CN102457846A - Method and system for information interaction - Google Patents
Method and system for information interaction Download PDFInfo
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- CN102457846A CN102457846A CN2010105146497A CN201010514649A CN102457846A CN 102457846 A CN102457846 A CN 102457846A CN 2010105146497 A CN2010105146497 A CN 2010105146497A CN 201010514649 A CN201010514649 A CN 201010514649A CN 102457846 A CN102457846 A CN 102457846A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/24—Accounting or billing
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Abstract
The invention discloses a method and a system for information interaction. The method comprises the following steps: a mobile terminal of an initiator side sends a transaction amount to a mobile terminal of an object side; the mobile terminal of the object side sends information indicating the approval of the transaction to the mobile terminal of the initiator side; the mobile terminal of the initiator side controls a UIM (User Identity Module) corresponding to the mobile terminal of the initiator side to adjust the user balance of the initiator side according to the transaction amount, and returns transaction confirmation information to the mobile terminal of the object side; and the mobile terminal of the object side controls a UIM corresponding to the mobile terminal of the object side to adjust the user balance of the object side according to the transaction amount. With the adoption of the method and the system for the information interaction, the daily transaction among people can be realized.
Description
Technical field
The present invention relates to the communications field, in particular to a kind of information interacting method and system.
Background technology
At present, use mobile terminal device to realize that payment transaction is more and more general.Near field communication (NFC) (Near Field Communication; Abbreviating NFC as) mobile terminal payment near-field communication technology is popular gradually; The mode of its transaction is but very inflexible, must increase the additional hardware circuit at mobile terminal side, and (for example strengthens handheld device; Point-of-sale terminal (Point of Service; Abbreviate the POS machine as)) function, it is closely mutual to carry out contactless ground through handheld device (like the POS machine) and portable terminal, and currency symbol is transferred on the handheld device from mobile terminal side.
This payment transaction shortcoming is must be in-plant, must use proprietary equipment, like the POS machine, and need transform the POS machine, and portable terminal must increase the additional hardware circuit.
Summary of the invention
Main purpose of the present invention is to provide a kind of information interacting method and system, to address the above problem at least.
One aspect of the present invention provides a kind of information interacting method, comprising: initiator's portable terminal is sent to object side's portable terminal with dealing money; Said object side portable terminal sends to said initiator's portable terminal agrees Transaction Information; The corresponding UIM of said initiator's portable terminal control self adjusts initiator's user balance according to said dealing money, and returns trade confirmation information and give said object side portable terminal; The corresponding UIM of said object side portable terminal control self is according to said dealing money adjustment object side user balance.
Further; Initiator's portable terminal is sent to object side's portable terminal with dealing money and comprises: said initiator's portable terminal is sent to application gateway with Transaction Information; Wherein, said Transaction Information comprises: the sign of said dealing money and said object side portable terminal; Said application gateway sends said dealing money according to said sign to said object side portable terminal.
Further; After said initiator's portable terminal is sent to application gateway with Transaction Information; Also comprise: said application gateway obtains the transaction approval card from transaction approval certificate issued center, and is handed down to said initiator's portable terminal and said object side portable terminal.
Further, carry said transaction approval card in said agreement Transaction Information and the said trade confirmation information.
Further, said initiator's portable terminal is sent to application gateway with Transaction Information and comprises: the UIM that said initiator's portable terminal self is corresponding provides the interface to said initiator's portable terminal, obtains said Transaction Information; Said Transaction Information is carried out legitimate verification to the UIM that said initiator's portable terminal self is corresponding and said checking is passed through; The UIM that said initiator's portable terminal self is corresponding returns to said initiator's portable terminal with said Transaction Information, and said initiator's portable terminal is sent to said application gateway with said Transaction Information.
Further; Said application gateway according to said sign before said object side portable terminal sends said dealing money; Also comprise: said application gateway judges whether said initiator's mobile terminal user and said object side mobile terminal user are authorized to use transaction business, if continue to handle; Otherwise, end process.
Further, said agreement Transaction Information and said trade confirmation information are transmitted through the base station, and said method also comprises: said application gateway is duplicated and be sent in said base station with said agreement Transaction Information and said trade confirmation information.
Further,, before said initiator's portable terminal sends the agreement Transaction Information, also comprise at said object side portable terminal: said object side portable terminal sends to the corresponding UIM of said object side portable terminal self with said dealing money; The UIM that said object side portable terminal self is corresponding provides the interface to said object side portable terminal, and whether the inquiry user agrees transaction; Under the situation of inquiry result for agreement, the UIM that said object side portable terminal self is corresponding will agree that Transaction Information returns to said object side portable terminal.
Further, carry out alternately through predetermined way between said initiator's portable terminal and the said object side portable terminal, wherein, said predetermined way comprises: short message, DTMF.
Another aspect of the present invention provides a kind of information interaction system; Comprise initiator's portable terminal, object side's portable terminal, corresponding to the UIM of said initiator's portable terminal with corresponding to the UIM of said object side portable terminal; Wherein, Said initiator's portable terminal comprises: sending module is used for dealing money is sent to said object side portable terminal; Control module; Be used under situation about receiving from the agreement Transaction Information of said object side portable terminal; Control the corresponding UIM of said initiator's portable terminal according to said dealing money adjustment initiator user balance, and call said sending module and send trade confirmation information to said object side portable terminal; Said object side portable terminal comprises: sending module is used for sending the agreement Transaction Information to said initiator's portable terminal; Control module is used under situation about receiving from the said trade confirmation information of said initiator's portable terminal, controls the corresponding UIM of said object side portable terminal according to said dealing money adjustment object side user balance.
Through the present invention, be employed in the information of transmitting transaction between the individual portable terminal that uses, and after the trading object portable terminal has been initiated the agreement Transaction Information; The portable terminal of initiator and the object side of the transaction UIM through separately respectively carries out the adjustment of remaining sum according to dealing money, and having solved need be by external device in the correlation technique, and portable terminal need increase the problem of additional hardware circuit; Carry out the mutual of Transaction Information and confirm that UIM carries out the remaining sum change through portable terminal control, need not the handheld device by the external world through the communication between the portable terminal; Thereby need not increases the additional hardware circuit to portable terminal, in addition, and by means of the communication between the portable terminal; Can expand trading range; Realize remote present deal,, can realize the transaction between the daily Human To Human through this scheme.
Description of drawings
Accompanying drawing described herein is used to provide further understanding of the present invention, constitutes the application's a part, and illustrative examples of the present invention and explanation thereof are used to explain the present invention, do not constitute improper qualification of the present invention.In the accompanying drawings:
Fig. 1 is the flow chart according to a kind of information interacting method of the embodiment of the invention;
Fig. 2 is the structured flowchart according to the information interaction system of the embodiment of the invention;
Fig. 3 is the integrated stand composition according to the information interaction system of embodiment 2;
Fig. 4 is the mutual flow charts of concluding the business of the both sides according to embodiment 3;
Fig. 5 is the service logic flow chart of using on the UIM card according to embodiment 4.
Embodiment
Hereinafter will and combine embodiment to specify the present invention with reference to accompanying drawing.Need to prove that under the situation of not conflicting, embodiment and the characteristic among the embodiment among the application can make up each other.
Fig. 1 is the flow chart according to a kind of information interacting method of the embodiment of the invention, and this method comprises:
Step S102, initiator's portable terminal is sent to object side's portable terminal with dealing money;
Step S104, object side's portable terminal send to initiator's portable terminal and agree Transaction Information;
Step S106, the corresponding subscriber identification module (User Identification Module abbreviates UIM as) of initiator's portable terminal control self is adjusted initiator's user balance according to dealing money, and returns trade confirmation information and give object side's portable terminal;
Step S108, the corresponding UIM of object side's portable terminal control self is according to dealing money adjustment object side user balance.
Above method is carried out the mutual of Transaction Information through the communication between the portable terminal and is confirmed that UIM carries out the remaining sum change through portable terminal control, need not the handheld device by the external world; Thereby need not increases the additional hardware circuit to portable terminal, in addition, and by means of the communication between the portable terminal; Can expand trading range; Realize remote present deal,, can realize the transaction between the daily Human To Human through this scheme.
In order to increase the fail safe of transaction, can application gateway be set at network side, through this application gateway the relevant information of transaction is stored, thereby be convenient to the details that both parties inquire about transaction.Therefore, in this method, step S102 can comprise: initiator's portable terminal is sent to application gateway with Transaction Information, and wherein, Transaction Information comprises: the sign of dealing money and object side's portable terminal; Application gateway sends dealing money according to this sign to object side's portable terminal.
In order to increase the fail safe of transaction further; And one transaction is kept a unique sign so that management at both parties, network side; After initiator's portable terminal is sent to application gateway with Transaction Information; Application gateway can obtain the transaction approval card from transaction approval certificate issued center, and is handed down to initiator's portable terminal and object side's portable terminal.Preferably, agree also can carry in Transaction Information and the trade confirmation information this transaction approval card, thereby identify a transaction uniquely by this transaction approval card.Certainly, also can adopt other information to identify a transaction, only adopt the transaction approval certificate to come label manner can either reach the purpose of unique identification transaction, also can guarantee the fail safe of concluding the business.
Transaction payment as a kind of operator provides is used; The service logic of above realization transaction can be stored and controlled by UIM; Thereby need not the function of portable terminal is changed, also can be applicable to more terminal, therefore; Initiator's portable terminal is sent to application gateway with Transaction Information and can comprises: the UIM that initiator's portable terminal self is corresponding provides the interface to initiator's portable terminal, obtains Transaction Information; Transaction Information is carried out legitimate verification to the UIM that initiator's portable terminal self is corresponding and this checking is passed through; The UIM that initiator's portable terminal self is corresponding returns to initiator's portable terminal with Transaction Information, and initiator's portable terminal is sent to application gateway with Transaction Information.
Preferably, according to identifying before object side's portable terminal sends dealing money, can also comprise: application gateway judges whether initiator's mobile terminal user and object side's mobile terminal user are authorized to use transaction business at application gateway; If; Continue to handle, otherwise, end process.Through this process, can use this transaction user's legitimacy by application gateway control, for example, this transaction business only uses this professional user effective or the like to signatory.
Preferably; Agreement Transaction Information and trade confirmation information can be transmitted through the base station; Application gateway duplicated and be sent in the base station can with agreement Transaction Information and trade confirmation information, so that application gateway keeps the record of transaction, is used for both parties' inquiry.
Preferably, before initiator's portable terminal sent the agreement Transaction Information, object side's portable terminal sent to the corresponding UIM of object side's portable terminal self with dealing money at object side's portable terminal; The UIM that object side's portable terminal self is corresponding provides the interface to object side's portable terminal, and whether the inquiry user agrees transaction; Under the situation of inquiry result for agreement, the UIM that object side's portable terminal self is corresponding will agree that Transaction Information returns to object side's portable terminal.As stated, the logic of transaction business is controlled by UIM, can be independent of portable terminal, need not the function of portable terminal is changed, thereby makes this business can be applicable to more terminal.
Preferably, carry out alternately through predetermined way between initiator's portable terminal and the object side's portable terminal, wherein, this predetermined way comprises: short message, dual tone multi-frequency dtmf.Carry out the mutual of Transaction Information by this dual mode, implement easily, and development cost is low.
Fig. 2 is the structured flowchart according to the information interaction system of the embodiment of the invention; This system comprises initiator's portable terminal 21, object side's portable terminal 22, corresponding to the UIM 23 of initiator's portable terminal 21 with corresponding to the UIM 24 of object side's portable terminal 22; Wherein, Initiator's portable terminal 21 comprises: sending module 25 is used for dealing money is sent to object side's portable terminal 22; Control module 26; Be used under situation about receiving from the agreement Transaction Information of object side's portable terminal 22; Control initiator portable terminal 21 corresponding UIM23 adjust initiator's user balance according to dealing money, and call sending module 25 and send the trade confirmation information to object side's portable terminal 22; Object side's portable terminal 22 comprises: sending module 27 is used for sending the agreement Transaction Information to initiator's portable terminal 21; Control module 28 is used under situation about receiving from the trade confirmation information of initiator's portable terminal 21, and the corresponding UIM 24 of controlling object side's portable terminal 22 are according to dealing money adjustment object side user balance.
The embodiment 1-4 that describes below combines the technical scheme of above-mentioned a plurality of preferred embodiments.
Embodiment 1
Present embodiment provides a kind of exchange method, and reaching does not need the person-to-person transaction carried out under the special installation prerequisite between the user, and this method can guarantee that this technology is Secure Transaction under effective supervision simultaneously.In order to realize the transaction to the individual based on the individual of subscriber identification module, need set up the complete reliable agreement of a cover, select a kind of medium to carry out simultaneously as carrier with credit.
The user who at first concludes the business must hold the legal users identification module, when beginning to conclude the business, through medium; Like short message, the mode of voice call is accomplished the transmission of transaction order, and the transaction initiator sends article one transaction order; The content that comprises transaction, command sequence number, certificate of fair number.
In order to improve the coefficient of safety of transaction, to initiate the transaction end and will proceed transaction just obtain the transaction approval card to network application transaction approval certificate.The transaction approval card can be kept in the transaction initiator subscriber identification module.Licence is handed down to trading object side simultaneously.In practical implementation, can be after trading object side to confirm, network processes also generates a unique transaction approval certificate, feeds back to transaction initiator and trading object side.This transaction approval certificate can be that network center passes through unique digital certificate that certificate center calculates generation.
The transaction order is received by trading object side, sends to the subscriber identification module that hold trading object side through the distinctive Application Protocol Data Unit of subscriber identification module (Application Protocal Data Unit abbreviates APDU as) instruction.Then, trading object side's subscriber identification module is searched the transaction approval digital certificate, preserves the record corresponding with the transaction approval certificate number of a transaction sequence number.Thereafter, trading object side's subscriber identification module is sent and is confirmed that short message is to the transaction initiator.
Further, the closing the transaction sign is that subscriber identification module is confirmed.During closing the transaction; When trading object feeds back to the transaction initiator when confirming the short message of closing the transaction; Operator can send the amount of money that both parties are taken place the flat account of gateway of financial institution; After the affirmation short message is sent to the transaction initiator, the initiator deducts the amount of money of storing on the subscriber identification module of holding.
Further, the affirmation short message when whether initiator's subscriber identification module application need inspection is received and is finished from the trading object last trade is not if receive then need sending short message regularly to send the message of last end to telecommunications gateway request gateway.
This method transmits the transaction order of individual to the individual through short message mechanism between both parties.The payment of moving industry at present is not for the individual launches the individual, and the realization of this technology will change various cash transaction modes between the individual, can realize with the portable terminal being the account transfer of instrument, consumption, small-sized cash flow transaction such as amusement.
Embodiment 2
Fig. 3 is the integrated stand composition according to the information interaction system of embodiment 2; As shown in Figure 3; Transaction Party A and transaction Party B constitute the once both sides of individual's transaction; The transaction approval certificate center is used to the book of issuing license, and is handed down to both parties through application gateway and mobile network's (for example, being made up of the base station); The both parties' transaction record and the amount of money are kept on the subscriber identification module of portable terminal use.
This individual payment transaction implementation method based on subscriber identification module is through setting up a cover mechanism of exchange; Comprise the transaction approval certificate; The transaction sequence number, Transaction Information, and through unified transaction descriptive language realization portable terminal and the financial transaction between the portable terminal.Unified transaction descriptive language comprises transaction type sign indicating number, dealing money, and transaction number, transaction approval certificate are formed, and can ensure recoverys of having no progeny in the transaction, the transaction cancellation, it is invalid to conclude the business, and the side of be concurrentlying in charge of is to multiple requirements such as freezing of concluding the business.
The transaction descriptive language that this individual payment transaction is used belongs to metalanguage and concrete mobile terminal network, and the portable terminal standard is irrelevant.These metalanguage just are converted into the local code adaptive with portable terminal in portable terminal inside, so can realize the transaction of portable terminal under the different systems.
Embodiment 3
Fig. 4 is the mutual flow charts of concluding the business of the both sides according to embodiment 3, below has described under embodiment 2 described frameworks through Fig. 4, and the flow process that both parties once conclude the business comprises the steps:
Step 401: the transaction initiator sends card (being subscriber identification module) APDU order and opens default 0 passage;
Step 402: whether the card respective channel is opened, if opening failure then concludes the business and can't initiate, service ending if open success, gets into next step;
Step 403: through opening passage according to given application identification code (the Application Identification of operator; Abbreviating AID as) application file of selecting operator is (such as the AID that formulates according to telecommunications; Can select the off-line wallet, national stored value card file etc.);
Step 404: the terminal sends order for card, and the data of trading item are extracted in request;
Step 405: the terminal receives the trading item data that card reports, and shows the transaction options menu;
Step 406: the terminal selects the option number to send to card through order the user;
Step 407-409: the card response data reports; Being construed to corresponding form by the terminal shows; User's affirmation or cancellation or input information, checking related data legitimacy is calculated in card inside, these three steps maybe be between card and portable terminal repeated multiple times so that card obtains necessary information;
Step 410: after transactions demand information gathering was accomplished, card was organized into certain format text (like XML form or other) and sends to the terminal, and the requesting terminal sends SMS message.
Step 411: network is received the submission short message, according to the security strategy that defines in advance the user is examined;
Step 412: after step 411 process result is legal, permits carrying out individual transaction, otherwise do not allow to conclude the business, do not open this business or quilt is freezed like certain because users;
Step 413: network sends SMS message to the trading object requests transaction;
Step 414: trading object is received short message and is resolved to data and send to card, and whether the card inquiry concludes the business, and with user's refusal or receive information and send to card, card lets the trading object terminal send SMS message to network;
Step 415: the transaction initiator receives that short message issues card, and the card fill order is closed the trade, and the feedback text shows the prompting of closing the transaction for the transaction initiator;
Step 416: if trading object is agreed transaction, then send SMS message to network, network side is agreed, generates digital transaction approval certificate and gives both sides;
Step 417: network sends transaction content and gives trading object;
Step 418: whether trading object is accepted the content of transaction;
Step 419: trading object is agreed transaction content, gives the card response, and card is organized into content of short message with acknowledge message and sends to the transaction initiator;
Step 420: the initiator converts card command to according to content of short message;
Step 421: the initiator sends card command and gives card, sticks into capable balance adjustment;
Step 422: the initiator sends one and confirms that short message is to trading object side;
Step 423: trading object side receives that short message sends to card with data mode, and card response is sent for the requesting terminal and confirmed short message, stick into capable balance adjustment after, with confirming that the portable terminal that content of short message returns trading object side sends, and record end is concluded the business;
Step 424: network is received trading object affirmation short message, corresponding transactional marking is finished, and the relaying short message is to the transaction initiator.
Embodiment 4
This embodiment has described card and has gone up the service logic of using, and Fig. 5 is the service logic flow chart of using on the UIM card according to embodiment 4, comprising:
Step 501: during mobile terminal-opening, it is idle using current state on the initialization subscriber identification module;
Step 502: after mobile terminal side was sent an APDU order, card was used to carry out to resolve and is extracted Transaction Information;
Step 503: judge whether transaction field is account transfer;
Step 504: judge trade mode, initiate parties and be called initiatively that trading object side is called passive;
Step 505,506: no matter initiatively passive, before carrying out transaction, to judge that all current whether the application is in idle condition;
Step 507: as trading object side, whether card inquiry portable terminal agrees transaction;
Step 508: if the current idle condition that is in, card is used and is read the amount of money of depositing cash;
Step 509: current if not idle condition, explaining has transaction to carry out, and returns the error ending transaction;
Step 510: send to terminal response, content is the amount of money that has at present of prompting user, inquires whether continuous business;
Step 511:, agree transaction back preservation certificate of fair as trading object side;
Step 512: trading object sends SMS message and confirms transaction approval to gateway;
Step 513: whether continuous business of inquiry parties;
Step 514: trading object is disagreed with transaction, stops transaction, returns idle condition;
Step 515: the card application says the word to the transaction initiator and asks the user to import the trading object mobile terminal number;
Step 516: after user's response number, card application review number legitimacy;
Step 517: response user, request input dealing money;
Step 518: card application review user imports amount of money legitimacy;
Step 519: through forming the special format short message after the validity checking, the life terminal sends to operator's transaction gateway;
Step 520: after receiving the affirmation that gateway sends;
Step 521: judge operator's gateway agreement transaction;
Step 522: permission, then preserve certificate of fair, the prompting user please wait for;
Step 523: receive the affirmation for transaction from trading object side;
Step 524: judge whether trading object agrees transaction;
Step 525: agree that then revising card goes up the amount of money;
Step 526: send SMS message and confirm Transaction Success, recover card and be applied as idle condition to operator's gateway;
Step 527: the initiator can send when closing the transaction and confirm to give object side;
Step 528: after this message was received by object side, the short message of redispatching was confirmed closing the transaction to gateway, the amount of money on the card apply changes UIM card;
Step 529: return idle condition and prepare transaction next time;
Step 530: the short message that sends the refusal transaction when transaction is disagreed with by trading object side.
In sum, the scheme that the embodiment of the invention provides is utilized existing mobile payment card, and the technology of carrying out person-to-person financial transaction service realizes, does not increase hardware, does not also need additional apparatus.Simultaneously transaction approval therefore can be practical strong fully under monitoring management.
Need to prove; Can in computer system, carry out in the step shown in the flow chart of accompanying drawing such as a set of computer-executable instructions; And; Though logical order has been shown in flow chart, in some cases, can have carried out step shown or that describe with the order that is different from here.
Obviously, it is apparent to those skilled in the art that above-mentioned each module of the present invention or each step can realize with the general calculation device; They can concentrate on the single calculation element; Perhaps be distributed on the network that a plurality of calculation element forms, alternatively, they can be realized with the executable program code of calculation element; Thereby; Can they be stored in the storage device and carry out, perhaps they are made into each integrated circuit modules respectively, perhaps a plurality of modules in them or step are made into the single integrated circuit module and realize by calculation element.Like this, the present invention is not restricted to any specific hardware and software combination.
The above is merely the preferred embodiments of the present invention, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.All within spirit of the present invention and principle, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (10)
1. an information interacting method is characterized in that, comprising:
Initiator's portable terminal is sent to object side's portable terminal with dealing money;
Said object side portable terminal sends to said initiator's portable terminal agrees Transaction Information;
The corresponding subscriber identification module UIM of said initiator's portable terminal control self adjusts initiator's user balance according to said dealing money, and returns trade confirmation information and give said object side portable terminal;
The corresponding UIM of said object side portable terminal control self is according to said dealing money adjustment object side user balance.
2. method according to claim 1 is characterized in that, initiator's portable terminal is sent to object side's portable terminal with dealing money and comprises:
Said initiator's portable terminal is sent to application gateway with Transaction Information, and wherein, said Transaction Information comprises: the sign of said dealing money and said object side portable terminal;
Said application gateway sends said dealing money according to said sign to said object side portable terminal.
3. method according to claim 2 is characterized in that, after said initiator's portable terminal is sent to application gateway with Transaction Information, also comprises:
Said application gateway obtains the transaction approval card from transaction approval certificate issued center, and is handed down to said initiator's portable terminal and said object side portable terminal.
4. method according to claim 3 is characterized in that, carries said transaction approval card in said agreement Transaction Information and the said trade confirmation information.
5. method according to claim 2 is characterized in that, said initiator's portable terminal is sent to application gateway with Transaction Information and comprises:
The UIM that said initiator's portable terminal self is corresponding provides the interface to said initiator's portable terminal, obtains said Transaction Information;
Said Transaction Information is carried out legitimate verification to the UIM that said initiator's portable terminal self is corresponding and said checking is passed through;
The UIM that said initiator's portable terminal self is corresponding returns to said initiator's portable terminal with said Transaction Information, and said initiator's portable terminal is sent to said application gateway with said Transaction Information.
6. method according to claim 2 is characterized in that, said application gateway according to said sign before said object side portable terminal sends said dealing money, also comprise:
Said application gateway judges whether said initiator's mobile terminal user and said object side mobile terminal user are authorized to use transaction business, if, continue to handle, otherwise, end process.
7. method according to claim 2 is characterized in that, said agreement Transaction Information and said trade confirmation information are transmitted through the base station, and said method also comprises:
Said application gateway is duplicated and be sent in said base station with said agreement Transaction Information and said trade confirmation information.
8. method according to claim 1 is characterized in that,, before said initiator's portable terminal sends the agreement Transaction Information, also comprises at said object side portable terminal:
Said object side portable terminal sends to the corresponding UIM of said object side portable terminal self with said dealing money;
The UIM that said object side portable terminal self is corresponding provides the interface to said object side portable terminal, and whether the inquiry user agrees transaction;
Under the situation of inquiry result for agreement, the UIM that said object side portable terminal self is corresponding will agree that Transaction Information returns to said object side portable terminal.
9. method according to claim 1 is characterized in that, carries out alternately through predetermined way between said initiator's portable terminal and the said object side portable terminal, and wherein, said predetermined way comprises: short message, dual tone multi-frequency dtmf.
10. an information interaction system is characterized in that, comprises initiator's portable terminal, object side's portable terminal, corresponding to the UIM of said initiator's portable terminal with corresponding to the UIM of said object side portable terminal, wherein,
Said initiator's portable terminal comprises:
Sending module is used for dealing money is sent to said object side portable terminal;
Control module; Be used under situation about receiving from the agreement Transaction Information of said object side portable terminal; Control the corresponding UIM of said initiator's portable terminal according to said dealing money adjustment initiator user balance, and call said sending module and send trade confirmation information to said object side portable terminal;
Said object side portable terminal comprises:
Sending module is used for sending the agreement Transaction Information to said initiator's portable terminal;
Control module is used under situation about receiving from the said trade confirmation information of said initiator's portable terminal, controls the corresponding UIM of said object side portable terminal according to said dealing money adjustment object side user balance.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010514649.7A CN102457846B (en) | 2010-10-21 | 2010-10-21 | Method and system for information interaction |
| PCT/CN2011/071145 WO2012051819A1 (en) | 2010-10-21 | 2011-02-21 | Method and system for information interaction |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010514649.7A CN102457846B (en) | 2010-10-21 | 2010-10-21 | Method and system for information interaction |
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| CN102457846A true CN102457846A (en) | 2012-05-16 |
| CN102457846B CN102457846B (en) | 2015-05-27 |
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Cited By (1)
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|---|---|---|---|---|
| CN105376203A (en) * | 2014-08-26 | 2016-03-02 | 阿里巴巴集团控股有限公司 | Processing method of interactive information, device and system |
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| WO2010002086A1 (en) * | 2008-06-30 | 2010-01-07 | 주식회사 티모넷 | Recharge amount transfer system and method for electronic payment means using portable phone |
| CN101692725A (en) * | 2009-10-19 | 2010-04-07 | 中兴通讯股份有限公司 | Method and system for implementing telephone charge transfer between terminals |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105376203A (en) * | 2014-08-26 | 2016-03-02 | 阿里巴巴集团控股有限公司 | Processing method of interactive information, device and system |
| CN105376203B (en) * | 2014-08-26 | 2019-11-05 | 阿里巴巴集团控股有限公司 | The processing method of interactive information, apparatus and system |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2012051819A1 (en) | 2012-04-26 |
| CN102457846B (en) | 2015-05-27 |
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