CN101303782A - Method and system for implementing bank card automatic alarm - Google Patents
Method and system for implementing bank card automatic alarm Download PDFInfo
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- CN101303782A CN101303782A CNA2008101156280A CN200810115628A CN101303782A CN 101303782 A CN101303782 A CN 101303782A CN A2008101156280 A CNA2008101156280 A CN A2008101156280A CN 200810115628 A CN200810115628 A CN 200810115628A CN 101303782 A CN101303782 A CN 101303782A
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Abstract
The invention discloses a method and a system for realizing automatic alarm for a bank card. The method for realizing automatic alarm for the bank card comprises the following steps that: the bank card password input by a card holder is received; the password and the account number of the bank card are then sent to a verification server; the verification server decides whether the currently received password is an alarm password corresponding to the account number, if yes, an alarm program is started and businesses requested by using the alarm password of the bank card are completed. The system for realizing automatic alarm for the bank card comprises a password receiving unit for receiving the bank card password input by the card holder and sending the password and the account number of the band card to the verification server, the verifying server for deciding if the currently received password is the alarm password corresponding to the account number, an alarm unit for starting the alarm program according to the identification result provided by a password identification unit, and a business transaction unit for transacting businesses for the card holder according to the identification result provided by the password identification unit.
Description
Technical field
The present invention relates to the bank safety field, particularly relate to a kind of method and system that realize bank card automatic alarm.
Background technology
Along with coming of electronic commerce, the usable range of bank card is in rapid expansion, and operating speed is constantly accelerated, and the use of bank card more and more has ubiquity.But, being accompanied by popularizing of bank card, its safety problem that comes out is also more and more.Although each tame commercial bank has taked various technological means and safety practice at present, make great efforts to ensure holder's fund security to greatest extent, bank card crime still happens occasionally.Wherein, the offender uses this password to withdraw cash and afterwards escapes by kidnapping, threatening by force the bank card owner that bank card password is provided most serious of all.
At present each tame bank is the safety practice that bank card provides, and is based on bank card password more, and in a single day the offender obtains valid password, just can be as legal card holder, business such as normally inquire about, withdraw the money.Owing to be difficult to identification,, just do not know where to begin more as for detection so relevant security department also is difficult to learn this criminal offence.In the prior art, also do not have a kind ofly can effectively discern this criminal offence, and can provide information to security department, assist the bank card security measure of detection.
Summary of the invention
In view of this, the invention provides a kind of method and system that realize bank card automatic alarm, can effectively discern the bank card crime behavior, and information is provided, assists detection to security department rapidly.Technical scheme is as follows:
A kind of method that realizes bank card automatic alarm comprises:
Step a: receive the bank card password of card holder's input, this password and bank card account number are sent to authentication server;
Step b: authentication server judges that whether the password of current reception is and the corresponding alarm password of described account number, if then start the alarm program, and finish and use bank card alarm password to ask the business of carrying out.
A kind of system that realizes bank card automatic alarm comprises:
The password receiving element is used to receive the bank card password that the card holder imports, and this password and bank card account number are sent to authentication server;
Authentication server is used to judge that whether the password of current reception is and the corresponding alarm password of described account number;
Alarm Unit is used for the recognition result according to described password identification unit, starts the alarm program;
The business handling unit is used for the recognition result according to described password identification unit, is card holder's transacting business.
By using above technical scheme, if there is the people illegally to hold the bank card transacting business, security department can learn this situation rapidly, and in time launches the detection action according to the warning information that is provided.
Description of drawings
Fig. 1 is for realizing the process flow diagram of the inventive method specific embodiment;
Fig. 2 is for realizing the process flow diagram of the inventive method preferred embodiment;
Fig. 3 is the structural representation of bank card automatic alarm of the present invention system;
Fig. 4 is the another kind of structural representation of bank card automatic alarm of the present invention system.
Embodiment
At first the method to realization bank card automatic alarm of the present invention describes, and comprising:
Receive the bank card password of card holder's input, this password and bank card account number are sent to authentication server; Authentication server judges that whether the password of current reception is and the corresponding alarm password of described account number, if then start the alarm program, and finish and use bank card alarm password to ask the business of carrying out.
The executive agent of said method can be an ATM (automatic teller machine).
Below in conjunction with accompanying drawing, embodiment of the present invention are described in detail.
In order to realize bank card automatic alarm, need two kinds of passwords be set: ordinary password and alarm password to bank card.When the holder uses ordinary password and inquires about, withdraws the money etc. when professional, ATM (Automatic Teller Machine) will be card holder's transacting business with the normal procedure.And when the holder uses alarm password transacting business, ATM (Automatic Teller Machine) will start the alarm program automatically in transacting business.
As shown in Figure 1, the method for realization bank card automatic alarm of the present invention comprises following steps:
S101, ATM (Automatic Teller Machine) receives the bank card password of card holder's input, and this password and bank card account number are sent to authentication server.
S102, authentication server judge that whether the password of current reception is and the corresponding password of bank card account number, if carry out S103; If not, then stop transacting business for the card holder.
S103, authentication server judge that whether the password received is and the corresponding alarm password of bank card account number, if carry out S105; If not, carry out S104.
S104, ATM (Automatic Teller Machine) is card holder's transacting business with the normal procedure.
S105, ATM (Automatic Teller Machine) starts the alarm program, at first sends alarm information to security department, comprises the when and where of card holder's transacting business in the described message.
If someone uses bank card alarm password transacting business, determine that then this people is the suspect, ATM (Automatic Teller Machine) sends alarm information from security departments such as trend bank, public security organs at once, informs associated safety department, has the incident of illegal use bank card to take place.
S106, ATM (Automatic Teller Machine) starts watch-dog, writes down card holder's behavior, and monitoring record is sent to security department in real time.Here can be by modes such as photograph, shooting, recording, record suspect's profile, sound etc. are for public security organ provides the information of solving a case.
Use the method that the foregoing description provided, if the offender is by kidnapping, threatening by force the bank card owner that bank card password is provided, the bank card owner can tell the other side with the alarm password.Like this, the offender can use the normal transacting business of this alarm password on the one hand, thereby guarantees bank card owner's safety as much as possible; On the other hand, the automated teller chance sends alarm information according to this alarm password to relevant security department, and security department can learn the generation of incident in the very first time, and launches remittee's tracking at once and arrest work.
Referring to shown in Figure 2, if the bank card owner is when handling bank card, provide the phone number of oneself and the contact method of programmed emergency to bank, then said method may further include:
S207, ATM (Automatic Teller Machine) is sent to mobile operator with bank card owner's phone number, and request mobile operator provides bank card owner's geographical location information.This geographical location information will help public security department, find out bank card owner's particular location rapidly, further guarantee bank card owner's safety.
S208 is to bank card owner's programmed emergency transmission announcement information.The general user can be set at programmed emergency with relatives or the friend of oneself, and contact method is offered bank when handling bank card.If the contact method of programmed emergency is a mobile phone, then take place to notify programmed emergency with way of short messages after the incident.If provide other contact methods, then contact method is informed bank or public security related work personnel, so that the card owner's of the timely notifying bank of related work personnel relatives or friend.
The present invention also provides a kind of system that realizes bank card automatic alarm, referring to shown in Figure 3, comprising:
Wherein, described Alarm Unit 330 specifically comprises:
Alarm information sends subelement 331, is used for sending alarm information to security department;
Monitoring record transmits subelement 333, is used for the monitoring record with described monitoring subelement generation, is sent to security department in real time.
Referring to shown in Figure 4, this system can further include: location service elements 450 and contact person's notification unit 460,
Described location service elements 450 is used for described bank card owner's phone number is sent to mobile operator, and request mobile operator provides bank card owner's geographical location information.
Described contact person's notification unit 460 is used for sending announcement information to described bank card owner's contact person.
For system embodiment, because it is substantially corresponding to method embodiment, so describe fairly simplely, relevant part gets final product referring to the part explanation of method embodiment.System embodiment described above only is schematic, wherein said unit as the separating component explanation can or can not be physically to separate also, the parts that show as the unit can be or can not be physical locations also, promptly can be positioned at a place, perhaps also can be distributed on a plurality of network element.Can select wherein some or all of module to realize the purpose of present embodiment scheme according to the actual needs.Those of ordinary skills promptly can understand and implement under the situation of not paying performing creative labour.
The above only is the specific embodiment of the present invention; should be pointed out that for those skilled in the art, under the prerequisite that does not break away from the principle of the invention; can also make some improvements and modifications, these improvements and modifications also should be considered as protection scope of the present invention.
Claims (9)
1, a kind of method that realizes bank card automatic alarm is characterized in that, comprising:
Step a: receive the bank card password of card holder's input, this password and bank card account number are sent to authentication server;
Step b: authentication server judges that whether the password of current reception is and the corresponding alarm password of described account number, if then start the alarm program, and finish and use bank card alarm password to ask the business of carrying out.
2, method according to claim 1 is characterized in that, described startup alarm program specifically comprises:
Send alarm information to security department, comprise the when and where of card holder's transacting business in the described message; Perhaps,
Start watch-dog, record card holder's behavior, described watch-dog comprises photograph, shooting, sound pick-up outfit; Monitoring record is sent to security department in real time.
3, method according to claim 1 and 2 is characterized in that, this method further comprises:
Described bank card owner's phone number is sent to mobile operator, and request mobile operator provides bank card owner's geographical location information.
4, method according to claim 1 and 2 is characterized in that, this method further comprises:
Contact person to described bank card owner sends announcement information.
5, method according to claim 4 is characterized in that, the specific implementation that described contact person to the bank card owner sends alarm information is:
With way of short messages, to contact person's mobile phone transmission announcement information of bank card owner.
6, a kind of system that realizes bank card automatic alarm is characterized in that, comprising:
The password receiving element is used to receive the bank card password that the card holder imports, and this password and bank card account number are sent to authentication server;
Authentication server is used to judge that whether the password of current reception is and the corresponding alarm password of described account number;
Alarm Unit is used for the recognition result according to described password identification unit, starts the alarm program;
The business handling unit is used for the recognition result according to described password identification unit, is card holder's transacting business.
7, system according to claim 6 is characterized in that, described Alarm Unit comprises:
Alarm information sends subelement, is used for sending alarm information to security department;
The monitoring subelement is used to monitor card holder's behavior, generates monitoring record;
Monitoring record transmits subelement, is used for the monitoring record with described monitoring subelement generation, is sent to security department in real time.
8, system according to claim 6 is characterized in that, this system further comprises:
Location service elements is used for described bank card owner's phone number is sent to mobile operator, and request mobile operator provides bank card owner's geographical location information.
9, system according to claim 6 is characterized in that, this system further comprises:
Contact person's notification unit is used for sending announcement information to described bank card owner's contact person.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2008101156280A CN101303782A (en) | 2008-06-25 | 2008-06-25 | Method and system for implementing bank card automatic alarm |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2008101156280A CN101303782A (en) | 2008-06-25 | 2008-06-25 | Method and system for implementing bank card automatic alarm |
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| Publication Number | Publication Date |
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| CN101303782A true CN101303782A (en) | 2008-11-12 |
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| Application Number | Title | Priority Date | Filing Date |
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| CNA2008101156280A Pending CN101303782A (en) | 2008-06-25 | 2008-06-25 | Method and system for implementing bank card automatic alarm |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103679965A (en) * | 2013-12-28 | 2014-03-26 | 汪风珍 | Bank card system with early warning function |
| CN104794867A (en) * | 2014-01-22 | 2015-07-22 | 中国移动通信集团贵州有限公司 | Account information security management method and system |
| CN105007264A (en) * | 2015-06-19 | 2015-10-28 | 收付宝科技有限公司 | Double-password account protection method and system |
| CN105160214A (en) * | 2015-06-19 | 2015-12-16 | 收付宝科技有限公司 | Multi-password electronic signature account protection system and multi-password electronic signature account protection method |
| CN106101432A (en) * | 2016-07-04 | 2016-11-09 | Tcl集团股份有限公司 | A kind of automatic recourse method based on mobile terminal and system |
| CN110222540A (en) * | 2019-05-29 | 2019-09-10 | 徐学彦 | A kind of orientable secret order system |
-
2008
- 2008-06-25 CN CNA2008101156280A patent/CN101303782A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103679965A (en) * | 2013-12-28 | 2014-03-26 | 汪风珍 | Bank card system with early warning function |
| CN104794867A (en) * | 2014-01-22 | 2015-07-22 | 中国移动通信集团贵州有限公司 | Account information security management method and system |
| CN105007264A (en) * | 2015-06-19 | 2015-10-28 | 收付宝科技有限公司 | Double-password account protection method and system |
| CN105160214A (en) * | 2015-06-19 | 2015-12-16 | 收付宝科技有限公司 | Multi-password electronic signature account protection system and multi-password electronic signature account protection method |
| CN106101432A (en) * | 2016-07-04 | 2016-11-09 | Tcl集团股份有限公司 | A kind of automatic recourse method based on mobile terminal and system |
| CN110222540A (en) * | 2019-05-29 | 2019-09-10 | 徐学彦 | A kind of orientable secret order system |
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Open date: 20081112 |