CN100442763C - POS switch-in group realizing method - Google Patents
POS switch-in group realizing method Download PDFInfo
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- CN100442763C CN100442763C CNB2005100653899A CN200510065389A CN100442763C CN 100442763 C CN100442763 C CN 100442763C CN B2005100653899 A CNB2005100653899 A CN B2005100653899A CN 200510065389 A CN200510065389 A CN 200510065389A CN 100442763 C CN100442763 C CN 100442763C
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Abstract
The present invention relates to a POS switch-in grouping realization method which comprises the following steps: 101. grouping collocation: a POS switch-in code and address information corresponding to a POS prepositive processor are collocated for the same grouping on a POS switch-in server; 102. data channel establishment: the POS switch-in server finds out the POS prepositive processor arranged corresponding to the grouping according to a POS customer switch-in code switched in by calling, and establishes TCP connection with the POS prepositive processor; meanwhile, the POS server negotiates with a POS terminal to establish a data channel; 103. transaction completion: the POS terminal carries out exchanging and processing of transaction data with a bank host through the POS switch-in server and the POS prepositive processor, and a transaction process is completed. The present invention starts to establish the TCP connection in the calling stage, analysis of a transaction data massage is avoided on the POS switch-in server, accordingly connection time between the POS terminal and the POS prepositive processor is shortened, and progress of the transaction is accelerated.
Description
[technical field]
The present invention relates to a kind of POS system that is used for the financial settlement field, relate in particular to a kind of grouping implementation method of on the POS access server, carrying out.
[background technology]
The POS terminal is connected with the bank main system by IP network.During work, bank card " is swiped the card " on the POS terminal and input relevant business information (type of transaction, dealing money, password etc.), give bank main the relevant business information that is obtained by the POS access network by the POS terminal, after the process bank main carries out respective handling, return result to the POS terminal, thereby finish a transaction.
Because the POS business of swiping the card is convenient, fast, can shorten the time of transaction to a great extent, the POS business of swiping the card has all obtained using widely in various fields such as telecommunications, finance, commerce and trade, traffic, social security, medical treatment, health care, the tax, public security, customs, industry and commerce, organization mechanism code and urban service management.
Figure 1 shows that a kind of POS business network structure, bank wherein finishes the POS business of swiping the card by the independent groups net mode.The holder swipes the card by the POS terminal of built-in MODEM chip, the POS terminal is connected to the POS access server by public telephone network (PSTN) or wireless network (GSM/GPRS), set up the transaction path by the POS access server by IP network and corresponding bank POS front end processor and bank transaction main frame again, finish function such as transferring of the information management of card and account through bank main after, by POS front end processor and POS access server the essential information of transaction is passed to the POS terminal again, the POS terminal can print the trading processing result to the holder, promptly finishes a transaction.The calorie requirement that the shortcoming of present technique the is different bank transaction of on the POS terminal of bank separately, just swiping the card.
Along with the unification of financial industry and the application demand development of user POS business, the network of POS service access is also gradually based on Unionpay's pattern.Figure 2 shows that Unionpay unifies POS business network structure under the pattern.Compare with last technology, unify under the pattern in this Unionpay, the card of different bank can be concluded the business in same POS terminal.
The transaction data message adopts the VISA message format between POS terminal and POS front end processor (a certain bank POS front end processor or the POS of Unionpay front end processor), as shown in Figure 3, comprise start bit STX, message length LEN, TPDU TPDU, transaction data, position of rest ETX and verification and LRC in the message, wherein the length of TPDU TPDU is 5 bytes, and its transformat is 0x ' xxxxxxxxxx '.Its effect is to distinguish different banks as bank identifier, and first byte is " 0x60 ", and other bytes change according to different bank.Adopt TCP to be connected between the POS front end processor of POS access server and bank and transmit data, the POS access server divides into groups according to the TPDU of POS transaction data message, the IP address of configuration bank POS front end processor, port numbers and to TPDU that should bank on the POS access server.POS business realizing flow process is as follows:
The first step, call setup: the user swipes the card on the POS terminal, and the POS terminal makes a call, and calls out by setting up between cable/radio telephone set network and POS access server.
Second step, MODEM consult: carry out the negotiation of bottom MODEM between POS terminal and POS access server.
The 3rd step, link layer are set up: carry out link layer negotiation between POS terminal and POS access server and set up.As synchronous SDLC, async-ppp etc.
The 4th step, POS user grouping: after POS physical layer, link layer negotiation were passed through, the POS access server was received the transaction data message that the POS terminal sends, and parsed POS terminal use's TPDU according to message format POS access server.The POS access server finds corresponding bank's grouping according to TPDU.
The 5th step, TCP connect foundation: the POS access server is set up TCP with the POS front end processor that bank divides into groups and is connected.
The 6th step, transaction data transmitting-receiving: after TCP connected foundation, the POS access server sent to the POS front end processor with the data of POS terminal by the TCP connection.The POS front end processor is transmitted to bank accounting system main frame (HOST) to Transaction Information and handles, and is transmitted to the POS access server by the POS front end processor again after disposing.The POS access server is the data of the POS front end processor that receives, according to sending to the POS terminal use behind the protocol analysis.
The 7th step, call tear down: the POS terminal is finished transaction, and dismantling call initiatively, POS access server are removed and being connected and discharging resource of front end processor.
Mainly there is the shortcoming of two aspects in prior art:
When 1, the POS terminal inserted, in physical layer and link layer negotiation stage, the POS access server also can't obtain user's TPDU grouping, can't connect with the bank POS front end processor of corresponding grouping.Must wait for after link layer is set up the transaction data message of successfully receiving the POS terminal and could start TCP foundation.
2, the POS access server application layer data message that need resolve POS transaction just can obtain POS user's TPDU, and making the POS access server handle may to cause when complexity and application layer protocol change can't be compatible.
Because require transactions velocity fast when the user uses the POS terminal transaction, exchange hour is short, so the processing speed to each function device in the POS access network requires all than higher.But because the existence of these two shortcomings after the POS access server must wait for that POS terminal physical layer and link layer negotiation are passed through, receives that the transaction data of POS terminal just can divide into groups and set up TCP with the bank POS front end processor to be connected; Make the time of transaction elongated, what be unfavorable for concluding the business carries out in real time.And the POS access server also needs to resolve POS transaction data message, relates to the protocol processes of application layer more complicated, in case the POS access server must carry out compatible modification when agreement changes, makes troubles to networking.
[summary of the invention]
The technical problem to be solved in the present invention provides the grouping implementation method that a kind of POS inserts, and by the POS access code is divided into groups, avoids carrying out the parsing of transaction data message on the POS access server on the POS access server; After dividing into groups successfully, POS access server and POS terminal are carried out MODEM when consulting, and the POS access server is connected with TCP between the POS front end processor and begins to set up, thereby the connect hours of shortening POS terminal and POS front end processor has been accelerated the process of concluding the business.
The present invention realizes by following technical scheme:
The grouping implementation method that a kind of POS inserts may further comprise the steps:
101, the address information of the POS of the Unionpay front end processor of same packet configuration POS access code and correspondence on the POS access server;
102, the POS access server finds the POS of the Unionpay front end processor of the corresponding configuration of grouping according to the POS access code that call out to insert, and sets up TCP with the described POS of Unionpay front end processor and be connected; POS access server and POS terminal consult to set up data channel simultaneously;
103, the POS terminal is given the described POS of Unionpay front end processor the transaction data message transmission by described POS access server; The described POS of Unionpay front end processor and bank main carry out the exchange and the processing of transaction data, finish process of exchange.
Described POS access server and POS terminal are consulted to set up data channel and be may further comprise the steps: 201, POS terminal and POS access server carry out the MODEM negotiation of bottom, are connected to set up with TCP and carry out simultaneously; 202, after MODEM consults to set up, POS terminal and POS access server carry out link layer negotiation and set up.
Step 102 also further may further comprise the steps: POS user swipes the card on the POS terminal, and the POS terminal makes a call, and calls out by setting up between cable/radio telephone set network and POS access server, and the POS access server obtains POS access code information.
Step 103 further may further comprise the steps: 401, the POS access server judge with the POS of Unionpay front end processor between TCP be connected and set up, and POS access server and POS terminal data passage also set up, and notifies the POS terminal can send transaction data; And the transaction data message of the POS terminal that receives is directly passed through the POS of Unionpay front end processor carry out respective handling, the described POS of Unionpay front end processor is issued corresponding bank main with transaction data; 402, the POS access server directly passes through the POS terminal to the data that Unionpay's POS front end processor of receiving is sended over.403, after the POS terminal was finished transaction, dismantling call initiatively, POS access server were removed and are connected with the TCP of the POS of Unionpay front end processor and discharge resource.
The POS of Unionpay described in the step 401 front end processor carries out respective handling, the described POS of Unionpay front end processor is issued corresponding bank main with transaction data and comprised: the POS of Unionpay front end processor is resolved received transaction data message, and according to the TPDU that parses (TPDU) transaction data is sent to corresponding bank main.
The POS access code that as if the POS access server calling is inserted in the step 102 can't divide into groups, and then the POS access server is initiatively removed this user.
Described step 102 also further comprises: when a plurality of POS terminals are called out the POS access server simultaneously, can set up an independent TCP for each POS terminal automatically between POS access server and the POS of Unionpay front end processor and be connected.
Step 101 further may further comprise the steps: the POS access code that disposes the unified a plurality of different banks of Unionpay in the same grouping of POS access server.
The address information of described POS Unionpay front end processor comprises the IP address and the port numbers of the POS of Unionpay front end processor.
Owing to adopted technique scheme, can reduce the POS access server POS user is divided into groups, finds the time of the POS front end processor corresponding with this grouping, begin foundation ahead of time thereby can make the POS access server be connected with TCP between the POS front end processor; The POS access server divides into groups success to POS user after, being the POS access server is connected when beginning to set up with TCP between the POS front end processor, carry out the foundation of MODEM negotiation and link layer between POS access server and the POS terminal immediately, thereby accelerated the connection speed of POS terminal and POS front end processor, so just made the transaction data message of POS terminal can be transferred on the POS front end processor in advance; The POS access server is not resolved the transaction data message in the process of whole transaction, do not need to relate to application layer protocol, give POS front end processor the processing of complicated application layer protocol, thereby improved the message forward efficiency of POS access server, reduced the time of transaction.
[description of drawings]
Fig. 1 is a POS business network structural representation.
Fig. 2 is that Unionpay unifies pattern POS business network structural representation.
Fig. 3 is a VISA message format schematic diagram.
Fig. 4 is a POS business process map of the present invention.
[embodiment]
Below in conjunction with accompanying drawing the present invention is further described:
As shown in Figure 2, under the unified access module of Unionpay, wired POS terminal is connected with the POS access server by PSTN, and the wireless POS terminal is then carried out communication by GSM/GPRS with the POS access server and is connected.The POS access server links to each other with the POS front end processor of Unionpay by IP network, and the POS front end processor of Unionpay is connected with the front end processor and the main frame of first, bank of bank second and bank third.
Setting up packet configuration of the present invention in this system: a grouping promptly is set, disposes the address information (IP address and port numbers) of the POS front end processor of corresponding Unionpay, configuration POS access code in same grouping on the POS access server.The POS access code is common telephone number, and for the ease of management, a common bank is only to POS access code of telecommunication department application, but also can be a plurality of.The POS access code of the unified different bank of Unionpay is configured in the grouping, and the holder of different bank can carry out the POS business transaction in the POS terminal like this.
Shown in Figure 4 is the grouping implementation method flow chart of POS service access of the present invention, is example with the user of bank's first, and the realization flow of its concrete process of exchange is as follows:
The first step, call setup: the user of bank's first swipes the card on the POS of Unionpay terminal, the POS terminal is dialed the POS access code automatically, make a call to the POS access server, call out by setting up between cable/radio telephone set network and POS access server, the POS access server obtains POS customer call number (access code) information.
Second step, user grouping and TCP establishment of connection: the POS access server is sought corresponding grouping according to calling out the POS access code that inserts, if user grouping failure (promptly can not find this access code in the POS access server), then the POS access server is initiatively removed this disabled user's connection; If successfully promptly find the grouping corresponding with the POS access code, find the IP address and the port numbers of the POS of Unionpay front end processor again according to this grouping, set up TCP with Unionpay's POS front end processor of this group then and be connected.
When a plurality of POS terminals are called out when inserting the POS access server simultaneously, understand between POS access server and the POS of Unionpay front end processor and be connected for each user (POS terminal) sets up an independent TCP.
The 3rd step, MODEM consult: the POS access server promptly begins to carry out with the POS terminal room negotiation of bottom MODEM in user grouping success back, is connected with TCP to set up and carries out simultaneously.
The 4th step, link layer are set up: after MODEM consults to set up, carry out link layer negotiation between POS terminal and POS access server and set up.As synchronous SDLC, async-ppp etc.
The 5th step, POS terminal transaction Data Receiving: the POS access server judge with the POS of Unionpay front end processor between TCP be connected and whether set up, if the MODEM of TCP connection, POS access server and POS terminal consults and link layer negotiation is all set up, the POS terminal directly passes through the POS front end processor to the transaction data message by the POS access server; Otherwise wait for that TCP connects, MODEM consults and the foundation of link layer negotiation.The POS of Unionpay front end processor determines it is the user of bank's first by after the transaction data message is carried out analyzing and processing, handles to the front end processor and the main frame of bank's first the data forwarding of POS terminal then.Detailed process is that the POS of Unionpay front end processor is resolved received transaction data message, and according to the TPDU that parses (TPDU) transaction data is sent to corresponding bank main.The POS of Unionpay front end processor can be distributed to data the POS front end processor and the host process of different bank according to the transactional cards of different bank.
Transparent transmission herein promptly refers to the transaction data message is not carried out the parsing of application layer protocol, directly transmits.
The 6th step, POS front end processor Data Receiving: carry out after transaction data handles at the front end processor of bank's first and main frame, data after handling are passed to the POS of Unionpay front end processor, and the POS access server directly passes through the POS terminal after receiving the data of the POS of Unionpay front end processor.
The 7th step, call tear down: the POS terminal is finished transaction, and dismantling call initiatively, POS access server are removed and be connected with the TCP of the POS of Unionpay front end processor and discharge resource.
Find out thus, the POS access server is not resolved the transaction data message, but given the POS of Unionpay front end processor the protocol processes of application layer, thereby can make the POS access server when application layer protocol changes, need not consider compatible problem, also can accelerate the user is divided into groups; The MODEM of TCP establishment of connection, POS access server and POS terminal between POS access server and the POS of Unionpay front end processor consults and link layer foundation is carried out simultaneously, make the transaction data message of POS terminal can send the POS of Unionpay front end processor quickly to, help accelerating the processing of transaction data message, shortened the time of whole transaction.
Claims (9)
1, a kind of grouping implementation method of POS access may further comprise the steps:
101, the address information of the POS of the Unionpay front end processor of same packet configuration POS access code and correspondence on the POS access server;
102, the POS access server finds the POS of the Unionpay front end processor of the corresponding configuration of grouping according to the POS access code that call out to insert, and sets up TCP with the described POS of Unionpay front end processor and be connected; POS access server and POS terminal consult to set up data channel simultaneously;
103, the POS terminal is given the described POS of Unionpay front end processor the transaction data message transmission by described POS access server; The described POS of Unionpay front end processor and bank main carry out the exchange and the processing of transaction data, finish process of exchange.
2, the grouping implementation method of POS access according to claim 1 is characterized in that, described POS access server and POS terminal are consulted to set up data channel and be may further comprise the steps:
201, POS terminal and POS access server carry out the MODEM negotiation of bottom, are connected to set up with TCP and carry out simultaneously;
202, after MODEM consults to set up, POS terminal and POS access server carry out link layer negotiation and set up.
3, the grouping implementation method of POS access according to claim 1 is characterized in that step 102 further may further comprise the steps:
POS user swipes the card on the POS terminal, and the POS terminal makes a call, and calls out by setting up between cable/radio telephone set network and POS access server, and the POS access server obtains POS access code information.
4, the grouping implementation method of POS access according to claim 1 is characterized in that step 103 further may further comprise the steps:
401, the POS access server judge with the POS of Unionpay front end processor between TCP be connected and set up, and POS access server and POS terminal data passage also set up, and notifies the POS terminal can send transaction data; And the transaction data message of the POS terminal that receives is directly passed through the POS of Unionpay front end processor carry out respective handling, the described POS of Unionpay front end processor is issued corresponding bank main with transaction data;
402, the POS access server directly passes through the POS terminal to the data that Unionpay's POS front end processor of receiving is sended over;
403, after the POS terminal was finished transaction, dismantling call initiatively, POS access server were removed and are connected with the TCP of the POS of Unionpay front end processor and discharge resource.
5, the grouping implementation method of POS access according to claim 4, it is characterized in that: the front end processor of the POS of Unionpay described in the described step 401 carries out respective handling, the described POS of Unionpay front end processor is issued corresponding bank main with transaction data and comprised: the POS of Unionpay front end processor is resolved received transaction data message, and according to the TPDU that parses (TPDU) transaction data is sent to corresponding bank main.
6, the grouping implementation method of POS access according to claim 1, it is characterized in that: the POS access code that as if the POS access server calling is inserted in the step 102 can't divide into groups, and then the POS access server is initiatively removed this user.
7, the grouping implementation method of POS access according to claim 1, it is characterized in that: described step 102 further comprises: when a plurality of POS terminals are called out the POS access server simultaneously, can set up an independent TCP for each POS terminal automatically between POS access server and the POS of Unionpay front end processor and be connected.
8, the grouping implementation method of POS access according to claim 1 is characterized in that step 101 further may further comprise the steps: the POS access code that disposes the unified a plurality of different banks of Unionpay in the same grouping of POS access server.
9, the grouping implementation method of a kind of POS access according to claim 1, it is characterized in that: the address information of the described POS of Unionpay front end processor comprises the IP address and the port numbers of the POS of Unionpay front end processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB2005100653899A CN100442763C (en) | 2005-04-13 | 2005-04-13 | POS switch-in group realizing method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB2005100653899A CN100442763C (en) | 2005-04-13 | 2005-04-13 | POS switch-in group realizing method |
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| CN1848801A CN1848801A (en) | 2006-10-18 |
| CN100442763C true CN100442763C (en) | 2008-12-10 |
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| CNB2005100653899A Expired - Fee Related CN100442763C (en) | 2005-04-13 | 2005-04-13 | POS switch-in group realizing method |
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Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101741993B (en) | 2008-11-11 | 2013-01-02 | 华为终端有限公司 | Method, equipment and system for carrying data service of point of sale (POS)terminal by IP network |
| CN102123083B (en) * | 2011-01-17 | 2016-05-25 | 广州中道电子科技有限公司 | A kind of intelligent use network |
| CN102724124B (en) * | 2012-06-27 | 2015-07-15 | 福建联迪商用设备有限公司 | Method for multiplexing frequency shift keying (FSK) communication equipment and communication line |
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| US5541925A (en) * | 1995-03-27 | 1996-07-30 | Compuserve Incorporated | Point of sale system that bypasses the public telephone network |
| WO1996042150A2 (en) * | 1995-06-07 | 1996-12-27 | Compuserve Incorporated | Automated routing of messages over a network |
| EP0704082B1 (en) * | 1993-06-17 | 1997-05-21 | Research In Motion Ltd. | Translation and connection device for radio frequency point of sale transaction systems |
| CN1485759A (en) * | 2002-09-23 | 2004-03-31 | 华为技术有限公司 | Process for accomplishing multiple uses at point of sale |
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2005
- 2005-04-13 CN CNB2005100653899A patent/CN100442763C/en not_active Expired - Fee Related
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP0704082B1 (en) * | 1993-06-17 | 1997-05-21 | Research In Motion Ltd. | Translation and connection device for radio frequency point of sale transaction systems |
| US5541925A (en) * | 1995-03-27 | 1996-07-30 | Compuserve Incorporated | Point of sale system that bypasses the public telephone network |
| WO1996042150A2 (en) * | 1995-06-07 | 1996-12-27 | Compuserve Incorporated | Automated routing of messages over a network |
| CN1485759A (en) * | 2002-09-23 | 2004-03-31 | 华为技术有限公司 | Process for accomplishing multiple uses at point of sale |
Non-Patent Citations (2)
| Title |
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| 银行POS接入新思路. 杨愚非，何伟.计算机与网络，第15期. 2004 |
| 银行POS接入新思路. 杨愚非，何伟.计算机与网络，第15期. 2004 * |
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