CN101315675A - Universal smart card and its application system - Google Patents

Universal smart card and its application system Download PDF

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Publication number
CN101315675A
CN101315675A CNA2007101058141A CN200710105814A CN101315675A CN 101315675 A CN101315675 A CN 101315675A CN A2007101058141 A CNA2007101058141 A CN A2007101058141A CN 200710105814 A CN200710105814 A CN 200710105814A CN 101315675 A CN101315675 A CN 101315675A
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card
smart card
universal smart
district
universal
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CN101315675B (en
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陆向谦
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Abstract

The invention relates to a general intelligent card and an application system thereof. The general intelligent card of the invention is divided into five areas on application, including an area carrying an individualized arrangement and operating system, a personal information area, an authentication area, a memory area and a biometric identification area. The card can meet various requirements of people such as shopping online, purchasing by using a credit card, and medical treatment and social security, etc., break the limitation of regions, and ensure that people can carry out individualized arrangement to electronic equipment such as computers and household appliances, etc. according to the own habits anywhere. The innovation point of the invention is that the card carries the individualized arrangement and a portable operating system, thus causing the computers, the household appliances and the electronic equipment, etc. to provide services according to different characteristics of each cardholder; the property of being accessible to an internet causes the general intelligent card to have wider application compared with other cards; the safety of the intelligent card is improved by the biometric identification technology (such as: fingerprint identification).

Description

Universal smart card and application system thereof
Technical field
The present invention relates to field of intelligent cards, especially a kind of universal smart card and application system thereof with multiple subregion.
Background technology
The integrated circuit (IC) chip that smart card will have storage, encryption and data-handling capacity is embedded in the plastic substrate, relates to microelectric technique, computer technology and information security technology etc., and the appearance of smart card has improved the up-to-dateness of people's live and works.But there is following shortcoming in present all kinds of smart card: 1 for each class smart card, its function generally all is limited in (for example: mass transit card, meal card, gate inhibition's card, medical card) in the limited application, perhaps can only be general in certain region (for example all-in-one campus card, company's all-purpose card).As can be seen in the past these smart cards, their use all is to have circumscribedly, and the various various IC-cards of number were both lost easily, also were not easy to carry.2 do not possess the function of electronic equipments such as computer, household electrical appliance being carried out personal settings.3 security aspects also allow the people worry, if smart card is lost the danger of losing personal information and being stolen card consumption by the people are just arranged.
Summary of the invention
Technical matters solved by the invention is embodied in following aspect:
1 has universality (ubiquity)
Universal smart card frees people from the life that many cards are burdened with, can realize the various functions of general IC-card, in addition because the characteristic that this card can link to each other with the internet, can satisfy that people do shopping from network, bankcard consumption is to various demands such as medical treatment, social securities, and breaks the restriction of region.
2 carry personal settings information
Make people no matter can carry out personal settings to electronic equipments such as computer, household electrical appliance according to the custom of oneself in where.Innovative point of the present invention is that this card carries personal settings and operating system, makes computer, household electrical appliance, electronic equipment etc. to provide service according to each card holder's different characteristics.
3 securities by biological identification technology raising card
(for example: fingerprint recognition), assurance can only I can be used this universal smart card by biological identification technology.
An aspect according to technical solution of the present invention comprises a kind of universal smart card, can be divided into several regions on the function, it is characterized in that, these zones are respectively personal settings and operating system district, personal information district, authentication district, memory block, bio-identification district.
Described bio-identification district is the fingerprint recognition district.
Described smart card is a Contact Type Ic Card.
Described smart card is a non-contact IC card.
Described operating system is the portable operation system, no matter whether hard disk is arranged on the computer, insert this card after, this operating system can be moved automatically.
Described memory block is the Flash memory block.
Described authentication can realize the function of Key.
According to technical solution of the present invention on the other hand, comprise a kind of universal smart card application system, this system comprises described universal smart card, and central database, card card administrative center.
Described personal settings are used for described system is carried out personal settings.
Described universal smart card application system is characterized in that, described personal information district is used to write down the personal information corresponding to described system.
The major function of universal smart card comprises:
1 can put into mobile phone or links to each other with computer, thereby is linked into the internet, carries out consumption online and authentication, can realize the function of Key.
2 carry personal settings and operating system.Universal smart card can carry out personal settings to electronic equipment according to user's use habit; Can on computer or half-naked the machine computer of hard disk (not with), move its operating system that carries and personalized software automatically,
3 have the chip and the coil of general radio-frequency (RF) IC card, no matter are when this card is put into mobile phone or independent use can realize the function of radio-frequency (RF) IC card, carry out various radio-frequency (RF) identification operations.In this sense this card can be realized the function of at present all radio-frequency (RF) IC card fully: such as dining room meal card, mass transit card, water card, social security card, medical card etc.
4 these cards have a memory block that is specifically designed to the record personal information, comprise individual address, birthday, address, phone, case history, social security information etc.
5 these cards have a special user of confession to preserve the memory block of data, and this district has realized the function of portable hard drive.
6 bio-identification.Given this it is so powerful and comprised individual privacy information to block function, in order to prevent that losing card causes unnecessary trouble and loss to the holder, the user must verify that checking is by using the part critical function of this card by top biological recognition system when using this card.
As long as a people is being with this sheet smart card, just equal with he portable hard drive and IC-card such as operating system, personalized software, key, wallet, medical card, social security card, case history, mass transit card, meal card and proof of identification (the universal smart card system construction drawing, as shown in Figure 2).
The present invention has following technique effect.
Typical case's life in following universal smart card epoch:
Early in the morning wake up, you link to each other smart card with the digital home management system, and household electrical appliance just can carry out work according to the personal settings in the card.Can read in the card relevant for the personal set information of television channel such as televisor, begin to play you and like the program seen and channel etc.
The working of going out is put into mobile phone with this card and both can be browsed the news information at the Lu Shangyong surfing Internet with cell phone that goes to company, receiving and dispatching mail, and consumptions online etc. can also remove to brush public transport fare, taxi fare, gate inhibition and working punched-card machine with mobile phone.For the people of the working of driving, this card is not only your car key, the electronic equipment on can also the personal settings car.
This is snapped fit onto on the computer, also can not start operating system and the various application software that carries in the smart card even there is the half-naked machine of hard disk.Use this sheet smart card, on different computers, during work and study, again need not carry out personal settings and software again and install.In the social activity, you again do not need with thick cards folder, only need read and write and receive with both sides' mobile phone infrared facility to get final product.Everyone card information can be stored in this card, and is convenient and safe, save cost and be convenient to inquiry.No matter be that electronic equipments such as mobile phone, mp3 or computer can read canned data on this smart card easily.
Arrived every month when handing over the water rate and the electricity charge, the program of setting in the card will be reminded you automatically, at this time only need insert the internet with mobile phone or computer, and the online of the identity authentication function of card is paid the fees and got final product whereby.During online transaction, can rely on this to stick into capable authentication.
When you go to the other places or go abroad, can insert the function of internet based on this sheet smart card, the thing that all you can do in this locality is in the other places and abroad still can carry out.You can be abroad the authentication during as consumption with this sheet smart card, again do not need the preceding changing money of going abroad.Bus, subway equally can be swiped the card abroad, and when no longer holding the post what tame hospital admission, plain not masked doctor can both understand your state of an illness and your family's medical history at once.
Go to a hospital to see a doctor, only need be with this card just can to go to a doctor and pay dues, people again need not fill in any document and case history also need not carry cash.The people that those are injured in mishap are delivered to any one tame hospital by ambulance, the doctor can read fast he with smart card on information, understand his information such as blood group anaphylactogen, be patient treatment in the very first time.
Description of drawings
Fig. 1 is a universal smart card structural drawing of the present invention;
Fig. 2 is a universal smart card system construction drawing of the present invention.
Among Fig. 1: 1. are personal information districts of universal smart card, individual details such as storage individual's name, address, phone.2. be the authentication district of universal smart card, this is distinguished by globally unique identify label, realizes identity authentication function, for example this cartoon is crossed just to be equivalent to a Key when USB conversion equipment is connected with computer.3.Flash the memory block, the user can free canned data, and its effect is equivalent to USB flash disk.4. personal settings and operating system district, this district have user's individual operation system, various application software and to the personal settings program of various digital products (for example electronic equipment such as digital home).5 bio-identification districts by biological identification technology, differentiate whether use this card in person, if biological information does not meet, then do not start all functions of this card.
Among Fig. 2: 6 central databases, to everyone authentication, medical treatment, important informations such as insurance have been done backup.7. card card administrative center is responsible for the centralized management to universal smart card, carries out the granting of user's card, supplements with money, reports the loss, and separates extension, changes card, inquiry etc.8 digital home's management systems.Mobile devices such as 9 mobile phones, PDA.10 gate control systems.11 consumption, fare payment system.12 public transit systems.13 medical social security sectors.Terminals such as 14 PC, notebook.15 other systems.16 Internet internets.
Fig. 3 is universal smart card physical arrangement figure.Wherein: 17 EPROM, 18 RAM, 19 ROM, 20 CPU, 21 RF transmit-receive circuits, 22 Flash storage chips, 23 bio-identification chips.
Fig. 4 is the universal smart card synoptic diagram that links to each other with computer.Universal smart card can directly insert computer or link to each other with computer by adapter.Wherein: 24 host computers, 25 universal smart cards, 26 USB adapters.
Fig. 5 is online transaction authentication, electric signing system synoptic diagram.Wherein 27 is terminals such as computer, mobile phone, PDA, and 28 is universal smart card.
Fig. 6 is background system database structure figure.Wherein 29 is central server, and 30-34 is various application servers.
Embodiment
Universal intelligent of the present invention is stuck in and is divided into personal information district (1) in the application, and authentication district (2), memory block (3) carry personal settings and operating system district (4), bio-identification district (5) five regions.
Form by central processor CPU (intelligent and safe chip+control chip) (20), EEPROM (17), random access memory ram (18) and the chip operating system COS (Chip Operating System) (19), RF transmit-receive circuit (21), Flash storage chip (22), the bio-identification chip parts such as (23) that are solidificated in the read only memory ROM physically, as shown in Figure 3.
Intelligent and safe chip+EEPROM, random access memory ram and the chip operating system COS (Chip Operating System) that is solidificated in the read only memory ROM have formed online payment authentication and electronic signature functionality, adopt and carry out authentication based on the digital certificate system of PKI.The authentication district preserves customer digital certificate.When by conversion equipment (26) this card is linked to each other (as Fig. 4) with computer or be built in PDA and smart mobile phone (27) in be connected into the internet, automatically operation identity authorization system when carrying out e-commerce initiative such as online transaction carries out identification (as Fig. 5) by digital certificate.
Radio-frequency intelligent IC-card function is made up of CPU control chip, random access memory ram and chip operating system COS (ChiPOperatingSystem)+RF transmit-receive circuit of being solidificated in the read only memory ROM.When carrying out behavior such as small amount consumption, identification, read the information of radio-frequency card by radio-frequency card reader and finish whole action, the exchanges data of smart card and background system (for example medical system, meal card system) is finished by RF transmit-receive circuit.
For the common store part of this universal smart card, control by the flash disk control chip.Adopt the AUTORUN technology, comprise Autorun space and storage space two large divisions.Wherein storage space can be directly used in the storage (flash disk function) of personal information.The Autorun space is built-in independently operating system and personal settings, operation system and built-in various application software automatically when inserting computer.
When connecting computer, Autorun space and authentication are parallel the runnings, when needing authentication, call appropriate section automatically.After the authentication, can directly use the content of relevant Autorun space and storage space.
Bio-identification district (for example fingerprint chip) is to be used for replacing the safe handling that conventional cipher guarantees universal smart card itself.This biometric information database has data to be connected with aforesaid application data base and exchanges.
Universal smart card application system background server is as shown in Figure 6:
No matter universal smart card is the application by the RF radio-frequency enabled, still be connected to application on the Internet by the USB adapter, its application corresponding system background server combines by central server (29), each database guarantees in real time synchronously, when carrying out various corresponding commercial activity, the own personal information of data in the background server and smart card keeps change synchronously.
Card card administrative center (7) in the universal smart card application system provides five big submodule functions, essential information setting, account card management, essential information inquiry, daily report query, device control.Card card administrative center (7) is holder's data importing central databases (6) such as joining card, its user's personal information of opening an account, and the holder just can arrive in each service application subsystem of universal smart card and consume operations such as authentication then.
For example: gate control system (10): gate control system is a real-time network system, the holder only need shake card and make a movement on access controller, the function of monitoring can realize coming in and going out, simultaneity factor is carried out data recording with the variety of event daily record that is taken place, and the user can inquire about, add up and handle by corresponding module.The management of access permission: the setting of the authority that IC-card is correlated with, give or cancel relevant gate inhibition's right, thereby implement management access permission; Send relevant information by database server to relevant gate inhibition's device, Xiang Guan user just can have or lose the authority at discrepancy gate like this.
The food and drink consume system is one of them concrete application of consume system (11): under the TCP/IP networking mode, after finishing food and drink POS machine hardware initialization and ip and being provided with, just can finish software initialization (initialized parameter has id number of equipment, blacklist information, a meal section time, menu information, meal Spending Limit, the menu key amount of money, the definite value consumption amount of money etc.) by the food and drink Fare Collection System.
Consumption terminal operation has realized the function that data acquisition and the parameter to food and drink POS machine issues.After having gathered the data of food and drink POS machine, the statistics of just carrying on the business.System can also realize that automatic data acquisition of food and drink POS machine and parameter issue.The personnel that system provides consume statistics, consumption form that can querying individual.
Online transaction and pay charges for water and electricity be among Fig. 2 consumption, fare payment system (11) another concrete application, universal smart card is as the instrument of online electronic signature and authentication in this is used, by asymmetric key algorithm to online data encrypt, deciphering and digital signature, guarantee confidentiality, authenticity, integrality and the non-repudiation of online transaction, concrete application model as shown in Figure 5.

Claims (10)

1. universal smart card, its storage space is divided into several regions, it is characterized in that, and these zones are respectively personal settings and operating system district, personal information district, authentication district, memory block, bio-identification district.
2. universal smart card according to claim 1 is characterized in that, described bio-identification district is the fingerprint recognition district.
3. universal smart card according to claim 1 and 2 is characterized in that described smart card is a Contact Type Ic Card.
4. universal smart card according to claim 1 and 2 is characterized in that described smart card is a non-contact IC card.
5. universal smart card according to claim 1 is characterized in that described operating system is the portable operation system, no matter whether hard disk is arranged on the computer, insert this card after, this operating system can be moved automatically.
6. universal smart card according to claim 1 is characterized in that, described memory block is the Flash memory block.
7. universal smart card according to claim 1 is characterized in that, described authentication district can realize the function of USB Key.
8. universal smart card application system, this system comprises any one described universal smart card as claim 1-7, and computer center, card card administrative center and corresponding software system.
9. universal smart card application system according to claim 8 is characterized in that, described personal settings are used for described system is carried out personal settings.
10. according to Claim 8 or 9 described universal smart card application systems, it is characterized in that described personal information district is used to write down the personal information corresponding to described system.
CN2007101058141A 2007-05-31 2007-05-31 Universal smart card and its application system Expired - Fee Related CN101315675B (en)

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Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2010148831A1 (en) * 2009-11-10 2010-12-29 中兴通讯股份有限公司 Method and system for managing multi-function mobile device and information output method thereof
CN102013035A (en) * 2010-09-27 2011-04-13 钱袋网(北京)信息技术有限公司 Card storing multi-account information
CN102332068A (en) * 2011-07-28 2012-01-25 杭州蓝恩网络科技有限公司 On-line logistics encryption, authentication and storage system using universal serial bus key (USBKEY)
CN101751579B (en) * 2008-12-04 2012-11-28 上海孚恩电子科技有限公司 One-card system applying high-frequency dual-protocol composite card
CN103280020A (en) * 2012-01-17 2013-09-04 索尼公司 Information processing apparatus, IC chip, information processing method, program, and information processing system
CN105303208A (en) * 2015-10-26 2016-02-03 福建新大陆电脑股份有限公司 IC card management method and system
CN105808998A (en) * 2014-12-31 2016-07-27 北京华大智宝电子系统有限公司 Fingerprint identification device
CN105844568A (en) * 2016-02-03 2016-08-10 申林森 Livelihood universal management system and method thereof
CN105871925A (en) * 2016-06-15 2016-08-17 北京天诚盛业科技有限公司 User terminal, biological recognition cloud server and social security platform server
CN108197936A (en) * 2017-12-29 2018-06-22 新开普电子股份有限公司 card encryption system based on script

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1355501A (en) * 2000-11-24 2002-06-26 香港中文大学 Intelligent card system with fingerprint matching ability
CN1118026C (en) * 2000-12-28 2003-08-13 大唐电信科技股份有限公司微电子分公司 More logic partitions in one physical storage and IC cards with different purposes
FR2826747B1 (en) * 2001-07-02 2005-02-25 Gemplus Card Int METHOD AND DEVICE FOR PROCESSING DATA FOR CUSTOMIZING AN APPLICATION ON A PORTABLE COMMUNICATOR DEVICE, FOR EXAMPLE A CHIP CARD
CN2627564Y (en) * 2003-06-04 2004-07-21 武汉天喻信息产业股份有限公司 U-key disk

Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101751579B (en) * 2008-12-04 2012-11-28 上海孚恩电子科技有限公司 One-card system applying high-frequency dual-protocol composite card
WO2010148831A1 (en) * 2009-11-10 2010-12-29 中兴通讯股份有限公司 Method and system for managing multi-function mobile device and information output method thereof
CN101729672B (en) * 2009-11-10 2013-01-16 中兴通讯股份有限公司 Management method and system of multifunction mobile equipment
CN102013035A (en) * 2010-09-27 2011-04-13 钱袋网(北京)信息技术有限公司 Card storing multi-account information
CN102332068A (en) * 2011-07-28 2012-01-25 杭州蓝恩网络科技有限公司 On-line logistics encryption, authentication and storage system using universal serial bus key (USBKEY)
CN103280020A (en) * 2012-01-17 2013-09-04 索尼公司 Information processing apparatus, IC chip, information processing method, program, and information processing system
CN105808998A (en) * 2014-12-31 2016-07-27 北京华大智宝电子系统有限公司 Fingerprint identification device
CN105808998B (en) * 2014-12-31 2019-06-25 北京华大智宝电子系统有限公司 A kind of fingerprint identification device
CN105303208A (en) * 2015-10-26 2016-02-03 福建新大陆电脑股份有限公司 IC card management method and system
CN105844568A (en) * 2016-02-03 2016-08-10 申林森 Livelihood universal management system and method thereof
CN105871925A (en) * 2016-06-15 2016-08-17 北京天诚盛业科技有限公司 User terminal, biological recognition cloud server and social security platform server
CN108197936A (en) * 2017-12-29 2018-06-22 新开普电子股份有限公司 card encryption system based on script

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