CN101266663A - A bank handwriting ticket digitization method, system and digital ticket - Google Patents

A bank handwriting ticket digitization method, system and digital ticket Download PDF

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Publication number
CN101266663A
CN101266663A CNA2007101775801A CN200710177580A CN101266663A CN 101266663 A CN101266663 A CN 101266663A CN A2007101775801 A CNA2007101775801 A CN A2007101775801A CN 200710177580 A CN200710177580 A CN 200710177580A CN 101266663 A CN101266663 A CN 101266663A
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China
Prior art keywords
bill
hurdle
bank
digital
dot matrix
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Pending
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CNA2007101775801A
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Chinese (zh)
Inventor
王印国
雷兵
周大文
徐尚杰
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CNA2007101775801A priority Critical patent/CN101266663A/en
Publication of CN101266663A publication Critical patent/CN101266663A/en
Pending legal-status Critical Current

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Abstract

The invention provides a digital method and a digital system of a bank handwritten bill and a digital bill. The bank handwritten bill is provided with a plurality of bill elements filling columns and user signature columns. Wherein, the method comprises: at least printing digital dot matrix in the user signature columns; adopting digital pen to write user name in the user columns provided with the printed digital dot matrix; using the digital pen to collect and save writing user name data, and to send the writing user name data by email or SMS or send to a bank teller terminal to process. The invention is used for solving problems that the bank tellers have a high workload of entering and scanning, and identifying handwritten original writing and handwriting is not convenient and easy to make mistakes.

Description

A kind of number method of bank handwriting bill, system and digital bill
Technical field
The present invention particularly about the number input technology of bank handwriting bill, is a kind of number method, system and digital bill of bank handwriting bill about the bank money processing technology field concretely.
Background technology
In the prior art, bank money (as: bank certificate, document and account folding) generally all is a requirement client hand filling relevant information, transfers to bank cashier then and is entered in the computing machine by hand.
Especially the client signs, the handwriting that need keep the user when bank as proof according to the time, usually need the manual earlier bank money of filling in of user, and then by bank clerk according to the bank money of hand filling with the relevant information input computer, and the bank money of hand filling scanned file, can both keep user's handwriting like this, again typing text.Yet the typing that such bank money to same hand filling carries out adds the processing of scanning, and workload is big, and the duplication of labour is many, bothersome effort.And, when needs carry out handwriting and handwriting verification very not aspect, also be easier to make mistakes, bring certain risk for the business processing of bank.
China's utility model patent 200520108710.2 discloses a kind of digital pen, and the disclosed technical scheme of this utility model is incorporated in this, with as prior art of the present invention.
Summary of the invention
The invention provides a kind of number method, system and digital bill of bank handwriting bill.The problem big in order to solve above-mentioned bank cashier typing and scanning work amount, that identification handwriting and person's handwriting inconvenience are made mistakes easily.Technical scheme of the present invention is:
A kind of number method of bank handwriting bill, described bank handwriting bill are printed on a plurality of bill key elements and fill in hurdle and the user hurdle of signing; Wherein, described method comprises: print digital dot matrix at least in described user signs the hurdle; Adopt digital pen in the user who is printed with digital dot matrix signs the hurdle, to write address name; Address name data that described digital pen collection and storage are write, and described address name data of writing are sent with mail or way of short messages, or send bank teller terminal to and handle.
A kind of number system of bank handwriting bill comprises: digital pen, bank teller terminal; The connection of communicating by letter with bank teller terminal of described digital pen; Described system also comprises: numberization bank money, this number bank money are printed with a plurality of bill key elements and fill in hurdle and the user hurdle of signing, and print digital dot matrix at least in described user signs the hurdle; Adopt digital pen in the user who is printed with digital dot matrix signs the hurdle, to write address name; Address name data that described digital pen collection and storage are write, and described address name data of writing are sent with mail or way of short messages, or send described bank teller terminal to and handle.
A kind of numberization bank money, described numberization bank money comprises: the user hurdle of signing, in signing the hurdle, described user is printed with digital dot matrix, be used to accept the address name information that digital pen is write.Described numberization bank money also comprises: a plurality of bill key elements are filled in the hurdle, fill in described a plurality of bill key elements and are printed with digital dot matrix in the hurdle, are used to accept the bill element information that described digital pen is write.
A kind of numberization bank money, described numberization bank money surface is printed with digital dot matrix, and described numberization bank money comprises: hand-written opening flag is printed on the number bank money with digital dot matrix, be used to accept the click of digital pen, triggering is write; A plurality of bill key elements are filled in the hurdle, are printed on the number bank money with digital dot matrix, are used to accept the bill element information that described digital pen is write; The user hurdle of signing is printed on the number bank money with digital dot matrix, is used to accept the address name information that described digital pen is write; Hand-written end mark is printed on the number bank money with digital dot matrix, is used to accept the click of digital pen, finishes to write.
Beneficial effect of the present invention is: 1. fill in or write on digital voucher, document and account folding with the special-purpose digital pen of bank, its content is sent with mail or way of short messages, perhaps directly send in the computing machine, the write content former state of being filled out can be identified, and in electronic equipment (computing machine, mobile phone, PDA, facsimile recorder etc.), reappear, generate living former mark document, also can discern when being treated to standard block letter document simultaneously and use, avoid the mistake and the leak of business processing for Computer Automatic Recognition, screening, extraction.2. bank's handwriting that need keep the user as proof according to the time, need usually that the user is manual earlier to fill in list, and then by the bank clerk input computer, to scan file to original toward contact afterwards, workload is big, the duplication of labour, bothersome effort.In addition because existing of digital code information (promptly is encoded to a coordinate system owing to all, every paper is a part of coordinate system), therefore every paper all is unique, it confirms digital code information by bank's internal data library information contrast, make that the fake producer is again inorganic to be taken advantage of, this has great importance to voucher, document and account folding false proof and is worth.Although 3. computing machine is universal day by day, but the use amount of global annual paper and pen in continuous increase, we can say still no matter how digitizing technique develops, to disappear never of pen and paper, the digital voucher of bank, document and account folding have been given traditional voucher, document and account folding with new meaning.If use digital pen and digital voucher, document and account folding, then can three kinds of documents of disposable generation: paper document, former person's handwriting electronic document, standard block letter document be selected to use for bank, many working links be can reduce like this, bank work efficiency and service quality improved.
Description of drawings
Fig. 1 is a cash in bank check synoptic diagram of the present invention;
Fig. 2 is the cash in bank check synoptic diagram of the specific embodiment of the invention;
Fig. 3 is the digital dot matrix synoptic diagram of the specific embodiment of the invention;
Fig. 4 is the specifically binary numeral array synoptic diagram of the side of enforcement of the present invention;
Fig. 5 is the specifically bank money synoptic diagram of the side of enforcement of the present invention;
Fig. 6 is the specifically system architecture diagram of the side of enforcement of the present invention.
Embodiment
Below in conjunction with description of drawings the specific embodiment of the present invention.In the number method of a kind of bank handwriting bill of the specific embodiment of the invention, described bank handwriting bill is printed on a plurality of bill key elements and fills in hurdle and the user hurdle of signing; At least in signing the hurdle, described user prints digital dot matrix; Adopt digital pen in the user who is printed with digital dot matrix signs the hurdle, to write address name; Address name data that described digital pen collection and storage are write, and described address name data of writing are sent with mail or way of short messages, or send bank teller terminal to and handle.
Realize that bank money numberizations such as voucher, document and account folding are meant by printing " dot matrix " and other graph-text content on common voucher, document and account folding, after the user fills on voucher with the special digital pen of bank, handle through the digital pen internal information, can accurately locate position and the coordinate write, upload to bank computer system again.
As shown in Figure 1, be cash in bank check synoptic diagram.Check drawer's stamped signature at this check goes out to be printed with digital dot matrix.
As shown in Figure 2, being cash in bank check example, is example with the cash in bank check below, and the principle of printing is described.When using digital voucher, document and account folding, also only need and use common voucher, document and account to roll over the same filling in and get final product." dot matrix " is by some very tiny points, according to the regularly arranged composition of particular algorithm.The effect of dot matrix provides to coordinate parameters information of digital pen, when guaranteeing that digital pen is write on number, can write down the person's handwriting of writing accurately.
As shown in Figure 3, per 36 points of digital paper, permutation and combination becomes a dot matrix.Mean distance between 2 is 0.3mm.The size of each dot matrix is 1.8mm * 1.8mm.
As shown in Figure 4, dot matrix is represented special co-ordinate position information by special coded system.Each is opened and all has different codes to utilize digital paper that 47,000,000,000,000 hundred million arbitrarily digital combinations print, all is unique the differentiation with discernible thereby make every a piece of paper.
The special-purpose digital pen explanation of bank: special-purpose digital pen is that nib is passed through the equipment that information is a little extracted, stored and sends, and it is not handled information.The information of digital pen stored comprises the information such as pressure of coordinate, writing speed, time and the induction of dot matrix.
The basic composition structure of special-purpose digital pen: digital pen is made up of several parts such as high-speed camera, pen core, pressure inductor, processor, storer, battery, communication units, is equipped with USB and blue tooth interface.Thereby analog informations such as handwriting, figure and image are converted to the interfacing equipment of data message.
When nib contacts digital paper, pressure transducer is sensed pressure, the control video camera is started working, video camera takes information a little, through microprocessor processes, deposit an internal storage in, when processor recognized the image of transmission information, startup USB or bluetooth sent to the information of a stored in the bank computer system.
A kind of method of bank certificate, document and account broken number sign indicating numberization that realizes of the present invention comprises:
The digital voucher print steps of papery, the digital paper that prints according to 47,000,000,000,000 hundred million arbitrarily digital combinations is by making up a particular algorithm function F (x), per 36 points of digital paper, permutation and combination becomes a dot matrix, forms a number sign indicating number voucher or account folding by a plurality of dot matrix.Here x be (a1, a2, a3, a4 ..., a36), 36 variablees being arranged, the span of each variable is 00-11 (scale-of-two).
The step that curstomer`s site is filled on described digital voucher.
The digital pen treatment step: sense pressure by pressure transducer, the control video camera is started working, and video camera takes information a little, through microprocessor processes, deposits an internal storage in.
Digital pen information transmission step: when the digital pen processor recognized the image of transmission information, startup USB or bluetooth sent to bank computer system with the information of a stored.
The bank computer system treatment step: bank computer system identifies the content that the client filled in according to its coordinate information former state, and in electronic equipment (computing machine, mobile phone, PDA, facsimile recorder etc.), reappear, generate living former mark document, also can discern when being treated to standard block letter document simultaneously and use for Computer Automatic Recognition, screening, extraction.
As shown in Figure 5, with individual fund application business is the using method that example illustrates digital voucher: when the client does fund and applies to purchase business with digital voucher, at first tap with the opening flag place of digital pen in the voucher upper left corner, carry out filling in of each key element then, after having filled in client's various information and various options, click the end mark in the lower right corner again with digital pen, fill message just is transferred to computer automatically.In computer, can have 2 kinds of patterns simultaneously, a kind of is scanning original paper graphic file, a kind of be identification after standard WORD or EXCEL form.
As shown in Figure 6, a kind of number system of bank handwriting bill comprises: digital pen 602, bank teller terminal 603; The connection of communicating by letter with bank teller terminal of described digital pen; Described system also comprises: numberization bank money 601, this number bank money are printed with a plurality of bill key elements and fill in hurdle and the user hurdle of signing, and print digital dot matrix at least in described user signs the hurdle; Adopt digital pen in the user who is printed with digital dot matrix signs the hurdle, to write address name; Address name data that described digital pen collection and storage are write, and described address name data of writing are sent with mail or way of short messages, or send described bank teller terminal to and handle.
Fill in or write on digital voucher, document and account folding with the special-purpose digital pen of bank, its content is sent with mail or way of short messages, perhaps directly send in the computing machine, the write content former state of being filled out can be identified, and in electronic equipment (computing machine, mobile phone, PDA, facsimile recorder etc.), reappear, generate living former mark document, also can discern when being treated to standard block letter document simultaneously and use, avoid the mistake and the leak of business processing for Computer Automatic Recognition, screening, extraction.
The handwriting that bank need keep the user as proof according to the time, need usually that the user is manual earlier to fill in list, and then by the bank clerk input computer, to scan file to original toward contact afterwards, workload is big, the duplication of labour, bothersome effort.In addition because existing of digital code information (promptly is encoded to a coordinate system owing to all, every paper is a part of coordinate system), therefore every paper all is unique, it confirms digital code information by bank's internal data library information contrast, make that the fake producer is again inorganic to be taken advantage of, this has great importance to voucher, document and account folding false proof and is worth.
Although computing machine is universal day by day, but the use amount of global annual paper and pen in continuous increase, we can say still no matter how digitizing technique develops, to disappear never of pen and paper, the digital voucher of bank, document and account folding have been given traditional voucher, document and account folding with new meaning.If use digital pen and digital voucher, document and account folding, then can three kinds of documents of disposable generation: paper document, former person's handwriting electronic document, standard block letter document be selected to use for bank, many working links be can reduce like this, bank work efficiency and service quality improved.
Above embodiment only is used to illustrate the present invention, but not is used to limit the present invention.

Claims (11)

1. the number method of a bank handwriting bill, described bank handwriting bill are printed on a plurality of bill key elements and fill in hurdle and the user hurdle of signing; Wherein, described method comprises:
At least in signing the hurdle, described user prints digital dot matrix;
Adopt digital pen in the user who is printed with digital dot matrix signs the hurdle, to write address name;
Address name data that described digital pen collection and storage are write, and described address name data of writing are sent with mail or way of short messages, or send bank teller terminal to and handle.
2. method according to claim 1 is characterized in that, fills in hurdle and user in described a plurality of bill key elements and signs and print digital dot matrix in the hurdle;
Adopting digital pen to fill in hurdle and user in a plurality of bill key elements that are printed with digital dot matrix signs and writes bill key element and address name in the hurdle;
Bill factor data that described digital pen collection and storage are write and address name data, and described bill factor data of writing and address name data sent with mail or way of short messages, or send bank teller terminal to and handle.
3. method according to claim 1 is characterized in that, prints digital dot matrix on the surface of described bank handwriting bill;
Adopting digital pen to fill in hurdle and user in described a plurality of bill key elements signs and writes bill key element and address name in the hurdle;
Bill factor data that described digital pen collection and storage are write and address name data, and described bill factor data of writing and address name data sent with mail or way of short messages, or send bank teller terminal to and handle.
4. method according to claim 3 is characterized in that, is being printed with on the bank handwriting bill of digital dot matrix, prints hand-written opening flag and hand-written end mark;
Adopt described digital pen to click described hand-written opening flag, carry out described a plurality of bill key element then and fill in hurdle and user the writing of hurdle of signing;
Adopt described digital pen to click described hand-written end mark, bill factor data and the address name data with described digital pen collection and storage send with mail or way of short messages then, or send bank teller terminal to and handle.
5. the number system of a bank handwriting bill comprises: digital pen, bank teller terminal; The connection of communicating by letter with bank teller terminal of described digital pen; It is characterized in that described system also comprises:
Numberization bank money, this number bank money are printed with a plurality of bill key elements and fill in hurdle and the user hurdle of signing, and print digital dot matrix at least in described user signs the hurdle;
Adopt digital pen in the user who is printed with digital dot matrix signs the hurdle, to write address name;
Address name data that described digital pen collection and storage are write, and described address name data of writing are sent with mail or way of short messages, or send described bank teller terminal to and handle.
6. system according to claim 5 is characterized in that, fills in hurdle and user in described a plurality of bill key elements and signs and print digital dot matrix in the hurdle;
Adopting digital pen to fill in hurdle and user in a plurality of bill key elements that are printed with digital dot matrix signs and writes bill key element and address name in the hurdle;
Bill factor data that described digital pen collection and storage are write and address name data, and send the described bill factor data of writing and address name data to bank teller terminal and handle.
7. system according to claim 5 is characterized in that, prints digital dot matrix on the surface of described numberization bank money;
Adopting digital pen to fill in hurdle and user in described a plurality of bill key elements signs and writes bill key element and address name in the hurdle;
Bill factor data that described digital pen collection and storage are write and address name data, and send the described bill factor data of writing and address name data to bank teller terminal and handle.
8. system according to claim 7 is characterized in that, is being printed with on the number bank money of digital dot matrix, prints hand-written opening flag and hand-written end mark;
Adopt described digital pen to click described hand-written opening flag, carry out described a plurality of bill key element then and fill in hurdle and user the writing of hurdle of signing;
Adopt described digital pen to click described hand-written end mark, send the bill factor data of described digital pen collection and storage and address name data to bank teller terminal then and handle.
9. a numberization bank money is characterized in that, described numberization bank money comprises:
The user hurdle of signing is printed with digital dot matrix in described user signs the hurdle, be used to accept the address name information that digital pen is write.
10. numberization bank money according to claim 9 is characterized in that, described numberization bank money also comprises:
A plurality of bill key elements are filled in the hurdle, fill in described a plurality of bill key elements and are printed with digital dot matrix in the hurdle, are used to accept the bill element information that described digital pen is write.
11. a numberization bank money is characterized in that, described numberization bank money surface is printed with digital dot matrix, and described numberization bank money comprises:
Hand-written opening flag is printed on the number bank money with digital dot matrix, is used to accept the click of digital pen, and triggering is write;
A plurality of bill key elements are filled in the hurdle, are printed on the number bank money with digital dot matrix, are used to accept the bill element information that described digital pen is write;
The user hurdle of signing is printed on the number bank money with digital dot matrix, is used to accept the address name information that described digital pen is write;
Hand-written end mark is printed on the number bank money with digital dot matrix, is used to accept the click of digital pen, finishes to write.
CNA2007101775801A 2007-11-19 2007-11-19 A bank handwriting ticket digitization method, system and digital ticket Pending CN101266663A (en)

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Application Number Priority Date Filing Date Title
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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103019430A (en) * 2012-08-14 2013-04-03 深圳市海亚科技发展有限公司 Camera pen, flexible electronic whiteboard and application system thereof
CN105512597A (en) * 2015-12-31 2016-04-20 田雪松 Dot matrix identification method
CN107705421A (en) * 2017-10-03 2018-02-16 王美金 A kind of system and method for financial RFID programming counts cash box
CN109726989A (en) * 2018-12-27 2019-05-07 青岛安然物联网科技有限公司 A kind of hand-written ticket electronic system

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103019430A (en) * 2012-08-14 2013-04-03 深圳市海亚科技发展有限公司 Camera pen, flexible electronic whiteboard and application system thereof
CN105512597A (en) * 2015-12-31 2016-04-20 田雪松 Dot matrix identification method
CN107705421A (en) * 2017-10-03 2018-02-16 王美金 A kind of system and method for financial RFID programming counts cash box
CN107705421B (en) * 2017-10-03 2019-09-24 上海锐天投资管理有限公司 A kind of system and method for finance RFID programming count cash box
CN109726989A (en) * 2018-12-27 2019-05-07 青岛安然物联网科技有限公司 A kind of hand-written ticket electronic system
CN109726989B (en) * 2018-12-27 2020-08-11 青岛安然物联网科技有限公司 Electronic system for hand-written ticket

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Application publication date: 20080917