CN102347838A - Telephone transaction method for automatic identity authentication device - Google Patents
Telephone transaction method for automatic identity authentication device Download PDFInfo
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- CN102347838A CN102347838A CN 201110249860 CN201110249860A CN102347838A CN 102347838 A CN102347838 A CN 102347838A CN 201110249860 CN201110249860 CN 201110249860 CN 201110249860 A CN201110249860 A CN 201110249860A CN 102347838 A CN102347838 A CN 102347838A
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Abstract
The invention provides a telephone transaction method for an automatic identity authentication device. The method comprises the following steps: a user connects a transaction host through a telephone terminal; the user transmits identity authentication data to the transaction host according to the requirement of the transaction host; the transaction host transmits random data produced by a random data generation module to the telephone terminal of the user; the telephone terminal stores the random data in a memory so that the random data is encrypted by a private key which is used for authentication of the transaction host, and the encrypted random data is transmitted to the transaction host; the transaction host searches a corresponding public key from the memory according to a telephone number, and decrypts the received encrypted random data; and the transaction host compares the decrypted random data with the random data before being encrypted, if the decrypted random data and the random data before being encrypted are different, transaction is forbidden, and otherwise, transaction is permitted. Through the implementation of the telephone transaction method, the transaction process can be simplified.
Description
Technical field
The present invention relates to the electronic transaction field, relate in particular to the phone trading field that is used for identifying automatically identification means.
Background technology
Along with being showing improvement or progress day by day of the electronics and the communication technology; Can conclude the business with bank, businessman and government bodies through network or phone; Make the user handle the transaction matters as need wait the official in charge for a long time in the past again; And oneself easily when and where carry out the work of treatment of various affairs, promptly save time and convenient.
With regard to phone trading; At first; The user must put through the customer service special line; General customer service special line end tends to inquire the caller that some confirm the relativity problem of status, in addition for guaranteeing transaction security; If customer service special line end is a voice system; The caller just need import a series of numeral through telephone key-press, and for example identification card number, bank use the number of the account outstanding message, so that bank confirms caller's identity.Because the existing telephone transaction must be carried out complicated input; Can confirm caller's identity; Not only time-consuming and bothersome, also can't avoid caller's data that customer service special line end maybe key error when seeking grade, perhaps the caller is through the related data of defeated my identity of telephone key-press mistake.In sum, the disadvantage of existing telephone transaction is to simplify transaction program, and needs the caller that the related data of a succession of affirmation identity is provided.So, like how a kind of transaction system and method for automatic evaluation identity, and make both sides all can reach the processing of carrying out phone trading safely fast, be problem to be solved.
Summary of the invention
The technical problem that the present invention will solve is; To the complicated defective of the transaction program of prior art; A kind of phone trading method that is used for identifying automatically identification means is provided; Said automatic evaluation identification means comprises public telephone system, telephone terminal and transaction main frame; Method of commerce comprises the steps, S1: the user connects the transaction main frame through telephone terminal; S2: the user requires to send identification authentication data to the transaction main frame according to the transaction main frame; S3: the transaction main frame sends to the random data of random data generation module production user's telephone terminal: S4: telephone terminal stores said random data in memory; Use the private key of using for the transaction host authenticates to carry out encryption, and the random data after will encrypting send the transaction main frame to; S5: the transaction main frame is sought corresponding PKI according to telephone number from memory, and utilizes said PKI that the received random data of having encrypted is carried out decryption processing; S6: the transaction main frame compares judgement to the random data after deciphering with encrypting preceding random data, when both are inequality, and execution in step S7, when both are identical, execution in step S8; S7: the judgement of transaction main frame draws the stored authentication of telephone terminal with the incorrect conclusion of private key, thereby forbids that the user carries out phone trading; S8: the transaction main frame judges that to draw the stored authentication of telephone terminal correct with private key, allows the user to carry out phone trading.
In the described phone trading method that is used for identifying automatically identification means, also comprise step S9, the transaction main frame is confirmed the transaction details receipt, and is transferred out Payment Details by the user to the user.
In the described phone trading method that is used for identifying automatically identification means, said telephone terminal comprises in order to store many supplying a plurality of transaction main frames flash access storage card of the corresponding private key of authenticated identity respectively.
The phone trading method that is used for identifying automatically identification means of embodiment of the present invention; Has following beneficial effect: conclude the business compared to existing telephone; The user must utilize the telephone key-press input or send a succession of in order to confirm the data of identity through microphone; Make the phone trading program quite numerous and diverse; Adopt transaction system of the present invention and method; Can accomplish authentication with an end to be concluded the business simple and easy and apace through user's telephone number and the inner stored private key of this phone, in order to the carrying out of transaction.
Description of drawings
Fig. 1 be the present invention's phone trading method of being used for identifying automatically identification means flow chart of steps.
Embodiment
Automatically identify that the transaction main frame has the telephone set basic functional units in the identification means, be connected to public telephone system, carry out basic telephone machine function; A transaction data processing module is connected to the telephone set basic functional units, in order to process user and his the end transaction transaction data that main frame transmitted; A random data generation module is connected to the transaction data processing module, in order to produce a random data to user or his end transaction main frame; A storage module is connected to the transaction data processing module, in order to store a private key that supplies his end transaction host authenticates local terminal transaction host identities and a database inquiring about PKI; (2) at least one subscriber phone, it has a microprocessor, in order to carry out system program and the function program in the subscriber phone; A read-only memory is connected to microprocessor, the system program and function program of the phone that sets when dispatching from the factory except that stored telephone in this read-only memory, more stores many supplying a plurality of transaction main frames corresponding private keys of authenticated identity respectively; A random access memory; Be connected to microprocessor; This random access memory contains and expands the access memory district, and itself and a few thing parameter when storing microprocessor work are with as the odd-job district when subscriber phone is concluded the business with the main frame of concluding the business; A telephone set basic functional units is connected to this microprocessor, in order to carrying out basic telephone machine function, and is connected with public telephone system, so that mutual biography Transaction Information between user power utilization words and the transaction main frame; An encrypting module; Be connected to this microprocessor and read-only memory; When if the user power utilization words are carried out phone trading with the transaction main frame, the near read-only memory of encrypting module takes out the relative private key that supplies this transaction host authenticates identity, to encrypt transaction data to be spread out of according to this private key.
Fig. 1 be the present invention's phone trading method of being used for identifying automatically identification means flow chart of steps.As shown in the figure, method of commerce comprises the steps, S1: the user connects the transaction main frame through telephone terminal; S2: the user requires to send identification authentication data to the transaction main frame according to the transaction main frame; S3: the transaction main frame sends to the random data of random data generation module production user's telephone terminal: S4: telephone terminal stores said random data in memory; Use the private key of using for the transaction host authenticates to carry out encryption, and the random data after will encrypting send the transaction main frame to; S5: the transaction main frame is sought corresponding PKI according to telephone number from memory, and utilizes said PKI that the received random data of having encrypted is carried out decryption processing; S6: the transaction main frame compares judgement to the random data after deciphering with encrypting preceding random data, when both are inequality, and execution in step S7, when both are identical, execution in step S8; S7: the judgement of transaction main frame draws the stored authentication of telephone terminal with the incorrect conclusion of private key, thereby forbids that the user carries out phone trading; S8: the transaction main frame judges that to draw the stored authentication of telephone terminal correct with private key, allows the user to carry out phone trading.
The present invention describes through some embodiment, and those skilled in the art know, under the situation that does not break away from the spirit and scope of the present invention, can carry out various changes or equivalence replacement to these characteristics and embodiment.In addition, under instruction of the present invention, can make amendment to these characteristics and embodiment can not break away from the spirit and scope of the present invention to adapt to concrete situation and material.Therefore, the present invention is not subjected to the restriction of specific embodiment disclosed herein, and all interior embodiment of claim scope that fall into the application belong to protection scope of the present invention.
Claims (2)
1. phone trading method that is used for identifying automatically identification means, said automatic evaluation identification means comprise public telephone system, telephone terminal and transaction main frame, it is characterized in that: method of commerce comprises the steps,
S1: the user connects the transaction main frame through telephone terminal;
S2: the user requires to send identification authentication data to the transaction main frame according to the transaction main frame;
S3: the transaction main frame sends to the random data of random data generation module production user's telephone terminal:
S4: telephone terminal stores said random data in memory, use the private key of using for the transaction host authenticates to carry out encryption, and the random data after will encrypting sends the transaction main frame to;
S5: the transaction main frame is sought corresponding PKI according to telephone number from memory, and utilizes said PKI that the received random data of having encrypted is carried out decryption processing;
S6: the transaction main frame compares judgement to the random data after deciphering with encrypting preceding random data, when both are inequality, and execution in step S7, when both are identical, execution in step S8;
S7: the judgement of transaction main frame draws the stored authentication of telephone terminal with the incorrect conclusion of private key, thereby forbids that the user carries out phone trading;
S8: the transaction main frame judges that to draw the stored authentication of telephone terminal correct with private key, allows the user to carry out phone trading.
2. according to the described phone trading method that is used for identifying automatically identification means of claim l, it is characterized in that: also comprise step S9, the transaction main frame is confirmed the transaction details receipt, and is transferred out Payment Details by the user to the user.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201110249860 CN102347838A (en) | 2011-08-29 | 2011-08-29 | Telephone transaction method for automatic identity authentication device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201110249860 CN102347838A (en) | 2011-08-29 | 2011-08-29 | Telephone transaction method for automatic identity authentication device |
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| Publication Number | Publication Date |
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| CN102347838A true CN102347838A (en) | 2012-02-08 |
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| CN 201110249860 Pending CN102347838A (en) | 2011-08-29 | 2011-08-29 | Telephone transaction method for automatic identity authentication device |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105981398A (en) * | 2013-12-03 | 2016-09-28 | 三星电子株式会社 | Contents security method and electronic apparatus for providing contents security function |
| CN108989347A (en) * | 2018-08-30 | 2018-12-11 | 汉能移动能源控股集团有限公司 | Account generating method, device, system, medium and equipment |
| CN109005028A (en) * | 2018-11-02 | 2018-12-14 | 美的集团股份有限公司 | Cryptographic key negotiation method, Cloud Server, equipment, storage medium and system |
| CN109120649A (en) * | 2018-11-02 | 2019-01-01 | 美的集团股份有限公司 | Cryptographic key negotiation method, Cloud Server, equipment, storage medium and system |
-
2011
- 2011-08-29 CN CN 201110249860 patent/CN102347838A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105981398A (en) * | 2013-12-03 | 2016-09-28 | 三星电子株式会社 | Contents security method and electronic apparatus for providing contents security function |
| CN105981398B (en) * | 2013-12-03 | 2020-08-25 | 三星电子株式会社 | Content security method and electronic device for providing content security function |
| CN108989347A (en) * | 2018-08-30 | 2018-12-11 | 汉能移动能源控股集团有限公司 | Account generating method, device, system, medium and equipment |
| CN109005028A (en) * | 2018-11-02 | 2018-12-14 | 美的集团股份有限公司 | Cryptographic key negotiation method, Cloud Server, equipment, storage medium and system |
| CN109120649A (en) * | 2018-11-02 | 2019-01-01 | 美的集团股份有限公司 | Cryptographic key negotiation method, Cloud Server, equipment, storage medium and system |
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Application publication date: 20120208 |