CN101373549A - Control method for resolving identification card recognition and networking check based on financial ATM production service terminal - Google Patents
Control method for resolving identification card recognition and networking check based on financial ATM production service terminal Download PDFInfo
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- CN101373549A CN101373549A CNA200710147514XA CN200710147514A CN101373549A CN 101373549 A CN101373549 A CN 101373549A CN A200710147514X A CNA200710147514X A CN A200710147514XA CN 200710147514 A CN200710147514 A CN 200710147514A CN 101373549 A CN101373549 A CN 101373549A
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Abstract
The invention discloses a control method used for carrying out identity card recognition and internet linked inspection at the production business terminals of financial counters. The interactive information process between the control method and an internet linked inspection system is correct, thereby correctly processing the check and inquiry requests of identity information, and according with the system interface standard licensed by the People's Bank. The system can effectively expand the customer identification and the customer identification information of a financial institution as well as the transaction record storing and managing businesses to each business counter of each financial network, thereby facilitating the business operation of bank counters; at the same time, the product has the second identity card reading function, thereby identifying if the second identity cards are true, correctly reading the character and picture information of the second identity card, and enabling business personnel to realize the identification that the identity cards are effective at terminal counters. The method is the most ideal control method required by the customer identification and the customer identification information of the financial institution as well as the transaction record storing and managing projects, all of which are finished at the character terminals, the graphics terminals or the PC terminal counters of each financial institution.
Description
Technical field
The present invention is the control to banking institution's bank account system of real name of a kind of direct employing identification and network verification system, belongs to the technical field of public safety technological prevention (security protection).
Background technology
Implementing the bank account system of real name is a legal duty of banks of China mechanism.State Council's promulgation " individual deposit account system of real name regulation " in 2000; People's Bank of China's issue " Renminbi bank settlement account management way " in 2003; Country's promulgation " money-laundering law " in 2006 stipulates clearly that all banking institution should set up client identity identification system according to the rules, has established the bank account system of real name with the state's laws form.In order to prevent money laundering and terrified financing activity, the client identity identification of standard financial institution, customer identification information and transaction record are preserved behavior, safeguard financial order, according to laws such as " People's Republic of China's money-laundering laws ", the regulation of administrative regulation, People's Bank of China, China Banking Regulatory Commission (CBRS), China Securities Regulatory Commission and China Insurance Regulatory Commission have formulated " financial institution's client identity identification and customer identification information and transaction record are preserved management method ", issued with [2007] the 2nd commands on June 21st, 2007, clearly stipulated from enforcement on August 1 in 2007.Implement the bank account system of real name, to preventing and hit financial crime activities such as money laundering and terrified financing activity, promote the establishment of social credit system, safeguard normal economy and finance order, improve banking institution's basic management system, control and reduction financial risks, protecting the numerous public's the interests and the legitimate rights and interests of banking institution that crucial meaning is arranged conscientiously.
Summary of the invention
Technical matters: the present invention is for banking institution provides a kind of bank account system of real name of implementing, and in order to prevent money laundering and terrified financing activity, the client identity identification of standard financial institution, customer identification information and transaction record are preserved behavior, safeguard financial order.Taken precautions against the case involving public security generation effectively.My company has developed " financial institution's client identity identification and online checking management information system ", native system and network verification system information interaction are handled correct, can correctly handle the checking of identity information, query requests, meet the system interface standard that the People's Bank issues.Native system can be preserved the professional sales counter that management service is extended to each financial grid point effectively with financial institution's client identity identification and customer identification information and transaction record, has made things convenient for the business operation of bank counter; This product possesses the Certification of Second Generation read function simultaneously, can discern the true and false of second generation resident identification card, the literal and the photographic intelligence that can correctly read second generation resident identification card make, the business personnel can realize " testimony of a witness is same " discriminating at the terminal sales counter, is that character terminal, graphic terminal or the PC terminal sales counter of each financial institution finished the optimal control method that financial institution's client identity identification and customer identification information and transaction record preservation management project require.
Technical scheme:
System forms
System is made up of a cover online checking citizenship information front-end system (hereinafter to be referred as front-end system), some embedding intelligent terminals (JWZD-800) (hereinafter to be referred as terminal verification) and some online checking graphic terminals, and the quantity of terminal is by commercial bank's dot number decision.
Front-end system is the core of system, it has finished interface mode is changed in financial institution from non-interface mode the first step, be responsible for interacting message with the online checking transfer platform, provide simple and effective interface to dock with each financial institution's operation system, front-end system can be customized other personalized function of each financial institution according to the actual requirements simultaneously.
Intelligent terminal is according to cabinet face needs decision deployment quantity, adopt character terminal at present more financial institution, can't display photos, have the present situation that core business system has high input, has a big risk now and transform, this terminal can be discerned China second-generation identity card information rapidly and accurately, core business system need not to do any transformation just can be extended to bank counter effectively with online checking, improves business personnel's work efficiency, and this terminal itself also possesses functions such as the China second-generation identity card of the distinguishing true and false simultaneously.
Systemic-function
1 single is verified citizenship information
The Client-initiated single is checked or query requests, and system finishes transmission, reception and the parsing of message, to result's conversion and displaying.
2 verify citizenship information in batches
By onlinely make a report on, means such as file importing, provide and check function in batches, functions such as scheduling controlling to message, feedback packet parsing warehouse-in are provided simultaneously.
3 verification messages are preserved
All checkss of the records of complete reservation, and support multiple inquiry mode.
4 safety managements
System provides perfect security management mechanism, organization user's rights management flexibly, complete audit log recorded information.
5 statistical study
Can add up the online checking service traffics of each class of business, all kinds of verification result, each operation species (pattern verification) in a certain period according to multiple dimension.This function also can be customized according to the customer demand body.
6 intelligent terminals flexibly
Intelligent terminal can effectively be distinguished the China second-generation identity card true and false, simultaneously unique networking printing function, effectively conserve system resources.
" financial institution's client identity identification and online checking management information system " has following characteristics:
1, seamless access, compatible comprehensively
Need not the operation system of bank is carried out any transformation compatible all terminal types.
2, single-point access, unified management
Insert by front-end system and the People's Bank's transfer platform single-point, and have having jurisdiction over the function of interior mechanism, user and authority flexible management.
3, the cabinet face is verified, flexibly and fast
Cabinet face operating personnel need not to off normal promptly verifiable, and the Certification of Second Generation card reader can realize the automatic typing of identity information, and are efficient convenient.
4, security of system, product are reliable
Card reader is used embedded OS, avoids the computeritis toxicity damage, and is non-maintaining, hardware integrated level height, good reliability.
5, a tractor serves several purposes, economize on resources
Card reader both had been used for verifying also can check the Certification of Second Generation true and false, possesses the online printing function simultaneously.
6, be easy to installation, plug and play
System interface is abundant, can direct online use.
Technical advance:
1, this programme is dispersed in identification and online checking each financial production operation system terminal realization of financial counter rather than concentrates on system's background process, mitigation system backstage pressure.
2, improve transfer rate.Each financial production operation system terminal and front-end system adopt ICP/IP protocol directly to send the request of verification, and round data are precise informations that the economy-combat bag pressure contracts.Data are finally carried out compression/de-compression in terminal.Than focusing on the figure decompress(ion) on the system backstage, and want fast many with the transfer rate that bigger graph data is transferred to each terminal.
3, improved transmission quality.Owing to use ICP/IP protocol not use the IE browser, stopped the IE browser and browsed data redundancy and the loss of data that causes.
4, resource reuses.The control method of all available our design of existing financial all types of service terminals is through transforming and outfit has Certification of Second Generation identification and online checking terminal or Certification of Second Generation reader and realizes identification and online checking.Saved investment.
5, exempt to transform devoid of risk.Do not need to transform the production operation system of existing each financial institution, save investment and reduced financial risks.
6, improve teller's operating efficiency, rise to the customer service quality.This scheme, the teller need not leave station, can realize identification and online checking; It is the shortest that identity information is verified the transmission time simultaneously.
Description of drawings
Fig. 1 is a network architecture diagram, among the figure: 1, Ministry of Public Security's information sharing platform; 2, the People's Bank's message switching platform; 3, head office of commercial bank verifies front-end system; 4, networked districts and cities site 5, failed cluster districts and cities site.
Embodiment
1, graphic terminal is connected with online checking front-end system server by ICP/IP protocol with the PC terminal, can directly Show Picture and identity information at this machine.
2, character terminal is equipped with the embedded intelligent terminal with I.D. reading and online checking function.
3, directly embed online checking and I.D. identification compression/de-compression software at graphic terminal and PC, be equipped with the read-only function reader of on-line Certification of Second Generation.
4, have the ID (identity number) card information that Certification of Second Generation is read and the embedded intelligent terminal of online checking function is verified and to adopt the financial production operation system of the seamless embedding of keyboard analog form terminal by input device.
5, the ID (identity number) card information of on-line reader verification can adopt the financial production operation system of the seamless embedding of keyboard analog form terminal by graphic terminal itself.
6, by embedded intelligent terminal with Certification of Second Generation reading and online checking function or figure or the seamless access online checking of the PC terminal front-end system of being furnished with on-line Certification of Second Generation reader.
7, the financial production operation system of the seamless access of the citizen's information terminal of verifying from the online checking front-end system.
Claims (1)
1. be to provide a kind of, effective execution system of real name legal duty to banking financial institutions' identification easily and efficiently and network checking method for banking financial institutions and administrative authority thereof.The one, have the intelligent terminal of Certification of Second Generation identification and online checking function and the fit applications of character terminal and realize that the financial ATM terminal directly realizes the control method of identification and online checking; The 2nd, be used for graphic terminal or computer terminal and load online checking and the other compression/de-compression software of identity knowledge card, cooperate the Certification of Second Generation reader to realize that the financial ATM terminal directly realizes the control method of identification and online checking.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA200710147514XA CN101373549A (en) | 2007-08-24 | 2007-08-24 | Control method for resolving identification card recognition and networking check based on financial ATM production service terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA200710147514XA CN101373549A (en) | 2007-08-24 | 2007-08-24 | Control method for resolving identification card recognition and networking check based on financial ATM production service terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101373549A true CN101373549A (en) | 2009-02-25 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA200710147514XA Pending CN101373549A (en) | 2007-08-24 | 2007-08-24 | Control method for resolving identification card recognition and networking check based on financial ATM production service terminal |
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| Country | Link |
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| CN (1) | CN101373549A (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107766578A (en) * | 2017-11-16 | 2018-03-06 | 深圳金葫芦金融服务有限公司 | A kind of implementation based on intelligent algorithm financial product management backstage intelligence O＆M |
| CN108647242A (en) * | 2018-04-10 | 2018-10-12 | 北京天正聚合科技有限公司 | A kind of generation method and system of thermodynamic chart |
| CN110163745A (en) * | 2019-05-07 | 2019-08-23 | 中国工商银行股份有限公司 | Hierarchical control data check and control processing system and method |
| CN111224926A (en) * | 2018-11-27 | 2020-06-02 | 天地融科技股份有限公司 | Cloud identity card implementation method and system |
| CN113643039A (en) * | 2021-08-11 | 2021-11-12 | 中国银行股份有限公司 | Intelligent over-the-counter business transaction processing method and device |
-
2007
- 2007-08-24 CN CNA200710147514XA patent/CN101373549A/en active Pending
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107766578A (en) * | 2017-11-16 | 2018-03-06 | 深圳金葫芦金融服务有限公司 | A kind of implementation based on intelligent algorithm financial product management backstage intelligence O＆M |
| CN108647242A (en) * | 2018-04-10 | 2018-10-12 | 北京天正聚合科技有限公司 | A kind of generation method and system of thermodynamic chart |
| CN111224926A (en) * | 2018-11-27 | 2020-06-02 | 天地融科技股份有限公司 | Cloud identity card implementation method and system |
| CN111224926B (en) * | 2018-11-27 | 2022-05-13 | 天地融科技股份有限公司 | Cloud identity card realization method and system |
| CN110163745A (en) * | 2019-05-07 | 2019-08-23 | 中国工商银行股份有限公司 | Hierarchical control data check and control processing system and method |
| CN110163745B (en) * | 2019-05-07 | 2022-02-01 | 中国工商银行股份有限公司 | Hierarchical control data checking and controlling processing system and method |
| CN113643039A (en) * | 2021-08-11 | 2021-11-12 | 中国银行股份有限公司 | Intelligent over-the-counter business transaction processing method and device |
| CN113643039B (en) * | 2021-08-11 | 2023-12-19 | 中国银行股份有限公司 | Intelligent counter business transaction processing method and device |
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Open date: 20090225 |