CN101009012A - Method, device and system for issuing card - Google Patents

Method, device and system for issuing card Download PDF

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Publication number
CN101009012A
CN101009012A CN 200710003113 CN200710003113A CN101009012A CN 101009012 A CN101009012 A CN 101009012A CN 200710003113 CN200710003113 CN 200710003113 CN 200710003113 A CN200710003113 A CN 200710003113A CN 101009012 A CN101009012 A CN 101009012A
Authority
CN
China
Prior art keywords
card
card number
number information
information
hair fastener
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN 200710003113
Other languages
Chinese (zh)
Inventor
张小康
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Huawei Technologies Co Ltd
Original Assignee
Huawei Technologies Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Huawei Technologies Co Ltd filed Critical Huawei Technologies Co Ltd
Priority to CN 200710003113 priority Critical patent/CN101009012A/en
Publication of CN101009012A publication Critical patent/CN101009012A/en
Priority to PCT/CN2007/003077 priority patent/WO2008095367A1/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

This invention provides one card issuing method, device and system, which comprises the following steps: receiving require card issuing one composed of appealing card buying information; according to card purchase number to generate information and relative card number information; storing card number information; sending card number information to receive card part.

Description

Hair fastener method, device and system
Technical field
The present invention relates to the communications field, relate in particular to a kind of hair fastener method, device and system.
Background technology
At present, because operator developed various charge type business, and the mode of tending to purchase the card pre-payment charges, so cause having issued increasing various fare card.Operator more and more pays close attention to the significant cost problem that various types of papery card printings are brought, so developed electronic cards that printing cost significantly reduces (as electronic cards, an electronic cards is a card number information, it comprises the card number password, can also have card number,), traditional printing issuing way will be sold the card mode by electronics gradually and be replaced, that is: retailer or terminal user directly can apply for a card by printing terminal or the mobile phone of oneself.
Existing card distribution generally is regularly, decides wholesale card, then card information is stored in the database, selects an available card to respond extraneous request when there is the card request in the external world from database.
Fig. 1 shows the hair fastener process flow diagram according to prior art, may further comprise the steps:
1) operator generates the data file (being card number information) of a batch card at first according to planning by card management system;
2) finish the warehouse-in of card then by card management system;
3) card generally is in the generation state after the warehouse-in, issues by management system then;
4) card after the process distribution just can activate and use;
5) can also deactivation, will block from state of activation and return to the distribution state.
Fig. 2 shows the synoptic diagram according to the card sending system of Fig. 1, and this system comprises:
Hair fastener platform 10 comprising card number administration module 12, is used for control card file and card storage thereof;
Sell card platform 20,, be used for control card file and card storage thereof comprising selling card management module 22; And
Sell card terminal 30, be connected to the described card platform 20 of selling, it is used to accept user's the card request of purchasing, and asks neocaines by selling card platform 20 to hair fastener platform 10, and these cards are sold to the user.
It is flexible to sell card terminal 30 forms, can be the WEB page, bank POS machine, ATM (ATM (Automatic Teller Machine)), printer, portable terminal or the like, is connected to by network and sells on the card platform 20.
Under such hair fastener pattern, sell the mirror image that the card platform need be preserved card number information, the card number data that card sending system generates need be passed through FTP interfaces such as (File Transfer Protocol, file transfer protocol (FTP)) and be synchronized to electronic card issuing system.
When the external world need block, electronics was sold card platform 22 and need be selected an available card to give extraneous the use from database.
The password of general card number need adopt irreversible cryptographic algorithm to encrypt storage, adopts above-mentioned electronics to sell the card mode, and password encryption must be adopted reversible cryptographic algorithm, otherwise clear-text passwords can't be shown to the final user.
The inventor finds in the card sending system of the prior art the hair fastener platform during this problem and sells card platform and will preserve the card number data in research, the waste storage space, and, same batch card need respectively hair fastener with sell the card platform and manage, increased management complexity.
Summary of the invention
The embodiment of the invention provides a kind of hair fastener method, may further comprise the steps: sell the card terminal and will comprise the card request message of selling that the user purchases card information and send to the hair fastener platform; Card number administration module in the hair fastener platform generates and sells the card number information of card quantity that request message is asked according to predetermined configuration information, and puts card number information in storage in the hair fastener platform database; The card number administration module is transferred to card number information and sells the card terminal; And sell the card terminal and send card number information to user.
One embodiment of the present of invention provide a kind of hair fastener method, comprising: receive the hair fastener request that the request card issuer sends, comprise in the hair fastener request and apply for purchasing card information; Obtain card number generation information according to purchasing card information, generate corresponding card number information according to card number generation information, the storage card number information; The card issuer sends card number information to request.
An alternative embodiment of the invention provides a kind of card sending system, comprising: sell the card terminal, it is used for applying for that with comprising the hair fastener request of purchasing card information sends to the hair fastener platform, and the card number information that the hair fastener platform is generated sends the user to; The hair fastener platform, it is used for obtaining card number generation information according to purchasing card information, generates corresponding card number information according to card number generation information, the storage card number information, and to selling card terminal transmission card number information.
An alternative embodiment of the invention provides a kind of card-issuing device, comprising: receiver module, be used to receive the hair fastener request that the request card issuer sends, and comprise in the hair fastener request and apply for purchasing card information; The card number administration module is used for obtaining card number generation information according to purchasing card information, generates corresponding card number information according to card number generation information; Memory module is used to store card number information; And sending module, be used for sending card number information to the request card issuer.
The technical scheme of the embodiment of the invention can be saved and independently be sold the card platform, has saved storage space, has realized convenient, flexible card number management.
Description of drawings
Accompanying drawing described herein is used to provide the further understanding to the embodiment of the invention:
Fig. 1 shows the hair fastener process flow diagram of prior art;
Fig. 2 shows the synoptic diagram according to the card sending system of Fig. 1;
Fig. 3 shows the synoptic diagram according to the card sending system of the embodiment of the invention; And
Fig. 4 shows the process flow diagram according to the hair fastener method of the embodiment of the invention.
Embodiment
Below with reference to the accompanying drawings and in conjunction with the embodiments, describe the present invention in detail.
An alternative embodiment of the invention provides a kind of card sending system, comprising: sell the card terminal, it is used for applying for that with comprising the hair fastener request of purchasing card information sends to the hair fastener platform, and the card number information that the hair fastener platform is generated sends the user to; The hair fastener platform, it is used for obtaining card number generation information according to purchasing card information, generates corresponding card number information according to card number generation information, the storage card number information, and to selling card terminal transmission card number information.
Fig. 3 shows the synoptic diagram according to the card sending system of the embodiment of the invention, and system architecture is as follows:
Sell card terminal 30, it is connected to hair fastener platform 10, be used for sending to hair fastener platform 10 with comprising the card request message of selling that the user purchases card information, and the card number information that hair fastener platform 10 is generated sends the user to;
Hair fastener platform 10, it comprises card number administration module 12, be used for according to predetermined configuration information, the card number information of card quantity that request message is asked is sold in generation, and the card number information that will use this electronic cards puts database in the hair fastener platform (being card number storage 14) in storage, and the card number information of card is transferred to sells card terminal 30.
Card number administration module 12 can generate card number in dynamic real-time ground.
Card number information can use the database 14 of putting in storage after the irreversible encryption algorithm for encryption that configures in the hair fastener platform 10; After the irreversible cryptographic algorithm that card number administration module 12 uses and sell the card terminal to appoint the card number information that blocks is encrypted, be transferred to and sell card terminal 30; And sell and send the user to after card terminal 30 is used irreversible cryptographic algorithm deciphering with card number information.
If adopt existing electronics to sell the card mode, password encryption must be adopted reversible cryptographic algorithm, otherwise clear-text passwords can't be shown to the final user.And among the present invention, card number information can use the database 14 of putting in storage after the irreversible encryption algorithm for encryption that configures in the hair fastener platform 10.After need using card number information the irreversible cryptographic algorithm deciphering, card terminal 30 sends the user because sell to, so card number administration module 12 uses the card number information that blocks and sells the irreversible cryptographic algorithm encryption that the card terminal is appointed.
An alternative embodiment of the invention provides a kind of card-issuing device, comprising: receiver module, be used to receive the hair fastener request that the request card issuer sends, and comprise in the hair fastener request and apply for purchasing card information; The card number administration module is used for obtaining card number generation information according to purchasing card information, generates corresponding card number information according to card number generation information; Memory module is used to store card number information; And sending module, be used for sending card number information to the request card issuer.
In above-mentioned card-issuing device, memory module can be a database.This device also can comprise first encrypting module, and first encrypting module is used for card number information is used the irreversible encryption algorithm for encryption, stores in the memory module.This device also can comprise second encrypting module, and second encrypting module is used for using irreversible cryptographic algorithm to encrypt to card number information before sending module sends to card number information the request card issuer.
The card number administration module uses the irreversible encryption algorithm for encryption to card number information, stores in the database.Sending module sends to card number information before the request card issuer, uses the irreversible cryptographic algorithm of appointing with the request card issuer to encrypt to card number information.
One embodiment of the present of invention provide a kind of hair fastener method, comprising: receive the hair fastener request that the request card issuer sends, comprise in the hair fastener request and apply for purchasing card information; Obtain card number generation information according to purchasing card information, generate corresponding card number information according to card number generation information, the storage card number information; The card issuer sends card number information to request.
Fig. 4 shows the process flow diagram according to the hair fastener method of the embodiment of the invention, may further comprise the steps:
Step S10, sell the card terminal and directly sell the card request message and give the hair fastener platform;
Specifically, the described form of selling the card request message can be as follows:
Field Explanation
CardType Request card type class is such as 200, rechargeable card etc.
FaceValue Face amount
Count Request card quantity
Since saved and independently sold the card platform, thus storage space saved, and significantly saved the operation and management cost.
Step S20, card number administration module receive request back and generate the card number information of corresponding number in real time according to the prior configuration information of operator (batch, card number head, sequence number etc.), and use the irreversible encryption algorithm that configures to put database in storage card number information;
Specifically, the form of configuration information can be as follows:
Field Explanation
CardType The card type class is such as 200, rechargeable card etc.
BatchType Card Mission Number rule.
SequenceType Card sequence number coding rule.
NumberPrefix The card number prefix
FaceValue Face amount
ValidPeriod The term of validity
... ...
Because be the card number that generates corresponding number in real time, externally provide electronics to sell the card function in real time so can make things convenient for.Card number dynamically generates in addition, and card number information adopts non-reversible algorithm to encrypt during warehouse-in, and this has guaranteed security.
Behind step S30, the card number warehouse-in, the irreversible cryptographic algorithm encryption that the card number administration module uses and sell the card platform to appoint is transferred to card number information sells the card platform;
Specifically, the form of card number information can be as follows:
Field Explanation
CardNumber1 Card number 1 (ciphertext)
Password1 The password of card number 1 (ciphertext)
ValidPeriod1 The term of validity of card number 1
CardNumber2 Card number 2 (ciphertext)
Password2 The password of card number 2 (ciphertext)
ValidPeriod2 The term of validity of card number 2
...... .......
CardNumberN Card number N (ciphertext)
PasswordN The password of card number N (ciphertext)
ValidPeriodN The term of validity of card number N
Externally the transmission card number information adopts the cryptographic algorithm that can decipher, has guaranteed the security in the card number data transfer, and can be directly by selling the card terminal deciphering.
Step S40, sell the card platform and receive response after, send the final user to the card number information deciphering and by certain mode.
As can be seen, the foregoing description is primarily aimed at the limitation that existing card sending system sells under the mode card at electronics and improves.Use new framework and dynamic card generating mode to solve defectives such as original system waste storage space, complex management, security reduction.
The embodiment of the invention adopts open database connecting interface, configurable card number generating mode and selectable industrywide standard cryptographic algorithm to guarantee to be integrated into easily in the existing various card number service platform and goes.
As can be seen from the above description, the embodiment of the invention has realized following technique effect:
1, independently sell the card platform owing to having saved, thus storage space saved, and significantly saved the operation and management cost.
2, can make things convenient for and externally provide electronics to sell the card function in real time.
3, card number dynamically generates, and card number information adopts non-reversible algorithm to encrypt during warehouse-in, has guaranteed security.
4, externally transmit card number information and adopt the cryptographic algorithm that can decipher, guaranteed the security in the card number data transfer, and can be directly by selling the card terminal deciphering.
Obviously, those skilled in the art should be understood that, above-mentioned each module of the present invention or each step can realize with the general calculation device, they can concentrate on the single calculation element, perhaps be distributed on the network that a plurality of calculation element forms, alternatively, they can be realized with the executable program code of calculation element, thereby, they can be stored in the memory storage and carry out by calculation element, perhaps they are made into each integrated circuit modules respectively, perhaps a plurality of modules in them or step are made into the single integrated circuit module and realize.Like this, the present invention is not restricted to any specific hardware and software combination.Should be understood that the variation in these concrete enforcements is conspicuous for a person skilled in the art, do not break away from spiritual protection domain of the present invention.
The above is the preferred embodiments of the present invention only, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.Within the spirit and principles in the present invention all, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (12)

1. a hair fastener method is characterized in that, comprising:
Receive the hair fastener request that the request card issuer sends, comprise in the described hair fastener request and apply for purchasing card information;
Obtain card number generation information according to the described card information of purchasing, generate corresponding card number information, store described card number information according to described card number generation information;
Send described card number information to the described request card issuer.
2. hair fastener method according to claim 1 is characterized in that, stores described card number information and specifically comprises: described card number information is used the irreversible encryption algorithm for encryption, store in the database.
3. hair fastener method according to claim 1 is characterized in that, sends described card number information to the described request card issuer and specifically comprises: described card number information is sent to sell the card terminal, the described card terminal of selling sends described card number information to user.
4. hair fastener method according to claim 3 is characterized in that, described card number information is sent to sell before the card terminal, described card number information is used with described sell the irreversible cryptographic algorithm encryption that card terminal is appointed.
5. hair fastener method according to claim 3 is characterized in that, the described card terminal of selling sends described card number information before the user to, and described card number information is used described irreversible cryptographic algorithm deciphering.
6. a card sending system is characterized in that, comprising:
Sell the card terminal, it is used for applying for that with comprising the hair fastener request of purchasing card information sends to the hair fastener platform, and the card number information that described hair fastener platform is generated sends the user to;
Described hair fastener platform, it is used for obtaining card number generation information according to the described card information of purchasing, and generates corresponding card number information according to described card number generation information, stores described card number information, and sends described card number information to the described card terminal of selling.
7. card sending system according to claim 6 is characterized in that, described hair fastener platform uses the irreversible encryption algorithm for encryption to described card number information, stores in the database.
8. card sending system according to claim 6 is characterized in that, described hair fastener platform sends to described card number information and sells before the card terminal, uses irreversible cryptographic algorithm to encrypt to described card number information.
9. card sending system according to claim 6 is characterized in that, the described card terminal of selling sends described card number information before the user to, and described card number information is used described irreversible cryptographic algorithm deciphering.
10. a card-issuing device is characterized in that, comprising:
Receiver module is used to receive the hair fastener request that the request card issuer sends, and comprises in the described hair fastener request and applies for purchasing card information;
The card number administration module is used for obtaining card number generation information according to the described card information of purchasing, and generates corresponding card number information according to described card number generation information;
Memory module is used to store described card number information; And
Sending module is used for sending described card number information to the described request card issuer.
11. card-issuing device according to claim 10 is characterized in that, also comprises first encrypting module, described first encrypting module is used for described card number information is used the irreversible encryption algorithm for encryption, stores in the described memory module.
12. card-issuing device according to claim 10, it is characterized in that, also comprise second encrypting module, described second encrypting module was used for before described sending module sends to the described request card issuer with described card number information, used irreversible cryptographic algorithm to encrypt to described card number information.
CN 200710003113 2007-01-31 2007-01-31 Method, device and system for issuing card Pending CN101009012A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN 200710003113 CN101009012A (en) 2007-01-31 2007-01-31 Method, device and system for issuing card
PCT/CN2007/003077 WO2008095367A1 (en) 2007-01-31 2007-10-29 A card issuing method, device and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN 200710003113 CN101009012A (en) 2007-01-31 2007-01-31 Method, device and system for issuing card

Publications (1)

Publication Number Publication Date
CN101009012A true CN101009012A (en) 2007-08-01

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN 200710003113 Pending CN101009012A (en) 2007-01-31 2007-01-31 Method, device and system for issuing card

Country Status (2)

Country Link
CN (1) CN101009012A (en)
WO (1) WO2008095367A1 (en)

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102098401A (en) * 2009-12-11 2011-06-15 华为技术有限公司 Voucher card generating, charging and inquiring methods and systems
EP2334009A1 (en) * 2008-09-26 2011-06-15 ZTE Corporation Realizing method and device for independent vc system compatible with different charge cards
CN102289896A (en) * 2011-08-02 2011-12-21 彭琛 Method and system for automatically changing credit card
CN103944878A (en) * 2014-03-10 2014-07-23 航天数字传媒有限公司 Application and manufacturing method and system for satellite digital service rechargeable cards
CN103944879A (en) * 2014-03-10 2014-07-23 航天数字传媒有限公司 Satellite digital service rechargeable card system
CN106815366A (en) * 2017-01-23 2017-06-09 北京思特奇信息技术股份有限公司 A kind of method and system of Mass production data
CN107993064A (en) * 2017-11-29 2018-05-04 深圳消费物联科技有限公司 A kind of enterprise's stored-value-card issuance method and its system based on NFC
CN108335187A (en) * 2017-01-20 2018-07-27 银联数据服务有限公司 A kind of instant hair fastener method and device
CN109544323A (en) * 2018-11-16 2019-03-29 上海浦东发展银行股份有限公司信用卡中心 A kind of intelligent management system of credit card number

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AU6126501A (en) * 2000-05-24 2001-12-03 Blackstone, Inc. Printed pre-paid card system and method
KR100474213B1 (en) * 2002-10-31 2005-03-10 (주)로코모 Method for Issuing Instant Mobile Card using Wireless Network
JP4759947B2 (en) * 2004-07-22 2011-08-31 大日本印刷株式会社 Individual confidential data writing system and individual confidential data writing method
CN1746918B (en) * 2004-09-06 2011-07-13 深圳市新思实业有限公司 Mobile phone service fee sale system, device and method for realizing it

Cited By (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2334009A4 (en) * 2008-09-26 2015-01-28 Zte Corp Realizing method and device for independent vc system compatible with different charge cards
EP2334009A1 (en) * 2008-09-26 2011-06-15 ZTE Corporation Realizing method and device for independent vc system compatible with different charge cards
CN102098401A (en) * 2009-12-11 2011-06-15 华为技术有限公司 Voucher card generating, charging and inquiring methods and systems
CN102289896A (en) * 2011-08-02 2011-12-21 彭琛 Method and system for automatically changing credit card
CN103944878B (en) * 2014-03-10 2018-07-03 航天数字传媒有限公司 The application production method and system of a kind of satellite digital service rechargeable card
CN103944879A (en) * 2014-03-10 2014-07-23 航天数字传媒有限公司 Satellite digital service rechargeable card system
CN103944879B (en) * 2014-03-10 2017-08-25 航天数字传媒有限公司 A kind of satellite digital service rechargeable card system
CN103944878A (en) * 2014-03-10 2014-07-23 航天数字传媒有限公司 Application and manufacturing method and system for satellite digital service rechargeable cards
CN108335187A (en) * 2017-01-20 2018-07-27 银联数据服务有限公司 A kind of instant hair fastener method and device
CN106815366A (en) * 2017-01-23 2017-06-09 北京思特奇信息技术股份有限公司 A kind of method and system of Mass production data
CN107993064A (en) * 2017-11-29 2018-05-04 深圳消费物联科技有限公司 A kind of enterprise's stored-value-card issuance method and its system based on NFC
CN109544323A (en) * 2018-11-16 2019-03-29 上海浦东发展银行股份有限公司信用卡中心 A kind of intelligent management system of credit card number
CN109544323B (en) * 2018-11-16 2023-07-25 上海浦东发展银行股份有限公司信用卡中心 Intelligent management system for credit card number

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