CN102044026A - Telephone payment encryption method, device and system - Google Patents
Telephone payment encryption method, device and system Download PDFInfo
- Publication number
- CN102044026A CN102044026A CN2009101105866A CN200910110586A CN102044026A CN 102044026 A CN102044026 A CN 102044026A CN 2009101105866 A CN2009101105866 A CN 2009101105866A CN 200910110586 A CN200910110586 A CN 200910110586A CN 102044026 A CN102044026 A CN 102044026A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1091—Use of an encrypted form of the PIN
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0816—Key establishment, i.e. cryptographic processes or cryptographic protocols whereby a shared secret becomes available to two or more parties, for subsequent use
- H04L9/0819—Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s)
- H04L9/083—Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s) involving central third party, e.g. key distribution center [KDC] or trusted third party [TTP]
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- Theoretical Computer Science (AREA)
- Signal Processing (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Telephonic Communication Services (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a telephone payment encryption method comprising the following steps of: after obtaining subscriber number information and a payment code by a payment service system, transmitting the encrypted payment code and the subscriber number information as first information to a payment interface; transmitting the first information to an encryptor by the payment interface; decrypting the encrypted payment code in the first information, encrypting the payment code by adopting a key of a third-party payment system and transmitting the payment code back to the payment interface by the encryptor; and transmitting second information to the third-party payment system by the payment interface, wherein the second information comprises the subscriber number information and the payment code encrypted by adopting the third-party payment system. The embodiment of the invention also provides a corresponding system. The technical scheme disclosed in the invention ensures that code type sensitive information is transferred among modules by adopting a ciphertext mode, guarantees communication safety among key system modules, only encrypts partial sensitive information, increases processing capability and flexibility of the system and reduces the upgrade cost of subscribers and the development cost of manufacturers.
Description
Technical field
The present invention relates to communication technical field, specially refer to a kind of phone-payment encryption method, device and system.
Background technology
Along with the development of society, the progress of the communication technology, ecommerce is growing.People no longer are satisfied with phone as pure means of communication, and it has been expressed higher expectation.Phone-payment is with phone, and bank card and commercial affairs payment organically combine, and the user only need can finish the overall process of payment by phone.
Modal a kind of modes of payments is subscriber phone and bank card binding at present, and the user is dialing sales hot line, and consulting finishes, and when confirming to buy, can finish payment fast by phone.In phone payment system, need the user to input sensitive informations such as password, owing to the unified management and the voice of transmission network, these sensitive informations also are not easy to obtain in the speech channel transmission course.But the communications protocol between exchange and business module is a Signaling System Number 7, and these information can directly be obtained by the signaling tracing instrument, are easy to cause divulging a secret of user's financial information.For addressing this problem, some operators adopt the method for terminal encryptions now, adopt the mode of ciphertext to transmit after allowing user profile by terminal encryption.
In research and practice process to prior art, the present inventor finds, the user is essential to rely on specific terminal, has improved operation cost, make phone-payment business carry out too limitation.
Summary of the invention
One of purpose of the present invention is for providing phone-payment encryption method, device and the system of the safety that does not change user terminal.
The present invention proposes a kind of phone-payment encryption method, comprising:
Switching processor obtains number information after receiving customer call, triggers payment transaction;
The calling number that the payment transaction information of checking numbers comprises is carried out authentication, and the prompting user imports payment cipher;
Switching processor obtains the payment cipher of user's input; Described payment cipher encryption back and user number information are sent to payment transaction as the first information;
Payment transaction is transmitted the described first information and is sent to encryption equipment by payment interface and be decrypted.
A kind of phone-payment encryption device comprises:
Switching processor obtains number information after being used to receive customer call, triggers payment transaction; Obtain the payment cipher of user's input; Described payment cipher encryption back and user number information are sent to payment transaction as the first information;
Payment transaction is used to the calling number that the information of checking numbers comprises and carries out authentication, and the prompting user imports payment cipher to switching processor, sends the described first information and is decrypted to encryption equipment by payment interface.
A kind of phone payment system comprises phone-payment encryption device, payment interface, encryption equipment and third party's payment system:
Described phone-payment encryption device, obtain user number information and payment cipher after, described payment cipher is encrypted the back and user number information sends to payment interface as the first information;
Described payment interface is used for the described first information is sent to encryption equipment, and second information that sends the payment cipher after the secret key encryption comprise user number information and to adopt third party's payment system is to third party's payment system;
Encryption equipment is used for deciphering the payment cipher after the encryption of the described first information, and adopts the key of third party's payment system that payment cipher is encrypted the back loopback and give payment interface;
Third party's payment system is used for user's fund is shifted clearing.
The embodiment of the invention adopts and allows the sensitive information of cipher type all adopt the mode of ciphertext to transmit between each module, guaranteed the security of critical system inter-module communication, and whether application module is controlled to information encryption, so only the part sensitive information is encrypted, alleviate the processing burden of system, improved the processing power and the dirigibility of system; The complete compatible Intelligent Network Application Protocol of the present invention, it is little to original systematic influence that the while encryption equipment is not done change, reduced user's the upgrade cost and the cost of development of producer.
Description of drawings
Fig. 1 is the signaling process figure of an a kind of embodiment of phone-payment method;
Fig. 2 is the structural drawing of an a kind of embodiment of phone-payment encryption device;
Fig. 3 is the structural drawing of an a kind of embodiment of phone-payment encryption system.
The realization of the object of the invention, functional characteristics and advantage will be in conjunction with the embodiments, are described further with reference to accompanying drawing.
Embodiment
The embodiment of the invention provides a kind of phone-payment encryption method that does not change the safety of user terminal.The embodiment of the invention also provides corresponding system.Below be elaborated respectively.
Embodiment one, see also the signaling process figure of Fig. 1 for an embodiment of a kind of phone-payment method of the present invention;
The user dials the payment transaction access code by terminal, after switching processor receives customer call, obtains user's number information.
Step 102, switching processor is analyzed number information, triggers payment transaction;
Triggering payment transaction was carried out authentication after switching processor was analyzed number information.
Step 103, payment transaction is carried out authentication to calling number, provides voice and user to carry out alternately;
Payment transaction is carried out authentication to calling number, the process of authentication is mainly: search the login account that whether records the user number information correspondence, if have, then search information such as account status and corresponding service type, judge whether the user has the right to carry out the payment of phone-payment and which kind of type.
By carrying out interactive voice with the calling party; Phone-payment service informing calling party imports payment cipher.
Step 104, payment transaction indication user imports payment cipher to switching processor;
Payment transaction is by interactive voice, and the prompting user is to the switching processor payment cipher of coming in and going out; Further can also be in the following way:
Payment transaction sends by Intelligent Network Application Protocol and encrypts indicated value to switching processor;
After switching processor was received and encrypted indicated value, the prompting user imported payment cipher.
The encryption indicated value that voiceInformation field in the PromptAndCollectUserInformation program of concrete payment transaction Intelligent Network Application Protocol is set to arrange sends to switching processor.After switching processor received that voiceInformation is the encryption indicated value of agreement, the prompting user imported payment cipher.
Step 105, switching processor are called encrypting module and are encrypted payment cipher;
After switching processor receives payment cipher, call encrypting module payment cipher is encrypted.
Concrete, described encryption can adopt DES or 3DES cipher mode to encrypt.
Described switching processor is encrypted described payment cipher and is adopted encryption equipment to carry out the encryption key that key disperses the back to produce.
Described encrypting module can be built in switching processor inside, also can be used as an independent device and exists.
Step 106, the payment cipher after switching processor will be encrypted sends to payment transaction;
Switching processor is received the encryption indicated value, calls encrypting module and encrypt to payment cipher after receiving payment cipher, and the payment cipher after switching processor will be encrypted passes to payment transaction.
Step 107, payment transaction with Subscriber Number and the user profile such as payment cipher after encrypting send to payment interface;
Payment transaction with Subscriber Number and the user profile such as payment cipher after encrypting send to payment interface.
Herein because, important information (payment cipher) is encrypted, the mode of transmission can adopt ICP/IP protocol message groups packet form.
Further, described switching processor, it is the phone-payment encryption device that encrypting module and payment transaction can be used as an integral body.
Step 108, payment interface is dealt into encryption equipment with user profile;
Step 109, encryption equipment is decrypted with the key that exports to encrypting module earlier payment cipher, gives payment interface with loopback after the secret key encryption of third party's payment system again;
Step 110, payment interface is dealt into third party's payment system with user profile;
Further, can also comprise the steps:
Step 111, third party's payment system shift and clearing user fund, return checkout result and give payment interface;
Step 112, payment interface returns to payment transaction with third party's payment system checkout result;
Step 113, payment transaction record transaction log is notified the session of the last end of user's payment result with the user.
The embodiment of the invention adopts and allows the sensitive information of cipher type all adopt the mode of ciphertext to transmit between each module, guaranteed the security of critical system inter-module communication, and whether application module is controlled to information encryption, so only the part sensitive information is encrypted, alleviate the processing burden of system, improved the processing power and the dirigibility of system; The complete compatible Intelligent Network Application Protocol of the present invention, it is little to original systematic influence that the while encryption equipment is not done change, reduced user's the upgrade cost and the cost of development of producer.
Embodiment two, see also the structural drawing of Fig. 2 for an a kind of embodiment of phone-payment encryption device;
The phone-payment encryption device that present embodiment provides comprises:
Switching processor 21 obtains number information after being used to receive customer call, triggers payment transaction; Obtain the payment cipher of user's input; Described payment cipher encryption back and user number information are sent to payment transaction as the first information;
Described payment transaction 22 sends by Intelligent Network Application Protocol and encrypts indicated value to switching processor 21.
Described switching processor 21 also comprises encrypting module 21a, and after described switching processor 21 was received and encrypted indicated value, the prompting user imported payment cipher, and calls encrypting module 21a and to payment cipher payment cipher is encrypted; Payment cipher after encrypting is passed to payment transaction;
Concrete, it is mutual with user's voice that payment transaction 22 provides, and when the needs user imported payment cipher, the encryption indicated value that the voiceInformation field in the program of elder generation's Intelligent Network Application Protocol is set to arrange sent switching processor 21; Change processor 21 receive encrypt indicated value after, the prompting user imports payment cipher.
Described payment transaction 22 sends to payment interface with the described first information.
See also the structural drawing of Fig. 3 for an embodiment of a kind of phone-payment encryption system of the present invention;
Described phone-payment encryption device, be used to obtain user number information and payment cipher after, described payment cipher is encrypted the back and user number information sends to payment interface as the first information;
Further described phone-payment encryption device can also comprise switching processor 311, encrypting module 312 and payment transaction 313:
Switching processor 311 obtains number information after being used to receive customer call, triggers payment transaction; Call encrypting module 312 to the payment cipher encryption after receiving payment cipher, payment cipher and user number information after encrypting are passed to payment transaction 313 as the first information;
Payment transaction 313 is used to the information of checking numbers and carries out authentication, and the prompting user imports payment cipher to switching processor; Receive the described first information, send the described first information and be decrypted to encryption equipment 33 by payment interface 32;
Concrete, described payment transaction 313 sends by Intelligent Network Application Protocol and encrypts indicated value to switching processor 311.
After described switching processor 311 was received and encrypted indicated value, the prompting user imported payment cipher, called encrypting module 312 and to payment cipher payment cipher was encrypted; Payment cipher after encrypting is passed to payment transaction 313.
Described payment interface 32 is used for the described first information is sent to encryption equipment 33, and second information that sends the payment cipher after the secret key encryption comprise user number information and to adopt third party's payment system is to third party's payment system;
Encryption equipment 33 is used for deciphering the payment cipher after the encryption of the described first information, and adopts the key of third party's payment system that payment cipher is encrypted the back loopback and give payment interface;
Third party's payment system 34 is used for user's fund is shifted clearing.
Further, described payment interface 32 also is used to send checkout result information to payment transaction system 31;
Payment transaction system 31 also is used to write down transaction log, and notifies the user payment result.
One of ordinary skill in the art will appreciate that all or part of step in the whole bag of tricks of the foregoing description is to instruct relevant hardware to finish by program, this program can be stored in the computer-readable recording medium, storage medium can comprise: read-only storage (ROM, Read Only Memory), random access memory (RAM, Random Access Memory), disk or CD etc.
The above only is the preferred embodiments of the present invention; be not so limit claim of the present invention; every equivalent structure or equivalent flow process conversion that utilizes instructions of the present invention and accompanying drawing content to be done; or directly or indirectly be used in other relevant technical fields, all in like manner be included in the scope of patent protection of the present invention.
Claims (11)
1. a phone-payment encryption method is characterized in that, comprising:
Switching processor obtains number information after receiving customer call, triggers payment transaction;
The calling number that the payment transaction information of checking numbers comprises is carried out authentication, and the prompting user imports payment cipher;
Switching processor obtains the payment cipher of user's input; Described payment cipher encryption back and user number information are sent to payment transaction as the first information;
Payment transaction sends to encryption equipment with the described first information by payment interface and is decrypted.
2. phone-payment encryption method according to claim 1 is characterized in that, described payment transaction sends to the described first information after encryption equipment is decrypted by payment interface,
Encryption equipment is deciphered the payment cipher after the encryption in the described first information, adopts the key of third party's payment system that payment cipher is encrypted the back loopback and gives payment interface;
Payment interface sends second information of the payment cipher after the secret key encryption that comprises user number information and adopt third party's payment system to third party's payment system.
3. according to the described phone-payment encryption method of claim 1, it is characterized in that described switching processor is encrypted described payment cipher and adopted encryption equipment to carry out the encryption key that key disperses the back to produce.
4. phone-payment encryption method according to claim 1 is characterized in that, described payment transaction prompting user imports payment cipher and comprises to switching processor:
Payment transaction sends by Intelligent Network Application Protocol and encrypts indicated value to switching processor;
After switching processor was received and encrypted indicated value, the prompting user imported payment cipher.
5. phone-payment encryption method according to claim 4 is characterized in that, describedly payment cipher is encrypted back and user number information sends to payment interface as the first information and comprises:
Switching processor is received the encryption indicated value, calls encrypting module and according to described encryption indicated value payment cipher is encrypted;
Payment cipher and user number information after switching processor will be encrypted pass to payment transaction;
Described payment transaction sends to payment interface with the described first information.
6. a phone-payment encryption device is characterized in that, comprising:
Switching processor obtains number information after being used to receive customer call, triggers payment transaction; Obtain the payment cipher of user's input; Described payment cipher encryption back and user number information are sent to payment transaction as the first information;
Payment transaction is used to the calling number that the information of checking numbers comprises and carries out authentication, and the prompting user imports payment cipher to switching processor, sends the described first information and is decrypted to encryption equipment by payment interface.
7. phone-payment encryption device according to claim 6 is characterized in that, described payment transaction sends by Intelligent Network Application Protocol and encrypts indicated value to switching processor.
8. phone-payment encryption device according to claim 7, it is characterized in that described switching processor also comprises encrypting module, after described switching processor is received and encrypted indicated value, the prompting user imports payment cipher, calls encrypting module and to payment cipher payment cipher is encrypted; Payment cipher and user number information after encrypting are passed to payment transaction.
9. a phone payment system is characterized in that, comprises phone-payment encryption device, payment interface, encryption equipment and third party's payment system:
Described phone-payment encryption device, be used to obtain user number information and payment cipher after, described payment cipher is encrypted the back and user number information sends to payment interface as the first information;
Described payment interface is used for the described first information is sent to encryption equipment, and second information that sends the payment cipher after the secret key encryption comprise user number information and to adopt third party's payment system is to third party's payment system;
Encryption equipment is used for deciphering the payment cipher after the encryption of the described first information, and adopts the key of third party's payment system that payment cipher is encrypted the back loopback and give payment interface;
Third party's payment system is used for user's fund is shifted clearing.
10. phone payment system according to claim 9 is characterized in that, described phone-payment encryption device is the arbitrary described phone-payment encryption device of claim 6-8.
11. phone payment system according to claim 9 is characterized in that, described third party's payment system also is used for user's fund is shifted clearing, sends checkout result information to payment interface;
Payment interface also is used to send checkout result information to the payment transaction system;
The payment transaction system also is used to write down transaction log, and notifies the user payment result.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009101105866A CN102044026A (en) | 2009-10-23 | 2009-10-23 | Telephone payment encryption method, device and system |
| PCT/CN2010/072033 WO2010145310A1 (en) | 2009-10-23 | 2010-04-22 | Encryption method, device and system for telephone payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009101105866A CN102044026A (en) | 2009-10-23 | 2009-10-23 | Telephone payment encryption method, device and system |
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| Publication Number | Publication Date |
|---|---|
| CN102044026A true CN102044026A (en) | 2011-05-04 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2009101105866A Pending CN102044026A (en) | 2009-10-23 | 2009-10-23 | Telephone payment encryption method, device and system |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN102044026A (en) |
| WO (1) | WO2010145310A1 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103825740A (en) * | 2014-01-22 | 2014-05-28 | 武汉擎动网络科技有限公司 | Mobile terminal payment password transmission system and method |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1347541A (en) * | 1999-02-19 | 2002-05-01 | 法国电讯公司 | Telepayment method and system for implementing said method |
| CN1389812A (en) * | 2001-06-01 | 2003-01-08 | 陆杨 | Online credit card payment and settlement system for comprehensive business data web |
| CN1417734A (en) * | 2002-12-30 | 2003-05-14 | 邵苏毅 | Method for implementation of electronic payment |
| CN101377839A (en) * | 2008-09-22 | 2009-03-04 | 中国建设银行股份有限公司 | Method and apparatus for transacting transfer and settlement of accounts through wired network |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7533256B2 (en) * | 2002-10-31 | 2009-05-12 | Brocade Communications Systems, Inc. | Method and apparatus for encryption of data on storage units using devices inside a storage area network fabric |
| CN1716295A (en) * | 2004-07-02 | 2006-01-04 | 海南支付通商务有限公司 | Payment method and system on network |
| CN1321537C (en) * | 2004-11-29 | 2007-06-13 | 上海市电信有限公司 | Electronic paymenting service system and realizing method based on fixed telephone net short message |
-
2009
- 2009-10-23 CN CN2009101105866A patent/CN102044026A/en active Pending
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2010
- 2010-04-22 WO PCT/CN2010/072033 patent/WO2010145310A1/en active Application Filing
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1347541A (en) * | 1999-02-19 | 2002-05-01 | 法国电讯公司 | Telepayment method and system for implementing said method |
| CN1389812A (en) * | 2001-06-01 | 2003-01-08 | 陆杨 | Online credit card payment and settlement system for comprehensive business data web |
| CN1417734A (en) * | 2002-12-30 | 2003-05-14 | 邵苏毅 | Method for implementation of electronic payment |
| CN101377839A (en) * | 2008-09-22 | 2009-03-04 | 中国建设银行股份有限公司 | Method and apparatus for transacting transfer and settlement of accounts through wired network |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103825740A (en) * | 2014-01-22 | 2014-05-28 | 武汉擎动网络科技有限公司 | Mobile terminal payment password transmission system and method |
| CN103825740B (en) * | 2014-01-22 | 2017-07-28 | 武汉擎动网络科技有限公司 | A kind of mobile terminal payment password Transmission system and method |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2010145310A1 (en) | 2010-12-23 |
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Application publication date: 20110504 |