CN102243750A - Device, method and business system for account information storage - Google Patents
Device, method and business system for account information storage Download PDFInfo
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- CN102243750A CN102243750A CN2011101411125A CN201110141112A CN102243750A CN 102243750 A CN102243750 A CN 102243750A CN 2011101411125 A CN2011101411125 A CN 2011101411125A CN 201110141112 A CN201110141112 A CN 201110141112A CN 102243750 A CN102243750 A CN 102243750A
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- accounts information
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- portable terminal
- card
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Abstract
The invention provides a device, method and business system for account information storage. The device for account information storage comprises: a storage module, a communication module, a control module and a power module, wherein the storage module is used for storing the account information of a card; the communication module is used for communication with an audio port of a mobile terminal; the control module is used for sending the account information to the mobile terminal in response to the reading instruction information received by the communication module; and the power module is used for supplying power for the device for account information storage. The device, method and business system for account information storage provided by the invention can conveniently provide the account information of the card for the mobile terminal in a manner of high compatibility.
Description
Technical field
The present invention relates to data processing field, relate in particular to accounts information memory device, method and operation system.
Background technology
Along with the continuous development of science and technology, occurred more and more being used to carrying out the card that different business is handled, and various cards the more business support of diversification is provided.Every card has the number of the account of the unique appointment of card sending mechanism, and stores and the unique corresponding accounts information of this number of the account, for example magnetic track information of card on every card.In order to ensure the legitimacy and the validity of carrying out business transaction based on card; when utilizing card to conclude the business; need accounts information together with some other authorization information; the for example number of the account of card and password etc.; be sent to the remote server of card sending mechanism; the validity and the legitimacy of this business transaction being confirmed by remote server, and when confirm by the time finish transaction.
Portable terminal is a kind of terminal device very commonly used, mobile phone for example, so utilize portable terminal obtain card accounts information, finish safety certification, thereby the financial business that can finish user's appointment convenient, fast and safely is very important, but the equipment of the accounts information of card can be provided to portable terminal at present easily.
Summary of the invention
The invention provides accounts information memory device, method and operation system, provide the accounts information of card to portable terminal in order to realize convenient and highly compatible ground.
The invention provides a kind of accounts information memory device, comprising:
Memory module is used for the accounts information of memory card;
Communication module is used for communicating with the audio port of portable terminal;
Control module is used for sending described accounts information in response to the reading command information that receives by described communication module to described portable terminal;
Power module is used for powering to the accounts information memory device.
According to a further aspect in the invention, also provide a kind of accounts information storage means, comprising:
The communication module of accounts information memory device and the audio port of portable terminal communicate;
The control module of accounts information memory device sends described accounts information in response to the reading command information that receives by described communication module to described portable terminal, and the memory module of wherein said accounts information memory device is used for the accounts information of memory card.
In accordance with a further aspect of the present invention, also provide a kind of operation system, comprise accounts information memory device provided by the invention, with the portable terminal that is connected with described accounts information memory device by audio port.
According to accounts information memory device of the present invention, method and operation system, because the communication module of accounts information memory device and the audio port of portable terminal communicate, and the command information that the control module of accounts information memory device sends in response to the portable terminal that receives from communication module is carried out and is write and/or read operation, so can provide required accounts information to the user quickly and easily.And owing to all dispose audio port on the portable terminal, thus the account information storage means can be applied to any portable terminal, and have good compatibility between the portable terminal.
Description of drawings
Fig. 1 is the structural representation of accounts information memory device of the present invention.
Fig. 2 is the schematic flow sheet of accounts information storage means of the present invention.
Fig. 3 is the configuration diagram of operation system of the present invention.
Embodiment
For making the purpose, technical solutions and advantages of the present invention clearer,, technical scheme of the present invention is clearly and completely described below in conjunction with accompanying drawing.
Fig. 1 is the structural representation of accounts information memory device of the present invention.As shown in Figure 1, the account information storing device comprise memory module 10, communication module 20, control module 30 and power module 40, wherein:
In the present embodiment, portable terminal is specifically as follows equipment such as mobile phone, and card is specifically as follows various magnetic stripe cards, IC-card or radio-frequency card etc., and its related scope of business can be bank card, third party's fiscard, transportation card and campus card etc.
Can preserve the accounts information of one or more card in this memory module 10, wherein, accounts information for example is the magnetic track information of this card, more specifically, for example comprises the card number of card and user's identity information etc. in the magnetic track information.
In the present embodiment, be that mobile phone is that example describes with portable terminal.Particularly, the audio port of mobile phone comprises two kinds of data I/O (I/O) mouth, and a kind of is the Speaker mouth, is used for mobile phone and externally sends data; Another kind is the MIC mouth, is used for mobile phone and receives data from the outside.Communication module 20 comprises and is respectively applied for the interface that the MIC mouth with the Speaker mouth of portable terminal and portable terminal communicates, the communication module 20 that is the accounts information memory device directly is connected with the MIC mouth with the Speaker mouth of portable terminal by data line, to communicate with portable terminal.Because the Speaker mouth transmission of mobile phone is simulating signal with the receivable data-signal of MIC mouth, so this communication module 20 also comprises modulation module and demodulation module, wherein, modulation module is used for control module 30 digital signals to the handset audio mouth that provide, to be sent are converted into simulating signal, demodulation module is used for mobile phone is converted into data-signal by the simulating signal that audio port sends over, and is sent to control module 30 then.
In the present embodiment, preset business application in the mobile phone, this business application is not when changing the original function of portable terminal, can be behind mobile phone power-on, the service lists of selecting for the user is provided to mobile phone, with the bank card is example, and included type can comprise and transfers accounts, consumes, refunds and pay the fees etc. in this service lists.After the user had selected each type of service in this service lists, portable terminal sent the tabulation reading command by the Speaker mouth to the communication module 20 of accounts information memory device.Communication module 20 is sent to control module 30 with the tabulation reading command that is received, the tabulation of whole accounts informations is provided or satisfies the tabulation of the accounts information of predetermined condition to mobile phone via communication module 20 in response to this tabulation reading command by control module 30, it is shown to the user on mobile phone screen by mobile phone.More specifically, the tabulation of accounts information for example is the tabulation of the card number of each accounts information correspondence, be portable terminal after sending the tabulation reading command, for example can obtain whole card numbers tabulations in the accounts information memory device or user for the card number tabulation of certain designated user etc.
After the user obtains the account tabulation, can select arbitrary account wherein, after mobile phone receives user's selection information, send destiny account information reading command via the Speaker mouth to the communication module 20 of accounts information memory device, after communication module 20 receives this destiny account information reading command, this destiny account information reading command is sent to control module 30, to read the accounts information corresponding and it is back to mobile phone from memory module 10 in response to this destiny account information reading command with this destiny account information by control module 30.
In addition, control module also can be used for writing described accounts information in response to the command information that writes that receives by communication module 20 to described memory module, for example mobile phone obtains the accounts information of corresponding card from a card-reading apparatus, the accounts information that is obtained is sent to remote server to be verified, remote server is if confirm account information conforms pre-defined rule, then send authentication success message to portable terminal, after portable terminal receives this authentication success message, the command information that writes of account information is carried in communication module 20 transmissions to the accounts information memory device, the command information that writes that communication module 20 will receive is sent to control module 30, and control module 30 writes command information in response to this its accounts information that carries is written in the memory module 10.Wherein, pre-defined rule for example for the account information whether be the account etc. of specifying card sending mechanism.And above-mentioned card-reading apparatus is the POS machine that independently is arranged on accounts information memory device outside, also can be the integrated card reading module that is arranged on the accounts information memory device.
In the present embodiment, power module 40 is connected with memory module 10, communication module 20 and control module 30 respectively, respectively these three modules are powered.
Though in the accounts information memory device of the foregoing description, only control module is received reading command information and writes command information from portable terminal by communication module and be illustrated, but it should be appreciated by those skilled in the art that multinomial other control informations that this control module also can mobile terminal receive sends are also carried out corresponding operation in response to this control information.For example portable terminal sends to the accounts information memory device and is used to inquire about the Query Information of the current accounts information quantity of storing of this memory device, then control module can be carried out the accounts information quantity statistics in response to this Query Information, and statistics is returned to portable terminal.
Accounts information memory device according to the foregoing description, because the audio port of communication module and portable terminal communicates, and the command information that control module sends in response to the portable terminal that receives from communication module is carried out and is write and/or read operation, so can provide required accounts information to the user quickly and easily.And, since portable terminal on all dispose audio port, so the account information storing device and portable terminal between have good compatibility, extremely easy to use.
After portable terminal utilizes the accounts information memory device of the foregoing description to obtain accounts information, also can require the user to input password (if former card has password then to need the user to input password) as required, and, send to remote gateway and handle according to accounts information and password composition business processing message (encryption safe message).After remote gateway receives the business processing message of portable terminal transmission, deciphering is also resolved the back and is obtained user's the accounts information and the password of user's input, verify legal after, the service request of process user, the success back returns success response to portable terminal, if corresponding failure response is then returned in failure.Thereby finished portable terminal and carried out business processing flow based on card.
Further, in the accounts information memory device of the foregoing description, also comprise:
Card reading module is used for reading described accounts information from the card that stores described accounts information, and is sent to described portable terminal by described communication module.
In the present embodiment, in the accounts information memory device card-reading apparatus can integratedly be set, the readable card information that goes out card of this card-reading apparatus.
Particularly, when needs are swiped the card storage operation, portable terminal receives the accounts information that card reading module is swiped the card and obtained from communication module, when this jig has password, also need point out the user to input corresponding password, portable terminal closes the card information message identifying with accounts information and password composition, sends to the remote gateway checking.Behind the card information message identifying that the remote gateway mobile terminal receive sends, accounts information in this card information message identifying and password are carried out the legitimacy authentication, and when authentication is passed through, card information is formed accounts information by specified format return to portable terminal.Portable terminal sends to the accounts information memory device with accounts information, by the accounts information memory device it is stored in the memory module.
Further, in the accounts information memory device of the foregoing description, described power module comprises:
The power acquisition unit is used for obtaining electric power from described portable terminal, to power to described memory device;
Or built-in power supply unit, be used for powering to described memory device by built-in power.
In the present embodiment, the power acquisition unit can obtain electric power from portable terminal by the audio port of portable terminal.Particularly, the Speaker mouth of portable terminal comprises left and right two sound channels, one of them sound channel be used for logical as with the communication interface of communication module, another sound channel can be used for powering to the accounts information memory device.And when the accounts information memory device of the foregoing description adopted the built-in power power supply, built-in power for example was button cell, common batteries and solar cell etc.
Further, in the accounts information memory device of the foregoing description, the audio port of portable terminal can be any audio port of the prior art, for example comprises 3.5mm audio port, 2.5mm audio port or USB audio port.
Further, in the accounts information memory device of the foregoing description, also comprise the encryption and decryption module, the described accounts information that is used for the described portable terminal transmission of subtend is encrypted, and the enciphered message that receives from described portable terminal is decrypted.
Wherein, this encryption and decryption module can independently be arranged in the accounts information memory device, also can with the integrated setting of arbitrary module in memory module, communication module or the control module.By this encryption and decryption module is set, can realize the account information storing device with portable terminal between to communicate by letter be that ciphertext is communicated by letter, thereby improve security.
Further, in the accounts information memory device of the foregoing description, memory module is a safety chip.
Particularly, the account, information storing device can adopt safety chip of the prior art to come storage accounts information as memory module, thereby the accounts information of guaranteeing to be stored in this safety chip only can be read by legal in response to the command information of portable terminal, can do not read, further improve the security of account information storing device by any other illegal modes.
Fig. 2 is the schematic flow sheet of accounts information storage means of the present invention.As shown in Figure 2, this method may further comprise the steps:
Step S1, the communication module of accounts information memory device and the audio port of portable terminal communicate;
Step S2, the control module of accounts information memory device writes described accounts information in response to the command information that writes that receives by described communication module to described memory module, and/or sending described accounts information to described portable terminal in response to the reading command information that receives by described communication module, wherein said memory module is used for the accounts information of memory card.
The accounts information storage means of present embodiment can adopt the accounts information memory storage of previous embodiment to carry out, so idiographic flow repeats no more herein.
Accounts information storage means according to the foregoing description, because the audio port of communication module and portable terminal communicates, and the command information that control module sends in response to the portable terminal that receives from communication module is carried out and is write and/or read operation, so can provide required accounts information to the user quickly and easily.And owing to all dispose audio port on the portable terminal, thus the account information storage means can be applied to any portable terminal, and have good compatibility between the portable terminal.
Further, in the accounts information storage means of the foregoing description, also comprise:
The control module of accounts information memory device writes described accounts information in response to the command information that writes that receives by described communication module to described memory module.
Further, in the accounts information storage means of the foregoing description, also comprise:
The card reading module of accounts information memory device reads described accounts information from the card that stores described accounts information, and is sent to described portable terminal by described communication module.
Further, in the accounts information storage means of the foregoing description, also comprise:
Power module obtains electric power from described portable terminal, to power to described accounts information memory device.
Further, in the accounts information storage means of the foregoing description, the audio port of described portable terminal comprises 3.5mm audio port, 2.5mm audio port or USB audio port.
Further, in the accounts information storage means of the foregoing description, also comprise:
The described accounts information that the described portable terminal of the encryption and decryption module subtend of accounts information memory device sends is encrypted, and the enciphered message that receives from described portable terminal is decrypted.
Further, in the accounts information storage means of the foregoing description, memory module is a safety chip.
Fig. 3 is the configuration diagram of operation system of the present invention.As shown in Figure 3, the account information storage system comprise the accounts information memory device and the portable terminal of the foregoing description, wherein portable terminal is connected with the accounts information memory device by audio port.
According to the operation system of the foregoing description, can obtain easily card accounts information, finish safety certification, thereby can finish the financial business of carrying out of user's appointment convenient, fast and safely.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (15)
1. an accounts information memory device is characterized in that, comprising:
Memory module is used for the accounts information of memory card;
Communication module is used for communicating with the audio port of portable terminal;
Control module is used for sending described accounts information in response to the reading command information that receives by described communication module to described portable terminal;
Power module is used for powering to the accounts information memory device.
2. accounts information memory device according to claim 1 is characterized in that, described control module also is used for writing described accounts information in response to the command information that writes that receives by described communication module to described memory module.
3. accounts information memory device according to claim 2 is characterized in that, also comprises:
Card reading module is used for reading described accounts information from the card that stores described accounts information, and is sent to described portable terminal by described communication module.
4. according to the arbitrary described accounts information memory device of claim 1 to 3, it is characterized in that described power module comprises:
The power acquisition unit is used for obtaining electric power from described portable terminal, to power to the accounts information memory device;
Or built-in power supply unit, be used for powering to described memory device by built-in power.
5. according to the arbitrary described accounts information memory device of claim 1 to 3, it is characterized in that the audio port of described portable terminal comprises 3.5mm audio port, 2.5mm audio port or USB audio port.
6. according to the arbitrary described accounts information memory device of claim 1 to 3, it is characterized in that, also comprise:
The encryption and decryption module, the described accounts information that is used for the described portable terminal transmission of subtend is encrypted, and the enciphered message that receives from described portable terminal is decrypted.
7. according to the arbitrary described accounts information memory device of claim 1 to 3, it is characterized in that described memory module is a safety chip.
8. an accounts information storage means is characterized in that, comprising:
The communication module of accounts information memory device and the audio port of portable terminal communicate;
The control module of accounts information memory device sends described accounts information in response to the reading command information that receives by described communication module to described portable terminal, and the memory module of wherein said accounts information memory device is used for the accounts information of memory card.
9. accounts information storage means according to claim 8 is characterized in that, also comprises:
The control module of accounts information memory device writes described accounts information in response to the command information that writes that receives by described communication module to described memory module.
10. accounts information storage means according to claim 9 is characterized in that, also comprises:
The card reading module of accounts information memory device reads described accounts information from the card that stores described accounts information, and is sent to described portable terminal by described communication module.
11. to 10 arbitrary described accounts information storage meanss, it is characterized in that according to Claim 8, also comprise:
Power module obtains electric power from described portable terminal, to power to described accounts information memory device.
12. to 10 arbitrary described accounts information storage meanss, it is characterized in that the audio port of described portable terminal comprises 3.5mm audio port, 2.5mm audio port or USB audio port according to Claim 8.
13. to 10 arbitrary described accounts information storage meanss, it is characterized in that according to Claim 8, also comprise:
The described accounts information that the described portable terminal of the encryption and decryption module subtend of accounts information memory device sends is encrypted, and the enciphered message that receives from described portable terminal is decrypted.
14. to 10 arbitrary described accounts information storage meanss, it is characterized in that described memory module is a safety chip according to Claim 8.
15. an operation system is characterized in that, comprises as the arbitrary described accounts information memory device of claim 1 to 7, with the portable terminal that is connected with described accounts information memory device by audio port.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011101411125A CN102243750A (en) | 2011-05-27 | 2011-05-27 | Device, method and business system for account information storage |
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| Application Number | Priority Date | Filing Date | Title |
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| CN2011101411125A CN102243750A (en) | 2011-05-27 | 2011-05-27 | Device, method and business system for account information storage |
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| CN2011101411125A Pending CN102243750A (en) | 2011-05-27 | 2011-05-27 | Device, method and business system for account information storage |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104156639A (en) * | 2014-08-06 | 2014-11-19 | 广东欧珀移动通信有限公司 | Method and device for opening application program through two-dimension code and intelligent terminal |
| CN106326790A (en) * | 2015-06-30 | 2017-01-11 | 国民技术股份有限公司 | Account verification device and method |
-
2011
- 2011-05-27 CN CN2011101411125A patent/CN102243750A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104156639A (en) * | 2014-08-06 | 2014-11-19 | 广东欧珀移动通信有限公司 | Method and device for opening application program through two-dimension code and intelligent terminal |
| CN106326790A (en) * | 2015-06-30 | 2017-01-11 | 国民技术股份有限公司 | Account verification device and method |
| CN106326790B (en) * | 2015-06-30 | 2024-03-01 | 国民技术股份有限公司 | Account verification device and method |
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Application publication date: 20111116 |