CN102044027A - Method for realizing bank payment at mobile phone client - Google Patents

Method for realizing bank payment at mobile phone client Download PDF

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Publication number
CN102044027A
CN102044027A CN2009102354832A CN200910235483A CN102044027A CN 102044027 A CN102044027 A CN 102044027A CN 2009102354832 A CN2009102354832 A CN 2009102354832A CN 200910235483 A CN200910235483 A CN 200910235483A CN 102044027 A CN102044027 A CN 102044027A
Authority
CN
China
Prior art keywords
order
commodity
information
cell
customer terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN2009102354832A
Other languages
Chinese (zh)
Inventor
汤海京
刘丹丹
朱红军
王艳丽
赵峰
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Beijing Wenyan Technology Co Ltd
Original Assignee
Beijing Wenyan Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Beijing Wenyan Technology Co Ltd filed Critical Beijing Wenyan Technology Co Ltd
Priority to CN2009102354832A priority Critical patent/CN102044027A/en
Publication of CN102044027A publication Critical patent/CN102044027A/en
Pending legal-status Critical Current

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Abstract

The invention discloses a method for realizing bank payment at a mobile phone client, which comprises the following steps of: establishing a database table used for storing information of registered member users and order information; logging in a system, and retrieving commodities required to be purchased; and finally conforming an order and paying money. A request is sent to a server by utilizing hyper text transport protocol (http)-based wireless application protocol (wap) service, and the online payment of a mobile phone is realized.

Description

A kind of method that realizes bank paying at cell-phone customer terminal
Technical field
The present invention relates to a kind ofly realize the method for bank paying that agreement such as particularly a kind of employing XML/HTTP/GPRS mobile Internet and service end communicate, and carry out the method that integrated mode realizes the mobile phone on-line payment with Mobile banking at cell-phone customer terminal.
Background technology
Along with the universal of smart mobile phone with along with the explosive growth of Chinese number of mobile phone users and popularizing of smart mobile phone, mobile phone has become carry-on communication tool and digit aid indispensable in people's daily life, and people's life is also more and more infiltrated in m-commerce.Carry out data transmission and utilize portable terminal to carry out a kind of new electronic business mode of various business management activities by mobile communication network, Mobile business is in the modern society of technology and economic height prosperity, use electronic tool systematically, high-level efficiency, to be engaged in commodity exchange at low cost be the comings and goings at center.The middle cardiac status of people in system emphasized in Mobile business, and environment and people, people and commodity, people and the subject of labour are organically connected, no matter when and where Mobile business can run well, thereby makes it have the character of yield-power.For convenience client can be timely and convenient onlinely finishes shopping, provides a kind of safe on-line payment technology to be very important.
Summary of the invention
Technical matters to be solved by this invention provides agreements such as a kind of employing XML/HTTP/GPRS mobile Internet and service end communicates, and carries out the method that integrated mode realizes the mobile phone on-line payment with Mobile banking.
A kind of method of the present invention at cell-phone customer terminal realization bank paying, this method comprises following step at least:
Step 1: set up database table, be used to store registered members user's information and sequence information
Step 2: login system, retrieval needs the commodity of purchase
Step 3: confirm an order and pay
Of the present inventionly a kind ofly realize the method for bank paying at cell-phone customer terminal, set up database table, the information and the sequence information that are used to store registered members user the steps include:
Step 11: set up registered members's information table, be used to store the membership information of registration
Step 12: set up the order master meter, the sequence information that is used to store the user comprises time and total charge etc.
Step 13: set up order from table, be used for storing the commodity details that order comprises
A kind of method of the present invention at cell-phone customer terminal realization bank paying, login system, the commodity that retrieval needs to buy the steps include:
Step 21: member's login enters the item retrieves interface
Step 22: retrieve the commodity that need purchase by search condition, and put it into shopping cart
Step 23: can carry out the repetition above-mentioned steps and buy multiple product
Of the present invention a kind ofly realize the method for bank paying, confirm an order and pay, the steps include: at cell-phone customer terminal
Step 31: commodity are selected and are finished, and fill in the dispensing mode, sequence informations such as mailing place
Step 32: system calculates the amount of money automatically, and confirmation is also submitted order to
Step 33: jump to Mobile banking's page, select the account fill message, confirm the amount of money
Step 34: buy successfully
The utilization that the present invention relates to sends the feasible cell-phone customer terminal bank paying that is implemented in of request based on the wap service of http agreement to server.
Embodiment
Key step of the present invention is as follows:
Step 1: set up database table, be used to store registered members user's information and sequence information
Step 2: login system, retrieval needs the commodity of purchase
Step 3: confirm an order and pay
Above-mentioned steps 1 is set up database table, and the concrete steps that are used to store registered members user's information and sequence information are as follows:
Step 11: set up registered members's information table, be used to store the membership information of registration
Step 12: set up the order master meter, the sequence information that is used to store the user comprises time and total charge etc.
Step 13: set up order from table, be used for storing the commodity details that order comprises
Above-mentioned steps 2 login systems, the concrete steps of the commodity that retrieval need be bought are as follows:
Step 21: member's login enters the item retrieves interface
Step 22: retrieve the commodity that need purchase by search condition, and put it into shopping cart
Step 23: can carry out the repetition above-mentioned steps and buy multiple product
Above-mentioned steps 3 confirm an order and the concrete steps paid as follows:
Step 31: commodity are selected and are finished, and fill in the dispensing mode, sequence informations such as mailing place
Step 32: system calculates the amount of money automatically, and confirmation is also submitted order to
Step 33: jump to Mobile banking's page, select the account fill message, confirm the amount of money
Step 34: buy successfully
Utilize wap service to send request when above-mentioned technical scheme is implemented, be implemented in the cell-phone customer terminal bank paying to server based on the http agreement.
It should be noted last that above embodiment is only in order to explanation and unrestricted technical scheme described in the invention; Therefore, although this instructions has been described in detail the present invention with reference to the above embodiments,, those of ordinary skill in the art should be appreciated that still and can make amendment or replacement to the present invention with being equal to; And all do not break away from the technical scheme and the improvement thereof of the spirit and scope of the present invention, and it all should be encompassed in the middle of the claim scope of the present invention.

Claims (4)

1. realize the method for bank paying at cell-phone customer terminal for one kind, it is characterized in that: this method comprises at least
Following step:
Step 1: set up database table, be used to store registered members user's information and sequence information
Step 2: login system, retrieval needs the commodity of purchase
Step 3: confirm an order and pay
2. a kind of method at cell-phone customer terminal realization bank paying according to claim 1 is characterized in that: set up database table, be used to store registered members user's information and sequence information, the steps include:
Step 11: set up registered members's information table, be used to store the membership information of registration
Step 12: set up the order master meter, the sequence information that is used to store the user comprises time and total charge etc.
Step 13: set up order from table, be used for storing the commodity details that order comprises
3. a kind of method at cell-phone customer terminal realization bank paying according to claim 1, it is characterized in that: login system, retrieval needs the commodity of purchase, the steps include:
Step 21: member's login enters the item retrieves interface
Step 22: retrieve the commodity that need purchase by search condition, and put it into shopping cart
Step 23: can carry out the repetition above-mentioned steps and buy multiple product
4. according to claim 1ly a kind ofly realize it is characterized in that the method for bank paying: confirm an order and pay, the steps include: at cell-phone customer terminal
Step 31: commodity are selected and are finished, and fill in the dispensing mode, sequence informations such as mailing place
Step 32: system calculates the amount of money automatically, and confirmation is also submitted order to
Step 33: jump to Mobile banking's page, select the account fill message, confirm the amount of money
Step 34: buy successfully.
CN2009102354832A 2009-10-26 2009-10-26 Method for realizing bank payment at mobile phone client Pending CN102044027A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN2009102354832A CN102044027A (en) 2009-10-26 2009-10-26 Method for realizing bank payment at mobile phone client

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN2009102354832A CN102044027A (en) 2009-10-26 2009-10-26 Method for realizing bank payment at mobile phone client

Publications (1)

Publication Number Publication Date
CN102044027A true CN102044027A (en) 2011-05-04

Family

ID=43910147

Family Applications (1)

Application Number Title Priority Date Filing Date
CN2009102354832A Pending CN102044027A (en) 2009-10-26 2009-10-26 Method for realizing bank payment at mobile phone client

Country Status (1)

Country Link
CN (1) CN102044027A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109690594A (en) * 2016-07-01 2019-04-26 万事达卡国际股份有限公司 Promote the method for payment using instant messaging application program

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109690594A (en) * 2016-07-01 2019-04-26 万事达卡国际股份有限公司 Promote the method for payment using instant messaging application program

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C02 Deemed withdrawal of patent application after publication (patent law 2001)
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20110504