CN102289865A - Method and system for automatically balancing abnormal record of payment card transaction - Google Patents
Method and system for automatically balancing abnormal record of payment card transaction Download PDFInfo
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- CN102289865A CN102289865A CN2011101997926A CN201110199792A CN102289865A CN 102289865 A CN102289865 A CN 102289865A CN 2011101997926 A CN2011101997926 A CN 2011101997926A CN 201110199792 A CN201110199792 A CN 201110199792A CN 102289865 A CN102289865 A CN 102289865A
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Abstract
The embodiment of the invention discloses a method and a system for automatically balancing an abnormal record of payment card transaction and is applicable to the technical field of information. By the method and the system, a machine terminal stores the abnormal record when any one flow which is required by normal transaction fails and transmits the abnormal record to a background in real time in an on-line situation; and during the processing of a transaction record, the background queries the previous transaction record and the subsequent transaction record according to transaction serial numbers and balances the abnormal record and the previous and subsequent abnormal records which are in accordance with conditions according to automatic balancing flow logic to guarantee consistency of the balances of a card and the background. By the invention, the abnormal record of consumption of a payment card such as a central processing unit (CPU) card can be automatically balanced, and frequent card locking operation or account mis-freezing is avoided.
Description
Technical field
The present invention relates to areas of information technology, relate in particular to the automatic flat account method and system of a kind of payment card transaction ash record.
Background technology
Along with various Payment Cards such as CPU are stuck in the extensive popularization of enterprise's small amount payment, various complex environments and some bad use habits cause in the process of exchanges such as payment, the situation of the communicating interrupt between card-reading apparatus and Payment Card often occurs.In case this situation occurs, just be easy to cause the inconsistent of card wallet and backstage wallet, promptly the phenomenon of account injustice takes place.
At above phenomenon, present solution has following two usually:
Lock before the transaction, the ultimate principle that locks before the transaction is to put the pintle hook lock sign before requests transaction, then release after arm's length transaction finishes, any link goes wrong in process of exchange like this, heavily swipe the card or take to be stuck in and carry out flat account on the specialized equipment and handle and get final product, the main problem of this scheme is exactly extra many release links of increase;
Unusual account is freezed, and this quadrat method then is the transaction journal of uploading according to equipment, judges that the difference of blocking interior remaining sum and backstage whether above specifying amount, then is treated to unusually as surpassing, and carries out account automatically and freezes.Need the keeper to carry out carrying out the corresponding processing of thawing after the parameter analysis after account is freezed, the shortcoming of this scheme is: when this unusual time that occurs passes for a long time and more off-line device is arranged, this settlement mechanism then can't move.
Summary of the invention
The purpose of the embodiment of the invention is to solve Payment Card to handle because of various flat accounts of having no progeny in causing unusually concluding the business in process of exchange, write down automatic flat account method and system and propose a kind of payment card transaction ash, automatic flat account operation after realizing concluding the business unusually, need not artificial participation, and the situation of avoiding frequent pintle hook lock operation or account mistake to freeze takes place.
In order to reach the foregoing invention purpose, the automatic flat account method of a kind of payment card transaction ash record that the embodiment of the invention proposes is achieved through the following technical solutions:
The automatic flat account method of a kind of payment card transaction ash record, described method comprises:
S101. transaction record is received on the backstage, reads remaining sum after the transaction and transaction journal number;
S102. judge whether to exist last transaction record,, then change S104 as not existing;
S103. as existing, judge then whether last transaction record is normal recordings, as normally, then change S104, if last transaction record is grey record, judge then whether the remaining sum of this serial number and the remaining sum of last transaction record equate, as equating, then change S104, as unequal, then last transaction record is just being dashed, changeing S104;
S104. judge whether to exist a back transaction record,, judge then whether a back transaction record is normal recordings, is normal recordings as a back transaction record, then changes S105, is grey record as a back transaction record, and then flat account is finished as existing;
S105. judge whether this transaction record is normal recordings, is normal recordings as this transaction record, and then flat account is finished, and is grey record as this transaction record, then changes S106;
S106. judge whether the remaining sum of this serial number and back one remaining sum equate, as equating that then flat account is finished, as unequal, then this transaction record are just being dashed, and flat account is finished.
In order to realize goal of the invention of the present invention, the embodiment of the invention also provides a kind of payment card transaction ash record automatic flat account system, and described system comprises:
The facility terminal is used for Payment Card is carried out Card Reader and transaction operation, when generation is unusual, is recorded as grey record with unusual transaction record takes place, and is uploaded to the backstage;
The backstage is used for carrying out automatic flat account and handling when the described ash record that receives that the facility terminal uploads.
The automatic flat account method and system of a kind of payment card transaction ash record that the embodiment of the invention proposes, make facility terminal grey record of storage when any one required flow process of arm's length transaction is failed, under online situation, pass the backstage in real time back, and the backstage is in handling the transaction record process, according to transaction record before and after the transaction journal number inquiry, according to automatic flat account flow logic, this pen and the qualified ash record of front and back pen are just dashed, guarantee the consistent of card remaining sum and backstage remaining sum, by such mode, realized the automatic flat account of Payment Cards such as CPU card consumption ash record, the situation of having avoided frequent pintle hook lock operation or account mistake to freeze takes place.
Description of drawings
By the description of its exemplary embodiment being carried out below in conjunction with accompanying drawing, the above-mentioned feature and advantage of the present invention will become apparent and understand easily.
Fig. 1 carries out the record of ash record and the schematic flow sheet of uploading for embodiment of the invention facility terminal;
Fig. 2 is the conclude the business logic flow synoptic diagram of the automatic flat account of ash record of embodiment of the invention backstage;
Fig. 3 is the automatic flat account system synoptic diagram of the embodiment of the invention a kind of payment card transaction ash record.
Embodiment
Below in conjunction with accompanying drawing the present invention is described in further detail.
As illustrated in fig. 1 and 2, be the automatic flat account method of the embodiment of the invention a kind of payment card transaction ash record, described method comprises:
S101. transaction record is received on the backstage, reads remaining sum after the transaction and transaction journal number;
S102. judge whether to exist last transaction record,, then change S104 as not existing;
S103. as existing, judge then whether last transaction record is normal recordings, as normally, then change S104, if last transaction record is grey record, judge then whether the remaining sum of this serial number and the remaining sum of last transaction record equate, as equating, then change S104, as unequal, then last transaction record is just being dashed, changeing S104;
S104. judge whether to exist a back transaction record,, judge then whether a back transaction record is normal recordings, is normal recordings as a back transaction record, then changes S105, is grey record as a back transaction record, and then flat account is finished as existing;
S105. judge whether this transaction record is normal recordings, is normal recordings as this transaction record, and then flat account is finished, and is grey record as this transaction record, then changes S106;
S106. judge whether the remaining sum of this serial number and back one remaining sum equate, as equating that then flat account is finished, as unequal, then this transaction record are just being dashed, and flat account is finished.
The automatic flat account method of the embodiment of the invention is handled by the automatic flat account of the unusual transaction of Payment Card such as mechanism solution CPU card of ash record.After finishing process of consumption by Standard Operating Procedure, consume/supplement with money/subsidize the record that comprises Transaction Informations such as card number, time, the consumption amount of money, remaining sum, wallet operation serial number that terminating machine produces automatically, be referred to as normal recordings.And for not finishing transaction flow, transaction causes transaction to be interrupted midway because of various artificial or environmental impacts, and the self registering Transaction Information of terminating machine this moment is referred to as grey record.
The situation that produces the ash record comprises: remove abnormal conditions such as card, device looses power, wireless signal interference in the process of exchange.Owing to when the terminal transaction write-back, need the regular hour, as long as in this time period, remove card, just may cause the data write-back imperfect, write card crash, write card success but block return message do not receive etc. multiple unusually.The personnel's first that for example holds is placed on card on the charge machine, the operator imports the consumption amount of money and presses acknowledgement key and consume, this moment, the user walked Qana, to cause wallet balances failure in the button card, if the user is placed on induction zone to card again, flow process is then finished automatically, if the operator cancels this transaction by cancel key, charge machine will write down a grey recorded information automatically, and described ash record comprises transaction journal number and transaction back remaining sum at least, and uploads to the backstage when online in real time automatically.
After the backstage receives transaction record, compare reckoning after, carry out flat account, promptly judge whether to be effective record, then the backstage can be carried out flat account and handled, and it is changed into effective record.
The backstage is write down automatic flat account method according to the ash of the embodiment of the invention and carried out automatic flat account and handle, and is as follows:
1. a consumption record is received on the backstage, reads transaction back remaining sum and transaction journal number;
2. judge " whether this card exists last notes record ", if one-time-consumption record before existing, existence then carries out 3, does not exist otherwise carries out 4;
3. whether last notes record is normal recordings, if ash record record then carries out 3.1, if normal recordings then carries out 4;
3.1 if grey record, judge then whether this serial number and remaining sum and last pen equate, if it is do not wait then carry out 3.2, equal then carry out 4;
If 3.2 unequal, automatically last notes record is just being dashed;
4. judge whether this card exists back one notes record, if exist, then carries out 5, does not exist and then carries out 6;
5. judge whether back one notes record is normal recordings, if normal recordings then carries out 5.1, otherwise carries out 6;
5.1 judge whether these notes record is normal recordings,, otherwise carry out 6 if the ash record then carries out 5.2;
It is 5.2 whether this serial number and remaining sum and back one equate, if unequal then carry out 5.3, equal then carry out 6;
5.3 these notes record is just being dashed.
Compare with existing exception record processing mode, the automatic flat account method of a kind of payment card transaction ash record that the embodiment of the invention proposes, make facility terminal grey record of storage when any one required flow process of arm's length transaction is failed, under online situation, pass the backstage in real time back, and the backstage is in handling the transaction record process, according to transaction record before and after the transaction journal number inquiry, according to automatic flat account flow logic, this pen and the qualified ash record of front and back pen are just dashed, guarantee the consistent of card remaining sum and backstage remaining sum, by such mode, realized the automatic flat account of Payment Cards such as CPU card consumption ash record,, the situation of having avoided frequent pintle hook lock operation or account mistake to freeze takes place.
As shown in Figure 3, in order to realize goal of the invention of the present invention, the embodiment of the invention also provides a kind of payment card transaction ash record automatic flat account system, and described system comprises:
The facility terminal is used for Payment Card is carried out Card Reader and transaction operation, when generation is unusual, is recorded as grey record with unusual transaction record takes place, and is uploaded to the backstage;
The backstage is used for carrying out automatic flat account and handling when the described ash record that receives that the facility terminal uploads.
The a plurality of facility terminals of back-stage management, each facility terminal works alone, be used to carry out the Card Reader transaction and the record of transacting business, and with the backstage by network or directly communication link link to each other, the communication link here can be serial ports, parallel port or other data-interface, as long as make facility terminal and backstage be on line state.
Describedly carry out logic flow that automatic flat account handles as shown in Figure 2, give unnecessary details no longer one by one here.
Compare with existing exception record processing mode, a kind of pair of automatic flat account system of card transaction ash record that the embodiment of the invention proposes, make facility terminal grey record of storage when any one required flow process of arm's length transaction is failed, under online situation, pass the backstage in real time back, and the backstage is in handling the transaction record process, according to transaction record before and after the transaction journal number inquiry, according to automatic flat account flow logic, this pen and the qualified ash record of front and back pen are just dashed, guarantee the consistent of card remaining sum and backstage remaining sum, by such mode, realized the automatic flat account of Payment Cards such as CPU card consumption ash record,, the situation of having avoided frequent pintle hook lock operation or account mistake to freeze takes place.
One of ordinary skill in the art of the present invention are appreciated that; the above embodiment of the present invention only is one of the preferred embodiments of the present invention; be the length restriction; here can not all embodiments of particularize; any enforcement that can embody claim technical scheme of the present invention is all in protection scope of the present invention.
It should be noted that; above content is to further describing that the present invention did in conjunction with concrete embodiment; can not assert that the specific embodiment of the present invention only limits to this; under above-mentioned guidance of the present invention; those skilled in the art can carry out various improvement and distortion on the basis of the foregoing description, and these improvement or distortion drop in protection scope of the present invention.
Claims (6)
1. a payment card transaction ash writes down automatic flat account method, it is characterized in that described method comprises:
S101. transaction record is received on the backstage, reads remaining sum after the transaction and transaction journal number;
S102. judge whether to exist last transaction record,, then change S104 as not existing;
S103. as existing, judge then whether last transaction record is normal recordings, as normally, then change S104, if last transaction record is grey record, judge then whether the remaining sum of this serial number and the remaining sum of last transaction record equate, as equating, then change S104, as unequal, then last transaction record is just being dashed, changeing S104;
S104. judge whether to exist a back transaction record,, judge then whether a back transaction record is normal recordings, is normal recordings as a back transaction record, then changes S105, is grey record as a back transaction record, and then flat account is finished as existing;
S105. judge whether this transaction record is normal recordings, is normal recordings as this transaction record, and then flat account is finished, and is grey record as this transaction record, then changes S106;
S106. judge whether the remaining sum of this serial number and back one remaining sum equate, as equating that then flat account is finished, as unequal, then this transaction record are just being dashed, and flat account is finished.
2. the method for claim 1 is characterized in that, described method also comprises:
When generation is unusual, unusual transaction record will take place and be recorded as grey record in the facility terminal, and be uploaded to the backstage when online.
3. method as claimed in claim 2 is characterized in that, described ash record comprises transaction journal number and transaction back remaining sum.
4. a payment card transaction ash writes down automatic flat account system, it is characterized in that described system comprises:
The facility terminal is used for Payment Card is carried out Card Reader and transaction operation, when generation is unusual, is recorded as grey record with unusual transaction record takes place, and is uploaded to the backstage;
The backstage is used for carrying out automatic flat account and handling when the described ash record that receives that the facility terminal uploads.
5. system as claimed in claim 4 is characterized in that, described ash record comprises transaction journal number and transaction back remaining sum.
6. system as claimed in claim 5 is characterized in that, disposal route such as any described method of claim 1 to 3 that described automatic flat account is handled.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011101997926A CN102289865A (en) | 2011-07-16 | 2011-07-16 | Method and system for automatically balancing abnormal record of payment card transaction |
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| CN2011101997926A CN102289865A (en) | 2011-07-16 | 2011-07-16 | Method and system for automatically balancing abnormal record of payment card transaction |
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| CN2011101997926A Pending CN102289865A (en) | 2011-07-16 | 2011-07-16 | Method and system for automatically balancing abnormal record of payment card transaction |
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Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102831735A (en) * | 2012-07-25 | 2012-12-19 | 北京数码视讯软件技术发展有限公司 | On-air credit-for-load control device, control method and on-air credit-for-load system and user terminal |
| CN103489099A (en) * | 2013-09-24 | 2014-01-01 | 招商银行股份有限公司 | Electronic cash liquidation method and device |
| CN105869270A (en) * | 2016-03-25 | 2016-08-17 | 深圳怡化电脑股份有限公司 | Method and device for verifying money outgoing |
| CN106327220A (en) * | 2016-08-31 | 2017-01-11 | 无锡雅座在线科技发展有限公司 | Abnormal account determination method and device |
| CN106529939A (en) * | 2016-08-31 | 2017-03-22 | 江苏鸿信系统集成有限公司 | Payment card transaction payment arrival recording system |
| CN108537526A (en) * | 2018-03-21 | 2018-09-14 | 中国银行股份有限公司 | Account trading processing method and system |
| CN108596610A (en) * | 2018-02-11 | 2018-09-28 | 广东岭南通股份有限公司 | A kind of data check method of traffic all-purpose card |
| CN109508988A (en) * | 2018-12-28 | 2019-03-22 | 广东铭鸿数据有限公司 | A kind of confirmation method and device of transaction record validity |
| CN109741163A (en) * | 2018-09-07 | 2019-05-10 | 网联清算有限公司 | Account data consistency management method, device and storage medium |
| CN111738733A (en) * | 2020-06-17 | 2020-10-02 | 中国工商银行股份有限公司 | Method and device for processing suspicious account operation |
| CN112185031A (en) * | 2020-09-18 | 2021-01-05 | 广州市贺氏办公设备有限公司 | Method, system, device and medium for processing abnormal data of consumer machine |
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2011
- 2011-07-16 CN CN2011101997926A patent/CN102289865A/en active Pending
Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102831735B (en) * | 2012-07-25 | 2015-06-17 | 北京数码视讯软件技术发展有限公司 | On-air credit-for-load control device, control method and on-air credit-for-load system and user terminal |
| CN102831735A (en) * | 2012-07-25 | 2012-12-19 | 北京数码视讯软件技术发展有限公司 | On-air credit-for-load control device, control method and on-air credit-for-load system and user terminal |
| CN103489099A (en) * | 2013-09-24 | 2014-01-01 | 招商银行股份有限公司 | Electronic cash liquidation method and device |
| CN105869270B (en) * | 2016-03-25 | 2019-02-01 | 深圳怡化电脑股份有限公司 | A kind of method and device for verifying note output |
| CN105869270A (en) * | 2016-03-25 | 2016-08-17 | 深圳怡化电脑股份有限公司 | Method and device for verifying money outgoing |
| CN106327220A (en) * | 2016-08-31 | 2017-01-11 | 无锡雅座在线科技发展有限公司 | Abnormal account determination method and device |
| CN106529939A (en) * | 2016-08-31 | 2017-03-22 | 江苏鸿信系统集成有限公司 | Payment card transaction payment arrival recording system |
| CN108596610A (en) * | 2018-02-11 | 2018-09-28 | 广东岭南通股份有限公司 | A kind of data check method of traffic all-purpose card |
| CN108537526A (en) * | 2018-03-21 | 2018-09-14 | 中国银行股份有限公司 | Account trading processing method and system |
| CN109741163A (en) * | 2018-09-07 | 2019-05-10 | 网联清算有限公司 | Account data consistency management method, device and storage medium |
| CN109741163B (en) * | 2018-09-07 | 2021-05-28 | 网联清算有限公司 | Account data consistency management method and device and storage medium |
| CN109508988A (en) * | 2018-12-28 | 2019-03-22 | 广东铭鸿数据有限公司 | A kind of confirmation method and device of transaction record validity |
| CN111738733A (en) * | 2020-06-17 | 2020-10-02 | 中国工商银行股份有限公司 | Method and device for processing suspicious account operation |
| CN111738733B (en) * | 2020-06-17 | 2024-02-20 | 中国工商银行股份有限公司 | Method and device for processing suspicious account operation |
| CN112185031A (en) * | 2020-09-18 | 2021-01-05 | 广州市贺氏办公设备有限公司 | Method, system, device and medium for processing abnormal data of consumer machine |
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Application publication date: 20111221 |