CN102402821A

CN102402821A - Mobile electronic money switchboard

Info

Publication number: CN102402821A
Application number: CN2010102859384A
Authority: CN
Inventors: 冯石文
Original assignee: Individual
Current assignee: Individual
Priority date: 2010-09-07
Filing date: 2010-09-07
Publication date: 2012-04-04

Abstract

The invention discloses a mobile electronic money switchboard with application of computer, network and software technologies. A common commodity money transaction is changed into an electronic money transaction. On the basis of the most basic function of a cell phone for receiving and transmitting electric wave signals, a USB (Universal Serial Bus) interface of a payer party and a USB interface of a receiver part are added, a bank account card slot and a bank account card need to be further added, and a drive program, a fire wall and other programs are established. A wireless network and a bank constitute a wireless network bank which issues the bank account card, and the mobile electronic money switchboard is connected with the wireless network bank through signals after being started. When the mobile electronic money switchboard is used in transaction, the mobile electronic money switchboards are subjected to butt joint, the payer party inputs a payment amount of money, the wireless network bank subtracts the money amount of the payer part from the account of the payer party and simultaneously adds the money account of the receiver party on the account of the receiver party, and thus, the commodity money transaction is changed into a electronic money transfer transaction.

Description

Mobile electron exchange through money machine

One, technical field: computing machine, network engineering and software field.

Two, background technology: computing machine, network and software engineering.

Three, summary of the invention:

1, on the basis of the function of the most basic transmitting-receiving electric wave signal of mobile phone, increase the USB interface paid and the USB interface of income, the USB interface of paying only sends signal, does not receive signal.The USB interface of income receives only signal, does not send signal.Also need increase the bank account card slot, the bank account card, driver, the fire wall supervisor, just.

2; Set up the wireless network of bank, form wireless network bank, wireless network issued by banks bank account card by wireless network and bank; The user inserts the bank account card in the bank account card slot of mobile electron exchange through money machine, and the start back is connected signal with wireless network bank.

3, when transaction was used, both parties respectively held the mobile electron exchange through money machine of controlling oneself, and the side of paying or receipt side confirm that by the user USB interface that uses confirms, dock.For preventing that password from being usurped the password that can prestore in advance by receipt side, during use, only need output to go into to have opened password just; The side of paying will input password and open, and the amount of money is paid in input, and the USB interface with the income of the mobile electron exchange through money machine of the USB interface of paying of the mobile electron exchange through money machine of controlling oneself and receipt side docks again; After the connection; The mobile electron exchange through money machine of the side of paying sends to wireless network bank and pays information, and wireless network bank will pay amount of currency and deduct from the account of the side of paying, and sends to the side of paying and to reduce amount of currency; The expense of this transaction, the short message such as grade of account balance.And this transaction remembered in the revenue and expenditure detailed account of my mobile electron exchange through money machine machine automatically, for future reference.The mobile electron exchange through money machine of receipt side sends to the agreement of wireless network bank and receives this fund information simultaneously; This fund that wireless network bank will take in amount of currency adds from the account of taking in; And to receipt side transmission increase amount of currency; The expense of this transaction, the short message of account balance.And this transaction remembers in this revenue and expenditure detailed account of mobile electron exchange through money machine automatically, and is for future reference.Like this with commodity money transaction becoming electronic money trading.

Three, description of drawings:

Accompanying drawing is the side of paying a receipt side wireless network bank interconnected relationship.

The USB interface of paying of the side's of paying mobile electron exchange through money machine and the USB interface of receipt side exchange through money machine income directly are connected, and wireless network bank is connected with wireless network respectively with the side's of paying mobile electron exchange through money machine receipt side exchange through money machine

Four, embodiment: because of being a systems engineering, need and bank, Wireless Networks, Inc.'s cooperation research and development could be accomplished.

Annotate: the preliminary inquiry program.

Claims

1. on the basis of the function of the most basic transmitting-receiving electric wave signal of mobile phone, increase the USB interface paid and the USB interface of income, the USB interface of paying only sends signal, does not receive signal.The USB interface of income receives only signal, does not send signal.Also need increase the bank account card slot, the bank account card.

2. set up the wireless network of bank; Form wireless network bank by wireless network and bank; Wireless network issued by banks bank account card, the user inserts the bank account card in the bank account card slot of mobile electron exchange through money machine, and the start back is connected signal with wireless network bank.