CN101814175A - Collected account checking method for bank-insurance managed e-business system - Google Patents
Collected account checking method for bank-insurance managed e-business system Download PDFInfo
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- CN101814175A CN101814175A CN 201010156021 CN201010156021A CN101814175A CN 101814175 A CN101814175 A CN 101814175A CN 201010156021 CN201010156021 CN 201010156021 CN 201010156021 A CN201010156021 A CN 201010156021A CN 101814175 A CN101814175 A CN 101814175A
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Abstract
The invention discloses a method for disclosing a collected account checking method for a bank-insurance managed e-business system. The method comprises the following steps that: 1, connection of a bank-insurance managed e-business trading computer system and a bank e-business computer system is established, and an exclusive fund virtual account is set; 2, all members log in the bank-insurance managed e-business trading computer system for registering connection through individual computers; 3, all registered members acquire the allocated virtual sub-accounts in the bank e-business computer system through the bank-insurance managed e-business trading computer system; 4, when the registered members trade, the buyers transfer fund to the virtual sub-accounts for trade payment; and 5, the registered member finance computer system and the account change information extracted by the bank-insurance managed e-business trading computer are automatically account-checked, and the account is recorded according to a correct account-checking result. The method has the advantages that: a gateway technique is adopted to integrate different needs of enterprises, so that the information flow, the fund flow and the logistics of the enterprises are integrated, and the complete e-business is realized.
Description
Technical field
The present invention relates to e-commerce field, especially relate to silver-colored insurance managed e-business system polymerization reconciliation method.
Background technology
Along with the develop rapidly of Internet technology, network electronic commerce arises at the historic moment.Network electronic commerce transaction has that the transaction of long-range strange land is convenient, efficient is high, low cost and other advantages.Therefore, more and more enterprises is brought into use enterprise's Net silver, and online bargain transaction is carried out in the applying electronic commercial affairs.Along with the variation of means of payment, also make security, convenience, consistance, the promptness of payment funding seem especially important.Present most of enterprise has used the financial calculations machine software account of coming and going to adjust, but often can't couple together with the receipt of bank, and it is right to carry out the artificial nucleus one by one by manual document or form, and efficient is low, easily make mistakes, take a large amount of personnel.If upstream and downstream affiliate is more, the promptness of data will be difficult to ensure.
Summary of the invention
The object of the invention is to provide a kind of accounting high silver-colored insurance managed e-business system polymerization reconciliation method of efficient promptly and accurately.
For achieving the above object, the present invention takes following technical proposals:
Silver-colored insurance managed e-business system polymerization reconciliation method of the present invention comprises the steps:
The first step, set up docking of silver-colored insurance managed e-business transaction computer system and the commercial computer system of bank electronic, internet or private-line mode are taked in butt joint, and set up proprietary fund virtual account in the bank electronic commercial affairs computer system of being docked;
Second step, each member register by computer log silver insurance managed e-business transaction computer system separately, behind certificate gateway identifying user identity, each registered members's financial calculations machine system docks with silver-colored insurance managed e-business transaction computer system; Internet or private-line mode are taked in butt joint, and the data transmission after the butt joint is encrypted by encryption equipment;
The 3rd step, each registered members obtain the virtual subnet account in the bank electronic commercial affairs computer system of distribution by silver-colored insurance managed e-business transaction computer system;
The 4th the step, when the registered members concludes the business, the buyer is transferred to fund among the virtual subnet account who obtains in described the 3rd step and carries out transaction payment, bank computer system sent to silver-colored insurance managed e-business transaction computer system with account's transition information of both parties by encryption equipment after success was paid, and provided both parties to inquire about;
Account's transition information that the 5th step, registered members's financial calculations machine system and silver-colored insurance managed e-business transaction computing machine extract is checked account automatically, and according to correct accounting checking result book keeping operation.
Described silver-colored insurance managed e-business transaction computer system is connected by internet or wire communication with the two-dimension code authentication server; Described two-dimension code authentication server signal input part is connected with seller's verification terminal signal output part among logistics company or the registered members; The two-dimension code output interface of silver insurance managed e-business transaction computer system communicates to connect by the buyer's cell phone signal receiving end among wireless signal mobile base station and the registered members.
The invention has the advantages that and take gateway technique that the different demands of enterprise are integrated, with the different modes of payments, different bank accounts, different enterprise interface, different logistics companies, and the authentication mode of safety is incorporated in the aggregation gateway, thereby information flow, cash flow and the logistics of enterprise are got through, realize ecommerce completely, and all information and operation information that relate to fund part are analyzed, find out wherein advantage and weakness, make enterprise can be efficiently, healthy development.Be embodied in:
1,, and in the commercial computer system of the bank electronic that is docked, sets up proprietary fund virtual account by taking with the docking of described silver-colored insurance managed e-business transaction computer system and bank electronic commercial affairs computer system; Thereby it is related with " payment " to have set up " order ".Described " order " is meant in the transaction commodity coverage of trade market regulation, the trader selects concrete trade variety and delivery just-in-time date to buy and sell the continuous auction transaction of direction, quantity, price, sign a kind of mode of doing business of electronic transaction contract, with should collect of registered members, to deal with subject relevant." payment " is meant the electronic payment order of registered members by the fund that purchase order is dealt with landing silver-colored insurance managed e-business computer system and send to bank.Revenue and expenditure is corresponding one by one with order, promptly realizes adjusting automatically by silver-colored insurance managed e-business transaction computer system.And bank account fund transition information in time fed back to each registered members's financial calculations machine system, and check and write off corresponding account, bank is in time transmitted in pay warrant; Reach the integrated service of ecommerce, adjust accurately, in time, save time, laborsaving.
2, described silver-colored insurance managed e-business transaction computer system is connected by internet or wire communication with the two-dimension code authentication server; Described two-dimension code authentication server signal input part is connected with seller's verification terminal signal output part among logistics company or the registered members; The two-dimension code output interface of silver insurance managed e-business transaction computer system communicates to connect by the buyer's cell phone signal receiving end among wireless signal mobile base station and the registered members.Therefore, carry out property rights when completing a business transaction in registered members both parties, by the checking of two-dimension code terminating machine, identity verification sends payment instruction simultaneously, really accomplishes " delivered and paid " by the buyer.And by described bank electronic commercial affairs computer system transmission fund change notice, make the user more feel at ease, more relieved.When the registered members buyer picks up goods, just can pass through two-dimension code verification terminal direct payment, comparing the present seller entrusts the logistics collection can save payment collection time of 50%, the phenomenon of having avoided the logistics company contribution and having escaped takes place, having changed the wholesale fund is payment earlier or the present situation of delivering earlier, promotes e-commerce development and transaction to reach.
Description of drawings
Fig. 1 is the schematic flow sheet of the method for the invention.
Fig. 2 is the structural representation of silver-colored insurance managed e-business transaction computer system of the present invention.
Embodiment
As shown in Figure 1, silver-colored insurance managed e-business system polymerization reconciliation method of the present invention comprises the steps:
The first step, set up docking of silver-colored insurance managed e-business transaction computer system and the commercial computer system of bank electronic, internet or private-line mode are taked in butt joint, and set up proprietary fund virtual account in the bank electronic commercial affairs computer system of being docked;
Second step, each member register by computer log silver insurance managed e-business transaction computer system separately, behind certificate gateway identifying user identity, each registered members's financial calculations machine system docks with silver-colored insurance managed e-business transaction computer system; Internet or private-line mode are taked in butt joint, and the data transmission after the butt joint is encrypted by encryption equipment;
The 3rd step, each registered members obtain the virtual subnet account in the bank electronic commercial affairs computer system of distribution by silver-colored insurance managed e-business transaction computer system;
The 4th the step, when the registered members concludes the business, the buyer is transferred to fund among the virtual subnet account who obtains in described the 3rd step and carries out transaction payment, bank computer system sent to silver-colored insurance managed e-business transaction computer system with account's transition information of both parties by encryption equipment after success was paid, and provided both parties to inquire about;
Account's transition information that the 5th step, registered members's financial calculations machine system and silver-colored insurance managed e-business transaction computer system are extracted is checked account automatically, and according to correct accounting checking result book keeping operation.
As shown in Figure 2, described silver-colored insurance managed e-business transaction computer system is connected by internet or wire communication with the two-dimension code authentication server; Described two-dimension code authentication server signal input part is connected with seller's verification terminal signal output part among logistics company or the registered members; The two-dimension code output interface of silver insurance managed e-business transaction computer system communicates to connect by the buyer's cell phone signal receiving end among wireless signal mobile base station and the registered members.
When sending payment instruction when buyer's discharging of goods and by the two-dimension code mode, silver insurance managed e-business transaction computer system is received the checking instruction by the two-dimension code authentication server, send payment instruction, the bank paying fund to bank electronic commercial affairs computer system.At this moment, registered members's virtual account fund changes, and by feeding back to registered members's financial calculations machine system after the silver-colored insurance managed e-business computer system accounting checking, cash in banks and receivables and payables subject is changed, and reaches the purpose of automatic debit.
Claims (2)
1. a silver-colored insurance managed e-business system polymerization reconciliation method is characterized in that: comprise the steps:
The first step, set up docking of silver-colored insurance managed e-business transaction computer system and the commercial computer system of bank electronic, internet or private-line mode are taked in butt joint, and set up proprietary fund virtual account in the bank electronic commercial affairs computer system of being docked;
Second step, each member register by computer log silver insurance managed e-business transaction computer system separately, behind certificate gateway identifying user identity, each registered members's financial calculations machine system docks with silver-colored insurance managed e-business transaction computer system; Internet or private-line mode are taked in butt joint, and the data transmission after the butt joint is encrypted by encryption equipment;
The 3rd step, each registered members obtain the virtual subnet account in the bank electronic commercial affairs computer system of distribution by silver-colored insurance managed e-business transaction computer system;
The 4th the step, when the registered members concludes the business, the buyer is transferred to fund among the virtual subnet account who obtains in described the 3rd step and carries out transaction payment, bank computer system sent to silver-colored insurance managed e-business transaction computer system with account's transition information of both parties by encryption equipment after success was paid, and provided both parties to inquire about;
Account's transition information that the 5th step, registered members's financial calculations machine system and silver-colored insurance managed e-business transaction computer system are extracted is checked account automatically, and according to correct accounting checking result book keeping operation.
2. according to the described silver-colored insurance managed e-business system polymerization reconciliation method of claim 1, it is characterized in that: described silver-colored insurance managed e-business transaction computer system is connected by internet or wire communication with the two-dimension code authentication server; Described two-dimension code authentication server signal input part is connected with seller's verification terminal signal output part among logistics company or the registered members; The two-dimension code output interface of silver insurance managed e-business transaction computer system communicates to connect by the buyer's cell phone signal receiving end among wireless signal mobile base station and the registered members; When sending payment instruction when buyer's discharging of goods and by the two-dimension code mode, silver insurance managed e-business transaction computer system is received the checking instruction by the two-dimension code authentication server, send payment instruction, the bank paying fund to bank electronic commercial affairs computer system; Registered members's virtual account fund changes, and by feeding back to registered members's financial calculations machine system after the silver-colored insurance managed e-business computer system accounting checking, cash in banks and receivables and payables subject is changed, automatically debit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201010156021 CN101814175A (en) | 2010-04-27 | 2010-04-27 | Collected account checking method for bank-insurance managed e-business system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN 201010156021 CN101814175A (en) | 2010-04-27 | 2010-04-27 | Collected account checking method for bank-insurance managed e-business system |
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| CN101814175A true CN101814175A (en) | 2010-08-25 |
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| CN 201010156021 Pending CN101814175A (en) | 2010-04-27 | 2010-04-27 | Collected account checking method for bank-insurance managed e-business system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107730227A (en) * | 2017-09-30 | 2018-02-23 | 刘永红 | The payment administrative system of shared equipment |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1254429A (en) * | 1996-02-09 | 2000-05-24 | 国有花旗银行 | Invoice purchase order system |
| CN101266675A (en) * | 2008-03-07 | 2008-09-17 | 深圳市永达电子有限公司 | A conversion method and system for text electronic contract and automatic execution instruction |
-
2010
- 2010-04-27 CN CN 201010156021 patent/CN101814175A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1254429A (en) * | 1996-02-09 | 2000-05-24 | 国有花旗银行 | Invoice purchase order system |
| CN101266675A (en) * | 2008-03-07 | 2008-09-17 | 深圳市永达电子有限公司 | A conversion method and system for text electronic contract and automatic execution instruction |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107730227A (en) * | 2017-09-30 | 2018-02-23 | 刘永红 | The payment administrative system of shared equipment |
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Open date: 20100825 |