CL2014002923A1 - Security procedure that avoids fraud and instantly notifies the user when an attempt is made to illegally access bank or commercial accounts without the user's authorization, consists in forcing the user to initiate a telephone session, before using his account and making Your transactions - Google Patents

Security procedure that avoids fraud and instantly notifies the user when an attempt is made to illegally access bank or commercial accounts without the user's authorization, consists in forcing the user to initiate a telephone session, before using his account and making Your transactions

Info

Publication number
CL2014002923A1
CL2014002923A1 CL2014002923A CL2014002923A CL2014002923A1 CL 2014002923 A1 CL2014002923 A1 CL 2014002923A1 CL 2014002923 A CL2014002923 A CL 2014002923A CL 2014002923 A CL2014002923 A CL 2014002923A CL 2014002923 A1 CL2014002923 A1 CL 2014002923A1
Authority
CL
Chile
Prior art keywords
user
account
transactions
authorization
forcing
Prior art date
Application number
CL2014002923A
Other languages
Spanish (es)
Inventor
Miguel Fuica Jerez José
Original Assignee
Miguel Fuica Jerez José
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Miguel Fuica Jerez José filed Critical Miguel Fuica Jerez José
Priority to CL2014002923A priority Critical patent/CL2014002923A1/en
Publication of CL2014002923A1 publication Critical patent/CL2014002923A1/en
Priority to PCT/CL2015/000058 priority patent/WO2016065495A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Finance (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)
  • Data Exchanges In Wide-Area Networks (AREA)

Abstract

La presente invención, se refiere a un procedimiento que obliga al usuario a iniciar sesión vía telefónica, antes de realizar las transacciones. Así, cuando no lo ha hecho, aunque roben datos y claves de tarjetas o Internet, no será posible acceder en forma fraudulenta a la cuenta bancaria o comercial del usuario. De ocurrir un intento de acceso ilícito, se le avisa en ese mismo momento en forma simultánea, al celular del usuario vía mensaje de texto, al proveedor de la cuenta por mensajería interna y, uThe present invention refers to a procedure that obliges the user to log in by telephone, before making the transactions. Thus, when you have not done so, even if you steal data and passwords from cards or the Internet, it will not be possible to fraudulently access the user's bank or commercial account. If an attempted illegal access occurs, the user’s cell phone will be notified simultaneously at the same time via text message, the account provider through internal messaging and, or

CL2014002923A 2014-10-29 2014-10-29 Security procedure that avoids fraud and instantly notifies the user when an attempt is made to illegally access bank or commercial accounts without the user's authorization, consists in forcing the user to initiate a telephone session, before using his account and making Your transactions CL2014002923A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CL2014002923A CL2014002923A1 (en) 2014-10-29 2014-10-29 Security procedure that avoids fraud and instantly notifies the user when an attempt is made to illegally access bank or commercial accounts without the user's authorization, consists in forcing the user to initiate a telephone session, before using his account and making Your transactions
PCT/CL2015/000058 WO2016065495A1 (en) 2014-10-29 2015-10-29 Computer security method for initiating a telephone session before carrying out bank or commercial transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CL2014002923A CL2014002923A1 (en) 2014-10-29 2014-10-29 Security procedure that avoids fraud and instantly notifies the user when an attempt is made to illegally access bank or commercial accounts without the user's authorization, consists in forcing the user to initiate a telephone session, before using his account and making Your transactions

Publications (1)

Publication Number Publication Date
CL2014002923A1 true CL2014002923A1 (en) 2015-02-13

Family

ID=53404063

Family Applications (1)

Application Number Title Priority Date Filing Date
CL2014002923A CL2014002923A1 (en) 2014-10-29 2014-10-29 Security procedure that avoids fraud and instantly notifies the user when an attempt is made to illegally access bank or commercial accounts without the user's authorization, consists in forcing the user to initiate a telephone session, before using his account and making Your transactions

Country Status (2)

Country Link
CL (1) CL2014002923A1 (en)
WO (1) WO2016065495A1 (en)

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8065226B2 (en) * 2000-07-20 2011-11-22 Citicorp Development Center, Inc. Method and system for performing a cash transaction with a self-service financial transaction terminal
US7685037B2 (en) * 2001-03-26 2010-03-23 3MFuture Ltd. Transaction authorisation system
US7742984B2 (en) * 2001-07-06 2010-06-22 Hossein Mohsenzadeh Secure authentication and payment system
US20100235283A1 (en) * 2006-03-21 2010-09-16 Gerson Howard J Financial transactions using a communication device
US8959032B2 (en) * 2012-10-10 2015-02-17 Quisk, Inc. Self-authenticating peer to peer transaction

Also Published As

Publication number Publication date
WO2016065495A1 (en) 2016-05-06

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CL2014002923A1 (en) Security procedure that avoids fraud and instantly notifies the user when an attempt is made to illegally access bank or commercial accounts without the user's authorization, consists in forcing the user to initiate a telephone session, before using his account and making Your transactions