CN102034179A - Operating method for real estate finance online settlement and payment system - Google Patents

Operating method for real estate finance online settlement and payment system Download PDF

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Publication number
CN102034179A
CN102034179A CN200910196493XA CN200910196493A CN102034179A CN 102034179 A CN102034179 A CN 102034179A CN 200910196493X A CN200910196493X A CN 200910196493XA CN 200910196493 A CN200910196493 A CN 200910196493A CN 102034179 A CN102034179 A CN 102034179A
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China
Prior art keywords
loan
information
select
statistics
search pattern
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CN200910196493XA
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Chinese (zh)
Inventor
王磊
胡书来
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SHANGHAI HUAYAN HOUSE DEVELOPMENT Co Ltd
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SHANGHAI HUAYAN HOUSE DEVELOPMENT Co Ltd
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Priority to CN200910196493XA priority Critical patent/CN102034179A/en
Publication of CN102034179A publication Critical patent/CN102034179A/en
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Abstract

The invention discloses an operating method for a real estate finance online settlement and payment system. The method at least comprises the following steps of: 1, online settlement; and 2, additional receipt and delivery. The method can design house agent selling service, agent brokerage service, home mortgage service and fund supervision service of real estate finance services, so the method has wide use range; the method for the Internet development-based system aiming at fund transfer among customers can realize safe payment of customer funds, ensure the fairness of transaction and reduce the dispute among the customers; and the method has low cost, saves manpower and is easy to operate.

Description

The method of operating of online clearing of Real Estate Finance and payment system
Technical field
The present invention relates to the method for operating of a kind of online clearing and payment system, be specifically related to the method for operating of online clearing of a kind of Real Estate Finance and payment system.
Background technology
Payment and settlement system has crucial status as the core of Payment System in banking industry.Various E-Payment settlement systems have just appearred in the widespread use in Payment System of computer technology, network technology and the communication technology.
The gold payment because the professional related payment funding of Real Estate Finance has a mind, the payment of house money, soft dollars or the like, the payment of purpose gold is returned situation through regular meeting, and money payment in house also exists the mistiming of silver-colored goods two between clearly.Therefore, traditional modes of payments causes dispute between the client through regular meeting, or the unfairness in the transaction.
Summary of the invention
The purpose of this invention is to provide the method for operating of online clearing of a kind of Real Estate Finance and payment system, it can realize the secure payment of clients fund, can guarantee again the fairness of concluding the business to reduce the dispute between the client.
The purpose of the method for operating of online clearing of Real Estate Finance of the present invention and payment system is achieved through the following technical solutions: the method for operating of online clearing of a kind of Real Estate Finance and payment system, and wrap this method and may further comprise the steps at least:
Step 1, online clearing:
Step 1.1, conclusion of the business quantity: in search pattern, select statistical, select to use inquiry or derivation or printing after the interpolation time range; Described statistical comprises that the rent and sale mode is added up, department statistics and source statistics; Also comprise a tabulation in the described search pattern, show classification and conclusion of the business quantity information that inquiry obtains.
Step 1.2, sales volume inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises contract type statistics, department statistics and individual's statistics; Also comprise a tabulation in the described search pattern, show classification and sales volume information that inquiry obtains.
Step 1.3, profit inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises charge object statistics, contract type and department statistics; Also comprise a tabulation in the described search pattern, show classification and profit information that inquiry obtains.
Step 1.4, professional deduction is inquired about: select statistical in search pattern, select to use inquiry or derivation or printing after the interpolation time range; Described statistical comprises contract type statistics, department statistics and individual's statistics; Also comprise a tabulation in the described search pattern, show classification and professional deduction information that inquiry obtains.
Step 1.5, financial statistics inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises that source of houses mode is added up, traveller's mode is added up and department's mode is added up; Also comprise a tabulation in the described search pattern, show that the classification that inquiry obtains should be charged, real charge reaches not pay imformation.
Step 2 is appended receipt and payment.
Step 2.1, the commission receipt and payment are estimated:
Step 2.1.1 shows application numbers and professional numbering.
Step 2.1.2 shows in the public information template and produces card numbering, floor area of building, intermediary company, contact person, knockdown price, floor/number of plies, shops of intermediary, telephone number, building time, property address and business personnel's name.
Step 2.1.3 shows application information and processing result information in the business information template; Described application information comprises loan types, demand for loan, the main people of loan, ginseng loan people and remarks; Processing result information comprises the first trial result and the fruit of just concluding, and described first trial result comprises that lending bank, loan subbranch, assessment valency, the highest one-tenth number of loan, merchant borrow interest rate and first trial date; Described just concluding comprises that really merchant's monetary allowance volume, merchant borrow the time limit, merchant's loan interest rate, public monetary allowance volume, the public time limit, the public interest rate, just careful by date and housing loan date of borrowing borrowed.
Step 2.1.4, display operation people information, business hours node, operation item and operation remarks in the operation note template.
Step 2.1.5 adds receivables and should return project in operation note interpolation template; Described receivables comprises bank and subbranch's information thereof, appending receivable count and append amount receivable; The described project of should returning comprises brokerage firm, manager shops, customer name, appends the number that should return the benefit, appends and should return the amount of money, customer bank and customer accounting code, adds the back and selects to submit to.
Step 2.1.6, in the housing loan service lists, select flow state, add professional numbering, customer name and time scope, the interpolation back is used the search engine searches relevant information and is presented in the form, and the information content of demonstration comprises professional numbering, loan types, the main people of loan name, discusss loan demand, public loan demand and date of application.
Step 2.2, audit is estimated in the commission receipt and payment.
The method of operating of online clearing of Real Estate Finance of the present invention and payment system makes it compared with prior art owing to adopted such scheme, has following advantage and good effect:
1, the method for operating of online clearing of Real Estate Finance of the present invention and payment system can design that the building agency and sales of Real Estate Finance service are professional, manager is professional, housing loan is professional and the fund supervision is professional between two parties, and usable range is wide.
2, the method for operating of online clearing of Real Estate Finance of the present invention and payment system is owing to be based on the system at funds transfer between the client of internet exploitation, not only can realize the secure payment of clients fund, can guarantee the fairness of concluding the business again, reduce the dispute between the client.
3, low, the saving manpower, easy to operate of the method for operating cost of online clearing of Real Estate Finance of the present invention and payment system.
Description of drawings
Fig. 1 is the process flow diagram of the method for operating of online clearing of Real Estate Finance of the present invention and payment system.
Fig. 2 is the process flow diagram of step 1 of the method for operating of online clearing of Real Estate Finance of the present invention and payment system.
Fig. 3 is the process flow diagram of step 2 of the method for operating of online clearing of Real Estate Finance of the present invention and payment system.
Embodiment
See also shown in the accompanying drawing 1, the method for operating of online clearing of Real Estate Finance of the present invention and payment system comprises the steps:
Step 1, online clearing.
Step 2 is appended receipt and payment.
See also shown in the accompanying drawing 2, also comprise in the step 1:
Step 1.1, conclusion of the business quantity: in search pattern, select statistical, select to use inquiry or derivation or printing after the interpolation time range; Described statistical comprises that the rent and sale mode is added up, department statistics and source statistics; Also comprise a tabulation in the described search pattern, show classification and conclusion of the business quantity information that inquiry obtains.
Step 1.2, sales volume inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises contract type statistics, department statistics and individual's statistics; Also comprise a tabulation in the described search pattern, show classification and sales volume information that inquiry obtains.
Step 1.3, profit inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises charge object statistics, contract type and department statistics; Also comprise a tabulation in the described search pattern, show classification and profit information that inquiry obtains.
Step 1.4, professional deduction is inquired about: select statistical in search pattern, select to use inquiry or derivation or printing after the interpolation time range; Described statistical comprises contract type statistics, department statistics and individual's statistics; Also comprise a tabulation in the described search pattern, show classification and professional deduction information that inquiry obtains.
Step 1.5, financial statistics inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises that source of houses mode is added up, traveller's mode is added up and department's mode is added up; Also comprise a tabulation in the described search pattern, show that the classification that inquiry obtains should be charged, real charge reaches not pay imformation.
See also shown in the accompanying drawing 3, also comprise in the step 2:
Step 2.1, the commission receipt and payment are estimated:
Step 2.1.1 shows application numbers and professional numbering.
Step 2.1.2 shows in the public information template and produces card numbering, floor area of building, intermediary company, contact person, knockdown price, floor/number of plies, shops of intermediary, telephone number, building time, property address and business personnel's name.
Step 2.1.3 shows application information and processing result information in the business information template; Described application information comprises loan types, demand for loan, the main people of loan, ginseng loan people and remarks; Processing result information comprises the first trial result and the fruit of just concluding, and described first trial result comprises that lending bank, loan subbranch, assessment valency, the highest one-tenth number of loan, merchant borrow interest rate and first trial date; Described just concluding comprises that really merchant's monetary allowance volume, merchant borrow the time limit, merchant's loan interest rate, public monetary allowance volume, the public time limit, the public interest rate, just careful by date and housing loan date of borrowing borrowed.
Step 2.1.4, display operation people information, business hours node, operation item and operation remarks in the operation note template.
Step 2.1.5 adds receivables and should return project in operation note interpolation template; Described receivables comprises bank and subbranch's information thereof, appending receivable count and append amount receivable; The described project of should returning comprises brokerage firm, manager shops, customer name, appends the number that should return the benefit, appends and should return the amount of money, customer bank and customer accounting code, adds the back and selects to submit to.
Step 2.1.6, in the housing loan service lists, select flow state, add professional numbering, customer name and time scope, the interpolation back is used the search engine searches relevant information and is presented in the form, and the information content of demonstration comprises professional numbering, loan types, the main people of loan name, discusss loan demand, public loan demand and date of application.
Step 2.2, audit is estimated in the commission receipt and payment.
In sum, the present invention can design that the building agency and sales of Real Estate Finance service are professional, manager is professional, housing loan is professional and the fund supervision is professional between two parties, and usable range is wide; The present invention not only can realize the secure payment of clients fund owing to be based on the system at funds transfer between the client of internet exploitation, can guarantee again the fairness of concluding the business to reduce the dispute between the client; Cost of the present invention is low, saving manpower, easy to operate.

Claims (4)

1. the method for operating of online clearing of a Real Estate Finance and payment system, wrap this method and may further comprise the steps at least:
Step 1, online clearing;
Step 2 is appended receipt and payment.
2. the method for operating of online clearing of Real Estate Finance according to claim 1 and payment system is characterized in that: also comprise in the described step 1:
Step 1.1, conclusion of the business quantity: in search pattern, select statistical, select to use inquiry or derivation or printing after the interpolation time range; Described statistical comprises that the rent and sale mode is added up, department statistics and source statistics; Also comprise a tabulation in the described search pattern, show classification and conclusion of the business quantity information that inquiry obtains;
Step 1.2, sales volume inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises contract type statistics, department statistics and individual's statistics; Also comprise a tabulation in the described search pattern, show classification and sales volume information that inquiry obtains;
Step 1.3, profit inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises charge object statistics, contract type and department statistics; Also comprise a tabulation in the described search pattern, show classification and profit information that inquiry obtains;
Step 1.4, professional deduction is inquired about: select statistical in search pattern, select to use inquiry or derivation or printing after the interpolation time range; Described statistical comprises contract type statistics, department statistics and individual's statistics; Also comprise a tabulation in the described search pattern, show classification and professional deduction information that inquiry obtains;
Step 1.5, financial statistics inquiry: in search pattern, select statistical, select to use after the interpolation time range and inquire about or derive or printing; Described statistical comprises that source of houses mode is added up, traveller's mode is added up and department's mode is added up; Also comprise a tabulation in the described search pattern, show that the classification that inquiry obtains should be charged, real charge reaches not pay imformation.
3. the method for operating of online clearing of Real Estate Finance according to claim 1 and payment system is characterized in that: also comprise in the described step 2:
Step 2.1, the commission receipt and payment are estimated;
Step 2.2, audit is estimated in the commission receipt and payment.
4. the method for operating of online clearing of Real Estate Finance according to claim 3 and payment system is characterized in that: also comprise in the described step 2.1:
Step 2.1.1 shows application numbers and professional numbering;
Step 2.1.2 shows in the public information template and produces card numbering, floor area of building, intermediary company, contact person, knockdown price, floor/number of plies, shops of intermediary, telephone number, building time, property address and business personnel's name;
Step 2.1.3 shows application information and processing result information in the business information template; Described application information comprises loan types, demand for loan, the main people of loan, ginseng loan people and remarks; Processing result information comprises the first trial result and the fruit of just concluding, and described first trial result comprises that lending bank, loan subbranch, assessment valency, the highest one-tenth number of loan, merchant borrow interest rate and first trial date; Described just concluding comprises that really merchant's monetary allowance volume, merchant borrow the time limit, merchant's loan interest rate, public monetary allowance volume, the public time limit, the public interest rate, just careful by date and housing loan date of borrowing borrowed;
Step 2.1.4, display operation people information, business hours node, operation item and operation remarks in the operation note template;
Step 2.1.5 adds receivables and should return project in operation note interpolation template; Described receivables comprises bank and subbranch's information thereof, appending receivable count and append amount receivable; The described project of should returning comprises brokerage firm, manager shops, customer name, appends the number that should return the benefit, appends and should return the amount of money, customer bank and customer accounting code, adds the back and selects to submit to;
Step 2.1.6, in the housing loan service lists, select flow state, add professional numbering, customer name and time scope, the interpolation back is used the search engine searches relevant information and is presented in the form, and the information content of demonstration comprises professional numbering, loan types, the main people of loan name, discusss loan demand, public loan demand and date of application.
CN200910196493XA 2009-09-27 2009-09-27 Operating method for real estate finance online settlement and payment system Pending CN102034179A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN200910196493XA CN102034179A (en) 2009-09-27 2009-09-27 Operating method for real estate finance online settlement and payment system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN200910196493XA CN102034179A (en) 2009-09-27 2009-09-27 Operating method for real estate finance online settlement and payment system

Publications (1)

Publication Number Publication Date
CN102034179A true CN102034179A (en) 2011-04-27

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106651677A (en) * 2016-12-08 2017-05-10 杭州销冠网络科技有限公司 Intelligent calculation method and system
WO2017173562A1 (en) * 2016-04-05 2017-10-12 盛玉伟 Real estate sales data counting method and system
CN107845018A (en) * 2017-10-17 2018-03-27 链家网(北京)科技有限公司 A kind of real estate online trading system

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2017173562A1 (en) * 2016-04-05 2017-10-12 盛玉伟 Real estate sales data counting method and system
CN106651677A (en) * 2016-12-08 2017-05-10 杭州销冠网络科技有限公司 Intelligent calculation method and system
CN107845018A (en) * 2017-10-17 2018-03-27 链家网(北京)科技有限公司 A kind of real estate online trading system

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Application publication date: 20110427