CN102222290A - Universal payment platform - Google Patents
Universal payment platform Download PDFInfo
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- CN102222290A CN102222290A CN2010101460894A CN201010146089A CN102222290A CN 102222290 A CN102222290 A CN 102222290A CN 2010101460894 A CN2010101460894 A CN 2010101460894A CN 201010146089 A CN201010146089 A CN 201010146089A CN 102222290 A CN102222290 A CN 102222290A
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Abstract
The invention provides a universal payment platform which is a third party payment platform comprising a plurality of payment services of a third party payment platform. The universal payment platform comprises four systems: a payment request system, a payment system, an intermediary system and a feedback system. When a consumer pays money to the universal payment platform, the universal payment platform pays equal money to an account of other third party payment platform which the consumer needs. The result of the above procedure is the same as the result of a procedure that the consumer uses an account of other third party payment platform to pay money. Thus the purpose that the consumer uses a payment service of other third party payment platforms directly is achieved. The payment inconvenience of a consumer using a plurality of websites or platforms to shopping is substantially minimized to provide more convenient and comfortable network shopping and third party payment experience for the consumer.
Description
This is a kind of third party's payment platform that can comprise the payment services of multiple third party's payment platform for a technical field.It relates to developing a kind ofly supports multiple third party's payment platform to pay third party's payment platform of automatic mediating function, can allow the user only use a kind of payment platform, just can carry out the payment services of multiple third party's payment platform, obtain to be equal to the effect of paying with a certain third party's payment platform wherein.Omnipotent payment platform can replace third party's payment platform of existing limitation, for the consumer provides shopping at network more easily and third party's payment services, reduce the trouble that the consumer carries out shopping at network and payment, be reduced in a plurality of websites or platform and carry out the loaded down with trivial details of shopping at network and payment.
Background technology is present, and known third party's payment platform provides very the payment services of limitation, and third party's payment platform that the consumer uses only provides payment services between the account to the website supported and third party's payment platform self inside.Its computer payment system only provides payment function, and in the payment services scope that only provides at third party's payment platform.In the existing platform that third party's payment services are provided, when can not allow the user use third party's payment platform bill payment, direct payment is given the account of other third party's payment platforms and the automatic mediating function of payment of the website that other third party's payment platform supports are paid.The consumer uses the service of other third party's payment platform if desired in other words, he needs to login earlier other third party's payment platform at least, could obtain, if do not have fund in the account of other third party's payment platforms, the consumer also needs to charge into fund for earlier the account of other third party's payment platforms.And the service that the consumer uses other third party's payment platforms of payment funding in present third party's payment platform account to support if desired, he also needs the bank account of withdrawing deposit of the fund in present third party's payment platform account, and then fund is filled in the account of other third party's payment platforms and just can use.The function of the service payment that provides for other third party's payment platforms can not be provided when using a kind of the 3rd payment platform directly the consumer.
Summary of the invention is for the service limitation that overcomes existing third party's payment platform and allow the consumer obtain using the function of the service payment that third party's payment platform directly provides for multiple other third party's payment platforms, the invention provides third party's payment platform that a kind of third party's of support payment platform is paid automatic mediating function.This payment platform can not only allow website that consumer's acquisition itself supports and the payment services between self inner account, can also allow the consumer obtain directly to use the payment services of other multiple third party's payment platforms, can significantly reduce the consumer in a plurality of websites or platform carry out the loaded down with trivial details of shopping at network and payment, pay experience for the consumer provides more convenient more comfortable shopping at network and third party.
The omnipotent payment platform of embodiment is made up of four systems: Payment Request System, payment system, intermediary system, feedback system.Payment Request System obtains consumer's payment request information and judges other third party's payment platforms of its required use; Payment system is third party's payment platform, obtains the fund of consumer payment; Intermediary system comprises the account of multiple other the 3rd payment platforms, obtain the consumer's of payment system payment information, the payment funding of single-candidate is given the account of other multiple third party's payment platforms of consumer wants by the account of these other third party's payment platforms; Feedback system obtains intermediary system and feeds back to the consumer to the payment information of other third party's payment platforms and with the result.When consumer wants uses omnipotent payment platform, third party's payment platform of required use is at first judged by system according to consumer's solicited message, point out the consumer to pay the bill then, obtain the fund of consumer payment in payment system after, the account of giving corresponding other third party's payment platforms with the payment funding of single-candidate by intermediary system, and the payment information of other third party's payment platforms is fed back to the consumer by feedback system.When the consumer gives omnipotent payment platform with payment funding, omnipotent payment platform is about to the account of the payment funding of single-candidate to other third party's payment platforms of consumer wants, it is the same that this result and consumer oneself uses the bill payment fund of other third party's payment platforms, reached the purpose that allows the consumer obtain directly to use the payment services of other multiple third party's payment platforms, significantly reduce the consumer in a plurality of websites or platform carry out the loaded down with trivial details of shopping at network and when payment, pay experience for the consumer provides more convenient more comfortable shopping at network and third party.
Claims (3)
1. this is a kind of third party's payment platform that can comprise the payment services of multiple third party's payment platform, it is characterized in that: this is a kind ofly to support multiple third party's payment platform to pay third party's payment platform of automatic mediating function, can allow the user only use a kind of payment platform, just can carry out the payment services of multiple third party's payment platform, obtain to be equal to the effect of paying with a certain third party's payment platform wherein.Omnipotent payment platform is made up of four systems: Payment Request System, payment system, intermediary system, feedback system.
2. the principle of work that this third party's payment platform that can comprise the payment services of multiple third party's payment platform is adopted, it is characterized in that: when the consumer gives omnipotent payment platform with payment funding, omnipotent payment platform is about to the account of the payment funding of single-candidate to other third party's payment platforms of consumer wants, it is the same that this result and consumer oneself uses the bill payment fund of other third party's payment platforms, has reached the purpose that allows the consumer obtain directly to use the payment services of other multiple third party's payment platforms.
3. the intermediary system that this third party's payment platform that can comprise the payment services of multiple third party's payment platform is adopted, it is characterized in that: the account that comprises multiple other the 3rd payment platforms, obtain the consumer's of payment system payment information, the payment funding of single-candidate is given the account of other multiple third party's payment platforms of consumer wants by the account of these other third party's payment platforms.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010101460894A CN102222290A (en) | 2010-04-13 | 2010-04-13 | Universal payment platform |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010101460894A CN102222290A (en) | 2010-04-13 | 2010-04-13 | Universal payment platform |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN102222290A true CN102222290A (en) | 2011-10-19 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010101460894A Pending CN102222290A (en) | 2010-04-13 | 2010-04-13 | Universal payment platform |
Country Status (1)
| Country | Link |
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| CN (1) | CN102222290A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106303125A (en) * | 2015-06-03 | 2017-01-04 | 腾讯科技（深圳）有限公司 | Automated refill system, method and device |
| CN106372872A (en) * | 2016-08-29 | 2017-02-01 | 深圳市爱贝信息技术有限公司 | Payment account number group management method and system |
| CN106557917A (en) * | 2016-10-31 | 2017-04-05 | 腾讯科技（深圳）有限公司 | Information processing method, device and the information processing platform |
| CN109191091A (en) * | 2018-08-07 | 2019-01-11 | 韶关市武江区高骅金属科技服务中心 | A kind of novel intelligent electronics universal payment system |
-
2010
- 2010-04-13 CN CN2010101460894A patent/CN102222290A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106303125A (en) * | 2015-06-03 | 2017-01-04 | 腾讯科技（深圳）有限公司 | Automated refill system, method and device |
| CN106372872A (en) * | 2016-08-29 | 2017-02-01 | 深圳市爱贝信息技术有限公司 | Payment account number group management method and system |
| CN106557917A (en) * | 2016-10-31 | 2017-04-05 | 腾讯科技（深圳）有限公司 | Information processing method, device and the information processing platform |
| CN106557917B (en) * | 2016-10-31 | 2020-04-03 | 腾讯科技（深圳）有限公司 | Information processing method and device and information processing platform |
| CN109191091A (en) * | 2018-08-07 | 2019-01-11 | 韶关市武江区高骅金属科技服务中心 | A kind of novel intelligent electronics universal payment system |
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Application publication date: 20111019 |