CN100463545C - Mobile communication terminal for electronic settlement and method thereof - Google Patents

Mobile communication terminal for electronic settlement and method thereof Download PDF

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Publication number
CN100463545C
CN100463545C CNB2006100024800A CN200610002480A CN100463545C CN 100463545 C CN100463545 C CN 100463545C CN B2006100024800 A CNB2006100024800 A CN B2006100024800A CN 200610002480 A CN200610002480 A CN 200610002480A CN 100463545 C CN100463545 C CN 100463545C
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China
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credit information
mobile communication
communication terminal
memory
modulator
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Expired - Fee Related
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CNB2006100024800A
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Chinese (zh)
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CN1812617A (en
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文钟周
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LG Electronics Inc
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LG Electronics Inc
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229Use of the SIM of a M-device as secure element
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04BTRANSMISSION
    • H04B1/00Details of transmission systems, not covered by a single one of groups H04B3/00 - H04B13/00; Details of transmission systems not characterised by the medium used for transmission
    • H04B1/38Transceivers, i.e. devices in which transmitter and receiver form a structural unit and in which at least one part is used for functions of transmitting and receiving
    • H04B1/40Circuits
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/02Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W88/00Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
    • H04W88/02Terminal devices

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Telephone Function (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A mobile communication terminal for electronic settlement and method thereof are disclosed, by which the electronic settlement can be done without using a 3G modem in performing the electronic settlement using the mobile communication terminal on the 2G mobile communication network. The present invention includes a memory storing user credit information in initial booting of the mobile communication terminal, a first modem for a communication on a first mobile communication network to provide the user credit information to the memory in the initial booting, a second modem for a communication on a second mobile communication network to read the user credit information from the memory in performing the electronic settlement via the second mobile communication network, and a transmitter transmitting the user credit information read by the second modem in a wireless data format.

Description

The mobile communication terminal and the method thereof that are used for electronic accounting
The application requires the priority of the korean patent application No.10-2005-0007549 that submitted on January 27th, 2005, quotes it as in these whole elaborations at this.
Technical field
The present invention relates to electronic accounting (settlement) method, more specifically, relate to the mobile communication terminal and the method thereof that are used for electronic accounting.
Background technology
Usually, be in epoch stage transition of technological revolution according to the wireless network of prior art.That is to say that wireless network is in the interstage between the second generation (2G) mobile communications network and the third generation (3G) mobile communications network.
Therefore, provide and had the 2G modulator-demodulator that is used for 2G communication and the mobile communication terminal that is used for the 3G modulator-demodulator that 3G communicates by letter.
Explanation uses the mobile communication terminal that is equipped with 2G and 3G modulator-demodulator to carry out the method for electronic accounting hereinafter.
At first, if mobile communication terminal is used for the credit terminal of electronic accounting, attempt to come electronic accounting via the 2G mobile communications network, USIM (USIM) inserts the user's of (patch) mobile communication terminal credit information.Concrete, when inserting user credit information, USIM brings credit card number corresponding to user credit information via the 3G modulator-demodulator.After this, via the IrDA transmitter credit card number is sent to credit terminal.
Therefore, attempt electronic accounting in the communication network, need to use the 3G modulator-demodulator if move at 2G.Therefore, owing to the power supply of having opened the 3G modulator-demodulator together with the 2G modulator-demodulator, wasted electrical source consumption and postponed the time that electronic accounting takies.
Fig. 1 is the block diagram according to the mobile communication terminal that is used for electronic accounting of prior art.
With reference to Fig. 1, comprise user interface chip 1,2G modulator-demodulator 2,3G modulator-demodulator 3 and IrDA transmitter 5 according to the mobile communication terminal that is used for electronic accounting of prior art.
2G modulator-demodulator 2 is communicated by letter with user interface (hereinafter being abbreviated as UI) chip 1, and carries out the communication that is used for electronic accounting on the 2G mobile communications network.
The 3G modulator-demodulator is communicated by letter with UI chip 1 and is brought user credit information from USIM4.
And IrDA transmitter 5 will send to credit terminal with the infrared data form from the user credit information that 3G modulator-demodulator 3 sends.
Will be described hereinafter electronic accounting process according to the mobile communication terminal of the above-mentioned configuration of prior art.
Fig. 2 is a flow chart of carrying out the process of electronic accounting in according to the mobile communication terminal of prior art.
With reference to Fig. 2, if the user uses mobile communication terminal request as shown in Figure 1 to carry out electronic accounting, UI chip 1 is opened the power supply of 3G modulator-demodulator 3.In this case, the power supply of 2G modulator-demodulator 2 also be unlocked (S1).
Next, the 3G modulator-demodulator reads user credit information (S2) from USIM4.
Simultaneously, the IrDA transmitter 5 with the user credit information that receives from 3G modulator-demodulator 3 sends to credit terminal 6 (S3) with user credit information with the infrared data form.
Credit terminal 6 uses from the credit information of IrDA transmitter 5 receptions and handles corresponding electronic accounting then.
Yet, when on the 2G mobile communications network, using the mobile communication terminal execution electronic accounting of prior art, owing to the power supply that need open the 3G modulator-demodulator together with the 2G modulation, wasted the electrical source consumption of mobile communication terminal and postponed the time that electronic accounting takies.
Summary of the invention
Therefore, the present invention relates to be used for the mobile communication terminal and the method thereof of electronic accounting, avoided basically because the restriction and the unfavorable one or more problems that cause of prior art.
A target of the present invention provides mobile communication terminal and the method thereof that is used for electronic accounting, by it, when the mobile communication terminal on using the 2G mobile communications network is carried out electronic accounting, can finish electronic accounting and does not need to use the 3G modulator-demodulator.
Other advantages of the present invention, target and characteristic are conspicuous when examining hereinafter partly partly setting forth in hereinafter the explanation to those skilled in the art, perhaps can learn from the practice of the present invention.Can realize and the target that obtains to invent and other advantages by specifically noted structure in textual description and claim and accompanying drawing.
For realizing these targets and other advantages and consistent with target of the present invention, as implementing and general description at this, mobile communication terminal according to the network support electronic accounting via different foreign peoples (heterogeneous) of the present invention comprises memory, storage user credit information when the initial start of mobile communication terminal; USIM USIM is to insert user credit information; First modulator-demodulator is used for the communication on first mobile communications network, user credit information is offered memory when the initial start; Second modem is used for the communication on second mobile communications network, to read user credit information from memory when carrying out electronic accounting via second mobile communications network; And transmitter, send the user credit information that reads by second modem with wireless data format; Wherein, first modulator-demodulator brings user credit information offering memory from USIM when initial start, and after when initial start user credit information being offered memory, closes the power supply of first modulator-demodulator.
Preferably, mobile communication terminal also comprises USIM (USIM), to insert user credit information.
Preferred, first modulator-demodulator brings user credit information from USIM, to offer memory when the initial start.
Preferred, when initial start, user credit information offered memory after, close the power supply of first modulator-demodulator.
Preferably, memory is a flash memory.
Preferably, mobile communication terminal also comprises user interface (UI) chip, has the button that is used for electronic accounting by user's operation, if push this button, the control second modem is taken the family credit information from memory read.Preferred, the user credit information stores that the user interface chip will provide via first modulator-demodulator when initial start is in memory.Preferred, the user interface chip transmitter with first or second modem between change and be connected.
Preferably, wireless data format is the infrared data form.
Preferably, transmitter is the IrDA transmitter.
In another aspect of this invention, the method of execution electronic accounting during a kind of electronic accounting in the mobile communication terminal of carry out supporting with heterogeneous networks of communicating by letter, this method may further comprise the steps: be used for then bringing user credit information to be stored in the memory by second modem from USIM USIM at the power supply of first modulator-demodulator of communicating by letter on first mobile communications network with the second modem that is used for communicating by letter on second mobile communications network if open when the initial start of mobile communication terminal;
Allow first modulator-demodulator when carrying out electronic accounting, read the user credit information that is stored in the memory via first mobile communications network;
By wireless data communication system user credit information is sent to credit terminal; And
After second modem offers memory with user credit information, close the power supply of second modem.
Preferably, second modem brings user credit information to be provided to memory from USIM.More specifically, after second modem is provided to memory with user credit information, close the power supply of second modem.
Preferably, wireless data communication system is the IrDA system.
Preferably, credit terminal is by receiving user credit information and executing electronic accounting.
Should be understood that of the present invention above general description and following detailed description be exemplary with indicative, aim to provide as the of the present invention of claim and further specify.
Description of drawings
Comprise accompanying drawing, embodiments of the invention have been described, be used to illustrate principle of the present invention together with specification further understanding of the present invention to be provided and to be incorporated in this and to constitute the application's part.In the accompanying drawings:
Fig. 1 is the block diagram according to the mobile communication terminal that is used for electronic accounting of prior art;
Fig. 2 is a flow chart of carrying out the process of electronic accounting in according to the mobile communication terminal of prior art;
Fig. 3 is the block diagram that is used for the mobile communication terminal of electronic accounting according to of the present invention; And
Fig. 4 is a flow chart of carrying out the process of electronic accounting in mobile communication terminal according to the present invention.
Embodiment
In detail with reference to the preferred embodiments of the present invention, the example is described in the accompanying drawings now.As possible, use identical reference number to refer to same or analogous parts in the accompanying drawings.
At first, mobile communication terminal support according to the present invention is via the electronic accounting of different kind networks.And the example of explanation is used for using the situation of supporting electronic accounting via 2G (the 2nd generation) and 3G (the 3rd generation) mobile communications network in the explanation below.
Fig. 3 is the block diagram that is used for the mobile communication terminal of electronic accounting according to of the present invention.
With reference to Fig. 3, the mobile communication terminal that is used for electronic accounting according to the present invention comprises memory 70,2G modulator-demodulator 20,3G modulator-demodulator 30, USIM40 and the IrDA transmitter 50 of UI (user interface) chip 10, UI chip 10.
Memory 70 is stored user credit information therein.In the case, memory 70 is that flash memory and user credit information comprise credit card number.
UI chip 10 brings the user credit information that is stored among the USIM40 via 3G modulator-demodulator 30 when the initial start mobile communication terminal.And, in memory 70, store user credit information then.
UI chip 10 comprises the button that is used for electronic accounting by user's operation.If push this button, UI chip 10 control 2G modulator-demodulators 20 read the user credit information that is stored in the memory 70.
Simultaneously, when starting mobile communication terminal at the beginning, open the power supply of 2G modulator-demodulator 20 and 3G modulator-demodulator 30 temporarily.By the initial start initialization of mobile communication terminal.Owing to when initialization, open the power supply of 2G modulator-demodulator 20 and 3G modulator-demodulator 30, can bring user credit information from USIM40 via corresponding modulator-demodulator, more specifically, via 3G modulator-demodulator 30.Therefore, UI chip 10 is storage user credit information in its memory 70 in advance, brings this user credit information via 3G modulator-demodulator 30 from USIM40 when starting mobile communication terminal at the beginning.
2G modulator-demodulator 20 is communicated by letter with UI chip 10, and carries out the communication that is used for electronic accounting on the 2G mobile communications network.Concrete, if carry out electronic accounting on the 2G mobile communications network, 2G modulator-demodulator 20 reads user credit information from the memory 70 of UI chip 10.2G modulator-demodulator 20 sends to IrDA transmitter 50 with the user credit information that is read then.
3G modulator-demodulator 30 is communicated by letter with UI chip 10, and when initially starting mobile communication terminal, brings user credit information from USIM40, with the memory 70 that offers UI chip 10.
When carrying out initial start, 3G modulator-demodulator 30 via with UI chip 10 communicate by letter with via with communicating by letter of USIM40 user credit information being offered after the memory, close the power supply of 3G modulator-demodulator 30.That is, when on the 2G mobile communications network, carrying out electronic accountings, close the power supply of 3G modulator-demodulator 30 via 2G modulator-demodulator 20.
USIM40 inserts the user's of mobile communication terminal credit information.
IrDA transmitter 50 is connected to 2G modulator-demodulator 20 and 3G modulator-demodulator 30.Concrete, each of 2G modulator-demodulator 20 and 3G modulator-demodulator 30 is connected to IrDA transmitter 50 by converting system.And IrDA transmitter 50 will send to credit terminal 60 with the infrared data form by the user credit information that 2G modulator-demodulator 20 reads from memory 70.
The converting system that describes IrDA transmitter 50 hereinafter in detail connects.
At first, IrDA transmitter 50 is connected to 2G modulator-demodulator 20 and 3G modulator-demodulator 30 simultaneously.And, change to 2G modulator-demodulator 20 and being connected of 3G modulator-demodulator 30 by UI chip 10.That is the connection between UI chip 10 conversion IrDA transmitters 50 and 2G modulator-demodulator 20 or the 3G modulator-demodulator 30.Therefore, UI chip 10 is carried out conversion and control, makes to send the data of importing via 2G modulator-demodulator 20 or 3G modulator-demodulator 30 with the infrared data form via 2G modulator-demodulator 20 or 3G modulator-demodulator 30.
And credit terminal 60 uses the credit information execution electronic accounting that receives from IrDA transmitter 50.
Electronic accounting process according to the mobile communication terminal of above-mentioned structure of the present invention is described hereinafter.
Fig. 4 is a flow chart of carrying out the process of electronic accounting in mobile communication terminal according to the present invention.
With reference to Fig. 4, when initial startup mobile communication terminal, the memory of locking UI chip makes and can previously store user credit information (S10, S11) in memory.In doing so, if in memory, stored previous credit information, upgrade credit information with the current up-to-date credit information that brings.Especially, UI chip and USIM are connected to each other via the 3G modulator-demodulator, when initial startup mobile communication terminal, open the power supply of 3G modulator-demodulator temporarily.Via this connection, the UI chip brings user credit information to be stored in the memory from USIM.
Therefore, when the user pushed the electronic accounting button, the UI chip read the up-to-date user credit information (S12, S13) that is stored in the memory.The 2G modulator-demodulator sends to IrDA transmitter (S14) with the credit information that is read then.
The IrDA transmitter sends to credit terminal (S15) with the infrared data form with credit information.
Therefore, credit terminal uses the credit information execution electronic accounting (S16) that receives from the IrDA transmitter.
Simultaneously, the example that uses the IrDA transmitter to send credit information with the infrared data form has been described in the above description.Yet the present invention also is applicable to the electronic accounting of the short-distance wireless data communication system that adopts for example IrDA, bluetooth etc. between mobile communication terminal and the outside permission equipment (credit terminal).
Therefore, when the mobile communication terminal on using the 2G mobile communications network is carried out electronic accounting, open the power supply of the 2G modulator-demodulator of mobile communication terminal, and close the power supply of the 3G modulator-demodulator of mobile communication terminal.Therefore, the present invention has reduced the energy consumption of mobile communication terminal.
And the present invention can reduce the execution used overall time of electronic accounting.
For a person skilled in the art, various improvement variations can be arranged in the present invention and do not deviate from spirit of the present invention and essence, be conspicuous.Therefore, the present invention is intended to comprise improvement of the present invention and variation, as long as they are within claims and the scope that is equal to thereof.

Claims (10)

1. mobile communication terminal, it supports the electronic accounting via heterogeneous networks, described mobile communication terminal comprises:
Memory, storage user credit information when the initial start of mobile communication terminal;
USIM USIM is to insert user credit information; First modulator-demodulator is used for the communication on first mobile communications network, user credit information is offered memory when the initial start;
Second modem is used for the communication on second mobile communications network, to read user credit information from memory when carrying out electronic accounting via second mobile communications network; And
Transmitter sends the user credit information that is read by second modem with wireless data format;
Wherein, first modulator-demodulator brings user credit information offering memory from USIM when initial start, and after when initial start user credit information being offered memory, closes the power supply of first modulator-demodulator.
2. mobile communication terminal as claimed in claim 1, wherein memory is a flash memory.
3. mobile communication terminal as claimed in claim 1 also comprises user interface UI chip, has the button that is used for electronic accounting by user's operation, if push this button, the control second modem is taken the family credit information from memory read.
4. mobile communication terminal as claimed in claim 3, wherein when initial start, the user interface chip is provided in memory by the user credit information that provides via first modulator-demodulator.
5. mobile communication terminal as claimed in claim 3, wherein the user interface chip transmitter with first or second modem between change and be connected.
6. mobile communication terminal as claimed in claim 1, wherein wireless data format is the infrared data form.
7. mobile communication terminal as claimed in claim 1, wherein transmitter is the IrDA transmitter.
8. the method for execution electronic accounting during a electronic accounting in the mobile communication terminal of carry out supporting with heterogeneous networks of communicating by letter, this method may further comprise the steps:
Be used for then bringing user credit information to be stored in the memory from USIM USIM if when the initial start of mobile communication terminal, open by second modem at the power supply of first modulator-demodulator of communicating by letter on first mobile communications network with the second modem that is used on second mobile communications network, communicating by letter;
Allow first modulator-demodulator when carrying out electronic accounting, read the user credit information that is stored in the memory via first mobile communications network;
By wireless data communication system user credit information is sent to credit terminal; And
After second modem offers memory with user credit information, close the power supply of second modem.
9. method as claimed in claim 8, wherein wireless data communication system is the IrDA system.
10. method as claimed in claim 8, wherein credit terminal is by receiving user credit information and executing electronic accounting.
CNB2006100024800A 2005-01-27 2006-01-26 Mobile communication terminal for electronic settlement and method thereof Expired - Fee Related CN100463545C (en)

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KR1020050007549A KR100640810B1 (en) 2005-01-27 2005-01-27 mobile communication terminal having electronic settlement function, and method for the same
KR1020050007549 2005-01-27

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CN1812617A CN1812617A (en) 2006-08-02
CN100463545C true CN100463545C (en) 2009-02-18

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EP1686817A1 (en) 2006-08-02
JP2006252531A (en) 2006-09-21
US7817985B2 (en) 2010-10-19
KR20060086666A (en) 2006-08-01
CN1812617A (en) 2006-08-02
KR100640810B1 (en) 2006-11-06

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