CN101986684A - Processing system and method for rechargeable paying - Google Patents
Processing system and method for rechargeable paying Download PDFInfo
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- CN101986684A CN101986684A CN2010105231485A CN201010523148A CN101986684A CN 101986684 A CN101986684 A CN 101986684A CN 2010105231485 A CN2010105231485 A CN 2010105231485A CN 201010523148 A CN201010523148 A CN 201010523148A CN 101986684 A CN101986684 A CN 101986684A
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Abstract
The invention discloses a processing system and method for rechargeable paying. The system comprises a paying processing system, a password generation system and a stored value facility, wherein the paying processing system is used for processing payment transaction on a payment platform chosen by a user according to the identification number of the stored value facility and the transaction amount of the transaction; after the payment transaction is finished, the paying processing system sends a rechargeable password generation request to the password generation system and carries the identification number of the stored value facility and the transaction information of the transaction; the password generation system is used for inquiring a corresponding verification serial number and an encryption key according to the identification number of the stored value facility; the encryption key carries out encryption operation on the verification serial number and the transaction information of the transaction to generate the rechargeable password of the transaction; the stored value facility carries out decryption operation on an input rechargeable password according to a stored decryption key; if the verification serial number and the transaction information obtained by decryption are legal, the processing system for rechargeable paying of the invention performs recharging according to the verification serial number and the transaction information obtained by the decryption. The processing system and method for rechargeable paying of the invention has flexible rechargeable mode and can ensure the safety of recharging.
Description
Technical field
The embodiment of the invention relates to the Stored Value technology, relates in particular to a kind of charging payment treatment system and method.
Background technology
Current on-site payment mode mainly adopts the wireless Stored Value equipment and the swiping card equipment that carry short-distance wireless antenna such as radio frequency (RF) mutual, realizes the function of stored value card.The way of realization of these are wireless Stored Value equipment is various, as can be by subscriber identification module (the Subscriber IdentityModule/User Identity Model of embedded in mobile phone; Be called for short: SIM/UIM) mobile phone pendant, the key chain carried of card, expansion card, SD card, user carries out Stored Value etc.When carrying out Stored Value, the SIM/UIM card can enclose by note and deposit, and the Stored Value equipment of other form then need be supplemented operation with money at the special equipment of supplementing with money of the special use of sales counter owing to do not possess the telecommunication means.
Therefore, existing Stored Value equipment supplement inconvenience with money, it is poor to supplement processing safety with money.
Summary of the invention
The invention provides a kind of charging payment treatment system and method,, realize the supplementing with money of convenience, safety Stored Value equipment in order to solve supplementing inconvenience with money, supplementing the defective of processing safety difference with money of Stored Value equipment in the prior art.
The embodiment of the invention provides a kind of charging payment processing method, comprising:
The payment process system, be used for dealing money according to Stored Value equipment mark number and this transaction, the trading processing that the payment platform of selecting with the user is paid, after the trading processing that completes charge, send to the password generation system and to supplement password with money and generate request, the described password of supplementing with money generates the Transaction Information that carries described Stored Value equipment mark number and this transaction in the request; Receive the password of supplementing with money of this transaction that the password generation system returns, the described password of supplementing with money is back to the payment platform that described user selectes;
The password generation system is used for according to described Stored Value equipment mark number corresponding checking sequence number and the encryption key of inquiry; Adopt described encryption key that the Transaction Information of described checking sequence number and this transaction is carried out cryptographic calculation, generate the password of supplementing with money of this transaction; The described password of supplementing with money is sent to described payment process system;
Stored Value equipment is used for according to the decruption key of preserving the described password of importing of supplementing with money being decrypted computing, if checking sequence number and Transaction Information that deciphering obtains are legal, then checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money.
The embodiment of the invention provides a kind of charging payment treatment system again, comprising:
The payment process system is according to the dealing money of Stored Value equipment mark number and this transaction, the trading processing that the payment platform of selecting with the user is paid, after the trading processing that completes charge, send to the password generation system and to supplement password with money and generate request, the described password of supplementing with money generates the Transaction Information that carries described Stored Value equipment mark number and this transaction in the request;
Described password generation system is according to described Stored Value equipment mark number corresponding checking sequence number and the encryption key of inquiry, adopt described encryption key that the Transaction Information of described checking sequence number and this transaction is carried out cryptographic calculation, generate this transaction supplement password with money after, the described password of supplementing with money is back to the payment platform that described user selectes by described payment process system;
Stored Value equipment is decrypted computing according to the decruption key of preserving to the described password of importing of supplementing with money, if checking sequence number and Transaction Information that deciphering obtains are legal, then checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money.
Charging payment treatment system provided by the invention and method, the trading processing that the payment process system can pay by the payment platform of selecting with the user, request password generation system is according to the checking sequence number of the Stored Value equipment mark correspondence of user's input and the password of supplementing with money that encryption key generates this transaction, to supplement password again with money and be back to the payment platform that the user selectes, Stored Value equipment then can be decrypted the password of supplementing with money of user's input, if deciphering back checking sequence number and Transaction Information are legal, again Stored Value equipment is supplemented with money, because supplementing the payment platform that is adopted with money can be selected by the user, therefore the mode of supplementing with money is flexible, and supplement with money in the process and carry out encryption and decryption, can guarantee the safety of supplementing with money according to checking sequence number and Transaction Identification Number.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do one to the accompanying drawing of required use in embodiment or the description of the Prior Art below introduces simply, apparently, accompanying drawing in describing below is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the structural representation of charging payment treatment system first embodiment of the present invention;
Fig. 2 is a kind of structural representation of Stored Value equipment among charging payment treatment system first embodiment of the present invention;
Fig. 3 is the structural representation of charging payment treatment system second embodiment of the present invention;
Fig. 4 is the flow chart of charging payment processing method first embodiment of the present invention.
Embodiment
For the purpose, technical scheme and the advantage that make the embodiment of the invention clearer, below in conjunction with the accompanying drawing in the embodiment of the invention, technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Fig. 1 is the structural representation of charging payment treatment system first embodiment of the present invention, and as shown in Figure 1, this charging payment treatment system comprises:
Stored Value equipment 15 is used for according to the decruption key of preserving the described password of importing of supplementing with money being decrypted computing, if checking sequence number and Transaction Information that deciphering obtains are legal, then checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money.
Wherein, the portable set that Stored Value equipment can be carried for the user can have input function on the Stored Value equipment, for example: if Stored Value equipment is arranged on the mobile phone, can directly use cell phone keyboard, by STK (SIM Tool Kit; Be called for short: STK) password is supplemented in the input of menu or mobile phone software menu with money, do not need redesign, if Stored Value equipment is other various forms storage cards, then input equipment and power supply etc. can be set on Stored Value equipment, as shown in Figure 2, be a kind of structural representation of Stored Value equipment among charging payment treatment system first embodiment of the present invention, the hardware of this Stored Value equipment is formed can comprise keyboard 153 and display screen 151, in order to realize input function and Presentation Function.The above-mentioned example that is wholely set for the card body of the keyboard of Stored Value equipment, display screen and Stored Value equipment, in the specific implementation process, the keyboard of Stored Value equipment, display screen can be independent of the card body setting of Stored Value equipment, for example: on the card body of Stored Value equipment, display screen is set, and keyboard and card body branch are arranged; Or on the card body of Stored Value equipment, keyboard is set, and display screen and card body branch are arranged; Or all divide at the card body of Stored Value equipment and keyboard, display screen and to be arranged.Wherein, keyboard, display screen can be connected with the card body by wired mode or wireless mode, and wherein wireless mode can be radio frequency, infrared, bluetooth, Wireless Fidelity (WirelessFidelity is called for short WIFI) etc.Each Stored Value equipment all has the sign of oneself, and for example: as seen unique production code member, this production code member are generally the outside, user's numbering as can be known; Each Stored Value equipment can also have a checking sequence number, for example: internal sequence number, for the outside invisible, the user is unknowable, and can also preserve decruption key in the Stored Value equipment, can be the form of single key or set of cipher key, above-mentioned Stored Value equipment mark number, checking sequence number and decruption key can be kept in the portable Stored Value equipment, and in the password generation system, also preserve Stored Value equipment mark number, checking sequence number and the encryption key corresponding with decruption key, wherein if symmetry algorithm, then the encryption key of the decruption key of Stored Value equipment and server can be identical, if asymmetric arithmetic, then the encryption key of the decruption key of Stored Value equipment and server then can be for corresponding but inequality one by one.
Charging payment treatment system of the present invention can be supported many middle payment platforms, as network (web), WAP (wireless application protocol) (Wireless Applicat ion Protocol; Be called for short: Wap), note or payment software etc., the payment platform that can select according to the user, for the user adopt multiple channel as: other means of payment of Net silver, Wap bank, note bank, third party's payment platform ideal money such as Zhi Fubao wealth Fu Tong etc. and some are paid to buy and are supplemented password with money.The payment process system is according to the dealing money of the Stored Value equipment mark of user input number and this transaction, the trading processing that the payment platform of selecting with the user is paid, after the trading processing that completes charge, the password of supplementing with money that sends the Transaction Information carry Stored Value equipment mark number and this transaction to the password generation system generates request.The password generation system is supplemented after password generates request the checking sequence number and the encryption key of the Stored Value equipment mark correspondence of inquiring user input with money according to the payment process system; After adopting described encryption key that the Transaction Information of verifying sequence number and this transaction is carried out cryptographic calculation, can generate the password of supplementing with money of this transaction; To supplement password then with money and be sent to the payment process system, the payment process system then can be back to payment platforms such as web, Wap that described user selectes, note according to the described password of supplementing with money.Then, the password input Stored Value equipment 15 of supplementing with money that the user can receive payment platform, Stored Value equipment 15 is decrypted computing according to the decruption key of preserving to the password of supplementing with money that the user imports again, whether checking sequence number and Transaction Information that the checking deciphering obtains be legal, if it is legal, checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money again, if illegal, then can point out the user to re-enter or finishes this transaction.
The trading processing that present embodiment payment process system can pay by the payment platform of selecting with the user, request password generation system is according to the checking sequence number of the Stored Value equipment mark correspondence of user's input and the password of supplementing with money that encryption key generates this transaction, to supplement password again with money and be back to the payment platform that the user selectes, Stored Value equipment then can be decrypted the password of supplementing with money of user's input, if deciphering back checking sequence number and Transaction Information are legal, again Stored Value equipment is supplemented with money, because supplementing the payment platform that is adopted with money can be selected by the user, therefore the mode of supplementing with money is flexible, and supplement with money in the process and carry out encryption and decryption, can guarantee the safety of supplementing with money according to checking sequence number and Transaction Identification Number.
Fig. 3 is the structural representation of charging payment treatment system second embodiment of the present invention, on the basis of charging payment treatment system first embodiment of the present invention, as shown in Figure 3, payment process system 11 can comprise: supplement initiation module 21, query requests module 22, trading processing module 23, password request module 24 and password receiver module 25 with money, wherein:
Supplement initiation module 21 with money, be used for according to the Client-initiated charging request, the indication user need import the dealing money of Stored Value equipment mark number and this transaction;
Further, password generation system 13 can comprise: validation database 31, sign enquiry module 32, key enquiry module 33, encrypting module 34 and password sending module 35, wherein:
Key enquiry module 33 is used for according to described Stored Value equipment mark number corresponding checking sequence number and the encryption key of inquiry;
Again further, Stored Value equipment 15 can comprise: memory module 41, input module 42, decryption verification module 43, supplement module 44 and display module 45 with money, wherein:
Decryption verification module 43 is used for being decrypted according to the described password of supplementing with money of the decruption key of preserving to input, and whether checking sequence number and Transaction Information that the checking deciphering obtains be legal, if legal, then indication is supplemented module with money and supplemented operation with money;
Wherein, the decryption verification module can comprise: decrypting device, sequence number authentication unit, time verifying unit, serial number authentication unit and amount of money authentication unit, wherein:
Decrypting device is used for being decrypted according to the described password of supplementing with money of the decruption key of preserving to input, the checking sequence number after obtaining deciphering and comprise the Transaction Information of transaction journal number, exchange hour and dealing money;
The sequence number authentication unit is used to verify that the checking sequence number after the deciphering is whether consistent with the built-in checking sequence number of described Stored Value equipment, if then the checking sequence number after the deciphering is legal;
The time verifying unit is used to verify whether the difference of the system time of exchange hour after the deciphering and described Stored Value equipment exceeds limiting time, and if not, then the exchange hour after the deciphering is legal;
The serial number authentication unit is used to verify that the transaction journal after the deciphering number meets the rule of the serial number of described Stored Value equipment, if then the transaction journal after the deciphering is number legal; For example: whether the transaction journal after the checking deciphering number greater than the serial number of last Transaction Success, if then meet the rule of the serial number of Stored Value equipment; Can verify also whether the transaction journal after the deciphering number meets the form of setting, if then meet the rule of the serial number of Stored Value equipment.
Amount of money authentication unit is used to verify that the amount of money whether dealing money after the deciphering meets the support of described Stored Value equipment limits, if then the dealing money after the deciphering is legal.
If the result of sequence number authentication unit, time verifying unit, serial number authentication unit and the checking of amount of money authentication unit is legal, can learn that then checking sequence number and Transaction Information are legal, if there is the checking of any one illegal, can learn that then checking sequence number and Transaction Information are illegal.The legal mode of above-mentioned checking only is for example, also can adopt the legal mode of other checkings.
The trading processing that present embodiment payment process system can pay by the payment platform of selecting with the user, request password generation system is according to the checking sequence number of the Stored Value equipment mark correspondence of user's input and the password of supplementing with money that encryption key generates this transaction, to supplement password again with money and be back to the payment platform that the user selectes, Stored Value equipment then can be decrypted the password of supplementing with money of user's input, if deciphering back checking sequence number and Transaction Information are legal, again Stored Value equipment is supplemented with money, because supplementing the payment platform that is adopted with money can be selected by the user, therefore the mode of supplementing with money is flexible, and supplement with money in the process and carry out encryption and decryption, can guarantee the safety of supplementing with money according to checking sequence number and Transaction Identification Number.
Fig. 4 is the flow chart of charging payment processing method first embodiment of the present invention, and as shown in Figure 4, this charging payment processing method comprises:
Before step 101, can also comprise that the user imports the dealing money of Stored Value equipment mark number and this transaction, and, specifically can comprise the process that the Stored Value equipment mark number is inquired about:
Step 201, payment process system be according to the Client-initiated charging request, and the indication user need import the dealing money of Stored Value equipment mark number and this transaction; The user can be according to the indication of charging request, imports the dealing money of employed Stored Value equipment mark number and this transaction to the payment process system;
The user select a kind of payment platform as: after the payment process system in the embodiment of the invention such as web, Wap, note, payment software initiates charging request, the indication user of payment process system need import Stored Value equipment mark number as: the dealing money of this transaction that production code member and user need import.
Step 202, payment process system send query requests to the password generation system, carry the Stored Value equipment mark number of user's input and the dealing money of this transaction in the described query requests;
Whether the user imports after the dealing money of Stored Value equipment mark number and this transaction, and the payment process system can send query requests to the password generation system, number exist to inquire about this Stored Value equipment mark.
Step 203, password generation system are according to the Stored Value equipment mark of user's input number, the described Stored Value equipment mark number that whether has described user input in the inquiring and authenticating database, if, the trading processing of then indicating described payment process system to pay.Wherein, preserve the Stored Value equipment mark number and the corresponding checking sequence number and the encryption key thereof of mandate in the validation database.
If password generation system inquiry is less than this Stored Value equipment mark number, then can stop transaction or return prompting, if inquire this Stored Value equipment mark number, then can inform the payment process system, the payment process system can require the user to select the paying channel of this payment platform correspondence to pay.After the user uses certain paying channel successfully to pay, the payment process system can be with Transaction Informations such as the transaction journal of Stored Value device id and this transaction number, dealing money and exchange hours, send to the password generation system with the form of supplementing password generation request with money, request password generation system generates the key of supplementing with money of this transaction.
Supplementing with money of receiving that the payment process system sends is after key generates request, after therefrom obtaining Stored Value equipment mark number and Transaction Information, search obtains the information such as checking sequence number, encryption key of Stored Value equipment mark correspondence from database again, adopt encryption key that Transaction Informations such as checking sequence number and transaction journal number, dealing money and exchange hour are carried out after cryptographic calculation obtains supplementing password with money, return and supplement password with money and give the paying treatment system.The payment process system returns to the user with each self-corresponding mode according to payment platform selected before the user and supplements password with money, as by web displaying, return or be shown to the user by the Wap page by note.
The user is in input on the Stored Value equipment after this supplements password with money, Stored Value equipment can be decrypted supplementing password with money, obtain data such as checking sequence number, exchange hour, transaction journal number after the deciphering and dealing money, verify whether the data after the above-mentioned deciphering are legal, detailed process can comprise:
Step 301, Stored Value equipment obtain user input this transaction supplement password with money;
Step 302, Stored Value equipment are decrypted according to the described password of supplementing with money of the decruption key of preserving to input, and whether checking sequence number and Transaction Information that the checking deciphering obtains be legal; If legal, then execution in step 303, otherwise can stop transaction;
Wherein, decipher and verify legal specifically comprising in the step 302:
Be decrypted the checking sequence number after obtaining deciphering and comprise the Transaction Information of transaction journal number, exchange hour and dealing money according to the described password of supplementing with money of the decruption key of preserving to input;
Whether the checking sequence number after the checking deciphering is consistent with the built-in checking sequence number of described Stored Value equipment, if then the checking sequence number after the deciphering is legal;
Whether the difference of the exchange hour after the checking deciphering and the system time of described Stored Value equipment exceeds limiting time, and if not, then the exchange hour after the deciphering is legal;
Transaction journal after the checking deciphering number meets the rule of the serial number of described Stored Value equipment, if then the transaction journal after the deciphering is number legal;
The amount of money whether dealing money after the checking deciphering meets the support of described Stored Value equipment limits, if then the dealing money after the deciphering is legal.
Dealing money in the Transaction Information that step 303, Stored Value equipment obtain according to deciphering is finished and is supplemented with money, and shows the treatment state of this transaction.
The trading processing that present embodiment payment process system can pay by the payment platform of selecting with the user, request password generation system is according to the checking sequence number of the Stored Value equipment mark correspondence of user's input and the password of supplementing with money that encryption key generates this transaction, to supplement password again with money and be back to the payment platform that the user selectes, Stored Value equipment then can be decrypted the password of supplementing with money of user's input, if deciphering back checking sequence number and Transaction Information are legal, again Stored Value equipment is supplemented with money, because supplementing the payment platform that is adopted with money can be selected by the user, therefore the mode of supplementing with money is flexible, and supplement with money in the process and carry out encryption and decryption, can guarantee the safety of supplementing with money according to checking sequence number and Transaction Identification Number.
One of ordinary skill in the art will appreciate that: all or part of step that realizes said method embodiment can be finished by the relevant hardware of program command, aforesaid program can be stored in the computer read/write memory medium, this program is carried out the step that comprises said method embodiment when carrying out; And aforesaid storage medium comprises: various media that can be program code stored such as ROM, RAM, magnetic disc or CD.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (9)
1. a charging payment treatment system is characterized in that, comprising:
The payment process system, be used for dealing money according to Stored Value equipment mark number and this transaction, the trading processing that the payment platform of selecting with the user is paid, after the trading processing that completes charge, send to the password generation system and to supplement password with money and generate request, the described password of supplementing with money generates the Transaction Information that carries described Stored Value equipment mark number and this transaction in the request; Receive the password of supplementing with money of this transaction that the password generation system returns, the described password of supplementing with money is back to the payment platform that described user selectes;
The password generation system is used for according to described Stored Value equipment mark number corresponding checking sequence number and the encryption key of inquiry; Adopt described encryption key that the Transaction Information of described checking sequence number and this transaction is carried out cryptographic calculation, generate the password of supplementing with money of this transaction; The described password of supplementing with money is sent to described payment process system;
Stored Value equipment is used for according to the decruption key of preserving the described password of importing of supplementing with money being decrypted computing, if checking sequence number and Transaction Information that deciphering obtains are legal, then checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money.
2. charging payment treatment system according to claim 1 is characterized in that, described payment process system comprises:
Supplement initiation module with money, be used for according to the Client-initiated charging request, the indication user need import the dealing money of Stored Value equipment mark number and this transaction;
The query requests module is used for sending query requests to the password generation system, carries the Stored Value equipment mark number of user's input and the dealing money of this transaction in the described query requests;
The trading processing module is used for the dealing money according to Stored Value equipment mark number and this transaction, and the trading processing that the payment platform of selecting with the user is paid generates the Transaction Information that comprises transaction journal number, exchange hour and dealing money;
The password request module after the trading processing that is used to complete charge, sends to the password generation system and to supplement password with money and generate request, and the described password of supplementing with money generates the Transaction Information that carries described Stored Value equipment mark number and this transaction in the request;
The password receiver module is used to receive the password of supplementing with money of this transaction that described password generation system returns.
3. charging payment treatment system according to claim 2 is characterized in that, described password generation system comprises:
Validation database is used to preserve the Stored Value equipment mark number and the corresponding checking sequence number and the encryption key thereof of mandate;
The sign enquiry module, be used for according to the Stored Value equipment mark of user input number, inquire about the described Stored Value equipment mark number that whether has described user input in the described validation database, if, the trading processing of then indicating the trading processing module of described payment process system to pay;
The key enquiry module is used for according to described Stored Value equipment mark number corresponding checking sequence number and the encryption key of inquiry;
Encrypting module is used to adopt described encryption key that the Transaction Information of described checking sequence number and this transaction is carried out cryptographic calculation, generates the password of supplementing with money of this transaction;
The password sending module is used for supplementing the password receiver module that password is sent to described payment process system with money with described.
4. charging payment treatment system according to claim 1 is characterized in that, described Stored Value equipment comprises:
Memory module is used to preserve the checking sequence number of described Stored Value equipment and the decruption key of presetting;
Input module, be used to obtain user's input this transaction supplement password with money;
The decryption verification module is used for being decrypted according to the described password of supplementing with money of the decruption key of preserving to input, and whether checking sequence number and Transaction Information that the checking deciphering obtains be legal, if legal, then indication is supplemented module with money and supplemented operation with money;
Supplement module with money, be used for the indication according to described decryption verification module, the dealing money in the Transaction Information that obtains according to deciphering is finished and is supplemented with money;
Display module is used to show the treatment state of this transaction.
5. charging payment treatment system according to claim 4 is characterized in that, described decryption verification module comprises:
Decrypting device is used for being decrypted according to the described password of supplementing with money of the decruption key of preserving to input, the checking sequence number after obtaining deciphering and comprise the Transaction Information of transaction journal number, exchange hour and dealing money;
The sequence number authentication unit is used to verify that the checking sequence number after the deciphering is whether consistent with the built-in checking sequence number of described Stored Value equipment, if then the checking sequence number after the deciphering is legal;
The time verifying unit is used to verify whether the difference of the system time of exchange hour after the deciphering and described Stored Value equipment exceeds limiting time, and if not, then the exchange hour after the deciphering is legal;
The serial number authentication unit is used to verify that the transaction journal after the deciphering number meets the rule of the serial number of described Stored Value equipment, if then the transaction journal after the deciphering is number legal;
Amount of money authentication unit is used to verify that the amount of money whether dealing money after the deciphering meets the support of described Stored Value equipment limits, if then the dealing money after the deciphering is legal.
6. a charging payment processing method is characterized in that, comprising:
The payment process system is according to the dealing money of Stored Value equipment mark number and this transaction, the trading processing that the payment platform of selecting with the user is paid, after the trading processing that completes charge, send to the password generation system and to supplement password with money and generate request, the described password of supplementing with money generates the Transaction Information that carries described Stored Value equipment mark number and this transaction in the request;
Described password generation system is according to described Stored Value equipment mark number corresponding checking sequence number and the encryption key of inquiry, adopt described encryption key that the Transaction Information of described checking sequence number and this transaction is carried out cryptographic calculation, generate this transaction supplement password with money after, the described password of supplementing with money is back to the payment platform that described user selectes by described payment process system;
Stored Value equipment is decrypted computing according to the decruption key of preserving to the described password of importing of supplementing with money, if checking sequence number and Transaction Information that deciphering obtains are legal, then checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money.
7. charging payment processing method according to claim 6 is characterized in that, described payment process system is according to the dealing money of Stored Value equipment mark number and this transaction, before the trading processing that the payment platform of selecting with the user is paid, comprising:
Described payment process system is according to the Client-initiated charging request, and the indication user need import the dealing money of Stored Value equipment mark number and this transaction;
Described payment process system sends query requests to described password generation system, carries the Stored Value equipment mark number of user's input and the dealing money of this transaction in the described query requests;
Described password generation system is according to the Stored Value equipment mark of user input number, whether has the described Stored Value equipment mark number of described user's input in the inquiring and authenticating database, if, the trading processing of then indicating described payment process system to pay.
8. according to claim 6 or 7 described charging payment processing methods, it is characterized in that, described Stored Value equipment is decrypted computing according to the decruption key of preserving to the described password of importing of supplementing with money, if checking sequence number and Transaction Information that deciphering obtains are legal, then checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money, comprising:
Described Stored Value equipment obtain user input this transaction supplement password with money after, be decrypted according to the described password of supplementing with money of the decruption key of preserving input, whether checking sequence number and Transaction Information that the checking deciphering obtains legal;
If legal, the dealing money in the Transaction Information that then described Stored Value equipment obtains according to deciphering is finished and is supplemented with money, and shows the treatment state of this transaction.
9. charging payment processing method according to claim 8 is characterized in that, described decruption key according to preservation is decrypted the described password of importing of supplementing with money, and whether checking sequence number and Transaction Information that the checking deciphering obtains be legal, comprising:
Be decrypted the checking sequence number after obtaining deciphering and comprise the Transaction Information of transaction journal number, exchange hour and dealing money according to the described password of supplementing with money of the decruption key of preserving to input;
Whether the checking sequence number after the checking deciphering is consistent with the built-in checking sequence number of described Stored Value equipment, if then the checking sequence number after the deciphering is legal;
Whether the difference of the exchange hour after the checking deciphering and the system time of described Stored Value equipment exceeds limiting time, and if not, then the exchange hour after the deciphering is legal;
Transaction journal after the checking deciphering number meets the rule of the serial number of described Stored Value equipment, if then the transaction journal after the deciphering is number legal;
The amount of money whether dealing money after the checking deciphering meets the support of described Stored Value equipment limits, if then the dealing money after the deciphering is legal.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010105231485A CN101986684A (en) | 2010-10-22 | 2010-10-22 | Processing system and method for rechargeable paying |
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| CN2010105231485A CN101986684A (en) | 2010-10-22 | 2010-10-22 | Processing system and method for rechargeable paying |
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| CN2010105231485A Pending CN101986684A (en) | 2010-10-22 | 2010-10-22 | Processing system and method for rechargeable paying |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542446A (en) * | 2011-12-01 | 2012-07-04 | 福建新大陆电脑股份有限公司 | Field payment method, device and system |
| CN103310336A (en) * | 2012-03-16 | 2013-09-18 | 深圳市蓝海华腾技术股份有限公司 | Recharging prepayment method and device of energy contract management-type transducer |
| CN109035499A (en) * | 2018-06-30 | 2018-12-18 | 恒宝股份有限公司 | A kind of electronic password lock authentication method based on dynamic password |
| CN114299666A (en) * | 2021-12-28 | 2022-04-08 | 安徽影通智能科技有限公司 | Offline charging method of charging station |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101377863A (en) * | 2007-08-29 | 2009-03-04 | 北京视博数字电视科技有限公司 | Method, system and terminal for charging values of terminal electronic purse |
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Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN101377863A (en) * | 2007-08-29 | 2009-03-04 | 北京视博数字电视科技有限公司 | Method, system and terminal for charging values of terminal electronic purse |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542446A (en) * | 2011-12-01 | 2012-07-04 | 福建新大陆电脑股份有限公司 | Field payment method, device and system |
| CN103310336A (en) * | 2012-03-16 | 2013-09-18 | 深圳市蓝海华腾技术股份有限公司 | Recharging prepayment method and device of energy contract management-type transducer |
| CN109035499A (en) * | 2018-06-30 | 2018-12-18 | 恒宝股份有限公司 | A kind of electronic password lock authentication method based on dynamic password |
| CN114299666A (en) * | 2021-12-28 | 2022-04-08 | 安徽影通智能科技有限公司 | Offline charging method of charging station |
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