CN102346901A - Internet medicine trading subject credit assessment system and method - Google Patents
Internet medicine trading subject credit assessment system and method Download PDFInfo
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- CN102346901A CN102346901A CN2011103736140A CN201110373614A CN102346901A CN 102346901 A CN102346901 A CN 102346901A CN 2011103736140 A CN2011103736140 A CN 2011103736140A CN 201110373614 A CN201110373614 A CN 201110373614A CN 102346901 A CN102346901 A CN 102346901A
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Abstract
The invention relates to an internet medicine trading subject credit assessment system and method, belonging to the technical field of internet information. The system comprises a credit model management module, a credit index management module, a grade management module, a credit grade assessment module, a data storage module, a subject database capturing module, a credit assessment reference information acquisition and management module and a subject credit grade issuance module, wherein the credit grade assessment module is connected with the subject database capturing module, the data storage module, the credit assessment reference information acquisition and management module and the subject credit grade issuance module respectively; the data storage module is further connected with the credit index management module, the credit model management module and the grade management module respectively; and the credit index management module is further connected with the credit model management module. According to the system and the method disclosed by the invention, the automation of internet medicine trading subject credit assessment can be realized, a real-time on-line dynamic assessment function is provided, and manual operations are reduced.
Description
Technical field
The invention belongs to the internet information technical field, particularly internet medicine transaction agent credit evaluation system and method thereof.
Background technology
Medicine trade market, internet refers to the merchandise news of issuing medicine, health food, cosmetics through the internet, accomplishes the transaction of these commodity through the internet, the network market that national departments concerned is supervised information releasing and trading activity.Though China Internet medicine trade market development at present is swift and violent; And each aspect of medicine trade market has been set up relevant infosystem in the internet; Internet medicine trade market main body management system (hereinafter to be referred as the main body management system) for example; Medicine trade market, internet drug information management platform (hereinafter to be referred as the drug information management platform); Medicine trade market, internet medicine information monitoring system (hereinafter to be referred as the medicine information monitoring system); Medicine trade market, internet monitoring of the advertisement system (hereinafter to be referred as the monitoring of the advertisement system); Medicine trade market, internet electronic contract management platform (hereinafter to be referred as the electronic contract management platform); Medicine trade market, internet public service platform (hereinafter to be referred as public service platform) etc.; But as a whole; Also have some place needs perfect, to the process of internet medicine transaction agent (individual or enterprise) responsible ability and the wish effective appraisal procedure of neither one also.The characteristic of internet medicine transaction agent is that the entity of its transaction is a medicine, is the commodity that country needs the emphasis supervision.Credit appraisal is promptly by the mechanism or the department of specialty in the general industry; According to " just, objective, science " principle; According to certain method and program; On the basis that enterprise is fullyed understand, surveys and studies and analyzes; Make the reliability of its behavior of credit, the appraisal of safety grade, and express with additional character or simple written form.Traditional mode deficiency is that at first this mode needs the labor manpower and materials; And need the long cycle could accomplish the evaluation work of a main body, be difficult to satisfy the restriction of quick, the data of magnanimity of internet medicine transaction, no regionality and timeliness and have the requirement that real-time interaction is operated.Credit appraisal is often only carried out to the seller in the secondly general industry, because buyer's quantity is huge, is difficult to carry out effective credit evaluation.
Summary of the invention
The object of the invention is the weak point that overcomes prior art and method; A kind of internet medicine transaction agent credit evaluation system and method thereof are proposed; The present invention can realize the robotization of internet medicine transaction agent credit evaluation, and the dynamic evaluation function of real-time online is provided, and reduces manually-operated.Through dissimilar internets medicine transaction agent is set up different assessment models, calculate internet medicine both parties or credit evaluation score value in many ways immediately, and carry out credit rating, supply the transaction agent reference.
A kind of internet medicine transaction agent credit evaluation system that the present invention proposes; It is characterized in that this system mainly comprises credit model management module, credit INDEX MANAGEMENT module, hierarchical management module, credit grade evaluation module, data memory module, body data grabbing module, information acquisition administration module and main body credit grade release module; This credit grade evaluation module links to each other with body data grabbing module, data memory module, information acquisition administration module and main body credit grade release module respectively, and this data memory module links to each other with the hierarchical management module with credit INDEX MANAGEMENT module, credit model management module respectively again; Credit INDEX MANAGEMENT module also links to each other with credit model management module; The body data grabbing module links to each other with the main body management system through the body data adapter; The information acquisition administration module links to each other with public service platform with its corresponding drug information management platform of public service platform adapter, electronic contract management platform through drug information management platform adapter, electronic contract management platform adapter respectively; Wherein
Credit INDEX MANAGEMENT module is used for increasing, delete, changing the credit index;
Credit INDEX MANAGEMENT module is used for safeguarding the credit evaluation index in the credit model, comprises it is dynamically added or deletion;
Information acquisition module; Being used to the credit grade evaluation module provides the dynamic acquisition of drug information management platform, electronic contract management platform and public service platform related data; The dynamic data that this module is gathered said three platforms is in real time called in each credit evaluation, guarantees the real-time of assessment reference data;
The hierarchical management module is used for the credit rating standard is safeguarded, definition credit evaluation grade;
The body data grabbing module is used for that the drug market principal database grasps body data one by one from the internet through the body data adapter, realizes the data sync of internet drug market body data and credit evaluation body data;
The credit grade evaluation module, the internet medicine transaction agent that is used for being synchronized to native system carries out credit scoring calculating, accomplishes the credit grade assessment;
Data memory module is used for storing internet medicine transaction agent essential information and credit score information and credit rating information through structured database;
Main body credit grade release module is used for periodically medicine transaction agent credit evaluation result in internet is published to internet or third party's system interface.
The technical characterictic of system of the present invention is, comprises following aspect:
The credit evaluation process full automation of one of which, system designs to internet medicine transaction agent specially, and after having set up credit evaluation model and credit appraisal index, need not manual intervention can COMPREHENSIVE CALCULATING go out transaction agent both sides' credit evaluation grade.
Two, obtain the main market players's information through examining, as the object of credit grade assessment;
Obtain medicine information, violation advertising message in violation of rules and regulations, as the credit appraisal reference data;
Obtain in violation of rules and regulations contract information, close rule contract business volume etc. as the credit appraisal data;
Obtain online report information as the credit appraisal data.
Guarantee the authenticity of evaluation object through above method; Guarantee the validity of reference data, guarantee the instantaneity and the deliverability of assessment models.
Technological merit compared with prior art of the present invention:
The present invention can realize credit evaluation process full automation; Liberate hand labour fully; Reduce the influence of human factor to credit evaluation; Increase the authenticity of credit evaluation; Guarantee the validity of reference data; Guarantee the instantaneity and the deliverability of assessment models, internet medicine transaction agent characteristic is carried out the specific aim credit evaluation.
The present invention has remedied existing internet medicine transaction agent credit evaluation imperfection, cost height and the inefficiency drawback has been liberated hand labour, has improved the credit evaluation timeliness.
Description of drawings
Fig. 1 is medicine transaction agent credit evaluation system schematic in internet among the present invention;
Fig. 2 is the method flow diagram of internet medicine transaction agent credit evaluation among the present invention;
Embodiment
Below in conjunction with each accompanying drawing, the present invention is done detailed elaboration.
The internet medicine transaction agent credit evaluation system architecture that the present invention proposes as shown in Figure 1, this system mainly comprises credit model management module, credit INDEX MANAGEMENT module, hierarchical management module, credit grade evaluation module, data memory module, body data grabbing module, information acquisition administration module and main body credit grade release module; This credit grade evaluation module links to each other with body data grabbing module, data memory module, information acquisition administration module and main body credit grade release module respectively, and this data memory module links to each other with the hierarchical management module with credit INDEX MANAGEMENT module, credit model management module respectively again; Credit INDEX MANAGEMENT module also links to each other with credit model management module; The body data grabbing module links to each other with existing main body management system through the body data adapter; The information acquisition administration module links to each other with public service platform with its corresponding existing drug information management platform of public service platform adapter, electronic contract management platform through drug information management platform adapter, electronic contract management platform adapter respectively.
The function of each module and implementation specify respectively as follows:
One, credit INDEX MANAGEMENT module
Credit INDEX MANAGEMENT module is accomplished the maintenance works such as increasing, delete, change to the credit index.The credit index is that internet medicine transaction agent data are analyzed, and excavates the essential information relevant with credit that is ubiquitous, and forms the credit index.The credit index mainly is made up of the market access, operation and market exit credit index and graded index, and the type of each credit index specifies respectively as follows:
1. market access class index: mainly contain: operation license registered capital etc.;
2. operation class index: mainly contain: rule contract business volume etc. is write down, closes in violation medicine information record, violation ad information entry, violation contract information record, online report;
3. market exit class index: mainly contain: manage a type certification and revoke record etc.
The credit index is preserved through data storage module with corresponding scoring rule.
Two, credit model management module
The credit model promptly is the set of overlapping the credit evaluation index that a certain type of internet drug market transaction agent adapts to.Say the corresponding cover credit model of a human subject in principle.Credit evaluation index in the credit model is according to change of market or to being required to change by the assessment main body; Credit INDEX MANAGEMENT module is the credit evaluation index that is used for safeguarding in the credit model, comprises dynamically adding or deletion it.
Relation between the credit index of credit model and correspondence is preserved through data storage module.
Three, information acquisition administration module
Information acquisition is to set up internal interface according to set business rule to follow the operation system relevant with credit evaluation (such as the drug information management platform, electronic contract management platform etc.) swap data, and these data owners will comprise:
1. the violation medicine information of drug information management platform, advertising message in violation of rules and regulations are as the credit appraisal data;
The violation contract information of electronic contract management platform, close rule contract business volume etc. as the credit appraisal data;
3. the online report information of public service platform collection is as the credit appraisal data.
Information acquisition module provides the dynamic acquisition of above three platform related datas for the credit grade evaluation module, and the data that collect are only done assessment reference in the credit grade evaluation module, not the data that storage of collected arrives in native system.So each credit evaluation all can be called the dynamic data that this module is gathered above three platforms in real time, guarantee the real-time of assessment reference data.
Four, hierarchical management module
The hierarchical management module is that the credit rating standard is safeguarded, can define the credit evaluation grade flexibly through this module, and present embodiment can be divided into the main body credit grade 6 grades, is respectively: 0 star, 1 star, 2 stars, 3 stars, 4 stars, 5 stars.Each grade can define the grading standard; Such as; Credit score is 0 to be divided into 0 star; Credit score is 1～200 to be divided into 1 star; Credit score is 201～400 to be divided into 2 stars; Credit score is 401～600 to be divided into 3 stars, and credit score is 601～800 to be divided into 4 stars, and credit score reaches 801～1000 and is decided to be 5 stars.
Five, body data grabbing module
Networking drug market body data grabbing module realizes the data sync of internet drug market body data and credit evaluation body data.Internet drug market body data grabbing module grasps body data by the body data adapter one by one from internet drug market principal database; Concrete implementation procedure is following: the body data grabbing module travels through each bar body data by the body data adapter from internet drug market principal database; From body data, obtaining the main body unique identification is that keyword passes through body data in the data memory module data query storage module with the main body unique identification then; Next bar body data in the traversal networking drug market principal database if data exist, if there is no then current body data is grasped from networking drug market principal database come with and it is deposited in the data memory module.All body data all travel through completion in networking drug market principal database so repeatedly.Trigger the credit grade evaluation module after traversal is accomplished and carry out credit rating.
Six, credit grade evaluation module
The credit grade evaluation module is the nucleus module of native system, and the internet medicine transaction agent of being responsible for being synchronized in the native system carries out credit scoring calculating, accomplishes the credit grade assessment.Implementation: the credit grade evaluation module is obtained an internet medicine transaction agent essential information (abbreviation main information) by data memory module; Obtain the corresponding credit model of type of subject according to the type of subject in the main information by data memory module; Obtain corresponding credit evaluation index of credit model and the corresponding credit scoring rule of index according to the credit model to data memory module; Collect the assessment reference data of three platforms (drug information management platform, electronic contract management platform and public service platform) by the information gathering administration module according to the unique identification in the main information; Calculate the credit scoring of current entity record according to main information numerical value and Integral Rule by following formula then, to the credit rating of credit scoring according to credit rating criterion calculation entity record.Computing formula is following:
Integral and calculating rule=basic score value+(Data Source/(unit coefficient * unit of account)) * unit's score value
Table 1 Integral Rule list structure
Table 2 integral and calculating formula embodiment
Seven, data storage module
Data memory module is stored internet medicine transaction agent essential information and credit score information and credit rating information through structured database; Data memory module can adopt relational database (ORACLE, DB2, MYSQL etc.) or structured document (XML file, band decollator TXT file etc.) to realize; To the additions and deletions of data change operation can pass through database interface (JDBC, ODBC) or structured document analysis program (JDOM etc.) accomplish data manipulation.Data in the data memory module all must be carried out structuring before depositing in; Such as principal name, type of subject, main body industrial and commercial registration information, the main body website information etc. of putting on record; Wherein type of subject must be clear that it will be used for the corresponding credit evaluation model of level evaluation administration module location main body.
Eight, main body credit grade release module
Main body credit grade release module is periodically to be published to medicine transaction agent credit evaluation result in internet on internet or the third party's system interface; Information releasing comprises internet medicine transaction agent essential information and credit evaluation grade, and main body credit grade release module provides according to internet medicine transaction agent essential information inquiry main body credit grade and credit scoring.Implementation: main body credit grade release module through provide the standard interface mode with main body credit rating data issuing to third party system or be published to the internet with the WEB mode, supply the popular inquiry main body situation of putting on record.The concrete realization as follows:
Adopt REST service framework (a kind of lightweight Web Services framework of standard) to realize; Write the GET that provides based on http protocol; POST; What PUT and DELETE method were corresponding obtains main information; Create; The interface of revising and deleting; When the operation system of supervision or monitoring has the main information request to internet drug market main information management system; Initiate the GET request of HTTP; It specifically is main information that URL in the request (unified resource location) identifies, for example: GEThttp: // operation system that marketentity.yaopinzaixian.com/entity/12345 representes to supervise or monitor initiates to be numbered 12345 main information to internet drug market main information management system and obtains request.Lightweight service interface bus, is returned the result from the corresponding main information of main information memory module number of queries according to the numbering among the URL with the XML mode, form is following:
Adopt said system to realize the idiographic flow of internet medicine transaction agent credit estimation method, as shown in Figure 2, specifically may further comprise the steps:
Step 1, internet drug market body data grabbing module grasp an internet drug market body data through the body data adapter and the internet drug market body data that grabs are preserved through the digital data storage module from internet drug market principal database.
Step 2, body data grabbing module judge to also have the body data that does not grasp in the internet drug market principal database, if repeating step 1 continues to grasp, otherwise change step 3;
Step 3, triggering credit grade evaluation module begin one by one the body data in the data data storage module to be carried out credit rating; The credit grade evaluation module obtains a body data from data storage module, obtains the credit scoring rule of the credit evaluation index of corresponding credit model and credit model interaction from data storage module according to the type of subject in the body data;
Step 4, the credit grade evaluation module obtains three platforms (drug information management platform, electronic contract management platform and public service platform) credit evaluation reference data according to the unique identification of body data through the information acquisition administration module;
Step 5, the credit grade evaluation module is according to the credit scoring of credit scoring rule and credit evaluation reference data calculating body data;
Step 6, the credit grade evaluation module is used the credit rating of credit scoring that calculates and the credit rating criterion calculation body data that obtains according to obtaining the credit rating standard from data storage module.
Step 7, the credit grade evaluation module is preserved the credit scoring and the main body credit rating that calculate through data storage module;
Whether step 8, credit grade evaluation module judgment data storage module also have the not body data of grading, if having, repeating step 3 until the body data that has traveled through all data storage modules, changes step 9 to step 7;
Step 9 has traveled through the back and has triggered main body credit grade release module and obtain credit body data (comprising credit rating information) from data storage module and be published on third party's application system or the internet.
So far, internet medicine transaction agent credit rating flow process finishes.
Claims (1)
1. internet medicine transaction agent credit evaluation system; It is characterized in that this system mainly comprises credit model management module, credit INDEX MANAGEMENT module, hierarchical management module, credit grade evaluation module, data memory module, body data grabbing module, information acquisition administration module and main body credit grade release module; This credit grade evaluation module links to each other with body data grabbing module, data memory module, information acquisition administration module and main body credit grade release module respectively, and this data memory module links to each other with the hierarchical management module with credit INDEX MANAGEMENT module, credit model management module respectively again; Credit INDEX MANAGEMENT module also links to each other with credit model management module; The body data grabbing module links to each other with the main body management system through the body data adapter; The information acquisition administration module links to each other with public service platform with its corresponding drug information management platform of public service platform adapter, electronic contract management platform through drug information management platform adapter, electronic contract management platform adapter respectively; Wherein
Credit INDEX MANAGEMENT module is used for increasing, delete, changing the credit index;
Credit INDEX MANAGEMENT module is used for safeguarding the credit evaluation index in the credit model, comprises it is dynamically added or deletion;
Information acquisition module; Being used to the credit grade evaluation module provides the dynamic acquisition of drug information management platform, electronic contract management platform and public service platform related data; The dynamic data that this module is gathered said three platforms is in real time called in each credit evaluation, guarantees the real-time of assessment reference data;
The hierarchical management module is used for the credit rating standard is safeguarded, definition credit evaluation grade;
The body data grabbing module is used for that the drug market principal database grasps body data one by one from the internet through the body data adapter, realizes the data sync of internet drug market body data and credit evaluation body data;
The credit grade evaluation module, the internet medicine transaction agent that is used for being synchronized to native system carries out credit scoring calculating, accomplishes the credit grade assessment;
Data memory module is used for storing internet medicine transaction agent essential information and credit score information and credit rating information through structured database;
Main body credit grade release module is used for periodically medicine transaction agent credit evaluation result in internet is published to internet or third party's system interface.
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Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104574110A (en) * | 2014-12-29 | 2015-04-29 | 张伟平 | Digital credit authentication method |
| CN106127363A (en) * | 2016-06-12 | 2016-11-16 | 腾讯科技（深圳）有限公司 | A kind of user credit appraisal procedure and device |
| CN106599276A (en) * | 2016-12-23 | 2017-04-26 | 深圳市中润四方信息技术有限公司 | Tax-paying credit information query system and method |
| CN106897930A (en) * | 2017-03-03 | 2017-06-27 | 山东浪潮云服务信息科技有限公司 | A kind of method and device of credit evaluation |
| CN107169648A (en) * | 2017-05-10 | 2017-09-15 | 成都衔石科技有限公司 | The management system and method for the credit information of enterprise of construction project bidding link |
| CN109064083A (en) * | 2018-06-28 | 2018-12-21 | 深圳市龙火科技有限公司 | One kind being based on mobile Internet freight logistics management system |
| CN109637635A (en) * | 2018-12-13 | 2019-04-16 | 平安医疗健康管理股份有限公司 | Social security violation detection method, device, equipment and computer storage medium |
| CN110866804A (en) * | 2019-11-05 | 2020-03-06 | 国家电网公司华中分部 | Electric power market main part credit evaluation system |
| WO2020233360A1 (en) * | 2019-05-22 | 2020-11-26 | 深圳壹账通智能科技有限公司 | Method and device for generating product evaluation model |
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2011
- 2011-11-22 CN CN2011103736140A patent/CN102346901A/en active Pending
Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104574110A (en) * | 2014-12-29 | 2015-04-29 | 张伟平 | Digital credit authentication method |
| CN104574110B (en) * | 2014-12-29 | 2018-04-27 | 上海正信方晟资信评估有限公司 | A kind of credit digital authentication method |
| CN106127363A (en) * | 2016-06-12 | 2016-11-16 | 腾讯科技（深圳）有限公司 | A kind of user credit appraisal procedure and device |
| CN106127363B (en) * | 2016-06-12 | 2022-04-15 | 腾讯科技（深圳）有限公司 | User credit assessment method and device |
| CN106599276A (en) * | 2016-12-23 | 2017-04-26 | 深圳市中润四方信息技术有限公司 | Tax-paying credit information query system and method |
| CN106897930A (en) * | 2017-03-03 | 2017-06-27 | 山东浪潮云服务信息科技有限公司 | A kind of method and device of credit evaluation |
| CN107169648A (en) * | 2017-05-10 | 2017-09-15 | 成都衔石科技有限公司 | The management system and method for the credit information of enterprise of construction project bidding link |
| CN109064083A (en) * | 2018-06-28 | 2018-12-21 | 深圳市龙火科技有限公司 | One kind being based on mobile Internet freight logistics management system |
| CN109637635A (en) * | 2018-12-13 | 2019-04-16 | 平安医疗健康管理股份有限公司 | Social security violation detection method, device, equipment and computer storage medium |
| WO2020233360A1 (en) * | 2019-05-22 | 2020-11-26 | 深圳壹账通智能科技有限公司 | Method and device for generating product evaluation model |
| CN110866804A (en) * | 2019-11-05 | 2020-03-06 | 国家电网公司华中分部 | Electric power market main part credit evaluation system |
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Application publication date: 20120208 |