CN101630424A - Self-help exchange machine for bank card scores - Google Patents
Self-help exchange machine for bank card scores Download PDFInfo
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- CN101630424A CN101630424A CN200810141648A CN200810141648A CN101630424A CN 101630424 A CN101630424 A CN 101630424A CN 200810141648 A CN200810141648 A CN 200810141648A CN 200810141648 A CN200810141648 A CN 200810141648A CN 101630424 A CN101630424 A CN 101630424A
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Abstract
The invention belongs to the field of self-help terminal equipment, in particular to a financial support service terminal device for exchanging scores in score-accumulating carriers such as a credit card or a member card and the like into corresponding gifts according to the setting of exchange rules by a self-help terminal through a self-help mode. A self-help exchange machine for bank card scores consists of a bank card reader, a password keyboard, a display operating screen, a control host, a network interface device, a gift display window, an automatic gift outputting mechanism, case protecting parts and the like. The invention can provide a self-help exchanger which is used for exchanging scores in the credit card or the member card of banks or supermarkets into gifts by self help, and has the functions of improving the transparency of bank card score information, extending the interacting channel of the score information and card holders and lowering the human cost in the gift exchanging process.
Description
[technical field]
The invention belongs to the self-help terminal equipment field, especially the integration in the integrable carriers such as credit card, member card is exchanged into the financial assistant service terminal device of corresponding gift by the self-aided terminal machine with it according to the setting of exchanging rule by self-service mode.
[background technology]
In recent years, along with progressively setting up and the manage money matters continuous modernization of idea of the common people of social credibility system, use credit card to consume post-pay consumption pattern earlier and accepted by increasing people.Still is the period of new things at present credit card in China, each tame commercial bank is in order to advance the development of all kinds of credits card, having taked incentives of all shapes and colors and means, calculated integration for holder's consumption, is exactly one of the means the most widely that wherein adopt.
Along with the variation of each commercial bank's marketing activity, the bankcard consumption integration not only can exchange gift for, can also exchange flight mileage, automobile services and be of use trade company's consumption.The bank card integration that for example has can be exchanged the mileage of 6 tame airlines, and the bank card consumption integration that has can be exchanged into civil aviaton's mileage automatically, and consuming 15 yuans is convertible 1 kilometrage, and exchange proportion reaches 15: 1.For another example, the integration feedback rate of the bank's joint name card that has reaches 6 ‰, and long-pending 6 minutes of 1000 yuans of promptly every consumption or 100 dollars can buying car, cost of ownership deduct in the jointly whole nation more than 500 tame franchised dealers of enterprise and 700 Duo Jia maintenance stations.And the joint name card holder who has can enjoy private car and refuels preferentially, specifies the site oiling margin of preference to be to PetroChina Company Limited.: every liter preferential 0.06 yuan in No. 90 gasoline, every liter preferential 0.1 yuan of No. 93, No. 97 and No. 98.The slogan of " integration also can be worked as Qian Laihua " is directly got by bank in addition, and the holder arrives this row and specifies trade company, and as BreadTalk, Les Enphants, movie theatre etc., according to certain exchange proportion, on-the-spot brush integration deducts and partly checks the amount of money or fully exchange commodity.The integration of bank card originally is the means that commercial bank boosts consumption, if the consumer uses properly, just can therefrom obtain material benefit.
In addition, score-for-gift product kind is also abundant year by year.In commercial bank of domestic a few family the score-for-gift handbook in 2007, to the consumption gift token, category is abundant, wherein is no lack of trendy product from household articles, toy for children, digital product.But adopt this mode of rewarding the concentrated transmission of the most employing of client by the return gift.So everybody often can see bank when gift is returned in announcement now, on-the-spot crowded scene.Not only bank need concentrate a lot of personnel to deal with this work, and the consumer also has a lot of discontented and complaints in this process, mainly is many inconvenience of on-the-spot people and exchange limited time or the like problem.And consumer's discontented to these phenomenons, nature can reduce the attractive force of this marketing method to the client.And for businessman, the mode of this concentrated exchange mainly is consider to reduce the cost of redemption process, thus will inevitably the specified campaign time limit, and adopting the long-term needed sky high cost of exchanging of mode also is that institute of bank is unacceptable.Numerous and diverse property, polytrope just because of bank's integration marketing tool and content, and bank provides for the convenient integration sales promotion information that obtains of the social common people is pitiably little, and most holders know seldom or even have no the integration policy of bank, measure etc. and know.This state just makes the actual effect of integration marketing tool of each tame bank have a greatly reduced quality.Therefore, the transparency that improves the bank card integration information of must taking appropriate measures, widen integration information and holder's mutual channel, just can reach the bank aspect stimulates holder's consumption by the integration means purpose.Just because of there being the problems referred to above, cause the mode attractive force of this sale constantly to descend, because the very limited way of neither one solves above-mentioned problem, businessman is also very helpless in the face of this situation.
[summary of the invention]
The purpose of this invention is to provide and be used for the self-service changer that bank or supermarket, market utilize the self-service exchange gift of integration in credit card or the member card, this self-service changer also has to be provided in bank's accumulating card about function preferential and that exchange Rule Information, have transparency, the mutual channel of widening integration information and holder that improves the bank card integration information and the function that reduces the personnel cost in the gift redemption process.
In order to reach above-mentioned technical purpose; the technical solution that the present invention adopts comprises following technology contents: self-help exchange machine for bank card scores; it is characterized in that: this changer is by the bank card card reader; code keypad; the display operation screen; main control system; Network Interface Unit; the gift display window; the automatic delivering mechanism of gift; protection cabinet parts are formed; above-mentioned parts all are arranged in the protection cabinet; the bank card card reader is connected the line data exchange of going forward side by side with main control system; main control system is connected the line data exchange of going forward side by side by Network Interface Unit with the bank background data center; described main control system is connected with the automatic delivering mechanism of gift; and control the action of the automatic delivering mechanism of this gift, above-mentioned main control system also is connected with code keypad.
Described protection cabinet is divided into function device cavity and two relatively independent cavitys of gift equipment cavity is installed; above-mentioned function device is installed above-mentioned bank card card reader, code keypad, display operation screen, main control system, Network Interface Unit is installed in the cavity, is provided with gift display window, the automatic delivering mechanism of gift and gift storage space in the gift equipment cavity.
The below of the automatic delivering mechanism of described gift is provided with the gift conveying end, and this gift conveying end arranged outside has protective door.
Described Network Interface Unit is too net port or wide area network adapter.
Described bank card card reader is controlled the integration data that can rewrite in the bank card by main control system.
The transparent material that described gift display window is glass, plastic cement or resin is made.
Write numbering on the described gift.
Store prize rule and preferential action message in the described main control system, and in unmanned the use, on the display operation screen, play automatically.
Described code keypad be arranged on protection on the cabinet keypad or be positioned at touch key-press on the display operation screen menu.
By adopting above-mentioned technical solution, the present invention has obtained following technological merit and effect: the present invention adopts the bank card card reader, code keypad, the display operation screen, main control system, Network Interface Unit, the gift display window, the automatic delivering mechanism of gift etc. is combined into self-help exchange machine for bank card scores, this self-service changer can replace manually the integration in the bank card being exchanged into prize automatically, and can store into the integration of exchanging prize in the bank card automatically, having avoided present bank need use manually when carrying out above-mentioned work carries out, can significantly reduce the cost of bank operation, adopt above-mentioned self-service changer also can significantly increase the comfort level that the client uses simultaneously, can the self-service prize that carries out of random time; This changer can make the client select gift very easily by the gift display window is set in above-mentioned equipment in addition, especially the queuing process in, the gift that selection that can be careful is liked oneself; The present invention is by adopting gift display window and the automatic delivering mechanism combination of gift and depositing that the space of gift is common to form an independently parking space, with the bank card card reader, code keypad, the display operation screen, main control system, Network Interface Unit is arranged in the other function chamber, make that two above-mentioned cavitys are relatively independent, more favourable with administer and maintain, for example: all be the core component in the bank in the function chamber, this part can take high-grade protection, do not allow generally speaking to open, and just deposit some gifts in the gift equipment chamber, so be worth lower, only need general protection just passable, so also can make the convenient interpolation gift of staff, needn't two people, three people show up simultaneously, adopt above-mentioned this structure to take into account protective and convenience, can obviously reduce the cost in the operation process; The present invention is by adopting the structure that protective door is set in the gift exit position, can prevent to pollute the gift exit position, especially prevent from outdoor, more can prevent entering of sleet dust, above-mentioned self-service changer has been possessed be placed on outdoor performance; Also store recent prize rule and preferential action message in addition in this changer, and display screen in unmanned the use, circulation shows the regular and preferential action message of the prize of bank, also can show above-mentioned information according to client's instruction.So above-mentioned self-service changer also has the propaganda or advertising function.In a word, the present invention is by adopting above-mentioned series of results, a kind of special-purpose Possum that automatically accumulated point exchanging in the bank card is become gift is provided, this equipment is when making things convenient for the client to use, also can significantly reduce the operation cost of bank, with the work of present artificial prize, directly there is self-service changer to finish.This self-service changer can also use in the member card integration prize in the supermarket, market and use.
[description of drawings]
Fig. 1 is a perspective view of the present invention.
[embodiment]
Below in conjunction with accompanying drawing, the present invention is further detailed:
As shown in Figure 1; self-help exchange machine for bank card scores of the present invention; it mainly is made up of bank card card reader 2, code keypad 3, display operation screen 1, main control system 6, Network Interface Unit 7, gift display window, the automatic delivering mechanism of gift, protection cabinet 4 parts; above-mentioned parts all are arranged in the protection cabinet 4; bank card card reader 2 is used for reading of customer bank card information; and be connected the line data exchange of going forward side by side with main control system 6, be finish the bank card integration read with prize after the core component that writes of information.Main control system 6 is connected the line data exchange of going forward side by side by Network Interface Unit 7 with the bank background data center, described bank card card reader 2 can be rewritten integration data in the bank card by main control system 6 controls.Main control system 6 is core control parts that changer carries out verification operation, and its function mainly is: be responsible for the control of the inner each several part equipment of changer, the work such as management, message exchange and processing of the network equipment.Described main control system 6 is connected with the automatic delivering mechanism of gift, and controls the action of the automatic delivering mechanism of this gift, and the gift display window is used to show the current gift material object that can carry out accumulated point exchanging of changer.Write numbering on the described gift, can make things convenient for the client on display operation screen 1, to select gift like this.Above-mentioned main control system 6 also is connected with code keypad 3.Described code keypad 3 is for being arranged on the keypad on the protection cabinet 4 or being positioned at touch key-press on the display operation screen menu.Also can adopt simultaneously two kinds of above-mentioned code keypads 3 are set simultaneously, so not only can make things convenient for the client to use, simultaneously can also be therein one when breaking down, continue the normal running and the use of maintenance equipment.Code keypad 3 is used for client's input bank card business dealing password when carrying out integration information inquiry, the transaction of accumulated point exchanging gift.Code keypad 3 adopts the product that meets the relevant financial security standard of country.
Described protection cabinet 4 is divided into function device cavity and two relatively independent cavitys of gift equipment cavity is installed; above-mentioned function device is installed above-mentioned bank card card reader 2, code keypad 3, display operation screen 4, main control system 6, Network Interface Unit 7 is installed in the cavity, is provided with gift display window, the automatic delivering mechanism of gift and gift storage space in the gift equipment cavity.The transparent material that described gift display window is glass, plastic cement or resin is made.Adopt to make the transparent material of gift display window, should the good material of working strength, for example: tempered glass, bullet proof glass etc.
The below of the automatic delivering mechanism of described gift is provided with gift conveying end 5, and these gift conveying end 5 arranged outside have protective door.Gift is got the outlet that thing mouth 5 is changer gifts, and after the operation of client's accumulated point exchanging obtained the affirmation on bank backstage, the gift that self-service changer will be selected the client passed out to this gift and gets thing mouth 5 and be convenient to the client and take.Gift is got thing mouth 5 and is provided with protective door, and this protective door mainly is to prevent to get the thing mouth and cause gift contaminated because of dirt and rainwater enter.The automatic delivering mechanism of gift is that changer is sent gift the topworks to the client after client's redeem points.It is arranged in the protection cabinet 4, and works under the control of main control system 6.When receiving main control system 6 when sending the instruction of specifying gift, the automatic delivering mechanism of gift just will be specified the gift of numbering to pass out to gift and be got the thing mouth, and at this moment, the client just can push gift open and get the protective door of thing mouth and get corresponding gift.
Described Network Interface Unit 7 is too net port or wide area network adapter.Network Interface Unit 7 is the indispensable equipment that carries out message exchange between changer and the bank's background data center, and according to different networking forms, network interface can be simple ethernet port, also can be the wide area network adapter.Can adapt to like this with different occasions in the network equipment mate, dispose the Network Interface Unit of plurality of specifications simultaneously, can effectively increase the installation adaptive faculty of self-service changer, and reduce the cost in the installation process.
Store prize rule and preferential action message in the described main control system 6, and in unmanned the use, on display operation screen 1, play automatically automatically.For example: be arranged on self-service changer after unattended 1 minute, and begin to play prize rule, preferential activity description, perhaps other promotional content of bank, this function can be used as the advertisement charging business equally in addition, is used to increase the income of this self-service changer.Display operation screen 1 is changer and client's an important information interactive interface, its function mainly be accept client's various operational orders, show relevant operation indicating, demonstration Product Validation information etc.
Self-service changer is as follows to the principle of work that the client provides bank's integration to exchange gift automatically:
When the client inserted bank card, the main control system 6 of self-service changer started the bank information that bank card card reader 2 reads on client's card automatically, and the information of bank card was sent to the background system of associated bank by Network Interface Unit 7.Simultaneously client's bank card can be returned the client.
After the background system of bank obtains the bank card information of self-service changer, from database, inquire corresponding integration information, send back to self-service changer main control system.
After self-service changer main control system 6 obtains the integration information of customer bank card, be shown to the client by display operation screen 1.Whether main control system 6 also provides the operation of client's accumulated point exchanging according to the integration information decision of returning simultaneously: if client's integration possesses the requirement of exchanging gift, then provide corresponding operation indicating and guide the client to finish all processes that gift is exchanged, this menu-guided realizes by built-in software; If client's integration does not possess the requirement of exchanging gift, then provide corresponding prompt information.
After the client has selected corresponding exchange gift, main control system 6 requires the client to import the trading password of bank card, and relevant redemption information is sent to the background system of bank, after the exchange gift that obtains bank's background system is confirmed, the gift that main control system 6 startup gift delivering mechanisms are selected the client passes out to gift and gets thing mouth 5, points out the client to get thing mouth 5 to gift simultaneously and takes gift away.
Self-service changer is except exchanging gift, and the regular equivalance of integration sales promotion policy, accumulated point exchanging that can also provide the bank card holder to inquire about associated bank is divided the inquiry of relevant information.
Can learn that by above-mentioned description the self-service changer among the present invention mainly uses in banking system.If but after its built-in software adjusted, this self-service changer can use in market and the supermarket equally, use when being used for the accumulated point exchanging prize of accumulating card or member card.Foregoing description can only be counted as preferred embodiment.Those those of skill in the art in the art and those manufacturings or use people of the present invention by the suggestion content in this patent can not need creative work, can learn other multiple variation of the present invention.Therefore, it being understood that the above-mentioned illustrated embodiment usefulness that only presents a demonstration, it can't be construed as limiting scope of the present invention, scope of the present invention according to the principle of Patent Law, comprise that the claim that the principle of equivalent is explained limits.
Claims (9)
1; self-help exchange machine for bank card scores; it is characterized in that: this changer is by the bank card card reader; code keypad; the display operation screen; main control system; Network Interface Unit; the gift display window; the automatic delivering mechanism of gift; protection cabinet parts are formed; above-mentioned parts all are arranged in the protection cabinet; the bank card card reader is connected the line data exchange of going forward side by side with main control system; main control system is connected the line data exchange of going forward side by side by Network Interface Unit with the bank background data center; described main control system is connected with the automatic delivering mechanism of gift; and control the action of the automatic delivering mechanism of this gift, above-mentioned main control system also is connected with code keypad.
2, self-help exchange machine for bank card scores according to claim 1; it is characterized in that: described protection cabinet is divided into function device cavity and two relatively independent cavitys of gift equipment cavity is installed; above-mentioned function device is installed above-mentioned bank card card reader, code keypad, display operation screen, main control system, Network Interface Unit is installed in the cavity, is provided with gift display window, the automatic delivering mechanism of gift and gift storage space in the gift equipment cavity.
3, self-help exchange machine for bank card scores according to claim 1 is characterized in that: the below of the automatic delivering mechanism of described gift is provided with the gift conveying end, and this gift conveying end arranged outside has protective door.
4, self-help exchange machine for bank card scores according to claim 1 is characterized in that: described Network Interface Unit is ethernet port or wide area network adapter.
5, self-help exchange machine for bank card scores according to claim 1 is characterized in that: described bank card card reader is controlled the accounts information data that can read in the bank card by main control system.
6, self-help exchange machine for bank card scores according to claim 1 is characterized in that: the transparent material that described gift display window is glass, plastic cement or resin is made.
7, self-help exchange machine for bank card scores according to claim 1 is characterized in that: store prize rule and preferential action message in the described main control system, and in unmanned the use, play on screen automatically.
8, self-help exchange machine for bank card scores according to claim 1 is characterized in that: described code keypad be arranged on protection on the cabinet keypad or be positioned at touch key-press on the display operation screen menu.
9, self-help exchange machine for bank card scores according to claim 1 is characterized in that: write with gift on the described gift display window and numbered one to one.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200810141648A CN101630424A (en) | 2008-07-18 | 2008-07-18 | Self-help exchange machine for bank card scores |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200810141648A CN101630424A (en) | 2008-07-18 | 2008-07-18 | Self-help exchange machine for bank card scores |
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| Publication Number | Publication Date |
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| CN101630424A true CN101630424A (en) | 2010-01-20 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN200810141648A Pending CN101630424A (en) | 2008-07-18 | 2008-07-18 | Self-help exchange machine for bank card scores |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104851010A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member point reward device |
| CN104851013A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member self-service terminal device for gift selection and pushing |
| CN104851189A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member point for gift device |
| CN104851012A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member self-service terminal device for gift selection and pushing |
| CN104851020A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member point reward device |
| CN104867029A (en) * | 2014-12-15 | 2015-08-26 | 重庆麦锐科技有限公司 | Member self-service terminal pushing and selecting device |
| CN104867030A (en) * | 2014-12-15 | 2015-08-26 | 重庆麦锐科技有限公司 | Member point exchanging device |
| CN106157464A (en) * | 2015-04-23 | 2016-11-23 | K11概念有限责任公司 | Conversion services equipment and its implementation |
-
2008
- 2008-07-18 CN CN200810141648A patent/CN101630424A/en active Pending
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104851010A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member point reward device |
| CN104851013A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member self-service terminal device for gift selection and pushing |
| CN104851189A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member point for gift device |
| CN104851012A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member self-service terminal device for gift selection and pushing |
| CN104851020A (en) * | 2014-12-15 | 2015-08-19 | 重庆麦锐科技有限公司 | Member point reward device |
| CN104867029A (en) * | 2014-12-15 | 2015-08-26 | 重庆麦锐科技有限公司 | Member self-service terminal pushing and selecting device |
| CN104867030A (en) * | 2014-12-15 | 2015-08-26 | 重庆麦锐科技有限公司 | Member point exchanging device |
| CN106157464A (en) * | 2015-04-23 | 2016-11-23 | K11概念有限责任公司 | Conversion services equipment and its implementation |
| CN106157464B (en) * | 2015-04-23 | 2019-08-16 | K11概念有限责任公司 | Conversion services equipment and its implementation |
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Open date: 20100120 |