CN101042755A - Payment web site design based on domain name and application thereof - Google Patents

Abstract

This invention relates to one payment website based on zone name in use of MPLS-VPN network combination technique and provides one information high speed road based on Htb and third part payment concept standards, which establishes one integral Htb virtual special network bench for integration on multiple systems and the integral middle system structure. This invention realizes the public Htb payment website on integral platform for effective cooperation and new service flow with XML integrated with middle part of XSWare.

Description

Based on design of the payment web site on the domain name and application

1, foreword

Along with the bank card industry develop rapidly and use deepen continuously.As self-help bank, POS machine, ATM, the Internet bank, Mobile banking and third party's payment platform.All be different networks and independently system set up, so be unconnected between them, and can not interoperability.Yet bank card or bank account can be concluded the business at the platform of these heterogeneous networks, because personal information, reveal accidentally as bank card information and bank account information, falsely used by other people in will a network platform therein and steal or be transferred account funds.Such case is continuous repeatedly, and more and more serious, needs a Web bank of detection card fraud case, and its cost is very high, is exactly that the U.S. suffers that year after year the annual commercial bank of the amount of money of swindle on the net all can suffer tens dollars loss.The safety of bank card and Net silver has been made us querying? in fact the environment for use of each bank's platform all is very safe, and the key to the issue that this potential safety hazard occurs is can not work in coordination with interoperability to cause.So no matter which platform takes more safety practice can only cause the cost height, difficult in maintenance, but can not really solve above-mentioned potential safety hazard.In the face of these new challenges, paying by mails needs a kind of new solution, it is MPLS-VPN virtual network platform, this network platform also needs a general payment web site to realize transforming integrated by the XML integration middleware intermediary service part of different business logic difference in functionality and being encapsulated in a framework, works as a complete system harmoniously.

At present, though twenty or thirty man nearly of domestic enterprise of doing payment transaction all is the payment system that has an arteries and veins of one's own, the fast money in Paypal (shellfish treasured) Shanghai for example, its target localization all supports any network, and virtual account number is arranged, and do not do concrete application.This two family all is based on Email and SMS and is bundled in virtual account number and carries out omnidistance third party's payment platform of supporting from the technical standpoint.Operation system integrated in actual application to be objective, enterprise of partner need help the user by their payment system to realize transaction payment, and by the payer after the payee sends Email or note, when receiving Email or note, the payee logins their website again, consult the fund state among the account, could confirm the authenticity of transaction.Thereby as can be seen, they are not interactive instant on-line payments in their technical application levels.Therefore there is very big operational risk, easily causes a huge sum of money to be detained, cause cash flow not smooth, problems such as process of exchange time length.

This shows that interaction payment end to end and operation system is integrated if desired, the lettergram mode of logining with the visit of Email address obviously can not realize.

The isomerism of this paper by distributed middleware architecture under the analyzing network circumstance proposed the integration middleware that a kind of base is opened XML based on the payment web site of domain name system application layer on the unified network platform fundamentals of management, xsware supports multiple component model, the environment of an exploitation is provided, the affiliate can select corresponding component technology to construct Distributed Application according to the needs of oneself, when needs are expanded or improve the function of using, only need to want to answer member by configuration increase or replacement, it is relevant with the service particular location to have overcome present distributed architecture, the limitation of aspects such as close-coupled.

2. based on the architecture of Htb payment web site

The object of the present invention is achieved like this.Adopt the MPLS-VPN networking technology, makes up a VPN (virtual private network) unified platform, it is integrated on this basis the employing XML of the internet enterprise integration middleware XSWare of different networks to be carried out large scale system.

2.1 make up the MPLS-VPN virtual network.

Be the interconnection between third party's payment platform or the Internet address between the realization Htb payment web site important partner, intercommunication at first is that extensive operation system is integrated, and this integration comprises two levels.

First level, adopt MPLS-VPN technology (multi protocol label exchange) exactly, realize that the network between the payment web site connects, make up a unified network platform, by setting up VPN (virtual private network), payment web site is carried out network management by this unified network platform.

Second level, the integration of business platform comprise two aspects again, and the integration of the first data aspect comprises platform network, device address, link key, code interface standard, information transmission protocol.Also has the integration of application data aspect, as based on Htb payment web site Web search engine, cyberspace, note, mail, on-line payment, separate interface is arranged, the integration of second service and flow process aspect comprises the generation to the Htb payment web site, and the network between the identity authentication connects, application data access, realize that at last system cooperates effectively, interlock realizes the integrated service application that is made of the Htb payment web site.As shown in Figure 1, this business platform integration is exactly a MPLS-VPN dedicated network platform.

2.2Htb payment web site regulation engine

Regular collection of forming according to Htb payment web site mechanism and the effect of executable operations or generation with this understanding.Employing XML under development represents rule file, in its business rule we defined an XML " Htb (character string) DN " wherein character string as the rhizosphere file syntactic frame of business rule.Represent business rule on this basis.

The business rule example of enumerating above can be expressed as follows form with XML, Htb wherein, dn unit numerical table shows rule, the attribution rule of Htb.DN points to the service data object keyword and imports, the condition part of the participle element representation rule of key word, rule parsing and processing element are represented the operation part of rule.

Participle=the character string of＜Htb (character string) DN=" importing key word " key word, the definition of data object 〉

＜Htb (definition of data object) DN=participle standard 〉

For avoiding rule conflict, must authority be set to rule.Authority must be a uniqueness, and rule condition can be changed the Chinese phonetic alphabet with Chinese character, English word conversion abbreviation letter, and regular administration authority is set, so that polygonal colour tube reason.

The fundamental mechanism of regulation engine is: the data object of submitting to engine is checked, according to the current property rights of these objects and the relation between them, found qualified rule from the rule set that is loaded into engine, create these regular examples.These examples are carried out when engine is received order successively.

The efficient of rule condition coupling has determined the performance of engine, and engine needs the data object in the rapid test job district, finds qualified rule from the rule set that loads, and create-rule is carried out example.Can adopt Index Algorithm and participle technique to realize.

2.3Htb, search engine

Search engine is the specific purpose tool of indispensable competent assistant of surfing on the net and Network Search information, search engine is different with the inspection principle by its program to the network information, be divided into keyword search engine (Search En gine) and classified search engine (Directory), the keyword search engine is based on the webpage level full-text search engine of program; The classified search engine is by the website level subject classification system that manually develops and manages.

We are with Htb payment web site+scope of including=Htb money order webpage level search engine.Above-illustrated establishment Htb, the regulation engine of payment web site, the condition part of Dao Ruing wherein is for payment web site " character string " scope of including is the participle technique of database and operation part and searches and draw algorithm.But because the principle of the upright class of the regulation engine of creating and the qualification that attribute is included scope, this search engine is by the website level subject classification system that manually develops and manages.So the general work flow process of its different common Web search engine is earlier obtained webpage and document resources by the reptile program from the Internet, analyze these webpages and document resources then and therefrom extract keyword, and set up index for these keywords.After this index provides search and webpage and document resources for the user service has been set up in search engine utilization.

Through comparing, existing common Web search engine (Google.AltaVista.In-so seek.Web CrawlerNutch for example, domestic Baidu etc.) be difficult to be directly used in the member designs of the applying web page of search Htb payment network, the application layer designed regular file of Htb payment network is different from general webpage and document resources, it has comprised a large amount of bytecodes and operation code, and its suffix name is different with other form.

Yet the Htb search engine can provide website level search to the C2B trade mode in actual applications, has solved the marketing and the payment interface that are difficult to get involved in the present C2B trade mode, has realized the environment of one-stop transaction payment.

With regard to C2B or B2C trade mode, if further its obvious still problem of the amount of extending one's service, a lot of after all medium-sized and small enterprises even individual's transaction are difficult to get involved wherein at present.Therefore, the C2C pattern is arisen at the historic moment, and any people that desire to do online transaction can set foot in wherein, have greatly satisfied people's demand.The tangled warfare of domestic present C2C market group dragon, configuration is in disorder.

2.4Htb the communication technology

Htb, payment web site closely links to each other with domain name, but both are in different levels.At first, the Htb payment web site plays a role on the domain name basis; The Htb payment web site is that efficient ripe access mode is the development to the succession of domain name simultaneously.

Because adopt MPLS (exchange of Multiple Protocol Label Switching multi protocol label) technology, the network reliability communication quality has all had very high guarantee, this technology is the outstanding person of communications field IP direction.By making up the MPLS-VPN network, can be with voice, Email, data such as ERP and video conference etc. are applied on the same network platform and smoothly realize.The characteristics that the more suitable important affiliate of this networking technology is many, the operation system that can carry out is by all kinds of means integrated, and simultaneously, this technology is than traditional communication mode, as DDN.FR.ATM etc., stronger cost advantage is arranged, and security is not a halfpenny the worse.With global interbank finance telecommunication system (SWIFT) is example, and it has entered China, utilizes the MPLS-VPN network to include numerous domestic commercial bank in its global network.

The purpose of Htb payment web site is to be used for realizing the complicated service logic, but itself does not have these functions, realize that the application of various complexity still will lean on various object technologies, as Htb search engine index technology, the component model of Htb post office, Email wherein, short message service, Instant Messenger (IM) software also has the configuration of hardware, configurations such as modulator and service call are adaptive and the corresponding construction part module of Htb payment net on-line payment, applying web page and bank card and the account's of Web bank security guard functional module.Integration when these systems of needs just needs integration middleware.

The bridge joint of 3 isomery middlewares

Running between the application system that adopts different middleware Technology to make up through regular meeting in actual applications needs interoperability, need obtain Distributed Component Object Model (DCOM) (DCOM) CLIENT PROGRAM such as a CORBA CLIENT PROGRAM and recognize service or opposite.Provide similar distribution or service as CORBA and DCOM, as Event Service, security service etc.But the bottom middleware component of these two kinds of distributed environments is incompatible often.Formed a new isomery problem--irregular part of----distributed middleware on higher level.From the form of expression, this isomerism does not exist only between the different enterprises, also is present between the enterprises different computing platforms simultaneously.Inner isomery is to be solved by this middleware platforms such as CORBA or DCOM, and outside isomery mainly is to solve by bridge joint.

We realize this bridge joint with SOAP+XML, for Side-A holds with the IDL (Interface Definition Language) defining interface among client's middleware domain C, then use the IDL (Interface Definition Language) defining interface of service middleware territory S for the Side-B end.

The bridge joint of middleware has solved the isomerism of middleware domain computing platform, but do not solve the isomerism of data layout between them, the data layout isomerism not only shows between the different middleware domain, even also there is isomery in the data layout between the different platform in the same middleware domain.XML is the data layout with platform independence, and have characteristics such as self-description and dirigibility, if all adopt the XML form to carry out exchanges data then can solve the isomery problem of the data layout that exists in this Distribution calculation effectively, promptly use based in the middleware bridge of XML and they and produce the part system bridges.

As shown in Figure 2, this bridge joint is exactly a kind of integration middleware based on XML.

4. based on the integration middleware XSWare of XML

4.1 the definition of integration middleware

Integration middleware based on XML mainly is a bridge joint of finishing different middleware systems, the conversion that gives information, and service registry and discovery feature are provided, but itself does not have logic of business functions.We carry out generalities to this thought, and the definition integration middleware for the integrated middleware of realizing based on the business of leaving over or the building blocks of function of traditional middleware, also is used in the application of integrated other types under the Web environment exactly.In this sense, integration middleware is exactly a kind of distribution or integrated framework, integrates according to framework with building blocks of function or based on the system of other middlewares (system that makes up as CORBA) to constitute new application system.

4.2 the gordian technique of integration middleware XSWare realizes

The purpose of Xsware is to support multiple component model, and the environment of an opening is provided, and the user can select corresponding component technology to construct Distributed Application according to the needs of oneself.When needing expanded type to improve the function of application, only need by the configuration increase or replace respective members to get final product.

Xsware is made up of Web server (HTTP Server SMTP server, MQ server) XML services request converter SOAP engine (RPC Router server) and service call adapter Adapter

The Htb payment web site can represent it is that small grain size (structure) is integrated with XML, to computing unit " packing " " issue " with set up the interoperability of weak coupling.Wherein the integrated of middleware Technology such as CORBA also is that small grain size is integrated.A kind of looser compartment system of this integrated formation, and this just is being based on the developing direction of the compartment system of Web.

5.Htb payment web site application layer protocol

In distribution application system, for realizing the interconnected and interoperability of isomerous environment, shield the network service complicacy, the stability of enhanced system, reliability and extendability, middleware Technology have obtained using widely.Comparatively ripe at present middleware Technology such as the CORBA of OMG and the DCOM of Microsoft.Based on these technology, above made description, the developer can carry out the exploitation of heterogeneous platform at an easy rate.

Mainly finish the comprehensive integration of operation system by all kinds of means based on the network platform of Htb payment web site,, and provide service to bring into play and use the corresponding business function by message conversion.It is combined as the dedicated network of many platforms of business platform A business platform B business platform N, by the service processes of Htb payment web site protocol.For example the client of A end need login certain Htb payment web site, the search service request of website level, and it has the service application process of two aspects.First this A end subscriber need be logined the business platform of A end, and option uses Htb search-engine tool visit login, according to the definition of data of the Htb payment web site " character string " of registration rule.As purchase the air ticket, promptly, knock in aviation of keyword east or Shanghai Airlines on search Htb payment web site one hurdle.Htb payment web site search engine technique can help the document resources of user search targeted website preferably, as html web page, and WORD document, PDF document etc.Can enter the ecommerce of online ticket booking, but, when the client need one-stoply realize payment end to end, also need the targeted website, adopt design of XML middleware and own corresponding member to solve, the component model of the middleware by XML, binding corresponding business chain provides a general payment interface, and the information data at this interface comprises remittance title, the amount of money, the Htb payment web site hurdle that payee's Htb payment web site and request remitter insert submits to the client to confirm.Promptly insert " character string " number of words or keyword in full of the Htb payment web site of oneself when client's affirmation, the middleware of A end business platform receives client's Htb payment web site and promptly submits to the business packet of middleware to be encapsulated as soap message with the backstage, this message is returned to want the service converter MPLS-VPN network platform of answering at last.As shown in Figure 3.

Htb payment web site MPLS-VPN is expressed as the product platform of rhizosphere file, promptly carries out authentication, interconnection, the network through-station of intercommunication.The message bag of submitting to when the targeted website, the rhizosphere library that extracts remitter and payee's Htb payment web site coupling Htb payment web site coincide, and it is sent on A end business platform of purpose service carries out.

The business platform of A end is exactly client's a registration service platform, attribute according to the Htb payment web site, it shows as on-line payment building blocks of function end to end substantially, comprises wireless cell phone to the Internet PC equipment, the safety on line guard functionality member of holder POS consumption and Web bank.

Hold business platform to the corresponding information of client by A, as customer bank card number or online account number virtual the supplementing with money of third party's business platform virtual account number checked, the information of confirming this client's setting is effective, promptly roll and provide 1 group of payment cipher, submit to client's option to confirm that the payment cipher of selection is verified once more in advance.Checking coincide, and represents that this client agrees to pay above-mentioned fund, extract and packing Query Result to an XML document, and envelope returns to corresponding server with this message and is transformed into MPLS-VPN network through-station " transmission transaction request " for soap message

Through-station is submitted to Htb with the message bag of transaction request, the post office change server, and press Email formation Message Queuing in corresponding network node.

Targeted website or enterprise work station are opened the Htb post office and are extracted the corresponding Htb remittance page and sign for, and the mode of signing for is the checking of this enterprises, can confirm or digital signature etc. is set with the working machine classifying and numbering of LAN (Local Area Network).

Receive once more that at through-station the message that enterprise customer's workstation is submitted to is trade confirmation, message is delivered to the business platform of A end in same path.

A end business platform extracts and packing Query Result to an XML document envelope is a soap message, this message is returned to corresponding server be transformed into bank's gateway.

Bank checks that to this Transaction Information the fund of remitter's bank card or transaction account number is settled accounts, and the clearance shunting, returns to A end transaction YES or NO.

A end same paths is returned through-station transaction YES or NO.Through-station is transmitted to enterprise work station instantly prompting YES or NO.So far, an on-line payment is end to end finished.

It is identical if the mobile phone client realizes to its operating path of on-line payment at PC interface, enterprise work station.But the interface of realizing SMS messaging is solved by wireless SP platform mobile phone payment or mobile payment content merchant, must adopt middleware and the Htb payment web site of XML to realize intercommunication, and is interconnected.

Second, the client that A holds logins B end and any one C2C e-commerce website, need be medium-sized and small enterprises or the individual realization Online Store or the one-stop instant on-line payment end to end of commodity PK net of capacity of equipment exploitation XML middleware platform by Htb third party's payment platform just.

We are at different message subtype, and each data field implication difference of its data field illustrates:

Mobile banking's across a network payment request of placing an order

This information is used for the money order of typing Mobile banking payment by the professional website of user mobile phone workstation SP platform, comprises following data field:

The territory	Implication
		Htb money order Htb (character string) DN remittance title RMB $ 123456 Htb (character string) DN	Order ticket sign payee payment web site code consignment business title consignment business amount of money consignment trade identifying code remitter payment web site code

Illustration:

The data structure bag that Fig. 1 is made of by the MPLS-VPN networking technology a plurality of countries and regions and heterogeneous networks platform.Realize the integration of business platform, the integration of application data

Fig. 2 XML middleware isomerization bridge joint.The purpose partner of its exploitation can make to have interoperability by the environment of internal network to an opening of external network realization.

The architecture of Fig. 3 XSWare.Its structure of reelecting realizes multi-level application system, when oneself needing expansion and improving function, as long as dispose or replace corresponding member.And connect the MPLS-VPN service system by XML request converter and constituted a unified VPN (virtual private network), interlock effectively.

Fig. 4 Htb payment net co-operation platform " my column " general version, Htb payment web site register interface is described.

Fig. 5 Htb search engine.Adopt the rhizosphere file of payment web site registered keyword, search Htb payment web site transfers that remittance interface and payee transfer description that money order signs for by the Htb post office and the gathering of SMS payment conversion SP working interface is described.

Fig. 6 represents that the Htb registered user has independently operating room's platform, can be provided with in advance corresponding business, wherein, as the agency of the agency of the POS system of Unionpay or bank and the Internet bank as the online service describing that provides bank card and Net silver account number etc. to realize the security guard functions of third party.

6 conclusions

Location of the present invention: " payment web site+Htb, network provider " Htb, the effect of payment web site can be configured as follows according to the needs of oneself:

1. make third party's payment information highway, the search engine of the Web addressing system of an efficient access is provided, can disclosedly not be independently unique payment interface design, help individual or enterprise to realize end-to-end cross-platform instant on-line payment interface.Simultaneously, make existing general search engine be difficult to be directly used in the design of search Htb network components.The purpose that realizes is because Htb money order web document needs the rank of the guarantee characteristic of secure communication, and can not realize the possibility of interactive transaction on the offline network basis.

2. can set up the Htb payment channel of a special use, and can link effectively the large enterprises of the middleware that has a large number of services to need to sell directly to households on the net and have the ability exploitation XML, make C2B pattern better development with whole Htb payment network.

3. at the C2C e-commerce website, the integration of the business platform of XML middleware solution preferably just should be arranged mutually, concerning medium-sized and small enterprises, offer StoreFront by means of Htb third party's payment platform (i.e. C2C e-commerce website after the cooperation), after can registering, just can realize commodity PK net marketing network, and bundle the payment of one-stop internet safe and realized that the whole network is run a shop or any network platform can both market may, simultaneously, with regard to the C2C website, carry out on-line payment for oneself user has realized striding the heterogeneous networks platform, can also realize the professional channel of family exploitation, the whole network is realized service.

Professional and the Web bank of the POS of bank to carry out corresponding business integrated pay net by XML middleware and Htb, as the exchange definition of data between the safety on line guard functionality service of the service of the safety on line guard functionality of POS system holder bankcard consumption and Web bank's login Net silver is the authority that the bank card usable range is set in advance by the user, as consumption online or the mandate of not consuming and POS consumption and the mandate of not consuming etc.Use so selectively, and all supported on each different network platform.The network that Here it is after integrating than one independently the security function of the network platform oneself setting have more operability, and safety, cost is low, and more effectively can make user's loss drop to minimum point.

As seen from Figure 3, Xsware is in the middle layer between operation system and the user.By increasing a intermediate between the two based on XML, just can the original operation system of intact maintenance.Be relatively independent between middleware and the operation system, if the form of XML changes, it is just passable to revise middleware so a little, even only middleware is carried out some corresponding configurations and just can realize, so not only can prolong the life cycle of operation system, and can cut down expenses, Xsware mainly adopts the SOAP transmission with communicating by letter of two ends, because SOAP is not bundled on any specific realization agreement, so between middleware and application system, can use any reliable Data Transport Protocol, make large-scale Distributed Calculation become possibility.

Along with this paper can disclosed convenient search visit login pay the address by having discussed the Htb payment web site on the net as expression individual and business unit, and interactive separate interface is arranged.Be that present electronic fare payment system all is unidirectional, between remitter and the payee, can not accomplish payment system separately of the independence formation of the immediate interactive payment end to end and the network platform, be difficult to realize operation system integration by all kinds of means, for a collaborative payment transaction environment is provided, proposed a kind of integration middleware model, discussed and solved exchanges data between the isomery middleware system in the model and to the guardian technique problem of operation based on XML.Make the user realize by all kinds of means integrated with extensive operation system, when oneself needing expansion or improving application function, only need configuration to increase or replace respective members, develop new business component, will be in the Htb payment network effectively cooperation link and promote new service procedure.

Attached. correlation technique proves:

See for oneself the dealing flow process of third party's payment platform for example with regard to Paypal (shellfish treasured):

1. registration.Enter " shellfish treasured " homepage: Http:// paypal.com.cnClick homepage.

2. fill in log-on message.The E-mail address is exactly the precious login username of shellfish, fills in to be provided with by circle to access to your password.The mailbox that needs after the submission to fill in to you checks that affirmation connects and the activation account number.

3. supplement with money.Registration good back login is clicked then and is supplemented with money, selects to supplement with money bank and recharge amount, clicks and continues, and clicks " going to Web bank " at the interface of coming out.

4. successful recharging.Fill in card number, password, identifying code is to confirm the page after the submission, clicks and promptly finishes the whole process of supplementing with money after confirming, just can view the shellfish treasured then the account is rich to deposit in.

5. the precious payment of shellfish.Click payment, fill in payee's Email, please check the conclusion of the business letter to you, the precious gathering of shellfish addresses of items of mail has been informed in the inside, and the shopping classification can be selected, there are Eachnet article or other website article in the inside, mainly draft by actual conditions oneself, remarks are please submitted address, name to according to the form in the letter that strikes a bargain, order? information is filled in the back and is clicked continuation.

6. payment is confirmed.Eachnet user name and Item Number that input is bought are clicked filling in order, can transfer the connection and the title of these commodity below automatically.The amount of money and freight charges all are editable.Fill in and continue after finishing, the page can be reaffirmed your payment information, if payment has promptly been finished in errorless affirmation, waits for that seller's delivery is received to get final product.

On the other hand, the content that the seller is filled in when gathering is similar to the 5.6th step substantially, Item Number, and user name, information such as the amount of money are to check the key of transaction, if both sides' information is errorless, transaction will be finished rapidly.

From above-mentioned transaction flow, we as can be seen, both parties need be in the precious website of shellfish by the informing of Email, and by after the precious cross-check information of shellfish, the third party of realization pays guarantee.It is not smooth that the problem that exists is that user's fund flows, also may be because leakage of personal information, so that fund is stolen among the precious account of shellfish.

According to transaction step of the present invention, identical is the transaction payment of C2C, its payment, and the program of gathering is convenient especially, safety, accurately.At first show as the money order that the payer fills in, be the point-to-point information translation of internal system and handle, belong to the Email form of inner post office.Simultaneously, the payee realizes, and to sign for flow process be the payment title oneself checked and the amount of money of article, confirms errorlessly, signs identifying code and agree to sign for.Moreover logistics is that both parties can freely select, and also can determine to have only the buyer to select, and safety so relatively helps that the buyer selects to be familiar with or well-known logistics company is acted on behalf of.In addition, after goods is delivered in buyer's hand, confirm when errorless that finish the transaction flow of starting fund at last by logistics company, the third party who promptly adopts SMS to inform that the Htb payment network is realized pays guarantee.

Advantage is as follows:

1. user's fund is mobile unaffected, all the time in bank account;

2. the buyer's sincere behavior is not to need the user to inject in this third-party account as existing general third party's payment platform, do really to ensure, but start payment program by the buyer, promptly leave the sincere behavior that money order is represented, as the payment of the buyer in the reality transaction in the account of bank because of no fund, and can not conclude the business the time, the behavior by three times " issuing bad check " generally speaking, the Htb network server that will pipe off is deleted this user's punishment.

3. the seller's safety guarantee will be done guarantee by the agent way of the traditional collect on delivery of logistics company.

4. when may personal information being revealed, in case promptly represent the accessing to your password when revealing of client's workbench in the Htb network, as long as according to own needs, the bank's card number in the mandate Htb network originally or the encrypted message of account No..Directly logging in network bank makes amendment and gets final product.What like this, the own information that discloses the Htb network can not cause that money in the bank account stolen or be transferred fund by other people yet may.On the contrary, even revealed the personal information in the bank, as this card number or account No. mandate the Htb network, other people also can not may accomplish to steal Zhi Maoyong or shift money in the bank account in other networks.The description of system applies layer is arranged in the 5th in instructions and Fig. 5.

5. use the terminal advantage.Be this internet safe payment, in the practical application, confirm Transaction Success, start the transaction payment of both parties with regard to logistics company, can be in conjunction with WAP Internet-enabled cell phone and the networking telephone of a new generation such as the IT phone of SKYPE.Reached the basic goal of collect on delivery like this.

6. the Transaction Information that whole process of exchange is based on a kind of both parties interoperability non-repudiation reaches both sides' sincerity guarantee.

Keyword: Htb payment web site MPLS-VPN search engine XML

Attached: related background art

" genuine cyber identification " and the short message real-name of the many Information Technology Co., Ltds of Shanghai cutting edge of a knife or a sword 3721/VS website ".

2. CMCA, the network address of short message of network address of short message Joint Information Center IS (MObN1C).

The genuine cyber identification of above-mentioned two families and network address of short message all are based on the application technology of wireless IP domain name system.

The peer link explanation:

The project organization novelty of Htb payment web site; Effect purpose theme is clear.

Claims (1)

1. A kind of directly the application based on the application system on the domain name----paid and disclosed general network address and payment domain name, the payment real name, it be characterised in that show as individual or business unit on the net can a disclosed unique payment address, and make up the virtual payment network platform of a special use based on this payment web site, realize the modes of payments that addressing is landed on this basis and adopt this payment web site can development product, constitute by the ripe access technique of domain name, keyword, search technique and MPLS-VPN networking technology.

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