CN101201957A - Trans-regional trans-account bank card system and processing method thereof - Google Patents
Trans-regional trans-account bank card system and processing method thereof Download PDFInfo
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- CN101201957A CN101201957A CNA2008100019093A CN200810001909A CN101201957A CN 101201957 A CN101201957 A CN 101201957A CN A2008100019093 A CNA2008100019093 A CN A2008100019093A CN 200810001909 A CN200810001909 A CN 200810001909A CN 101201957 A CN101201957 A CN 101201957A
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Abstract
The invention provides an inter-regional and inter-account bank card system and a handling method thereof. The system consists of a transaction card, a system mainframe, a data storage device used for storing data of clients, a data handling device used for handling transaction request of the clients, a plurality of interfaces and an internal financial network, wherein, the data storage device includes a main client information storage device and a regional client information storage device which are respectively used for storing information of main clients and regional clients of personal clients, the data handling device includes a main client card number identity device used for identifying the card number of the main clients, a main client information inquiry device used for inquiring the information of the main clients, a regional client information inquiry device used for inquiring the information of the regional clients and an account opening device that takes the password of a main client card as an account opening password. 'That a card is used within national-wide range' can really be realized with a main client card by the clients. Meanwhile, the trouble of remembering passwords of a plurality of accounts/cards is solved.
Description
Technical field
The present invention relates to the technical field of bank card system and disposal route thereof, particularly relate to for the individual client cross-region is provided, stride the certificate kind, stride the deposit kind bank card system and disposal route thereof.
Background technology
Along with expanding economy, the client is trans-regional continually flows, and the complete information of grasping the client for bank has brought challenge, and previous existing bank service and financial product can not satisfy the demand of the various economic activities of people well.
For example, when the client handles credit card, loan, bank need examine client's credit position, but the customer credit situation all is provided with the area at present, can not intercommunication between the each department, although the client is a top-tier customer in an area, may be considered to non-prime client and be rejected bidding in another area.In addition, because bank is by certificate sign client, the account that same client uses different certificates (as residence booklet, I.D., passport) to open in bank, bank thinks to belong to different clients', even if so at areal, because the existence of different certificate kinds, bank also is difficult for grasping client's complete information.And have only complete grasp client's essential information (name, certificate, sex, occupation, family status etc.), in depositing of opening of bank, loan account information, statement information, use the clients' such as channel information of bank product information, access bank service complete information, bank could discern top-tier customer, the corresponding service that different class are provided, and at client's potential demand, promote the sale of products to the client targetedly, improve the marketing success ratio.The customer information of bank's grasp at present all is to be provided with by different areas, certificate kind, can not satisfy above requirement.
And, demand to trans-regional trans-account bank card system becomes increasingly conspicuous, although some bank has been that the strange land of medium deposits, withdraws the money service with the card for the client has released, but generally can only operate in the account that opens the credit card issuer location, can not operate other areas, and only limit to current, can not operate other kinds of bank deposits (as whole stole only take, document-based national debt etc.), can not satisfy customer requirement fully.As application for a patent for invention (publication number: CN1570964A; Country origin: China; The open date: the method that proposes on January 26th, 2005) makes the logical bank card in card two places can handle related service at credit card issuer and credit card issuer head office location.But, only limiting to use at credit card issuer and credit card issuer head office location at bank card, usable range is very restricted equally, can not really realize " the all-purpose card whole nation " of trans-regional trans-account bank card system.
In addition, the client satisfies different economic needses, often need open a lot of bankbooks, card, for example, the client have be respectively applied for pay water rate, the electricity charge, telephone charge, management for infrastructure fee, expenses of surfing Internet, pay out wages, also various bankbooks, the card of housing mortgage loan, the client may also handle many credits card, international card.Since be required to be each bankbook, the card password is set respectively, often cause the client not remember the password of certain account/card clearly, bring inconvenience.Though utility model patent (Granted publication number: CN2836110Y; Country origin: China; Granted publication day: on November 8th, 2006) proposed the notion of a family multi-bank card, but only be that same client's a plurality of bank cards and the assets information in the account are connected, realized the assets information intercommunication.But, can not realize the trans-regional use of same user's different cards, and not relate to the unified password of employing between a plurality of bank cards and the account.So still exist the client not remember the situation of the password of certain account/card clearly, bring inconvenience to the client.
Summary of the invention
The purpose of this invention is to provide a kind of trans-regional trans-account bank card system and disposal route thereof.Based on this, make bank can be trans-regional, stride the certificate kind, stride account's kind, by host and guest family card and host and guest family password, the client can in time grasp own comprehensively financial situation, the real realization " a card whole nation is logical ".
According to an aspect of the present invention, provide a kind of trans-regional trans-account bank card system, comprising: transactional cards, built-in at least card number, transaction request comprises the transaction card number at least; System host comprises the data storage device of storing customer data, data processing equipment and a plurality of interface of handling the client trading request; Inner banking network is used to connect the client trading accepting terminal; Described inner banking network is connected with described system host by interface; Described client trading accepting terminal is accepted the client trading request, be transferred to the system host interface by inner banking network, and further be transferred to data processing equipment and handle: wherein, described data storage device comprises host and guest family information-storing device and regional customer information memory storage, is respectively applied for storage individual client's host and guest family information and regional customer information; Described data processing equipment comprises the host and guest family card number recognition device that is used to discern host and guest family card number, the host and guest family information query device of inquiry host and guest family information, the regional customer information inquiry unit of querying regional customer information and be the device of opening an account of password of opening an account with host and guest family clip pin.
Further, described client trading accepting terminal comprises ATM, POS, self-aided terminal, sales counter, telephone bank, Web bank, Mobile banking etc., is made up of display unit, input block, output unit; Transaction request is from the client trading accepting terminal.
Further, described host and guest's family information host and guest family sign differentiation; A client has only a host and guest family information, but a or many parts of regional customer informations can be arranged.
Further, described regional customer information comprises regional client's essential information and regional client's card/account information two parts again, wherein regional client's essential information is deposited the client in certain regional essential information, statistical information, distinguish by regional customer ID, regional client's card/account information is deposited the information of client the card/account in certain area.
Further, described data processing equipment further comprises: card legitimacy calibration equipment, deposit account/withdraw device.
Further, described card legitimacy calibration equipment is input with the transaction card number, judges whether the transaction card number in the transaction request is legal.
Further, described host and guest family card number recognition device judges whether the transaction card number in the transaction request is host and guest family card number.
Further, described host and guest family information query device is designated input with the host and guest family, searches all host and guest family information of its correspondence.
Further, described regional customer information inquiry unit is input with regional customer ID, searches its corresponding all regions customer information.
Further, described deposit account/withdraw device is input with information such as account number, the amount of money, passwords, searches the account of account correspondence, and it is deposited/withdraw the money processing.
Further, described is that the open an account device of opening an account of password is used for host and guest family clip pin: when customer requirement is opened an account and specified with the password of host and guest family card as the password of new account, by this device open the books the family, the password of the password of host and guest family card as new account, and upgrade related content in regional client's essential information and the regional client's card/account information.
According to another aspect of the present invention, provide a kind of trans-regional trans-account bank card disposal route, comprising: the client proposes transaction request by transactional cards; After the client trading accepting terminal is accepted client trading, the client trading request by inner banking network, is transferred to the data processing equipment of system host; With transaction card number and corresponding regional customer ID thereof is input, by host and guest family card number recognition device, judges whether the transaction card number is host and guest family card number; In this way, this device will be exported host and guest family sign; Be designated input with the host and guest family,, can further inquire about all host and guest family information of this client, comprise all regions customer ID by host and guest family information query device; Behind selected certain regional customer ID, by regional customer information inquiry unit, relevant all regions client essential information, the regional client's card/account information of inquiry this area customer ID.
Further, also comprise, to the method inspection of making a match of the transaction card number of input by card legitimacy calibration equipment; If the legitimacy of card is no problem, export the step of the corresponding regional customer ID of this card.
Further, also be included in selected certain account number after, be input with information such as the amount of money, by deposit account/withdraw device, can deposit/withdraw the money the step of handling to this account.
Further, also comprise if described transactional cards is not a host and guest family card, can only inquire about, operate its relevant regional customer information of corresponding regional customer ID, the step of account number.
Further, also comprise if customer requirement new account and with the password of host and guest family card password as new account, then by with host and guest family clip pin being the device of opening an account of password of opening an account, new account, and the step of the password of host and guest family card as the password of client's new account.
Description of drawings
Fig. 1 is a trans-regional trans-account bank card system of the present invention;
Fig. 2 is the part general data that comprises of data storage device and mutual contact thereof;
Fig. 3 is the data processing equipment in the trans-regional trans-account bank card system of the present invention;
Fig. 4 is the process flow diagram of the trans-regional trans-account bank card disposal route that proposes of the present invention.
Embodiment
For making the purpose, technical solutions and advantages of the present invention clearer, below in conjunction with specific embodiment, and with reference to accompanying drawing, the present invention is described in more detail.
Fig. 1 is the trans-regional trans-account bank card system that the present invention proposes.Comprise 104 two parts of system host 100 and inner banking network.Wherein, system host 100 comprises data storage device 101, data processing equipment 102,103 3 parts of interface.By interface 103 system host 100 is connected with inner banking network 104.Inner banking network 104 connects the client trading accepting terminal, and the transaction that the client initiates by the client trading accepting terminal is transferred to system host interface 103 by inner banking network 104, and further is transferred to data processing equipment 102 processing.
The client trading accepting terminal comprises ATM105, POS106, self-aided terminal 107, sales counter 108, telephone bank 109, Web bank 110, Mobile banking 111 etc., is made up of display unit, input block, output unit; Transaction request is from the client trading accepting terminal.
Transactional cards (host and guest family card or non-host and guest family card, not shown) should built-in at least card number; Transaction request should comprise the transaction card number at least.
Fig. 2 has illustrated part general data that data storage device comprised and mutual contact thereof.For each individual client, host and guest family information 2100 and regional customer information two parts data in the data cryopreservation device, have been stored.Wherein, host and guest family information 2100 usefulness host and guest families sign 2201 is distinguished; A client has only a host and guest family information 2100, but many parts of regional customer informations can be arranged.The area customer information comprises regional client's essential information 2200 and regional client's card/account information 2300 two parts again, wherein the former deposits the client in certain regional essential information, statistical information, distinguish by regional customer ID 2201, the latter deposits the information of client the card/account in certain area.
Bank is by host and guest family sign 2101 and regional customer ID 2201 identification clients.The area customer ID is corresponding with ground area code 2202+ name in an account book 2203+ certificate kind 2204+ passport NO. 2205; The client is in certain area, when for the first time financial business taking place with certain certificate, and bank sets up a regional customer ID for it, so even in same area, by using different certificates, same client can have a plurality of different regional customer IDs.All cards, account, all with its under client's regional customer ID corresponding.The client can be from its existing credit card, accurate credit card, debit card, card of unique appointment is as this client's host and guest family card, with the corresponding regional customer ID of this card, as this client's host and guest family sign 2101, and with the password of this card, as this client's host and guest family password.The client serves as the transaction medium with host and guest family card, by host and guest family password, the service that can use this trans-regional trans-account bank card system to provide are provided.
Host and guest family information spinner will comprise host and guest family sign 2101, host and guest family card number 2103 and from the aspect of whole bank statistics, the evaluation information to the client: comprehensive customer capital 2104, comprehensive client are in debt 2105, comprehensive levels of clients 2102.In addition, also stored the corresponding relation of host and guest family sign 2101, to search for all regional customer IDs 2201 of these clients by host and guest family sign 2101 with regional customer ID 2201.Host and guest family information can be by 2101 search of host and guest family sign.
Area client essential information 2200 mainly comprise regional customer ID 2201, area code 2201, name in an account book 2203, type of credential 2204, passport NO. 2205, from this area aspect to client's statistics, evaluation information (regional customer capital 2207, regional client are in debt 2208, regional levels of clients 2206), and other information (as occupation, sex, family status, address etc.), and write down the client and used the information 2210 of bank product, channel information 2211, the customer statement information 2212 of access bank service; In addition, this device has been stored the corresponding relation of account/card that regional customer ID 2201 and client open in this area, to search for all account number/card number 2213 of this client in this area by regional customer ID.Area client's essential information can be by regional customer ID 2201 search.
Area client's card/account information 2300 comprises all card/accounts' that the client opens in this area specifying information.For card, mainly comprise card number 2301, password 2302, the term of validity 2303, card type 2304, the affiliated client's of card regional customer ID 2305.For the account, can be account's (as whole stole only take, document-based national debt etc.) of current account, other kinds of bank deposits, and loan account, mainly comprise the regional customer ID 2305 of client under account number 2306, password 2308, remaining sum 2307, the account.In addition, for the account that can pass through the card operation, this device has been stored card/account's corresponding relation, to search for manipulable all account numbers of certain card.Can pass through account number 2306, card number 2301, regional customer ID 2305, visited site client's card/account information.
In each area, with regional customer ID 2305 is tie, can get up the client in the essential information of this area, the informational linkage of account/card, and by host and guest family sign 2101, can connect all regional customer IDs of client, thereby all informational linkages that the client are distributed in each area are for an integral body.
Fig. 3 is the data processing equipment in the trans-regional trans-account bank card system of the present invention.As shown in Figure 3, data processing equipment 300 comprises as the lower part: card legitimacy calibration equipment 302, host and guest family card number recognition device 302, host and guest family information query device 303, regional customer information inquiry unit 304, deposit account/withdraw device 305, be the device 306 of opening an account of password of opening an account with host and guest family clip pin.Wherein,
Card legitimacy calibration equipment 301: this device is input with the transaction card number, judges whether the transaction card number in the transaction request is legal, and for example, whether the clip pin of input is correct, and whether card has crossed the term of validity, or the like.If the legitimacy of card is no problem, this device will be exported the corresponding regional customer ID of this card.
Host and guest family card number recognition device 302:, judge whether the transaction card number in the transaction request is host and guest family card number by this device.This device is input with card number and the corresponding regional customer ID of this card, with regional customer ID is condition, this client's of retrieval host and guest family sign in the information of host and guest family, and and then retrieve the corresponding host and guest family card number of this host and guest family sign, whether thereby judging the card number of input, is exactly this client's host and guest family card number.
Host and guest family information query device 303: this device is designated input with the host and guest family, searches all host and guest family information of its correspondence, as host and guest family card number, comprehensive customer capital, comprehensive client's debt, comprehensive levels of clients etc.Especially, this device can inquire the corresponding all regions customer ID of this host and guest family sign.
Area customer information inquiry unit 304: this device is input with regional customer ID, searches its corresponding all regions customer information, comprises regional client's essential information and regional client's card/account information: ground area code, name in an account book, certificate; Area customer capital, debt, rank; Occupation, sex, family status, address; The client uses the information of bank product, channel, customer statement information; All account number/card numbers that the client opens in this area, the specifying information of these account/cards (term of validity, remaining sum etc.), all account numbers that card can be operated, or the like.
Deposit account/withdraw device 305: this device is input with information such as account number, the amount of money, passwords, searches the account of account correspondence, and it is deposited/withdraw the money processing: if deposit, fields such as the account balance that then adds up; If withdraw the money, check then whether account balance enough draws, whether input password correct, then reduce fields such as account balance in this way.
With host and guest family clip pin is the device 306 of opening an account of password of opening an account: when customer requirement (for example: the opening an account of current, savings account such as regular is opened an account, Web bank, telephone bank open an account) and when specifying with the password of host and guest family card as the password of new account, by this device, open the books the family, the password of the password of host and guest family card as new account, and upgrade related content in regional client's essential information and the regional client's card/account information.
Fig. 4 is the process flow diagram of the trans-regional trans-account bank card disposal route that proposes of the present invention, illustrated that the client is by transactional cards inquiring customer information, operational account (deposit, withdraw the money), with the password of the host and guest family card flow process as client's new account password.
At first, the client imports transaction request 401.
After the client trading accepting terminal is accepted client trading, the client trading request by inner banking network, is transferred to the data processing equipment 402 of host computer system.
By card legitimacy calibration equipment, to the method inspection of making a match of the transaction card number of input; If the legitimacy of card is no problem, this device will be exported the corresponding regional customer ID 403 of this card.
Then, be input with transaction card number and corresponding regional customer ID thereof, by host and guest family card number recognition device, judge whether the transaction card number is host and guest family card number; In this way, this device will be exported host and guest family sign 404.
Judging whether will be with the host and guest family clip pin family 405 of opening the books.If customer requirement new account and with the password of host and guest family card password as new account, then by with host and guest family clip pin being the device of opening an account of password of opening an account, new account, and the password 406 of the password of host and guest family card as client's new account; Otherwise, be designated input with the host and guest family, by host and guest family information query device, can further inquire about all host and guest family information (comprising all regions customer ID) 407 of this client.
Behind selected certain regional customer ID,, can inquire about this area's customer ID relevant all regions client essential information, regional client's card/account information (comprising all account numbers that the client opens in this area) 408 by regional customer information inquiry unit.
Further, after selected certain account number, be input with information such as the amount of money, by deposit account/withdraw device, can deposit this account/withdraw the money and handle 409.
At last, finish transaction 410.
As shown in Figure 4, if transactional cards is not a host and guest family card, with this card is the transaction medium, can only inquire about, operate its relevant regional customer information, the account number of corresponding regional customer ID, and these customer informations and account number, be the client in certain particular locality (i.e. the hair fastener area of this card), when doing financial business with specific certificate, bank is its foundation.
If serve as the transaction medium and input host and guest family password with host and guest family card, can be to the client at all regions, with all indentations type (I.D., residence booklet, passport, soldier's indentity card, or the like) all customer informations of setting up and account (current account, the savings account of all kinds, loan account etc.), operate (for example: inquire about, deposit, withdraw the money), greatly facilitate the client.Certainly, consider security and other business needs, can suitably limit allowing the scope of operation.
In sum, the invention provides a kind of trans-regional trans-account bank card system and disposal route thereof, make the complete grasp customer information of bank.Based on this, by host and guest family card, bank not only can be trans-regional, stride the certificate kind, stride account's kind, and can excavate rapidly, discern top-tier customer at client's specific financial situation, financial service next to the shin in time is provided, as promoting bank product targetedly, faster, examine client application (founding application, loan application) more accurately as credit card, or the like, help improving the client to the satisfaction of bank service and the core competitiveness of bank individual business.The client by means of multiple client trading accepting terminal, can in time grasp own comprehensively financial situation by host and guest family card, the real realization " a card whole nation is logical "; And by using with the function of host and guest family clip pin as the new account password, can remove the client and have to remember bothering of numerous account/clip pins, made things convenient for client's use.
So far invention has been described in conjunction with the preferred embodiments.Should be appreciated that those skilled in the art can carry out various other change, replacement and interpolations under the situation that does not break away from the spirit and scope of the present invention.Therefore, scope of the present invention is not limited to above-mentioned specific embodiment, and should be limited by claims.
Claims (16)
1. trans-regional trans-account bank card system comprises:
Transactional cards, built-in at least card number, transaction request comprises the transaction card number at least;
System host comprises the data storage device of storing customer data, data processing equipment and a plurality of interface of handling the client trading request;
Inner banking network is used to connect the client trading accepting terminal;
Described inner banking network is connected with described system host by interface; Described client trading accepting terminal is accepted the client trading request, is transferred to the system host interface by inner banking network, and further is transferred to the data processing equipment processing;
It is characterized in that described data storage device comprises host and guest family information-storing device and regional customer information memory storage, be respectively applied for storage individual client's host and guest family information and regional customer information; Described data processing equipment comprises the host and guest family card number recognition device that is used to discern host and guest family card number, the host and guest family information query device of inquiry host and guest family information, the regional customer information inquiry unit of querying regional customer information and be the device of opening an account of password of opening an account with host and guest family clip pin.
2. trans-regional trans-account bank card system as claimed in claim 1, it is characterized in that, described client trading accepting terminal comprises ATM, POS, self-aided terminal, sales counter, telephone bank, Web bank, Mobile banking etc., is made up of display unit, input block, output unit; Transaction request is from the client trading accepting terminal.
3. trans-regional trans-account bank card system as claimed in claim 1 is characterized in that, described host and guest family information is distinguished with host and guest family sign; A client has only a host and guest family information, but a or many parts of regional customer informations are arranged.
4. trans-regional trans-account bank card system as claimed in claim 1, it is characterized in that, described regional customer information comprises regional client's essential information and regional client's card/account information two parts, wherein regional client's essential information is deposited the client in certain regional essential information, statistical information, distinguish by regional customer ID, regional client's card/account information is deposited the information of client the card/account in certain area.
5. trans-regional trans-account bank card system as claimed in claim 1 is characterized in that, described data processing equipment further comprises: card legitimacy calibration equipment, deposit account/withdraw device.
6. trans-regional trans-account bank card system as claimed in claim 5 is characterized in that, described card legitimacy calibration equipment is input with the transaction card number, judges whether the transaction card number in the transaction request is legal.
7. trans-regional trans-account bank card system as claimed in claim 1 is characterized in that, described host and guest family card number recognition device judges whether the transaction card number in the transaction request is host and guest family card number.
8. trans-regional trans-account bank card system as claimed in claim 1 is characterized in that, described host and guest family information query device is designated input with the host and guest family, searches all host and guest family information of its correspondence.
9. trans-regional trans-account bank card system as claimed in claim 1 is characterized in that, described regional customer information inquiry unit is input with regional customer ID, searches its corresponding all regions customer information.
10. trans-regional trans-account bank card system as claimed in claim 5 is characterized in that described deposit account/withdraw device is input with information such as account number, the amount of money, passwords, searches the account of account correspondence, and it is deposited/withdraw the money processing.
11. trans-regional trans-account bank card system as claimed in claim 1, it is characterized in that, described is that the open an account device of opening an account of password is used for host and guest family clip pin: when customer requirement is opened an account and specified with the password of host and guest family card as the password of new account, by described device open the books the family, the password of the password of host and guest family card as new account, and upgrade related content in regional client's essential information and the regional client's card/account information.
12. a trans-regional trans-account bank card disposal route is characterized in that, comprising:
The client proposes transaction request by transactional cards; After the client trading accepting terminal is accepted client trading, the client trading request by inner banking network, is transferred to the data processing equipment of system host;
With transaction card number and corresponding regional customer ID thereof is input, by host and guest family card number recognition device, judges whether the transaction card number is host and guest family card number; In this way, this device will be exported host and guest family sign;
Be designated input with the host and guest family,, can further inquire about all host and guest family information of this client, comprise all regions customer ID by host and guest family information query device;
Behind selected certain regional customer ID, by regional customer information inquiry unit, relevant all regions client essential information, the regional client's card/account information of inquiry this area customer ID.
13. method as claimed in claim 12 is characterized in that, also comprises by card legitimacy calibration equipment, to the method inspection of making a match of the transaction card number of input; If the legitimacy of card is no problem, export the step of the corresponding regional customer ID of this card.
14. method as claimed in claim 12 is characterized in that, also be included in selected certain account number after, be input with information such as the amount of money, by deposit account/withdraw device, this account is deposited/withdraws the money the step of handling.
15. method as claimed in claim 12 is characterized in that, also comprises if described transactional cards is not a host and guest family card, can only inquire about, operate its relevant regional customer information of corresponding regional customer ID, the step of account number.
16. method as claimed in claim 12, it is characterized in that, also comprise if customer requirement new account and with the password of host and guest family card password as new account, then by with host and guest family clip pin being the device of opening an account of password of opening an account, new account, and the step of the password of host and guest family card as the password of client's new account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2008100019093A CN101201957A (en) | 2008-01-03 | 2008-01-03 | Trans-regional trans-account bank card system and processing method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2008100019093A CN101201957A (en) | 2008-01-03 | 2008-01-03 | Trans-regional trans-account bank card system and processing method thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101201957A true CN101201957A (en) | 2008-06-18 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2008100019093A Pending CN101201957A (en) | 2008-01-03 | 2008-01-03 | Trans-regional trans-account bank card system and processing method thereof |
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| CN (1) | CN101201957A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102956012A (en) * | 2011-08-26 | 2013-03-06 | 宋清然 | System of membership cards with barcodes and method for integrating functions of multiple commercial tenant member cards |
| CN103150365A (en) * | 2013-03-05 | 2013-06-12 | 交通银行股份有限公司 | Method and equipment for performing fuzzy search by using background system of bank |
| CN103971211A (en) * | 2014-05-29 | 2014-08-06 | 中国银行股份有限公司 | Information processing method and device |
| CN106651396A (en) * | 2016-12-21 | 2017-05-10 | 世纪禾光科技发展（北京）有限公司 | Client identification method and device |
-
2008
- 2008-01-03 CN CNA2008100019093A patent/CN101201957A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102956012A (en) * | 2011-08-26 | 2013-03-06 | 宋清然 | System of membership cards with barcodes and method for integrating functions of multiple commercial tenant member cards |
| CN103150365A (en) * | 2013-03-05 | 2013-06-12 | 交通银行股份有限公司 | Method and equipment for performing fuzzy search by using background system of bank |
| CN103150365B (en) * | 2013-03-05 | 2016-12-07 | 交通银行股份有限公司 | The method and apparatus that bank's background system is searched for generally |
| CN103971211A (en) * | 2014-05-29 | 2014-08-06 | 中国银行股份有限公司 | Information processing method and device |
| CN106651396A (en) * | 2016-12-21 | 2017-05-10 | 世纪禾光科技发展（北京）有限公司 | Client identification method and device |
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