CN102467706A - Payment method and system capable of realizing password transmission through other paths for use by call center - Google Patents
Payment method and system capable of realizing password transmission through other paths for use by call center Download PDFInfo
- Publication number
- CN102467706A CN102467706A CN2010105467411A CN201010546741A CN102467706A CN 102467706 A CN102467706 A CN 102467706A CN 2010105467411 A CN2010105467411 A CN 2010105467411A CN 201010546741 A CN201010546741 A CN 201010546741A CN 102467706 A CN102467706 A CN 102467706A
- Authority
- CN
- China
- Prior art keywords
- payment
- call center
- mobile phone
- user
- user mobile
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
Abstract
The invention relates to a payment method and a payment system capable of realizing password transmission through other paths for use by a call center, and the method and the system are used for paying through the call center. A user uses a user mobile phone (4) to converse with the call center (1) to build a transaction order and then to realize payment. The method comprises the steps that the call center (1) transmits the payment information of the order to the China UnionPay payment center (2), the user uses the user mobile phone (4) to transmit the password of a bank card to the China UnionPay payment center (2) for payment through a telephone network (3), and the payment information and the password are respectively transmitted through two physically isolated different paths. Besides, when the user pays, the call center (1) is kept in a call waiting state and the conversion with the user mobile phone (4) is not restored until the payment is completed. During the call waiting period, the telephone network (3) isolates a telephone line of the call center (1) in the call waiting state to ensure that the password is not disclosed to the working personnel of the call center (1).
Description
[technical field]
The present invention relates to payment technical field, particularly relate to a kind of password and transmit method of payment and the system that supplies the call center to use through other road.
[background technology]
Services such as current general telephone subscription air ticket, hotel, shopping are conversed by call center and user, to set up the transaction between trade company and the client; And the modes of payments of transaction is to pay through other approach, for example cashes on delivery, bank transfer etc.; These are not to pay immediately; Whether trade company can't know payment immediately successful, so trade company need reserve commodity or service to the client who has placed an order to accomplishing payment period after placing an order.If payment failure; The exchange of these payment failures reserves commodity or service will be sold again, and this can cause damage to trade company, for example adopts when cashing on delivery mode; Be not ready for payment if just find the client during deliver goods, trade company will suffer the loss of deliver goods cost.Even adopting the bank transfer mode pays; Generally need be when settling accounts the same day, bank just can notify trade company's account transfer failure, and trade company will be with reserving commodity or serving and will sell again; The more free project that limits is air ticket for example, and the caused loss of account transfer failure is just bigger.The transaction that how to let call center's basis and client in conversation, set up is carried out instantaneous safety and is paid easily, and being one has problem to be solved.
[summary of the invention]
The object of the invention is to provide a kind of password to transmit method of payment and the system that supplies the call center to use through other road, in the time of can letting user and call center conclude the business, carries out the application of the payment safe, convenient, that free of discontinuities is conversed immediately.
The objective of the invention is to realize like this; Adopt a kind of like this method of payment; Be used for ordering hotel room, buying air ticket, shopping, pay when transaction such as consuming, paying the fees through the call center; Be that the user uses its user mobile phone (4) to converse through telephone network (3) and call center (1), set up the method for paying behind the order of the transaction that needs to pay with trade company, it is characterized in that; Described method of payment comprises that call center (1) sends the payment information of user's order to China Unionpay paying centre (2); And the password that the user uses its user mobile phone (4) to be used to pay sends China Unionpay paying centre (2) to through telephone network (3), pay according to this payment information and this password by China Unionpay paying centre (2), and; Two of described method of payment employings are physically separated different paths and are transmitted payment information and password respectively; Wherein, described payment information is that the data channel through the line between call center (1) and China Unionpay paying centre (2) transmits with data communication method, and described password is that the speech channel through the telephone network (3) between user mobile phone (4) and China Unionpay paying centre (2) transmits.In addition; After call center (1) sends the payment information of user's order to China Unionpay paying centre (2); Call center (1) is set to the Call Waiting state through the telephone line of call center (1) in the current talking passage of telephone network (3) itself and user mobile phone (4); Reach call transfer is the conversation of China Unionpay paying centre (2) and user mobile phone (4); Let the user pass through its user mobile phone (4) and password is sent to China Unionpay paying centre (2) pays, the conversation between interruption of China Unionpay paying centre (2), back and the user mobile phone (4) is accomplished in payment, and telephone network (3) this telephone line that will be in the Call Waiting state is connected with the talking path of user mobile phone (4) then; Let call center (1) and user mobile phone (4) recover conversation; Subsequent operation after letting user and call center (1) pay, and, when the telephone line of (1) remains on the Call Waiting state in the call center; Telephone network (3) is isolated this telephone line, accomplishes Hou call center (1) until payment and recovers to be connected with the talking path of user mobile phone (4).
And; Adopt a kind of like this payment system that supplies the call center to use, adopt as foregoing method of payment, it is characterized in that; Described payment system includes call center (1), China Unionpay paying centre (2), telephone network (3), user mobile phone (4), issuing bank (5)
Wherein,
Call center (1) respectively with China Unionpay paying centre (2) and telephone network (3) mutually telecommunication connect, call center (1) is mainly used in the transaction of handling trade company and user;
China Unionpay paying centre (2) respectively with call center (1) and issuing bank (5) and telephone network (3) mutually telecommunication be connected; China Unionpay paying centre (2) is provided with interactive voice answering (Interactive Voice Response; Be called for short IVR) equipment; China Unionpay paying centre (2) uses this interactive voice answering equipment to converse through telephone network (3) and user mobile phone (4); China Unionpay paying centre (2) is mainly used in the payment of handling the transaction between trade company and the user, and payment information and the user transmitted according to call center (1) pay through the password that user mobile phone (4) transmits;
And,
Two of described payment system employings are physically separated different paths and are transmitted payment information and password respectively; Wherein, Described payment information is that the data channel through the line between call center (1) and China Unionpay paying centre (2) transmits with data communication method, and described password is that the speech channel through the telephone network (3) between user mobile phone (4) and China Unionpay paying centre (2) transmits.
So just realized the object of the invention.
As long as advantage of the present invention is the user call center (1) that dials; Just can be once cross to accomplish and comprise and placing an order and payment procedure; The user also need not hanging wire after payment was accomplished; Telephone network (3) can recover user mobile phone (4) and call center (1) conversation before automatically; Subsequent operation after letting user and call center (1) proceed to pay, the whole operation process can let the user experience and place an order, payment, subsequent operation are continuously unremitting all, and the user only needs to pay a call rate in the whole operation process.Aspect call center (1); Call center (1) gives China Unionpay paying centre (2) with call transfer when paying; Wait for the payment completion then; Because the telephone line of call center (1) is in the Call Waiting state and does not discharge shared passage in this conversation, so also all only doing once conversation together with the time of Call Waiting state, twice conversation in front and back calculate, can save a large amount of costs of the phone call.In addition; Because payment information and password adopt two physically to separate different paths and transmit respectively respectively; Even the conversation of user mobile phone (4) has been stolen password by hacker's intercepting; Owing to there is not the information of other relevant payments, for example bank's card number, account number etc., the hacker just can't utilize and steal the interior money of bank account that the password that comes is stolen the user.
[description of drawings]
Fig. 1 is the schematic illustration of the payment step of payment system of the present invention.
Among the figure, the device that identical digitized representation is identical, parts device, method step marks with the numeral of circle and the straight line of band arrow.Accompanying drawing is schematically, in order to the formation that system of the present invention is described and the key step of method.
[embodiment]
Below in conjunction with accompanying drawing, method of the present invention is done further explain.
Consult Fig. 1; Fig. 1 is the schematic illustration of the payment step of payment system of the present invention; Payment system shown in the figure includes call center (1), China Unionpay paying centre (2), telephone network (3), user mobile phone (4), issuing bank (5); Wherein, call center (1) respectively with China Unionpay paying centre (2) and telephone network (3) mutually telecommunication connect, call center (1) is mainly used in the transaction of handling trade company and user; China Unionpay paying centre (2) respectively with call center (1) and issuing bank (5) and telephone network (3) mutually telecommunication be connected; China Unionpay paying centre (2) is provided with interactive voice answering (Interactive Voice Response; Be called for short IVR) equipment; China Unionpay paying centre (2) uses this interactive voice answering equipment to converse through telephone network (3) and user mobile phone (4); China Unionpay paying centre (2) is mainly used in the payment of handling the transaction between trade company and the user, and payment information and the user transmitted according to call center (1) pay through the password that user mobile phone (4) transmits; And; Two of described payment system employings are physically separated different paths and are transmitted payment information and password respectively; Wherein, Described payment information is that the data channel through the line between call center (1) and China Unionpay paying centre (2) transmits with data communication method, and described password is that the speech channel through the telephone network (3) between user mobile phone (4) and China Unionpay paying centre (2) transmits.Even like this hacker's intercepting the conversation of user mobile phone (4) stolen password owing to there is not the information of other relevant payments, for example bank's card number, account number etc., the hacker just can't utilize and steal the interior money of bank account that the password that comes is stolen the user.
In payment system of the present invention; Described payment information is that the user uses its user mobile phone (4) to converse with call center (1) through telephone network (3); After setting up the order of the transaction that needs to pay with trade company; Generate described payment information by call center (1) according to this order and be sent to China Unionpay paying centre (2); Call center (1) is set to the Call Waiting state through the telephone line of call center (1) in the current talking passage of telephone network (3) itself and user mobile phone (4) then; And be China Unionpay paying centre (2) and the conversation of user mobile phone (4) with call transfer, let the user pass through its user mobile phone (4) password be sent to China Unionpay paying centre (2), by China Unionpay paying centre (2) according to payment information and this password; The bank account that transfers into trade company through issuing bank (5) from user's bank card account is to accomplish payment; Accomplish payment back China Unionpay paying centre (2) interrupt with user mobile phone (4) between conversation, telephone network (3) this telephone line that will be in the Call Waiting state is connected with the talking path of user mobile phone (4) then, lets the recovery of call center (1) and user mobile phone (4) converse; Thereby deliver goods or the like is for example arranged in the subsequent operation after letting this user and call center (1) pay.
In addition; Described payment information comprises telephone number, payment, trade company's account number of user mobile phone (4); China Unionpay paying centre (2) is exactly to pay according to these information; If the user pays first, described payment information also comprises user's bank card account number, and this bank card account number is told call center (1) by the user in conversation; Call center (1) payment information that will comprise this bank card account number sends China Unionpay paying centre (2) to then, and China Unionpay paying centre (2) can be with the telephone number preservation of this bank card account number and user's user mobile phone (4).When next user pays; Corresponding bank card account number just can be found out from the telephone number of user's user mobile phone (4) in China Unionpay paying centre (2), and the user just need not provide the bank card account number also can pay to call center (1) once more like this.
Further improvement in payment system of the present invention; Be that the telephone line of in the call center (1) is when remaining on the Call Waiting state; Telephone network (3) is isolated this telephone line, until telephone network (3) call center (1) is recovered to be connected with the talking path of user mobile phone (4).Can ensure that like this user passes through the staff that the password of user mobile phone (4) input can not reveal to call center (1) and knows, ensure the safety of payment system and user cipher.
Continue to consult Fig. 1; Also show the step of method of payment of the present invention among Fig. 1; Be that the user uses its user mobile phone (4) to converse with call center (1) through telephone network (3); Set up the method for paying behind the order of the transaction that needs to pay with trade company; Described method of payment comprises that call center (1) sends the payment information of user's order to China Unionpay paying centre (2), and the password that the user uses its user mobile phone (4) to be used to pay sends China Unionpay paying centre (2) to through telephone network (3), is paid according to this payment information and this password by China Unionpay paying centre (2); Described payment information comprises telephone number, payment, trade company's account number of user mobile phone (4); And two of described method of payment employings are physically separated different paths and are transmitted payment information and password respectively, wherein; Described payment information is that the data channel through the line between call center (1) and China Unionpay paying centre (2) transmits with data communication method, and described password is that the speech channel through the telephone network (3) between user mobile phone (4) and China Unionpay paying centre (2) transmits.Because payment information and password are not have the path of connection to transmit through two; Even hacker's intercepting the conversation of user mobile phone (4) stolen password; Because the information that do not have another paths to transmit, bank's card number for example, the hacker just can't utilize and steal the password that comes and steal the interior money of bank card account.
The further improvement of method of payment of the present invention; Can user mobile phone (4) and dialog context and call center (1) of China Unionpay paying centre (2) when paying be isolated; Be after call center (1) sends the payment information of user's order to China Unionpay paying centre (2); Call center (1) is set to the Call Waiting state through the telephone line of call center (1) in the current talking passage of telephone network (3) itself and user mobile phone (4); And be China Unionpay paying centre (2) and the conversation of user mobile phone (4) with call transfer, letting the user pass through its user mobile phone (4) and password is sent to China Unionpay paying centre (2) pays, the conversation between interruption of China Unionpay paying centre (2), back and the user mobile phone (4) is accomplished in payment; Telephone network (3) this telephone line that will be in the Call Waiting state is connected with the talking path of user mobile phone (4) then; Let call center (1) and user mobile phone (4) recover conversation, deliver goods or the like is for example arranged in the subsequent operation after letting user and call center (1) pay; And; When the telephone line of (1) remained on the Call Waiting state in the call center, telephone network (3) was isolated this telephone line, accomplished Hou call center (1) until payment and recovered to be connected with the talking path of user mobile phone (4).Can guarantee that like this dialog context between China Unionpay paying centre (2) and the user mobile phone (4) can not leak to the telephone line of call center (1), to ensure the safety of user through user mobile phone (4) password of being inputed.
Continue to consult Fig. 1; Also comprising following A group step among Fig. 1, is that the user uses its user mobile phone (4) to converse with call center (1) through telephone network (3), set up the order of the transaction that needs to pay with trade company after; The step of paying, concrete step is following:
A1. call center (1) is sent to China Unionpay paying centre (2) with the payment information of relevant trading order form, and described payment information comprises that current talking the other side's telephone number is telephone number, payment, trade company's account number of user mobile phone (4);
A2. transfer instruction is sent to telephone network (3) in call center (1), and paging telephone network (3) shifts the conversation for China Unionpay paying centre (2) and user mobile phone (4) with the current talking of call center (1) and user mobile phone (4);
A3. the current talking of telephone network (3) interrupt call center (1) and user mobile phone (4); And the telephone line of call center (1) remains on the Call Waiting state in will conversing; And with this telephone line isolation; The staff that can not reveal to call center (1) with the dialog context that ensures between user mobile phone (4) and China Unionpay paying centre (2) knows, and telephone network (3) makes a call to China Unionpay paying centre (2) as calling number with the telephone number of user mobile phone (4) then;
A4. corresponding payment information is found out from the calling party phone number of incoming call in China Unionpay paying centre (2); Find out payment, trade company's account number from payment information; Find out bank card number that should the user from the calling party phone number, find out corresponding trade company's Bank Account Number from trade company's account number;
This incoming call is answered in China Unionpay paying centre (2), sets up the conversation between China Unionpay paying centre (2) and the user mobile phone (4) by telephone network (3), and China Unionpay paying centre (2) adopt computerized speech to play out payment to check to the user then;
A5. the user agrees that payment is just at the last input of user mobile phone (4) password confirming;
A6. China Unionpay paying centre (2) are sent to issuing bank (5) request payment with password, bank card number, payment, trade company's Bank Account Number;
A7., transfer accounts and successfully then returns the account transfer successful information to China Unionpay paying centre (2) to trade company's bank account from the money of this bank card number account payment by the transfer of account amount of money in the errorless back of issuing bank (5) password check, bank card number, payment;
A8. the payment successful information is returned to call center (1) in China Unionpay paying centre (2), and sends end conversation instruction to telephone network (3);
A9. telephone network (3) interrupts the conversation of China Unionpay paying centre (2) and user mobile phone (4); The telephone line that then call center (1) is in the Call Waiting state in steps A 3 is connected with the talking path of user mobile phone (4); Let call center (1) and user mobile phone (4) recover conversation; Deliver goods or the like is for example arranged in subsequent operation after letting this user and call center (1) pay.
In steps A 1; If the user pays first; Call center (1) also needs in the payment information that sends China Unionpay paying centre (2) to, to comprise user's bank card account number; Just can pay in China Unionpay paying centre (2), the telephone number of user's user mobile phone (4) and user's bank card account number were preserved in China Unionpay paying centre (2) meeting after payment was accomplished.When next user pays; China Unionpay paying centre (2) just can be found out corresponding bank card account number from the telephone number of user's user mobile phone (4) and pay; Just the user only needs in the bank card account number that the user is provided when concluding the business through call center (1) first; And after initial transaction paid successfully, later user when concluding the business, just need not to provide to call center (1) user's bank card account number through call center (1).
Method of payment of the present invention and system have below been specified; Though the present invention explains with the above embodiments; But the present invention is not limited to this, under the situation of the scope of not leaving spirit of the present invention and appended claims, can do multiple change and variation.
Password of the present invention transmits method of payment and the system that supplies the call center to use through other road, and is easy to operate, safe and reliable, can solve the safety problem of call center when paying.Enforcement of the present invention can bring good social benefit and economic benefit.
Claims (10)
1. method of payment; Be used for paying through the call center; Be that the user uses its user mobile phone (4) to converse with call center (1) through telephone network (3); Set up the method for paying behind the order of the transaction that needs to pay with trade company; It is characterized in that described method of payment comprises that call center (1) sends the payment information of user's order to China Unionpay paying centre (2), and the password that the user uses its user mobile phone (4) to be used to pay sends China Unionpay paying centre (2) to through telephone network (3); Pay according to this payment information and this password by China Unionpay paying centre (2); And two of described method of payment employings are physically separated different paths and are transmitted payment information and password respectively, wherein; Described payment information is that the data channel through the line between call center (1) and China Unionpay paying centre (2) transmits with data communication method, and described password is that the speech channel through the telephone network (3) between user mobile phone (4) and China Unionpay paying centre (2) transmits.
2. method of payment as claimed in claim 1; It is characterized in that; After call center (1) sends the payment information of user's order to China Unionpay paying centre (2); Call center (1) is set to the Call Waiting state through the telephone line of call center (1) in the current talking passage of telephone network (3) itself and user mobile phone (4), and is China Unionpay paying centre (2) and the conversation of user mobile phone (4) with call transfer, lets the user pass through its user mobile phone (4) and password is sent to China Unionpay paying centre (2) pays; Conversation after payment is accomplished between China Unionpay paying centre (2) interruption and the user mobile phone (4); Telephone network (3) this telephone line that will be in the Call Waiting state is connected with the talking path of user mobile phone (4) then, lets call center (1) and user mobile phone (4) recover conversation, the subsequent operation after letting user and call center (1) pay; And; When the telephone line of (1) remained on the Call Waiting state in the call center, telephone network (3) was isolated this telephone line, accomplished Hou call center (1) until payment and recovered to be connected with the talking path of user mobile phone (4).
3. like claim 1 or 2 each described methods of payment, it is characterized in that described payment information comprises telephone number, payment, trade company's account number of user mobile phone (4).
4. method of payment as claimed in claim 1; It is characterized in that; Described method of payment also comprises following A group step, is that the user uses its user mobile phone (4) to converse with call center (1) through telephone network (3), set up the order of the transaction that needs to pay with trade company after; The step of paying, concrete step is following:
A1. call center (1) is sent to China Unionpay paying centre (2) with the payment information of relevant trading order form, and described payment information comprises that current talking the other side's telephone number is telephone number, payment, trade company's account number of user mobile phone (4);
A2. transfer instruction is sent to telephone network (3) in call center (1), and paging telephone network (3) shifts the conversation for China Unionpay paying centre (2) and user mobile phone (4) with the current talking of call center (1) and user mobile phone (4);
A3. the current talking of telephone network (3) interrupt call center (1) and user mobile phone (4); And the telephone line of call center (1) remains on the Call Waiting state in will conversing; And with this telephone line isolation, telephone network (3) makes a call to China Unionpay paying centre (2) as calling number with the telephone number of user mobile phone (4) then;
A4. corresponding payment information is found out from the calling party phone number of incoming call in China Unionpay paying centre (2); Find out payment, trade company's account number from payment information; Find out bank card number that should the user from the calling party phone number, find out corresponding trade company's Bank Account Number from trade company's account number;
This incoming call is answered in China Unionpay paying centre (2), sets up the conversation between China Unionpay paying centre (2) and the user mobile phone (4) by telephone network (3), and China Unionpay paying centre (2) adopt computerized speech to play out payment to check to the user then;
A5. the user agrees that payment is just at the last input of user mobile phone (4) password confirming;
A6. China Unionpay paying centre (2) are sent to issuing bank (5) request payment with password, bank card number, payment, trade company's Bank Account Number;
A7., transfer accounts and successfully then returns the account transfer successful information to China Unionpay paying centre (2) to trade company's bank account from the money of this bank card number account payment by the transfer of account amount of money in the errorless back of issuing bank (5) password check, bank card number, payment;
A8. the payment successful information is returned to call center (1) in China Unionpay paying centre (2), and sends end conversation instruction to telephone network (3);
A9. telephone network (3) interrupts the conversation of China Unionpay paying centre (2) and user mobile phone (4); The telephone line that then call center (1) is in the Call Waiting state in steps A 3 is connected with the talking path of user mobile phone (4); Let call center (1) and user mobile phone (4) recover conversation, the subsequent operation after letting this user and call center (1) pay.
5. like claim 1 or 2 or 4 each described methods of payment, it is characterized in that described payment information also comprises user's bank card account number.
6. a payment system that supplies the call center to use is characterized in that described payment system includes call center (1), China Unionpay paying centre (2), telephone network (3), user mobile phone (4), issuing bank (5),
Wherein,
Call center (1) respectively with China Unionpay paying centre (2) and telephone network (3) mutually telecommunication connect, call center (1) is mainly used in the transaction of handling trade company and user;
China Unionpay paying centre (2) respectively with call center (1) and issuing bank (5) and telephone network (3) mutually telecommunication be connected; China Unionpay paying centre (2) is provided with interactive voice answering equipment; China Unionpay paying centre (2) uses this interactive voice answering equipment to converse through telephone network (3) and user mobile phone (4); China Unionpay paying centre (2) is mainly used in the payment of handling the transaction between trade company and the user, and payment information and the user transmitted according to call center (1) pay through the password that user mobile phone (4) transmits;
And,
Two of described payment system employings are physically separated different paths and are transmitted payment information and password respectively; Wherein, Described payment information is that the data channel through the line between call center (1) and China Unionpay paying centre (2) transmits with data communication method, and described password is that the speech channel through the telephone network (3) between user mobile phone (4) and China Unionpay paying centre (2) transmits.
7. payment system as claimed in claim 6; It is characterized in that; Described payment information is that the user uses its user mobile phone (4) to converse with call center (1) through telephone network (3); After setting up the order of the transaction that needs to pay with trade company; Generate described payment information by call center (1) according to this order and be sent to China Unionpay paying centre (2); Call center (1) is set to the Call Waiting state through the telephone line of call center (1) in the current talking passage of telephone network (3) itself and user mobile phone (4) then, and is China Unionpay paying centre (2) and the conversation of user mobile phone (4) with call transfer, lets the user pass through its user mobile phone (4) password is sent to China Unionpay paying centre (2); By China Unionpay paying centre (2) according to payment information and this password; The bank account that transfers into trade company through issuing bank (5) from user's bank card account to be to accomplish payment, accomplish that payment back China Unionpay paying centre (2) interrupts and user mobile phone (4) between conversation, telephone network (3) this telephone line that will be in the Call Waiting state is connected with the talking path of user mobile phone (4) then; Let call center (1) and user mobile phone (4) recover conversation, the subsequent operation after letting this user and call center (1) pay.
8. payment system as claimed in claim 7; It is characterized in that; When the telephone line of call center (1) remained on the Call Waiting state, telephone network (3) was isolated this telephone line, until telephone network (3) call center (1) was recovered to be connected with the talking path of user mobile phone (4).
9. like claim 6 or 7 each described payment systems, it is characterized in that described payment information comprises telephone number, payment, trade company's account number of user mobile phone (4).
10. payment system as claimed in claim 9 is characterized in that, described payment information also comprises user's bank card account number.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010105467411A CN102467706A (en) | 2010-11-16 | 2010-11-16 | Payment method and system capable of realizing password transmission through other paths for use by call center |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010105467411A CN102467706A (en) | 2010-11-16 | 2010-11-16 | Payment method and system capable of realizing password transmission through other paths for use by call center |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN102467706A true CN102467706A (en) | 2012-05-23 |
Family
ID=46071319
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010105467411A Pending CN102467706A (en) | 2010-11-16 | 2010-11-16 | Payment method and system capable of realizing password transmission through other paths for use by call center |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102467706A (en) |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101799902A (en) * | 2010-02-10 | 2010-08-11 | 陕西西部数通电信资讯有限公司 | Binary channel magnetism-free secretive electronic payment system based on voice and Internet and payment method thereof |
-
2010
- 2010-11-16 CN CN2010105467411A patent/CN102467706A/en active Pending
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101799902A (en) * | 2010-02-10 | 2010-08-11 | 陕西西部数通电信资讯有限公司 | Binary channel magnetism-free secretive electronic payment system based on voice and Internet and payment method thereof |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN101393672B (en) | Space self-help transference system and method for mobile phone electronic purse customer | |
| ES2270497T3 (en) | LOAD CONTROL FOR NETWORK SERVICES. | |
| CN101562659A (en) | Method and system for collecting TV fee by virtue of cellphones | |
| CN102496125A (en) | Transferring method and system based on mobile terminal | |
| CN101799902A (en) | Binary channel magnetism-free secretive electronic payment system based on voice and Internet and payment method thereof | |
| CN106157033A (en) | A kind of bank card (credit card and debit card) illegal method and system | |
| CN101751627A (en) | Bank card payment system and corresponding payment method used for non-face-to-face payment | |
| CN104221408A (en) | System and method for preventing abuse of emergency calls placed using smartphone | |
| KR101316686B1 (en) | Card terminal, method for offline payment used card terminal | |
| EP2965485B1 (en) | Secure data entry system | |
| CN101308559A (en) | WIFI mobile phone payment terminal, method and system | |
| CN102045664A (en) | Method for deducting fee by using prepayment system, service platform and gateway equipment | |
| CN103903126B (en) | Fund quickly arrives method, system and telecommunication system, the third-party payment system of account | |
| CN104104803B (en) | Call business method and system and system end and calling terminal | |
| CN101964125B (en) | Mobile phone payment system authenticated by double communication paths and corresponding method | |
| KR20090121497A (en) | Payment terminal, method and system using nfc mobile phone | |
| WO2009129749A1 (en) | Mobile phone payment method, system and terminal | |
| CN102208069A (en) | Bank online payment system of confirmation by using mobile phone as another way and method thereof | |
| CN101567107A (en) | Method and system for payment of Wi-Fi mobile phone-POS machine | |
| CN101819670A (en) | Method and system for providing intermediary service for debit and credit | |
| CN101377839A (en) | Method and apparatus for transacting transfer and settlement of accounts through wired network | |
| CN101087201B (en) | Phone trading payment system and method | |
| CN102467706A (en) | Payment method and system capable of realizing password transmission through other paths for use by call center | |
| CN102270326A (en) | Authentication charging system and method based on intelligent network payment value added service | |
| CN110070355A (en) | A kind of virtual card method of payment, mobile device |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20120523 |