CN101673440A - Automatic management system for identifying counter client identity in financial institution - Google Patents
Automatic management system for identifying counter client identity in financial institution Download PDFInfo
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- CN101673440A CN101673440A CN200810148909A CN200810148909A CN101673440A CN 101673440 A CN101673440 A CN 101673440A CN 200810148909 A CN200810148909 A CN 200810148909A CN 200810148909 A CN200810148909 A CN 200810148909A CN 101673440 A CN101673440 A CN 101673440A
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Abstract
The invention relates to an automatic management system for identifying counter client identity in a financial institution, which is a cross-platform and cross-system automatic processing platform foreffectively and automatically identifying, entering, searching and managing the information of client identity of financial counter services in the financial institution, and belongs to the technicalfield of public safety technical prevention (security). The system ideally solves the problems of difficult distinguishment of document authenticity, manual entering of client information, manual copying of client identity documents, long waiting time for the client in handling services, difficult settlement of unit bank accounts and the like existing in the conventional counter services. The system comprises two parts, including a bank head office/branch and banking outlets, integrates a background application system, a foreground application system, identity identifying equipment and document copy storage equipment, and comprises a background management system and a front terminal application system. The system can be used for integrating the services such as an account management system, a credit information system and a network verification system in counter service processing procedures to realize the automation of the counter service processing procedures.
Description
Technical field
The present invention is financial institution's financial counter when handling a generation resident identification card, second-generation resident identification card client traffic, the automation processing platform of cross-platform, the interdepartmental system of the efficient identification automatically of adoptable a kind of client identity information, typing, inquiry and management.The technical field that belongs to public safety technological prevention (security protection).
Background technology
Because resident identification card is China citizen first law certificate, so the automatic identification of resident identification card information is the core of automatic management system for identifying counter client identity in financial institution.Second generation resident identification card (hereinafter to be referred as " Certification of Second Generation ") has increased the function that machine is read; Certification of Second Generation itself is a kind of contactless IC card simultaneously, has uniqueness, confidentiality and popularization.The logical JWZD-800A/800 of silver-colored peace that this system architecture is integrated, Certificate scanner, certificate printer and input device etc., with intelligent acquisition terminal as automatic management system for identifying counter client identity in financial institution, this kind of product is inner integrated Ministry of Public Security's Certification of Second Generation read module, can read the Certification of Second Generation graph text information automatically, and realize information typing, retention, printing, verify in batches.Since at present as generation card, Certification of Second Generation transitional period, this product support generation card information acquisition, and first generation resident identification card is that certificate is read in a kind of traditional looking, and discerns by naked eyes and experience.Financial institution financial counter client identity identification automated management system be to discern automatically in the client identity information of financial institution's sales counter transacting business, typing and inquiry, optimize the counter service flow process, solve the traditional existing certificate real and fake discrimination of counter service difficulty, manual typing customer information comprehensively, manually to duplicate client identity document, client's transacting business waiting time long, and the account of unit bank settles accounts many difficult problems such as difficulty.This system is a comprehensive utilization counter terminal resource, optimizes the multinomial business processing flow of sales counter, and complete realization is cross-platform, the robotization service process platform of interdepartmental system.
Summary of the invention
(1) technical scheme
Automatic management system for identifying counter client identity in financial institution is a kind of integrated system that collects Certification of Second Generation reader, scanner, printer, input device, realize that name, ID (identity number) card No. and photo that the professional sales counter of financial institution is put down in writing the client's of transacting business first generation resident identification card or Certification of Second Generation carry out authenticity and examine, and with the seamless access cabinet of the verified information industry affair system of looking unfamiliar; Realize the retention client effective identity certificate of 2 commands or the photostat or the copy of other certificates, the sales counter statistical report form can be done automatically by system when the teller relieves; Can finish the various online verifications of real-time batch of identity verification demand business in batches that have.Simultaneously, system also possesses bank unit's account management function, system provides unique bank account clearing IC-card as the unique financial standing I.D. of the depositor of unit to the depositor, it stores depositor's essential information and account information, issue the bill of exchange, cashier's cheque, authorized bank payment handling by bank transfer, application for the client, and when buying service for corporate customers such as inchoate instrument voucher, show to confirm true identity to bank.Native system is integrated background application system, foreground application system, and identification apparatus, certificate photostat are retained equipment, comprise background management system and front end applications system, can integrate account management system, credit investigation system, network verification system business processing flow, realize the robotization of front-end business treatment scheme at the cabinet face.
(2) system forms
" automatic management system for identifying counter client identity in financial institution " is a kind of integrated system that collects Certification of Second Generation reader, scanner, printer, input device exploitation.Mainly consist of the following components: generation card is discerned checking, Certification of Second Generation differentiates that reading checking, identity document information derive typing, information printing, the derivation of site teller's identification record, the safety management of teller's identity automatically, the batch identity information is verified importing, enterprise account inquiry, individual/business standing inquiry, automatic application upgrade in real time.
(3) systemic-function
1. generation card identification checking.Name, ID (identity number) card No. and photo that main realization is put down in writing client's first generation resident identification card carry out authenticity and examine.
2. Certification of Second Generation is differentiated to read and is tested.Name, ID (identity number) card No. and photo that main realization is put down in writing client's second generation resident identification card carry out authenticity and examine.
3. identity document information derives typing automatically.Industry affair system that a generation is demonstrate,proved in main realization or the seamless access cabinet of Certification of Second Generation information is looked unfamiliar.Support automatic typing of individual event information and the automatic input function of combined information information.
4. information is printed.The main retention client effective identity certificate of 2 commands or the photostat or the copy of other certificates realized.
5. the identification record of site teller identification statistical report form is derived.This subsystem is mainly used in teller's statistics of relieving.Can add up client identity identification summary information, the detailed letter of inquiry client identity identification, inquiry client identity document details.
6. identity information verification importing/derivation in batches in real time.Mainly there is the business of batch identity verification request to finish the online verification function of real-time batch according to various.Automatically verify continuously, once import, save time.
7. enterprise account inquiry.Native system mainly is at unit bank's balance account system of real name.
8. online checking interface.
9. application upgrade automatically.
10. teller's identity safety management.
11. individual people/business standing inquiry.
(4) system's characteristics
1. popularization: resident identification card has universal, the most effective characteristics as for the citizenship first law certificate, with its booking foundation as each big venue activity, will have popularization the most widely.
2. antifalsification: beginning in 2005 in all parts of the countryly starts the work of changing Certification of Second Generation of concentrating comprehensively.To the end of the year 2008, the Certification of Second Generation of finishing the whole nation is substantially concentrated the work of changing.Resident identification card is as the perfect instrument that has uniqueness for citizenship, and its antifalsification has embodied the high-tech level of country.The surperficial false proof measure of Certification of Second Generation is (as rainbow printing, micro-printing, meticulous printing and P line technology etc.) and anti false film aspect (as directional light complexion, the optical storage of light face) aspect printing.Inner false proof measure then is that its chip has adopted the digital anti-counterfeiting technology: be stored in this chip after encrypting by a kind of key algorithm behind the citizenship information digitalizations such as holder photomap picture and registry content again.Combine with each accredited citizen's digital identity information by cryptographic technique, can prevent forged certificate effectively or distort the certificate information content.Between certificate and the reading facility, the process of a mutual key authentication is arranged.The responsible person of the Ministry of Public Security says frankly and be difficult to break through under the general condition, so second generation I.D. is difficult to this digital anti-counterfeiting itself copy.In addition, the PETG new material with environmental protection performance itself that second generation I.D. adopts also has anti-counterfeiting, rub resistance, characteristics such as anticorrosive, antistatic.
3. uniqueness: changing in the process of second generation I.D., various places public security department all integrates the people information data, made up national unified population information system, correct double sign, the wrong number phenomenon of first generation resident identification card in the past in the integration process, guaranteed the uniqueness of every citizen ID certificate number.Citizenship number on the new I.D. changes 18 bit digital into by 15 original bit digital, has uniqueness.
4. security: 1. transmission safety.Each sales counter arrives data transmission by the self-defining network transmission protocol isolates preceding server, and is connected with the public security private network by the isolation gap that the Ministry of Public Security authenticates, and prevents that other people to illegal operations such as distorting of data, having guaranteed security.2. unusual security.When the abnormal conditions that cause the influence of artificial and non-prescription factors appears and in system, the automatic abort operation of system, the recording exceptional situation, and do not influence the normal operation of system.System can move under the situation of no supervision fully automatically.
(5) technical advance
The data type selecting: native system dynamic data increment is bigger, accessing database is frequent, therefore, my company selects MSSQLSERVER storage data for use on the background data base server, and front end is selected Embedded SqlServer Mobile database for use, make it can and background data base between very friendly mutual, use the integrality of RDA technique guarantee data in transmission course, and the consistance of uploading data.
Remote inquiry: system provides web query function, and prefectures and cities public security organ only need carry out business and verify by just realizing the remote inquiry of public security inside after the Telnet.The remote inquiry function that my company provides has and the same strong functions of daemon software.
Description of drawings
Accompanying drawing is the automatic management system for identifying counter client identity in financial institution synoptic diagram.
Head office of A bank/in lines;
1 teller's identity identification information imports subsystem, teller's identity identification information query statistic subsystem, application upgrade service subsystem;
2 online checking front-end systems;
3 enterprise account inquiry front-end system, individual/enterprise's reference inquiry front-end system;
4 commercial banks financial business front-end system;
5 bank's dedicated networks;
B bank outlets
6 network printing subsystems;
7 client identity identification and management system front ends;
8 banking terminals.
Embodiment
Native system is made up of two parts of head office of bank/branch and bank outlets.
1. in head office of bank/in lines: 1 is mainly used to realize that the record that each teller is carried out identification procedure carries out statistical study, the reception of each client identity identification record is preserved, and to the upgrading processing of each client application system; 2 are used for realizing that the forwarding capability and the financial institution of client software verification request carry out the record of client identity identifying; 3 are mainly used to realize handling data forwarding and the interface of client to enterprise account inquiry and credit inquiry.
2. in each bank outlets: 6 mainly is to finish each client by network client identity document information, online checking information, statistical report form information to be printed task handling.7 client identity identification and management system front ends: mainly discern the generation card Certification of Second Generation true and false, automatically show ID (identity number) card information, automatic network verification Ministry of Public Security demographic data library information, show that with screen the generation license sheet and the Ministry of Public Security verify photo, industry affair system that a generation is demonstrate,proved or the seamless access cabinet of Certification of Second Generation information is looked unfamiliar.It supports automatic typing of individual event information and the automatic input function of combined information, realizes the retention client effective identity certificate of 2 commands or the photostat or the copy of other certificates.Relieve the teller and can add up client identity identification summary information, can inquire about client identity identification managing detailed catalogue and identity document details, there is in batches the business of identity verification request can also finish the online verification function of real-time batch according to various, realizes safety management and Data Control the efficient quick of various related service system.
Claims (4)
- Automatic management system for identifying counter client identity in financial institution by comprehensive utilization counter terminal resource, optimize the multinomial business processing flow of sales counter, completely realized automation processing platform cross-platform, interdepartmental system.When the client at financial institution's sales counter transacting business is carried out the identity verification, name, ID (identity number) card No. and photo that realization is put down in writing client's first generation resident identification card or second generation resident identification card carry out authenticity and examine, and, realize the retention client effective identity certificate of 2 commands or the photostat or the copy of other certificates simultaneously with first generation resident identification card or the seamless access cabinet of the second generation resident identification card information industry affair system of looking unfamiliar.
- 2. the sales counter statistical report form can be done automatically by system when the teller relieves.
- 3. for the various business that batch identity verification request is arranged, system can finish the online verification function of real-time batch.
- 4. system has bank unit's account management function, system provides unique bank account clearing IC-card as the unique financial standing I.D. of the depositor of unit to the depositor, it has stored depositor's essential information, account information, handle the client that bank transfer, application are issued the bill of exchange, cashier's cheque, authorized bank payment and when buying service for corporate customers such as inchoate instrument voucher, must show to confirm true identity to bank.System is at the authority of second generation resident identification card genuine/counterfeit discriminating, in conjunction with the bank cashier management system, at the requirement of different business systems, realizes safety management and Data Control to the efficient quick of various related service system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200810148909A CN101673440A (en) | 2008-09-09 | 2008-09-09 | Automatic management system for identifying counter client identity in financial institution |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200810148909A CN101673440A (en) | 2008-09-09 | 2008-09-09 | Automatic management system for identifying counter client identity in financial institution |
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| CN101673440A true CN101673440A (en) | 2010-03-17 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN200810148909A Pending CN101673440A (en) | 2008-09-09 | 2008-09-09 | Automatic management system for identifying counter client identity in financial institution |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108647543A (en) * | 2018-05-02 | 2018-10-12 | 山东浪潮通软信息科技有限公司 | A kind of identity card read method based on multithreading |
| CN111462417A (en) * | 2020-03-09 | 2020-07-28 | 南京华科和鼎信息科技有限公司 | Multi-information verification system and multi-information verification method for unmanned bank |
| CN113688362A (en) * | 2021-08-25 | 2021-11-23 | 中国工商银行股份有限公司 | Identity card information security processing method and device |
| CN113689286A (en) * | 2021-08-20 | 2021-11-23 | 辽宁振兴银行股份有限公司 | Counter networking checking system |
-
2008
- 2008-09-09 CN CN200810148909A patent/CN101673440A/en active Pending
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108647543A (en) * | 2018-05-02 | 2018-10-12 | 山东浪潮通软信息科技有限公司 | A kind of identity card read method based on multithreading |
| CN111462417A (en) * | 2020-03-09 | 2020-07-28 | 南京华科和鼎信息科技有限公司 | Multi-information verification system and multi-information verification method for unmanned bank |
| CN113689286A (en) * | 2021-08-20 | 2021-11-23 | 辽宁振兴银行股份有限公司 | Counter networking checking system |
| CN113688362A (en) * | 2021-08-25 | 2021-11-23 | 中国工商银行股份有限公司 | Identity card information security processing method and device |
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Open date: 20100317 |