CN101470873A - Method for implementing interaction with intelligent memory card in multi-file read-write mode - Google Patents
Method for implementing interaction with intelligent memory card in multi-file read-write mode Download PDFInfo
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- CN101470873A CN101470873A CNA2007101729540A CN200710172954A CN101470873A CN 101470873 A CN101470873 A CN 101470873A CN A2007101729540 A CNA2007101729540 A CN A2007101729540A CN 200710172954 A CN200710172954 A CN 200710172954A CN 101470873 A CN101470873 A CN 101470873A
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Abstract
The invention relates to a method for using a plurality of document reading and writing modes to achieve interaction with an intelligent memory card, wherein the intelligent memory card comprises a standard extended interface, a memory card controller, a storage module and a CPU IC. The interaction method means that 10 catalog files are stored in the storage module of the intelligent memory card, wherein each catalog file is stored with 253 special documents (since a catalog is a document with an FAT16 format, and the catalog is limited by maximum storage capacity of each subarea, which can only store 253 special documents). At least 55 special documents in the catalog of the intelligent memory card are read and written (a special document needed when the intelligent memory card does written operation can be repeatedly utilized) after doing transfer payment interaction with the intelligent memory card in each time. The processing process comprises the following steps: using a user name and a cipher to log on transfer payment software on a cell phone end by a user, and using the transfer payment software to respectively read and write 2 documents in the memory card, thereby establishing connection with the intelligent memory card, checking the PIN code of the intelligent memory card after finishing establishing connection by a system, and judging the legality of the intelligent memory card, respectively doing reading and writing operation to the 2 documents in the intelligent memory card in the process, obtaining bank card listing information of a user in the intelligent memory card by the transfer payment software after the PIN code of the intelligent memory card passes through verification, and simultaneously doing writing and reading operation to 13 documents in the intelligent memory card, transmitting the information of personal data.
Description
Technical field
The present invention relates to a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used, more specifically say, relate to a kind of processing procedure, be used for when mobile payment transaction the data in the read-write intelligent memory card.
Background technology
Increase day by day along with the intelligent memory card use, as to the support of holder's relevant data, in these intelligent memory cards, researched and developed the intelligent memory card of user's mobile payment, sign even electronic purse device as the individual, this intelligent memory card by leaving mutual between special file in the card and the mobile phone operating system in, is realized the mobile payment operation.
The memory module that contains data in the intelligent memory card generally is non-volatile, erasable and rewritable storer.This storer is divided into a plurality of storage unit, and the data recording that includes has definite length, for example 32 bytes.
But, when mobile payment transaction, mobile phone operating system will carry out read-write operation to the data in the intelligent memory card, after mobile payment transaction finishes, these data in the intelligent memory card can be write in the buffer memory of mobile phone operating system automatically, when payment transaction next time, mobile phone operating system still can carry out read-write operation to these data in the buffer memory, thereby causes the failure of payment transaction.Purpose of the present invention is exactly in order to solve above-described problem.
Summary of the invention
The object of the present invention is to provide a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used.When the payment transaction, 55 special files (to the intelligent memory card write operation time needed special file can reuse) are left in the intelligent memory card catalogue in read-write in to this method successively, thereby finish the mobile payment operation by mobile phone operating system.Solved when mobile payment transaction the Fail Transaction that cache problem caused.
The technical scheme that realizes the object of the invention is as follows:
The intelligent memory card of mentioning among the present invention is meant the standard extension card of a kind of built-in with CPU IC, is made up of memory card controller, standard extension interface, CPU IC, memory module.Memory module wherein will be deposited 10 catalogue files, wherein have 253 special files (because catalogue file is the file of FAT16 form, be subjected to the restriction of each subregion maximum storage capacity, can only deposit 253 special file) in each catalogue file.Its structured flowchart is seen shown in Figure 1.Except that memory card controller, the components and parts that all the other modules are independently, have International or National standard, can produce in batches.Described intelligent memory card related content can be consulted the content that relates among the number of patent application 200710044269.X.
A plurality of files of the use of mentioning among the present invention and intelligent memory card are realized mutual process, particular content comprises: the user uses username and password at mobile phone end login mobile payment software, by mobile payment software 2 files in blocking are carried out read-write operation respectively, thereby connect with intelligent memory card.System will verify the PIN code of intelligent memory card after connection is set up and finished, and judge the legitimacy of intelligent memory card.In this process, will carry out read-write operation respectively to 2 files in the intelligent memory card.After the intelligent memory card PIN code is by checking, mobile payment software will obtain the bank card list information of user in the intelligent memory card, simultaneously 13 files in the intelligent memory card be carried out read-write operation.When the user after mobile phone end is carried out mobile payment operation, information such as user's personal information, bank card data, bank card password will be encrypted the back by the 3DES mode and will be sent to the Unionpay backstage with the message form, will carry out read-write operation to 29 files in the intelligent memory card in this operating process simultaneously.Last mobile payment software is deciphered the message that the Unionpay that receives returns by the 3DES mode, by the MAC mode message that returns is carried out integrity verification simultaneously, after being proved to be successful the result is shown to the user.In this process, will carry out read-write operation to 21 files in the intelligent memory card.Below just be to use a plurality of files and intelligent memory card to realize mutual whole process.
When the special file quantity in the memory module catalogue can't satisfy the payment demand during at mobile payment transaction, then system will provide information, and the prompting user restarts mobile phone, thereby reaches the initialized effect of intelligent memory card.
The problem that the present invention mainly solves is when mobile payment transaction, mobile phone operating system can repetitive read-write payment transaction data in the buffer memory, thereby cause the failure of concluding the business.All will be to the All Files in all catalogues and the catalogue in the above-mentioned intelligent memory card of mentioning for it provide file protection mechanism, the user can't carry out deletion action to these files.
Description of drawings
Fig. 1 is this intelligent memory card structured flowchart
Fig. 2 is that a plurality of files and intelligent memory card are realized mutual flow process
Embodiment
How further describe the present invention below in conjunction with accompanying drawing realizes.
Embodiment
As shown in Figure 1, the structured flowchart of intelligent memory card among the present invention.Its basic comprising comprises memory module 1, CPUIC2, RF module 3, antenna 4, chip controller 5 and standard extension interface 6.
Memory module 1: deposit 10 catalogue files, wherein deposit 253 special files (because catalogue is the file of FAT16 form, be subjected to the restriction of each subregion maximum storage capacity, can only deposit 253 special file) in each catalogue file.Wherein the All Files in all catalogues and the catalogue all will be for it provides file protection mechanism, and the user can't carry out deletion action to these files.
CPU IC 2: the CPU IC that meets the ISO7816 standard.
RF module 3: main function is that the electricity that antenna 4 transmits and receives is controlled and decode-regulating frequently.
Antenna 4: main function is to transmit and receive the electricity signal and meet the ISO14443 communications protocol frequently that frequency is 13.55MHz.
Chip controller 5: main function is that memory module 1 and CPU IC 2 are controlled.
Standard extension interface 6: this standard extension interface is connected with the memory controller of inside, realizes the mutual of external unit and card, and memory card controller is by the mode read/write store module of directly address, by RS-232 interface visit CPUIC.
Other connection and the additional device of all each several parts because persons skilled in the art can be understood referring to accompanying drawing, are explained no longer one by one.
As shown in Figure 2, in the mobile payment process, each time with intelligent memory card carry out mobile payment mutual after, the special file that will cause in the intelligent memory card catalogue at least 55 is by read-write operation (to the intelligent memory card write operation time needed special file can reuse).The processing procedure key step is as follows:
1, the user uses username and password at mobile phone end login mobile payment software.
2, by mobile payment software 2 files in blocking are carried out read-write operation respectively, thereby connect with intelligent memory card.
3, system will verify the PIN code of intelligent memory card, judge the legitimacy of intelligent memory card.In this process, will carry out read-write operation respectively to 2 files in the intelligent memory card.
4, mobile payment software will obtain the bank card list information of user in the intelligent memory card.In this process, will carry out read-write operation to 13 files in the intelligent memory card.
5, when the user after mobile phone end is carried out mobile payment operation, information such as user's personal information, bank card data, bank card password will be encrypted the back by the 3DES mode and will be sent to the Unionpay backstage with the message form.In this process, will carry out read-write operation to 29 files in the intelligent memory card.
6, mobile-payment system is deciphered the message that the Unionpay that receives returns by the 3DES mode, by the MAC mode message that returns is carried out integrity verification simultaneously, after being proved to be successful the result is shown to the user.In this process, will carry out read-write operation to 21 files in the intelligent memory card.
When the special file quantity in the memory module catalogue can't satisfy the payment demand during at mobile payment transaction, then system will provide information, the prompting user restarts mobile phone, thereby reach the effect of initialization intelligent memory card, make and to repeat repeatedly to use intelligent memory card to carry out mobile payment.
The above; only for the preferable embodiment of the present invention, when protection scope of the present invention is not limited thereto, anyly be familiar with those skilled in the art in the technical scope that the present invention discloses; can expect easily changing or replacing, all should be encompassed within protection scope of the present invention.Therefore, the scope of breaking even of the present invention should be as the criterion with the protection domain of claim.
Claims (6)
1, a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used, described method is meant deposits 10 catalogue files in the intelligent memory card memory module, wherein deposit 253 special files in each catalogue file (because catalogue is the file of FAT16 form, be subjected to the restriction of each subregion maximum storage capacity, can only deposit 253 special files).Each time with intelligent memory card carry out mobile payment mutual after, will cause 55 special files in the intelligent memory card catalogue at least by read-write operation (to the intelligent memory card write operation time needed special file can reuse).The step that processing procedure comprises: the user uses username and password at mobile phone end login mobile payment software, by mobile payment software 2 files in blocking is carried out read-write operation respectively, thereby connects with intelligent memory card.System will verify the PIN code of intelligent memory card after connection is set up and finished, and judge the legitimacy of intelligent memory card.In this process, will carry out read-write operation respectively to 2 files in the intelligent memory card.After the checking of intelligent memory card PIN code is passed through, mobile payment software will obtain the bank card list information of user in the intelligent memory card, simultaneously 13 files in the intelligent memory card be carried out read-write operation.When the user after mobile phone end is carried out mobile payment operation, information such as user's personal information, bank card data, bank card password will be encrypted the back by the 3DES mode and will be sent to the Unionpay backstage with the message form, will carry out read-write operation to 29 files in the intelligent memory card in this operating process simultaneously.Last mobile payment software is deciphered the message that the Unionpay that receives returns by the 3DES mode, by the MAC mode message that returns is carried out integrity verification simultaneously, after being proved to be successful the result is shown to the user, in this process, will carries out read-write operation 21 files in the intelligent memory card.The problem that the present invention mainly solves is when mobile payment transaction, mobile phone operating system can repetitive read-write payment transaction data in the buffer memory, thereby cause the failure of concluding the business.All will be to above-mentioned all catalogues mentioned and the All Files in the catalogue for it provide file protection mechanism, the user can't carry out deletion action to these files.
2, a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used according to claim 1, it is characterized in that: deposit 10 catalogue files in the memory module of intelligent memory card, wherein deposit 253 special files in each catalogue file (because catalogue is the file of FAT16 form, be subjected to the restriction of each subregion maximum storage capacity, can only deposit 253 special file).
3, a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used according to claim 1, it is characterized in that: each time with intelligent memory card carry out mobile payment mutual after, will cause in the intelligent memory card catalogue at least 55 special files by read-write operation (to the intelligent memory card write operation time needed special file can reuse).
4, a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used according to claim 1, it is characterized in that: the user uses username and password at mobile phone end login mobile payment software, by mobile payment software 2 files in blocking are carried out read-write operation respectively, thereby connect with intelligent memory card.System will verify the PIN code of intelligent memory card after connection is set up and finished, and judge the legitimacy of intelligent memory card.In this process, will carry out read-write operation respectively to 2 files in the intelligent memory card.After the intelligent memory card PIN code is by checking, mobile payment software will obtain the bank card list information of user in the intelligent memory card, simultaneously 13 files in the intelligent memory card be carried out read-write operation.When the user after mobile phone end is carried out mobile payment operation, information such as user's personal information, bank card data, bank card password will be encrypted the back by the 3DES mode and will be sent to the Unionpay backstage with the message form, will carry out read-write operation to 29 files in the intelligent memory card in this operating process simultaneously.Last mobile payment software is deciphered the message that the Unionpay that receives returns by the 3DES mode, by the MAC mode message that returns is carried out integrity verification simultaneously, after being proved to be successful the result is shown to the user, in this process, will carries out read-write operation 21 files in the intelligent memory card.
5, a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used according to claim 1, it is characterized in that: the problem that the present invention mainly solves is when mobile payment transaction, mobile phone operating system can repetitive read-write payment transaction data in the buffer memory, thereby cause the failure of concluding the business.
6, a kind of a plurality of file read-write modes realizations and mutual method of intelligent memory card used according to claim 1; it is characterized in that: all catalogues and the All Files in the catalogue in the intelligent memory card all will be for it provide file protection mechanism, and the user can't carry out deletion action to these files.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007101729540A CN101470873A (en) | 2007-12-25 | 2007-12-25 | Method for implementing interaction with intelligent memory card in multi-file read-write mode |
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| Application Number | Priority Date | Filing Date | Title |
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| CNA2007101729540A CN101470873A (en) | 2007-12-25 | 2007-12-25 | Method for implementing interaction with intelligent memory card in multi-file read-write mode |
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| CN101470873A true CN101470873A (en) | 2009-07-01 |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101916388A (en) * | 2010-07-27 | 2010-12-15 | 武汉天喻信息产业股份有限公司 | Smart SD card and method for using same for mobile payment |
| CN102841861A (en) * | 2011-06-24 | 2012-12-26 | 同方股份有限公司 | Data security storage device taking SD (Secure Digital Card) as communication interface and working method thereof |
| CN105427483A (en) * | 2015-12-28 | 2016-03-23 | 上海瀚银信息技术有限公司 | Automatic trading system |
| CN105991540A (en) * | 2014-11-07 | 2016-10-05 | 天地融科技股份有限公司 | Data interaction method and system |
-
2007
- 2007-12-25 CN CNA2007101729540A patent/CN101470873A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101916388A (en) * | 2010-07-27 | 2010-12-15 | 武汉天喻信息产业股份有限公司 | Smart SD card and method for using same for mobile payment |
| CN101916388B (en) * | 2010-07-27 | 2013-06-05 | 武汉天喻信息产业股份有限公司 | Smart SD card and method for using same for mobile payment |
| CN102841861A (en) * | 2011-06-24 | 2012-12-26 | 同方股份有限公司 | Data security storage device taking SD (Secure Digital Card) as communication interface and working method thereof |
| CN105991540A (en) * | 2014-11-07 | 2016-10-05 | 天地融科技股份有限公司 | Data interaction method and system |
| CN105427483A (en) * | 2015-12-28 | 2016-03-23 | 上海瀚银信息技术有限公司 | Automatic trading system |
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Open date: 20090701 |