operators and automatically reply function in SMS service center in advance, and this is also referred to as interchanger aspect

(switch-level) automatic replying short message.The user is carried out and above setting similar on mobile phone in the automatic replying short message function of interchanger aspect.Then SMS service center has kept in the short message of the service number from system 1, and analyze in the short message and carry after " Sorry, your ticket has not enough value ", the keyword of " supplementing with money ", automatically reply a content and supplement confirmation short message with money for " Y ", the sender of the short message is the mobile phone account number.

Processing equipment 12 includes a receiver, and the receiver receives confirmation message supplementing reminder message with money corresponding to this, being supplemented with money to the mobile phone account, and such as above content is the short message of " Y ".Processing equipment 12 is according to the sender of the short message and content " Y ", it is determined that being supplemented with money to mobile phone account, and the landline telephone account for determining to bind with the mobile phone account according to binding relationship database, it is determined that will be logged into supplementing with money for the mobile phone account in the account that the fixation account should be paid.

Afterwards, 14 couples of mobile phone accounts of operation equipment are supplemented with money and will supplemented with money and are logged into the account that the main account should be paid, the number supplemented with money can user set in advance in system 1, it can also be supplemented with money included in what is automatically replied in confirmation short message, can also be the number that system 1 is given tacit consent to.The concrete operations that operation equipment 14 is carried out are similar with above first embodiment, be will not be repeated here.Preferably, in the case of the phone number for being used for monitoring the primary user for supplementing service with money is provided in the user, operation equipment 14 will be prompted to the phone number that the message that this time supplement with money is sent to the primary user by modes such as short messages via SMS platform. In the above embodiment, the predetermined condition that prompting is supplemented in the transmission of system 1 with money is that the remaining sum in mobile phone account is less than a threshold value.It is appreciated that the predetermined condition is not limited to this, in another embodiment, the predetermined condition can be that preceding once supplement with money has pass by a period.Although elaborating and describing the present invention in the drawings and foregoing description, it is considered that this illustrates and described to be illustrative and exemplary, rather than restricted；The invention is not restricted to above-mentioned embodiment.

The those skilled in the art of those the art can understand by studying specification, disclosure and accompanying drawing and appended claims and implement other changes to the embodiment of disclosure.In the claims, word " including " is not excluded for other elements and step, and wording " one " is not excluded for plural number.In the practical application of invention, the function of cited multiple technical characteristics in the possible perform claim requirement of a part.Any reference in claim should not be construed as the limitation to scope.

Claims

Claims

1. a kind of method for user terminal account charging, comprises the following steps：

- manage user terminal account and supplement the corresponding relation for the main account being based on money, telephone expenses are paid after the account that the main account has been conversed according to the main account, supplementing with money for being carried out to user terminal account can be logged in the account that the main account should be paid；

- it is based on the corresponding relation, it is determined whether user terminal account is supplemented with money and will be supplemented with money it is logged into the account that the main account should be paid；

- when it is determined that being supplemented with money, user terminal account is supplemented with money and will be supplemented with money it is logged into the account that the main account should be paid.

2. according to the method described in claim 1, it is characterised in that user terminal account includes supporting the mobile phone account for supplementing telephone expenses before call with money in advance, the main account includes landline telephone account.

3. according to the method described in claim 1, it is characterised in that determination Bu Sudden comprise the following steps：

- charging request is received, the request is used to ask to supplement this user terminal account with money and supplement this with money to be logged into the account that a particular account should be paid；

- according to corresponding relation of the user terminal account managed with corresponding main account, judge whether the certain accounts are consistent with the corresponding main account of the user terminal account, determine to supplement user terminal account with money and will supplement with money when consistent to be logged into the account that the main account should be paid.

4. method according to claim 3, it is characterised in that the corresponding relation also includes what is supplemented with money based on the main account to user terminal account：

- single charging request can ask the maximum amount supplemented with money；And/or

- the total amount that can be supplemented with money in certain period of time；And/or

- period of validity；

The charging request includes the number that this asks to supplement with money；

The determination step also comprises the following steps：

- judge whether the charging request meets above corresponding relation, determined when meeting to the use Number that family terminal account charging is asked simultaneously contributes to matching amount in the account that the main account should be paid.

5. according to the method described in claim 1, it is characterised in that the determination step comprises the following steps：

- when predetermined condition is met, sent to the user terminal and supplement reminder message with money；

- receive confirmation message supplementing reminder message with money corresponding to this, being supplemented with money to the user terminal account；

- according to corresponding relation of the user terminal account managed with corresponding main account, it is logged into it is determined that supplemented with money and will supplemented with money to user terminal account in the account that the main account should be paid.

6. according to the method described in claim 1, it is characterised in that this method also comprises the following steps：

- after this supplements step with money, the user terminal being sent to for information about used in user terminal account that this is supplemented with money.

And/or, this is supplemented operation with money and monitored by primary user's account, and this method also comprises the following steps：

- after this supplements step with money, the user equipment being sent to for information about used in primary user's account that this is supplemented with money.

7. according to the method described in claim 1, it is characterised in that the management process includes：- landline telephone is dialled in, request opens for the main account and originally supplements the request of service with money and verify, and be that the main account opens the service of originally supplementing with money after nearly card passes through；

The management process also includes at least one of following：

- after opening and originally supplementing service with money, the foundation dialled according to landline telephone is asked, and sets up the lasting binding relationship of the main account and at least one user terminal account；

- after binding relationship foundation, the setting dialled according to landline telephone is asked, and sets the single maximum amount supplemented with money carried out based on the main account to each user terminal account, and/or the total amount in certain period of time, and/or period of validity；

- after binding relationship foundation, according to the inquiry request that landline telephone is dialled in, there is provided the charging information relevant with the corresponding relation；

- after binding relationship foundation, the removal request dialled according to landline telephone deletes the master Account and the binding relationship of at least one user terminal account.

8. according to the method described in claim 1, it is characterised in that management operation is monitored by primary user's account, and the management process also includes：

- after step, or establishment step, or setting procedure, or delete step is opened, by the user equipment being sent to for information about used in primary user's account of the step.

9. a kind of system for user terminal account charging, including：

- management equipment, for the corresponding relation for managing user terminal account Yu supplementing the main account being based on money, telephone expenses are paid after the account that the main account has been conversed according to the main account, supplementing with money for being carried out to user terminal account can be logged in the account that the main account should be paid；

- processing equipment, for based on the corresponding relation, it is determined whether supplemented with money and will supplemented with money to user terminal account and be logged into the account that the main account should be paid；

- operation equipment, is logged into the account that the main account should be paid for when the processing equipment determines to be supplemented with money, being supplemented with money and being supplemented with money to user terminal account.

10. system according to claim 9, it is characterised in that user terminal account includes supporting the mobile telephone account for supplementing telephone expenses before call with money in advance, the main account includes landline telephone family.

11. system according to claim 9, it is characterised in that the processing equipment includes：- receiver, for receiving charging request, the request is used to ask to supplement this user terminal account with money and supplement this with money to be logged into the account that a particular account should be paid；

- checking device, for according to corresponding relation of the user terminal account managed with corresponding main account, judge whether the certain accounts are consistent with the corresponding main account of the user terminal account, the processing equipment determines to supplement user terminal account with money and will supplement with money to be logged into the account that the main account should be paid when consistent.

12. system according to claim 11, it is characterised in that the corresponding relation also includes what is supplemented with money based on the main account to user terminal account：

- single charging request can ask the maximum amount supplemented with money；And/or

- the total amount that can be supplemented with money in certain period of time；And/or

- period of validity；

The charging request includes the number that this asks to supplement with money； The checking device is additionally operable to judge whether the charging request meets the above corresponding relation, and the number asked to the user terminal account charging is determined when meeting and contributes to matching amount in the account that the main account should be paid.

13. system according to claim 9, it is characterised in that the processing equipment is as follows：- alarm set, for when predetermined condition is met, being sent to the user terminal and supplementing reminder message with money；

- receiver, for receiving confirmation message supplementing reminder message with money corresponding to this, being supplemented with money to the user terminal account；

The processing equipment is supplemented with money to user terminal account and will supplemented with money and be logged into the account that the main account should be paid according to the user terminal account managed and the corresponding relation of corresponding main account.

14. system according to claim 9, it is characterised in that the management equipment includes：- controller is opened, opened for dialled in landline telephone, request for the main account and originally supplement the request of service with money and verify, and be that the main account opens the service of originally supplementing with money after being verified；

The management equipment also includes at least one of following：

- controller is set up, for after opening and originally supplementing service with money, the foundation dialled according to landline telephone to be asked, and sets up the lasting binding relationship of the main account and at least one user terminal account；

- setting controller, for after binding relationship is set up, the setting dialled according to landline telephone to be asked, and sets the single maximum amount supplemented with money carried out based on the main account to each user terminal account, and/or the total amount in certain period of time, and/or period of validity；

- inquiry controller, for after binding relationship is set up, there is provided the charging information relevant with the corresponding relation according to the inquiry request that landline telephone is dialled in；

- controller is deleted, for after binding relationship is set up, the removal request dialled according to landline telephone to delete the binding relationship of the main account and at least one user terminal account.