CN101866547B - Monitoring system for insurance survey - Google Patents

Monitoring system for insurance survey Download PDF

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Publication number
CN101866547B
CN101866547B CN200910068483.8A CN200910068483A CN101866547B CN 101866547 B CN101866547 B CN 101866547B CN 200910068483 A CN200910068483 A CN 200910068483A CN 101866547 B CN101866547 B CN 101866547B
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module
car
information
survey
mounted terminal
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CN200910068483.8A
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CN101866547A (en
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Abstract

The invention discloses a monitoring system for insurance survey, which comprises a vehicle-mounted user terminal (hereinafter referred to as vehicle-mounted terminal), a display terminal of a survey vehicle, a data center and monitoring software and is characterized in that the vehicle-mounted terminal comprises a processor, a positioning module, a speed detection module, a collision turning module, a photographing and shooting module, a data sending module, a radio warning module, an alarming module and a manual alarming button, and the display terminal of the survey vehicle comprises a positioning module, a data sending module, a display screen and a radio warning module.

Description

A kind of monitoring system for insurance survey
Technical field
The present invention relates to a kind of system with vehicle monitoring and scheduling feature, in particular, the present invention relates to a kind of monitoring system for insurance survey.
Technical background
Automobile civilization, when giving human lives with traffic convenience, has also brought property loss and the personal injury causing because of the collision in Automobile Transportation, the mishap such as topple to the mankind.Development along with reform and opening-up situation, also there is huge variation in social economy and people's lives, motor vehicles are universal and development rapidly, automobile insurance business has also obtained developing rapidly thereupon, automobile insurance, in China insurance market, especially plays an important role all the time in property insurance market.Thereby the setting loss of surveying after being in danger tends to cause unnecessary trouble because of the situs ambiguus that is in danger, the pictorial information of the shortage very first time.
Summary of the invention
Object of the present invention, solves exactly vehicle and can notify in time insurance company when there is accident, and scheduling, navigation insurance company survey car and go to spot, and on-site data gathering is carried out in the participation that fully takes into account accident nearby vehicle.More be conducive to scene of the accident evidence obtaining work.
Technical scheme of the present invention is as follows:
A kind of monitoring system for insurance survey, comprise user's car-mounted terminal, survey car display terminal, data center, monitoring software, user's car-mounted terminal is hereinafter to be referred as car-mounted terminal, it is characterized in that, described user's car-mounted terminal comprises processor, locating module, speed of a motor vehicle detection module, collision rollover module, the photographing module of taking pictures, data transmission blocks, radio alarm module, alarm module, manual pull station, and the described car display terminal of surveying comprises locating module, data transmission blocks, display screen, radio alarm module; Working-flow and connected mode are as follows:
1) processor described in during vehicle launch in car-mounted terminal is controlled locating module, speed of a motor vehicle detection module, and when produced speed information is greater than about definite value, starts the work of described collision rollover module;
2) described collision rollover module when speed of a motor vehicle detection module detects speed of a motor vehicle acute variation in described car-mounted terminal, detected and have collision, angular rate signal while exceeding about definite value or when described manual pull station is pressed, described car-mounted terminal inner treater be judged as traffic hazard and start described in the photographing module of taking pictures, radio alarm module, alarm module, and by described data transmission blocks by the locating module of accident generation eve, till speed of a motor vehicle detection module is resulting, information and speed information mail to data center together with the resulting pictorial information of the photographing module of taking pictures,
3) described radio alarm module, alarm module provide information warning for nearby vehicle after starting, alerting is dodged, described radio alarm module is initiatively sent steering order simultaneously, activate periphery the photographing module of taking pictures of described car-mounted terminal vehicle is installed, and by described data transmission blocks, the coordinate information of pictorial information and locating module is mail to the use for reference of described data center;
4) described in, surveying in car display terminal locating module will survey in real time truck position information exchange and cross data transmission blocks and mail to described data center; When data center receives car accident information and imports into, accident information is transmitted to the monitoring software at connection data center, on monitoring software, shows the reference information that speed information, pictorial information, nearby vehicle before car accident place, accident occur provide and survey car current location information;
5) monitoring software is according to accident spot position and survey manual the alloting in truck position and survey car, and accident spot positional information and pictorial information are sent to and are surveyed in car display terminal by network, and automatically plan driving path and for surveying car, provide navigation feature by surveying locating module in car display terminal.
Described locating module comprises GPS locating device, the Big Dipper locating device, Muscovite " GLONASS " locating device, Galileo locating device, cellular base station formula locating device or radiolocation device.
Described collision rollover module comprises crash sensor, angular transducer; Described crash sensor is shock sensor.
Described data transmission blocks comprises: note, CMNET, GSM, GPRS, wireless, 3G, CDMA, TD_SCDMA module.
Described alarm module comprises independently Dedicated flash, loudspeaker or the access original lighting system of automobile and loudspeaker.
A kind of monitoring system for insurance survey of the present invention, has following beneficial effect:
(1) when accident appears in vehicle, system can initiatively or provide warning message by manual pull station to insurance company, and the place, the speed of a motor vehicle, the scene of the accident image information that by the car-mounted terminal on accident vehicle, for insurance company, provide accident to occur, and can be insurance company and survey vehicle scene of the accident traffic navigation function is provided.
(2) when there is accident, can initiatively open the photographing module of taking pictures that periphery is provided with car-mounted terminal vehicle, and by described data transmission blocks, the coordinate information of pictorial information and locating module is mail to the use for reference of described data center, reach more perfect scene evidence taking work.
(3) can be used for vehicle location antitheft.
Accompanying drawing explanation
Accompanying drawing is schematic diagram of the present invention
Embodiment
With reference to accompanying drawing, a kind of monitoring system for insurance survey, comprise user's car-mounted terminal (hereinafter to be referred as car-mounted terminal), survey car display terminal, data center, monitoring software, it is characterized in that, described user's car-mounted terminal comprises processor, locating module, speed of a motor vehicle detection module, collision rollover module, the photographing module of taking pictures, data transmission blocks, radio alarm module, alarm module, manual pull station, and the described car display terminal of surveying comprises processor, locating module, data transmission blocks, display screen, radio alarm module; Working-flow and connected mode are as follows:
1) processor described in during vehicle launch in car-mounted terminal is controlled locating module, speed of a motor vehicle detection module, and when produced speed information is greater than about definite value, starts the work of described collision rollover module;
2) described collision rollover module when speed of a motor vehicle detection module detects speed of a motor vehicle acute variation in described car-mounted terminal, detected and have collision, angular rate signal while exceeding about definite value or when described manual pull station is pressed, described car-mounted terminal inner treater be judged as traffic hazard and start described in the photographing module of taking pictures, radio alarm module, alarm module, and by described data transmission blocks by the locating module of accident generation eve, the resulting positional information of vehicle speed sensor and speed information mail to described data center together with the resulting photographic intelligence of the photographing module of taking pictures,
4) described radio alarm module, alarm module provide information warning for nearby vehicle after starting, alerting is dodged, described radio alarm module is initiatively sent steering order simultaneously, activate periphery the photographing module of taking pictures of described car-mounted terminal vehicle is installed, and by described data transmission blocks, the coordinate information of pictorial information and locating module is mail to the use for reference of described data center.
3) described in, surveying in car display terminal locating module will survey in real time truck position information exchange and cross data transmission blocks and mail to described data center; When data center receives car accident information and imports into, accident information is transmitted to the monitoring software at connection data center, on monitoring software, shows the reference information that vehicle speed condition, pictorial information, nearby vehicle before car accident place, accident occur provide and survey car current location information;
4) monitoring software is according to accident spot position and survey manual the alloting in truck position and survey car, and accident spot positional information and pictorial information are occurred to surveying in car display terminal by network, and automatically plan driving path and for surveying car, provide navigation feature by surveying locating module in car display terminal.
Wherein said locating module comprises GPS locating device, the Big Dipper locating device, Muscovite " GLONASS " locating device, Galileo locating device, cellular base station formula locating device or radiolocation device.Described collision rollover module comprises crash sensor, angular transducer; Sensor or the shock sensor of described crash sensor for accelerating.Described data transmission blocks comprises: note, CMNET, GSM, GPRS, wireless, 3G, CDMA, TD_SCDMA module.Described alarm module comprises independently Dedicated flash, loudspeaker or the access original lighting system of automobile and loudspeaker.Described vehicle speed sensor can be selected Hall-type vehicle speed sensor.Radio alarm module can be selected low powered radio generator.Processor can be selected single-chip microcomputer or Programmable Logic Controller.The mode at monitoring software connection data center can be wide area network or LAN (Local Area Network) connected mode.Data center is a station server that is connected into wide area network.
Specific works mode:
Embodiment: user is fixedly installed in vehicle frame, chassis or other suitable places by car-mounted terminal, and the photographing module of taking pictures is installed on vehicle front and rear, speed of a motor vehicle detection module access vehicle speed detection system, manual pull station is located in pilothouse.
In insurance company, set up data center and monitoring software, and survey car display terminal for surveying vehicle installation.
The described locating module of surveying in car display terminal will be surveyed in real time truck position information exchange and cross data transmission blocks and mail to described data center.
When user's vehicle launch, the processor in described car-mounted terminal is controlled locating module, speed of a motor vehicle detection module, and when produced speed information is greater than about definite value, starts collision rollover module work in car-mounted terminal, described collision rollover module when speed of a motor vehicle detection module detects speed of a motor vehicle acute variation in described car-mounted terminal, detected and have collision, angular rate signal while exceeding about definite value or when described manual pull station is pressed, described car-mounted terminal inner treater be judged as traffic hazard and start described in the photographing module of taking pictures take the photo before and after user's vehicle, and by the data transmission blocks in car-mounted terminal by the locating module of accident generation eve, the resulting positional information of vehicle speed sensor and speed information mail to described data center together with the resulting photographic intelligence of the photographing module of taking pictures, and start radio alarm module, alarm module simultaneously, after described radio alarm module, alarm module start for nearby vehicle provides information warning, alerting is dodged, described radio alarm module is initiatively sent steering order simultaneously, activate periphery the photographing module of taking pictures of described car-mounted terminal vehicle is installed, and by described data transmission blocks, the coordinate information of pictorial information and locating module is mail to the use for reference of described data center.
When data center receives car accident information and imports into, the alliance's control software that accident information is transmitted to connection data center, shows the reference information that vehicle speed condition, pictorial information, nearby vehicle before car accident place, accident occur provide and surveys car current location information on monitoring software;
Alliance controls software according to accident spot position and surveys manual the alloting in truck position and survey car, and accident spot positional information and pictorial information are occurred to surveying in car display terminal by network, and automatically plan driving path and for surveying car, provide navigation feature by surveying locating module in car display terminal.
When vehicle is stolen, car owner can contact insurance company, insurance company, is made the alarm module work in car-mounted terminal, and by locating module, obtains the positional information of active user's vehicle simultaneously to the car-mounted terminal sending controling instruction on user's vehicle by data center.
The present invention not only goes for insurance industry application, also can be applied to according to demand other suitable industries.
Below in conjunction with the accompanying drawings and embodiments the present invention is schematically described, this description does not have restricted, and embodiment is not limited to this.In fact, in specific embodiment of the invention, the shape of each parts and their set-up mode are much failed exhaustive various variations in addition.In addition, those skilled in the art also should be appreciated that, under the present invention program's enlightenment, other people also may make the design similar to the present invention.Only it is pointed out that otherwise depart from design aim of the present invention, all apparent changes and similar Design, within being all included in protection scope of the present invention.

Claims (5)

1. a monitoring system for insurance survey, comprise user's car-mounted terminal, survey car display terminal, data center, monitoring software, user's car-mounted terminal is hereinafter to be referred as car-mounted terminal, it is characterized in that, described user's car-mounted terminal comprises processor, locating module, speed of a motor vehicle detection module, collision rollover module, the photographing module of taking pictures, data transmission blocks, radio alarm module, alarm module, manual pull station, and the described car display terminal of surveying comprises locating module, data transmission blocks, display screen, radio alarm module; Working-flow and connected mode are as follows:
1) processor described in during vehicle launch in car-mounted terminal is controlled locating module, speed of a motor vehicle detection module, and when produced speed information is greater than about definite value, starts the work of described collision rollover module;
2) described collision rollover module when speed of a motor vehicle detection module detects speed of a motor vehicle acute variation in described car-mounted terminal, detected and have collision, angular rate signal while exceeding about definite value or when described manual pull station is pressed, described car-mounted terminal inner treater be judged as traffic hazard and start described in the photographing module of taking pictures, radio alarm module, alarm module, and by described data transmission blocks by the locating module of accident generation eve, the positional information that speed of a motor vehicle detection module obtains and speed information mail to described data center together with the resulting pictorial information of the photographing module of taking pictures,
3) described radio alarm module, alarm module provide information warning for nearby vehicle after starting, alerting is dodged, described radio alarm module is initiatively sent steering order simultaneously, activate periphery the photographing module of taking pictures of described car-mounted terminal vehicle is installed, and by described data transmission blocks, the coordinate information of pictorial information and locating module is mail to the use for reference of described data center;
4) described in, surveying in car display terminal locating module will survey in real time truck position information exchange and cross data transmission blocks and mail to described data center; When data center receives car accident information and imports into, accident information is transmitted to the monitoring software at connection data center, on monitoring software, shows the reference information that speed information, pictorial information, nearby vehicle before car accident place, accident occur provide and survey car current location information;
5) monitoring software is according to accident spot position and survey manual the alloting in truck position and survey car, and accident spot positional information and pictorial information are sent to and are surveyed in car display terminal by network, and automatically plan driving path and for surveying car, provide navigation feature by surveying locating module in car display terminal.
2. a kind of monitoring system for insurance survey according to claim 1, it is characterized in that, described locating module comprises GPS locating device, the Big Dipper locating device, Muscovite " GLONASS " locating device, Galileo locating device, cellular base station formula locating device or radiolocation device.
3. a kind of monitoring system for insurance survey according to claim 1, is characterized in that, described collision rollover module comprises crash sensor, angular transducer; Described crash sensor is shock sensor.
4. a kind of monitoring system for insurance survey according to claim 1, is characterized in that, described data transmission blocks comprises: note, CMNET, GSM, GPRS, wireless, 3G, CDMA, TD_SCDMA module.
5. a kind of monitoring system for insurance survey according to claim 1, is characterized in that, described alarm module comprises independently Dedicated flash, loudspeaker or the access original lighting system of automobile and loudspeaker.
CN200910068483.8A 2009-04-15 2009-04-15 Monitoring system for insurance survey Expired - Fee Related CN101866547B (en)

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Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102024280B (en) * 2010-12-04 2012-01-11 大连理工大学 Vehicle accident early alarming and information recorder
CN103106795B (en) * 2013-01-16 2015-04-29 苏州正华电子电器成套设备厂 Vehicle management system based on integrated circuit (IC) card
CN104268959A (en) * 2014-09-11 2015-01-07 浪潮集团有限公司 Vehicle-mounted intelligent monitoring system
CN104537811B (en) * 2014-12-31 2017-06-23 上海青橙实业有限公司 A kind of intelligent alarm method and system
CN107306329A (en) * 2016-04-20 2017-10-31 爱普瑞股份有限公司 Exercise data transmitting device and its control method
CN109416873B (en) * 2016-06-24 2022-02-15 瑞士再保险有限公司 Autonomous or partially autonomous motor vehicle with automated risk control system and corresponding method
CN106251681A (en) * 2016-08-18 2016-12-21 深圳市永兴元科技有限公司 Car accident warning system and method
CN108307315B (en) * 2016-09-07 2020-08-25 北京嘀嘀无限科技发展有限公司 Traffic accident processing method, server and mobile terminal
CN108154696A (en) * 2017-12-25 2018-06-12 重庆冀繁科技发展有限公司 Car accident manages system and method
CN113190013B (en) * 2018-08-31 2023-06-27 创新先进技术有限公司 Method and device for controlling movement of terminal

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CN201130434Y (en) * 2007-12-19 2008-10-08 陕西天和国安电子科技有限公司 Intelligent work platform for perambulating locale of road traffic accident
CN201689546U (en) * 2009-04-15 2010-12-29 徐克林 Security survey monitoring system

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