CN101561916A - Adjustable evaluation system for insurance risk of intellectual property - Google Patents
Adjustable evaluation system for insurance risk of intellectual property Download PDFInfo
- Publication number
- CN101561916A CN101561916A CNA2008100910887A CN200810091088A CN101561916A CN 101561916 A CN101561916 A CN 101561916A CN A2008100910887 A CNA2008100910887 A CN A2008100910887A CN 200810091088 A CN200810091088 A CN 200810091088A CN 101561916 A CN101561916 A CN 101561916A
- Authority
- CN
- China
- Prior art keywords
- insurance
- risk
- property
- intellecture property
- intellectual property
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to an adjustable evaluation system for the insurance risk of intellectual property and a method thereof, providing a risk evaluation system used in the principal contract of intellectual property insured goods so that under the circumstances of ceaseless expansion and adjustment of new goods and (or) new technology, resources of risk evaluation data can be repeatedly used to save the cost; and besides, the principal contract of the insured goods can be owned or shared by at least one or more insurants so that the insurance expense can be apportioned. Further more, the invention has the technical scheme that the insurants can choose the patent liability insurance and (or) the patent execution insurance, and the additional insurances can be provided for the insurants in the mode of step insurance addition before goods exhibition or selling, or infringement suit initiation, or at the time of generation of the new goods and (or) the new technology, so as to reduce the financial burden.
Description
Technical field
The invention relates to a kind of adjustable evaluation system for insurance risk of intellectual property and method, it provides a kind of risk evaluating system to be used for the contractus principalis of intellectual property insurance commodity, use and constantly expanding under the situation of adjusting new commodity and/or new technology, the resource of risk assessment data can be reused to save cost, and the contractus principalis of this insured goods can be owned together by one or more insurant at least, jointly the contributing insurance expense.
In addition; the present invention can select patent liability insurance and/or patent to carry out the danger by the insurant; and, can before the product exhibition, add and protect or before sales adds to protect or desire to add mention infringement suit before when guarantor or new commodity and/or new technology produce and adds the guarantor with the reduction financial burden in the stage mode that adds the guarantor.
Background technology
Under the situation of competition in the international market fierceness, patent right becomes the important tool of Business survival and competition, high-tech industry is competitively applied for a patent now, utilizes patent action in recent years more easily, as striking competitors, collect the sharp weapon of compensation, even patent is used as a kind of operation strategy of enterprise, mat objection, the name attempt of reporting make adversary's patent invalid, are anticipated that, in flourish epoch, enterprise operation must more be dependent on patent layout and innovation research and development in intellecture property.Become also patent, lose also patent, no matter be the patentee, or all might fall at any time the infringement trap manufacturer, all born great pressure, if a good insurance system can be arranged, so just can significantly reduce dealer's operated pressure.
Everybody says that the patent insurance is very important for these years, and the patent insured goods of releasing at America and Europe's row that year is arranged not is a difficult matter, is difficult not know and can accept for enterprise? have market? when jumping out the circle of patent insured goods design, can find whether can successful factor be after the industry characteristic of understanding the Asia, find the method for effectively dealing with problems, and this method can be " business model that is fit to Asia enterprise ", but not the patent insured goods itself, and the present invention is exactly in response to the business model of Asia enterprise " be fit to " and the System and method for of invention.
The characteristic of Asia enterprise:
With Taiwan, market, Taiwan is little, medium-sized and small enterprises account for quite vast scale, and its product pin mostly is extremely overseas, especially the European and American areas, be main business model wherein with the order foundry, therefore in the design of patent insurance, note the characteristic of its product advantage, under this business model greater than patent, the 3rd liability insurance of product should be the main selection of enterprise, and this is the place more different with American-European situation.And fall into the trap of buyer's monopoly power during manufacturer's foundry and what is heard is arranged during the situation that involved.
Though it is a plurality of greatly that Europe also accounts for medium-sized and small enterprises, because social system operation kenel is comparatively ripe, and with the supply chain enterprise's main body like the Asia, can be fit to than the Asia with regard to compulsory insurance when therefore taking patented claim.Have the enterprise in the marketing whole world of the intellecture property of final products, actually rare in the Asia, or have the part spare part to have patent right, as if it is main therefore adopting the patent liability insurance, mixes the mechanism that patent is carried out the danger, be fit to the development in Asia.
The consideration of insurance region:
Asia enterprise is the supplier in American-European market mostly, and insurance risk often occurs in the selling market of product, thus patent insurance should contain product market extremely.The patent liability insurance should contain the whole world, because infringement may occur in arbitrary market, and in order to save insurance premium, at the beginning of the programming declaration form, the market that should the good product of first programming will sell, and selectivity, interim the declaration form of containing the locality of buying.
The consideration of insurance premium:
The consideration of insurance premium and the speed of settlement of insurance claim, whether decision patent insurance system can effectively be carried out in Taiwan, but the whole world is contained in the insurance region, and American-European litigation expense high surprising (can reach 3,000,000 dollars), the patent actuarial cost is difficult to force down, have only with the business model of innovation and carry out, can deal with problems.European Union entrusts CJA consulting firm programming patent insurance system, the said firm's suggestion is carried out carrying out comparatively effective with the cost-effective practice for patent right before risk assessment is moved to lawsuit, then should emphasize at the beginning of new product designs, promptly should carry out risk assessment based on the Asia of patent liability insurance, and it is accurately complete in the hope of data constantly to adjust correction.
The effective business model of development innovation
Speciality according to Asia enterprise, we jump out the framework of intelligence power or insurance specialty, come programming one " patent insured goods combination utilization and management mode " with innovative business mode, attempt patent insured goods that the underwriter may be released future, with the business model that we were innovated is enterprises service, and its characteristics are as follows:
One, enterprise's buying on scale insurance slip is to alleviate the premium burden
A. when the new product designs commercialization is finished, buy a contractus principalis earlier, this contractus principalis comprises risk assessment.
B. show, the quotation stage is according to this displayings quotation zone purchase patent the 3rd liability insurance, the market additional insurance project that the volume production sales stage enters according to institute's programming again.
When c. desiring to accuse the people and encroach on, can add and buy patent and carry out the danger with self patent.
D. stage new commodity, the new technology of appending.
Therefore two, the area, Asia is manufacturer, product supplier mostly, should manage a product in the mode that upstream and downstream production and sales chain is shared premium, because in case infringement suit takes place, responsibility is not all taken off by the manufacturer in the upstream and downstream production and sales chain.
Three, based on same contractus principalis, the storehouse that makes progress stage by stage again has many benefits, except alleviating the premium burden, can effectively utilize the positive risk assessment data of adjustable trimming in the contractus principalis, makes resource reusable, saves cost.
Four, constantly on same basis, repeat to inspect correction in each stage and adjust data, make master data more accurately complete, so can effectively reduce the risk of enterprise's future in the new commodity design, also be difficult for falling into intelligence power trap because of the order foundry.
Five, our suggestion should be carried out the danger with patent the 3rd liability insurance and patent and mixes utilization in lawsuit, goes forward side by side to reach offend and defend in operation control, and can carry out patent when confirming that relief is brought a counter-action, and playing the part of good is defendant and plaintiff's role simultaneously.
Summary of the invention
The object of the present invention is to provide a kind of adjustable evaluation system for insurance risk of intellectual property and method, comprise the intellecture property risk assessment data module that stores intellecture property risk assessment data, and in order to the intellectual property insurance risk assessment adjusting module of the risk assessment data of adjusting aforementioned intellecture property risk assessment data module.
The object of the present invention is to provide a kind of adjustable evaluation system for insurance risk of intellectual property to can be used for constantly expanding new commodity and/or the new technology of adjusting.
The object of the present invention is to provide a kind of adjustable evaluation system for insurance risk of intellectual property to can be used in the contractus principalis of intellectual property insurance commodity, use the resource that makes the risk assessment data and can reuse to save cost.
The object of the present invention is to provide a kind of adjustable evaluation system for insurance risk of intellectual property of appraising and deciding or revising piemium rate, insurance premium and sum of insurance.
The object of the present invention is to provide a kind of adjustable evaluation system for insurance risk of intellectual property that carries out the intellecture property efficiency analysis.
The object of the present invention is to provide a kind of stage adjustable evaluation system for insurance risk of intellectual property of protecting insured goods that adds that is used for.
The object of the present invention is to provide a kind of adjustable evaluation system for insurance risk of intellectual property, wherein the contractus principalis of this insured goods can be owned together by one or more insurant at least, and common contributing insurance expense.
The object of the present invention is to provide a kind of insured goods is the adjustable evaluation system for insurance risk of intellectual property that patent liability insurance and/or patent are carried out the danger.
The object of the present invention is to provide a kind of adjustable evaluation system for insurance risk of intellectual property; in the stage mode that adds the guarantor; can before the product exhibition, add and protect or before sales adds to protect or desire to add mention infringement suit before when guarantor or new commodity and/or new technology produce and adds the guarantor, with the reduction financial burden.
The invention provides a kind of adjustable evaluation system for insurance risk of intellectual property, comprise:
One intellecture property risk assessment data module is in order to storage intellecture property risk assessment data, comprises following steps:
(1) nuclear of input one intellecture property is protected data, and it is the data that provided by insurant and/or proposer that this nuclear is protected data;
(2) obtain the risk assessment data of this intellecture property, the data acquisition that these risk assessment data are is evaluation criteria for the intellecture property rules of foundation intellecture property application country and important document and other subjective and objective condition;
(3) the risk assessment data of the aforementioned intellecture property of storage;
One intellectual property insurance risk assessment adjusting module in order to adjust the risk assessment data of aforementioned intellecture property risk assessment data module, comprises following steps:
(1) data are adjusted in the risk assessment of input one intellecture property, and change data according to the content that this intellecture property institute desire is adjusted;
(2) will adjust the change after the risk assessment data, be stored in the aforementioned intellecture property risk assessment data module;
(3) judge this intellecture property in the intellecture property application process according to the risk assessment data after the aforementioned adjustment change, perhaps obtain card risk afterwards, look it and whether reach default standard value, judge whether to bear the risk of this intellecture property.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein the content of this intellecture property institute desire adjustment comprises new commodity and/or new technology.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property is the contractus principalis that is used for intellectual property insurance commodity, and using the resource that makes the risk assessment data can reuse.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property further comprises an intellectual property insurance rate evaluation module, and piemium rate and sum of insurance in order to assess this intellecture property comprise following steps:
(1) nuclear of input one intellecture property is protected data and risk assessment data;
(2) appraise and decide or revise piemium rate, insurance premium and sum of insurance according to these risk assessment data.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this intellectual property core guarantor data must reach default basic nuclear guarantor condition.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein should examine guarantor's condition substantially, at least comprise: this intellecture property exists really, this intellecture property really by insurant and/or proposer applied for, Exclusive Licensing is not in other people for this intellecture property, and this intellecture property is not had any mortgage, establishes the matter situation.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this insurant is meant has insurable interest to the intellecture property exclusive right, suffers a loss when the peril of accepting insurance takes place, and enjoys the people of insurance claim; The proposer is meant with own or other people all intellecture properties and insures and bear the people of payment of premium obligation to the underwriter, the proposer insures with the intellecture property of oneself and is the insurant, if insure with other people intellecture property, it is the insurant that this intellecture property exclusive right is enjoyed the people.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein the risk assessment data of this intellecture property risk evaluation module indication comprise: the report of intellecture property retrieval analysis, the report of intellecture property efficiency analysis, intellecture property procurator's specialty proof at least.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this intellecture property retrieval analysis report, at least comprise: in the file set before the applying date of institute's evaluate knowledge property right or the priority date, reach all intellecture property files more than a certain preset standard value with the similarity of this assessment patent.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this intellecture property retrieval analysis comprises following steps:
(1) input one intellecture property;
(2) judge the applying date of this intellecture property or the file set before the priority date, and the similarity between this intellecture property, the file that similarity is reached more than the predetermined standard value is made up and is listed in report.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this intellecture property efficiency analysis report comprises at least: meet the patent statute analysis report, meet Patent Law important document analysis report, meet the report of trade mark act provision discussion, meet trade mark act important document analysis report.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this intellecture property efficiency analysis comprises following steps:
(1) input one intellecture property;
(2) judge the data acquisition of Patent Law or trade mark act regulation and important document and other subjective and objective factor, protect data with the nuclear that insurant and/or proposer are provided and whether be consistent and list report in, to determine its risk height;
(3) abovementioned steps gained result is consistent and promptly is judged to the effective knowledge property right, then its result is not divided into amend item and can not amend item but meet, in case of can not then can refusing to make by amend item, but as amend item after revising really, then can recover to make.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein the risk of this intellecture property risk evaluation module indication comprises: substantial risk, moral hazard and psychological risk at least; Aforementioned substantial risk is patent content, Patent right requirement scope, patented claim administrative situation; Aforementioned moral hazard is the moral face assessment by the insurant, as insurant's financial position, interpersonal relation, bad personality; Aforementioned psychological risk is by insurant's efficiency of management and managerial ability assessment.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein the nuclear of this intellectual property insurance rate evaluation module indication is protected data, further comprises patent mirror valence mumber certificate.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, the computing method of this sum of insurance wherein comprise following steps at least:
(1) ratio of depreciation of calculating patent:
Ratio of depreciation=used a year number ÷ term of a patent year number, or ratio of depreciation=used year number ÷ (term of a patent year number+X coefficient);
(2) patent is worth * (1-ratio of depreciation).
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein the X coefficient in the computing method of this sum of insurance is to be a predetermined numerical value.
The invention provides a kind of stage adjustable evaluation system for insurance risk of intellectual property of protecting insured goods that adds that is used for, comprise following steps:
(1) set up the contractus principalis of an insured goods, this contractus principalis comprises an adjustable evaluation system for insurance risk of intellectual property at least;
(2) data are adjusted in the risk assessment of input one intellecture property in this adjustable evaluation system for insurance risk of intellectual property, and these data are to be obtained by an intellecture property risk assessment data module, and are the stored latest datas of this module;
(3) judge the aforementioned risk assessment data whether reach desire to add the guarantor the default nuclear of insured goods protect condition, can examine to protect and carry out next step, otherwise stop.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein the contractus principalis of this insured goods can be owned together by one or more insurant at least, and common contributing insurance expense.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this insured goods is that patent liability insurance and/or patent are carried out the danger.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this patent liability insurance is called the 3rd people's liability insurance again, the insurant is potential infringer, for its for the 3rd people the liability for damage that should bear, at responsibility and the expense design that potential infringer produced, be a defensive patent insurance.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this patent is carried out the dangerous the first insurance that is called again, and it is that the patentee is for carrying out the aggressiveness insurance of its right.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property is used for the stage guarantor of adding, and is meant to add before the product exhibition to protect or before sales adds and protects or add the guarantor when desiring to add mention infringement suit before guarantor or new commodity and/or new technology generation.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property stage adds the guarantor, all can get back to the contractus principalis correction and adjust the risk assessment data.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this stage adding, protects the region that insurance contained and can be selected by the insurant.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein the stored latest data of this module is meant the data by new commodity and/or risk that new technology is done assessment.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property further comprises an intellectual property insurance rate evaluation module, and piemium rate and sum of insurance in order to assess this intellecture property comprise following steps:
(1) nuclear of input one intellecture property is protected data and risk assessment data;
(2) appraise and decide or revise piemium rate, insurance premium and sum of insurance according to these risk assessment data.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein this insurance premium reduces gradually because of production marketing number of times and/or sales volume.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein to hold year number many more because of the performed intellecture property of insurant power for this insurance premium, and its insurance premium is high more.
Above-mentioned adjustable evaluation system for insurance risk of intellectual property, wherein executable intellecture property power is many more because of the insurant holds for this insurance premium, and its insurance premium is low more.
Description of drawings
Fig. 1 is for showing the calcspar of computer installation of the present invention.
Fig. 2 is for showing computing machine of the present invention, network and the online figure of system.
Fig. 3 is for showing adjustable evaluation system for insurance risk of intellectual property figure of the present invention.
Fig. 4 protects evaluation module figure for showing intellectual property insurance nuclear of the present invention.
Fig. 5 is for showing intellecture property risk evaluation module figure of the present invention.
Fig. 6 is for showing intellecture property retrieval analysis figure of the present invention.
Fig. 7 is for showing intellecture property efficiency analysis figure of the present invention.
Fig. 8 is for showing intellectual property insurance rate evaluation module figure of the present invention.
Fig. 9 protects process flow diagram for showing intellectual property core of the present invention.
Figure 10 is for showing the calcspar of adjustable evaluation system for insurance risk of intellectual property of the present invention.
Figure 11 is for showing the stage calcspar of protecting the insured goods adjustable evaluation system for insurance risk of intellectual property that adds of the present invention.
[primary clustering symbol description]
The 100---computer installation
The 102---desktop computer
The 104---notebook computer
The super brain machine of 106---(UMPC), MID
The 108---server
The 110---power supply device
120---central processing unit (CPU)
The 130---internal memory
135---RAM
140---ROM
The 150---software service
155---operating system
The 160---application software
165---database and data
170---file and data casket
180---motherboard device
The 200---storage device
The 205---hard disk
The 210---floppy disk
The 215---CD
The 220---flash memory
230---display card device
The 235---display
The 240---I/O device
250---wire/wireless hookup mechanism (bluetooth/RF/ infrared ray/USB)
The 255---keyboard/mouse
The 260---tabulating machine
The 265---modulator-demodular unit
270---network card device
275---wire/radio network equipment
The audio-visual card device of 280---video
285---video recorder/microphone
The online figure of 300---computing machine, network and system
310---user (underwriter/insurance agent/intellecture property procurator/proposer/insurant etc.)
The 350---wireless communication transmission device
The 355---mobile phone
360---PDA
Other communication device of 365---
The 400---Internet system
The 410---Website server
420---user's password
The 450---LAN system
460---server-side network equipment
465---server-side network system
The 470---system database
The 500---evaluation system for insurance risk of intellectual property
505---nuclear is protected data query/correction
510---correction conditions and communication
Last correction conditions of 515---and negotiation
The 520---surrender
530---accepts insurance
But 535---amend item
550---winds up the case
600---intellectual property insurance nuclear is protected evaluation module
610---imports intellecture property
The default basic nuclear guarantor condition of 620---
630---has tentatively can examine guarantor's property
650---intellecture property risk evaluation module
660---input intellectual property core is protected data
The risk assessment data of 665---intellecture property
Whether 670---is identical or different with the preset standard value
Whether 675---can accept this risk
Analyse 700---intellecture property retrieval side
710---judges the file set before applying date of this intellecture property or the priority date, and the similarity between this intellecture property, and similarity is reached file more than the predetermined standard value, is made up and list in report
The report of 720---intellecture property retrieval analysis
750---intellecture property efficiency analysis
Whether the data acquisition of 760---judgemental knowledge property right rules and important document and other subjective and objective factor is protected data with the nuclear that insurant or proposer are provided and is conformed to, and list report in, to determine the height of its risk
770---effective knowledge property right
The report of 780---intellecture property efficiency analysis
800---intellectual property insurance rate evaluation module
810---input intellectual property core is protected and risk assessment data and intellecture property mirror valence mumber certificate
820---appraises and decides the piemium rate and the amount of money
830---revises the piemium rate and the amount of money
The 840---signing piemium rate and the amount of money
The 900---intellectual property core is protected process flow diagram
The 910---proposal of insurance
920---nuclear is protected data and is provided
Very whether 930---the matter business
The 1000-adjustable evaluation system for insurance risk of intellectual property
1100-intellecture property risk assessment data module
1110-insurant
The 1120-proposer
The 1200-input nucleus is protected data
1210-intellecture property rules and important document
Other subjective and objective condition of 1220-
The risk assessment of 1230-intellecture property
1240-intellecture property risk assessment data
1400--intellecture property risk assessment adjustment modes
Data are adjusted in 1410-input risk assessment
1420--adjusts back intellecture property risk assessment data
Whether 1430-arrives the preset standard value
1440-intellecture property application process
1450-obtains card back risk
Whether 1460-can bear this intellecture property risk
1470-risk assessment adjustment correction
Data query/correction is adjusted in the 1480--risk assessment
The stage guarantor's insured goods adjustable evaluation system for insurance risk of intellectual property that adds of 1600-
1700-intellectual property insurance commodity contractus principalis
1800-desires to add guarantor's insured goods
1810-is stage to add the guarantor
The default nuclear of 1820-guarantor condition
1830--desires to add the correction of guarantor's commodity
Embodiment
Please refer to Fig. 1, is the calcspar that shows computer installation of the present invention; Be to show computer installation 100 of the present invention in this embodiment, comprise at least a power supply device 110, at least comprise a central processing unit (CPU) 120, at least comprise an internal memory 130, at least comprise a software service 150, at least comprise a motherboard device 180, at least comprise a storage device 200, at least comprise a display card device 230, at least comprise an I/O device 240, at least comprise a wire/wireless hookup mechanism (bluetooth/RF/ infrared ray/USB250, at least comprise a network card device 270, comprise the audio-visual card device 280 of a video at least.
Computer installation 100 of the present invention is computer architecture a kind of mode wherein, and power supply device 110 of the present invention can provide and satisfies whole electricity needs on the computer installation 100 for one; This computer installation 100 have can carry out various computer instructions software service 150 thereon, this device can be a desktop computer 102, a notebook computer 104, one super brain machine (UMPC), MID 106 or a server 108; Can be in one software service 150 and comprise an operating system 155 at least, at least comprise an application software 160, at least comprise a database and data 165, at least comprise a file and data casket 170, computer system of the present invention also belongs to one of computer software unit 150, place a storage device 200 or an internal memory 130 etc. allow computing machine read access at any time, when executive software, major part all with the data reading to deposit, get among the RAM 135 or a ROM 140 who is stored in a hard disk 205 or the internal memory 130, to make things convenient for central processing unit (CPU) 120 read access and computing at any time, operations such as compute are to improve computing machine usefulness; For convenient user (underwriter/insurance agent/intellecture property procurator/proposer/insurant etc.) 310 will these data export to device into, therefore user 310 can utilize comprise at least a floppy disk 210, at least comprise a CD 215, comprise a flash memory 220 etc. at least and store various data, also be not easy to use person 310 to use, preserve and carry; User 310 can (bluetooth/RF/ infrared ray/USB) 250 etc. links use with a keyboard/mouse 255, a display 235, a tabulating machine 260, a modulator-demodular unit 265 etc. by the I/O device 240 on this device, a wire/wireless hookup mechanism, allow the above-mentioned equipment of utilization that user 310 can be real-time, satisfy user 310 in input literary composition numeral, assign various instructions, watch result and report, on LAN system 450 to the demand of server-side network equipment 460 etc.; One motherboard device 180 is the carrier of various crystal of device and printed wire, and its fundamental purpose is for linking various assemblies, device and the system on the computer installation 100, to improve the operation and the effective utilization of computer installation 100; One central processing unit (CPU) 120, heart for computer installation 100, to accept and to carry out instructions on this computer installation 100, computing, function etc. is fundamental purpose, the speed of its computing, power consumption, logical organization, temperature, heat dissipating state etc. all can directly have influence on the superiority-inferiority of computer installation 100; User 310 can be by this device a wire/radio network equipment 275, make it can be linked to server-side network equipment 460 on the Internet system 400, on network world, share resource, browse, on line operation and data download etc. with other people; The audio-visual card device 280 of one video, need to use with one video recorder/microphone 285 collocation, its fundamental purpose is for increasing the audio-visual laser propagation effect of video on this device, in order to user 310 convenient use on LAN system 450 or Internet system 400, and can implement functions such as Internet video talk, the networking telephone, network monitoring, to improve the computing machine effective utilization; One wireless communication transmission device 350, user 310 also can pass through this device, by the modes that link mutually with Internet system 400, carry out the pattern of computer operation, operation or the management of dynamic formula, reach and collect and assign latest command in real time, need in indoor computed constraint to break away from over.
The use of this computer installation 100 is not limited to the use of single computing machine, also can adopt the mode of several computer installations 100 with series connection arranged side by side, enlarges its operation effect and arithmetic capability and scale.
Please refer to Fig. 2, is to show computing machine of the present invention, network and the online figure of system; Be to show computing machine of the present invention in this embodiment, the online Figure 30 0 of network and system, at least comprise a user (underwriter/insurance agent/intellecture property procurator/proposer/insurant etc.) 310, different users 310, can be according to the computer installation 100 of its use, as a desktop computer 102, one notebook computer 104, one super brain machine (UMPC), MID106, one server 108 etc., or use a wireless communication transmission device 350, as a mobile phone 355, one PDA 360, one other communication device 365 etc., respectively with Internet system 400 or LAN system 450 etc., enter in the server-side network equipment 460 after online and use.
When user 310 enters Internet system 400, can enter in the Website server 410 earlier, its inner mode of operation can require usefulness person's 310 input user passwords 420, think checking and the usefulness of discerning its identity, as verifying by after the identification of user's password 420, user 310 just can enter in the server-side network equipment 460 and move according to the extent of competence of its use; What user 310 at first touched is a server-side network system 465, and after entering native system, user 310 promptly opens to make in the rights of using scope of evaluation system for insurance risk of intellectual property 500 and operates native system; User 310 can be in native system, in system database 470, read required data, do the increasing of its necessity, delete, repair, benefit etc. inputs or outputs action, then with above-mentionedly increase, delete, repair, the latest data of benefit etc., again return and deposit in the system database 470, native system will produce brand-new data again according to user 310 instruction after the operation of native system, use for oneself or other people in the future; If necessary, user 310 also can set and by server-side network system 465, with the instruction that some data is established according to the software journey, return and give user 310, allows user 310 all can grasp or obtain up-to-date information at any time.
, be to show evaluation system for insurance risk of intellectual property 500 of the present invention please, include three functional modules, be respectively intellectual property insurance nuclear and protect evaluation module 600, tentatively can examine guarantor's property in order to assess this intellecture property referring to Fig. 3; Intellecture property risk evaluation module 650 is in order to assess the risk of this intellecture property application; Intellectual property insurance rate evaluation module 800 is in order to piemium rate and the sum of insurance of assessing this intellecture property.
Please, be the implementation step of intellectual property insurance nuclear guarantor evaluation module 600 referring to Fig. 4; Step 610 input intellecture property is for example imported number, date and content thereof of intellecture property or the like; System will preset basic nuclear guarantor condition 620 earlier and set up, entering step 630 has and tentatively can examine the judgement of guarantor property, should basic nuclear guarantor condition for example this intellecture property exists really, this intellecture property really by the insurant applied for, this intellecture property not Exclusive Licensing in other people, and this intellecture property does not have any mortgage, establishes matter situation or the like, judge whether this intellecture property meets this default basic nuclear guarantor condition, be then to enter next step 650 intellecture property risk evaluation module, otherwise enter surrender 520; If surrender then enters and winds up the case 550, then enter correction conditions and link up 510 as not surrender, but, then enter input intellecture property 610 as correction conditions after linking up, open new steps flow chart again.
Please, be the implementation step of intellecture property risk evaluation module 650 referring to Fig. 5; Step 660 input intellectual property core is protected data, and it is the data that provided by insurant and/or proposer that this nuclear is protected data; Step 665 obtains the risk assessment data of this intellecture property, and these risk assessment data are data acquisitions of all intellecture property rules and important document and other subjective and objective condition, uses and sets up the preset standard value; Whether step 670 judgemental knowledge property right nuclear is protected data 660 and is worth identical with preset standard, and judge whether to bear this risk, be then to enter intellectual property insurance rate evaluation module 800, otherwise enter surrender 520, if surrender then enters and winds up the case 550, then enter correction conditions and link up 510 as not surrender, but as correction conditions after linking up, then enter intellectual property core and protect data 660, open new steps flow chart again; The setting of " the total intellecture property applying right of intellecture property law regulation must be filed an application by all joint owners " is for example arranged in the preset standard value, file an application by all joint owners if this intellecture property is non-, then enter surrender 520, if surrender then enters and winds up the case 550, if not surrender then enters correction conditions and links up 510, but as correction conditions (according to the intellecture property law regulation) really after linking up, then enter intellectual property core and protect data 660, open new steps flow chart again.
In the step of Fig. 5, the risk assessment data 665 of its intellecture property still comprise intellecture property retrieval analysis report (showing as Fig. 6), intellecture property efficiency analysis report (showing as Fig. 7) etc., use the effect of strengthening the intellecture property risk assessment.
Please, be the implementation step of intellecture property retrieval analysis 700 referring to Fig. 6; Step 610 input one intellecture property, step 710 is judged the applying date of this intellecture property or the file set before the priority date, and the similarity between this intellecture property, similarity is reached file more than the predetermined standard value, made up and listed in report, reach more than the predetermined standard value because of its similarity simultaneously, therefore enter surrender 520, surrender is then wound up the case as final decision, otherwise enter correction conditions and link up 510, but, then reenter step 610 input intellecture property as correction conditions (according to the intellecture property law regulation) really after linking up, again open new steps flow chart, be described as follows:
Intellecture property retrieval analysis 700, mainly be assistance by computer installation 100 and application software 160 thereof, when user's 310 input intellecture properties 610, shelves name with this intellecture property, the keyword that topic mark or setting will be retrieved is as the inspection index word, can select to adopt singly choosing or final election mode and dwindle or enlarge the scope of intellecture property retrieval, enter then in the intellecture property Database Systems, come the relevant or comparatively approaching word of similarity with above-mentioned inspection index word by the pen retrieval, speech etc., in case the intellecture property title that computer search just will this pen to the back, the applying date, priority date, the inventor, the applicant, related datas (software can set up the data of pre-extracts on their own) such as pen time LSN, automatic extraction is temporary in to the intellecture property retrieving files in the hard disk 205 specified file and data casket 170, till whole intellectual property search finishes, at this moment, it is comparatively complete that user 310 can obtain portion, and more approaching intellecture property data of similarity and stroke count record have been retrieved, made up the back and list in the report, the stroke count record is done a comparison with predetermined standard value more then, if its comparison value is during greater than predetermined standard value, then enter surrender 520 job procedures, if the final decision surrender is then wound up the case, and this is recorded in the intellecture property retrieval analysis report 720, otherwise enter in the correction conditions and 510 programs of communication, but as correction conditions (according to the intellecture property law regulation) really after linking up, then enter step 610 input intellecture property again again, again open new steps flow chart, its program begins the beguine once as previously mentioned, till the intellecture property retrieval was passed through, this case was was just accepted.
Please continue referring to Fig. 6, aforementioned similarity reaches the above file of predetermined standard value, make up and lists in during step 720 intellecture property retrieval analysis is reported in the present embodiment, goes forward side by side and becomes and add the epistasis supplementary data in the risk assessment data 665 of intellecture property.
Please, be the implementation step of intellecture property efficiency analysis 750 referring to Fig. 7; Step 610 input intellecture property; Whether the data acquisition of step 760 judgemental knowledge property law regulation and important document and other subjective and objective factor is protected data with the nuclear that insurant and/or proposer are provided and is conformed to, and list report in, to determine the height of its risk; Be then to enter effective knowledge property right 770, and enter intellecture property efficiency analysis report 780, and become and add the epistasis supplementary data in the risk assessment data 665 (as Fig. 5) of intellecture property; Otherwise enter correction conditions and link up 510, but, then reenter step 610 input intellecture property, open new steps flow chart again, be described as follows as correction conditions (according to the intellecture property law regulation) really after linking up:
Protect in the data at the nuclear that insurant and/or proposer provided, must have one by questionnaire that insurant and/or proposer filled in, this questionnaire is to constitute according to intellecture property law regulation and important document and other subjective and objective factor, answer with "Yes" and "No" in the present embodiment, and further this answer input computing machine is carried out robotization classification and evaluation process, this questionnaire design content can just be distinguished according to risk, for nuclear guarantor person reference
Earlier figures 5 intellecture property risk evaluation module 650 continue to enter intellectual property insurance rate evaluation module 800 after implementing, please referring to the implementation step of Fig. 8; After step 810 input intellectual property core guarantor and risk assessment data and the intellecture property mirror valence mumber certificate, appraise and decide the piemium rate and the amount of money with step 820, the computing method of this sum of insurance are following steps:
(1) ratio of depreciation of calculation knowledge property right:
Ratio of depreciation=used a year number ÷ intellecture property term of validity year number, or ratio of depreciation=used year number ÷ (the intellecture property term of validity year number+X coefficient);
(2) intellectual property value * (1-ratio of depreciation).
Above-mentioned intellectual property insurance rate appraisal procedure, wherein the X coefficient in the computing method of this sum of insurance is to be a predetermined numerical value, this numerical value is undertaken stipulating after the finance estimation by the underwriter.
Please continue referring to Fig. 8, after in case piemium rate and sum of insurance are appraised and decided, be then to enter to revise the piemium rate and the amount of money 820, and the signing piemium rate and the amount of money 840, and judge whether good matter business 930, be then to accept insurance, otherwise surrender is wound up the case or is entered last correction conditions and consult 515, after linking up, can revise really, then reenter step 810 input intellectual property core guarantor and risk assessment data and intellecture property mirror valence mumber certificate, open new steps flow chart again.
Please continue,, then enter surrender to wind up the case, or enter step 510 correction conditions and communication, open new steps flow chart again if step 820 is appraised and decided piemium rate and sum of insurance is not referring to Fig. 8.
Please referring to Fig. 9, for the intellectual property core of present embodiment is protected process flow diagram 900, sign after the proposal of insurance 910 by proposer or insurant, entering step 920 nuclear guarantor data provides, then enter step 600 intellectual property insurance nuclear in this way and protect evaluation module and 640 analysis and evaluations nuclear guarantor data, otherwise surrender is wound up the case or entered 510 correction conditions and communication; The step of other module is please referring to Fig. 5 to Fig. 8, do not do at this and to give unnecessary details, just in step 650 intellecture property risk evaluation module, except aforementioned every assessment, still assess substantial risk 675 as intellecture property content, intellecture property claim scope, intellecture property applications management situation; Moral hazard 680 is the moral face assessments by the insurant, as insurant's financial position, interpersonal relation, bad personality; Psychology risk 685 is to be assessed by aspects such as insurant's efficiency of management and managerial abilities.
Please referring to Figure 10, be the calcspar of the adjustable evaluation system for insurance risk of intellectual property of present embodiment.1000 adjustable evaluation system for insurance risk of intellectual property of present embodiment have two big modules, comprise one 1100 intellecture property risk assessment data modules and one 1400 intellecture property risk assessment adjusting modules; Implementation step is as described below; Step 1100 intellecture property risk assessment data module, at first want 1110 insurants and 1120 proposers to provide 1200 input nucleuses to protect data, after input is finished further with 1210 intellecture property rules and important documents, 1220 other subjective and objective conditions etc. are done a judgement, and 1210 intellecture property rules and important document are intellecture property rules and important document according to intellecture property application country, and 1220 other subjective and objective conditions relevant with other, be listed as the data acquisition that an evaluation criteria is judged, do not bid to host important document as after judging, meeting it, then enter the program of 520 surrenders, several figure in afterflow Cheng Qian narrated all after relevant 520 surrenders, so do not repeat them here; As meet the operation of then further carrying out 1230 intellecture property risk assessment, as be not inconsistent the important document of risk management and control through judgement, then enter the program of 520 surrenders; As meet then further aforesaid all relevant 1240 intellecture property risk assessment data, carry out storage operation.After step 1240 intellecture property risk assessment data storing is finished, then proceed the operation of step 1400 intellecture property risk assessment adjusting module, its step at first is that data are adjusted in 1410 input risk assessment, then in intellecture property risk assessment data storing after 1420 adjustment, next do you judge again and 1430 arrive the preset standard value? and in 1440 intellecture property application process? or obtain card back risk 1450? if after judging, be not inconsistent the preset standard value? or the important document of risk management and control, then carry out 1460 judgements that whether can bear this intellecture property risk again, if still do not meet its risk important document, further whether need 1470 risk assessment adjustment corrections again, data query/correction is adjusted in step 1480 risk assessment of then carrying out if desired once more of doing, and then reenters step 1400 intellecture property risk assessment adjusting module work flow.Data query/correction is adjusted in step 1480 risk assessment of then carrying out if desired once more of doing, and then enters the program of 520 surrenders; If arrive the preset standard value through step 1430? and in 1440 intellecture property application process? or obtain card back risk 1450? if after judging, meet the preset standard value? or the important document of risk management and control, then carry out step 800 intellectual property insurance rate evaluation module again and (please refer to Fig. 8, do not repeat them here), in this embodiment, the content of intellecture property institute desire adjustment comprises new commodity and/or new technology, and this adjustable evaluation system for insurance risk of intellectual property system is used for the contractus principalis of intellectual property insurance commodity, and using the resource that makes the risk assessment data can reuse.
Please referring to Figure 11, present embodiment provides a kind of stage calcspar of protecting the insured goods adjustable evaluation system for insurance risk of intellectual property that adds that is used for.1600 stage adding of present embodiment, protected the insured goods adjustable evaluation system for insurance risk of intellectual property, mainly be to set up at 1700 intellectual property insurance commodity contractus principalis, its content mainly is that the structure with 1000 adjustable evaluation system for insurance risk of intellectual property is the body frame structure, in its process, increase by the one 1810 stage guarantors' of adding work flow in addition, so not only can be with the contractus principalis of this insured goods, can own together by one or more insurant at least, and common contributing insurance expense.Also may further be patent liability insurance and/or patent in addition and carry out the danger.Or be used for the stage guarantor of adding, be meant before the product exhibition, to add and protect or before sales adds and protects or add the guarantor when desiring to add mention infringement suit before guarantor or new commodity and/or new technology generation.Wherein should stagely add in addition and insure the region of being contained and to select by the insurant.
The implementation step of present embodiment, its step 1 is that the structure that 1700 intellectual property insurance commodity contractus principalis contain one 1000 adjustable evaluation system for insurance risk of intellectual property is the body frame structure, so its step of implementing is all identical with Figure 10, to repeat no more at this, only with regard to the 1800 flow process narrations of desiring to add the 1810 stage guarantors of adding that protect insured goods.
At first with 1800 desire to add protect insured goods through 1810 stage add to protect do a judgement, whether meet its important document, just directly do not enter 1400 intellecture property risk assessment adjusting module operations and step 800 intellectual property insurance rate evaluation module if meet, and appraise and decide or revise piemium rate, insurance premium and sum of insurance according to these risk assessment data.(please refer to Fig. 8, do not repeat them here).Preset nuclear guarantor condition if meet important document then enter step 1820, just directly do not enter 520 surrender procedure operations if meet, several figure in afterflow Cheng Qian narrated all after relevant 520 surrenders, so do not repeat them here; Protect the commodity correction if desire to add this moment 1830, then can enter 1800 once more and desire to add guarantor's insured goods after revising, repetitive operation once gets final product again again; As meet and then further enter 1400 intellecture property risk assessment adjusting module operations and step 800 intellectual property insurance rate evaluation module.
In this embodiment, the contractus principalis of insured goods can be owned together by one or more insurant at least, and common contributing insurance expense, and this insured goods is that patent liability insurance and/or patent are carried out the danger, wherein this patent liability insurance is called the 3rd people's liability insurance again, and the insurant is potential infringer, for its for the 3rd people the liability for damage that should bear, at responsibility and the expense design that potential infringer produced, be a defensive patent insurance.Wherein this patent is carried out the dangerous the first insurance that is called again, is that the patentee is for carrying out the aggressiveness insurance of its right.
Simultaneously; in this embodiment; adjustable evaluation system for insurance risk of intellectual property is used for the stage guarantor of adding; be meant before the product exhibition, to add and protect or before sales adds to protect or desire to add mention infringement suit before when guarantor or new commodity and/or new technology produce and adds the guarantor, and all can get back to contractus principalis correction adjustment risk assessment data.
In this embodiment, this is stage to add the region that insurance contained and can be selected by the insurant, and wherein the stored latest data of this 1100 intellecture property risk assessment data module is meant the data of being assessed by new commodity and/or risk that new technology is done.
In this embodiment, this insurance premium reduces gradually because of production marketing number of times and/or sales volume, to hold year number many more and this insurance premium is because of the performed intellecture property of insurant power, its insurance premium is high more, simultaneously, executable intellecture property power is many more because of the insurant holds for this insurance premium, and its insurance premium is low more, more than all can classify the calculating of parameter influence piemium rate as.
After describing preferred embodiment of the present invention in detail, be familiar with this technology personage and can clearly understand, can carry out various variations and change not breaking away under following claim and the spirit, also be not subject to the embodiment of the embodiment of instructions.
Claims (14)
1, a kind of adjustable evaluation system for insurance risk of intellectual property is characterized in that, comprises:
One intellecture property risk assessment data module in order to store intellecture property risk assessment data, comprises following steps:
1) nuclear of input one intellecture property is protected data, and it is the data that provided by insurant and/or proposer that this nuclear is protected data;
2) obtain the risk assessment data of this intellecture property, these risk assessment data are the data acquisition that is evaluation criteria according to the intellecture property rules of intellecture property application country and important document and other subjective and objective condition;
3) the risk assessment data of the aforementioned intellecture property of storage;
One intellectual property insurance risk assessment adjusting module in order to adjust the risk assessment data of aforementioned intellecture property risk assessment data module, comprises following steps:
1) data are adjusted in the risk assessment of input one intellecture property, and change data according to the content that this intellecture property institute desire is adjusted;
2) will adjust the change after the risk assessment data, be stored in the aforementioned intellecture property risk assessment data module;
3) judge this intellecture property in the intellecture property application process according to the risk assessment data after the aforementioned adjustment change, perhaps obtain card risk afterwards, look it and whether reach default standard value, judge whether to bear the risk of this intellecture property.
2, adjustable evaluation system for insurance risk of intellectual property according to claim 1 is characterized in that, is used for the contractus principalis of intellectual property insurance commodity, and using the resource that makes the risk assessment data can reuse.
3, adjustable evaluation system for insurance risk of intellectual property according to claim 1 is characterized in that, further comprises an intellectual property insurance rate evaluation module, and piemium rate and sum of insurance in order to assess this intellecture property comprise following steps:
1) nuclear of input one intellecture property is protected data and risk assessment data;
2) appraise and decide or revise piemium rate, insurance premium and sum of insurance according to these risk assessment data.
4, adjustable evaluation system for insurance risk of intellectual property according to claim 1, it is characterized in that, the risk assessment data of this intellecture property risk evaluation module indication comprise at least: the report of intellecture property retrieval analysis, the report of intellecture property efficiency analysis, intellecture property procurator's specialty proof.
5, adjustable evaluation system for insurance risk of intellectual property according to claim 4, it is characterized in that, the report of this intellecture property retrieval analysis comprises at least: in the file set before the applying date of institute's evaluate knowledge property right or the priority date, reach all intellecture property files more than a certain preset standard value with the similarity of this assessment patent.
6, adjustable evaluation system for insurance risk of intellectual property according to claim 5, it is characterized in that this intellecture property retrieval analysis comprises following steps:
1) input one intellecture property;
2) judge the applying date of this intellecture property or the file set before the priority date, and the similarity between this intellecture property, the file that similarity is reached more than the predetermined standard value is made up and is listed in report.
7, adjustable evaluation system for insurance risk of intellectual property according to claim 4 is characterized in that, this intellecture property efficiency analysis comprises following steps:
1) input one intellecture property;
2) judge the data acquisition of Patent Law or trade mark act regulation and important document and other subjective and objective factor, protect data with the nuclear that insurant and/or proposer are provided and whether be consistent and list report in, to determine its risk height;
3) abovementioned steps gained result is consistent and promptly is judged to the effective knowledge property right, then its result is not divided into amend item and can not amend item but meet, in case of can not then can refusing to make by amend item, but as amend item after revising really, then can recover to make.
8, adjustable evaluation system for insurance risk of intellectual property according to claim 3 is characterized in that, the computing method of this sum of insurance comprise following steps at least:
1) ratio of depreciation of calculating patent:
Ratio of depreciation=used a year number ÷ term of a patent year number, or ratio of depreciation=used year number ÷ (term of a patent year number+X coefficient);
2) patent is worth * (1-ratio of depreciation).
9, adjustable evaluation system for insurance risk of intellectual property according to claim 8 is characterized in that, the X coefficient in the computing method of this sum of insurance is a predetermined numerical value.
10, a kind ofly be used for the stage adjustable evaluation system for insurance risk of intellectual property of protecting insured goods that adds, it is characterized in that, comprise following steps:
1) set up the contractus principalis of an insured goods, this contractus principalis comprises an adjustable evaluation system for insurance risk of intellectual property at least;
2) data are adjusted in the risk assessment of input one intellecture property in this adjustable evaluation system for insurance risk of intellectual property, and these data are to be obtained by an intellecture property risk assessment data module, and are the stored latest datas of this module;
3) judge the aforementioned risk assessment data whether reach desire to add the guarantor the default nuclear of insured goods protect condition, can examine to protect and carry out next step, otherwise stop.
11, according to claim 10ly be used for the stage adjustable evaluation system for insurance risk of intellectual property of protecting insured goods that adds, it is characterized in that, the contractus principalis of this insured goods can be owned together by one or more insurant at least, and common contributing insurance expense.
12, according to claim 10ly be used for the stage adjustable evaluation system for insurance risk of intellectual property of protecting insured goods that adds, it is characterized in that this insured goods is that patent liability insurance and/or patent are carried out the danger; Wherein this patent liability insurance is called the 3rd people's liability insurance again, and the insurant is potential infringer, for its for the 3rd people the liability for damage that should bear, at responsibility and the expense design that potential infringer produced, be a defensive patent insurance; Wherein this patent is carried out the dangerous the first insurance that is called again, is that the patentee is for carrying out the aggressiveness insurance of its right.
13, be used for the stage adjustable evaluation system for insurance risk of intellectual property of protecting insured goods that adds according to the described branch of claim 10, it is characterized in that, this stage guarantor of adding all can get back to the contractus principalis correction and adjust the risk assessment data.
14, according to claim 10ly be used for the stage adjustable evaluation system for insurance risk of intellectual property of protecting insured goods that adds, it is characterized in that, further comprise an intellectual property insurance rate evaluation module, piemium rate and sum of insurance in order to assess this intellecture property comprise following steps:
1) nuclear of input one intelligence wealth is protected data and risk assessment data;
2) appraise and decide or revise piemium rate, insurance premium and sum of insurance according to these risk assessment data.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2008100910887A CN101561916A (en) | 2008-04-16 | 2008-04-16 | Adjustable evaluation system for insurance risk of intellectual property |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2008100910887A CN101561916A (en) | 2008-04-16 | 2008-04-16 | Adjustable evaluation system for insurance risk of intellectual property |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101561916A true CN101561916A (en) | 2009-10-21 |
Family
ID=41220706
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2008100910887A Pending CN101561916A (en) | 2008-04-16 | 2008-04-16 | Adjustable evaluation system for insurance risk of intellectual property |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN101561916A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106651587A (en) * | 2016-08-29 | 2017-05-10 | 惠州市沛宸信息技术有限公司 | Traffic accident insurance claim case quality evaluation method |
| CN107316244A (en) * | 2016-06-08 | 2017-11-03 | 北京知果科技有限公司 | A kind of trade mark is blind to look into extended insurance Claims Resolution system, method |
| CN111417977A (en) * | 2017-10-23 | 2020-07-14 | E·L·斯潘根贝格 | System and method for managing patent risks |
-
2008
- 2008-04-16 CN CNA2008100910887A patent/CN101561916A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107316244A (en) * | 2016-06-08 | 2017-11-03 | 北京知果科技有限公司 | A kind of trade mark is blind to look into extended insurance Claims Resolution system, method |
| CN106651587A (en) * | 2016-08-29 | 2017-05-10 | 惠州市沛宸信息技术有限公司 | Traffic accident insurance claim case quality evaluation method |
| CN111417977A (en) * | 2017-10-23 | 2020-07-14 | E·L·斯潘根贝格 | System and method for managing patent risks |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Van Loo | Rise of the digital regulator | |
| Hirsch | From individual control to social protection: New paradigms for privacy law in the age of predictive analytics | |
| Kemp | Legal aspects of managing Big Data | |
| US20070219967A1 (en) | Patent Invalidation | |
| US20070294232A1 (en) | System and method for analyzing patent value | |
| Han et al. | Emerging market penetration, inventory supply, and financial performance | |
| Makarenko et al. | Scoring System As A Mechanism For Preventing Buncruptcy Of Insurance Conpanies | |
| US20150026079A1 (en) | Systems and methods for determining packages of licensable assets | |
| Krzyzanowski Guerra et al. | A new food chain: Adoption and policy implications to blockchain use in agri‐food industries | |
| EP1975864A1 (en) | Resource exploitation supporting method, information processing device, and computer program | |
| CN101561916A (en) | Adjustable evaluation system for insurance risk of intellectual property | |
| CN101464925A (en) | Patent insurance underwriting evaluation system and method | |
| Bhaskar et al. | Disruption in the audit market: the future of the big four | |
| Wang et al. | Risk identification and regulatory system design for the carbon market | |
| Kunhibava et al. | Green banking frameworks in Asia with an in-depth focus on Bangladesh and China | |
| Cummins et al. | Accounting for information: Information and knowledge in the annual reports of FTSE 100 companies | |
| CN101587567A (en) | The risk evaluation of regulatory patent infringement liability insurance system and method | |
| US20140019202A1 (en) | Method for collecting information, computer programme product and business model therefor | |
| JP4279316B2 (en) | Resource utilization support method, information processing device constituting network system for resource utilization support, computer program for resource utilization support | |
| US20210295434A1 (en) | Platform for research, analysis, and communications compliance of investment data | |
| Ehrenhaft et al. | Trade Agreements Act of 1979: Small Aid for Trade | |
| Patlasov et al. | Scoring Modeling in Estimating the Financial Condition of Russian Agro-Industrial Companies | |
| Ditlev-Simonsen et al. | The business case for sustainability | |
| Houser et al. | Next-Generation Data Governance | |
| McClure | Accountability in the Patent Market: A Duty to Monitor Patent Risk from the Boardroom |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Open date: 20091021 |