CN102063681A - Information terminal for group purchase, terminal server, system containing same and method - Google Patents

Abstract

The invention relates to an information terminal for group purchase, a terminal server, a system containing the same and a method. The terminal server comprises a storage device, a receiving device and a transmitting device, wherein the storage device stores a plurality of projects; the receiving device receives request information containing project identifiers from a first server; the transmitting device sends corresponding project information to the first server; the receiving device also receives first acknowledgment information from the first server, the transmitting device also transmits the first acknowledgment information to a second server, the receiving device also receives second acknowledgment information from the second server, the transmitting device also transmits the second acknowledgment information to the first server, and the receiving device also receives project update information and project key information update information from the second server; and the transmitting device also transmits the project update information used by the terminal and the project key information update information used by the terminal to the information terminal. According to the invention, a user can be associated with the commodity to be purchased for safe payment to purchase the desired commodity without surfing the Internet or paying on line.

Description

The information terminal that is used to purchase by group, terminal server, comprise its system and method

Technical field

The present invention relates to information terminal, terminal server, comprise the system of information terminal and/or terminal server and relevant method.

Especially, the present invention commodity purchasing and payment aspect of can be applicable to for example purchase by group.

Background technology

In recent years, along with the development of Internet technology, shopping online is more and more universal.

According to shopping online mode commonly used at present, the user need obtain the proprietary username and password of user in the shopping website registration via the Internet, utilize this username and password to login, commodity on the shopping website are browsed and selected, and carry out online payment by Web bank or online third party's means of payment via the Internet.After paying, shopping website carries out commodity distribution according to the address of user's registration.

(for example also occurred recently at the shopping online of service commodity, " purchasing by group " that Groupon company provides), its flow process is similar to the above-mentioned flow process that is used for tangible goods, be that the user need obtain the proprietary username and password of user in the shopping website registration via the Internet, utilize this username and password to login, service commodity on the shopping website are browsed and selected, and carry out online payment by Web bank or online third party's means of payment via the Internet.Difference is, when the shopping online of carrying out at the service commodity, after the user carries out online payment, need not the dispensing of tangible goods, but can obtain a specific number by network.The user can hold this specific number and go to the businessman of service commodity to consume.The service commodity for example can comprise food and drink, beauty treatment, body-building or the like.

In addition, also has such networked shopping mode, be that the user need obtain the proprietary username and password of user in the shopping website registration via the Internet, utilize this username and password to login, commodity on the shopping website are browsed and selected, and carry out online payment by Web bank or online third party's means of payment via the Internet.After the user carries out online payment, can obtain a specific number by network.The user can hold this specific number and go to businessman to get corresponding goods commodity.

For example, " purchasing by group " shopping mode has appearred in the networked shopping mode as above-mentioned.Provide the renowned company of " purchasing by group " service that Groupon company, handle net, U.S. group net, glutinous rice net or the like are for example arranged at present.

Summary of the invention

The present inventor finds, flow process according to existing shopping online (for example purchasing by group on the line), the user must connect the access to the Internet shopping website, for the equal registration in advance of each shopping website, promptly have own proprietary username and password, and each login is browsed commodity and is placed an order and buys also all necessary this username and password that uses of commodity.If the user do not connect the Internet, do not know shopping website or forget oneself user name or password, then can't order the commodity of wanting.

Payment when in addition, carrying out shopping online also always is an important problem.At present commonly used there is following shortcoming via the mode of the Internet by the online payment of Web bank or online third party's payment.

Be subjected to the threat of internet security via the online payment of the Internet always.Carrying out online payment is accompanied by the bank card key message and reveals to third-party great risk.In addition, be not that all bank cards can both carry out online payment, whether can use the online payment interface also usually to depend on user's computer setting (for example browser is provided with etc.).If bank card can not successfully carry out online payment, then shopping online is had to Halfway Stopping and is failed.

Because a variety of causes can not use online payment to carry out under the situation of shopping online, need carry out the payment of other modes the user, then the payment carried out explicitly beyond the online payment of the commodity how bought with wanting of being seen of user also becomes a problem.

Therefore, according to existing on-line shopping system, the user must stand loaded down with trivial details registration login process so that can browse and buy commodity.

In addition, according to existing on-line shopping system, the user must bear owing to carrying out online payment the bank card key message is revealed to third-party great risk.

In addition, according to existing on-line shopping system,, then might successfully carry out shopping online if user's computer system or bank card are not supported online payment, and the user can't easily carry out online payment payment in addition with the commodity of wanting to buy explicitly.

The present inventor also recognizes, for not surfing the Net, do not know group buying websites or do not have the user of on-line payment ability, the shopping online that for example purchases by group is difficult.

For in addressing the above problem one of at least, the invention provides a kind of terminal server, comprise: the terminal server memory storage, be used to store a plurality of projects, each in described a plurality of projects comprises project information, the distinctive item identifier of this project and project key message; The terminal server receiving trap is used for receiving solicited message from first server, and described request information comprises item identifier; The terminal server dispensing device is used for to the project information of first server transmission with the corresponding project of item identifier that receives; Wherein, described terminal server receiving trap also is used for receiving first confirmation from first server, and, described terminal server dispensing device also is used for described first confirmation is sent to second server, described terminal server receiving trap also is used for receiving second confirmation from described second server, and, described terminal server dispensing device also is used for described second confirmation is sent to described first server, and described terminal server receiving trap also is used for receiving project lastest imformation and project key message lastest imformation from described second server; Described terminal server dispensing device also is used for sending according to the terminal of described project lastest imformation and project key message lastest imformation project lastest imformation and terminal project key message lastest imformation to information terminal.

For in addressing the above problem one of at least, the invention provides a kind of information terminal, comprise: the information terminal memory storage, be used to store a plurality of projects, each in described a plurality of projects comprises project information, the distinctive item identifier of this project and project key message; The information terminal display device is used to show described a plurality of project; The information terminal receiving trap can be from terminal server receiving terminal project lastest imformation and terminal project key message lastest imformation; The information terminal updating device, can utilize terminal to upgrade described a plurality of projects of storing in the described information terminal memory storage with the project lastest imformation, and, utilize described terminal to upgrade the project key message of the projects of storing in the described information terminal memory storage with project key message lastest imformation, wherein, after carrying out above-mentioned renewal, a plurality of projects of described information terminal display device after can display update.

For in addressing the above problem one of at least, the invention provides a kind of terminal system, comprising: for example foregoing information terminal and foregoing terminal server.

For in addressing the above problem one of at least, the invention provides a kind of payment system, comprising: for example foregoing information terminal; And payment terminal, described payment terminal comprises: the payment terminal importation, and the user can import the item of merchandise identifier and the quantity purchase of the item of merchandise that shows on described information terminal display device in described payment terminal importation; The payment terminal dispensing device is used for sending item of merchandise identifier and the quantity purchase of being imported to first server; The payment terminal receiving trap is used for from the descriptive labelling of first server reception item of merchandise corresponding with the item of merchandise identifier of being imported; The payment terminal display part is used to show received descriptive labelling, and the corresponding amount of money of quantity purchase that is used for showing the commodity price that comprises with received descriptive labelling and user's input; Payment mechanism, the user can pass through the shown corresponding amount of money of the amount of money of described payment mechanism Zhi Fuyu.

For in addressing the above problem one of at least, the invention provides a kind of payment and information handling system, comprising: first server; For example foregoing terminal server; For example foregoing payment system, wherein, described first server comprises: the first server receiving trap, be used for receiving solicited message from described payment terminal, described request information comprises item of merchandise identifier and quantity purchase; The first server dispensing device, be used for sending the solicited message that is received to described terminal server, wherein, the described first server receiving trap also is used for receiving from described terminal server the descriptive labelling of the item of merchandise corresponding with described item of merchandise identifier, and, the described first server dispensing device also is used for sending this descriptive labelling to described payment terminal, the described first server receiving trap also is used for receiving payment information from described payment terminal, the described first server dispensing device also is used for sending transfer request according to described payment information to bank, and, the described first server receiving trap also is used for receiving the account transfer object information from bank, the described first server dispensing device also is used for to the payment successful information of described terminal server transmission according to described account transfer object information, and the described first server receiving trap also is used for receiving Transaction Success information from described terminal server, and the described first server dispensing device also is used for sending described Transaction Success information to described payment terminal.

For in addressing the above problem one of at least, the invention provides a kind of transaction and information handling system, comprise second server; For example foregoing payment and information handling system, wherein, described second server comprises: the second server receiving trap, be used for receiving described payment successful information from described terminal server, the second server dispensing device, be used for sending Transaction Success information to described terminal server, wherein, described second server dispensing device also is used for sending project lastest imformation and project key message lastest imformation to described terminal server.

For in addressing the above problem one of at least, the invention provides a kind of payment and information processing method, comprise the steps: to show a plurality of item of merchandise on information terminal, each in described a plurality of item of merchandise comprises the distinctive item of merchandise identifier of descriptive labelling, this item of merchandise and the item of merchandise key message of corresponding commodity item; Payment terminal receives the item of merchandise identifier and the quantity purchase of the item of merchandise that shows of user's input on information terminal; Described payment terminal sends item of merchandise identifier and the quantity purchase of being imported to first server; Described terminal server receives item of merchandise identifier and quantity purchase from described first server; Described terminal server is to the descriptive labelling of first server transmission with the corresponding item of merchandise of item of merchandise identifier that receives; Described payment terminal receives described descriptive labelling from described first server; Described payment terminal shows received descriptive labelling, and the corresponding amount of money of quantity purchase imported of the commodity price that comprises in demonstration and the received descriptive labelling and user; Described payment terminal receives user's payment; Described payment terminal sends payment information to described first server; Described terminal server receives the payment successful information from described first server; Described terminal server sends to second server with described payment successful information; Described terminal server receives Transaction Success information from described second server, described terminal server sends to described first server with described Transaction Success information, described payment terminal receives Transaction Success information from described first server, described payment terminal is printed and is paid successfully with bar, the described payment successfully with comprising described Transaction Success information on the bar, wherein, described payment and information processing method also comprise: described terminal server is to the update request of described second server transmission to the item of merchandise key message; Described terminal server receives item of merchandise key message lastest imformation from described second server; Described terminal server is to the update request of described second server transmission to item of merchandise; Described terminal server receives the item of merchandise lastest imformation from described second server; Described information terminal sends the update request of terminal with the item of merchandise key message to described terminal server; Described information terminal is from described terminal server receiving terminal item of merchandise key message lastest imformation; Described information terminal sends the update request of terminal with item of merchandise to described terminal server; Described information terminal is from described terminal server receiving terminal item of merchandise lastest imformation.

According to information terminal of the present disclosure, terminal server, comprise the system of information terminal and/or terminal server and relevant method, terminal server possesses the item of merchandise key message of item of merchandise that to upgrade from business server and renewal and further the item of merchandise key message of the item of merchandise upgraded and renewal is sent to the function of information terminal, possesses to the relevant information of paying server transmission and commodity price, descriptive labelling simultaneously and transmits the function of paying successful information.Thus, terminal server transmits bridge as commodity provider, user terminal (information terminal) with payment terminal provider's information, make the user also can carry out safe payment (non-online payment) explicitly via the payment way of the Internet with the commodity of wanting to buy thus buy the commodity of wanting.In addition, the username and password that needn't remember at each shopping website of user can buy commodity easily.In addition, when buying commodity, thereby can avoid using the online payment payment safety to improve.In addition, the restriction that process of purchase is not subjected to user's oneself computing machine is not subjected to the restriction whether bank card supports online payment yet, as long as the user has bank card, can buy commodity easily and safely.

Another advantage of the present disclosure is that the user can directly understand commodity (for example purchasing by group commodity) information by information terminal, has expanded the user and has understood the approach of merchandise news, thereby enlarged the audience size of merchandise news.

Another advantage of the present disclosure is, can think that by an information terminal user provides the merchandise news navigation (for example purchasing by group information navigation) of for example a plurality of businessmans (for example a plurality of group buying websites).

Another advantage of the present disclosure is, even do not surf the Net, do not know group buying websites or do not have commodity purchasing under the line that the user of on-line payment ability also can carry out purchasing by group under the line for example.

From the following description of reference accompanying drawing to exemplary embodiment, other features of the present invention will become clear.

Description of drawings

Fig. 1 is the block diagram of exemplary hardware arrangement that the computer system of the server that can implement embodiment of the present disclosure is shown.

Fig. 2 is the block diagram of exemplary hardware arrangement that the computer system of the information terminal that can implement embodiment of the present disclosure is shown.

Fig. 3 is the functional block diagram that the information terminal of embodiment of the present disclosure is shown.

Fig. 4 A-4D illustrates the outward appearance of information terminal of embodiment of the present disclosure and the synoptic diagram of exemplary display frame thereof.

Fig. 5 is the functional block diagram that the terminal server of embodiment of the present disclosure is shown.

Fig. 6 is the synoptic diagram that the terminal system of embodiment of the present disclosure is shown.

Fig. 7 is the functional block diagram that the payment system of embodiment of the present disclosure is shown.

Fig. 8 is the functional block diagram that first server (paying server) of embodiment of the present disclosure is shown.

Fig. 9 illustrates the payment of embodiment of the present disclosure and the synoptic diagram of information handling system.

Figure 10 is the functional block diagram of second server (business server) that embodiment of the present disclosure is shown.

Figure 11 illustrates the transaction of embodiment of the present disclosure and the synoptic diagram and the processing flow chart thereof of information handling system.

Embodiment

With reference to accompanying drawing, preferred embodiment of the present disclosure will be described.The structure that the following specifically describes only is disclosed example, and the present invention comprises the various modification of this concrete structure.

Note that similar element or parts in similar Reference numeral and the character index map, and in case in a width of cloth figure, defined an element or parts, then not need after figure in it is discussed.

Each server among the embodiment of the present disclosure (for example, terminal server, paying server and business server) can each be realized by computer system 1000.

Fig. 1 is the block diagram of exemplary hardware arrangement that the computer system 1000 of the server that can implement embodiment of the present disclosure is shown.

As shown in Figure 1, computer system 1000 comprises computing machine 1110.Computing machine 1110 comprises processing unit 1120 and system storage 1130.Processing unit 1120 can be connected via system bus 1121 with system storage 1130.Computing machine 1110 also can for example comprise fixed non-volatile memory interface 1140, mobile non-volatile memory interface 1150, user's input interface 1160, network interface 1170, video interface 1190 and output peripheral interface 1195.

System storage 1130 for example comprises ROM (ROM (read-only memory)) 1131 and RAM (random access memory) 1132.In ROM 1131, can for example store BIOS (Basic Input or Output System (BIOS)) 1133.In RAM 1132, can for example store operating system 1134, application program 1135, other program module 1136 and some routine data 1137.

Fixed non-volatile memory 1141 such as hard disk can for example be connected to fixed non-volatile memory interface 1140.Fixed non-volatile memory 1141 for example can storage operating system 1144, application program 1145, other program module 1146 and some routine data 1147.

Removable nonvolatile memory such as floppy disk 1151 and CD-ROM drive 1155 can for example be connected to mobile non-volatile memory interface 1150.For example, floppy disk can be inserted in the floppy disk 1151, and CD (CD) 1156 can be inserted in the CD-ROM drive 1155.

Computing machine 1110 also can comprise the input equipment that is connected to user's input interface 1160 such as mouse 1161 and keyboard 1162.

Computing machine 1110 can be connected to remote computer 1180 (for example client computer or another server) by network interface 1170.For example, network interface 1170 can be connected to remote computer 1180 by LAN (Local Area Network) 1171.Perhaps, network interface 1170 can be connected to modulator-demodular unit (modulator-demodulator) 1172, and modulator-demodular unit 1172 is connected to remote computer 1180 via wide area network 1173.

Remote computer 1180 can comprise the storer 1181 such as hard disk, and it stores remote application 1185.

Video interface 1190 can be connected to display device 1191.

Output peripheral interface 1195 can be connected to for example output peripherals of printer 1196 and loudspeaker 1197 and so on.

Computer system shown in Figure 1 only is an illustrative example, and never is intended to any restriction to invention, its application, or uses.

Computer system shown in Figure 1 can be incorporated in any embodiment, can be used as stand-alone computer, also can be used as the disposal system in the equipment, can remove one or more unnecessary assemblies, also can add one or more additional assemblies to it.For example, computing machine 1110 can not comprise printer 1196 and loudspeaker 1197, and network interface 1170 also can any other mode realize, for example 3G network interface, blue tooth interface or WIFI interface or the like.Processing unit can comprise one or more processors.

Fig. 2 illustrates the block diagram of exemplary hardware arrangement of the computer system 2000 of the information terminal that can implement embodiment of the present disclosure.

As shown in Figure 2, computer system 2000 comprises computing machine 2110.Computing machine 2110 comprises processing unit 2120 and system storage 2130.Processing unit 2120 can be connected via system bus 2121 with system storage 2130.Computing machine 2110 also can for example comprise fixed non-volatile memory interface 2140, mobile non-volatile memory interface 2150, user's input interface and video interface 2190, network interface 2170 and output peripheral interface 2195.

System storage 2130 for example comprises RAM (random access memory) 2131.In RAM2131, can for example store Boot loader utility 2133, operating system 2134, application program 2135, other program module 2136 and some routine data 2137.

Fixed non-volatile memory 2141 such as flash memory (Flash) chip can for example be connected to fixed non-volatile memory interface 2140.Fixed non-volatile memory 2141 for example can be stored Boot loader utility 2143, operating system 2144, application program 2145, other program module 2146 and some routine data 2147.

Removable non-volatile memory interface such as USB (universal serial bus) (USB) interface 2151 and safe digital card (SD card) socket 2155 can for example be connected to removable non-volatile memory interface 2150.For example the removable nonvolatile memory or the various device 2152 with USB interface of USB dish and so on can be connected to described USB interface 2151, and for example the device 2156 of SD card and so on can be connected to described SD card plug 2155.

Computing machine 2110 also can comprise picture output device and the user input device such as touch-screen.

Computing machine 2110 can be connected to remote computer 2180 (for example client computer or another server) by network interface 2170.For example, network interface 2170 can be connected to remote computer 2180 by the path 2171 of LAN (Local Area Network), WIFI, 3G network or bluetooth or the like.Perhaps, network interface 2170 can be connected to modulator-demodular unit (modulator-demodulator) 2172, and modulator-demodular unit 2172 is connected to remote computer 2180 via wide area network 2173.

Remote computer 2180 can comprise the storer 2181 such as hard disk, and it stores remote application 2185.

Output peripheral interface 2195 can be connected to for example HDMI (High Definition Multimedia Interface) (HDMI) 2196 and loudspeaker 2197.

Computer system shown in Figure 2 only is an illustrative example, and never is intended to any restriction to invention, its application, or uses.

Computer system shown in Figure 2 can be incorporated in any embodiment, can be used as stand-alone computer, also can be used as the disposal system in the equipment, can remove one or more unnecessary assemblies, also can add one or more additional assemblies to it.For example, computing machine 2110 can not comprise HDMI 2196 and loudspeaker 2197, and network interface 2170 also can any other mode be realized.Processing unit can comprise one or more processors.

In addition, though video output interface has been shown among Fig. 2 to be connected as a module and with touch-screen with user's input interface, but also can realize video output interface and user's input interface respectively, and video output interface is connected with user's input block (for example keyboard, mouse, button etc.) with various types of displays (monitor) respectively with user's input interface.

Below by Fig. 3-Figure 11 embodiment of the present disclosure is described.Notice that each functional module shown in the figure (device, parts) is the exemplary and/or preferred module that is used to implement the following process that will describe.These functional modules (device, parts) can be realized by hardware, also can be realized by software, also can be realized by hardware and software collaboration certainly.The module that is used to implement each step is not at large described in the disclosure.Yet,, just can be useful on the functional module or the device of the correspondence of implementing same process as long as the step of certain process of execution is arranged.The technical scheme that all combinations by the step described in Figure 11 and the device corresponding with these steps limit all is included in the application's the disclosure, as long as these technical schemes that their constitute are complete and applicable.

In addition, each server that is made of various devices or parts and terminal can be used as functional module and are incorporated in each system.Except these functional modules, each system certainly has other hardware or software part.

Fig. 3 illustrates the functional block diagram of the information terminal 200 of embodiment of the present disclosure.

The hardware configuration of information terminal 200 can adopt the hardware configuration of the computing machine 2110 shown in Fig. 2 to realize, but also can adopt other hardware configuration, as long as can realize storage, transmission, reception and the demonstration of information.

As shown in Figure 3, comprise according to information terminal 200 of the present disclosure: information terminal memory storage 201, be used to store a plurality of projects 300, each in described a plurality of projects 300 comprises project information 301, the distinctive item identifier 302 of this project and project key message 303; Information terminal display device 202 is used to show described a plurality of project 300; Information terminal receiving trap 203 can be from terminal server 400 receiving terminals project lastest imformation and terminal project key message lastest imformation; Information terminal updating device 204, can utilize terminal to upgrade described a plurality of projects 300 of storing in the described information terminal memory storage with the project lastest imformation, and, utilize described terminal to upgrade the project key message 303 of projects of storage in the described information terminal memory storage 201 with project key message lastest imformation.Described terminal is the lastest imformation that information terminal is used for upgrading described a plurality of project 300 with the project lastest imformation, and described terminal is the lastest imformation that information terminal is used for upgrading the key message of projects with project key message lastest imformation.Though two projects 300 only are shown among Fig. 3, and the quantity of project is not limited thereto.Can store and show the project 300 of any amount as required.

Described a plurality of project 300 for example can be a plurality of data item corresponding respectively with a plurality of commodity, promptly a plurality of item of merchandise.Here, commodity can be the commodity of service class for example.Described project information 301 for example can be the descriptive labelling of corresponding commodity, and this descriptive labelling for example comprises trade name and commodity price.Item identifier 302 can be the item of merchandise identifier, for example can be the peculiar goods number of each item of merchandise.Project key message 303 can be the item of merchandise key message, and described item of merchandise key message can for example comprise commodity amount and validity information.Described commodity amount be in the remaining commodity amount of buying commodity amount and having sold one of at least.Whether whether the validity information representation corresponding commodity of commodity is effective, promptly can be for the information of buying.When the validity information representation " effectively " of commodity, the commodity of corresponding item of merchandise can be purchased.When the validity information representation engineering noise of commodity, the commodity of corresponding item of merchandise can not be purchased.When the validity information representation engineering noise of commodity of storage in the information terminal memory storage 201, invalid described item of merchandise can be shown as invalid or not show invalid described item of merchandise.

Described terminal can be a terminal item of merchandise lastest imformation with the project lastest imformation, described terminal can be a terminal item of merchandise key message lastest imformation with project key message lastest imformation, and described terminal can for example comprise terminal commodity amount lastest imformation and terminal validity lastest imformation with item of merchandise key message lastest imformation.Terminal for example comprises information about new item of merchandise with the item of merchandise lastest imformation.Because total item of merchandise quantity may be more, terminal can be a difference update information with the item of merchandise lastest imformation, promptly only comprises and the preceding different information of item of merchandise information of renewal.Commodity amount lastest imformation and terminal comprise commodity amount and the validity after the change of each commodity with the validity lastest imformation.For example, buying (selling) quantity when former commodity is 100 parts, and through further selling after 20 parts, the commodity amount lastest imformation can be " 120 parts " after the renewal, and terminal still is " effectively " with the validity lastest imformation.If no longer sell further selling after 20 parts commodity, then terminal can be engineering noise after the renewal with the validity lastest imformation.

Information terminal receiving trap 203 can be from terminal server 400 receiving terminals item of merchandise lastest imformation.According to a kind of embodiment, information terminal dispensing device 205 periodically active request terminal server 400 so that information terminal receiving trap 203 obtains terminal item of merchandise lastest imformation.Mode as an alternative, terminal server 400 also can initiatively send to information terminal receiving trap 203 with terminal with the item of merchandise lastest imformation, in this case, (when having the item of merchandise lastest imformation in terminal server 400) sends terminal item of merchandise lastest imformation when terminal server 400 thinks that needs send terminal with the item of merchandise lastest imformation.

Similarly, information terminal receiving trap 203 can be from terminal server 400 receiving terminals item of merchandise key message lastest imformation.According to a kind of embodiment, information terminal dispensing device 205 periodically active request terminal server 400 so that information terminal receiving trap 203 can obtain terminal with item of merchandise key message lastest imformation.Mode as an alternative, terminal server 400 also can initiatively send to information terminal receiving trap 203 with terminal with item of merchandise key message lastest imformation, in this case, (when having item of merchandise key message lastest imformation in terminal server 400) sends terminal item of merchandise key message lastest imformation when terminal server 400 thinks that needs send terminal with item of merchandise key message lastest imformation.

At information terminal receiving trap 203 periodically from terminal server 400 receiving terminals with item of merchandise lastest imformation and terminal during with item of merchandise key message lastest imformation, receiving terminal can be greater than the cycle of receiving terminal with item of merchandise key message lastest imformation with the cycle of item of merchandise lastest imformation.Receiving terminal with cycle of item of merchandise lastest imformation for example can be but be not limited to 1 day, and receiving terminal with cycle of item of merchandise key message lastest imformation for example can be but be not limited to 15 minutes.

Except project information (for example, descriptive labelling) 301, item identifier (for example, the item of merchandise identifier) 302 and the project key message (for example, commodity amount and validity information) outside 303, each item of merchandise 300 can also comprise the photo relevant with commodity, picture, detailed description, client's comment or the like.

Information terminal 200 can also comprise information terminal operation part 206, and the user can operation information terminal operation part 206 and select to want the item of merchandise 300 of checking.The project information that described information terminal display device 202 for example can show selected item of merchandise (for example, descriptive labelling) 301, item identifier (for example, the item of merchandise identifier) 302 and project key message (for example, commodity amount and validity information) 303.

This information terminal operation part 206 for example can be but be not limited to mouse, keyboard, button, touch-screen, touch screen or the like.Information terminal display device 202 can realize by various displays or display mode, can be but is not limited to CRT monitor, LCD, light-emitting diode display or the like.According to a kind of embodiment, information terminal display device 202 and described information terminal operation part 206 are realized by same touch-screen.

According to a kind of embodiment, described a plurality of item of merchandise 300 can be divided into a plurality of class items 300A, one or more corresponding in each among described a plurality of class items 300A and the described item of merchandise 300.For example, described a plurality of class items 300A can comprise the class items such as food and drink class, body-building class, beauty treatment class, and item 300A of all categories is corresponding to the service commodity of a plurality of respective type.In this case, the user can operation information terminal operation part 206 and is selected among the described class items 300A any one, and described information terminal display device 202 can show the item of merchandise corresponding with selected class items 300A 300.

Fig. 4 A-4D illustrates the outward appearance of information terminal 200 of embodiment of the present disclosure and the synoptic diagram of exemplary display frame thereof.In the example shown in Fig. 4 A-4D, projects 300 are item of merchandise of the service class commodity that purchase by group for the user.The present invention is not limited to this.

Shown in Fig. 4 A, the display device 202 of information terminal 200 can comprise screen 401.Described screen 401 can be a touch-screen, thereby the user can come each option on the function screen 401 by touch screen.Scheme as an alternative, described screen can not be a touch-screen.No matter whether screen is touch-screen, and information terminal 200 all can comprise any other user's functional unit 402 such as button, button, mouse or keyboard.At screen is under the situation of touch-screen, also can not comprise described other user's functional unit 402.

Shown in the exemplary display frame on the screen 401 of the information terminal 200 shown in Fig. 4 A, can show a plurality of class items 300A on the screen 401.When the user operates selection information terminal operation part 206 (for example touch-screen is touched or presses the button) and selected one of them class items 300A (for example, " food and drink " class items shown in Fig. 4 A) time, the exemplary display frame shown in the displayed map 4B on the screen 401.

Shown in the exemplary display frame on the screen 401 of the information terminal 200 shown in Fig. 4 B, user-selected " food and drink " class items 300A for example comprises three item of merchandise 300.

When the user operates selection information terminal operation part 206 (for example touch-screen is touched or presses the button) and selected one of them item of merchandise 300 (for example, " the double set meal of dining room A " item of merchandise shown in Fig. 4 B) time, the exemplary display frame shown in the displayed map 4C on the screen 401.

Shown in the exemplary display frame on the screen 401 of the information terminal 200 shown in Fig. 4 C, the descriptive labelling 301 of screen 401 display of commodity items 300, item of merchandise identifier 302 and project key message 303.Project key message 303 shown in Fig. 4 C comprises commodity amount (that is, " purchased by group quantity: 35067 ") and validity information (that is, " state: in purchasing by group ").Purchase by group commodity when being in disarmed state at this, can for example show " state: purchase by group and finish ".But, also display of commodity information whether effectively not, and when this commodity validity information is engineering noise, item of merchandise is not shown.In addition, though the item of merchandise identifier is 4 bit digital in the example of Fig. 4, the invention is not restricted to this.The item of merchandise identifier can be the numeral such as other figure places of 5 or 6 bit digital, perhaps can be the identifier that comprises other characters.

Shown in Fig. 4 C, to the detailed description that also can comprise commodity in the display frame of item of merchandise and relevant picture or the like other information.

Fig. 4 D illustrates the synoptic diagram of another exemplary display frame of the information terminal 200 of embodiment of the present disclosure.In Fig. 4 D, show a plurality of item of merchandise 300, show corresponding descriptive labelling 301, item of merchandise identifier 302 and the project key message 303 corresponding simultaneously with described a plurality of item of merchandise 300.In this example, information terminal 200 can not comprise action button 402.

Above-mentioned item of merchandise identifier can for example comprise and be used to identify second server 800 and (for example be the server of businessman that commodity are provided, to describe below) second server sign and commodity sign, described second server sign is that described second server is peculiar, and described commodity sign can identify at the second server of different second servers and reuse.For example, in the numbering shown in Fig. 4 C (being the item of merchandise identifier) " 2401 ", 24 can be the second server sign (or businessman's sign) of specific second server 800 (or specific merchant), and " 01 " can be the commodity sign of these commodity.Have only a fixing second server sign for each second server 800 (or each businessman), and commodity sign can be generated according to any regular by terminal server 400 or second server 800.

Fig. 5 illustrates the functional block diagram of the terminal server 400 of embodiment of the present disclosure.

Terminal server 400 can be connected with information terminal 200.The communication path that terminal server 400 is connected with information terminal 200 can be various known communication paths, for example can be but is not limited to that wireless connections, telephone wire connect or the Internet connects or the like.The hardware configuration of terminal server 400 can adopt the hardware configuration of the computing machine 1110 shown in Fig. 1, but also can adopt other hardware configuration, as long as can realize storage, transmission, reception and the processing of information.

As shown in Figure 5, terminal server 400 comprises: terminal server memory storage 501 is used for for example a plurality of as previously described projects 300 of storage (300-1 and 300-2, more detailed description in the back); Terminal server receiving trap 502 is used for receiving solicited message from first server 700 (will describe in detail below), and this solicited message can comprise item identifier as previously described; Terminal server dispensing device 503 is used for to the project information of first server, 700 transmissions with the corresponding project of item identifier that receives.

In addition, terminal server receiving trap 502 can also be used for receiving first confirmation from first server 700, and terminal server dispensing device 503 can also be used for described first confirmation is sent to second server 800 (will describe in detail below).

In addition, terminal server receiving trap 502 can also be used for receiving second confirmation from second server 800, and terminal server dispensing device 503 can also be used for described second confirmation is sent to first server 700.

In addition, terminal server receiving trap 502 can also be used for receiving project lastest imformation and project key message lastest imformation from second server 800.

In addition, described terminal server dispensing device 503 can also be used for sending according to the terminal of described project lastest imformation and project key message lastest imformation project lastest imformation and terminal project key message lastest imformation to information terminal 200.

Above-mentioned a plurality of projects (for example, item of merchandise) can be the projects (for example, item of merchandise) identical with previously described content, as shown in Figure 5.Similarly, described a plurality of item of merchandise also can be divided into a plurality of class items, one or more corresponding in each in described a plurality of class items and the described item of merchandise.

Above-mentioned solicited message can comprise the item of merchandise identifier and the quantity purchase of commodity.Solicited message can also but must not comprise user ID.

The above-mentioned commodity sign that with the corresponding project information of item identifier that receives can for example be and receive accords with corresponding descriptive labelling.Described first confirmation for example can be the payment successful information.Described second confirmation for example can be a Transaction Success information.Transaction Success information can comprise the transaction identifiers of representing this transaction.Be under the situation of the service class commodity that for example purchase by group at these commodity, Transaction Success information also can comprise the Business Information that service is provided and the expired time of described service.

Above-mentioned payment successful information can comprise for example the expression information and the user ID of success payment.

Above-mentioned user ID for example can be but be not limited in subscriber directory number and the user identity card number one of at least.This user ID can also be to discern any sign of user can be used for such as personal code work, station address.

Described project lastest imformation can be the item of merchandise lastest imformation, and described project key message lastest imformation can be an item of merchandise key message lastest imformation, and described item of merchandise key message lastest imformation can comprise commodity amount lastest imformation and validity lastest imformation.Described item of merchandise lastest imformation is with generating the information of aforesaid terminal with the item of merchandise lastest imformation.Described item of merchandise key message lastest imformation is with generating the information of aforesaid terminal with item of merchandise key message lastest imformation.The item of merchandise lastest imformation can be foregoing difference update information.Terminal server 400 can comprise lastest imformation generating apparatus 504, terminal server 400 is after second server 800 receives the item of merchandise lastest imformation, lastest imformation generating apparatus 504 generates terminal with the item of merchandise lastest imformation (promptly according to the item of merchandise lastest imformation that is received, be used for the item of merchandise information after the renewal of terminal) 300-2, so that send to information terminal again.In addition, terminal server 400 is after second server 800 receives item of merchandise key message lastest imformation, lastest imformation generating apparatus 504 generates terminal with item of merchandise key message lastest imformation, so that send to information terminal again according to the item of merchandise key message lastest imformation that is received.

According to a kind of embodiment, terminal server 400 for example can also comprise terminal server and search device 505, is used for finding out the project that is associated with the item identifier that receives from described terminal server memory storage 501.For example, terminal server is searched device 505 and can be used for finding out the item of merchandise that is associated with the item of merchandise identifier that receives from described terminal server memory storage 501, and terminal server dispensing device 503 can send the descriptive labelling of the item of merchandise that is found out to first server 700 thus.

In addition, terminal server 400 can also comprise terminal server updating device 506, described terminal server updating device 506 is used for upgrading according to the commodity amount lastest imformation that is received the commodity amount of the corresponding commodity item of terminal server memory storage 501 storages, upgrade the validity information of the corresponding commodity item of storing in the terminal server memory storage according to the validity lastest imformation that is received, and, upgrade the described a plurality of item of merchandise 300-1 that store in the described terminal server memory storage according to the item of merchandise lastest imformation that is received.

Terminal server receiving trap 502 can receive the item of merchandise lastest imformation from second server 800.According to a kind of embodiment, terminal server dispensing device 503 periodically active request second server 800 so that terminal server receiving trap 502 obtains the item of merchandise lastest imformation.In this case, the commodity sign of the new item of merchandise that is comprised in the item of merchandise lastest imformation can be generated according to predetermined rule by terminal server 400.Mode as an alternative, second server 800 also can initiatively send to terminal server receiving trap 502 with the item of merchandise lastest imformation, in this case, think when need sending the item of merchandise lastest imformation at second server 800 (second server 800 need to item of merchandise change or when increase and decrease) transmission item of merchandise lastest imformation.In addition, the commodity sign of the new item of merchandise that is comprised in the item of merchandise lastest imformation can dynamically be generated according to predetermined rule by second server 800.

Similarly, terminal server receiving trap 502 can receive item of merchandise key message lastest imformation from second server 800.According to a kind of embodiment, terminal server dispensing device 503 periodically active request second server 800 so that terminal server receiving trap 502 can obtain item of merchandise key message lastest imformation.Mode as an alternative, second server 800 also can initiatively send to terminal server receiving trap 502 with item of merchandise key message lastest imformation, in this case, (when having the change of item of merchandise key message in second server 800) sends item of merchandise key message lastest imformation when second server 800 thinks that needs send item of merchandise key message lastest imformation.

Periodically when second server 800 receives item of merchandise lastest imformations and item of merchandise key message lastest imformation, the cycle that receives the item of merchandise lastest imformation can be greater than the cycle that receives item of merchandise key message lastest imformation at terminal server receiving trap 502.The cycle that receives the item of merchandise lastest imformation for example can be but be not limited to 1 day, and the cycle that receives item of merchandise key message lastest imformation for example can be but be not limited to 15 minutes.

According to an embodiment, terminal server receiving trap 502 receives item of merchandise lastest imformation and/or item of merchandise key message lastest imformation from second server 800, terminal server updating device 506 is according to item of merchandise 300-1 or its key message 303 in item of merchandise lastest imformation that receives and/or the item of merchandise key message lastest imformation renewal terminal server memory storage 501, lastest imformation generating apparatus 504 generates according to the item of merchandise 300-1 after upgrading or its key message 303 and is used for terminal with item of merchandise lastest imformation (that is, be used for after the renewal of terminal item of merchandise information) 300-2.This terminal is stored in and upgrades terminal server memory storage 501 to be used to send to information terminal with item of merchandise lastest imformation (that is, be used for after the renewal of terminal item of merchandise information) 300-2.

Terminal server receiving trap 502 can also receive from information terminal 200 to the request of terminal with the item of merchandise lastest imformation, and respond this request and send terminal item of merchandise lastest imformations to information terminal 200.

Terminal server receiving trap 502 can also receive from information terminal 200 to the request of terminal with item of merchandise key message lastest imformation, and respond this request and send terminals with item of merchandise key message lastest imformations to information terminal 200.

According to an embodiment, a terminal server 400 can carry out aforesaid communication with a plurality of information terminals 200.

According to an embodiment of the present disclosure, information terminal 200 and terminal server 400 can constitute terminal system, as shown in Figure 6.

As shown in Figure 6, terminal system comprises a terminal server 400 and one or more information terminal 200.In terminal server 400 and the described one or more information terminals 200 each is carried out information communication as previously described.Described a plurality of information terminal 200 can be deployed in different place (for example market, office building, convenience store etc.), browses use by different users.

According to an embodiment of the present disclosure, information terminal 200 and payment terminal 500 can constitute payment system 600, as shown in Figure 7.

Fig. 7 illustrates the payment system 600 that is made of information terminal 200 and payment terminal 500.

As shown in Figure 7, payment system 600 can comprise information terminal 200 and payment terminal 500.Payment terminal 500 can comprise: payment terminal importation 601, the user can import the item of merchandise identifier and the quantity purchase of the item of merchandise that shows on described information terminal display device in described payment terminal importation 601, item of merchandise identifier and quantity purchase are previously described solicited message, and it is to be used for the information that (transaction) bought in request; Payment terminal dispensing device 602 is used for sending item of merchandise identifier and the quantity purchase of being imported to first server (paying server) 700; Payment terminal receiving trap 603 is used for from the descriptive labelling of first server, the 700 receptions item of merchandise corresponding with the item of merchandise identifier of being imported; Payment terminal display part 604, be used to show received descriptive labelling, and the corresponding amount of money of quantity purchase that is used for showing the commodity price that comprises with received descriptive labelling and user's input, the information of can also the display reminding user paying in payment terminal display part 604; Payment mechanism 605, the user can pay the corresponding amount of money of the shown amount of money by 605 of described payment mechanisms.

Payment terminal importation 601 for example can be implemented by keyboard, mouse or touch-screen.Payment terminal display part 604 for example can be implemented by various displays, for example LED or LCD display.Payment terminal importation 601 and payment terminal display part 604 also can be realized by same touch-screen.

According to a kind of embodiment, payment mechanism 605 is unfavorable with payment mechanism under the line of on-line payment, and it can comprise card reading device.Described card reading device can be the contactless card reading device or the card reading device of contact.Described card reading device can be but be not limited to utilize magnetic, radio circuit, any card reading device in infrared.For example, described card reading device can be the groove of swiping the card of bank magnetic stripe card, the card reader of Stored Value IC-card, card reader of rfid card or the like.Described card reading device can also be configured to read for example customizing messages of SIM cards of mobile phones.The user can use card (for example bank card, credit card, stored value card, SIM cards of mobile phones etc.) to carry out payment to the commodity of buying by this card reading device.

According to a kind of embodiment, payment mechanism 605 can comprise the manually input media of input card information of user.This input media can be realized by same device with aforesaid payment terminal importation 601.In this case, the user can not use any card, but finishes payment to the commodity of buying by the accounts information (for example, number of the account and password) of manually importing disbursement account (for example bank account) in input media.

Payment terminal dispensing device 602 also can be used for sending payment information to first server (paying server) 700, payment information for example comprises the accounts information that the user inputed (for example number of the account of bank and password) that obtains via payment mechanism 605, the account transfer so that request is paid.Payment terminal receiving trap 603 also can be used for from described first server, 700 receptions Transaction Success information in response.This Transaction Success information for example is the successful information of expression transaction that first server 700 returns.After receiving Transaction Success information, payment terminal display part 604 can show this Transaction Success information to the user.Payment terminal 600 also can comprise printing equipment 606, is used for printing pay successfully with bar, and described payment is successfully with comprising described Transaction Success information on the bar.

According to a kind of embodiment, payment terminal importation 601 also can be configured to be imported by the user described user's user ID.In this case, payment terminal dispensing device 602 also can be used for sending to first server 700 user's that imports user ID.The user can import the user ID of oneself simultaneously when importing the item of merchandise sign of the commodity that will buy.Scheme as an alternative, the user also can import the user ID of oneself when utilizing payment mechanism 605 to pay.

Described user ID can be the distinctive any sign of user.For example, described user ID can comprise in subscriber directory number and the user identity card number one of at least.In addition, described user ID can also be or the e-mail address, user that comprise user's home address, user at code of aforesaid terminal server 400 places registration or the like.As a kind of embodiment, user ID can be user's a phone number.

Describe according to aforesaid first server of the present disclosure (paying server) 700 with reference to Fig. 8 below.

Fig. 8 illustrates the functional block diagram of first server (paying server) 700 of embodiment of the present disclosure.

First server 700 for example can comprise: the first server receiving trap 701, be used for receiving solicited message as previously described from payment terminal 500, and promptly this solicited message comprises item of merchandise identifier and the quantity purchase of user in payment terminal 500 inputs; The first server dispensing device 702 is used for sending the solicited message that is received to aforesaid terminal server 400.The first server receiving trap 701 also can be used for receiving from terminal server 400 descriptive labelling of the item of merchandise corresponding with described item of merchandise identifier.The described first server dispensing device 702 also can be used for sending this descriptive labelling to payment terminal 500.The first server receiving trap 701 also can be used for receiving payment information as previously described from payment terminal 500.The first server dispensing device 702 also can be used for sending transfer request according to this payment information to bank, and the first server receiving trap 701 also can be used for receiving the account transfer object information from bank.The first server dispensing device 702 also can be used for to the as previously described payment successful information of terminal server 400 transmissions according to described account transfer object information.The first server receiving trap 701 also can be used for receiving previously described Transaction Success information from terminal server 400.The first server dispensing device 702 also can be used for sending described Transaction Success information to payment terminal 500.

According to an embodiment of the present disclosure, foregoing first server 700, foregoing terminal server 400 and foregoing payment system 600 (comprising information terminal 200 and payment terminal 500) can constitute payment and information handling system, as shown in Figure 9.

Fig. 9 illustrates according to the payment of an embodiment and information handling system.

First server 700 in described payment and the information handling system, terminal server 400, payment system 600 (comprising information terminal 200 and payment terminal 500) can be according to carrying out information communication as preamble with reference to the described mode of Fig. 3-8.

As described in the text, payment terminal importation 601 also can be configured to be imported by the user described user's user ID.In this case, payment terminal dispensing device 602 also can be used for sending to first server 700 user's that imports user ID.The user can import the user ID of oneself simultaneously when importing the item of merchandise sign of the commodity that will buy.Scheme as an alternative, the user also can import the user ID of oneself when utilizing payment mechanism 605 to pay.

Described user ID can be the distinctive any sign of user.For example, described user ID can comprise in subscriber directory number and the user identity card number one of at least.In addition, described user ID can also be or the e-mail address, user that comprise user's home address, user at code of aforesaid terminal server 400 places registration or the like.As a kind of embodiment, user ID can be user's telephone number (phone number), at this moment, first server 700 also comprises payment success message dispensing device 703, is used to use the user's telephone number (phone number) that is received to send the successful short message of payment to the user.So the user can learn by payment terminal 500 by for example SMS (short message service) after payment and pay successfully.First server 700 can send this to the user and pay successful short message when sending the payment successful information to terminal server 400.

As previously mentioned, comprise in payment terminal 600 under the situation of printing equipment 606 that printing equipment 606 can be used for printing pay successfully with bar, described payment is successfully with comprising described Transaction Success information on the bar.

Figure 10 illustrates the functional block diagram of the second server (business server) 800 of embodiment of the present disclosure.

As shown in figure 10, second server (business server) 800 can comprise: second server receiving trap 801 is used for receiving foregoing payment successful information (first confirmation) from terminal server 400; Second server dispensing device 802, be used for sending Transaction Success information (second confirmation) as previously described to terminal server 400, described second server dispensing device also is used for sending project lastest imformation and project key message lastest imformation (for example, aforesaid item of merchandise lastest imformation and item of merchandise key message lastest imformation) as previously described to described terminal server 400.

Second server 800 also for example comprises the generating apparatus that is used to generate project lastest imformation and project key message lastest imformation (for example, aforesaid item of merchandise lastest imformation and item of merchandise key message lastest imformation).Second server 800 also for example comprises the memory storage that is used for stored items lastest imformation and project key message lastest imformation (for example, aforesaid item of merchandise lastest imformation and item of merchandise key message lastest imformation).

As previously described, above-mentioned item of merchandise identifier can for example comprise and be used to identify second server 800 and (for example be the server of businessman that commodity are provided, to describe below) second server sign and commodity sign, described second server sign is that described second server is peculiar, and described commodity sign can identify at the second server of different second servers and reuse.For example, in the numbering shown in Fig. 4 C (being the item of merchandise identifier) " 2401 ", 24 can be the second server sign (or businessman's sign) of specific second server 800 (or specific merchant), and " 01 " can be the commodity sign of these commodity.Have only a fixing second server sign for each second server 800 (or each businessman), and commodity sign can be generated according to any regular by terminal server 400 or second server 800.

As previously described, according to a kind of embodiment, terminal server dispensing device 503 periodically active request second server 800 so that terminal server receiving trap 502 obtains the item of merchandise lastest imformation.In this case, the commodity sign of the new item of merchandise that is comprised in the item of merchandise lastest imformation can be generated according to predetermined rule by terminal server 400.Mode as an alternative, second server 800 also can initiatively send to terminal server receiving trap 502 with the item of merchandise lastest imformation, in this case, think when need sending the item of merchandise lastest imformation at second server 800 (second server 800 need to item of merchandise change or when increase and decrease) transmission item of merchandise lastest imformation.In addition, the commodity sign of the new item of merchandise that is comprised in the item of merchandise lastest imformation can dynamically be generated according to predetermined rule by second server 800.

Similarly, terminal server receiving trap 502 can receive item of merchandise key message lastest imformation from second server 800.According to a kind of embodiment, terminal server dispensing device 503 periodically active request second server 800 so that terminal server receiving trap 502 can obtain item of merchandise key message lastest imformation.Mode as an alternative, second server 800 also can initiatively send to terminal server receiving trap 502 with item of merchandise key message lastest imformation, in this case, (when having the change of item of merchandise key message in second server 800) sends item of merchandise key message lastest imformation when second server 800 thinks that needs send item of merchandise key message lastest imformation.

Periodically when second server 800 receives item of merchandise lastest imformations and item of merchandise key message lastest imformation, the cycle that receives the item of merchandise lastest imformation can be greater than the cycle that receives item of merchandise key message lastest imformation at terminal server receiving trap 502.The cycle that receives the item of merchandise lastest imformation for example can be but be not limited to 1 day, and the cycle that receives item of merchandise key message lastest imformation for example can be but be not limited to 15 minutes.

As described in the text, payment terminal importation 601 also can be configured to be imported by the user described user's user ID.In this case, payment terminal dispensing device 602 also can be used for sending to first server 700 user's who is imported user ID.The first server dispensing device 702 also can be used for sending to terminal server 400 user's that imports user ID.Terminal server dispensing device 503 also can be used for sending to terminal server 400 user's that imports user ID.Terminal server dispensing device 503 can send described user ID to second server 800 when second server 800 sends previously described payment successful information.

As mentioned before, as a kind of embodiment, user ID can be user's telephone number (phone number), at this moment, second server 800 also comprises Transaction Success message dispensing device 803, is used to use the user's telephone number (phone number) that is received to send the Transaction Success short message to the user.So the user can learn by for example SMS (short message service) after payment and buy the commodity transaction success.

According to a kind of exemplary embodiment,, when carrying out information interaction, can adopt authentication between the server for the security of communicating by letter between the server.For example, first server 700 need carry out the bidirectional identification checking with terminal server 400 when information interaction, and second server 800 also needs the bidirectional identification checking with terminal server 400 when information interaction.First server 700 for example can come the identity of verification terminal server 400 by the HTTPS mode, and terminal server 400 for example can be verified the identity of first server 700 by the user name pin mode.In addition, terminal server 400 for example can be verified the identity of second server 800 by the HTTPS mode, and second server 800 for example can come the identity of verification terminal server 400 by the user name pin mode.Because the concrete mode of the checking between the server is well known in the art, therefore no longer describe in further detail at this.

According to an embodiment of the present disclosure, above-mentioned payment as shown in Figure 9 and information handling system and second server 800 can constitute transaction and information handling system 3000, as shown in figure 11.

Figure 11 illustrates the transaction of embodiment of the present disclosure and the synoptic diagram and the processing flow chart thereof of information handling system 3000.

As shown in figure 11, the transaction of embodiment of the present disclosure and information handling system 3000 can comprise as previously described information terminal 200, terminal server 400, payment terminal 500, first server (paying server) 700 and second server (business server) 800 as previously described as previously described as previously described as previously described.

Being connected between information terminal 200 and the terminal server 400 for example can be but be not limited to that wireless connections, telephone wire connect, the Internet connects or the like.Being connected between terminal server 400 and first server 700 for example can be but be not limited to that wired connection, wireless connections, telephone wire connect, the Internet connects or the like.Being connected between terminal server 400 and the second server 800 for example can be but be not limited to that wired connection, wireless connections, telephone wire connect, the Internet connects, private line access or the like.Being connected between first server 700 and the payment terminal 500 for example can be but be not limited to that wired connection, wireless connections, telephone wire connect, the Internet connects, private line access or the like.

Following with reference to the example process of Figure 11 description according to payment of the present disclosure and information processing method.Be noted that example process described here only is for an example of principle of the present invention is described, and, will no longer describe the content that preamble had been described in detail.

This example process according to payment of the present disclosure and information processing method can comprise the step S1-1 of following detailed description to step S1-14.

In step S1-1, the user browses as previously described items displayed on the information terminal 200.

In step S1-2, the solicited message of the commodity that the user buys this user view in (for example on the keyboard that payment terminal 500 is had) input on the payment terminal 500, i.e. the item of merchandise identifier and the quantity purchase of the commodity bought of user view.Thus, payment terminal 500 receives item of merchandise identifier and the quantity purchase that the user imported.

In step S1-3, payment terminal 500 sends item of merchandise identifier and the quantity purchase of being imported to first server 700.

In step S1-4, first server 700 sends described item of merchandise identifier and quantity purchase to terminal server 400.Thus, terminal server 400 receives item of merchandise identifier and quantity purchase from described first server 700.

In step S1-5, terminal server 400 finds out the item of merchandise that is associated with the item of merchandise identifier that receives from the terminal server memory storage, thereby obtains the descriptive labelling (for example comprising trade name and commodity price) of this item of merchandise.Then, terminal server 400 sends the descriptive labelling of the corresponding item of merchandise of item of merchandise identifier that found out and that receive to first server 700.

In step S1-6, first server 700 sends the above-mentioned descriptive labelling that receives to payment terminal 500.Thus, payment terminal 500 receives described descriptive labelling (as mentioned above, for example comprising trade name and commodity price) from described first server 700.

In step S1-7, payment terminal 500 shows received descriptive labelling to the user, and the commodity price that comprises in demonstration and the received descriptive labelling and the corresponding amount of money of quantity purchase of user's input.That is, payment terminal 500 utilizes content displayed prompting user to pay.

According to step S1-1 to S1-7, the user for example to payment terminal 500 input item of merchandise identifiers (for example, " 2401 ") and quantity purchase is (for example, 2 parts), then payment terminal 500 corresponding to the trade name of the commodity of item of merchandise identifier (for example for example shows to the user, " the double set meal of dining room A ") and the payables amount of money (for example, " 198 yuan ") corresponding with commodity price and quantity purchase.And payment terminal 500 shows the information of " please input bank's card number and password " or " please swipe the card " and so on.

In step S1-8, the user utilizes payment terminal 500, pays by previously described any modes of payments (for example, bank card, credit card, contactless stored value card, manually import bank account information etc.).Thus, payment terminal 500 receives user's payment.

In step S1-9, payment terminal 500 sends payment information to first server 700.Described payment information for example comprises account No., password of user or the like.Afterwards, first server 700 for example asks bank to be transferred accounts, thereby finishes the amount of money from account transfer (transfer) operation of user account to the first server account.

In step S1-10, after transferring accounts successfully, first server 700 sends the successful payment successful information of expression payment to terminal server 400.Thus, described terminal server 400 receives this payment successful information from described first server 700.

In step S1-11, terminal server 400 sends to second server 800 with described payment successful information.

In step S1-12, second server 800 sends the Transaction Success information of expression Transaction Success to terminal server 400 after receiving the payment successful information.Thus, terminal server 400 receives Transaction Success information from second server 800.

In step S1-13, described terminal server 400 sends to first server 700 with described Transaction Success information.

In step S1-14, first server 700 sends described Transaction Success information to payment terminal 500.Thus, payment terminal 500 receives this Transaction Success information from first server 700.At this moment, payment terminal 500 can show this Transaction Success information (for example " you successfully buy 2 parts of the double set meals of dining room A ") to the user.

This example process also can comprise step S1-15.In step S1-15, payment terminal 500 is for example printable to be paid successfully with bar, and described payment success is with comprising described Transaction Success information on the bar.This Transaction Success information for example also comprises transaction identifiers.The user can go to the consumption of the commodity that corresponding businessman bought with transaction identifiers.

According to a kind of embodiment of the present disclosure, in step S1-2, the user can import the peculiar user ID of user before or after input item of merchandise identifier.In this case, in step S1-3 and step S1-4, the information of transmission also comprises this user ID except item of merchandise identifier and quantity purchase.

Scheme as an alternative, in step S1-8, the user can be before or after payment the peculiar user ID of input user.In this case, in step S1-9 and step S1-10, the information of transmission also comprises this user ID except payment information or payment successful information.

Described user ID can be a user's telephone number, more specifically, for example can be user's cell-phone number.In this case, this example process also can comprise step S6-1 and/or step S6-2.In step S6-1, first server 700 uses the user's who is received phone number to the payment success short message of user's transmission according to described payment successful information.In step S6-2, second server 800 also uses the user's who is received phone number to the Transaction Success short message of user's transmission according to described Transaction Success information.The user also can go to the consumption of the commodity that corresponding businessman bought with the Transaction Success short message.Step S6-1 can roughly side by side carry out with step S1-10.Step S6-2 can roughly side by side carry out with step S1-12.

The step of updating that also can comprise following detailed description according to payment of the present disclosure and information processing method.

More specifically, terminal server 400 can be at step S4-a to the update request of described second server 800 transmissions to the item of merchandise key message.This update request can be periodic.Second server 800 can respond this update request and send item of merchandise key message lastest imformation to terminal server 400 in step S4-b.Thus, terminal server 400 receives item of merchandise key message lastest imformation from described second server.Though the flow process that illustrates comprises step S4-a, but as previously described, method of the present disclosure can not comprise step S4-a, but whether second server 800 can be depending on and need to upgrade and initiatively send item of merchandise key message lastest imformations to terminal server 400.

The update request that terminal server 400 can send item of merchandise to described second server 800 in step S2-1.This update request can be periodic.Second server 800 can respond this update request and send the item of merchandise lastest imformation to terminal server 400 in step S2-2.Thus, terminal server 400 receives the item of merchandise lastest imformation from described second server 800.Though the flow process that illustrates comprises step S2-1, as previously described, method of the present disclosure can not comprise step S2-1, but whether second server 800 can be depending on and need to upgrade and initiatively send the item of merchandise lastest imformations to terminal server 400.

The step of updating that also can comprise following detailed description according to payment of the present disclosure and information processing method.

More specifically, information terminal 200 can be to the update request of terminal server 400 transmissions to the item of merchandise key message in step S3-A.This update request can be periodic.Terminal server 400 can send terminal item of merchandise key message lastest imformation in response to this update request to information terminal 200 in step S3-B.Thus, information terminal 200 is from terminal server 400 receiving terminals item of merchandise key message lastest imformation.Though the flow process that illustrates comprises step S3-A, but as previously described, method of the present disclosure can not comprise step S3-A, but whether terminal server 400 can be depending on and need to upgrade and initiatively send item of merchandise key message lastest imformations to information terminal 200.

The update request that information terminal 200 can send item of merchandise to terminal server 400 in step S5-I.This update request can be periodic.Terminal server 400 can send terminal item of merchandise lastest imformation in response to this update request to information terminal 200 in step S5-II.Though the flow process that illustrates comprises step S5-I, as previously described, method of the present disclosure can not comprise step S5-I, but whether terminal server 400 can be depending on and need to upgrade and initiatively send the item of merchandise lastest imformations to information terminal 200.

Though only show an information terminal 200, a payment terminal 500 and a second server 800 among Figure 11, but in practice, can there be a plurality of information terminals 200, a plurality of payment terminal 500 and for example corresponding with a plurality of businessmans (for example, group buying websites) respectively a plurality of second servers (business server) 800 in the system.That is, terminal server 400 can be communicated by letter to carry out above-mentioned procedure with a plurality of information terminals 200 and a plurality of second server 800 respectively.And a plurality of payment terminals 500 can be connected with paying server 700, and connected mode for example can be but be not limited to wired connection, wireless connections, telephone wire connection, the Internet connection, private line access or the like.A plurality of information terminals 200 can be deployed in different places, make the usefulness of different location can browse the item of merchandise that shows by on the terminal server 400 updated information terminals 200 per family.In addition, a plurality of second servers 800 corresponding to different businessmans can link to each other with terminal server 400, thus, terminal server 400 can obtain the item of merchandise of different second server 800, and the user can browse the commodity that a plurality of different businessmans provide simultaneously on information terminal 200.Thus, can think that by an information terminal 200 user provides the information navigation that purchases by group of a plurality of group buying websites for example.

According to a kind of embodiment, the hardware configuration of aforesaid payment terminal 500 can comprise for example swiping the card or reader device of POS machine, La Kala terminal and so on; The model that the hardware configuration of aforesaid information terminal 200 for example can adopt Hong Kong MDI group to produce is that the touch display screen of MDI M801 is realized; The model that the hardware configuration of aforesaid first server 700 can adopt Hewlett-Packard to produce is that the computing machine of HP ProLiant DL380 G7 is realized; The model that the hardware configuration of aforesaid terminal server 400 can adopt Dell Computer to produce is that the computing machine of Dell PowerEdge T410 is realized; The model that the hardware configuration of aforesaid second server 800 for example can adopt International Business Machine Corporation (IBM) to produce is that the computing machine of IBM System x3400 M2 is realized.Yet this is a kind of embodiment.The present invention can realize by other hardware certainly, as long as each device can have aforesaid function and constitute aforesaid system and can carry out aforesaid operation.

The data layout of the various data among the embodiment of the present disclosure is not limited to specific data layout.When implementing, can use various suitable data layouts with hardware or software system performance as required.

According to the disclosure, commodity can be the service class commodity that preamble is mentioned, and also can not be the service class commodity.For example, the user can hold Transaction Success information and goes to businessman to get material goods class commodity.

According to technical scheme of the present disclosure, terminal server 400 possesses from business server 800 and obtains the item of merchandise key message of the item of merchandise upgraded and renewal and further the item of merchandise key message of the item of merchandise upgraded and renewal is sent to the function of information terminal 200, possesses to the relevant information of paying server 700 transmissions and commodity price, descriptive labelling simultaneously and transmits the function of paying successful information.Thus, terminal server 400 transmits bridge as commodity provider, user terminal (information terminal) with payment terminal provider's information, make the user to register in advance, buy the commodity of wanting thereby needn't also can carry out safe payment explicitly via the payment way of the Internet with the commodity of wanting to buy.

Though described the present invention with reference to exemplary embodiment, should be understood that to the invention is not restricted to disclosed exemplary embodiment.The scope of following claim should be endowed the wideest explanation to comprise all modification and equivalent configurations and function.

Claims (56)

1. terminal server comprises:

The terminal server memory storage is used to store a plurality of projects, and each in described a plurality of projects comprises project information, the distinctive item identifier of this project and project key message;

The terminal server receiving trap is used for receiving solicited message from first server, and described request information comprises item identifier (S1-4);

The terminal server dispensing device is used for to the project information (S1-5) of first server transmission with the corresponding project of item identifier that receives;

Wherein, described terminal server receiving trap also is used for receiving first confirmation (S1-10) from first server, and described terminal server dispensing device also is used for described first confirmation is sent to second server (S1-11),

Described terminal server receiving trap also is used for receiving second confirmation (S1-12) from described second server, and described terminal server dispensing device also is used for described second confirmation is sent to described first server (S1-13),

Described terminal server receiving trap also be used for from described second server receive project lastest imformation and project key message lastest imformation (S2-2, S4-b);

Described terminal server dispensing device also be used for to information terminal send according to the terminal of described project lastest imformation and project key message lastest imformation with project lastest imformation and terminal with project key message lastest imformation (S5-II, S3-B).

2. terminal server as claimed in claim 1, wherein

Described a plurality of project is a plurality of item of merchandise corresponding respectively with a plurality of commodity, described project information is the descriptive labelling of corresponding commodity, described item identifier is the item of merchandise identifier, described descriptive labelling comprises trade name and commodity price, described project key message is the item of merchandise key message, described item of merchandise key message comprises commodity amount and validity information

Described request information also comprises quantity purchase (S1-4),

The described commodity sign that with the corresponding project information of item identifier that receives is and receives accords with corresponding descriptive labelling,

Described first confirmation is the payment successful information,

Described second confirmation is a Transaction Success information, and described Transaction Success information comprises transaction identifiers,

Described project lastest imformation is the item of merchandise lastest imformation, and described project key message lastest imformation is an item of merchandise key message lastest imformation, and described item of merchandise key message lastest imformation comprises commodity amount lastest imformation and validity lastest imformation, and

Described terminal is a terminal item of merchandise lastest imformation with the project lastest imformation, described terminal is a terminal item of merchandise key message lastest imformation with project key message lastest imformation, and described terminal comprises terminal commodity amount lastest imformation and terminal validity lastest imformation with item of merchandise key message lastest imformation.

3. terminal server as claimed in claim 2, wherein

Described item of merchandise identifier comprises second server sign and commodity sign, and described second server sign is that described second server is peculiar.

4. terminal server as claimed in claim 1, wherein

Described terminal server also comprises terminal server and searches device, be used for from described terminal server memory storage find out the project that is associated with the item identifier that receives (S1-4, S1-5).

5. terminal server as claimed in claim 2, wherein

Described terminal server also comprises the terminal server updating device, described terminal server updating device is used for upgrading according to the commodity amount lastest imformation that is received the commodity amount of the corresponding commodity item that the terminal server memory storage stores, upgrade the validity information of the corresponding commodity item of storing in the terminal server memory storage according to the validity lastest imformation that is received, and, according to the item of merchandise lastest imformation that is received upgrade described a plurality of item of merchandise of storing in the described terminal server memory storage (S2-2, S4-b).

6. terminal server as claimed in claim 2, wherein

Described terminal server also comprises the lastest imformation generating apparatus, is used for generating terminal item of merchandise lastest imformation and terminal item of merchandise key message lastest imformation according to item of merchandise lastest imformation that is received and item of merchandise key message lastest imformation.

7. terminal server as claimed in claim 2, wherein

Described request information also comprises user ID (S1-4).

8. terminal server as claimed in claim 3, wherein

Described terminal server periodically asks described second server to obtain the item of merchandise lastest imformation from described second server, and the commodity sign of new item of merchandise generates (S2-1) by terminal server.

9. terminal server as claimed in claim 2, wherein

Described terminal server periodically asks described second server to obtain item of merchandise key message lastest imformation (S4-a) from described second server.

10. terminal server as claimed in claim 3, wherein

The commodity sign of the new item of merchandise that comprises in the described item of merchandise lastest imformation is generated by described second server.

11. terminal server as claimed in claim 2, wherein

Described terminal server receiving trap receives the request (S5-I) to terminal usefulness item of merchandise lastest imformation from described information terminal.

12. terminal server as claimed in claim 2, wherein

Described terminal server receiving trap receives the request (S3-A) to terminal usefulness item of merchandise key message lastest imformation from described information terminal.

13. terminal server as claimed in claim 2, wherein

Described item of merchandise lastest imformation is a difference update information.

14. terminal server as claimed in claim 2, wherein

Described payment successful information comprises information and the user ID (S1-10) that expression is successfully paid.

15. terminal server as claimed in claim 7, wherein

Described user ID be in subscriber directory number and the user identity card number one of at least.

16. terminal server as claimed in claim 14, wherein

Described user ID be in subscriber directory number and the user identity card number one of at least.

17. terminal server as claimed in claim 2, wherein

Described a plurality of item of merchandise is divided into a plurality of class items, one or more corresponding in each in described a plurality of class items and the described item of merchandise.

18. as each described terminal server in the claim 2～17, wherein

Described commodity are the service class commodity that purchase by group for the user.

19. terminal server as claimed in claim 18, wherein

Described Transaction Success information also comprises the Business Information that service is provided and the expired time of described service.

20. as each described terminal server in the claim 2～17, wherein

Described commodity amount be residue can buy commodity amount and sold in the commodity amount one of at least.

21. as each described terminal server in the claim 2～17, wherein, a described terminal server and a plurality of described information terminal communicate.

22. an information terminal comprises:

The information terminal memory storage is used to store a plurality of projects, and each in described a plurality of projects comprises project information, the distinctive item identifier of this project and project key message;

The information terminal display device is used to show described a plurality of project;

The information terminal receiving trap, can from the terminal server receiving terminal with project lastest imformation and terminal with project key message lastest imformation (S5-II, S3-B);

The information terminal updating device, can utilize terminal to upgrade described a plurality of projects of storing in the described information terminal memory storage with the project lastest imformation, and, utilize described terminal to upgrade the project key message of the projects of storing in the described information terminal memory storage with project key message lastest imformation

Wherein, after carrying out above-mentioned renewal, a plurality of projects of described information terminal display device after can display update.

23. information terminal as claimed in claim 22, wherein,

Described a plurality of project is a plurality of item of merchandise corresponding respectively with a plurality of commodity, described project information is the descriptive labelling of corresponding commodity, described item identifier is the item of merchandise identifier, described descriptive labelling comprises trade name and commodity price, described project key message is the item of merchandise key message, described item of merchandise key message comprises commodity amount and validity information

Described terminal is a terminal item of merchandise lastest imformation with the project lastest imformation, described terminal is a terminal item of merchandise key message lastest imformation with project key message lastest imformation, and described terminal comprises commodity amount lastest imformation and validity lastest imformation with item of merchandise key message lastest imformation.

24. information terminal as claimed in claim 23, wherein

Described information terminal also comprises the information terminal operation part, the user can operate described information terminal operation part and the item of merchandise of selecting to check, described information terminal display device can show descriptive labelling, item of merchandise identifier and the commodity amount of selected item of merchandise.

25. information terminal as claimed in claim 24, wherein

Described a plurality of item of merchandise is divided into a plurality of class items, one or more corresponding in each in described a plurality of class items and the described item of merchandise,

The user can operate described information terminal operation part and select class items, and described information terminal display device can show the item of merchandise corresponding with selected class items.

26. information terminal as claimed in claim 23, wherein

Described commodity amount be residue can buy commodity amount and sold in the commodity amount one of at least.

27. information terminal as claimed in claim 23, wherein

Described information terminal periodically asks described terminal server to obtain described terminal item of merchandise lastest imformation (S5-I) from described terminal server.

28. information terminal as claimed in claim 23, wherein

Described information terminal periodically asks described terminal server to obtain described terminal item of merchandise key message lastest imformation (S3-A) from described terminal server.

29. information terminal as claimed in claim 23, wherein

Described terminal is a difference update information with the item of merchandise lastest imformation.

30. information terminal as claimed in claim 23, wherein

When the validity information of item of merchandise indicated the corresponding commodity item invalid, described information terminal display device did not show invalid described item of merchandise.

31. information terminal as claimed in claim 23, wherein

When the validity information of item of merchandise indicated the corresponding commodity item invalid, it is invalid that described information terminal display device is shown as invalid described item of merchandise.

32. as each described information terminal in the claim 23～31, wherein

Described commodity are the service class commodity that purchase by group for the user.

33. information terminal as claimed in claim 24, wherein

Described information terminal display device and described information terminal operation part are realized by same touch-screen.

34. information terminal as claimed in claim 23, wherein

Described item of merchandise identifier comprises second server sign and the commodity sign that is used to identify second server, and described second server sign is that described second server is peculiar.

35. a terminal system comprises:

Information terminal; And

Terminal server,

Described terminal server comprises:

The terminal server memory storage is used to store a plurality of projects, and each in described a plurality of projects comprises project information, the distinctive item identifier of this project and project key message;

The terminal server receiving trap is used for receiving solicited message from first server, and described request information comprises item identifier (S1-4);

The terminal server dispensing device is used for to the project information (S1-5) of first server transmission with the corresponding project of item identifier that receives;

Wherein, described terminal server receiving trap also is used for receiving first confirmation (S1-10) from first server, and described terminal server dispensing device also is used for described first confirmation is sent to second server (S1-11),

Described terminal server receiving trap also is used for receiving second confirmation (S1-12) from described second server, and described terminal server dispensing device also is used for described second confirmation is sent to described first server (S1-13),

Described terminal server receiving trap also be used for from described second server receive project lastest imformation and project key message lastest imformation (S2-2, S4-b);

Described terminal server dispensing device also be used for to described information terminal send according to the terminal of described project lastest imformation and project key message lastest imformation with project lastest imformation and terminal with project key message lastest imformation (S5-II, S3-B),

Described information terminal comprises:

The information terminal memory storage is used to store a plurality of projects;

The information terminal display device is used to show a plurality of projects;

The information terminal receiving trap, can from described terminal server receiving terminal with project lastest imformation and terminal with project key message lastest imformation (S5-II, S3-B);

The information terminal updating device, can utilize terminal to upgrade described a plurality of projects of storing in the described information terminal memory storage with the project lastest imformation, and, utilize described terminal to upgrade the project key message of the projects of storing in the described information terminal memory storage with project key message lastest imformation

Wherein, after carrying out above-mentioned renewal, a plurality of projects of described information terminal display device after can display update.

36. terminal system as claimed in claim 35, wherein

Described terminal system comprises a plurality of described information terminals.

37. a payment system comprises:

Information terminal according to claim 23; And

Payment terminal, described payment terminal comprises:

The payment terminal importation, the user can import the item of merchandise identifier and the quantity purchase (S1-2) of the item of merchandise that shows on described information terminal display device in described payment terminal importation;

The payment terminal dispensing device is used for sending item of merchandise identifier and the quantity purchase of being imported (S1-3) to first server;

The payment terminal receiving trap is used for from the descriptive labelling (S1-6) of first server reception item of merchandise corresponding with the item of merchandise identifier of being imported;

The payment terminal display part is used to show received descriptive labelling, and the corresponding amount of money (S1-7) of quantity purchase that is used for showing the commodity price that comprises with received descriptive labelling and user's input;

Payment mechanism, the user can pass through the shown corresponding amount of money of the amount of money (S1-8) of described payment mechanism Zhi Fuyu.

38. payment system as claimed in claim 37, wherein

Described payment mechanism comprises card reading device, and the user can carry out described payment by described card reading device.

39. payment system as claimed in claim 37, wherein

Described payment mechanism comprises the input media that the user can manually import payment account information.

40. payment system as claimed in claim 38, wherein

Described card reading device comprise in swipe the card groove and the contactless reader device one of at least.

41. payment system as claimed in claim 37, wherein

Described payment terminal dispensing device also is used for sending payment information (S1-9) to described first server, and the payment terminal receiving trap also is used for receiving Transaction Success information (S1-14) from described first server.

42. payment system as claimed in claim 37, wherein

Described payment terminal importation also is configured to be imported by the user described user's user ID (S1-8),

Described payment terminal dispensing device also is used for sending to described first server described user's user ID (S1-9).

43. payment system as claimed in claim 41 also comprises:

Printing equipment is used for printing and pay successfully with bar, and described payment is successfully with comprising described Transaction Success information (S1-15) on the bar.

44. payment system as claimed in claim 42, wherein

Described user ID be in subscriber directory number and the user identity card number one of at least.

45. pay and information handling system, comprising for one kind:

First server;

Terminal server as claimed in claim 2;

Payment system as claimed in claim 41,

Wherein, described first server comprises:

The first server receiving trap is used for receiving solicited message from described payment terminal, and described request information comprises item of merchandise identifier and quantity purchase (S1-3);

The first server dispensing device is used for sending the solicited message (S1-4) that is received to described terminal server,

Wherein, the described first server receiving trap also is used for receiving from described terminal server the descriptive labelling (S1-5) of the item of merchandise corresponding with described item of merchandise identifier, and the described first server dispensing device also is used for sending this descriptive labelling (S1-6) to described payment terminal

The described first server receiving trap also is used for receiving payment information (S1-9) from described payment terminal,

The described first server dispensing device also is used for sending transfer request according to described payment information to bank, and the described first server receiving trap also is used for receiving the account transfer object information from bank,

The described first server dispensing device also is used for to the payment successful information (S1-10) of described terminal server transmission according to described account transfer object information, and

The described first server receiving trap also is used for receiving Transaction Success information (S1-13) from described terminal server, and the described first server dispensing device also is used for sending described Transaction Success information (S1-14) to described payment terminal.

46. payment as claimed in claim 45 and information handling system, wherein

Described payment terminal importation also is configured to be imported by the user described user's user ID (S1-8),

Described payment terminal dispensing device also is used for sending to described first server described user's user ID (S1-9),

The described first server dispensing device also is used for sending to described terminal server described user's user ID (S1-10).

47. payment as claimed in claim 46 and information handling system, wherein

Described user ID is a user's telephone number, and

Described first server also comprises payment success message dispensing device, is used to use the user's telephone number that is received to send payment successful short message (S6-1) to the user.

48. payment as claimed in claim 45 and information handling system, described payment system also comprises:

Printing equipment is used for printing and pay successfully with bar, and described payment is successfully with comprising described Transaction Success information (S1-15) on the bar.

49. conclude the business and information handling system, comprise for one kind

Second server; With

Payment as claimed in claim 45 and information handling system,

Wherein, described second server comprises:

The second server receiving trap is used for receiving described payment successful information (S1-11) from described terminal server,

The second server dispensing device is used for sending Transaction Success information (S1-12) to described terminal server,

Wherein, described second server dispensing device also be used for to described terminal server send project lastest imformation and project key message lastest imformation (S2-2, S4-b).

50. transaction as claimed in claim 49 and information handling system, wherein

Described item of merchandise identifier comprises second server sign and commodity sign, and described second server sign is that described second server is peculiar.

51. transaction as claimed in claim 50 and information handling system, wherein

Described terminal server periodically asks described second server to obtain the item of merchandise lastest imformation from described second server, and the commodity sign of new item of merchandise generates (S2-1) by terminal server.

52. transaction as claimed in claim 49 and information handling system, wherein

Described terminal server periodically asks described second server to obtain item of merchandise key message lastest imformation (S4-a) from described second server.

53. transaction as claimed in claim 50 and information handling system, wherein

The commodity sign of the new item of merchandise that comprises in the described item of merchandise lastest imformation is generated by described second server.

54. transaction as claimed in claim 49 and information handling system,

Described payment terminal importation also is configured to be imported by the user described user's user ID (S1-8),

Described payment terminal dispensing device also is used for sending to described first server described user's user ID (S1-9),

The described first server dispensing device also is used for sending to described terminal server described user's user ID (S1-10),

Described terminal server dispensing device also is used for sending to described second server described user's user ID (S1-11).

55. transaction as claimed in claim 54 and information handling system, wherein

Described user's user ID is a user's telephone number;

Described first server also comprises payment success message dispensing device, is used to use the user's telephone number that is received to the payment success short message (S6-1) of user's transmission according to described payment successful information.

Described second server also comprises Transaction Success message dispensing device, is used to use the user's telephone number that is received to the Transaction Success short message (S6-2) of user's transmission according to described Transaction Success information.

56. pay and information processing method, comprise the steps: for one kind

Show a plurality of item of merchandise on information terminal, each in described a plurality of item of merchandise comprises the distinctive item of merchandise identifier of descriptive labelling, this item of merchandise and the item of merchandise key message of corresponding commodity item;

Payment terminal receives the item of merchandise identifier and the quantity purchase (S1-2) of the item of merchandise that shows of user's input on information terminal;

Described payment terminal sends item of merchandise identifier and the quantity purchase of being imported (S1-3) to first server;

Described terminal server receives item of merchandise identifier and quantity purchase (S1-4) from described first server;

Described terminal server is to the descriptive labelling (S1-5) of first server transmission with the corresponding item of merchandise of item of merchandise identifier that receives;

Described payment terminal receives described descriptive labelling (S1-6) from described first server;

Described payment terminal shows received descriptive labelling, and the corresponding amount of money (S1-7) of quantity purchase imported of the commodity price that comprises in demonstration and the received descriptive labelling and user;

Described payment terminal receives user's payment (S1-8);

Described payment terminal sends payment information (S1-9) to described first server;

Described terminal server receives payment successful information (S1-10) from described first server;

Described terminal server sends to second server (S1-11) with described payment successful information;

Described terminal server receives Transaction Success information (S1-12) from described second server,

Described terminal server sends to described first server (S1-13) with described Transaction Success information,

Described payment terminal receives Transaction Success information (S1-14) from described first server,

Described payment terminal is printed and pay successfully with bar, and described payment is successfully with comprising described Transaction Success information (S1-15) on the bar,

Wherein, described payment and information processing method also comprise:

Described terminal server is to the update request (S4-a) of described second server transmission to the item of merchandise key message;

Described terminal server receives item of merchandise key message lastest imformation (S4-b) from described second server;

Described terminal server is to the update request (S2-1) of described second server transmission to item of merchandise;

Described terminal server receives item of merchandise lastest imformation (S2-2) from described second server;

Described information terminal sends the update request (S3-A) of terminal with the item of merchandise key message to described terminal server;

Described information terminal is from described terminal server receiving terminal item of merchandise key message lastest imformation (S3-B);

Described information terminal sends the update request (S5-I) of terminal with item of merchandise to described terminal server;

Described information terminal is from described terminal server receiving terminal item of merchandise lastest imformation (S5-II).

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