CN101799941A - Highway toll payment system and method thereof based on dual-function card - Google Patents

Highway toll payment system and method thereof based on dual-function card Download PDF

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Publication number
CN101799941A
CN101799941A CN 201010144451 CN201010144451A CN101799941A CN 101799941 A CN101799941 A CN 101799941A CN 201010144451 CN201010144451 CN 201010144451 CN 201010144451 A CN201010144451 A CN 201010144451A CN 101799941 A CN101799941 A CN 101799941A
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China
Prior art keywords
information
fees
paying
highway
payment
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Pending
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CN 201010144451
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Chinese (zh)
Inventor
于晋萍
张雷
籍英
王广庆
李虹霞
翟小强
罗巨明
李会民
白云
郝海军
刘翔
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Application filed by Industrial and Commercial Bank of China Ltd ICBC filed Critical Industrial and Commercial Bank of China Ltd ICBC
Priority to CN 201010144451 priority Critical patent/CN101799941A/en
Publication of CN101799941A publication Critical patent/CN101799941A/en
Pending legal-status Critical Current

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Abstract

The invention provides a highway toll payment system and a method thereof based on a dual-function card, the payment system comprises a dual-function card, a highway charging terminal, a highway toll server and a bank payment server; the dual-function card comprises a highway payment information storage device, a financial transaction information storage device; the highway toll terminal comprises a payment information reading device, a charging information generating device, a charging information outputting device and a payment result displaying device; the highway charging terminal comprises a charging information receiving device, a payment information generating device, a payment information outputting device and a payment result receiving device; the bank payment server comprises a payment information receiving device, a payment information processing device, cut payment and transfer account processes are carried out according to the payment information to generate payment result information; the payment result is transmitted to the highway charging server by the payment result outputting device, thereby increasing the data processing and data communication efficiency of a highway charging system and increasing the vehicle traffic capacity of the highway.

Description

A kind of highway cost payment system and method based on dual-function card
Technical field
The present invention is about bank card payment technology field, and particularly the freeway toll payment technology about being associated with bank card account is a kind of highway cost payment system and method based on dual-function card concretely.
Background technology
The general employing cash and the POS modes of payments in present highway tolling system, but monetary charge needs small change, needs to differentiate counterfeit money, therefore charge speed is very slow, vehicle pass-through speed is lower, has a strong impact on traffic efficiency, and freeway toll station point jam happens occasionally.
And the POS modes of payments, need brush the IC-card of having the records of distance by the log in expressway access charge station and enter highway, need brush the IC-card of having the records of distance by the log in expressway exit charge station and calculate mileage, and brush bank card payment travelling expenses, need carry out the action of swiping the card for twice in expressway exit charge station like this.
In the POS modes of payments, bank also needs to set up the POS terminal to each freeway toll station, and every POS all needs to be connected with the bank bill payment server by the telephonic communication line, and therefore not only equipment cost is very high, and the telephonic communication expense is also very high.
Because the POS modes of payments is by telephone line transmission pay imformation, so data rate is slow, need repeatedly swipe the card in charge station, causes the POS payment speed very slow, even also slower than paying in cash in addition.
Summary of the invention
The embodiment of the invention provides a kind of highway cost payment system and method based on dual-function card, with the data processing and the data communication efficient of raising highway tolling system, thereby improves the vehicle on highway traffic capacity.
One of purpose of the present invention is, a kind of highway cost payment system based on dual-function card is provided, and this payment system comprises: dual-function card, highway toll terminal, highway toll server and bank's bill payment server; Dual-function card comprises: highway payment information memory storage is used to store the highway payment information that comprises dual-function card name in an account book, difunctional card number and bank's card number; The financial transaction information memory storage is used to store the financial transaction information that comprises bank card name in an account book and bank's card number; The highway toll terminal comprises: the payment information reading device is used to read the highway payment information of dual-function card; The pay imformation generating apparatus is used for generating pay imformation according to the highway payment information; The pay imformation output unit is used for sending pay imformation to the highway toll server; The device displaying result of paying the fees is used to receive and show the object information of paying the fees of highway toll server feedback; The highway toll server comprises: the pay imformation receiving trap is used to receive the pay imformation that the highway toll terminal is sent; The information generation device of paying the fees is used for calculating the amount of money of paying the fees according to pay imformation, generates to comprise bank's card number and the information of paying the fees of the amount of money of paying the fees; The information output apparatus of paying the fees is used for sending the information of paying the fees to the bank bill payment server; The receiving trap as a result of paying the fees is used to receive the object information of paying the fees of bank's bill payment server feedback; Bank's bill payment server comprises: the information receiver of paying the fees is used to receive the information of paying the fees that the highway toll server is sent; The signal conditioning package of paying the fees is used for according to the information of paying the fees processings of withholing and transfer accounts, the generation object information of paying the fees; The output unit as a result of paying the fees is used for sending the object information of paying the fees to the highway toll server.
One of purpose of the present invention is, a kind of method of payment based on dual-function card is provided, storage comprises the highway payment information of dual-function card name in an account book, difunctional card number and bank's card number on a dual-function card, and storage comprises the financial transaction information of bank card name in an account book and bank's card number; This method of payment comprises: highway cost payment step and financial transaction payment step; The highway cost payment step comprises: the highway payment information that reads dual-function card; Generate pay imformation according to the highway payment information; Calculate the amount of money of paying the fees according to pay imformation, generate the information of paying the fees that comprises the bank's card number and the amount of money of paying the fees; Carry out withholing of highway cost and the processing of transferring accounts according to the information of paying the fees; The financial transaction payment step comprises: the financial transaction information that reads dual-function card; Carrying out financial transaction according to financial transaction information handles.
Beneficial effect of the present invention is, the embodiment of the invention unites two into one the function of bank card and highway " the logical card of speed ", the user only need arrive bank outlets and handle a dual-function card, can possess the current function of the financial function and the highway of bank card simultaneously.
The user is easy to use, bank gives certain credit line according to client's credit status, as long as remaining sum is arranged in the bank card or in the facility extent that allows, can finish paying of freeway toll, the loaded down with trivial details link of having bought, having supplemented with money to the appointed place when having saved use " the logical card of speed ".
Charge flow process advanced person, 24 hours on-line real-times of bank's bill payment server and expressway tol lcollection server, the user swipes the card to finish in the high speed outlet and pays the fees, toll is deducted from client's bank account in real time, change the bank account of high speed management board simultaneously over to, realized the real-time to account of toll, capital settlement is safe and efficient.
The card design advanced person of dual-function card, in " holder's essential information file ", write holder's essential information such as name, I.D., in " card issuing basic data file ", write bank card number etc., when the holder pays the fees, just can directly go to read highway cost payment district like this and get final product, and need not read the content in financial transaction district, promote the speed of paying the fees, improved the traffic capacity of highway.
Expansion of the present invention is higher; described highway cost payment district should be transformed into other industry payment district; perhaps highway cost payment district is transformed into a plurality of industry payments district (being that dual-function card can comprise a financial transaction district and a plurality of industry payment district) and all should belongs to the scope of protection of the invention, for example dual-function card is realized highway payment, traffic fine and confiscation payment, gas charge payment etc. simultaneously.
The network structure of the embodiment of the invention is: always total network is connected.The network that bank's bill payment server can be set up two special lines to the expressway tol lcollection server connects, and guarantees the reliability of network.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the highway cost payment system annexation synoptic diagram of embodiment 1 based on dual-function card;
Fig. 2 is the synoptic diagram of embodiment 1 dual-function card;
Fig. 3 is the structured flowchart of embodiment 1 highway toll terminal;
Fig. 4 is the structured flowchart of embodiment 1 highway toll server;
Fig. 5 is the structured flowchart of embodiment 1 bank's bill payment server;
Fig. 6 is the communication flow diagram of the embodiment of the invention based on the highway cost payment system of dual-function card;
Fig. 7 is embodiment 2 packaging file structural representations;
Fig. 8 is embodiment 2 packaging file field format synoptic diagram;
Fig. 9 is embodiment 2 packaging file field format synoptic diagram;
Figure 10 is the process flow diagram of the method for payment of embodiment 2 dual-function cards.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Embodiment 1
As shown in Figure 1, the highway cost payment system based on dual-function card of present embodiment comprises: dual-function card 100, highway toll terminal 200, highway toll server 300 and bank's bill payment server 400.Highway toll terminal 200 can be connected by Speedway Control Broad territory net with highway toll server 300, also can adopt radio communication to connect.Highway toll server 300 can pass through bank's private line access with bank's bill payment server 400.
As shown in Figure 2, dual-function card 100 comprises: little process chip 101 and magnetic stripe 102, little process chip 101 are used to store the highway payment information that comprises dual-function card name in an account book, difunctional card number and bank's card number as highway payment information memory storage.
Magnetic stripe 102 is used to store the financial transaction information that comprises bank card name in an account book and bank's card number as the financial transaction information memory storage.
As shown in Figure 3, highway toll terminal 200 comprises: payment information reading device 201 is used to read the highway payment information of dual-function card 100; Pay imformation generating apparatus 202 is used for generating pay imformation according to the highway payment information; Pay imformation output unit 203 is used for sending pay imformation to highway toll server 300; The device displaying result 204 of paying the fees is used to receive and show the object information of paying the fees of highway toll server 300 feedbacks.Highway toll terminal 200 can be PC or POS machine etc.
As shown in Figure 4, highway toll server 300 comprises: pay imformation receiving trap 301 is used to receive the pay imformation that highway toll terminal 200 is sent; The information generation device 302 of paying the fees is used for calculating the amount of money of paying the fees according to pay imformation, generates to comprise bank's card number and the information of paying the fees of the amount of money of paying the fees; The information output apparatus 303 of paying the fees is used for sending the information of paying the fees to bank's bill payment server 400; The receiving trap 304 as a result of paying the fees is used to receive the object information of paying the fees of bank's bill payment server 400 feedbacks.
As shown in Figure 5, bank's bill payment server 400 comprises: the information receiver 401 of paying the fees is used to receive the information of paying the fees that highway toll server 300 is sent; The signal conditioning package 402 of paying the fees is used for according to the information of paying the fees processings of withholing and transfer accounts, the generation object information of paying the fees; The output unit 403 as a result of paying the fees is used for sending the object information of paying the fees to highway toll server 300.
In Fig. 1, the highway cost payment system based on dual-function card of present embodiment also comprises: bank ATM terminal 500, bank ATM terminal 500 is connected with the bank background server by bank's external network, is used to read the financial transaction information of dual-function card 100, carries out financial transaction.
When implementing present embodiment, fabrication and two parts of expressway network toll that can divide dual-function card.
The fabrication of dual-function card comprises:
The user to bank application handle dual-function card examine by after finish the function of checking card of opening an account of dual-function card.As shown in Figure 7, the file structure of distinguishing for the payment of dual-function card highway cost.Wherein:
Dual-function card is made up of two parts: the one, and the finance trade function of standard, the 2nd, the highway payment function, dual-function card can comprise magnetic stripe district and chip region.The financial transaction district of dual-function card can be a magnetic stripe, adopts contact to read information; The financial transaction district of dual-function card can be little process chip, adopts the contactless information that reads.
The highway cost payment district of dual-function card can be little process chip, adopts the contactless information that reads.The highway cost payment district of dual-function card comprises: file structure and the data file of using key to set up.Wherein data file comprises: holder's essential information file and card issuing basic data file etc.In holder's essential information file, write holder's essential information such as name, I.D.; In the card issuing basic data file, write bank card number etc.
The key that the highway toll server stores is default.Bank's bill payment server and highway toll server are set up dedicated Internet access.When carrying out fabrication, at first initiate request to the highway toll server, obtain highway payment district's master control key file and use key file by network; On dual-function card, set up highway payment district then, promptly set up file structures such as master file and application directory file; In the file structure of having set up, employing ciphertext+MAC mode writes the master control key file that has obtained and uses key file subsequently; In the corresponding data file, write related contents such as holder name, passport NO. and bank card number according to the standard mode simultaneously.
The file key in the financial transaction district of dual-function card can adopt the key of bank; The file key in the highway payment district of dual-function card can adopt the key of traffic department.
Bank and expressway network toll subsystem
The function of charge subsystem: bank sets up private line network with Speedway Control Broad and is connected, highway tolling system was docked with bank main in 24 hours, when the user holds the gateway of joint name card by highway, the charge end reads the industry district in the joint name card, obtain bank's card number of the expense of withholding, by highway to bank's initiation session, on send the amount of money of deducting fees, relevant information such as card number jointly, finish the real-time deduct of high speed toll.
As shown in Figure 6, the highway cost payment flow of dual-function card comprises:
Step a1, dual-function card can comprise magnetic stripe district and chip region.The financial transaction district of dual-function card can be a magnetic stripe, adopts contact to read information; The financial transaction district of dual-function card can be little process chip, adopts the contactless information that reads.The highway cost payment district of dual-function card can be little process chip, adopts the contactless information that reads.The highway cost payment district of dual-function card comprises: file structure and the data file of using key to set up.
Step a2, vehicle are in expressway access charge station, and the driver shows dual-function card, the card-reading apparatus brush dual-function card of highway toll terminal.
Or vehicle arrives expressway exit charge station, and the driver shows dual-function card, the card-reading apparatus brush dual-function card of highway toll terminal.
Step a3, highway toll terminal read the data in the payment of highway in dual-function card district, and these data comprise license plate number, holder's name, I.D., bank card account number etc.And send the data to the highway toll server.
Step a4, highway toll server receive data, and carry out record with the data such as highway toll terminal number that send data, and the expression vehicle enters highway from this expressway access.
Or, the data that highway toll whois lookup vehicle writes down when entering highway, and calculate the vehicle Fee Amount of should paying the fees.
Step a5, highway toll server send to bank's bill payment server with account No., the packings such as the amount of money, license plate number of should paying the fees in the dual-function card.The field of packaging file can comprise: transaction code, highway toll terminal number, highway toll server transaction journal number and bank return (see figure 8)s such as transaction journal number.
Step a6, bank's bill payment server receive the data that the highway toll server sends, and according to the data that the receive processing of paying the fees, at first carry out the data validity checking, by with database in data comparison identification whether be legal difunctional card number and bank's card number; As validity checking by then according to the bank's card number of paying the fees, holder name, the amount of money of paying the fees, the processing of withholing of transferring accounts of billing unit numbering, billing unit title, information such as billing unit account, the amount of money of will paying the fees forwards the billing unit account to from the bank card of paying the fees.
To the transfer accounts result that withholds of step a7, bank's bill payment server feeds back to the highway toll server.The result's that pays the fees the message field (MFLD) of feedback can comprise: transaction code, highway toll terminal number, highway toll server transaction journal number and bank return (see figure 9)s such as transaction journal number.
After step a8, highway toll server receive the structural information of paying the fees of bank's bill payment server feedback, as the Transaction Success of paying the fees, will detain the former road of account successful information and turn back to the highway toll terminal.As the transaction of paying the fees is unsuccessful, returns failure cause to the highway toll terminal, as: Sorry, your ticket has not enough value, report the loss card, the cancellation card, freeze card etc.
Step a9, highway toll terminal show the information of paying the fees, and judge whether to allow vehicle to pass through according to the success or not of the transaction of paying the fees.
Embodiment 2
As shown in figure 10, the method of payment based on dual-function card of present embodiment comprises: storage comprises the highway payment information of dual-function card name in an account book, difunctional card number and bank's card number on a dual-function card, and storage comprises the financial transaction information (step S101) of bank card name in an account book and bank's card number; This method of payment comprises: highway cost payment step and financial transaction payment step; The highway cost payment step comprises: the highway payment information (step S102) that reads dual-function card; Generate pay imformation (step S103) according to the highway payment information; Calculate the amount of money of paying the fees according to pay imformation, generate the information of paying the fees (step S104) that comprises the bank's card number and the amount of money of paying the fees; Carry out withholing of highway cost and transfer accounts processing (step S105) according to the information of paying the fees; The financial transaction payment step comprises: the financial transaction information (step S106) that reads dual-function card; Carry out financial transaction according to financial transaction information and handle (step S107).
The network structure based on the method for payment of dual-function card of operation present embodiment comprises: highway end charge equipment and the bank end equipment of paying the fees of paying the fees.Wherein:
Highway end charge equipment can comprise: the highway toll terminal and the highway toll server that is installed in expressway tol lcollection administrative authority that are installed in freeway toll station.
Bank's end equipment of paying the fees of paying the fees can comprise: the bank's end communication that is installed in bank's side is preposition, bank's bill payment server and bank main system.
Highway toll terminal: finish the read-write of the data message of dual-function card; Information such as collection vehicle number, Bank Account Number, the group bag mails to the highway toll server; Receive the response message that the highway toll server returns.Highway toll server: receive the last carry information of highway toll terminal, calculate toll simultaneously and with the information database of record; The message block of will deducting fees packet encryption.To encrypt message, to be forwarded to bank's end communication preposition; Receive and the preposition return message of deciphering bank's end communication.
Bank's end communication is preposition: the message that the receiving and deciphering motorway communication is preposition; Be sent to the bank charge server behind the analytic message; Receive the return message of bank charge server; It is preposition that group bag and encryption are sent to motorway communication.
Bank's bill payment server: the message information that receives bank pre-machine; The data legitimacy is checked; Compare identification whether legal dual-function card and bank's card number with database; Inspection by after will deduct fees and send the bank main system on the message information; Receive the result of bank main system, the information of will deducting fees database of record; Transmit the result to bank pre-machine.
The bank main system: receive the data of sending on the bank charge server of deducting fees, the processing of withholing of transferring accounts, the amount of money of will paying the fees forwards the billing unit account to from the bank card of paying the fees; The result that withholds of will transferring accounts is transmitted to the bank charge server.
The dual-function card highway of present embodiment is acted on behalf of the fee payment method treatment scheme and is comprised:
When vehicle enters highway, the driver shows dual-function card, highway is accepted a charge terminal brush dual-function card, read the data in highway networked fee collection district in the dual-function card, comprise name, I.D., bank card account number of license plate number, holder etc., send the data to the expressway tol lcollection server, the expressway tol lcollection server receives data, and accept data such as a charge terminal number with the highway that sends data and carry out record, the expression vehicle been has has been accepted from this highway and has a little been entered highway.
Vehicle arrives the expressway exit place, the driver shows dual-function card, highway is accepted a charge terminal brush dual-function card, read the data in highway networked fee collection district in the dual-function card, comprise name, I.D., bank card account number of license plate number, holder etc., send the data to the expressway tol lcollection server.The data that expressway tol lcollection whois lookup vehicle writes down when entering highway, and calculate the vehicle Fee Amount of should paying the fees.
The expressway tol lcollection server is held account No., the packings such as the amount of money, license plate number of should paying the fees in the dual-function card by the preposition bank that sends to of motorway communication.
The data that the preposition reception highway of bank's end communication end sends, and send the data to bank's bill payment server and handle.
The data validity checking is at first carried out in the processing of paying the fees of bank's bill payment server, by with database in whether legal difunctional card number and the bank's card number of data comparison identification; As checking by the bank's card number of then will paying the fees holder name, the amount of money of paying the fees, billing unit numbering (referring to freeway management department), billing unit title, information such as billing unit account transmission bank main system.
The bank main system receives the data that bank's bill payment server sends, the processing of withholing of transferring accounts, and the amount of money of will paying the fees forwards the billing unit account to from the bank card of paying the fees, and the result that withholds of will transferring accounts feeds back to bank's bill payment server.
After bank's bill payment server receives bank main system feedback information, record funds recorded information, as the Transaction Success of paying the fees will be detained the former road of account successful information and be turned back to the expressway tol lcollection server.As the transaction of paying the fees is unsuccessful, returns failure cause to the expressway tol lcollection server, as: Sorry, your ticket has not enough value, report the loss card, the cancellation card, freeze card etc.
After the expressway tol lcollection server receives bank end feedback information, will the situation of paying the fees send to highway and accept a charge terminal, highway is accepted a charge terminal and is shown the information of paying the fees, and whether expression allows vehicle to pass through.
Beneficial effect of the present invention is, the embodiment of the invention unites two into one the function of bank card and highway " the logical card of speed ", the user only need arrive bank outlets and handle a dual-function card, can possess the current function of the financial function and the highway of bank card simultaneously.
The user is easy to use, bank gives certain credit line according to client's credit status, as long as remaining sum is arranged in the bank card or in the facility extent that allows, can finish paying of freeway toll, the loaded down with trivial details link of having bought, having supplemented with money to the appointed place when having saved use " the logical card of speed ".
Charge flow process advanced person, 24 hours on-line real-times of bank's bill payment server and expressway tol lcollection server, the user swipes the card to finish in the high speed outlet and pays the fees, toll is deducted from client's bank account in real time, change the bank account of high speed management board simultaneously over to, realized the real-time to account of toll, capital settlement is safe and efficient.
The card design advanced person of dual-function card, in " holder's essential information file ", write holder's essential information such as name, I.D., in " card issuing basic data file ", write bank card number etc., when the holder pays the fees, just can directly go to read highway cost payment district like this and get final product, and need not read the content in financial transaction district, promote the speed of paying the fees, improved the traffic capacity of highway.
The network structure of the embodiment of the invention is: always total network is connected.The network that bank's bill payment server can be set up two special lines to the expressway tol lcollection server connects, and guarantees the reliability of network.
Used specific embodiment among the present invention principle of the present invention and embodiment are set forth, the explanation of above embodiment just is used for helping to understand method of the present invention and core concept thereof; Simultaneously; for one of ordinary skill in the art; according to thought of the present invention; part in specific embodiments and applications all can change; as highway cost payment district being transformed into other industry payment district, perhaps highway cost payment district is transformed into a plurality of industry payments district, all should belong to protection scope of the present invention; in sum, this description should not be construed as limitation of the present invention.

Claims (7)

1. the highway cost payment system based on dual-function card is characterized in that described payment system comprises: dual-function card, highway toll terminal, highway toll server and bank's bill payment server;
Described dual-function card comprises:
Highway payment information memory storage is used to store the highway payment information that comprises dual-function card name in an account book, difunctional card number and bank's card number;
The financial transaction information memory storage is used to store the financial transaction information that comprises bank card name in an account book and bank's card number;
Described highway toll terminal comprises:
The payment information reading device is used to read the highway payment information of described dual-function card;
The pay imformation generating apparatus is used for generating pay imformation according to described highway payment information;
The pay imformation output unit is used for sending described pay imformation to described highway toll server;
The device displaying result of paying the fees is used to receive and show the object information of paying the fees of described highway toll server feedback;
Described highway toll server comprises:
The pay imformation receiving trap is used to receive the pay imformation that described highway toll terminal is sent;
The information generation device of paying the fees is used for calculating the amount of money of paying the fees according to described pay imformation, generates to comprise bank's card number and the information of paying the fees of the amount of money of paying the fees;
The information output apparatus of paying the fees is used for sending the described information of paying the fees to described bank bill payment server;
The receiving trap as a result of paying the fees is used to receive the object information of paying the fees of described bank bill payment server feedback;
Described bank bill payment server comprises:
The information receiver of paying the fees is used to receive the information of paying the fees that described highway toll server is sent;
The signal conditioning package of paying the fees is used for generating the object information of paying the fees according to the processing of withholing and transfer accounts of the described information of paying the fees;
The output unit as a result of paying the fees is used for sending the object information of paying the fees to described highway toll server.
2. system according to claim 1 is characterized in that, described payment system also comprises:
The bank ATM terminal is used to read the financial transaction information of described dual-function card, carries out financial transaction.
3. system according to claim 1 is characterized in that, described highway toll terminal also comprises: the car plate data acquisition facility is used to obtain the car plate data;
Described pay imformation generating apparatus generates the pay imformation that comprises dual-function card name in an account book, difunctional card number, bank's card number and car plate data according to described highway payment information and car plate data.
4. system according to claim 1 is characterized in that, described bank bill payment server also comprises: the information authenticating apparatus of paying the fees is used for the legitimacy of the described information of paying the fees is authenticated.
5. system according to claim 1 is characterized in that, the described object information of paying the fees comprises: the successful information of paying the fees or the failure information of paying the fees.
6. method of payment based on dual-function card, it is characterized in that, storage comprises the highway payment information of dual-function card name in an account book, difunctional card number and bank's card number on a dual-function card, and storage comprises the financial transaction information of bank card name in an account book and bank's card number;
Described method of payment comprises: highway cost payment step and financial transaction payment step;
Described highway cost payment step comprises:
Read the highway payment information of described dual-function card;
Generate pay imformation according to described highway payment information;
Calculate the amount of money of paying the fees according to described pay imformation, generate the information of paying the fees that comprises the bank's card number and the amount of money of paying the fees;
Carry out withholing of highway cost and the processing of transferring accounts according to the described information of paying the fees;
Described financial transaction payment step comprises:
Read the financial transaction information of described dual-function card;
Carrying out financial transaction according to described financial transaction information handles.
7. method according to claim 6 is characterized in that, described method also comprises: the legitimacy to the described information of paying the fees authenticates, and carries out withholing of highway cost and the processing of transferring accounts according to the described information of paying the fees then.
CN 201010144451 2010-04-08 2010-04-08 Highway toll payment system and method thereof based on dual-function card Pending CN101799941A (en)

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CN103021093A (en) * 2011-09-20 2013-04-03 航天信息股份有限公司 Multifunctional card system
CN104574523A (en) * 2014-09-03 2015-04-29 深圳市金溢科技股份有限公司 Parking transaction supervision method and system, lane controlling machine and transaction manager
CN107093219A (en) * 2017-05-10 2017-08-25 北京聚利科技股份有限公司 Expressway tol lcollection equipment
CN108109214A (en) * 2017-12-21 2018-06-01 广州众威能信息科技有限公司 A kind of automatic pass gate method, checkout apparatus, storage medium and computer equipment
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Application publication date: 20100811