CA3253872A1 - SETTING UP APPLICATIONS ON A DEVICE USING A CONTACTLESS CARD - Google Patents

SETTING UP APPLICATIONS ON A DEVICE USING A CONTACTLESS CARD

Info

Publication number
CA3253872A1
CA3253872A1 CA3253872A CA3253872A CA3253872A1 CA 3253872 A1 CA3253872 A1 CA 3253872A1 CA 3253872 A CA3253872 A CA 3253872A CA 3253872 A CA3253872 A CA 3253872A CA 3253872 A1 CA3253872 A1 CA 3253872A1
Authority
CA
Canada
Prior art keywords
application
configuration information
server
cryptogram
receiving
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CA3253872A
Other languages
English (en)
French (fr)
Inventor
Wayne Lutz
Kevin Osborn
Jeffrey Rule
Original Assignee
Capital One Services LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital One Services LLC filed Critical Capital One Services LLC
Publication of CA3253872A1 publication Critical patent/CA3253872A1/en
Pending legal-status Critical Current

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/30—Security of mobile devices; Security of mobile applications
    • H04W12/35—Protecting application or service provisioning, e.g. securing SIM application provisioning
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/03—Protecting confidentiality, e.g. by encryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/10—Integrity
    • H04W12/106—Packet or message integrity
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/40—Security arrangements using identity modules
    • H04W12/47—Security arrangements using identity modules using near field communication [NFC] or radio frequency identification [RFID] modules
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H04W12/069—Authentication using certificates or pre-shared keys

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Computing Systems (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Information Transfer Between Computers (AREA)
  • Stored Programmes (AREA)
CA3253872A 2022-05-23 2023-04-24 SETTING UP APPLICATIONS ON A DEVICE USING A CONTACTLESS CARD Pending CA3253872A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US17/664,460 US20230376936A1 (en) 2022-05-23 2022-05-23 Configuring applications on a device using a contactless card
US17/664,460 2022-05-23
PCT/US2023/019567 WO2023229768A1 (en) 2022-05-23 2023-04-24 Configuring applications on a device using a contactless card

Publications (1)

Publication Number Publication Date
CA3253872A1 true CA3253872A1 (en) 2023-11-30

Family

ID=86386708

Family Applications (1)

Application Number Title Priority Date Filing Date
CA3253872A Pending CA3253872A1 (en) 2022-05-23 2023-04-24 SETTING UP APPLICATIONS ON A DEVICE USING A CONTACTLESS CARD

Country Status (8)

Country Link
US (1) US20230376936A1 (enExample)
EP (1) EP4529736A1 (enExample)
JP (1) JP2025519121A (enExample)
KR (1) KR20250010610A (enExample)
CN (1) CN119605209A (enExample)
AU (1) AU2023275391A1 (enExample)
CA (1) CA3253872A1 (enExample)
WO (1) WO2023229768A1 (enExample)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US12061682B2 (en) 2021-07-19 2024-08-13 Capital One Services, Llc System and method to perform digital authentication using multiple channels of communication
US12694144B2 (en) * 2024-07-16 2026-07-28 Capital One Services, Llc Computer-based systems configured for accessing electronic data sources with invisible authentication and launching, and computer-based methods of use thereof

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140020068A1 (en) * 2005-10-06 2014-01-16 C-Sam, Inc. Limiting widget access of wallet, device, client applications, and network resources while providing access to issuer-specific and/or widget-specific issuer security domains in a multi-domain ecosystem for secure personalized transactions
US20090119678A1 (en) * 2007-11-02 2009-05-07 Jimmy Shih Systems and methods for supporting downloadable applications on a portable client device
US9407443B2 (en) * 2012-06-05 2016-08-02 Lookout, Inc. Component analysis of software applications on computing devices
US9776078B2 (en) * 2012-10-02 2017-10-03 Razer (Asia-Pacific) Pte. Ltd. Application state backup and restoration across multiple devices
CN103279355B (zh) * 2013-06-04 2016-03-30 沈琼茂 创建移动应用商店的系统及方法
WO2017012580A1 (zh) * 2015-07-22 2017-01-26 天地融科技股份有限公司 数据处理方法与装置以及pos机交易系统
US20170185617A1 (en) * 2015-12-29 2017-06-29 Quixey, Inc. Data Object Based Application State Sharing Methods for User Devices
EP3571824B1 (en) * 2017-01-17 2023-05-03 Visa International Service Association Binding cryptogram with protocol characteristics
US10489781B1 (en) * 2018-10-02 2019-11-26 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10909527B2 (en) * 2018-10-02 2021-02-02 Capital One Services, Llc Systems and methods for performing a reissue of a contactless card
US10467622B1 (en) * 2019-02-01 2019-11-05 Capital One Services, Llc Using on-demand applications to generate virtual numbers for a contactless card to securely autofill forms
US20210012322A1 (en) * 2019-07-10 2021-01-14 Mastercard International Incorporated Systems, methods and computer program products for mobile device based payment transactions through near field communication with a contactless payment card
US11455620B2 (en) * 2019-12-31 2022-09-27 Capital One Services, Llc Tapping a contactless card to a computing device to provision a virtual number
US20210272097A1 (en) * 2020-02-27 2021-09-02 Jpmorgan Chase Bank, N.A. Systems and methods for contactless card-based credentials

Also Published As

Publication number Publication date
CN119605209A (zh) 2025-03-11
WO2023229768A1 (en) 2023-11-30
AU2023275391A1 (en) 2024-12-05
EP4529736A1 (en) 2025-04-02
JP2025519121A (ja) 2025-06-24
KR20250010610A (ko) 2025-01-21
US20230376936A1 (en) 2023-11-23

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