CN101719292A - Method, device and system for recharging intelligent card - Google Patents
Method, device and system for recharging intelligent card Download PDFInfo
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- CN101719292A CN101719292A CN200910237530A CN200910237530A CN101719292A CN 101719292 A CN101719292 A CN 101719292A CN 200910237530 A CN200910237530 A CN 200910237530A CN 200910237530 A CN200910237530 A CN 200910237530A CN 101719292 A CN101719292 A CN 101719292A
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Abstract
The embodiment of the invention discloses a method, a device and a system for recharging an intelligent card, relating to the technical field of information, and solving the problem that the cost is overlarge to obtain a recharging payment with integrality in the prior art. In the embodiment of the invention, a background server checks whether the former recharging payment of the intelligent card has the integrality before recharging the intelligent card; if the former recharging payment of the intelligent card does not have the integrality, the background server obtains the former recharging payment result of the intelligent card and judges whether the former recharging payment is at an account-closable state according to the former recharging payment state; if the former recharging payment is at the account-closable state, the frozen recharged amount is deducted in the former recharging payment, and the former recharging payment is modified to have the integrality; then the background server freezes the recharging amount of the present recharging payment of the intelligent card, configures the present recharging payment to have non-integrality, and detects the integrality of the present recharging payment according to the present recharging payment result of the intelligent card. The embodiment of the invention is mainly applied to the recharging payment of the intelligent card.
Description
Technical field
The present invention relates to areas of information technology, relate in particular to a kind of recharge method, equipment and system of smart card.
Background technology
Along with the raising of people's living standard, smart card is widely used separately, and for example: mass transit card just closely links to each other with daily life.A universal problem of bringing of mass transit card is exactly that smart card supplemented with money the site very little.Smart card is carried out the security and the integrality that focus on guaranteeing recharging payment of recharging payment.Wherein, the security of recharging payment generally is by authentication in standard, cryptographic calculation, perhaps message authentication codes (Message Authentication Code, MAC) operation such as calculating guarantees; The integrality of recharging payment generally is to guarantee by the recharging payment voucher that smart card returns.Obtain the recharging payment voucher that smart card returns if having, illustrate that then recharging payment is complete, otherwise this recharging payment is incomplete, when recharging payment is imperfect, for example: imported the amount of money of supplementing with money, but when this amount of money is not filled in the mass transit card, then finish follow-up operation, to guarantee the integrality of recharging payment by special operating personnel.
In addition, existing mass transit card to supplement the site geographic range with money limited, negligible amounts.If supplement the site with money according to mode increase of the prior art, certainly will need more place, equipment, and manpower, can not only can increase operating cost of operator like this, and it is also not obvious to the effect that people offer convenience to pay the site of the several increases that obtain after the great cost.
State in realization in the process of recharging payment, the inventor finds: supplement with money in the scheme of supplementing with money the site existing, must drop into the integrality that the high equipment of some costs exchanges recharging payment for a lot of manpowers and operator, and the effect of bringing convenience for card holder's recharging payment is also not obvious.Accomplish so, how under need not to drop into the situation of too much manpower and equipment, to guarantee that the integrality of recharging payment is a problem to be solved in the prior art.
Summary of the invention
Embodiments of the invention provide a kind of recharge method, equipment and system of smart card, can realize guaranteeing under the unmanned self-recharging state integrality of recharging payment, make things convenient for the user to carry out charging intelligent card.
A kind of recharge method of smart card comprises: in the process of unmanned automatic value-charging, comprise background server before to charging intelligent card, check whether recharging payment last time of described smart card has integrality;
If described last time, recharging payment had imperfection, then background server is supplemented recharging payment result last time that terminal is obtained described smart card with money by described, and according to described last time the recharging payment result judge described last time, whether recharging payment was in the state of can settling accounts;
If described last time, recharging payment was in the state of can settling accounts, then background server is frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality;
Background server freezes the recharge amount of described this recharging payment of smart card, sets this recharging payment and has imperfection, and check the integrality of this recharging payment according to this recharging payment of described smart card result.
A kind of background server comprises:
Inspection unit is used to check whether recharging payment last time of described smart card has integrality;
Judging unit, be used for if described last time recharging payment have imperfection, then supplement recharging payment result last time that terminal is obtained described smart card with money by described, and according to described last time the recharging payment result judge described last time, whether recharging payment was in the state of can settling accounts;
Performance element, be used for if described last time recharging payment be in the state of can settling accounts, then with frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality;
Freeze the unit, be used to freeze the recharge amount of described this recharging payment of smart card, set this recharging payment and have imperfection, and check the integrality of this recharging payment according to this recharging payment of described smart card result.
A kind of smart card, described smart card is used for the process of unmanned automatic value-charging, and described smart card comprises:
Recharging payment is storage unit as a result, is used to store the recharging payment result of recharging payment last time;
Described recharging payment as a result storage unit last time recharging payment recharging payment result before this recharging payment, can not covered by the transaction results of consumer sale.
A kind of charging system of smart card comprises:
Smart card is used for the process of unmanned automatic value-charging, the recharging payment result of storage recharging payment last time, and wherein, described last time, the recharging payment result of recharging payment can not covered by the transaction results of consumer sale before this recharging payment;
Supplement terminal with money, be used to obtain the recharging payment result of described smart card, and send described recharging payment result to described background server;
Background server is used for before to charging intelligent card, checks whether recharging payment last time of described smart card has integrality; If described last time, recharging payment had imperfection, then supplement recharging payment result last time that terminal is obtained described smart card with money by described, and according to described last time the recharging payment result judge described last time, whether recharging payment was in the state of can settling accounts; If described last time, recharging payment was in the state of can settling accounts, then with frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality; And freeze the recharge amount of described this recharging payment of smart card, and set this recharging payment and have imperfection, check the integrality of this recharging payment again according to this recharging payment of described smart card result.
The technical scheme that the embodiment of the invention provides has following beneficial effect: the integrality that can guarantee recharging payment in the recharging payment process, and the maintenance of the integrality of each recharging payment need not labor management, can implement automatically by background server, can reduce user and operator is to obtain the cost that the recharging payment integrality is paid, realize the unmanned self-recharging, and the terminal of supplementing with money in the embodiments of the invention can realize by PC and the card reader that possesses networked capabilities, the user is in just can supplements the recharging payment that terminal is finished smart card with money by this, need not the user and travel to and fro between and supplement the site with money, make things convenient for the user to carry out charging intelligent card.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of a kind of recharge method of smart card in the embodiment of the invention 1;
Fig. 2 is the schematic flow sheet of a kind of recharge method of smart card in the embodiment of the invention 2;
Fig. 3 in the embodiment of the invention 2 specifically according to last time the recharging payment result judge last time, whether recharging payment was in the schematic flow sheet of the method for the state of can settling accounts;
Fig. 4 is a concrete schematic flow sheet of carrying out the method for this recharging payment in the embodiment of the invention 2;
Fig. 5 is the structural representation of background server in the embodiment of the invention 3;
Fig. 6 is the structural representation of the smart card in the embodiment of the invention 3;
Fig. 7 is the synoptic diagram of a kind of charging system of smart card in the embodiment of the invention 4.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.And, below each embodiment be possibility of the present invention, embodiment put in order and the numbering execution sequence preferred of embodiment with it irrelevant.
Embodiment 1
Present embodiment provides a kind of recharge method of smart card, as shown in Figure 1, comprising:
In addition, need to prove: " last time " and " this " refer to two recharging payment processes in succession in present embodiment and following each embodiment.For example: if this refers to the 4th recharging payment process, then be meant the recharging payment process last time the 3rd time, that is: do not refer to this last time the 2nd time or the 1st recharging payment process.
The recharge method of the smart card that present embodiment provides is by adopt the integrality of checking recharging payment last time when carrying out recharging payment earlier at every turn, guaranteeing that last time, recharging payment had under the prerequisite of integrality, carry out this recharging payment, and the technical scheme of definite this recharging payment integrality, having solved integrality in the recharging payment process in the prior art needs the technical matters of manual maintenance, obtained and to have realized by the automatic integrality of implementing to guarantee recharging payment in the recharging payment process of background server, reduce user and operator and obtain the cost that the recharging payment integrality is paid, the technique effect of unmanned self-recharging.
Embodiment 2
Present embodiment specifically provides a kind of recharge method of smart card, in the present embodiment, this smart card is a mass transit card, wherein, because the standard that take in the domestic communication field generally is a China's finance integrated circuit card standard--be called for short the PBOC standard,, need to prove so the method in this enforcement is implemented in conjunction with this PBOC standard, the present invention is not limited to the PBOC standard, also can be suitable for other standards.
In the PBOC standard, a recharging payment is defined as circle and deposits process, and mainly comprise two instructions: initialization directive deposited by circle and circle is deposited instruction.Deposit in the process at this circle, if recharging payment success, mass transit card can return transaction verification information at least, in this enforcement, this transaction verification information is: recharging payment identifying code (Transaction Authentication Code, TAC), MAC, and the recharging payment designator of this recharging payment success is as the result of this recharging payment.Need to prove that transaction verification information is specially TAC and MAC in present embodiment and following each embodiment.
Relate generally to three parts in this programme: mass transit card, automatic value-charging terminal, and background server.Wherein, the automatic value-charging terminal can be special top-up machines, also can be that the PC of having networked adds card reader.Mass transit card and automatic value-charging terminal called mode can adopt the noncontact communication modes, or the USB communication modes etc.And, in the present embodiment, the corresponding account relevant information of the bank card that the user held of this mass transit card is stored in this background server, in addition, the integrality designator that background server has been provided with when also having stored each account recharging payment last time, the user who is used to indicate the account last time the recharging payment during recharging payment whether complete.
As shown in Figure 2, this method specifically comprises:
The embodiment of this step 200 can be: after mass transit card and automatic value-charging terminal connect, this automatic value-charging terminal sends the instruction of obtaining accounts information and arrives mass transit card, mass transit card returns accounts information, after the automatic value-charging terminal receives account information, sends to background server.
Concrete, step 201 can be: background server check described accounts information correspondence account last time recharging payment the integrality designator whether indicate recharging payment success last time; If described last time, integrality designator indication recharging payment last time of recharging payment was complete, then represent described last time recharging payment to have integrality, and execution in step 205; Otherwise represent described last time recharging payment not have integrality, and execution in step 202.
This step 202 can specifically realize as shown in Figure 3 in the following way:
Concrete, in the present embodiment, mass transit card returns last time, the recharging payment result of recharging payment comprised at least: last time recharging payment recharging payment success designator, last transaction authorization information, promptly last time recharging payment TAC and last time recharging payment MAC.
Need explanation to be, mass transit card in the present embodiment will be preserved the recharging payment result of recharging payment last time, that is: be used to indicate the whether successful recharging payment success designator of recharging payment last time, last time recharging payment transaction verification information, be TAC and MAC, and should last time the recharging payment result of recharging payment can be because of being not that consumer sale is replaced in this recharging payment cause.
Supplemented with money in the process last time at mass transit card, because networking situation instability, cause uploading recharging payment and interrupt at the networking as a result the time, background server is not received the recharging payment result of recharging payment last time, and last time, recharging payment just belonged to once incomplete recharging payment so.In this case, by the method that provides in the present embodiment, in the time of can being implemented in this recharging payment, after mass transit card is uploaded to background server to accounts information, background server can be found the imperfect of recharging payment last time, and background server can require mass transit card that the recharging payment result of last time is uploaded again so.Last time recharging payment recharging payment result by after checking, background server will be automatically last time recharging payment be arranged to complete so that the user carries out safe application recharging payment again.
In addition, if last time, recharging payment was imperfect, the user can arrive the business hall and handle artificial synchronizing process at this moment.
Concrete, as shown in Figure 4, this step 205 can realize in the following way:
Concrete, in the present embodiment, the recharging payment result of this recharging payment of returning comprises at least: the recharging payment success designator of this recharging payment, and the TAC of this recharging payment.
Background server is judged according to this recharging payment result who supplements with money that this recharging payment is whether complete and specifically can be realized in the following way in step 2054:
Background server checks whether the recharging payment success designator among described this recharging payment result indicates this recharging payment success, and judges whether TAC is identical with the TAC and the MAC of described this recharging payment that obtains by calculating with MAC among described this recharging payment result; If indicate the success of this recharging payment, and judge described MAC and TAC and background server by calculate obtain the account this recharging payment TAC identical, then on behalf of described this recharging payment, representative whether have integrality; Otherwise represent described this recharging payment to have imperfection.
In addition, can find out that when last time, recharging payment possessed the recharging payment integrality, background server will be skipped the process of the integrality of adjusting recharging payment last time, directly insert the circle of mass transit card and deposit process by above-mentioned implementation.For example: be that mass transit card is an example when supplementing with money by the method in the present embodiment with the first time:
Owing to be to supplement with money for the first time, background server will can not be found any incomplete recharging payment in step 201, so skips steps 202 and step 203 are adjusted the process of the integrality of recharging payment last time, enter step 205, that is: background server is initiated circle in succession and is deposited initialization according to the recharge amount of user's input, and circle is deposited instruction, and after receiving the transaction verification information that card returns, finish the whole recharging payment process that this is supplemented with money.
The recharge method of the intelligence that the embodiment of the invention provides has following beneficial effect: the integrality that can guarantee recharging payment in the recharging payment process, and the maintenance of the integrality of each recharging payment need not labor management, can implement automatically by background server, can reduce user and operator is to obtain the cost that the recharging payment integrality is paid, and realizes the unmanned self-recharging.In addition, the terminal of supplementing with money in the embodiments of the invention can realize by PC and the card reader that possesses networked capabilities, the user is in just can supplements the recharging payment that terminal is finished smart card with money by this, need not the user travels to and fro between and supplements the site with money, and when this PC is notebook, supplement terminal with money and also just be equivalent to also possess movability, greatly facilitate the user and carry out the charging intelligent card operation in multiple place.
Embodiment 3
For the ease of the enforcement of the background server part method in the foregoing description 2, present embodiment provides a kind of background server 300, as shown in Figure 5, comprising: inspection unit 31, and judging unit 32, performance element 33 freezes unit 34.
Inspection unit 31 is used to check whether recharging payment last time of described smart card has integrality; Judging unit 32, be used for when inspection unit 31 is checked through that described last time, recharging payment had imperfection, supplement recharging payment result last time that terminal is obtained described smart card with money by described, and judge according to described recharging payment result described last time, whether recharging payment was in the state of can settling accounts; Performance element 33 is used for that recharging payment is in the time of can settling accounts state if judging unit 32 is judged described last time, with frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality; Freeze unit 34, be used for having integrality when inspection unit 31 is checked through described last time recharging payment, perhaps after performance element 33 is carried out, freeze the recharge amount of described this recharging payment of smart card, set this recharging payment and have imperfection, and check the integrality of this recharging payment according to this recharging payment of described smart card result.
Background server 300 can comprise following optional module in the present embodiment:
Transmitting element 35 is used for judging that when judging unit 32 described last time, the recharging payment process was in can not settle accounts state the time, sends to comprise information that described last time, recharging payment was made mistakes to the described terminal of supplementing with money, to point out user's described last time of recharging payment imperfect.
Wherein, when can the checkout state being the recharging payment success status, judging unit 32 comprises when described:
First checks module 321, and whether the recharging payment success designator that is used for checking described recharging payment result indicates described last time recharging payment to be in success status; Indicate described last time recharging payment when described recharging payment success designator and be in success status and be, represent described last time recharging payment to be in the state of to settle accounts.
When can the checkout state being: when recharging payment success status and recharging payment correct status; Judging unit 32 comprises:
Second checks module 322, and whether the recharging payment success designator that is used for checking described recharging payment result indicates described last time recharging payment to be in success status; Judge module 323, be used for when described recharging payment success designator indicates that described last time, recharging payment was in success status, judge transaction verification information among described last time of the recharging payment result whether with by calculate obtain described last time recharging payment transaction verification information identical; Judge when identical, represent described last time recharging payment to be in the state of to settle accounts.
The background server that present embodiment provides is in unmanned automatic value-charging process, can realize the amount of money in user's main account is deducted and supplemented with money the function of mass transit card, obtained and guaranteed that when carrying out the unmanned automatic value-charging recharging payment has the technique effect of integrality, and can cooperate the automatic value-charging terminal that forms by PC and reader combination to use together, can realize family unmanned automatic value-charging, need not operator this family automatic value-charging terminal is safeguarded, can reduce operating cost of operator.
Method for the ease of mass transit card part among the embodiment 2 is implemented, and present embodiment also provides a kind of process smart card 400 that is used for the unmanned automatic value-charging, and as shown in Figure 6, this smart card 400 comprises at least:
Recharging payment is storage unit 41 as a result, is used to store the recharging payment result of recharging payment last time.
Wherein, described recharging payment as a result storage unit 41 last time recharging payment recharging payment result before this recharging payment, can not covered by the transaction results of consumer sale.
Wherein, the recharging payment result of recharging payment storage unit 41 storage as a result comprises at least: be used to indicate the whether successful successful designator of recharging payment of recharging payment last time, last time recharging payment transaction verification information.
To preserve the once recharging payment result of recharging payment at the smart card of present embodiment, be convenient to the integrality that whether background server verification recharging payment last time has in the process that keeps the recharging payment integrality; Because in the present embodiment, background server need be responsible for finishing the synchronous working of the integrality of recharging payment last time before safeguarding this recharging payment.
In addition, present embodiment also provides a kind of automatic value-charging terminal, and this automatic value-charging terminal automatic value-charging terminal can be that to utilize top-up machines special in the prior art also can be to utilize the PC possess networked capabilities to add card reader.The automatic value-charging terminal is the equal of a passage, is used to transmit the information between background server and the mass transit card, and the information that recharging payment is made mistakes that comprises that is used to receive the background server transmission, and shows described information by the display that connects to the user.
The integrality of background server, smart card and the automatic value-charging terminal that provides by present embodiment can be when at every turn carrying out recharging payment synchronous last time of recharging payment, and this recharging payment integrality is set, having solved integrality in the recharging payment process in the prior art needs the technical matters of manual maintenance, obtained and to have realized by the automatic integrality of implementing to guarantee recharging payment in the recharging payment process of background server, reduce user and operator and obtain the cost that the recharging payment integrality is paid, the technique effect of unmanned self-recharging.And because present embodiment terminal automatic value-charging terminal can be prevalent in user's the life by PC and card reader, therefore the user can directly utilize this PC and reader combination as the passage of carrying out recharging payment, for operator, not only reduce manpower, more can realize the maintenance of 0 cost.
Embodiment 4
Present embodiment provides a kind of charging system of smart card, and as shown in Figure 7, this system comprises: smart card 71, supplement terminal 72 with money, and background server 73.
Smart card 71, be used for storing at least user's accounts information, and in the process of unmanned automatic value-charging, the recharging payment result of storage recharging payment last time, wherein, described last time recharging payment recharging payment result before this recharging payment, can not covered by the transaction results of consumer sale; Supplement terminal 72 with money, be used to obtain the account of described smart card 71 and last time and/or this recharging payment result of described smart card, and send described last time and/or this recharging payment result to described background server 73; Background server 73 is used for before smart card 71 is supplemented with money, checks whether recharging payment last time of described smart card 71 has integrality; If described last time, recharging payment had imperfection, then supplement recharging payment result last time that terminal 72 is obtained described smart card 71 with money by described, and according to described last time the recharging payment result judge described last time, whether recharging payment was in the state of can settling accounts; If described last time, recharging payment was in the state of can settling accounts, then with frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality; And freeze the recharge amount of described smart card 71 these recharging payment, and set this recharging payment and have imperfection, check the integrality of this recharging payment again according to described smart card 71 this recharging payment results.
Wherein, supplement terminal 71 with money and also be used to receive the information that recharging payment recharging payment last time and this recharging payment are made mistakes that comprises, and show described information to the user by the display that connects from described background server 73.
The system that the embodiment of the invention provides has following beneficial effect: the integrality that can guarantee recharging payment in the recharging payment process, and the maintenance of the integrality of each recharging payment need not labor management, can implement automatically by background server, can reduce user and operator is to obtain the cost that the recharging payment integrality is paid, realize the unmanned self-recharging, and the terminal of supplementing with money in the embodiments of the invention can realize by PC and the card reader that possesses networked capabilities, the user is in just can supplements the recharging payment that terminal is finished smart card with money by this, need not the user and travel to and fro between and supplement the site with money, make things convenient for the user to carry out charging intelligent card.
Those having ordinary skill in the art will appreciate that all or part of step that realizes in the various embodiments described above is to instruct relevant hardware to finish by program, described program can be stored in---in the computer read/write memory medium, this program is when carrying out, comprise all or part of method and step in the various embodiments described above, wherein, described storage medium, as: ROM/RAM, disk, laser disc etc.
Through the above description of the embodiments, the those skilled in the art can be well understood to the present invention and can realize by the mode that software adds essential general hardware platform, can certainly pass through hardware, but the former is better embodiment under a lot of situation.Based on such understanding, the part that technical scheme of the present invention contributes to prior art in essence in other words can embody with the form of software product, this computer software product is stored in the storage medium that can read, floppy disk as computing machine, hard disk or CD etc. comprise that some instructions are used so that an equipment is carried out the described method of each embodiment of the present invention.
The above; only be the specific embodiment of the present invention, but protection scope of the present invention is not limited thereto, anyly is familiar with those skilled in the art in the technical scope that the present invention discloses; can expect easily changing or replacing, all should be encompassed within protection scope of the present invention.Therefore, protection scope of the present invention should be as the criterion by described protection domain with claim.
Claims (18)
1. the recharge method of a smart card is characterized in that, comprises in unmanned automatic value-charging process:
Background server checks whether recharging payment last time of described smart card has integrality before to charging intelligent card;
If described last time, recharging payment had imperfection, then background server is supplemented recharging payment result last time that terminal is obtained described smart card with money by described, and according to described last time the recharging payment result judge described last time, whether recharging payment was in the state of can settling accounts;
If described last time, recharging payment was in the state of can settling accounts, then background server is frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality;
Background server freezes the recharge amount of described this recharging payment of smart card, sets this recharging payment and has imperfection, and check the integrality of this recharging payment according to this recharging payment of described smart card result.
2. method according to claim 1 is characterized in that, whether recharging payment last time of the described smart card of described inspection has integrality comprises:
Background server check described smart card last time recharging payment the integrality designator whether indicate described last time recharging payment to have integrality;
Recharging payment has integrality if described integrality designator is indicated described last time, then represents described last time recharging payment to have integrality; Otherwise represent described last time recharging payment not have integrality.
3. method according to claim 1 is characterized in that, describedly can the checkout state be: the recharging payment success status; Describedly judge according to described recharging payment result whether recharging payment was in and can comprises by the checkout state described last time:
Background server checks whether the recharging payment success designator among the described recharging payment result indicates described last time recharging payment to be in success status;
Recharging payment is in success status if described recharging payment success designator is indicated described last time, then represents described last time recharging payment to be in the state of can settling accounts.
4. method according to claim 1 is characterized in that, describedly can the checkout state be: recharging payment success status and recharging payment correct status; Describedly judge according to described recharging payment result whether recharging payment was in and can comprises by the checkout state described last time:
Background server checks whether the recharging payment success designator among the described recharging payment result indicates described last time recharging payment to be in success status;
Recharging payment is in success status if described recharging payment success designator is indicated described last time, judges that then whether transaction verification information is with identical by calculating the described last transaction authorization information that obtains among described last time of the recharging payment result;
If it is identical that background server is judged, then represent described last time recharging payment to be in the state of to settle accounts.
5. method according to claim 1 is characterized in that, this method also comprises:
If described last time, recharging payment was in the state of can not settling accounts, then background server sends and comprises information that described last time, recharging payment was made mistakes to the described terminal of supplementing with money, to point out user's described last time of recharging payment imperfect.
6. method according to claim 5 is characterized in that, describedly can not the checkout state be: recharging payment get nowhere state or the incorrect state of recharging payment.
7. method according to claim 1 is characterized in that, describedly checks that according to this recharging payment of described smart card result the integrality of this recharging payment comprises:
Described background server is supplemented this recharging payment result that terminal is obtained described smart card with money by described;
Described background server judges according to this recharging payment result of institute whether described this recharging payment process has integrality;
If described this recharging payment has integrality, then deduct the described recharge amount that freezes, and described this recharging payment is revised as has integrality; If described this recharging payment has imperfection, then send and comprise information that described this recharging payment makes mistakes to the described terminal of supplementing with money.
8. method according to claim 7 is characterized in that, described background server judges according to this recharging payment result of institute whether described this recharging payment process has integrality and comprise:
Background server checks whether the recharging payment success designator among described this recharging payment result indicates described this recharging payment to be in success status, and judges whether transaction verification information is identical with the transaction verification information of described this recharging payment that obtains by calculating among described this recharging payment result;
If described this recharging payment of described recharging payment success designator indication is in success status, and judges that transaction verification information is identical, then represent described this recharging payment to have integrality; Otherwise represent described this recharging payment to have imperfection.
9. method according to claim 1 is characterized in that, the described terminal of supplementing with money comprises: special-purpose top-up machines, or the top-up machines of being made up of PC and card reader.
10. a background server is characterized in that, comprising:
Inspection unit is used to check whether recharging payment last time of described smart card has integrality;
Judging unit, be used for if described last time recharging payment have imperfection, then supplement recharging payment result last time that terminal is obtained described smart card with money by described, and according to described last time the recharging payment result judge described last time, whether recharging payment was in the state of can settling accounts;
Performance element, be used for if described last time recharging payment be in the state of can settling accounts, then with frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality;
Freeze the unit, be used to freeze the recharge amount of described this recharging payment of smart card, set this recharging payment and have imperfection, and check the integrality of this recharging payment according to this recharging payment of described smart card result.
11. background server according to claim 10 is characterized in that, describedly can the checkout state be: the recharging payment success status; Described judging unit comprises:
First checks module, and whether the recharging payment success designator that is used for checking described recharging payment result indicates described last time recharging payment to be in success status; Indicate described last time recharging payment when described recharging payment success designator and be in success status and be, represent described last time recharging payment to be in the state of to settle accounts.
12. background server according to claim 10 is characterized in that, describedly can the checkout state be: recharging payment success status and recharging payment correct status; Described judging unit comprises:
Second checks module, and whether the recharging payment success designator that is used for checking described recharging payment result indicates described last time recharging payment to be in success status;
Judge module, be used for when described recharging payment success designator indicates that described last time, recharging payment was in success status, judge transaction verification information among described last time of the recharging payment result whether with by calculate obtain described last time recharging payment transaction verification information identical; When judging when identical, represent described last time recharging payment to be in the state of to settle accounts.
13. background server according to claim 10 is characterized in that, also comprises:
Transmitting element, be used for when described last time recharging payment be in can not settle accounts state the time, send and comprise information that described last time, recharging payment was made mistakes to the described terminal of supplementing with money, to point out user's described last time of recharging payment imperfect.
14. background server according to claim 10 is characterized in that, the described unit that freezes comprises:
Acquisition module is used for supplementing this recharging payment result that terminal is obtained described smart card with money by described;
Complete judge module is used for judging according to this recharging payment result of institute whether described this recharging payment has integrality;
The deduction module is used for deducting the described recharge amount that freezes when described complete judge module judges that this recharging payment has integrality, and described this recharging payment is revised as has integrality;
Sending module is used for judging that when described complete judge module described this recharging payment has imperfection, sends to comprise information that described this recharging payment makes mistakes to the described terminal of supplementing with money.
15. a smart card is characterized in that described smart card is used for the process of unmanned automatic value-charging, and described smart card comprises at least:
Recharging payment is storage unit as a result, is used to store the recharging payment result of recharging payment last time;
Described recharging payment as a result storage unit last time recharging payment recharging payment result before this recharging payment, can not covered by the transaction results of consumer sale.
16. smart card according to claim 15, it is characterized in that, the described recharging payment recharging payment result of cell stores as a result comprises at least: be used to indicate the whether successful recharging payment success designator of described last time of recharging payment, described last time recharging payment transaction verification information.
17. the charging system of a smart card is characterized in that, comprising:
Smart card is used for the process of unmanned automatic value-charging, the recharging payment result of storage recharging payment last time, and wherein, described last time, the recharging payment result of recharging payment can not covered by the transaction results of consumer sale before this recharging payment;
Supplement terminal with money, be used to obtain the recharging payment result of described smart card, and send described recharging payment result to described background server;
Background server is used for before to charging intelligent card, checks whether recharging payment last time of described smart card has integrality; If described last time, recharging payment had imperfection, then supplement recharging payment result last time that terminal is obtained described smart card with money by described, and according to described last time the recharging payment result judge described last time, whether recharging payment was in the state of can settling accounts; If described last time, recharging payment was in the state of can settling accounts, then with frozen recharge amount deduction in the last time recharging payment, and with described last time recharging payment be revised as and have integrality; And freeze the recharge amount of described this recharging payment of smart card, and set this recharging payment and have imperfection, check the integrality of this recharging payment again according to this recharging payment of described smart card result.
18. system according to claim 17 is characterized in that, the described terminal of supplementing with money also is used to receive the information that last time, recharging payment was made mistakes that comprises from described background server, and shows described information by the display that connects to the user.
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| Application Number | Priority Date | Filing Date | Title |
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| CN200910237530.7A CN101719292B (en) | 2009-11-16 | 2009-11-16 | The recharge method of smart card, equipment and system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN200910237530.7A CN101719292B (en) | 2009-11-16 | 2009-11-16 | The recharge method of smart card, equipment and system |
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| CN101719292A true CN101719292A (en) | 2010-06-02 |
| CN101719292B CN101719292B (en) | 2016-08-31 |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101894337A (en) * | 2010-06-22 | 2010-11-24 | 北京握奇数据系统有限公司 | Method, system and related device for processing network transaction of intelligent value card |
| CN102129745A (en) * | 2010-10-25 | 2011-07-20 | 上海复展照明科技有限公司 | Charging method and system for rechargeable card and application method and management system for rechargeable card |
| CN102610042A (en) * | 2012-03-13 | 2012-07-25 | 中国联合网络通信集团有限公司 | Method, system and terminal for load-over-the-air and load-over-the-air server |
| CN102646304A (en) * | 2012-04-28 | 2012-08-22 | 郑州信大捷安信息技术股份有限公司 | Bus card recharging system based on desktop system and bus card recharging method |
| CN102682521A (en) * | 2012-04-28 | 2012-09-19 | 郑州信大捷安信息技术股份有限公司 | Desktop-system-based oiling integrated circuit (IC) card recharging system and recharging method |
| CN103679954A (en) * | 2012-09-14 | 2014-03-26 | 深圳市金正方科技股份有限公司 | Intelligent error-correction method and system based on IC card charging |
| CN103714625A (en) * | 2013-12-20 | 2014-04-09 | 北京握奇数据系统有限公司 | Intelligent card recharging method and system |
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- 2009-11-16 CN CN200910237530.7A patent/CN101719292B/en not_active Expired - Fee Related
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101894337A (en) * | 2010-06-22 | 2010-11-24 | 北京握奇数据系统有限公司 | Method, system and related device for processing network transaction of intelligent value card |
| CN102129745A (en) * | 2010-10-25 | 2011-07-20 | 上海复展照明科技有限公司 | Charging method and system for rechargeable card and application method and management system for rechargeable card |
| CN102610042A (en) * | 2012-03-13 | 2012-07-25 | 中国联合网络通信集团有限公司 | Method, system and terminal for load-over-the-air and load-over-the-air server |
| CN102646304A (en) * | 2012-04-28 | 2012-08-22 | 郑州信大捷安信息技术股份有限公司 | Bus card recharging system based on desktop system and bus card recharging method |
| CN102682521A (en) * | 2012-04-28 | 2012-09-19 | 郑州信大捷安信息技术股份有限公司 | Desktop-system-based oiling integrated circuit (IC) card recharging system and recharging method |
| CN103679954A (en) * | 2012-09-14 | 2014-03-26 | 深圳市金正方科技股份有限公司 | Intelligent error-correction method and system based on IC card charging |
| CN103679954B (en) * | 2012-09-14 | 2016-07-20 | 深圳市金正方科技股份有限公司 | A kind of intelligent correction method and system based on IC-card charge |
| CN103714625A (en) * | 2013-12-20 | 2014-04-09 | 北京握奇数据系统有限公司 | Intelligent card recharging method and system |
| CN103714625B (en) * | 2013-12-20 | 2016-06-01 | 北京握奇数据系统有限公司 | A kind of charging intelligent card method and system |
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| CN101719292B (en) | 2016-08-31 |
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