CN101162517A - Payment information processing method based on order slip - Google Patents
Payment information processing method based on order slip Download PDFInfo
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- CN101162517A CN101162517A CNA2006101400613A CN200610140061A CN101162517A CN 101162517 A CN101162517 A CN 101162517A CN A2006101400613 A CNA2006101400613 A CN A2006101400613A CN 200610140061 A CN200610140061 A CN 200610140061A CN 101162517 A CN101162517 A CN 101162517A
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Abstract
A payment information processing method based on order form includes the following steps: after receiving the payment information transmitted by a client terminal, an access system verifies the account number and the password contained in the payment information; after the account number and the password pass the verification, the access system transmits the payment information to a payment platform; the payment platform which inquires and obtains corresponding order information transmits the order information to the client terminal through the access system; moreover, after receiving payment confirmation information from the client terminal, the payment platform transmits the payment confirmation information to an integrated service system; finally, the integrated service system carries out remit account of corresponding account number according to the payment amount in the payment confirmation information and returns the operating result information to the client terminal and a businessman platform. The invention which is suitable for sales models such as shopping website, telephone direct selling, TV shopping and mail order catalog provides clients with multiple channel payment for orders through internet, telephone, mobile phone and automatic equipment, etc.
Description
Technical field
The present invention relates to a kind of method for processing payment information, especially a kind of method for processing payment information by incorporate order payment platform based on order.
Background technology
Ecommerce is under the open network environment of Internet, based on the browser/server application mode, realizes a kind of novel commercial operation pattern of consumer's shopping online, the online transaction between the trade company and online E-Payment.Ecommerce on the Internet can be divided into three aspects: information service, transaction and payment.Main contents comprise: the advertisement of electronics market conditions; Electronics chooses and the exchange of transaction, electronic transaction voucher; Pay by mails and clearing and online service after sale etc.The entity that participates in ecommerce has four classes: client, trade company, bank and authentication center.
In the whole process of ecommerce, the order payment is an indispensable ring.At present almost there is not bank to provide unified order payment platform to commence business, and only provide the modes of payments such as independently online payment, phone-payment, mobile payment, each channel of disbursement all needs to finish cut-in operation with businessman, comprises interface exploitation etc., causes the waste of resource.And by incorporate order payment platform, businessman only need insert an order payment platform, and payment platform inserts with each channel again, has embodied incorporate payment services.In addition, finishing the goods orders payment by telephone bank and client service center's seat at present is the brand-new mode of payment.
Summary of the invention
The objective of the invention is provides a kind of method for processing payment information based on order in order to solve the problem of incorporate order payment, comprising:
Step 1: connecting system verifies to the number of the account, the password that comprise in the payment information after receiving the payment information of client transmission that checking is by back execution in step 2, otherwise end;
Step 2: connecting system is transmitted to payment platform to payment information, and the payment platform inquiry is also obtained corresponding sequence information;
Step 3: payment platform sends to client to sequence information by connecting system, and after receiving the affirmation payment information of client, this payment confirming information is transmitted to comprehensive business system;
Step 4: after comprehensive business system is received payment confirming information, carry out corresponding number of the account according to the payment in the payment confirming information and draw the account operation, and operation result information is returned client and trade company's platform.
The inquiry of payment platform described in the step 2 is also obtained corresponding sequence information, comprising:
Step 20: payment platform is inquired about the sequence information corresponding with order number in the payment information in local data base, successful inquiring is execution in step 3 then, otherwise execution in step 21;
Step 21: payment platform inquiry trade company's platform sequence information corresponding with order number;
Step 22: trade company's platform returns the sequence information corresponding with order number to payment platform.
Comprehensive business system described in the step 4 is carried out corresponding number of the account according to the payment in the payment confirming information and is drawn the account operation, and operation result information is returned client and trade company's platform, comprising:
Step 40: comprehensive business system is drawn the corresponding fund of button in the customer accounting code from payment confirming information, draw and be fastened as merit execution in step 41, draws button failure execution in step 42;
Step 41: comprehensive business system sends the payment successful information by payment platform to trade company's platform, and returns the payment successful information by connecting system to client, finishes;
Step 42: comprehensive business system sends the payment failure information by payment platform to trade company's platform, and returns the payment failure information by connecting system to client, finishes.
Therefore, the present invention has the following advantages:
1, payment platform can pass through mode and client communications such as network, phone or ATM, therefore can be the client payments by all kinds of means such as order is online, phone, mobile phone, Possum are provided;
2, payment platform takes interconnected network mode to communicate by letter with the trade company platform, and cost is minimum;
3, because sensitive contents such as number of the account, password only in the internal system transmission of bank, have improved security.
Below by drawings and Examples, technical scheme of the present invention is described in further detail.
Description of drawings
Fig. 1 is the general flow chart of the embodiment of the invention 1.
Fig. 2 carries out corresponding number of the account for comprehensive business system in the embodiment of the invention 1 and draws the account operational flowchart.
Fig. 3 is the general flow chart of the embodiment of the invention 2.
Embodiment
Embodiment 1:
Referring to Fig. 1, present embodiment comprises:
The client places an order to trade company by website or phone, obtain order number, the client passes through phone then, mode such as network or ATM is logined connecting system, send payment information, comprising number of the account, password and order number etc., trade company also issues payment platform to corresponding sequence information by trade company's platform simultaneously, connecting system checking customer accounting code and password, not by then returning failure information to client, otherwise this payment information is forwarded to payment platform, payment platform receives the sequence information that trade company's platform is sent simultaneously, and this sequence information is stored in the local data base, the order number that provides according to the client finds corresponding sequence information in local data base then, again by connecting system to client's information that confirms an order, after receiving the affirmation payment information of client, this payment confirming information is transmitted to comprehensive business system, after comprehensive business system is received this payment confirming information, as shown in Figure 2, the customer accounting code in the payment confirming information is drawn the account operation
If operate successfully, then return the payment successful information to trade company's platform by payment platform, return the payment successful information by connecting system to the client simultaneously,
Alternatively, payment platform keeps the successful sequence information of payment,
Further, trade company provides the commodity delivery service to the client after receiving the payment successful information, the client logins connecting system after checking and accepting commodity once more, confirm the information of transferring accounts to the payment platform transmission, payment platform sends to comprehensive business system confirms the information of transferring accounts, comprehensive business system is according to confirming the information of transferring accounts to the operation of transferring accounts of trade company's number of the account, and to trade company's platform and the client transmission operation result information of transferring accounts;
If operation failure then returns the payment failure information by payment platform to trade company's platform, return the payment failure information by connecting system to the client simultaneously.
Embodiment 2:
Referring to Fig. 3, present embodiment is substantially the same manner as Example 1, just in actual mechanical process, exist trade company's platform before payment platform inquiry sequence information, initiatively sequence information not to be issued the situation of payment platform, at this situation, after payment platform does not find corresponding sequence information among the present invention in local data base, initiate query requests to trade company's platform, trade company's platform sends to payment platform to corresponding sequence information then.
It should be noted last that, above embodiment is only unrestricted in order to technical scheme of the present invention to be described, although the present invention is had been described in detail with reference to preferred embodiment, those of ordinary skill in the art is to be understood that, can make amendment or be equal to replacement technical scheme of the present invention, and not break away from the spirit and scope of technical solution of the present invention.
Claims (6)
1. the method for processing payment information based on order is characterized in that, comprising:
Step 1: connecting system verifies to the number of the account, the password that comprise in the payment information after receiving the payment information of client transmission that checking is by back execution in step 2, otherwise end;
Step 2: connecting system is transmitted to payment platform to payment information, and the payment platform inquiry is also obtained corresponding sequence information;
Step 3: payment platform sends to client to sequence information by connecting system, and after receiving the affirmation payment information of client, this payment confirming information is transmitted to comprehensive business system;
Step 4: after comprehensive business system is received payment confirming information, carry out corresponding number of the account according to the payment in the payment confirming information and draw the account operation, and operation result information is returned client and trade company's platform.
2. method according to claim 1 is characterized in that, described payment platform inquiry and obtaining also comprises that payment platform receives the sequence information that trade company's platform sends before the corresponding sequence information, and this sequence information is stored in the local data base.
3. method according to claim 1 is characterized in that, when checking described in the step 1 was not passed through, described connecting system sent failure information to client.
4. method according to claim 1 is characterized in that, the inquiry of payment platform described in the step 2 is also obtained corresponding sequence information, comprising:
Step 20: payment platform is inquired about the sequence information corresponding with order number in the payment information in local data base, successful inquiring is execution in step 3 then, otherwise execution in step 21;
Step 21: payment platform inquiry trade company's platform sequence information corresponding with order number;
Step 22: trade company's platform returns the sequence information corresponding with order number to payment platform.
5. method according to claim 1 is characterized in that, comprehensive business system described in the step 4 is carried out corresponding number of the account according to the payment in the payment confirming information and drawn the account operation, and operation result information is returned client and trade company's platform, comprising:
Step 40: comprehensive business system is drawn the corresponding fund of button in the customer accounting code from payment confirming information, draw and be fastened as merit execution in step 41, draws button failure execution in step 42;
Step 41: comprehensive business system sends the payment successful information by payment platform to trade company's platform, and returns the payment successful information by connecting system to client, finishes;
Step 42: comprehensive business system sends the payment failure information by payment platform to trade company's platform, and returns the payment failure information by connecting system to client, finishes.
6. method according to claim 5 is characterized in that, described step 41 comprises that also payment platform is stored in the successful sequence information of payment in the local data base.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101400613A CN101162517A (en) | 2006-10-11 | 2006-10-11 | Payment information processing method based on order slip |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006101400613A CN101162517A (en) | 2006-10-11 | 2006-10-11 | Payment information processing method based on order slip |
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| CN101162517A true CN101162517A (en) | 2008-04-16 |
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| Application Number | Title | Priority Date | Filing Date |
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| CNA2006101400613A Pending CN101162517A (en) | 2006-10-11 | 2006-10-11 | Payment information processing method based on order slip |
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Cited By (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101853454A (en) * | 2009-04-01 | 2010-10-06 | 华为技术有限公司 | Electronic certificate realization method and device |
| CN102147901A (en) * | 2011-05-14 | 2011-08-10 | 张连成 | Monetary asset networked operating technology and operating method |
| CN102867252A (en) * | 2012-09-14 | 2013-01-09 | 东莞宇龙通信科技有限公司 | Payment server and payment channel acquisition method |
| CN102880959A (en) * | 2012-09-18 | 2013-01-16 | 汇付天下有限公司 | Quick internet payment method and system |
| CN102905169A (en) * | 2012-09-14 | 2013-01-30 | 四川长虹电器股份有限公司 | Television payment method |
| CN103778358A (en) * | 2014-01-21 | 2014-05-07 | 北京京东尚科信息技术有限公司 | Method and system for realizing online shopping |
| CN104077689A (en) * | 2013-10-30 | 2014-10-01 | 腾讯科技（深圳）有限公司 | Information verification method, relevant device and system |
| CN106204971A (en) * | 2016-06-30 | 2016-12-07 | 乐视控股（北京）有限公司 | Intelligence payment mechanism and method |
| CN107038617A (en) * | 2017-01-19 | 2017-08-11 | 阿里巴巴集团控股有限公司 | Pay invoice pre-creates method and device |
| CN107133798A (en) * | 2017-04-21 | 2017-09-05 | 广州有意思网络科技有限公司 | A kind of safe recharge method of based drive social finance and money management platform |
| CN107392620A (en) * | 2017-06-02 | 2017-11-24 | 口碑控股有限公司 | A kind of method of payment, equipment and device |
| CN107767140A (en) * | 2017-10-02 | 2018-03-06 | 头等尝网络餐饮管理科技（深圳）有限公司 | Method of payment, device, equipment and readable storage medium storing program for executing |
| WO2020062784A1 (en) * | 2018-09-29 | 2020-04-02 | 平安科技（深圳）有限公司 | Secure payment method and apparatus, and server and storage medium |
| CN111476558A (en) * | 2020-04-07 | 2020-07-31 | 深圳市乐唯科技开发有限公司 | Method for optimizing iTunes payment reconciliation |
| US11055721B2 (en) | 2013-10-30 | 2021-07-06 | Tencent Technology (Shenzhen) Company Limited | Method, device and system for information verification |
| CN113496395A (en) * | 2021-05-25 | 2021-10-12 | 城家酒店管理有限公司 | Payment method and system |
| CN114650316A (en) * | 2020-12-21 | 2022-06-21 | 中国电信股份有限公司 | Unified message push system, method and medium |
-
2006
- 2006-10-11 CN CNA2006101400613A patent/CN101162517A/en active Pending
Cited By (21)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101853454A (en) * | 2009-04-01 | 2010-10-06 | 华为技术有限公司 | Electronic certificate realization method and device |
| CN102147901A (en) * | 2011-05-14 | 2011-08-10 | 张连成 | Monetary asset networked operating technology and operating method |
| CN102867252A (en) * | 2012-09-14 | 2013-01-09 | 东莞宇龙通信科技有限公司 | Payment server and payment channel acquisition method |
| CN102905169A (en) * | 2012-09-14 | 2013-01-30 | 四川长虹电器股份有限公司 | Television payment method |
| CN102867252B (en) * | 2012-09-14 | 2016-05-04 | 东莞宇龙通信科技有限公司 | Paying server and payment channel acquisition methods |
| CN102880959A (en) * | 2012-09-18 | 2013-01-16 | 汇付天下有限公司 | Quick internet payment method and system |
| CN104077689A (en) * | 2013-10-30 | 2014-10-01 | 腾讯科技（深圳）有限公司 | Information verification method, relevant device and system |
| CN104077689B (en) * | 2013-10-30 | 2016-01-20 | 腾讯科技（深圳）有限公司 | A kind of method of Information Authentication, relevant apparatus and system |
| US11055721B2 (en) | 2013-10-30 | 2021-07-06 | Tencent Technology (Shenzhen) Company Limited | Method, device and system for information verification |
| CN103778358B (en) * | 2014-01-21 | 2018-04-20 | 北京京东尚科信息技术有限公司 | A kind of method and system for realizing shopping online |
| CN103778358A (en) * | 2014-01-21 | 2014-05-07 | 北京京东尚科信息技术有限公司 | Method and system for realizing online shopping |
| CN106204971A (en) * | 2016-06-30 | 2016-12-07 | 乐视控股（北京）有限公司 | Intelligence payment mechanism and method |
| CN107038617A (en) * | 2017-01-19 | 2017-08-11 | 阿里巴巴集团控股有限公司 | Pay invoice pre-creates method and device |
| CN107133798A (en) * | 2017-04-21 | 2017-09-05 | 广州有意思网络科技有限公司 | A kind of safe recharge method of based drive social finance and money management platform |
| CN107392620A (en) * | 2017-06-02 | 2017-11-24 | 口碑控股有限公司 | A kind of method of payment, equipment and device |
| CN107392620B (en) * | 2017-06-02 | 2020-04-07 | 口碑(上海)信息技术有限公司 | Payment method and device |
| CN107767140A (en) * | 2017-10-02 | 2018-03-06 | 头等尝网络餐饮管理科技（深圳）有限公司 | Method of payment, device, equipment and readable storage medium storing program for executing |
| WO2020062784A1 (en) * | 2018-09-29 | 2020-04-02 | 平安科技（深圳）有限公司 | Secure payment method and apparatus, and server and storage medium |
| CN111476558A (en) * | 2020-04-07 | 2020-07-31 | 深圳市乐唯科技开发有限公司 | Method for optimizing iTunes payment reconciliation |
| CN114650316A (en) * | 2020-12-21 | 2022-06-21 | 中国电信股份有限公司 | Unified message push system, method and medium |
| CN113496395A (en) * | 2021-05-25 | 2021-10-12 | 城家酒店管理有限公司 | Payment method and system |
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Application publication date: 20080416 |