CN102663072A - Message identifying system - Google Patents

Message identifying system Download PDF

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Publication number
CN102663072A
CN102663072A CN2012100937123A CN201210093712A CN102663072A CN 102663072 A CN102663072 A CN 102663072A CN 2012100937123 A CN2012100937123 A CN 2012100937123A CN 201210093712 A CN201210093712 A CN 201210093712A CN 102663072 A CN102663072 A CN 102663072A
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China
Prior art keywords
message
phonetic
name
user
chinese
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CN2012100937123A
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CN102663072B (en
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陈求相
梁文健
王雨超
刘圣杰
韦东俊
张锦元
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN201210093712.3A priority Critical patent/CN102663072B/en
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Abstract

The invention discloses a message identifying system, comprising a data storing device used for storing four-corner code information, Chinese character pinyin information and the like, an automatic message receiving device used for processing connection with transmission network, receiving a message through the transmission network, and delivering the message to a pinyin username identifying device to process; a pinyin username identifying device used for extracting username information and user number information from the message, wherein if the username information is pinyin, the pinyin username identifying device judges whether the user number extracted from the message is a local user number stored in a local storing device; if so, a local Chinese username corresponding to the local user number is acquired and is translated into Chinese character pinyin; then, the translated Chinese character pinyin is compared with a pinyin username extracted from the message so as to judge whether the Chinese character pinyin is identical to the pinyin username; if so, a user in the message is identified as an available user; in addition, user identifying efficiency can be increased through the message identifying system.

Description

The message recognition system
Technical field
The present invention relates to the message processing technology field, be specifically related to the message recognition system of phonetic name in an account book.
Background technology
Along with developing by leaps and bounds of infotech, international business contact is increased, yet, because the language that each country uses is different, can cause certain obstacle to information mutual communication in some field.For example; In the banking field, need be precisely absolute to professional both sides' information Recognition, otherwise for for the business the remittance; If can not accurately discern the user name of account; Then can't transacting business, and the user name that English is represented is identified as Chinese user name automatically, always be a technical barrier.
The present cross-border bank settlement of user's foreign currency within Chinese territory generally carries out through the SWIFT network.SWIFT (abbreviation of SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION) is " a finance society for telecommunication of global cooperative bank ".It is a tissue, and the message transmissions of receiving and dispatching because of professional dealing between International Banks service is provided specially.Domestic bank will with the dealing of industry affair overseas, just must application add this tissue, through the Network Transmission business datum that the SWIFT tissue provides, these business datums are passed through message form tissue.This message is referred to as the SWIFT message.The SWIFT message has certain structure and kind, and the meaning of the message of each kind representative is different.All SWIFT messages all must be followed the standard of SWIFT organization prescribed.The SWIFT tissue has been stipulated to use English character for the SWIFT message in order to let all financial institutions of the whole world all participate in into, can not adopt other characters, such as the Chinese character character.So domestic bank and overseas between the bank business contact can only adopt four jiaos of sign indicating numbers or phonetic, can not use Chinese character.
SWIFT organizational standard based on the front; Domestic bank accepts the true name in an account book that can't embody domestic user overseas in user's fund service message that bank comes in; So overseas bank is when generating user's fund service message, can only be through in message, embodying four jiaos of sign indicating numbers or the corresponding phonetic name in an account book of the true name in an account book of user after the true name in an account book conversion of user.
Business processing flow according to domestic bank; The precondition that user's fund is handled automatically is: user's Chinese name in an account book or English name in an account book that the user's name in an account book in the service message needs to store with this locality of domestic bank are mated fully; But because user's name in an account book of the local storage of domestic bank is a Chinese character; But the user's name in an account book in the service message is an English character, and both can't mate, so can't handle automatically.Simultaneously because the English name in an account book of the user who stores in the domestic banking system is generally incomplete, so can't accomplish automatic processing through mating English name in an account book yet.
For example: remittance is transmitted by the MT103 message, and receiver information generally is placed in 59 territories of MT103 message, can embody payee's number of the account and name in an account book in this territory.
The message information content of SWIFT network delivery need meet the SWIFT standard, and character need be the X character set in the SWIFT code requirement message, and this X character set comprises upper and lower case letter, numeral and several punctuation mark character.Payee's name in an account book according to this standard MT103 message can't be represented with Chinese character.Remittance treatment scheme according to receiving bank; To the precondition that keeps accounts automatically of gathering user be gathering name in an account book and this locality storage of receiving bank in the remittance message payee's Chinese Name perhaps English name in an account book mate fully; But because payee's name in an account book of the local storage of receiving bank is a Chinese character; But the payee's name in an account book among the gathering message MT103 is an English character, and both can't mate, so can't keep accounts automatically.
The Chinese name in an account book of identification in the message also has a technical matters to be: there is the situation of polyphone in the part Chinese character, and promptly Chinese character can corresponding a plurality of phonetics, how accurately to convert a Chinese character into corresponding phonetic, also are open questions in the prior art.
Just, the SWIFT network that uses prior art owing to can not accurately discern the real user of its English name in an account book representative, causes the realization of related service relatively more difficult in realizing concrete business.
Because there is above defective in prior art, influenced ageing that treatment effeciency and the remittance fund of message arrive, need badly and a kind ofly can overcome the message recognition system that exists in the prior art, to improve the treatment effeciency of message.
Summary of the invention
In order to overcome the above-mentioned defective of prior art, the invention provides a kind of message recognition system, whether the phonetic user name that this system can discern in the message automatically is consistent with the Chinese user name of this locality storage.
Message recognition system of the present invention comprises: data storage device, be used to store four jiaos of sign indicating number information, phonetic transcriptions of Chinese characters information, Chinese character operating position information, user's local user name and Customs Assigned Number information, and wherein local user name is represented with Chinese character; The automatic reception message device is used for being connected with transmission network, receives message through transmission network, and transfers to phonetic name in an account book recognition device and handle; Phonetic name in an account book recognition device is used for extracting username information and Customs Assigned Number information from above-mentioned message, if username information is a phonetic; Then phonetic name in an account book recognition device judges whether the Customs Assigned Number that from message, extracts is local user's numbering of storing in the local memory storage; If then obtain with this local user and number the Chinese user name in corresponding this locality, and it is translated into phonetic transcriptions of Chinese characters; To translate the phonetic transcriptions of Chinese characters of accomplishing then compares with the phonetic user name of from message, extracting; Judge whether unanimity, if consistent, would be validated user then with the User Recognition in the message.
Wherein, data storage device comprises the phonetic transcriptions of Chinese characters storage unit, wherein stores the contrast relationship between Chinese character, phonetic, tone, priority and Chinese character and the phonetic.
Wherein, when phonetic name in an account book recognition device is translated into phonetic transcriptions of Chinese characters with the Chinese user name in this locality, at first get first Chinese character in the local Chinese user name; With this Chinese character is condition query phonetic transcriptions of Chinese characters storage unit; Order according to priority is high is obtained pinyin character, some characters before the phonetic user name in this pinyin character and the message is compared, if comparative result is consistent; Then obtaining next Chinese character in the local Chinese user name translates and compares; Up to relatively intacter last Chinese character, if all relatively more consistent, be validated user then with the User Recognition in the message.
Wherein, If the user in the message is identified as validated user; In the phonetic transcriptions of Chinese characters operating position storage unit that then phonetic name in an account book recognition device records data storage device to the pinyin character from the phonetic transcriptions of Chinese characters storage unit, obtained and corresponding Chinese character thereof and tone; And access times are added one, phonetic name in an account book recognition device is every at a distance from the schedule time, according to the hanzi frequency count in the phonetic transcriptions of Chinese characters operating position storage unit priority in the phonetic transcriptions of Chinese characters information memory cell is adjusted.
Wherein, Adjusting said priority is specially: from Chinese character operating position storage unit, obtain record; Then according to Chinese character, phonetic, tone inquiry of Chinese character Pinyin information storage unit in the record; The priority that finds record is added one, delete the record in the phonetic transcriptions of Chinese characters operating position storage unit simultaneously.
Wherein, Whether phonetic name in an account book recognition device extracts from above-mentioned message after the username information, at first exist the front and back of continuous four digit groups and digit groups that the space is all arranged in the judges name information, if exist; Then from username information, obtain four jiaos of sign indicating number digit groups that need transfer Chinese character to one by one; And convert Chinese character into, four jiaos of sign indicating number digit groups are all transferred to after the Chinese character, with the local user name comparison of the Chinese language users name after the conversion with storage; If consistent, think that then the user name in the message is effective.
Wherein, Under the corresponding to situation of Customs Assigned Number of Customs Assigned Number information in message and local storage; Obtain with this local user and number the English user name in corresponding this locality,, then itself and local English user name are compared if the user name in the message is not four jiaos of sign indicating numbers; If consistent, think that then the user name in the message is effective.
Wherein, if user name in the message and local English user name compare, when the result is inconsistent, then the user name in the message is judged as the phonetic user name.
Message recognition system of the present invention can be discerned the phonetic name in an account book in the message, matees automatically with the Chinese user name of this locality storage, thereby has realized the automatic identification of phonetic name in an account book message, has improved the message treatment effeciency.The present invention can dynamically adjust priority to the frequency of utilization of the Chinese phonetic alphabet, make to the identifying of phonetic name in an account book more intelligence, improved identification efficiency and accuracy.
Description of drawings
Fig. 1 is a message recognition system structural drawing of the present invention;
Fig. 2 is data storage device structural drawing in the message recognition system of the present invention;
Fig. 3 is data maintenance structure drawing of device in the message recognition system of the present invention;
Fig. 4 is the fundamental diagram of phonetic name in an account book recognition device in the message recognition system of the present invention.
Embodiment
For making the object of the invention, technical scheme and advantage clearer, below in conjunction with specific embodiment, and with reference to accompanying drawing, to further explain of the present invention.
The principle of work of message recognition system of the present invention is: the Chinese name in an account book Chinese character of earlier this locality being preserved converts its corresponding phonetic into, matees automatically through user's name in an account book of changing in back phonetic and the service message then, to reach the automatic recognition function of phonetic.Simultaneously, the present invention promotes the priority of the corresponding phonetic of Chinese characters in common use through the frequency of utilization of each phonetic of memory polyphone, to improve the device accuracy rate of identification automatically.
Fig. 1 is the structured flowchart of message recognition system of the present invention.As shown in Figure 1, this message recognition system 10 comprises: data storage device 11, data maintenance device 12, phonetic name in an account book recognition device 13, automatic reception message device 14.Wherein data storage device 11 be responsible for four jiaos of sign indicating number information, to the storage of parameter list information such as public accounts information, personal account information, credit card information, user profile, phonetic transcriptions of Chinese characters information, Chinese character operating position information; Data maintenance device 12 is responsible for four jiaos of sign indicating number information, the maintenance of parameter list information such as public accounts information, personal account information, credit card information, user profile, phonetic transcriptions of Chinese characters information, Chinese character operating position information is handled; Phonetic name in an account book recognition device 13 is responsible for discerning and collation process from automatic reception message device 14 reception information; Automatic reception message device 14 is responsible for being connected with financial transmission network 15, receives the remittance message that financial transmission network imports, and transfers to phonetic name in an account book recognition device 13 and carries out processed.
Message recognition system 10 front ends can transmit 15 UNICOMs through automatic reception message device 14 and banking network and receive receiver information, and the rear end is connected with accounting processing system of bank 16.Receiver information to front end receives is discerned payee's name in an account book and check through certain algorithm, and sends to accounting processing system of bank 16 through the rear end and accomplish the processing that keeps accounts.Fig. 2 is the structured flowchart of data storage device in the message recognition system of the present invention.As shown in Figure 2, data storage device 11 comprises: data storage Main Processor Unit 110, four jiaos of sign indicating number information memory cells 111, to public accounts information storage unit 112, personal account information memory cell 113, credit card information storage unit 114, user information storage unit 115, phonetic transcriptions of Chinese characters information memory cell 116, Chinese character operating position storage unit 117.Wherein the data storage master handles 110 and is connected with other each storage unit, be responsible for receiving instruction with data storage in other each unit.
Corresponding relation between four jiaos of sign indicating number information memory cells, 111 each Chinese character of storage and the four jiaos of sign indicating numbers wherein comprises Chinese character, four jiaos of information (seeing table one for details) such as sign indicating number, and maintenance tool is provided, i.e. treating apparatus 121 is safeguarded in four jiaos of sign indicating number information craft in the data processing unit.
Four jiaos of sign indicating number information memory cells of table one
Field description Explanation
Chinese character Define each Chinese character information
Four jiaos of sign indicating numbers Define four jiaos of corresponding sign indicating number information of each Chinese character
Public accounts information storage unit 112 is stored the accounts information of enterprises to public family; Comprise information (seeing table two for details) such as user account, Currency Type, account status, Customs Assigned Number, account balance; And maintenance tool is provided, promptly in the data processing unit public accounts information is safeguarded treating apparatus 122.
Table two pair public accounts information storage unit
Field description Explanation
User account Definition is to the account identification of public family in bank of deposit
Currency Type Definition is to the Currency Type of public family account
Account status Definition is to the current state of public family account
Customs Assigned Number Definition is to the user profile numbering of public family in bank of deposit
Account balance Definition is to the current remaining sum of public family account
Personal account information memory cell 113 storage personal users' accounts information; Comprise information (seeing table three for details) such as user account, Currency Type, account status, Customs Assigned Number, account balance; And maintenance tool, i.e. personal account maintenance of information treating apparatus 123 in the data processing unit be provided.
Table three personal account information memory cell
Field description Explanation
User account The definition personal user is in the account identification of bank of deposit
Currency Type The Currency Type of definition individual user accounts
Account status The current state of definition individual user accounts
Customs Assigned Number The definition personal user is in the user profile numbering of bank of deposit
Account balance The current remaining sum of definition individual user accounts
Credit card information storage unit 114 storage users' credit card information; Comprise information (seeing table four for details) such as user's card number, Currency Type, card mode, Customs Assigned Number, credit card remaining sum, and maintenance tool (be in the data processing unit credit card information safeguard treating apparatus 124) is provided.
Table four credit card information storage unit
Field description Explanation
User's card number The definition credit card user is in the account identification of bank of deposit
Currency Type The Currency Type of definition credit card
Card mode The current state of definition credit card
Customs Assigned Number The definition credit card user is in the user profile numbering of bank of deposit
The credit card remaining sum The current remaining sum of definition credit card
The limit of overdrawn account Definition bank of deposit provides user's facility extent
User information storage unit 115 storage users are in the detailed user profile of bank of deposit; Comprise information (seeing table five for details) such as Customs Assigned Number, sex, type of credential, certificate number, Chinese name, English name; And maintenance tool, i.e. user profile attending device 125 in the data processing unit be provided.
Table five user information storage unit
Field description Explanation
Customs Assigned Number The customer identification number that the bank of deposit provides for the user
Sex Definition user's sex
Type of credential The type of credential that the definition user opens an account in bank of deposit's application
Certificate number Definition user's certificate numbering
Chinese name Definition user's Chinese name
English name Definition user's English name
Contrast relationship between phonetic transcriptions of Chinese characters information memory cell 116 storage Chinese characters and the phonetic comprises information (seeing table six for details) such as Chinese character, phonetic, tone, priority, and maintenance tool is provided, be i.e. phonetic transcriptions of Chinese characters maintenance of information treating apparatus 126 in the data processing unit.
Table six phonetic transcriptions of Chinese characters information memory cell
Field description Explanation
Chinese character Defined certain Chinese character in the Chinese dictionary
Phonetic Defined the corresponding phonetic of Chinese character
Tone Defined the corresponding tone of Chinese character
Priority Defined the priority of this Chinese character
The frequency of utilization of Chinese character operating position storage unit 117 storage Chinese characters in every professional audit process comprises information (seeing table seven for details) such as Chinese character, phonetic, tone, access times.
Table seven Chinese character operating position storage unit
Field description Explanation
Chinese character Defined certain Chinese character in the Chinese dictionary
Phonetic Defined the corresponding phonetic of Chinese character
Tone Defined the corresponding tone of Chinese character
Access times Defined the operating position of this Chinese character
Fig. 3 is the structural drawing of data maintenance device 12; Comprise: data maintenance Main Processor Unit 120, four jiaos of sign indicating number maintenance of information processing units 121, public accounts information is safeguarded that processing unit 122, personal account maintenance of information processing unit 123, credit card information safeguard that processing unit 124, user profile safeguards processing unit 125, phonetic transcriptions of Chinese characters maintenance of information processing unit 126; Wherein data maintenance Main Processor Unit 120 is connecting other each unit.
Data maintenance Main Processor Unit 120 receive four jiaos of sign indicating number maintenances of information that tellers initiate, to Gonghu's maintenance of information, the maintenance of information of individual family, credit card information safeguard, user profile is safeguarded, the phonetic transcriptions of Chinese characters maintenance of information, call four jiaos of relevant sign indicating number maintenance of information treating apparatus 121 respectively, Gonghu's maintenance of information treating apparatus 122, individual family maintenance of information treating apparatus 123, credit card information safeguarded that treating apparatus 124, user profile safeguards that treating apparatus 125, phonetic transcriptions of Chinese characters maintenance of information treating apparatus 126 handle according to different applications.
Four jiaos of sign indicating number maintenance of information processing units 121 provide the maintenance mode that batch imports, online single additions and deletions change that four jiaos of sign indicating number information tables are safeguarded.Allow to safeguard Chinese character, four jiaos of sign indicating numbers by hand, can use simplified Hanzi also to be to use unsimplified Hanzi to safeguard simplified Hanzi or unsimplified Hanzi according to reality when wherein safeguarding the Chinese character field.
Gonghu's maintenance of information processing unit 122 provided in batches import, maintenance mode that online single additions and deletions change is to safeguarding Gonghu's information.Allow the manual field informations such as Currency Type, Customs Assigned Number of safeguarding.
The maintenance mode that individual's family maintenance of information processing unit 123 provides in batches and imports, online single additions and deletions change is safeguarded individual family information.Allow the manual field informations such as Currency Type, Customs Assigned Number of safeguarding.
Credit card information safeguards that processing unit 124 provides the maintenance mode that batch imports, online single additions and deletions change that credit card information is safeguarded.Allow the manual field informations such as Currency Type, Customs Assigned Number, the limit of overdrawn account of safeguarding.
User profile safeguards that processing unit 125 provides the maintenance mode that batch imports, online single additions and deletions change that user profile is safeguarded.Allow the manual fields such as sex, type of credential, certificate number, Chinese name, English name of safeguarding.
The maintenance mode that phonetic transcriptions of Chinese characters maintenance of information processing unit 126 provides in batches and imports, online single additions and deletions change is safeguarded phonetic transcriptions of Chinese characters information.Allow the manual fields such as Chinese character, phonetic, tone, priority of safeguarding.
Phonetic name in an account book recognition device 13 is cores of the present invention, main user name (the being generally the payee) information of being responsible for receiving in the message that automatic reception message device 14 provides, and discern and judge the output recognition result through certain algorithm.Whether user name (payee's name in an account book) information that this device checking is obtained from message is validated user; Mainly be to utilize payee account in the message to verify at the corresponding phonetic transcriptions of Chinese characters of the Chinese name in an account book of the bank of deposit, English name in an account book and Chinese name in an account book whether the user is validated user in the message in order, if the user is identified as validated user and then accomplishes the processing that keeps accounts automatically in the message.
Fig. 4 is the fundamental diagram of phonetic name in an account book recognition device 13 in the message recognition system of the present invention.Phonetic name in an account book recognition device 13 carries out user name identification according to following steps:
In step 1301; Automatic reception message device 14 automatic reception messages are also submitted to phonetic name in an account book recognition device 13; Phonetic name in an account book recognition device 13 obtains receiver information from message, comprise 35 payee account and 4 row payee names in an account book in the receiver information, and every line length all is 35.The receiver information here possibly be four jiaos of sign indicating numbers of payee's Chinese name in an account book, also possibly be the English name in an account book of payee, also possibly be payee's phonetic name in an account book.
Step 1302, phonetic name in an account book recognition device 13 judge whether the payee's name in an account book in the message is four jiaos of sign indicating numbers, if, then convert four jiaos of sign indicating numbers into Chinese character, if not, then execution in step 1303.Do not support to transmit Chinese character during finance transmission network 15 transmission remittance message informations, the initiator that therefore partly remits money can substitute Chinese character with four jiaos of sign indicating numbers in receiver information.This step specifically comprises: the first step; Whether exist the front and back of continuous four digit groups and digit groups that the space is all arranged in payee's name in an account book that judgement is obtained from message; If there is not the digit groups of this form; Then think not contain four jiaos of sign indicating numbers that need transfer Chinese character to, need not carry out four jiaos of sign indicating numbers and convert the Chinese character processing into; If there is the digit groups of this form, system thinks that this digit groups possibly be four jiaos of sign indicating numbers of certain Chinese character, and needing to consider to carry out four jiaos of sign indicating numbers changes the Chinese character processing; Second step; From the receiver information of message, obtain four jiaos of sign indicating number digit groups that need transfer Chinese character to one by one; This digit groups is inquired about four jiaos of sign indicating number information tables as four jiaos of sign indicating numbers; Do not change the Chinese character processing if do not exist record then not carry out four jiaos of sign indicating numbers, continue next digit groups conversion, if exist record then to convert this digit groups into Chinese character; The 3rd step all transferred four jiaos of sign indicating number digit groups to after the Chinese character, need remove the space between the adjacent Chinese characters.Checking gathering name in an account book and Chinese name in an account book that four jiaos of sign indicating numbers are translated in 1305 steps that Chinese character is mainly used in the back are handled.Forward step 1303 to.
Step 1303, whether payee account belongs to number of the account in the system in the phonetic name in an account book recognition device 13 inspection messages.Particularly, the first step is at first removed the special character in the payee account in the message, such as space, hyphen etc.; In second step, whether inspection through existing 19 adjacent bit digital groups in the number of the account after the first step special processing, then do not think and do not belong to number of the account in the system if do not exist, and then finishes the processing of phonetic name in an account book recognition device 13; The 3rd step, handle according to the check bit rule by turn for preceding 17 bit digital in the digit groups of obtaining in second step, calculate a check bit numeral; The 4th step with verification bit digital and the 18th, 19 bit comparisons, was not a number of the account in the system if do not wait explanation, then finished the processing of phonetic name in an account book recognition device 13, if equate then execution in step 1304.
Step 1304, the local user's of bank of deposit that the above-mentioned shroff account number of phonetic name in an account book recognition device 13 inquiries is corresponding Chinese name in an account book and English name in an account book.Number of the account in the system that this step is obtained based on front 13-03 step; Accounts information storage unit according to the attribute query of number of the account in the system is different is returned Customs Assigned Number, returns the user's of local storage Chinese name in an account book and English name in an account book then according to Customs Assigned Number searching user's information storage unit.If shroff account number belongs to Gonghu is then inquired about Gonghu's information memory cell according to number of the account, be not number of the account in the system, process ends if do not exist record then to explain; If exist record then to return Customs Assigned Number.If shroff account number belongs to individual family then according to number of the account querying individual family information memory cell, not number of the account in the system, process ends if do not exist record then to explain; If exist record then to return Customs Assigned Number.If shroff account number belongs to credit card then according to the card number card information storage unit of making a credit inquiry, not number of the account in the system, process ends if do not exist record then to explain; If exist record then to return Customs Assigned Number.According to Customs Assigned Number searching user's information storage unit, do not write down then process ends at last, if exist record then to return user's Chinese name in an account book and English name in an account book if do not exist.
Step 1305, whether the Chinese name in an account book in the phonetic name in an account book recognition device 13 checking messages is validated user.Be specially: the space in the Chinese name in an account book of this locality storage that 1304 steps are returned is removed, and the space in payee's Chinese name in an account book that four jiaos of sign indicating number user names in the message are translated into that 1302 steps are returned is removed; Relatively whether two names in an account book are consistent then; If two names in an account book are that the consistent Chinese name in an account book of explaining that then payee's name in an account book in the message and I manage it in the system is consistent; Then carry out the processing that keeps accounts automatically in 1310 steps, if inconsistent 1306 steps of then carrying out of two names in an account book are carried out English name in an account book and checked.
Step 1306, phonetic name in an account book recognition device 13 is checked English name in an account book, just, if do not comprise four jiaos of sign indicating numbers in the sender information in the message, then carries out English name in an account book identification.Be specially: the space in the English name in an account book of this locality storage that phonetic name in an account book recognition device 13 returns 1304 steps is removed, and the space in the payee's name in an account book in the message that 1301 steps are obtained is removed; Relatively whether two English names in an account book are consistent then; If two English names in an account book are that the consistent English name in an account book of explaining that then payee account and I manage it in the system is consistent; Then carry out the processing that keeps accounts automatically in 1310 steps, if inconsistent collect money name in an account book and the phonetic of 1307 steps that then carries out of two English names in an account book is checked.
User's Chinese name in an account book of this locality storage that step 1307, phonetic name in an account book recognition device 13 are returned the 13-04 step is translated as phonetic transcriptions of Chinese characters, then with message in payee's name in an account book compare.Concrete processing procedure is: the first step, user's Chinese name in an account book of this locality storage and the space in the payee's name in an account book in the message are removed; Second step, get first Chinese character in the local Chinese name in an account book of storing, be condition query phonetic transcriptions of Chinese characters information memory cell with this Chinese character, obtain pinyin character according to the order that priority is high; The 3rd step; With some characters before payee's name in an account book in pinyin character and the message relatively; If comparative result is consistent explain in first Chinese character and the message of local Chinese name in an account book of storing before payee's name in an account book and checked for some, the next Chinese character that then obtains in the Chinese name in an account book is translated and is checked; If comparative result is inconsistent; Explain that the phonetic transcriptions of Chinese characters that finds unmatches; Continue to get the corresponding next phonetic of this Chinese character all pinyin character up to relatively intacter this Chinese character; If all pinyin character is all relatively crossed and is all inconsistently thought that then message payee name in an account book do not check process ends with the corresponding phonetic of the Chinese name in an account book of user.
Step 1308: the operating position of phonetic name in an account book recognition device 13 memory phonetic transcriptions of Chinese characters; With the pinyin character that from the phonetic transcriptions of Chinese characters storage unit, gets access in 1307 steps; And when payee's name in an account book is checked in this pinyin character and the message; These pinyin character, Chinese character, tone are recorded in the Chinese character operating position storage unit, and access times are added one.
Step 1309: every at a distance from the schedule time; For example whenever at a distance from 24 hours (when preferred business is not busy); Phonetic name in an account book recognition device 13 is adjusted the priority in the phonetic transcriptions of Chinese characters information memory cell according to the hanzi frequency count in the phonetic transcriptions of Chinese characters operating position storage unit, and the purposes of this processing is to come the priority of adjustment phonetic transcriptions of Chinese characters automatically according to actual operating position.Detailed process is: from Chinese character operating position storage unit, obtain record; Then according to Chinese character, phonetic, tone inquiry of Chinese character Pinyin information storage unit in the record; The priority that finds record is added 1, delete the record in the phonetic transcriptions of Chinese characters operating position storage unit simultaneously.
In step 1310, the situation of checking to pass through in 1305,1306,1307 steps of 13 pairs of fronts of phonetic name in an account book recognition device sends to bank's billing and accounting system 16 processing that keeps accounts with message.
Message recognition system of the present invention can be discerned the phonetic name in an account book in the message, matees automatically with Chinese account's name in an account book of domestic preservation, thereby has realized keeping accounts automatically of phonetic name in an account book message, has improved the message treatment effeciency.The present invention can dynamically adjust priority to the frequency of utilization of the Chinese phonetic alphabet, make to the identifying of phonetic name in an account book more intelligence, improved identification efficiency and accuracy.Improved the cross-border foreign currency remittance treatment effeciency that keeps accounts automatically, in the art have a great practical value.
Above-described specific embodiment; The object of the invention, technical scheme and beneficial effect have been carried out further explain, and institute it should be understood that the above is merely specific embodiment of the present invention; Be not limited to the present invention; All within spirit of the present invention and principle, any modification of being made, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (8)

1. message recognition system, this system comprises:
Data storage device is used to store four jiaos of sign indicating number information, phonetic transcriptions of Chinese characters information, Chinese character operating position information, user's local user name and Customs Assigned Number information, and wherein local user name is represented with Chinese character;
The automatic reception message device is used for being connected with transmission network, receives message through transmission network, and transfers to phonetic name in an account book recognition device and handle;
Phonetic name in an account book recognition device is used for extracting username information and Customs Assigned Number information from above-mentioned message, if username information is a phonetic; Then phonetic name in an account book recognition device judges whether the Customs Assigned Number that from message, extracts is local user's numbering of storing in the local memory storage; If then obtain with this local user and number the Chinese user name in corresponding this locality, and it is translated into phonetic transcriptions of Chinese characters; To translate the phonetic transcriptions of Chinese characters of accomplishing then compares with the phonetic user name of from message, extracting; Judge whether unanimity, if consistent, would be validated user then with the User Recognition in the message.
2. message recognition system as claimed in claim 1 is characterized in that data storage device comprises the phonetic transcriptions of Chinese characters storage unit, wherein stores the contrast relationship between Chinese character, phonetic, tone, priority and Chinese character and the phonetic.
3. message recognition system as claimed in claim 2 is characterized in that, when phonetic name in an account book recognition device is translated into phonetic transcriptions of Chinese characters with the Chinese user name in this locality; At first getting first Chinese character in the local Chinese user name, is condition query phonetic transcriptions of Chinese characters storage unit with this Chinese character, obtains pinyin character according to the order that priority is high; Some characters before the phonetic user name in this pinyin character and the message are compared; If comparative result is consistent, then obtains next Chinese character in the local Chinese user name and translate and compare, up to relatively finishing last Chinese character; If all relatively more consistent, be validated user then with the User Recognition in the message.
4. message recognition system as claimed in claim 3; It is characterized in that; If the user in the message is identified as validated user; In the phonetic transcriptions of Chinese characters operating position storage unit that then phonetic name in an account book recognition device records data storage device to the pinyin character from the phonetic transcriptions of Chinese characters storage unit, obtained and corresponding Chinese character thereof and tone; And access times are added one, phonetic name in an account book recognition device is every at a distance from the schedule time, according to the hanzi frequency count in the phonetic transcriptions of Chinese characters operating position storage unit priority in the phonetic transcriptions of Chinese characters information memory cell is adjusted.
5. message recognition system as claimed in claim 4; It is characterized in that; Adjusting said priority is specially: from Chinese character operating position storage unit, obtain record; According to Chinese character, phonetic, tone inquiry of Chinese character Pinyin information storage unit in the record, the priority that finds record is added one then, delete the record in the phonetic transcriptions of Chinese characters operating position storage unit simultaneously.
6. message recognition system as claimed in claim 5 is characterized in that, phonetic name in an account book recognition device extracts after the username information from above-mentioned message; At first whether exist the front and back of continuous four digit groups and digit groups that the space is all arranged in the judges name information; If exist, then from username information, obtain four jiaos of sign indicating number digit groups that need transfer Chinese character to one by one, and convert Chinese character into; Four jiaos of sign indicating number digit groups are all transferred to after the Chinese character; The local user name of Chinese language users name after the conversion and storage is compared,, think that then the user name in the message is effective if consistent.
7. message recognition system as claimed in claim 6; It is characterized in that, under the corresponding to situation of Customs Assigned Number of Customs Assigned Number information in message and local storage, obtain with this local user and number the English user name in corresponding this locality; If the user name in the message is not four jiaos of sign indicating numbers; Then itself and local English user name are compared,, think that then the user name in the message is effective if consistent.
8. message recognition system as claimed in claim 7 is characterized in that, if user name in the message and local English user name compare, when the result is inconsistent, the user name in the message is judged as the phonetic user name.
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