CN100401311C - Security deposit book with bar code and security information access method of the same - Google Patents
Security deposit book with bar code and security information access method of the same Download PDFInfo
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- CN100401311C CN100401311C CNB031398065A CN03139806A CN100401311C CN 100401311 C CN100401311 C CN 100401311C CN B031398065 A CNB031398065 A CN B031398065A CN 03139806 A CN03139806 A CN 03139806A CN 100401311 C CN100401311 C CN 100401311C
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- bar code
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- bankbook
- dimensional bar
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Abstract
The present invention relates to a safety deposit book with a bar code and a safety information access method. In the present invention, a two-dimensional bar code in which the information of an owner of account is recorded is attached to the bankbook to improve the capabilities of preventing counterfeiting and false claim, and the bankbook has the safety information access method independent of a network. The safety deposit book comprises a recording page on which the money access information of a depositor is recorded and a two-dimensional bar code which has the information of an identity card, a fingerprint, a photo, a signature, a telephone number, etc. and is printed or bonded on the deposit book. The safety information access method of the safety deposit book with a two-dimensional bar code comprises the step of storing safety information and the step of taking out the safety information, and the two steps respectively comprise the step that information codes of the information of the identity card, the fingerprint, the photo, the signature, the telephone number, etc. of the depositor are made into two-dimensional bar code; the two-dimensional bar code is printed or bonded on the deposit book. A bar code coding device scans the safety deposit book with a bar code to read the two-dimensional bar code, and the safety information can be obtained after decoding; the safety information is compared with the input payee's information to judge the equality.
Description
Technical field
The present invention relates on bank book, adhere to the two-dimensional bar code of record account holder information with the anti-counterfeiting that increases bankbook, the ability of anti-false claiming and the security information access method of this bank book.
Background technology
Along with development of internet technology, each tame bank all provides the service of " banking procedure where deposits and withdrawals are processed at any branch bank ", promptly after a family opens a bank account, and can be with bankbook in different branch line access and inquiry.Bank clerk generally reads the bankbook number of the account or imports number of the account by hand by magnetic strip reader, access the data of depositor in database by computer network, password is provided or shows I.D. according to the content request depositor who puts down in writing in the database, when password that provides as the depositor or ID (identity number) card information are coincide, can draw.If the third party just can be easily from bank's false claiming after getting access to depositor's bankbook and password with certain means, also there are same problem in check, draft, cashier's cheque and credit card.When network breaks down, does not perhaps open under the situation of network as yet the backcountry, because can not access the data of database, bank has only and do not realize " banking procedure where deposits and withdrawals are processed at any branch bank " or out of service, makes troubles to the depositor, has also influenced the business of bank.And the magnetic strip information on the bankbook rewritten easily, and bankbook is forged easily, bring loss can for bank and client.
On present bank book and check, draft, cashier's cheque and the credit card owing to there are not the information such as photo, signature, fingerprint, phone and I.D. of recording user, and the information that writes down on the bankbook magnetic stripe is easy to be rewritten, the bank account capital security need realize by network, on using, be subjected to certain restriction, because bank files such as bankbook are forged easily, deposit is falsely taken easily, and financing security is not high.
Technical scheme the object of the present invention is to provide a kind of security information access method that safe bankbook He this bankbook of bar code are arranged, utilize bar code to increase the bank account capital security, strengthen the ability of bankbook anti-counterfeiting, anti-false claiming, reduce business risk, improve the degree of belief of depositor bank.
A kind of safe bankbook that bar code is arranged disclosed by the invention comprises the record depositor recording of information page or leaf of depositing and withdrawing, and also comprises the wherein two-dimensional bar code of or multinomial content such as the information that has ID (identity number) card information, fingerprint, photo, signature, telephone number.Described two-dimensional bar code directly is printed on the bankbook, perhaps is attached on the bankbook.Described two-dimensional bar code wherein have information such as ID (identity number) card information, fingerprint, photo, signature, telephone number wherein one or multinomial content through encryption.
The security information access method of safe bar code bankbook disclosed by the invention, comprise step that deposits security information in and the step of taking out security information, the described step that deposits security information in comprises, depositor's ID (identity number) card information, fingerprint, photo, signature, telephone number or the like information coding is generated two-dimensional bar code, and described two-dimensional bar code is printed on the bankbook or is attached on the bankbook; The step of described taking-up security information comprises that the described safe bar code bankbook of bar code reader scans reads described two-dimensional bar code, and decoding obtains security information, judges whether identical with remittee's information contrast of input.
The described step that deposits security information in also comprises, depositor's ID (identity number) card information, fingerprint, photo, signature, telephone number or the like information is encrypted earlier, and then coding generates two-dimensional bar code.The step of described taking-up security information also comprises, read described two-dimensional bar code, decoding after, deciphering obtains security information.Described two-dimensional bar code can be two-dimentional half bar code.Described bar code recognizing apparatus comprises the contact-type imageing sensor.
Of the present invention have the safe bankbook of bar code and the security information access method of this bankbook to be applicable to bank files such as check, draft, cashier's cheque and credit card fully.
In the security information access method of the safe bankbook that bar code arranged of the present invention and this bankbook, adopt the bar code canned data, recognizing apparatus is understood bar code, be totally independent of network, and bar code is made, print, to understand cost low, makes the back and is difficult for revising, and security performance is good.And adopt half yard canned data of two dimension, and cooperate contact-type imageing sensor fetch equipment, significantly improve the density of information data, can control cost well.
Description of drawings
The present invention includes following accompanying drawing:
Fig. 1 is the bank book synoptic diagram that the present invention has two-dimensional bar code;
Fig. 2 is a kind of two-dimensional bar code;
Fig. 3 is that bar code bankbook of the present invention produces process flow diagram;
Fig. 4 is the method that the present invention utilizes the bar code bankbook to withdraw the money.
Embodiment is described in further details the present invention below in conjunction with drawings and Examples.
If common bank book is lost, the fund on the bankbook just may be falsely taken, in order to overcome this shortcoming, bankbook disclosed by the invention is with depositor's information, as ID (identity number) card information, fingerprint, photo, signature, telephone number etc., be compiled into the two-dimensional bar code of high power capacity, print or be attached on the bankbook.When the depositor holds this bankbook to bank debits, bank clerk is by the information in the bar code reader scans decoding acquisition bar code, and with these information and remittee's contrast, require the remittee that information such as identification card number, fingerprint, signature, phone are provided as required, confirm its identity, to prevent that fund is falsely taken in the bankbook.If the remittee withdraws the money for others, then must show the certificate indicate identification of oneself, stay record.Bank can use special-purpose bar code when making bankbook of the present invention, can also encrypt information, and the special-purpose two-dimensional bar code after this encryption has only the specialized apparatus restore information of could decoding.Bankbook with enciphered bar code is difficult to forge, and more difficult rewriting also is difficult to be utilized false claiming by the bad person even contingency is lost.
The method that this utilization of the present invention has the bankbook of two-dimensional bar code to withdraw the money does not rely on network, just can check remittee's identity, has improved the security of bankbook fund.This method is applicable to bank files such as check, draft, cashier's cheque and credit card fully.
Be the bank book synoptic diagram that the present invention has two-dimensional bar code as shown in Figure 1, near the magnetic stripe of bankbook two-dimensional bar code arranged, the bar code of this depositor's of having information can be positioned at the position that other are convenient to read on the bankbook.
Be a kind of two-dimensional bar code as shown in Figure 2; This is a kind of highdensity two dimension half bar code, the applicant has applied for Chinese patent 03117955.x with regard to this coding, and this bar code has pilot hole, the position that is scanned of identification bar code automatically in scanning recognition process, low to the recognizing apparatus requirement, be called two-dimentional half bar code usually.The locating device of this two dimension half bar code can also be the position line that covers in the bar code, and the applicant has applied for Chinese patent 02134545.7 to this locating device.This two dimension half bar code can adopt the imaging in 1: 1 of contact (CIS) imageing sensor, and is with low cost.Single bar code graphics capacity can reach 32KB, and the high density data memory space is arranged.
Alleged two dimension half bar code of the present invention is a kind of of two-dimensional bar code, and this two dimension half bar code has the locating information of this bar code, and the positional information of this bar code can be provided to scanner when being scanned, and helps scanning and decoding.
Be that bar code bankbook of the present invention produces process flow diagram as shown in Figure 3, at first information such as bank's collection depositor's identification card number, fingerprint, signature, telephone number are encoded into this information encryption two-dimensional bar code again, print or be attached to generate safe bankbook on the bankbook.
Be the method that the present invention utilizes the bar code bankbook to withdraw the money as shown in Figure 4, the remittee holds the safe bar code bankbook and withdraws the money, bank at first utilizes the bar code reader scans bar code, information such as the identification card number that automatic decoding acquisition depositor puts down in writing on bankbook, fingerprint, signature, phone, the information contrast that again these information and remittee is provided, if being exactly the depositor, the remittee can continue to finish the service that the remittee requires, can not provide service according to bank's regulation refusal if the remittee is not the depositor, service perhaps is provided after the remittee provides the certificate of oneself again.
Claims (6)
1. safe bankbook that bar code is arranged, comprise the record depositor recording of information page or leaf of depositing and withdrawing, it is characterized in that, also comprise have ID (identity number) card information, fingerprint, photo, signature and the telephone number information two-dimensional bar code of or multinomial content wherein, described two-dimensional bar code adopts two-dimentional half bar code.
2. the safe bankbook that bar code is arranged as claimed in claim 1 is characterized in that described two-dimensional bar code directly is printed on the bankbook, perhaps is attached on the bankbook.
3. the safe bankbook that bar code is arranged as claimed in claim 1 is characterized in that, has ID (identity number) card information, fingerprint, photo, signature and telephone number wherein one or the encryption of multinomial content process in the described two-dimensional bar code.
4. the security information access method of a safe bar code bankbook, it is characterized in that, comprise step that deposits security information in and the step of taking out security information, the described step that deposits security information in comprises, with depositor's ID (identity number) card information, fingerprint, photo, signature and telephone number wherein one or multinomial content encoding generate two-dimensional bar code, described two-dimensional bar code is printed on the bankbook or is attached on the bankbook; The step of described taking-up security information comprises that the described safe bar code bankbook of bar code reader scans reads described two-dimensional bar code, and decoding obtains security information, contrasts automatically with remittee's information of importing, judges whether identical; Described two-dimensional bar code is two-dimentional half bar code.
5. the security information access method of safe bar code bankbook as claimed in claim 4, it is characterized in that, the described step that deposits security information in comprises, with depositor's wherein one or the encryption earlier of multinomial content of ID (identity number) card information, fingerprint, photo, signature and telephone number, and then coding generates two-dimensional bar code; The step of described taking-up security information also comprises, read described two-dimensional bar code, decoding after, deciphering obtains security information.
6. as the security information access method of claim 4 or 5 described safe bar code bankbooks, it is characterized in that described bar code recognizing apparatus comprises the contact-type imageing sensor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB031398065A CN100401311C (en) | 2003-07-15 | 2003-07-15 | Security deposit book with bar code and security information access method of the same |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB031398065A CN100401311C (en) | 2003-07-15 | 2003-07-15 | Security deposit book with bar code and security information access method of the same |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN1570948A CN1570948A (en) | 2005-01-26 |
| CN100401311C true CN100401311C (en) | 2008-07-09 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNB031398065A Expired - Fee Related CN100401311C (en) | 2003-07-15 | 2003-07-15 | Security deposit book with bar code and security information access method of the same |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN100401311C (en) |
Families Citing this family (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102114744A (en) * | 2011-03-30 | 2011-07-06 | 信雅达系统工程股份有限公司 | Bank certificate and recognition method thereof |
| CN103425948A (en) * | 2012-05-18 | 2013-12-04 | 无锡指网生物识别科技有限公司 | Integrated machine with integration of 2nd-generation ID card reading device and fingerprint collection function |
| CN106446735B (en) * | 2016-08-30 | 2018-11-23 | 江苏先云信息技术有限公司 | A kind of bar code information access system of safe bankbook |
| CN108765786B (en) * | 2018-04-03 | 2020-11-24 | 中电金融设备系统（深圳）有限公司 | Two-dimensional code withdrawal safety verification method and system and computer storage medium |
| CN108608740A (en) * | 2018-05-07 | 2018-10-02 | 太仓市同维电子有限公司 | Bar code printer system and its method for supplier's delivery bar code printing |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4600828A (en) * | 1983-09-30 | 1986-07-15 | Ncr Corporation | Automatic issuance of passbooks and the like |
| CN2355374Y (en) * | 1998-07-05 | 1999-12-22 | 熊锐 | Automatic fingerprint identifier for drawing money from bank |
| CN1289985A (en) * | 2000-10-13 | 2001-04-04 | 姚志邦 | Antiforge method and device for deposit receipt of bank |
| CN1327216A (en) * | 2000-06-05 | 2001-12-19 | 张树新 | Anti-fake, anti-loss and safety method of paper base check and electronic check by network technology |
| JP2002074291A (en) * | 2000-08-31 | 2002-03-15 | Oki Electric Ind Co Ltd | Personal identification medium and medium reader |
| EP1267311A1 (en) * | 2001-06-12 | 2002-12-18 | Kam Fu Wong | Barcoded banknote and associated apparatus for processing such a banknote |
| CN1396538A (en) * | 2002-08-07 | 2003-02-12 | 深圳矽感科技有限公司 | Method and system for electronizing character and chart information on ordinary carrier |
-
2003
- 2003-07-15 CN CNB031398065A patent/CN100401311C/en not_active Expired - Fee Related
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4600828A (en) * | 1983-09-30 | 1986-07-15 | Ncr Corporation | Automatic issuance of passbooks and the like |
| CN2355374Y (en) * | 1998-07-05 | 1999-12-22 | 熊锐 | Automatic fingerprint identifier for drawing money from bank |
| CN1327216A (en) * | 2000-06-05 | 2001-12-19 | 张树新 | Anti-fake, anti-loss and safety method of paper base check and electronic check by network technology |
| JP2002074291A (en) * | 2000-08-31 | 2002-03-15 | Oki Electric Ind Co Ltd | Personal identification medium and medium reader |
| CN1289985A (en) * | 2000-10-13 | 2001-04-04 | 姚志邦 | Antiforge method and device for deposit receipt of bank |
| EP1267311A1 (en) * | 2001-06-12 | 2002-12-18 | Kam Fu Wong | Barcoded banknote and associated apparatus for processing such a banknote |
| CN1396538A (en) * | 2002-08-07 | 2003-02-12 | 深圳矽感科技有限公司 | Method and system for electronizing character and chart information on ordinary carrier |
Also Published As
| Publication number | Publication date |
|---|---|
| CN1570948A (en) | 2005-01-26 |
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Owner name: WUHAN SYSCAN TECHNOLOGY CO, LTD. Free format text: FORMER OWNER: XIGAN SCI. + TECH. CO., LTD., SHENZHEN Effective date: 20060728 |
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Effective date of registration: 20060728 Address after: 430040 No. 4 Wu Nan Road, Wuhan Taiwan investment zone, East and West Lake District Applicant after: WUHAN SYSCAN TECHNOLOGY Co.,Ltd. Address before: 518034 No. 1 World Plaza office building, No. 7002 Hongli West Road, Guangdong, Shenzhen 19A Applicant before: SHENZHEN SYSCAN TECHNOLOGY Co.,Ltd. |
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Owner name: WUHAN SYSCAN DIGITAL CO., LTD. Effective date: 20150331 Owner name: SHANGHAI SYSCAN INFORMATION TECHNOLOGY (GROUP) CO. Free format text: FORMER OWNER: WUHAN XIGAN SCI. + TECH. CO., LTD. Effective date: 20150331 |
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Effective date of registration: 20150331 Address after: 201203, Shanghai Zhangjiang hi tech park, 501 East Road, 7 floor, room 3000 Patentee after: SHANGHAI SYSCAN INFORMATION TECHNOLOGY GROUP Co.,Ltd. Patentee after: SHENZHEN SYSCAN TECHNOLOGY Co.,Ltd. Address before: 430040, No. 4, Wu Nan Road, Taiwan business investment zone, Dongxihu District, Hubei, Wuhan Patentee before: WUHAN SYSCAN TECHNOLOGY Co.,Ltd. |
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Effective date of registration: 20151216 Address after: 430000, No. 31, Wuhuan Avenue, Dongxihu District, Hubei, Wuhan Patentee after: WUHAN SYSCAN TECHNOLOGY Co.,Ltd. Address before: 201203, Shanghai Zhangjiang hi tech park, 501 East Road, 7 floor, room 3000 Patentee before: SHANGHAI SYSCAN INFORMATION TECHNOLOGY GROUP Co.,Ltd. Patentee before: SHENZHEN SYSCAN TECHNOLOGY Co.,Ltd. |
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Granted publication date: 20080709 |