CN101996444A - Recharging method and system for portable type stored-value equipment - Google Patents
Recharging method and system for portable type stored-value equipment Download PDFInfo
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- CN101996444A CN101996444A CN2010102827538A CN201010282753A CN101996444A CN 101996444 A CN101996444 A CN 101996444A CN 2010102827538 A CN2010102827538 A CN 2010102827538A CN 201010282753 A CN201010282753 A CN 201010282753A CN 101996444 A CN101996444 A CN 101996444A
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Abstract
The invention provides a recharging method and system for portable type stored-value equipment, wherein the method comprises the following steps: a communication terminal transmits a first recharging message to a recharging server, and the first recharging message comprises a first recharging amount and a fee deduction account number bound with the communication terminal in advance; the recharging server deducts fee and recharges according to the fee deduction account number and the first recharging amount, and returns a first recharging success message to the communication terminal; the communication terminal transmits a second recharging message to the portable type stored-value equipment according to the first recharging success message, and the second recharging message comprises a second recharging amount; and the portable type stored-value equipment updates the stored-value sum in the portable type stored-value equipment for recharging according to the second recharging amount. By the technical scheme of the invention, a user can initiate a recharging request to the recharging server remotely through the communication terminal to recharge the portable type stored-value equipment without going to a fixed recharging spot, and the invention is very convenient for the user.
Description
Technical field
The present invention relates to wireless communication technology, relate in particular to a kind of recharge method and system of portable Stored Value equipment.
Background technology
In present E-Payment field, the user uses portable Stored Value equipment and on-the-spot swiping card equipment to carry out alternately usually, exercises the function of stored value card and finishes on-site payment.Portable Stored Value equipment (for example: (Radio Frequency carries the short-distance wireless antenna usually; Abbreviate as: RF)) and/or data-interface, it can be finished by RF function or data-interface and swiping card equipment alternately.At present, some developers make the portable pattern of user with portable Stored Value equipment usually, for example: mobile phone pendant, key chain or card etc., thus advantages such as portable Stored Value equipment is little because of volume, good looking appearance are greatly favored by consumers.
Wherein, because the communication distance of the wireless antenna of portable Stored Value equipment is very near, therefore, can't directly communicate with the long-range equipment of supplementing with money.When the user supplements with money for portable Stored Value equipment, just must carry portable Stored Value equipment to the fixedly recharge point of supplementing the equipment place with money, supplement operation with money by using the ad hoc equipment of supplementing with money.
Supplement with money under the mode existing, need painstakingly to arrive fixedly recharge point in order to supplement the user with money, this is not only very inconvenient concerning the user, but also has greatly wasted user's time.
Summary of the invention
The invention provides a kind of recharge method and system of portable Stored Value equipment, must arrive the problem that fixing recharge point just can be supplemented with money, the user is supplemented with money no longer be subjected to the fixedly restriction of recharge point in order to solve user in the prior art.
The invention provides a kind of recharge method of portable Stored Value equipment, comprising:
Communication terminal sends first and supplements message with money to supplementing server with money, and described first supplements message with money comprises first recharge amount and the number of the account of deducting fees of binding with described communication terminal in advance;
The described server of supplementing with money is deducted fees and is supplemented operation with money, and return the first successful recharging message to described communication terminal according to described number of the account and described first recharge amount of deducting fees;
Described communication terminal sends second to portable Stored Value equipment and supplements message with money according to the described first successful recharging message, and described second supplements message with money comprises second recharge amount;
Described portable Stored Value equipment is according to described second recharge amount, upgrades the Stored Value amount of money in the described portable Stored Value equipment to supplement with money.
The invention provides a kind of charging system of portable Stored Value equipment, comprising: communication terminal, supplement server and portable Stored Value equipment with money;
Described communication terminal is used for sending first and supplementing message with money to the described server of supplementing with money, and described first supplements message with money comprises first recharge amount and the number of the account of deducting fees of binding with described communication terminal in advance; And be used to receive the described first successful recharging message of supplementing the server transmission with money, and according to the described first successful recharging message, send second to described portable Stored Value equipment and supplement message with money, described second supplements message with money comprises second recharge amount;
The described server of supplementing with money is used for the described number of the account and described first recharge amount of deducting fees of supplementing message with money according to described first, deducts fees and supplements operation with money, and return the first successful recharging message to described communication terminal;
Described portable Stored Value equipment is used for described second recharge amount of supplementing message with money according to described second, upgrades the Stored Value amount of money in the described portable Stored Value equipment to supplement with money.
The recharge method of portable Stored Value equipment provided by the invention and system, send first and supplement message with money to supplementing server with money by communication terminal, supplement server with money and first supplement message with money and the number of the account of deducting fees of binding is in advance deducted fees supplement operation with money according to what communication terminal sent; Then, again by communication terminal according to the successful recharging message of supplementing server with money that receives, send second to portable Stored Value equipment and supplement message with money and finish the operation of supplementing with money portable Stored Value equipment.Adopt technical solution of the present invention, the user is when supplementing with money portable Stored Value equipment, can charging request directly be proposed to supplement with money to supplementing server with money by communication terminal is long-range, need not arrive fixedly recharge point, therefore, compared with prior art, technical solution of the present invention has great convenience for the user, and has saved user's time.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do one to the accompanying drawing of required use in embodiment or the description of the Prior Art below introduces simply, apparently, accompanying drawing in describing below is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
The process flow diagram of the recharge method of the portable Stored Value equipment that Fig. 1 provides for the embodiment of the invention one;
The process flow diagram of the recharge method of the portable Stored Value equipment that Fig. 2 provides for the embodiment of the invention two;
The process flow diagram of the recharge method of the portable Stored Value equipment that Fig. 3 provides for the embodiment of the invention three;
The structural representation of the charging system of the portable Stored Value equipment that Fig. 4 provides for the embodiment of the invention four.
Embodiment
For the purpose, technical scheme and the advantage that make the embodiment of the invention clearer, below in conjunction with the accompanying drawing in the embodiment of the invention, technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Before the explanation technical solution of the present invention, earlier to the communication terminal in the technical solution of the present invention, supplement relevant informations such as server and portable Stored Value equipment with money and carry out simple declaration.In technical solution of the present invention, communication terminal is meant and can and supplements the equipment that server communicates with money by Short Message Service Gateway or communication, for example: cell phone apparatus or personal digital assistant (Personal Digital Assistant; Abbreviate as: PDA).Wherein, the cell phone apparatus service card that generally includes mobile phone and be used in combination with mobile phone; Service card can be subscriber identification module (Subscriber Identity Module; SIM card), subscriber identification module (User Identity Module abbreviate as:; The UIM card) or SIM/UIM expansion card etc. abbreviate as:.Wherein, SIM/UIM expansion card (claiming sticker again), essence is a kind of programmable I C card, inside has comprised central processing unit (Center Processing Uite; Abbreviate as: CPU), internal memory and handling procedure, be the contact conversion thin slice that designs for the SIM/UIM card screens that adapts to different mobile phone correspondences on the external form., that both are bonding during use the contact on the SIM/UIM the core of the card sheet contact alignment paster, more this " bonding " card is directly inserted mobile phone SIM/UIM card slot and get final product.Supplement server with money and typically refer to the equipment fixedly recharge point, that for the user portable Stored Value equipment is supplemented with money specially that is arranged on; Store the relevant information of portable Stored Value equipment on it, for example: information such as user's name, Stored Value number of the account, Stored Value password, the Stored Value amount of money and corresponding service regeulations; In technical solution of the present invention, also require to supplement server with money and have radio communication function, and the relevant information that also will store communication terminal simultaneously.
Concrete, before implementing technical solution of the present invention, the user need bind the sign (for example phone number) of its communication terminal in certain or some numbers of the account of deducting fees of operator backstage and user in advance, and communication terminal is stored into the mapping relations and the communication terminal of the number of the account of deducting fees of being bound and the relevant information of the number of the account of deducting fees etc. supplement with money in the server.Wherein, the number of the account of deducting fees for example can be user's Bank Account Number or the number of the account of opening by the third-party charging channel of deducting fees; And this number of the account of deducting fees operator corresponding with supplementing server with money is associated, and the operator that promptly supplements the server correspondence with money can be by this number of the account deduction recharge amount of deducting fees.Based on above-mentioned, below discuss in detail technical solution of the present invention.
Embodiment one
The process flow diagram of the recharge method of the portable Stored Value equipment that Fig. 1 provides for the embodiment of the invention one.As shown in Figure 1, the recharge method of present embodiment comprises:
In the present embodiment, when the user need supplement with money for its portable Stored Value equipment, can generate first by its communication terminal and supplement message with money, and first recharge amount and the number of the account of deducting fees are carried on first together supplement with money to send in the message and supplement server with money.Wherein this first supplements message with money through encrypting, and concrete cipher mode is made an appointment with supplementing server with money, and present embodiment does not limit cipher mode.Wherein, first recharge amount can be the recharge amount that user's desire is supplemented with money portable Stored Value equipment, also can be not equal to the recharge amount of desiring to supplement with money.
Wherein, the user can write first by the editting function of its communication terminal and supplement message with money, and sends to by Short Message Service Gateway with way of short messages and to supplement server with money; In addition, if the service card of user's communications terminal is supported user identification application development instrument (SIM Tool Kit; Abbreviate as: STK) function, then the user also can supplement message with money to supplementing server transmission first with money by the STK function; For example: the service card that the user uses is the STK card, and the user has opened the pre-circle of realizing by STK and has deposited business, then this user can be by selecting " the pre-circle is deposited " option in the STK menu, then, the number of the account of deducting fees that selection will be used, it is recharge amount that the input circle is deposited the amount of money, and the corresponding account password of input, form up encryption note (promptly first supplementing message with money) and send to remote short messages and supplement gateway with money, supplement gateway with money by note and should encrypt note and send to and supplement server with money.
Concrete, supplement with money server receive first supplement message with money after, according to the cipher mode of making an appointment this first is supplemented with money message and be decrypted, and resolve first information such as sign of supplementing the number of the account of deducting fees, account number cipher, first recharge amount and this communication terminal in the message with money of obtaining; Then, deduct fees according to the number of the account of deducting fees, account number cipher and first recharge amount and to supplement operation with money, be i.e. the amount of the deduction first recharge amount correspondence from the number of the account of deducting fees; Then, when successful recharging, generate the first successful recharging message, and encrypt the back according to the cipher mode of making an appointment and return this first successful recharging message to communication terminal, successful to inform that communication terminal is supplemented operation with money.
After communication terminal receives the first successful recharging message, decipher and resolve this first successful recharging message, know and supplement server first recharge amount of from the number of the account of deducting fees, having deducted fees with money that having finished deducts fees supplements operation with money; Then, communication terminal generates second and supplements message with money, and after encrypting according to the cipher mode of making an appointment with portable Stored Value equipment, sends to portable Stored Value equipment, supplements operation with money to inform portable Stored Value equipment; Simultaneously, this second is supplemented second recharge amount that carries in the message with money and supplements amount with money when providing portable Stored Value equipment to supplement with money.This second recharge amount can equal first recharge amount, also can be not equal to first recharge amount; Generally, second recharge amount is smaller or equal to first recharge amount, and promptly the user is less than or equal to the recharge amount of user to communication terminal to the recharge amount of portable Stored Value equipment.
Portable Stored Value equipment receive second supplement message with money after, according to the cipher mode of making an appointment this second is supplemented with money message and is decrypted, and resolve second recharge amount that obtains wherein; Then, according to second recharge amount renewal Stored Value amount of money wherein, the amount that is about to the current Stored Value amount of money adds that the amount of the second recharge amount correspondence is as the up-to-date Stored Value amount of money.So far, the user has finished the operation of supplementing with money to portable Stored Value equipment.
The recharge method of the portable Stored Value equipment that present embodiment provides, the user can long-rangely propose charging request to supplementing server with money by its communication terminal, so that portable Stored Value equipment is supplemented with money, need not supplement with money to fixing recharge point, saved user's time, had great convenience for the user.In addition, its operating process of the recharge method that present embodiment provides is simple, and is simple to operate easy to implement concerning the user.
Based on technique scheme, present embodiment further provides a kind of embodiment of step 102.The backstage is when registering in operation for the user, and the password of the number of the account of will deducting fees simultaneously and this number of the account correspondence of deducting fees is bound with the communication terminal sign together, and this three's mapping relations is stored into supplement with money in the server; Based on this, when the user need supplement with money portable Stored Value equipment, the user by its communication terminal to supplement with money server send carry first recharge amount, information such as the number of the account of deducting fees and account number cipher first supplement message with money.Then a kind of embodiment of step 102 is specially: supplement server parses with money and obtain first number of the account of deducting fees, account number cipher and first recharge amount of supplementing with money in the message; Then, supplement server with money according to prestoring the charging information table, number of the account and recharge amount carry out legitimate verification to deducting fees; Wherein, store deduct fees number of the account and the password of correspondence and the mapping relations of communication terminal in the charging information table, and the information such as upper lower limit value of recharge amount.Concrete, supplement with money server according to the account number cipher of mapping relations, storage verify whether this number of the account of deducting fees exists, whether corresponding with this communication terminal etc.; And verify according to upper lower limit value whether this first recharge amount is reasonable.For example, if first recharge amount is that negative value illustrates that then this recharge amount is unreasonable; Again for example: because the applied environment and the scope of portable Stored Value equipment limit, its recharge amount can not be too big, and also will be regarded as unreasonable when first recharge amount is an amount that exceeds higher limit.When supplementing the server authentication result with money is successfully the time, according to deduct fees number of the account and therefrom deduct first recharge amount of the account number cipher login of obtaining; And behind deduction first recharge amount, send the first successful recharging message to communication terminal.
Based on technique scheme, the recharge method of present embodiment also comprises: when the checking result who supplements server with money when unsuccessful, send to communication terminal and to supplement failed message with money.For example: when supplementing the server authentication number of the account of finding to deduct fees with money is not the number of the account of deducting fees of binding in advance, perhaps can't login the number of the account of deducting fees according to account number cipher, or first recharge amount not within upper lower limit value the time etc., all can send and supplement failed message with money to communication terminal.Present embodiment is supplemented state by communication terminal to user feedback by return the technical scheme of successful recharging or failed message to communication terminal, and whether user's understanding is in time supplemented with money successful, improves quality of services for users.
Embodiment two
The process flow diagram of the recharge method of the portable Stored Value equipment that Fig. 2 provides for the embodiment of the invention two.In the present embodiment, communication terminal is the cell phone apparatus with short-distance wireless communication function; More specifically, be the function that realizes communication terminal by the service card that is used in combination with mobile phone in the cell phone apparatus.Present embodiment can be based on embodiment one, and its something in common present embodiment repeats no more.As shown in Figure 2, the recharge method of present embodiment comprises:
Concrete, the user selects " pre-circle is deposited " function from the STK menu of mobile phone, import deduct fees number of the account and the account number cipher and first recharge amount, generates first and supplements message with money, and encrypt the up note of formation and supplement gateway with money by remote short messages, send to and supplement server with money.Wherein, the user registers on the operator backstage, and in advance phone number and deduct fees number of the account, account number cipher etc. is bound and stored.
Wherein, its result is handled and stored to the cell phone apparatus of present embodiment with the service card that the first successful recharging message is handed in the cell phone apparatus after receiving the first successful recharging message.Wherein, service card in the present embodiment cell phone apparatus is supported short-distance wireless communication, and communication can be bluetooth, infrared, RF or WiFi etc.Accordingly, the service card in the present embodiment cell phone apparatus can be provided with the hardware device of communication protocols such as supporting bluetooth, infrared, RF or WiFi, to realize radio communication function.Based on the advantages for development of RF technology be extensive use of, present embodiment is an example with the cell phone apparatus with RF antenna preferably.Be that cell phone apparatus can be supplemented message with money by the portable Stored Value equipment transmission second of RF days alignments of its service card.Concrete, when the user need be when portable Stored Value equipment be supplemented operation with money, its portable Stored Value equipment and cell phone apparatus are pressed close to, the user initiates to supplement with money operation by the STK menu in the cell phone apparatus, and this operation means the operation indication of to its service card transmission expression portable Stored Value equipment being supplemented with money by cell phone apparatus; At this moment, service card in the cell phone apparatus can generate second according to the information of the result of its storage and user's input supplement message with money, and supplements message with money and send to portable Stored Value equipment encrypting this second second after will encrypting by its RF antenna after supplementing message with money.Wherein service card can be SIM card UIM card or SIM/UIM expansion card etc.
Wherein, the RF on the service card in the cell phone apparatus can support 2.4G, 13.56MHz and three kinds of frequency ranges of 800/900MHz, promptly can adopt wherein any frequency range and portable Stored Value equipment to carry out radio communication.
Wherein, the portable Stored Value equipment in the present embodiment also has radio communication function, and employed communication is identical with cell phone apparatus.With RF is example, and then the portable Stored Value equipment of present embodiment also has the RF antenna and supports RF communication protocol; The RF antenna of further portable Stored Value equipment also can be supported 2.4G, 13.56MHz and three kinds of frequency ranges of 800/900MHz.Wherein, as long as portable Stored Value equipment and the RF of service card use same frequency range can finish communicating by letter between the two, specifically use which kind of frequency range present embodiment not do qualification.Wherein, portable Stored Value equipment can have a plurality of RF antennas; And the RF antenna that communicates with service card in the cell phone apparatus can be same with the RF antenna of the mutual usefulness of other equipment (for example: fixedly the equipment of supplementing with money of recharge point), also can be different RF antennas.
Concrete, portable Stored Value equipment can be supplemented message with money to second according to predetermined in advance communication protocol and the information such as corresponding secret key of being scheduled in advance and be carried out legitimate verification; Supplement message with money if can correctly decipher second, this then is described, and second to supplement message with money legal, otherwise be illegal.Further, portable Stored Value equipment can also be scheduled to a string number in advance with cell phone apparatus, to supplement the foundation of the legitimacy of message with money as checking second; For example: according to making an appointment, when the service card in the cell phone apparatus is supplemented message with money in generation second, the string that to be scheduled in advance number is carried on second and supplements with money in the message simultaneously, number second legitimacy of supplementing message with money is done further checking for portable Stored Value equipment according to this string.Wherein, can prevent illegal operation or malicious attack,, and finally guarantee user's interests with the security of the information that guarantees portable Stored Value equipment and storage inside thereof to portable Stored Value equipment by this step.
The recharge method of present embodiment, cell phone apparatus carries out having made full use of the advantage of short-distance wireless communication technology alternately with communication and portable Stored Value equipment by its service card; Realizing that the user does not go when fixedly the recharge point can be supplemented with money portable Stored Value equipment, can also use cell phone apparatus to supplement with money for portable Stored Value equipment within limits, further facilitate the supplement operation of user portable Stored Value equipment.
Wherein, in the above-described embodiments, because user's cell phone apparatus has been opened " pre-circle is deposited " function, therefore, first recharge amount is deposited on the cell phone apparatus by pre-circle earlier; By cell phone apparatus portable Stored Value equipment is supplemented with money again, finish the operation of supplementing with money of portable Stored Value equipment.But, concerning cell phone apparatus, after portable Stored Value equipment successful recharging, also need to carry out fee deduction treatment according to the second successful recharging message that portable Stored Value equipment returns.Simple declaration has been carried out in the following processing operation that cell phone apparatus is carried out according to the second successful recharging message that receives of present embodiment.After the service card in the cell phone apparatus receives the second successful recharging message of portable Stored Value equipment transmission, the amount shown in deduction second recharge amount from the amount of money data of its storage inside, his respective handling of Xingqi of going forward side by side is operated.
Concrete, in technique scheme, first recharge amount is supplemented with money cell phone apparatus, and promptly the inside amount of money data of the service card in the cell phone apparatus are increased first recharge amount; And second recharge amount is supplemented with money portable Stored Value equipment, and the Stored Value amount of money of promptly portable Stored Value equipment is increased second recharge amount; And after to portable Stored Value equipment successful recharging, cell phone apparatus need cut the amount of the second recharge amount correspondence from the inside amount of money data of its service card.Based on as can be known above-mentioned, second recharge amount in the technical solution of the present invention can be less than or equal to first recharge amount, also can be greater than second recharge amount.When second recharge amount during greater than first recharge amount, will be from user mobile phone equipment the deduction redundance amount of money in the existing inner amount of money data.
Further, based on technique scheme, the processing that present embodiment provides a kind of cell phone apparatus to be carried out when receiving the second successful recharging message is in addition operated, and based on this processing operation that cell phone apparatus carried out the above-mentioned process of supplementing with money is described further.Concrete, after cell phone apparatus receives the second successful recharging message, directly the second successful recharging message is carried out format conversion, and supplement the second successful recharging message after the format conversion with money gateway by note and send to and supplement server with money, to inform that supplementing server with money supplements operation with money and finish.In this technical scheme, cell phone apparatus only need be responsible for supplementing with money the information transmission between server and the portable Stored Value equipment.Wherein, when cell phone apparatus receives the first successful recharging message, can not carry out the operation that increases the storage inside amount of money on its service card; When cell phone apparatus receives the second successful recharging message, can not carry out the operation of the storage inside amount of money on its service card of deduction yet.First recharge amount can not enclose in advance on cell phone apparatus and deposit under this mode, therefore, and does not require that cell phone apparatus must open pre-circle and deposit business, and is lower to the performance requirement of user mobile phone equipment.
Further, need explanation at this, the portable Stored Value equipment of present embodiment is provided with built-in charge power supply, to provide work required electric current to portable Stored Value equipment.
Embodiment three
The process flow diagram of the recharge method of the portable Stored Value equipment that Fig. 3 provides for the embodiment of the invention three.Present embodiment can be based on embodiment one or embodiment two, and communication terminal also is example with the cell phone apparatus.The difference of itself and embodiment two is: in the present embodiment, the interactive function of communication terminal and portable Stored Value equipment mainly is to realize that by the embedded software of mobile phone in the cell phone apparatus promptly cell phone apparatus communicates by embedded software control data interface and portable Stored Value equipment.As shown in Figure 3, the recharge method of present embodiment comprises:
Step 302 is supplemented the server deciphering with money and is resolved up note, obtains first information such as the number of the account of deducting fees, account number cipher, first recharge amount and phone number of supplementing with money in the message;
Step 303 is supplemented server with money the deduct fees number of the account and first recharge amount is carried out legitimate verification;
Step 304 is supplemented server with money and is judged whether checking is passed through; When the checking result for by the time, execution in step 305; Otherwise, execution in step 312.
Step 305 is supplemented server with money and deduct first recharge amount from the number of the account of deducting fees, and supplements operation with money to deduct fees; Wherein, present embodiment is an example not open " pre-circle is deposited " professional cell phone apparatus.
Concrete, the user is connected with the data-interface of portable Stored Value equipment by the data-interface of data line with mobile phone in the cell phone apparatus, and carries out information interaction by the data-interface after connecting.Wherein, data-interface can be an audio interface, serial bus interface (Universal Serial Bus; Abbreviate as: USB), MINI-USB interface, serial ports or RS232 etc.In this technical scheme, cell phone apparatus receives note and supplements with money and hand to that its embedded software is handled and the stores processor result after the first successful recharging message of gateway.Because cell phone apparatus when receiving the first successful recharging message, need not supplement with money at once portable Stored Value equipment, therefore, by its embedded software result is stored and to carry out subsequent operation when treating that the user need supplement with money.When the user need couple together by the data-interface of data line with portable Stored Value equipment and cell phone apparatus when its portable Stored Value equipment is supplemented with money; At this moment, cell phone apparatus can send the operation indication that portable Stored Value equipment is supplemented with money to its embedded software; Supplement message by its embedded software with money according to second recharge amount generation second of result of having stored and storage in advance, and supplement message by the control data interface with money with second and send to portable Stored Value equipment, to realize the information interaction with portable Stored Value equipment.This technical scheme do not need in the cell phone apparatus the service card support of wireless communication (for example: RF) function, and because nearly all cell phone apparatus and portable set all can have data-interface, this technical scheme has made full use of the characteristics of cell phone apparatus and portable Stored Value equipment self, has further expanded the range of application of technical solution of the present invention.
Wherein, require the data-interface of portable Stored Value equipment and the data-interface of cell phone apparatus to adapt, supplement message with money so that successfully receive second.
Step 312 is supplemented failed message with money to the cell phone apparatus transmission, and finishes to supplement with money operation.Wherein, supplementing server with money supplements gateway with money by note and sends to cell phone apparatus and supplement failed message with money; Portable Stored Value equipment sends to cell phone apparatus by data-interface and supplements failed message with money.
In the recharge method of present embodiment, by the information interaction between data-interface realization cell phone apparatus and the portable Stored Value equipment, cell phone apparatus and portable Stored Value equipment existing hardware structure have been made full use of, reduced requirement, further strengthened the applicability of technical solution of the present invention the cell phone apparatus function.
Need explanation at this, the portable Stored Value equipment of present embodiment can be provided with built-in power, and provides working current by this built-in power to portable Stored Value equipment; In addition, itself have the function of external power supply, for example audio interface based on some data-interface, therefore, when cell phone apparatus communicated by audio interface and portable Stored Value equipment, this portable Stored Value equipment can have built-in power, also can not have built-in power.When not having built-in power, can be directly provide working current to it by the audio interface of cell phone apparatus.
Embodiment four
The structural representation of the charging system of the portable Stored Value equipment that Fig. 4 provides for the embodiment of the invention four.As shown in Figure 4, the charging system of present embodiment comprises: communication terminal 11, supplement server 12 and portable Stored Value equipment 13 with money.
Wherein, communication terminal 11 is used for sending first and supplementing message with money to supplementing server 12 with money, and described first supplements message with money comprises first recharge amount and the number of the account of deducting fees of binding with communication terminal 11 in advance; Supplement server 12 with money, be used for the deduct fees number of the account and first recharge amount of supplementing message with money, deduct fees and supplement operation with money, and return the first successful recharging message to communication terminal 11 according to first; Communication terminal 11 also is used to receive and supplements the first successful recharging message that server 12 sends with money, and according to the first successful recharging message, sends second to portable Stored Value equipment 13 and supplement message with money, and described second supplements message with money comprises second recharge amount; Portable Stored Value equipment 13 is used for second recharge amount of supplementing message with money according to second, upgrades the Stored Value amount of money in the portable Stored Value equipment 13 to supplement with money.
The charging system of the portable Stored Value equipment that present embodiment provides, can be used for carrying out the recharge method of the portable Stored Value equipment that the embodiment of the invention provides, about the description that the concrete operations flow process and the principle of work of this charging system can see each method embodiment of the present invention for details, present embodiment repeats no more.
By the charging system of present embodiment, the user need not arrive fixedly the recharge point portable Stored Value equipment is supplemented with money, has saved user's time; And the advantage of utilizing communication terminal and portable Stored Value equipment to carry, the user can supplement with money portable Stored Value equipment whenever and wherever possible, has great convenience for the user; Further, based on native system to supplement operating process with money simple, simple to operate easy to implement concerning the user.
In technique scheme, communication terminal 11 can be cell phone apparatus or personal digital equipment etc.Wherein, when communication terminal is cell phone apparatus, specifically can implement the function of communication terminal, also can implement, can also work in coordination with by service card and embedded software and implement by the embedded software in the mobile phone by the service card in the cell phone apparatus.Based on this, communication terminal 11 can communication and portable Stored Value equipment 13 carry out information interaction, for example send second to portable Stored Value equipment 13 and supplement message with money and receive the second successful recharging message that portable Stored Value equipment 13 sends by support of wireless communication protocol with hardware equipment on the service card (for example RF antenna); Communication terminal 11 also can be undertaken alternately by data-interface and portable Stored Value equipment 13, for example: send second by data-interface (audio interface) to portable Stored Value equipment 13 and supplement message with money and receive the second successful recharging message that portable Stored Value equipment 13 sends.Aforesaid way is all simple, and the user can select concrete embodiment voluntarily in conjunction with the function that communication terminal 11 is had.
One of ordinary skill in the art will appreciate that: all or part of step that realizes said method embodiment can be finished by the relevant hardware of programmed instruction, aforesaid program can be stored in the computer read/write memory medium, this program is carried out the step that comprises said method embodiment when carrying out; And aforesaid storage medium comprises: various media that can be program code stored such as ROM, RAM, magnetic disc or CD.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (10)
1. the recharge method of a portable Stored Value equipment is characterized in that, comprising:
Communication terminal sends first and supplements message with money to supplementing server with money, and described first supplements message with money comprises first recharge amount and the number of the account of deducting fees of binding with described communication terminal in advance;
The described server of supplementing with money is deducted fees and is supplemented operation with money, and return the first successful recharging message to described communication terminal according to described number of the account and described first recharge amount of deducting fees;
Described communication terminal sends second to portable Stored Value equipment and supplements message with money according to the described first successful recharging message, and described second supplements message with money comprises second recharge amount;
Described portable Stored Value equipment is according to described second recharge amount, upgrades the Stored Value amount of money in the described portable Stored Value equipment to supplement with money.
2. the recharge method of portable Stored Value equipment according to claim 1 is characterized in that, described portable Stored Value equipment is according to described second recharge amount, and the Stored Value amount of money that upgrades in the described portable Stored Value equipment also comprises with after supplementing with money:
Described portable Stored Value equipment sends the second successful recharging message to described communication terminal, carries out fee deduction treatment for described communication terminal according to the described second successful recharging message, perhaps gives the described server of supplementing with money with the described second successful recharging forwards.
3. the recharge method of portable Stored Value equipment according to claim 1, it is characterized in that, the described server of supplementing with money is deducted fees and is supplemented operation with money according to described number of the account and described first recharge amount of deducting fees, and returns the first successful recharging message to described communication terminal and comprise:
The described server parses of supplementing with money is obtained the described first described number of the account and described first recharge amount of deducting fees of supplementing with money in the message;
The described server of supplementing with money is according to the charging information table that prestores, and described number of the account and described first recharge amount of deducting fees carried out legitimate verification, stores the deduct fees mapping relations of number of the account and communication terminal and the upper lower limit value of recharge amount in the described charging information table;
When the described checking result who supplements server with money is successfully the time, described first recharge amount of deduction from the described number of the account of deducting fees, and send the described first successful recharging message to described communication terminal.
4. the recharge method of portable Stored Value equipment according to claim 3 is characterized in that, when the described checking result who supplements server with money when unsuccessful, send to described communication terminal and to supplement failed message with money.
5. the recharge method of portable Stored Value equipment according to claim 1 is characterized in that, described communication terminal is supplemented message with money to portable Stored Value equipment transmission second and comprised according to the described first successful recharging message:
Described communication terminal is supplemented gateway with money by note and is received the first successful recharging message;
Described communication terminal generates second according to the described first successful recharging message and supplements message with money;
Described communication terminal sends described second with communication to described portable Stored Value equipment and supplements message with money.
6. the recharge method of portable Stored Value equipment according to claim 5 is characterized in that, described communication is bluetooth, infrared, radio frequency or WiFi.
7. the recharge method of portable Stored Value equipment according to claim 1 is characterized in that, described communication terminal is supplemented message with money to portable Stored Value equipment transmission second and comprised according to the described first successful recharging message:
Described communication terminal is supplemented gateway with money by note and is received the first successful recharging message;
Described communication terminal generates second according to the described first successful recharging message and supplements message with money;
Described communication terminal sends described second by data-interface to described portable Stored Value equipment and supplements message with money.
8. according to the recharge method of each described portable Stored Value equipment of claim 1-7, it is characterized in that described communication terminal is cell phone apparatus or personal digital assistant.
9. the charging system of a portable Stored Value equipment is characterized in that, comprising: communication terminal, supplement server and portable Stored Value equipment with money;
Described communication terminal is used for sending first and supplementing message with money to the described server of supplementing with money, and described first supplements message with money comprises first recharge amount and the number of the account of deducting fees of binding with described communication terminal in advance; And be used to receive the described first successful recharging message of supplementing the server transmission with money, and according to the described first successful recharging message, send second to described portable Stored Value equipment and supplement message with money, described second supplements message with money comprises second recharge amount;
The described server of supplementing with money is used for the described number of the account and described first recharge amount of deducting fees of supplementing message with money according to described first, deducts fees and supplements operation with money, and return the first successful recharging message to described communication terminal;
Described portable Stored Value equipment is used for described second recharge amount of supplementing message with money according to described second, upgrades the Stored Value amount of money in the described portable Stored Value equipment to supplement with money.
10. the recharge method of portable Stored Value equipment according to claim 9 is characterized in that, described communication terminal sends described second with communication to described portable Stored Value equipment and supplements message with money; Perhaps,
Described communication terminal sends described second by data-interface to described portable Stored Value equipment and supplements message with money.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010102827538A CN101996444A (en) | 2010-09-14 | 2010-09-14 | Recharging method and system for portable type stored-value equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010102827538A CN101996444A (en) | 2010-09-14 | 2010-09-14 | Recharging method and system for portable type stored-value equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101996444A true CN101996444A (en) | 2011-03-30 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010102827538A Pending CN101996444A (en) | 2010-09-14 | 2010-09-14 | Recharging method and system for portable type stored-value equipment |
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| Country | Link |
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| CN (1) | CN101996444A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105956854A (en) * | 2016-05-11 | 2016-09-21 | 新智数字科技有限公司 | Data processing method and cloud server |
| CN106447319A (en) * | 2016-08-31 | 2017-02-22 | 新智数字科技有限公司 | IC card payment method and device |
| CN109447627A (en) * | 2018-12-19 | 2019-03-08 | 深圳前海澔勉离网电器有限公司 | Remote recharge device and its implementation based on Lora wireless communication |
-
2010
- 2010-09-14 CN CN2010102827538A patent/CN101996444A/en active Pending
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105956854A (en) * | 2016-05-11 | 2016-09-21 | 新智数字科技有限公司 | Data processing method and cloud server |
| CN106447319A (en) * | 2016-08-31 | 2017-02-22 | 新智数字科技有限公司 | IC card payment method and device |
| CN109447627A (en) * | 2018-12-19 | 2019-03-08 | 深圳前海澔勉离网电器有限公司 | Remote recharge device and its implementation based on Lora wireless communication |
| CN109447627B (en) * | 2018-12-19 | 2024-02-06 | 浩勉(深圳)新能源有限公司 | Remote recharging device based on Lora wireless communication |
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Application publication date: 20110330 |